$145,000 Mortgage for 30 Years

What is the monthly payment of a 145,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $145,000 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 145k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $145,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
145,000 at 2.01%$536.67
145,000 at 2.02%$537.40
145,000 at 2.03%$538.13
145,000 at 2.04%$538.85
145,000 at 2.05%$539.58
145,000 at 2.06%$540.31
145,000 at 2.07%$541.04
145,000 at 2.08%$541.77
145,000 at 2.09%$542.50
145,000 at 2.1%$543.23
145,000 at 2.11%$543.96
145,000 at 2.12%$544.69
145,000 at 2.13%$545.42
145,000 at 2.14%$546.16
145,000 at 2.15%$546.89
145,000 at 2.16%$547.62
145,000 at 2.17%$548.36
145,000 at 2.18%$549.09
145,000 at 2.19%$549.83
145,000 at 2.2%$550.57
145,000 at 2.21%$551.30
145,000 at 2.22%$552.04
145,000 at 2.23%$552.78
145,000 at 2.24%$553.52
145,000 at 2.25%$554.26
145,000 at 2.26%$555.00
145,000 at 2.27%$555.74
145,000 at 2.28%$556.48
145,000 at 2.29%$557.22
145,000 at 2.3%$557.96
145,000 at 2.31%$558.70
145,000 at 2.32%$559.45
145,000 at 2.33%$560.19
145,000 at 2.34%$560.94
145,000 at 2.35%$561.68
145,000 at 2.36%$562.43
145,000 at 2.37%$563.17
145,000 at 2.38%$563.92
145,000 at 2.39%$564.67
145,000 at 2.4%$565.41
145,000 at 2.41%$566.16
145,000 at 2.42%$566.91
145,000 at 2.43%$567.66
145,000 at 2.44%$568.41
145,000 at 2.45%$569.16
145,000 at 2.46%$569.91
145,000 at 2.47%$570.67
145,000 at 2.48%$571.42
145,000 at 2.49%$572.17
145,000 at 2.5%$572.93
145,000 at 2.51%$573.68
145,000 at 2.52%$574.43
145,000 at 2.53%$575.19
145,000 at 2.54%$575.95
145,000 at 2.55%$576.70
145,000 at 2.56%$577.46
145,000 at 2.57%$578.22
145,000 at 2.58%$578.97
145,000 at 2.59%$579.73
145,000 at 2.6%$580.49
145,000 at 2.61%$581.25
145,000 at 2.62%$582.01
145,000 at 2.63%$582.77
145,000 at 2.64%$583.54
145,000 at 2.65%$584.30
145,000 at 2.66%$585.06
145,000 at 2.67%$585.82
145,000 at 2.68%$586.59
145,000 at 2.69%$587.35
145,000 at 2.7%$588.12
145,000 at 2.71%$588.88
145,000 at 2.72%$589.65
145,000 at 2.73%$590.41
145,000 at 2.74%$591.18
145,000 at 2.75%$591.95
145,000 at 2.76%$592.72
145,000 at 2.77%$593.49
145,000 at 2.78%$594.26
145,000 at 2.79%$595.03
145,000 at 2.8%$595.80
145,000 at 2.81%$596.57
145,000 at 2.82%$597.34
145,000 at 2.83%$598.11
145,000 at 2.84%$598.88
145,000 at 2.85%$599.66
145,000 at 2.86%$600.43
145,000 at 2.87%$601.21
145,000 at 2.88%$601.98
145,000 at 2.89%$602.76
145,000 at 2.9%$603.53
145,000 at 2.91%$604.31
145,000 at 2.92%$605.09
145,000 at 2.93%$605.87
145,000 at 2.94%$606.64
145,000 at 2.95%$607.42
145,000 at 2.96%$608.20
145,000 at 2.97%$608.98
145,000 at 2.98%$609.76
145,000 at 2.99%$610.54
145,000 at 3%$611.33
145,000 at 3.01%$612.11
145,000 at 3.02%$612.89
145,000 at 3.03%$613.67
145,000 at 3.04%$614.46
145,000 at 3.05%$615.24
145,000 at 3.06%$616.03
145,000 at 3.07%$616.81
145,000 at 3.08%$617.60
145,000 at 3.09%$618.39
145,000 at 3.1%$619.17
145,000 at 3.11%$619.96
145,000 at 3.12%$620.75
145,000 at 3.13%$621.54
145,000 at 3.14%$622.33
145,000 at 3.15%$623.12
145,000 at 3.16%$623.91
145,000 at 3.17%$624.70
145,000 at 3.18%$625.49
145,000 at 3.19%$626.28
145,000 at 3.2%$627.08
145,000 at 3.21%$627.87
145,000 at 3.22%$628.66
145,000 at 3.23%$629.46
145,000 at 3.24%$630.25
145,000 at 3.25%$631.05
145,000 at 3.26%$631.85
145,000 at 3.27%$632.64
145,000 at 3.28%$633.44
145,000 at 3.29%$634.24
145,000 at 3.3%$635.04
145,000 at 3.31%$635.83
145,000 at 3.32%$636.63
145,000 at 3.33%$637.43
145,000 at 3.34%$638.23
145,000 at 3.35%$639.03
145,000 at 3.36%$639.84
145,000 at 3.37%$640.64
145,000 at 3.38%$641.44
145,000 at 3.39%$642.24
145,000 at 3.4%$643.05
145,000 at 3.41%$643.85
145,000 at 3.42%$644.66
145,000 at 3.43%$645.46
145,000 at 3.44%$646.27
145,000 at 3.45%$647.07
145,000 at 3.46%$647.88
145,000 at 3.47%$648.69
145,000 at 3.48%$649.50
145,000 at 3.49%$650.31
145,000 at 3.5%$651.11
Interest Rate 30 Year
145,000 at 3.51%$651.92
145,000 at 3.52%$652.73
145,000 at 3.53%$653.55
145,000 at 3.54%$654.36
145,000 at 3.55%$655.17
145,000 at 3.56%$655.98
145,000 at 3.57%$656.79
145,000 at 3.58%$657.61
145,000 at 3.59%$658.42
145,000 at 3.6%$659.24
145,000 at 3.61%$660.05
145,000 at 3.62%$660.87
145,000 at 3.63%$661.68
145,000 at 3.64%$662.50
145,000 at 3.65%$663.32
145,000 at 3.66%$664.13
145,000 at 3.67%$664.95
145,000 at 3.68%$665.77
145,000 at 3.69%$666.59
145,000 at 3.7%$667.41
145,000 at 3.71%$668.23
145,000 at 3.72%$669.05
145,000 at 3.73%$669.87
145,000 at 3.74%$670.70
145,000 at 3.75%$671.52
145,000 at 3.76%$672.34
145,000 at 3.77%$673.16
145,000 at 3.78%$673.99
145,000 at 3.79%$674.81
145,000 at 3.8%$675.64
145,000 at 3.81%$676.46
145,000 at 3.82%$677.29
145,000 at 3.83%$678.12
145,000 at 3.84%$678.94
145,000 at 3.85%$679.77
145,000 at 3.86%$680.60
145,000 at 3.87%$681.43
145,000 at 3.88%$682.26
145,000 at 3.89%$683.09
145,000 at 3.9%$683.92
145,000 at 3.91%$684.75
145,000 at 3.92%$685.58
145,000 at 3.93%$686.41
145,000 at 3.94%$687.25
145,000 at 3.95%$688.08
145,000 at 3.96%$688.91
145,000 at 3.97%$689.75
145,000 at 3.98%$690.58
145,000 at 3.99%$691.42
145,000 at 4%$692.25
145,000 at 4.01%$693.09
145,000 at 4.02%$693.93
145,000 at 4.03%$694.76
145,000 at 4.04%$695.60
145,000 at 4.05%$696.44
145,000 at 4.06%$697.28
145,000 at 4.07%$698.12
145,000 at 4.08%$698.96
145,000 at 4.09%$699.80
145,000 at 4.1%$700.64
145,000 at 4.11%$701.48
145,000 at 4.12%$702.32
145,000 at 4.13%$703.16
145,000 at 4.14%$704.01
145,000 at 4.15%$704.85
145,000 at 4.16%$705.69
145,000 at 4.17%$706.54
145,000 at 4.18%$707.38
145,000 at 4.19%$708.23
145,000 at 4.2%$709.07
145,000 at 4.21%$709.92
145,000 at 4.22%$710.77
145,000 at 4.23%$711.62
145,000 at 4.24%$712.46
145,000 at 4.25%$713.31
145,000 at 4.26%$714.16
145,000 at 4.27%$715.01
145,000 at 4.28%$715.86
145,000 at 4.29%$716.71
145,000 at 4.3%$717.56
145,000 at 4.31%$718.42
145,000 at 4.32%$719.27
145,000 at 4.33%$720.12
145,000 at 4.34%$720.97
145,000 at 4.35%$721.83
145,000 at 4.36%$722.68
145,000 at 4.37%$723.54
145,000 at 4.38%$724.39
145,000 at 4.39%$725.25
145,000 at 4.4%$726.10
145,000 at 4.41%$726.96
145,000 at 4.42%$727.82
145,000 at 4.43%$728.68
145,000 at 4.44%$729.53
145,000 at 4.45%$730.39
145,000 at 4.46%$731.25
145,000 at 4.47%$732.11
145,000 at 4.48%$732.97
145,000 at 4.49%$733.83
145,000 at 4.5%$734.69
145,000 at 4.51%$735.56
145,000 at 4.52%$736.42
145,000 at 4.53%$737.28
145,000 at 4.54%$738.14
145,000 at 4.55%$739.01
145,000 at 4.56%$739.87
145,000 at 4.57%$740.74
145,000 at 4.58%$741.60
145,000 at 4.59%$742.47
145,000 at 4.6%$743.33
145,000 at 4.61%$744.20
145,000 at 4.62%$745.07
145,000 at 4.63%$745.94
145,000 at 4.64%$746.80
145,000 at 4.65%$747.67
145,000 at 4.66%$748.54
145,000 at 4.67%$749.41
145,000 at 4.68%$750.28
145,000 at 4.69%$751.15
145,000 at 4.7%$752.02
145,000 at 4.71%$752.90
145,000 at 4.72%$753.77
145,000 at 4.73%$754.64
145,000 at 4.74%$755.51
145,000 at 4.75%$756.39
145,000 at 4.76%$757.26
145,000 at 4.77%$758.14
145,000 at 4.78%$759.01
145,000 at 4.79%$759.89
145,000 at 4.8%$760.76
145,000 at 4.81%$761.64
145,000 at 4.82%$762.52
145,000 at 4.83%$763.40
145,000 at 4.84%$764.27
145,000 at 4.85%$765.15
145,000 at 4.86%$766.03
145,000 at 4.87%$766.91
145,000 at 4.88%$767.79
145,000 at 4.89%$768.67
145,000 at 4.9%$769.55
145,000 at 4.91%$770.44
145,000 at 4.92%$771.32
145,000 at 4.93%$772.20
145,000 at 4.94%$773.08
145,000 at 4.95%$773.97
145,000 at 4.96%$774.85
145,000 at 4.97%$775.73
145,000 at 4.98%$776.62
145,000 at 4.99%$777.51
145,000 at 5%$778.39
Interest Rate 30 Year
145,000 at 5.01%$779.28
145,000 at 5.02%$780.16
145,000 at 5.03%$781.05
145,000 at 5.04%$781.94
145,000 at 5.05%$782.83
145,000 at 5.06%$783.72
145,000 at 5.07%$784.61
145,000 at 5.08%$785.50
145,000 at 5.09%$786.39
145,000 at 5.1%$787.28
145,000 at 5.11%$788.17
145,000 at 5.12%$789.06
145,000 at 5.13%$789.95
145,000 at 5.14%$790.84
145,000 at 5.15%$791.74
145,000 at 5.16%$792.63
145,000 at 5.17%$793.53
145,000 at 5.18%$794.42
145,000 at 5.19%$795.32
145,000 at 5.2%$796.21
145,000 at 5.21%$797.11
145,000 at 5.22%$798.00
145,000 at 5.23%$798.90
145,000 at 5.24%$799.80
145,000 at 5.25%$800.70
145,000 at 5.26%$801.59
145,000 at 5.27%$802.49
145,000 at 5.28%$803.39
145,000 at 5.29%$804.29
145,000 at 5.3%$805.19
145,000 at 5.31%$806.09
145,000 at 5.32%$806.99
145,000 at 5.33%$807.90
145,000 at 5.34%$808.80
145,000 at 5.35%$809.70
145,000 at 5.36%$810.60
145,000 at 5.37%$811.51
145,000 at 5.38%$812.41
145,000 at 5.39%$813.31
145,000 at 5.4%$814.22
145,000 at 5.41%$815.13
145,000 at 5.42%$816.03
145,000 at 5.43%$816.94
145,000 at 5.44%$817.84
145,000 at 5.45%$818.75
145,000 at 5.46%$819.66
145,000 at 5.47%$820.57
145,000 at 5.48%$821.48
145,000 at 5.49%$822.38
145,000 at 5.5%$823.29
145,000 at 5.51%$824.20
145,000 at 5.52%$825.11
145,000 at 5.53%$826.03
145,000 at 5.54%$826.94
145,000 at 5.55%$827.85
145,000 at 5.56%$828.76
145,000 at 5.57%$829.67
145,000 at 5.58%$830.59
145,000 at 5.59%$831.50
145,000 at 5.6%$832.41
145,000 at 5.61%$833.33
145,000 at 5.62%$834.24
145,000 at 5.63%$835.16
145,000 at 5.64%$836.08
145,000 at 5.65%$836.99
145,000 at 5.66%$837.91
145,000 at 5.67%$838.83
145,000 at 5.68%$839.74
145,000 at 5.69%$840.66
145,000 at 5.7%$841.58
145,000 at 5.71%$842.50
145,000 at 5.72%$843.42
145,000 at 5.73%$844.34
145,000 at 5.74%$845.26
145,000 at 5.75%$846.18
145,000 at 5.76%$847.10
145,000 at 5.77%$848.02
145,000 at 5.78%$848.95
145,000 at 5.79%$849.87
145,000 at 5.8%$850.79
145,000 at 5.81%$851.72
145,000 at 5.82%$852.64
145,000 at 5.83%$853.56
145,000 at 5.84%$854.49
145,000 at 5.85%$855.41
145,000 at 5.86%$856.34
145,000 at 5.87%$857.27
145,000 at 5.88%$858.19
145,000 at 5.89%$859.12
145,000 at 5.9%$860.05
145,000 at 5.91%$860.98
145,000 at 5.92%$861.90
145,000 at 5.93%$862.83
145,000 at 5.94%$863.76
145,000 at 5.95%$864.69
145,000 at 5.96%$865.62
145,000 at 5.97%$866.55
145,000 at 5.98%$867.48
145,000 at 5.99%$868.42
145,000 at 6%$869.35
145,000 at 6.01%$870.28
145,000 at 6.02%$871.21
145,000 at 6.03%$872.15
145,000 at 6.04%$873.08
145,000 at 6.05%$874.01
145,000 at 6.06%$874.95
145,000 at 6.07%$875.88
145,000 at 6.08%$876.82
145,000 at 6.09%$877.76
145,000 at 6.1%$878.69
145,000 at 6.11%$879.63
145,000 at 6.12%$880.57
145,000 at 6.13%$881.50
145,000 at 6.14%$882.44
145,000 at 6.15%$883.38
145,000 at 6.16%$884.32
145,000 at 6.17%$885.26
145,000 at 6.18%$886.20
145,000 at 6.19%$887.14
145,000 at 6.2%$888.08
145,000 at 6.21%$889.02
145,000 at 6.22%$889.96
145,000 at 6.23%$890.90
145,000 at 6.24%$891.85
145,000 at 6.25%$892.79
145,000 at 6.26%$893.73
145,000 at 6.27%$894.68
145,000 at 6.28%$895.62
145,000 at 6.29%$896.57
145,000 at 6.3%$897.51
145,000 at 6.31%$898.46
145,000 at 6.32%$899.40
145,000 at 6.33%$900.35
145,000 at 6.34%$901.29
145,000 at 6.35%$902.24
145,000 at 6.36%$903.19
145,000 at 6.37%$904.14
145,000 at 6.38%$905.09
145,000 at 6.39%$906.03
145,000 at 6.4%$906.98
145,000 at 6.41%$907.93
145,000 at 6.42%$908.88
145,000 at 6.43%$909.83
145,000 at 6.44%$910.78
145,000 at 6.45%$911.74
145,000 at 6.46%$912.69
145,000 at 6.47%$913.64
145,000 at 6.48%$914.59
145,000 at 6.49%$915.55
145,000 at 6.5%$916.50
Interest Rate 30 Year
145,000 at 6.51%$917.45
145,000 at 6.52%$918.41
145,000 at 6.53%$919.36
145,000 at 6.54%$920.32
145,000 at 6.55%$921.27
145,000 at 6.56%$922.23
145,000 at 6.57%$923.18
145,000 at 6.58%$924.14
145,000 at 6.59%$925.10
145,000 at 6.6%$926.06
145,000 at 6.61%$927.01
145,000 at 6.62%$927.97
145,000 at 6.63%$928.93
145,000 at 6.64%$929.89
145,000 at 6.65%$930.85
145,000 at 6.66%$931.81
145,000 at 6.67%$932.77
145,000 at 6.68%$933.73
145,000 at 6.69%$934.69
145,000 at 6.7%$935.65
145,000 at 6.71%$936.62
145,000 at 6.72%$937.58
145,000 at 6.73%$938.54
145,000 at 6.74%$939.50
145,000 at 6.75%$940.47
145,000 at 6.76%$941.43
145,000 at 6.77%$942.40
145,000 at 6.78%$943.36
145,000 at 6.79%$944.33
145,000 at 6.8%$945.29
145,000 at 6.81%$946.26
145,000 at 6.82%$947.22
145,000 at 6.83%$948.19
145,000 at 6.84%$949.16
145,000 at 6.85%$950.13
145,000 at 6.86%$951.09
145,000 at 6.87%$952.06
145,000 at 6.88%$953.03
145,000 at 6.89%$954.00
145,000 at 6.9%$954.97
145,000 at 6.91%$955.94
145,000 at 6.92%$956.91
145,000 at 6.93%$957.88
145,000 at 6.94%$958.85
145,000 at 6.95%$959.82
145,000 at 6.96%$960.80
145,000 at 6.97%$961.77
145,000 at 6.98%$962.74
145,000 at 6.99%$963.71
145,000 at 7%$964.69
145,000 at 7.01%$965.66
145,000 at 7.02%$966.64
145,000 at 7.03%$967.61
145,000 at 7.04%$968.59
145,000 at 7.05%$969.56
145,000 at 7.06%$970.54
145,000 at 7.07%$971.51
145,000 at 7.08%$972.49
145,000 at 7.09%$973.47
145,000 at 7.1%$974.45
145,000 at 7.11%$975.42
145,000 at 7.12%$976.40
145,000 at 7.13%$977.38
145,000 at 7.14%$978.36
145,000 at 7.15%$979.34
145,000 at 7.16%$980.32
145,000 at 7.17%$981.30
145,000 at 7.18%$982.28
145,000 at 7.19%$983.26
145,000 at 7.2%$984.24
145,000 at 7.21%$985.22
145,000 at 7.22%$986.21
145,000 at 7.23%$987.19
145,000 at 7.24%$988.17
145,000 at 7.25%$989.16
145,000 at 7.26%$990.14
145,000 at 7.27%$991.12
145,000 at 7.28%$992.11
145,000 at 7.29%$993.09
145,000 at 7.3%$994.08
145,000 at 7.31%$995.06
145,000 at 7.32%$996.05
145,000 at 7.33%$997.04
145,000 at 7.34%$998.02
145,000 at 7.35%$999.01
145,000 at 7.36%$1,000.00
145,000 at 7.37%$1,000.98
145,000 at 7.38%$1,001.97
145,000 at 7.39%$1,002.96
145,000 at 7.4%$1,003.95
145,000 at 7.41%$1,004.94
145,000 at 7.42%$1,005.93
145,000 at 7.43%$1,006.92
145,000 at 7.44%$1,007.91
145,000 at 7.45%$1,008.90
145,000 at 7.46%$1,009.89
145,000 at 7.47%$1,010.88
145,000 at 7.48%$1,011.88
145,000 at 7.49%$1,012.87
145,000 at 7.5%$1,013.86
145,000 at 7.51%$1,014.85
145,000 at 7.52%$1,015.85
145,000 at 7.53%$1,016.84
145,000 at 7.54%$1,017.84
145,000 at 7.55%$1,018.83
145,000 at 7.56%$1,019.83
145,000 at 7.57%$1,020.82
145,000 at 7.58%$1,021.82
145,000 at 7.59%$1,022.81
145,000 at 7.6%$1,023.81
145,000 at 7.61%$1,024.81
145,000 at 7.62%$1,025.80
145,000 at 7.63%$1,026.80
145,000 at 7.64%$1,027.80
145,000 at 7.65%$1,028.80
145,000 at 7.66%$1,029.79
145,000 at 7.67%$1,030.79
145,000 at 7.68%$1,031.79
145,000 at 7.69%$1,032.79
145,000 at 7.7%$1,033.79
145,000 at 7.71%$1,034.79
145,000 at 7.72%$1,035.79
145,000 at 7.73%$1,036.79
145,000 at 7.74%$1,037.80
145,000 at 7.75%$1,038.80
145,000 at 7.76%$1,039.80
145,000 at 7.77%$1,040.80
145,000 at 7.78%$1,041.81
145,000 at 7.79%$1,042.81
145,000 at 7.8%$1,043.81
145,000 at 7.81%$1,044.82
145,000 at 7.82%$1,045.82
145,000 at 7.83%$1,046.83
145,000 at 7.84%$1,047.83
145,000 at 7.85%$1,048.84
145,000 at 7.86%$1,049.84
145,000 at 7.87%$1,050.85
145,000 at 7.88%$1,051.85
145,000 at 7.89%$1,052.86
145,000 at 7.9%$1,053.87
145,000 at 7.91%$1,054.88
145,000 at 7.92%$1,055.88
145,000 at 7.93%$1,056.89
145,000 at 7.94%$1,057.90
145,000 at 7.95%$1,058.91
145,000 at 7.96%$1,059.92
145,000 at 7.97%$1,060.93
145,000 at 7.98%$1,061.94
145,000 at 7.99%$1,062.95
145,000 at 8%$1,063.96
More Amounts
145,050
145,100
145,150
145,200
145,250
145,300
145,350
145,400
145,450
145,500
145,550
145,600
145,650
145,700
145,750
145,800
145,850
145,900
145,950
146,000
What is the down payment for a $145,000 house? How much do you need to put down?
Percent Down Down Payment
1%1,450
2%2,900
3%4,350
4%5,800
5%7,250
6%8,700
7%10,150
8%11,600
9%13,050
10%14,500
11%15,950
12%17,400
13%18,850
14%20,300
15%21,750
16%23,200
17%24,650
18%26,100
19%27,550
20%29,000
Percent Down Down Payment
21%30,450
22%31,900
23%33,350
24%34,800
25%36,250
26%37,700
27%39,150
28%40,600
29%42,050
30%43,500
31%44,950
32%46,400
33%47,850
34%49,300
35%50,750
36%52,200
37%53,650
38%55,100
39%56,550
40%58,000
Percent Down Down Payment
41%59,450
42%60,900
43%62,350
44%63,800
45%65,250
46%66,700
47%68,150
48%69,600
49%71,050
50%72,500
51%73,950
52%75,400
53%76,850
54%78,300
55%79,750
56%81,200
57%82,650
58%84,100
59%85,550
60%87,000
Percent Down Down Payment
61%88,450
62%89,900
63%91,350
64%92,800
65%94,250
66%95,700
67%97,150
68%98,600
69%100,050
70%101,500
71%102,950
72%104,400
73%105,850
74%107,300
75%108,750
76%110,200
77%111,650
78%113,100
79%114,550
80%116,000
Percent Down Down Payment
81%117,450
82%118,900
83%120,350
84%121,800
85%123,250
86%124,700
87%126,150
88%127,600
89%129,050
90%130,500
91%131,950
92%133,400
93%134,850
94%136,300
95%137,750
96%139,200
97%140,650
98%142,100
99%143,550
100%145,000
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.