$146,000 Mortgage for 30 Years

What is the monthly payment of a 146,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $146,000 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 146k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $146,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
146,000 at 2.01%$540.37
146,000 at 2.02%$541.11
146,000 at 2.03%$541.84
146,000 at 2.04%$542.57
146,000 at 2.05%$543.30
146,000 at 2.06%$544.04
146,000 at 2.07%$544.77
146,000 at 2.08%$545.50
146,000 at 2.09%$546.24
146,000 at 2.1%$546.97
146,000 at 2.11%$547.71
146,000 at 2.12%$548.45
146,000 at 2.13%$549.19
146,000 at 2.14%$549.92
146,000 at 2.15%$550.66
146,000 at 2.16%$551.40
146,000 at 2.17%$552.14
146,000 at 2.18%$552.88
146,000 at 2.19%$553.62
146,000 at 2.2%$554.36
146,000 at 2.21%$555.11
146,000 at 2.22%$555.85
146,000 at 2.23%$556.59
146,000 at 2.24%$557.33
146,000 at 2.25%$558.08
146,000 at 2.26%$558.82
146,000 at 2.27%$559.57
146,000 at 2.28%$560.32
146,000 at 2.29%$561.06
146,000 at 2.3%$561.81
146,000 at 2.31%$562.56
146,000 at 2.32%$563.31
146,000 at 2.33%$564.06
146,000 at 2.34%$564.80
146,000 at 2.35%$565.55
146,000 at 2.36%$566.31
146,000 at 2.37%$567.06
146,000 at 2.38%$567.81
146,000 at 2.39%$568.56
146,000 at 2.4%$569.31
146,000 at 2.41%$570.07
146,000 at 2.42%$570.82
146,000 at 2.43%$571.58
146,000 at 2.44%$572.33
146,000 at 2.45%$573.09
146,000 at 2.46%$573.84
146,000 at 2.47%$574.60
146,000 at 2.48%$575.36
146,000 at 2.49%$576.12
146,000 at 2.5%$576.88
146,000 at 2.51%$577.64
146,000 at 2.52%$578.40
146,000 at 2.53%$579.16
146,000 at 2.54%$579.92
146,000 at 2.55%$580.68
146,000 at 2.56%$581.44
146,000 at 2.57%$582.20
146,000 at 2.58%$582.97
146,000 at 2.59%$583.73
146,000 at 2.6%$584.50
146,000 at 2.61%$585.26
146,000 at 2.62%$586.03
146,000 at 2.63%$586.79
146,000 at 2.64%$587.56
146,000 at 2.65%$588.33
146,000 at 2.66%$589.10
146,000 at 2.67%$589.86
146,000 at 2.68%$590.63
146,000 at 2.69%$591.40
146,000 at 2.7%$592.17
146,000 at 2.71%$592.94
146,000 at 2.72%$593.71
146,000 at 2.73%$594.49
146,000 at 2.74%$595.26
146,000 at 2.75%$596.03
146,000 at 2.76%$596.81
146,000 at 2.77%$597.58
146,000 at 2.78%$598.35
146,000 at 2.79%$599.13
146,000 at 2.8%$599.91
146,000 at 2.81%$600.68
146,000 at 2.82%$601.46
146,000 at 2.83%$602.24
146,000 at 2.84%$603.02
146,000 at 2.85%$603.79
146,000 at 2.86%$604.57
146,000 at 2.87%$605.35
146,000 at 2.88%$606.13
146,000 at 2.89%$606.91
146,000 at 2.9%$607.70
146,000 at 2.91%$608.48
146,000 at 2.92%$609.26
146,000 at 2.93%$610.04
146,000 at 2.94%$610.83
146,000 at 2.95%$611.61
146,000 at 2.96%$612.40
146,000 at 2.97%$613.18
146,000 at 2.98%$613.97
146,000 at 2.99%$614.75
146,000 at 3%$615.54
146,000 at 3.01%$616.33
146,000 at 3.02%$617.12
146,000 at 3.03%$617.91
146,000 at 3.04%$618.70
146,000 at 3.05%$619.49
146,000 at 3.06%$620.28
146,000 at 3.07%$621.07
146,000 at 3.08%$621.86
146,000 at 3.09%$622.65
146,000 at 3.1%$623.44
146,000 at 3.11%$624.24
146,000 at 3.12%$625.03
146,000 at 3.13%$625.83
146,000 at 3.14%$626.62
146,000 at 3.15%$627.42
146,000 at 3.16%$628.21
146,000 at 3.17%$629.01
146,000 at 3.18%$629.81
146,000 at 3.19%$630.60
146,000 at 3.2%$631.40
146,000 at 3.21%$632.20
146,000 at 3.22%$633.00
146,000 at 3.23%$633.80
146,000 at 3.24%$634.60
146,000 at 3.25%$635.40
146,000 at 3.26%$636.20
146,000 at 3.27%$637.00
146,000 at 3.28%$637.81
146,000 at 3.29%$638.61
146,000 at 3.3%$639.41
146,000 at 3.31%$640.22
146,000 at 3.32%$641.02
146,000 at 3.33%$641.83
146,000 at 3.34%$642.64
146,000 at 3.35%$643.44
146,000 at 3.36%$644.25
146,000 at 3.37%$645.06
146,000 at 3.38%$645.86
146,000 at 3.39%$646.67
146,000 at 3.4%$647.48
146,000 at 3.41%$648.29
146,000 at 3.42%$649.10
146,000 at 3.43%$649.91
146,000 at 3.44%$650.73
146,000 at 3.45%$651.54
146,000 at 3.46%$652.35
146,000 at 3.47%$653.16
146,000 at 3.48%$653.98
146,000 at 3.49%$654.79
146,000 at 3.5%$655.61
Interest Rate 30 Year
146,000 at 3.51%$656.42
146,000 at 3.52%$657.24
146,000 at 3.53%$658.05
146,000 at 3.54%$658.87
146,000 at 3.55%$659.69
146,000 at 3.56%$660.50
146,000 at 3.57%$661.32
146,000 at 3.58%$662.14
146,000 at 3.59%$662.96
146,000 at 3.6%$663.78
146,000 at 3.61%$664.60
146,000 at 3.62%$665.42
146,000 at 3.63%$666.25
146,000 at 3.64%$667.07
146,000 at 3.65%$667.89
146,000 at 3.66%$668.71
146,000 at 3.67%$669.54
146,000 at 3.68%$670.36
146,000 at 3.69%$671.19
146,000 at 3.7%$672.01
146,000 at 3.71%$672.84
146,000 at 3.72%$673.67
146,000 at 3.73%$674.49
146,000 at 3.74%$675.32
146,000 at 3.75%$676.15
146,000 at 3.76%$676.98
146,000 at 3.77%$677.81
146,000 at 3.78%$678.64
146,000 at 3.79%$679.47
146,000 at 3.8%$680.30
146,000 at 3.81%$681.13
146,000 at 3.82%$681.96
146,000 at 3.83%$682.79
146,000 at 3.84%$683.63
146,000 at 3.85%$684.46
146,000 at 3.86%$685.29
146,000 at 3.87%$686.13
146,000 at 3.88%$686.96
146,000 at 3.89%$687.80
146,000 at 3.9%$688.64
146,000 at 3.91%$689.47
146,000 at 3.92%$690.31
146,000 at 3.93%$691.15
146,000 at 3.94%$691.99
146,000 at 3.95%$692.82
146,000 at 3.96%$693.66
146,000 at 3.97%$694.50
146,000 at 3.98%$695.34
146,000 at 3.99%$696.18
146,000 at 4%$697.03
146,000 at 4.01%$697.87
146,000 at 4.02%$698.71
146,000 at 4.03%$699.55
146,000 at 4.04%$700.40
146,000 at 4.05%$701.24
146,000 at 4.06%$702.09
146,000 at 4.07%$702.93
146,000 at 4.08%$703.78
146,000 at 4.09%$704.62
146,000 at 4.1%$705.47
146,000 at 4.11%$706.32
146,000 at 4.12%$707.16
146,000 at 4.13%$708.01
146,000 at 4.14%$708.86
146,000 at 4.15%$709.71
146,000 at 4.16%$710.56
146,000 at 4.17%$711.41
146,000 at 4.18%$712.26
146,000 at 4.19%$713.11
146,000 at 4.2%$713.97
146,000 at 4.21%$714.82
146,000 at 4.22%$715.67
146,000 at 4.23%$716.52
146,000 at 4.24%$717.38
146,000 at 4.25%$718.23
146,000 at 4.26%$719.09
146,000 at 4.27%$719.94
146,000 at 4.28%$720.80
146,000 at 4.29%$721.66
146,000 at 4.3%$722.51
146,000 at 4.31%$723.37
146,000 at 4.32%$724.23
146,000 at 4.33%$725.09
146,000 at 4.34%$725.95
146,000 at 4.35%$726.81
146,000 at 4.36%$727.67
146,000 at 4.37%$728.53
146,000 at 4.38%$729.39
146,000 at 4.39%$730.25
146,000 at 4.4%$731.11
146,000 at 4.41%$731.97
146,000 at 4.42%$732.84
146,000 at 4.43%$733.70
146,000 at 4.44%$734.56
146,000 at 4.45%$735.43
146,000 at 4.46%$736.29
146,000 at 4.47%$737.16
146,000 at 4.48%$738.03
146,000 at 4.49%$738.89
146,000 at 4.5%$739.76
146,000 at 4.51%$740.63
146,000 at 4.52%$741.50
146,000 at 4.53%$742.37
146,000 at 4.54%$743.23
146,000 at 4.55%$744.10
146,000 at 4.56%$744.97
146,000 at 4.57%$745.85
146,000 at 4.58%$746.72
146,000 at 4.59%$747.59
146,000 at 4.6%$748.46
146,000 at 4.61%$749.33
146,000 at 4.62%$750.21
146,000 at 4.63%$751.08
146,000 at 4.64%$751.95
146,000 at 4.65%$752.83
146,000 at 4.66%$753.71
146,000 at 4.67%$754.58
146,000 at 4.68%$755.46
146,000 at 4.69%$756.33
146,000 at 4.7%$757.21
146,000 at 4.71%$758.09
146,000 at 4.72%$758.97
146,000 at 4.73%$759.85
146,000 at 4.74%$760.73
146,000 at 4.75%$761.61
146,000 at 4.76%$762.49
146,000 at 4.77%$763.37
146,000 at 4.78%$764.25
146,000 at 4.79%$765.13
146,000 at 4.8%$766.01
146,000 at 4.81%$766.89
146,000 at 4.82%$767.78
146,000 at 4.83%$768.66
146,000 at 4.84%$769.55
146,000 at 4.85%$770.43
146,000 at 4.86%$771.32
146,000 at 4.87%$772.20
146,000 at 4.88%$773.09
146,000 at 4.89%$773.97
146,000 at 4.9%$774.86
146,000 at 4.91%$775.75
146,000 at 4.92%$776.64
146,000 at 4.93%$777.53
146,000 at 4.94%$778.41
146,000 at 4.95%$779.30
146,000 at 4.96%$780.19
146,000 at 4.97%$781.08
146,000 at 4.98%$781.98
146,000 at 4.99%$782.87
146,000 at 5%$783.76
Interest Rate 30 Year
146,000 at 5.01%$784.65
146,000 at 5.02%$785.55
146,000 at 5.03%$786.44
146,000 at 5.04%$787.33
146,000 at 5.05%$788.23
146,000 at 5.06%$789.12
146,000 at 5.07%$790.02
146,000 at 5.08%$790.91
146,000 at 5.09%$791.81
146,000 at 5.1%$792.71
146,000 at 5.11%$793.60
146,000 at 5.12%$794.50
146,000 at 5.13%$795.40
146,000 at 5.14%$796.30
146,000 at 5.15%$797.20
146,000 at 5.16%$798.10
146,000 at 5.17%$799.00
146,000 at 5.18%$799.90
146,000 at 5.19%$800.80
146,000 at 5.2%$801.70
146,000 at 5.21%$802.60
146,000 at 5.22%$803.51
146,000 at 5.23%$804.41
146,000 at 5.24%$805.31
146,000 at 5.25%$806.22
146,000 at 5.26%$807.12
146,000 at 5.27%$808.03
146,000 at 5.28%$808.93
146,000 at 5.29%$809.84
146,000 at 5.3%$810.74
146,000 at 5.31%$811.65
146,000 at 5.32%$812.56
146,000 at 5.33%$813.47
146,000 at 5.34%$814.38
146,000 at 5.35%$815.28
146,000 at 5.36%$816.19
146,000 at 5.37%$817.10
146,000 at 5.38%$818.01
146,000 at 5.39%$818.92
146,000 at 5.4%$819.83
146,000 at 5.41%$820.75
146,000 at 5.42%$821.66
146,000 at 5.43%$822.57
146,000 at 5.44%$823.48
146,000 at 5.45%$824.40
146,000 at 5.46%$825.31
146,000 at 5.47%$826.23
146,000 at 5.48%$827.14
146,000 at 5.49%$828.06
146,000 at 5.5%$828.97
146,000 at 5.51%$829.89
146,000 at 5.52%$830.80
146,000 at 5.53%$831.72
146,000 at 5.54%$832.64
146,000 at 5.55%$833.56
146,000 at 5.56%$834.48
146,000 at 5.57%$835.40
146,000 at 5.58%$836.31
146,000 at 5.59%$837.23
146,000 at 5.6%$838.16
146,000 at 5.61%$839.08
146,000 at 5.62%$840.00
146,000 at 5.63%$840.92
146,000 at 5.64%$841.84
146,000 at 5.65%$842.76
146,000 at 5.66%$843.69
146,000 at 5.67%$844.61
146,000 at 5.68%$845.54
146,000 at 5.69%$846.46
146,000 at 5.7%$847.38
146,000 at 5.71%$848.31
146,000 at 5.72%$849.24
146,000 at 5.73%$850.16
146,000 at 5.74%$851.09
146,000 at 5.75%$852.02
146,000 at 5.76%$852.94
146,000 at 5.77%$853.87
146,000 at 5.78%$854.80
146,000 at 5.79%$855.73
146,000 at 5.8%$856.66
146,000 at 5.81%$857.59
146,000 at 5.82%$858.52
146,000 at 5.83%$859.45
146,000 at 5.84%$860.38
146,000 at 5.85%$861.31
146,000 at 5.86%$862.25
146,000 at 5.87%$863.18
146,000 at 5.88%$864.11
146,000 at 5.89%$865.05
146,000 at 5.9%$865.98
146,000 at 5.91%$866.91
146,000 at 5.92%$867.85
146,000 at 5.93%$868.78
146,000 at 5.94%$869.72
146,000 at 5.95%$870.66
146,000 at 5.96%$871.59
146,000 at 5.97%$872.53
146,000 at 5.98%$873.47
146,000 at 5.99%$874.41
146,000 at 6%$875.34
146,000 at 6.01%$876.28
146,000 at 6.02%$877.22
146,000 at 6.03%$878.16
146,000 at 6.04%$879.10
146,000 at 6.05%$880.04
146,000 at 6.06%$880.98
146,000 at 6.07%$881.93
146,000 at 6.08%$882.87
146,000 at 6.09%$883.81
146,000 at 6.1%$884.75
146,000 at 6.11%$885.70
146,000 at 6.12%$886.64
146,000 at 6.13%$887.58
146,000 at 6.14%$888.53
146,000 at 6.15%$889.47
146,000 at 6.16%$890.42
146,000 at 6.17%$891.36
146,000 at 6.18%$892.31
146,000 at 6.19%$893.26
146,000 at 6.2%$894.20
146,000 at 6.21%$895.15
146,000 at 6.22%$896.10
146,000 at 6.23%$897.05
146,000 at 6.24%$898.00
146,000 at 6.25%$898.95
146,000 at 6.26%$899.90
146,000 at 6.27%$900.85
146,000 at 6.28%$901.80
146,000 at 6.29%$902.75
146,000 at 6.3%$903.70
146,000 at 6.31%$904.65
146,000 at 6.32%$905.60
146,000 at 6.33%$906.56
146,000 at 6.34%$907.51
146,000 at 6.35%$908.46
146,000 at 6.36%$909.42
146,000 at 6.37%$910.37
146,000 at 6.38%$911.33
146,000 at 6.39%$912.28
146,000 at 6.4%$913.24
146,000 at 6.41%$914.19
146,000 at 6.42%$915.15
146,000 at 6.43%$916.11
146,000 at 6.44%$917.07
146,000 at 6.45%$918.02
146,000 at 6.46%$918.98
146,000 at 6.47%$919.94
146,000 at 6.48%$920.90
146,000 at 6.49%$921.86
146,000 at 6.5%$922.82
Interest Rate 30 Year
146,000 at 6.51%$923.78
146,000 at 6.52%$924.74
146,000 at 6.53%$925.70
146,000 at 6.54%$926.66
146,000 at 6.55%$927.63
146,000 at 6.56%$928.59
146,000 at 6.57%$929.55
146,000 at 6.58%$930.51
146,000 at 6.59%$931.48
146,000 at 6.6%$932.44
146,000 at 6.61%$933.41
146,000 at 6.62%$934.37
146,000 at 6.63%$935.34
146,000 at 6.64%$936.30
146,000 at 6.65%$937.27
146,000 at 6.66%$938.24
146,000 at 6.67%$939.20
146,000 at 6.68%$940.17
146,000 at 6.69%$941.14
146,000 at 6.7%$942.11
146,000 at 6.71%$943.07
146,000 at 6.72%$944.04
146,000 at 6.73%$945.01
146,000 at 6.74%$945.98
146,000 at 6.75%$946.95
146,000 at 6.76%$947.92
146,000 at 6.77%$948.90
146,000 at 6.78%$949.87
146,000 at 6.79%$950.84
146,000 at 6.8%$951.81
146,000 at 6.81%$952.78
146,000 at 6.82%$953.76
146,000 at 6.83%$954.73
146,000 at 6.84%$955.70
146,000 at 6.85%$956.68
146,000 at 6.86%$957.65
146,000 at 6.87%$958.63
146,000 at 6.88%$959.60
146,000 at 6.89%$960.58
146,000 at 6.9%$961.56
146,000 at 6.91%$962.53
146,000 at 6.92%$963.51
146,000 at 6.93%$964.49
146,000 at 6.94%$965.47
146,000 at 6.95%$966.44
146,000 at 6.96%$967.42
146,000 at 6.97%$968.40
146,000 at 6.98%$969.38
146,000 at 6.99%$970.36
146,000 at 7%$971.34
146,000 at 7.01%$972.32
146,000 at 7.02%$973.30
146,000 at 7.03%$974.29
146,000 at 7.04%$975.27
146,000 at 7.05%$976.25
146,000 at 7.06%$977.23
146,000 at 7.07%$978.22
146,000 at 7.08%$979.20
146,000 at 7.09%$980.18
146,000 at 7.1%$981.17
146,000 at 7.11%$982.15
146,000 at 7.12%$983.14
146,000 at 7.13%$984.12
146,000 at 7.14%$985.11
146,000 at 7.15%$986.09
146,000 at 7.16%$987.08
146,000 at 7.17%$988.07
146,000 at 7.18%$989.05
146,000 at 7.19%$990.04
146,000 at 7.2%$991.03
146,000 at 7.21%$992.02
146,000 at 7.22%$993.01
146,000 at 7.23%$994.00
146,000 at 7.24%$994.99
146,000 at 7.25%$995.98
146,000 at 7.26%$996.97
146,000 at 7.27%$997.96
146,000 at 7.28%$998.95
146,000 at 7.29%$999.94
146,000 at 7.3%$1,000.93
146,000 at 7.31%$1,001.93
146,000 at 7.32%$1,002.92
146,000 at 7.33%$1,003.91
146,000 at 7.34%$1,004.91
146,000 at 7.35%$1,005.90
146,000 at 7.36%$1,006.89
146,000 at 7.37%$1,007.89
146,000 at 7.38%$1,008.88
146,000 at 7.39%$1,009.88
146,000 at 7.4%$1,010.87
146,000 at 7.41%$1,011.87
146,000 at 7.42%$1,012.87
146,000 at 7.43%$1,013.86
146,000 at 7.44%$1,014.86
146,000 at 7.45%$1,015.86
146,000 at 7.46%$1,016.86
146,000 at 7.47%$1,017.86
146,000 at 7.48%$1,018.85
146,000 at 7.49%$1,019.85
146,000 at 7.5%$1,020.85
146,000 at 7.51%$1,021.85
146,000 at 7.52%$1,022.85
146,000 at 7.53%$1,023.85
146,000 at 7.54%$1,024.86
146,000 at 7.55%$1,025.86
146,000 at 7.56%$1,026.86
146,000 at 7.57%$1,027.86
146,000 at 7.58%$1,028.86
146,000 at 7.59%$1,029.87
146,000 at 7.6%$1,030.87
146,000 at 7.61%$1,031.87
146,000 at 7.62%$1,032.88
146,000 at 7.63%$1,033.88
146,000 at 7.64%$1,034.89
146,000 at 7.65%$1,035.89
146,000 at 7.66%$1,036.90
146,000 at 7.67%$1,037.90
146,000 at 7.68%$1,038.91
146,000 at 7.69%$1,039.91
146,000 at 7.7%$1,040.92
146,000 at 7.71%$1,041.93
146,000 at 7.72%$1,042.94
146,000 at 7.73%$1,043.94
146,000 at 7.74%$1,044.95
146,000 at 7.75%$1,045.96
146,000 at 7.76%$1,046.97
146,000 at 7.77%$1,047.98
146,000 at 7.78%$1,048.99
146,000 at 7.79%$1,050.00
146,000 at 7.8%$1,051.01
146,000 at 7.81%$1,052.02
146,000 at 7.82%$1,053.03
146,000 at 7.83%$1,054.04
146,000 at 7.84%$1,055.06
146,000 at 7.85%$1,056.07
146,000 at 7.86%$1,057.08
146,000 at 7.87%$1,058.09
146,000 at 7.88%$1,059.11
146,000 at 7.89%$1,060.12
146,000 at 7.9%$1,061.14
146,000 at 7.91%$1,062.15
146,000 at 7.92%$1,063.17
146,000 at 7.93%$1,064.18
146,000 at 7.94%$1,065.20
146,000 at 7.95%$1,066.21
146,000 at 7.96%$1,067.23
146,000 at 7.97%$1,068.24
146,000 at 7.98%$1,069.26
146,000 at 7.99%$1,070.28
146,000 at 8%$1,071.30
More Amounts
146,050
146,100
146,150
146,200
146,250
146,300
146,350
146,400
146,450
146,500
146,550
146,600
146,650
146,700
146,750
146,800
146,850
146,900
146,950
147,000
What is the down payment for a $146,000 house? How much do you need to put down?
Percent Down Down Payment
1%1,460
2%2,920
3%4,380
4%5,840
5%7,300
6%8,760
7%10,220
8%11,680
9%13,140
10%14,600
11%16,060
12%17,520
13%18,980
14%20,440
15%21,900
16%23,360
17%24,820
18%26,280
19%27,740
20%29,200
Percent Down Down Payment
21%30,660
22%32,120
23%33,580
24%35,040
25%36,500
26%37,960
27%39,420
28%40,880
29%42,340
30%43,800
31%45,260
32%46,720
33%48,180
34%49,640
35%51,100
36%52,560
37%54,020
38%55,480
39%56,940
40%58,400
Percent Down Down Payment
41%59,860
42%61,320
43%62,780
44%64,240
45%65,700
46%67,160
47%68,620
48%70,080
49%71,540
50%73,000
51%74,460
52%75,920
53%77,380
54%78,840
55%80,300
56%81,760
57%83,220
58%84,680
59%86,140
60%87,600
Percent Down Down Payment
61%89,060
62%90,520
63%91,980
64%93,440
65%94,900
66%96,360
67%97,820
68%99,280
69%100,740
70%102,200
71%103,660
72%105,120
73%106,580
74%108,040
75%109,500
76%110,960
77%112,420
78%113,880
79%115,340
80%116,800
Percent Down Down Payment
81%118,260
82%119,720
83%121,180
84%122,640
85%124,100
86%125,560
87%127,020
88%128,480
89%129,940
90%131,400
91%132,860
92%134,320
93%135,780
94%137,240
95%138,700
96%140,160
97%141,620
98%143,080
99%144,540
100%146,000
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.