$149,000 Mortgage for 30 Years

What is the monthly payment of a 149,000 dollar loan?
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Loan Tables for a $149,000 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 149k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $149,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
149,000 at 2.01%$551.48
149,000 at 2.02%$552.22
149,000 at 2.03%$552.97
149,000 at 2.04%$553.72
149,000 at 2.05%$554.47
149,000 at 2.06%$555.21
149,000 at 2.07%$555.96
149,000 at 2.08%$556.71
149,000 at 2.09%$557.46
149,000 at 2.1%$558.21
149,000 at 2.11%$558.97
149,000 at 2.12%$559.72
149,000 at 2.13%$560.47
149,000 at 2.14%$561.22
149,000 at 2.15%$561.98
149,000 at 2.16%$562.73
149,000 at 2.17%$563.49
149,000 at 2.18%$564.24
149,000 at 2.19%$565.00
149,000 at 2.2%$565.75
149,000 at 2.21%$566.51
149,000 at 2.22%$567.27
149,000 at 2.23%$568.03
149,000 at 2.24%$568.79
149,000 at 2.25%$569.55
149,000 at 2.26%$570.31
149,000 at 2.27%$571.07
149,000 at 2.28%$571.83
149,000 at 2.29%$572.59
149,000 at 2.3%$573.35
149,000 at 2.31%$574.12
149,000 at 2.32%$574.88
149,000 at 2.33%$575.65
149,000 at 2.34%$576.41
149,000 at 2.35%$577.18
149,000 at 2.36%$577.94
149,000 at 2.37%$578.71
149,000 at 2.38%$579.48
149,000 at 2.39%$580.24
149,000 at 2.4%$581.01
149,000 at 2.41%$581.78
149,000 at 2.42%$582.55
149,000 at 2.43%$583.32
149,000 at 2.44%$584.09
149,000 at 2.45%$584.86
149,000 at 2.46%$585.64
149,000 at 2.47%$586.41
149,000 at 2.48%$587.18
149,000 at 2.49%$587.96
149,000 at 2.5%$588.73
149,000 at 2.51%$589.51
149,000 at 2.52%$590.28
149,000 at 2.53%$591.06
149,000 at 2.54%$591.83
149,000 at 2.55%$592.61
149,000 at 2.56%$593.39
149,000 at 2.57%$594.17
149,000 at 2.58%$594.95
149,000 at 2.59%$595.73
149,000 at 2.6%$596.51
149,000 at 2.61%$597.29
149,000 at 2.62%$598.07
149,000 at 2.63%$598.85
149,000 at 2.64%$599.63
149,000 at 2.65%$600.42
149,000 at 2.66%$601.20
149,000 at 2.67%$601.98
149,000 at 2.68%$602.77
149,000 at 2.69%$603.55
149,000 at 2.7%$604.34
149,000 at 2.71%$605.13
149,000 at 2.72%$605.91
149,000 at 2.73%$606.70
149,000 at 2.74%$607.49
149,000 at 2.75%$608.28
149,000 at 2.76%$609.07
149,000 at 2.77%$609.86
149,000 at 2.78%$610.65
149,000 at 2.79%$611.44
149,000 at 2.8%$612.23
149,000 at 2.81%$613.03
149,000 at 2.82%$613.82
149,000 at 2.83%$614.61
149,000 at 2.84%$615.41
149,000 at 2.85%$616.20
149,000 at 2.86%$617.00
149,000 at 2.87%$617.79
149,000 at 2.88%$618.59
149,000 at 2.89%$619.39
149,000 at 2.9%$620.18
149,000 at 2.91%$620.98
149,000 at 2.92%$621.78
149,000 at 2.93%$622.58
149,000 at 2.94%$623.38
149,000 at 2.95%$624.18
149,000 at 2.96%$624.98
149,000 at 2.97%$625.78
149,000 at 2.98%$626.58
149,000 at 2.99%$627.39
149,000 at 3%$628.19
149,000 at 3.01%$628.99
149,000 at 3.02%$629.80
149,000 at 3.03%$630.60
149,000 at 3.04%$631.41
149,000 at 3.05%$632.22
149,000 at 3.06%$633.02
149,000 at 3.07%$633.83
149,000 at 3.08%$634.64
149,000 at 3.09%$635.45
149,000 at 3.1%$636.25
149,000 at 3.11%$637.06
149,000 at 3.12%$637.87
149,000 at 3.13%$638.68
149,000 at 3.14%$639.50
149,000 at 3.15%$640.31
149,000 at 3.16%$641.12
149,000 at 3.17%$641.93
149,000 at 3.18%$642.75
149,000 at 3.19%$643.56
149,000 at 3.2%$644.38
149,000 at 3.21%$645.19
149,000 at 3.22%$646.01
149,000 at 3.23%$646.82
149,000 at 3.24%$647.64
149,000 at 3.25%$648.46
149,000 at 3.26%$649.28
149,000 at 3.27%$650.09
149,000 at 3.28%$650.91
149,000 at 3.29%$651.73
149,000 at 3.3%$652.55
149,000 at 3.31%$653.37
149,000 at 3.32%$654.20
149,000 at 3.33%$655.02
149,000 at 3.34%$655.84
149,000 at 3.35%$656.66
149,000 at 3.36%$657.49
149,000 at 3.37%$658.31
149,000 at 3.38%$659.14
149,000 at 3.39%$659.96
149,000 at 3.4%$660.79
149,000 at 3.41%$661.61
149,000 at 3.42%$662.44
149,000 at 3.43%$663.27
149,000 at 3.44%$664.10
149,000 at 3.45%$664.92
149,000 at 3.46%$665.75
149,000 at 3.47%$666.58
149,000 at 3.48%$667.41
149,000 at 3.49%$668.25
149,000 at 3.5%$669.08
Interest Rate 30 Year
149,000 at 3.51%$669.91
149,000 at 3.52%$670.74
149,000 at 3.53%$671.57
149,000 at 3.54%$672.41
149,000 at 3.55%$673.24
149,000 at 3.56%$674.08
149,000 at 3.57%$674.91
149,000 at 3.58%$675.75
149,000 at 3.59%$676.58
149,000 at 3.6%$677.42
149,000 at 3.61%$678.26
149,000 at 3.62%$679.10
149,000 at 3.63%$679.94
149,000 at 3.64%$680.78
149,000 at 3.65%$681.61
149,000 at 3.66%$682.46
149,000 at 3.67%$683.30
149,000 at 3.68%$684.14
149,000 at 3.69%$684.98
149,000 at 3.7%$685.82
149,000 at 3.71%$686.66
149,000 at 3.72%$687.51
149,000 at 3.73%$688.35
149,000 at 3.74%$689.20
149,000 at 3.75%$690.04
149,000 at 3.76%$690.89
149,000 at 3.77%$691.73
149,000 at 3.78%$692.58
149,000 at 3.79%$693.43
149,000 at 3.8%$694.28
149,000 at 3.81%$695.12
149,000 at 3.82%$695.97
149,000 at 3.83%$696.82
149,000 at 3.84%$697.67
149,000 at 3.85%$698.52
149,000 at 3.86%$699.38
149,000 at 3.87%$700.23
149,000 at 3.88%$701.08
149,000 at 3.89%$701.93
149,000 at 3.9%$702.79
149,000 at 3.91%$703.64
149,000 at 3.92%$704.49
149,000 at 3.93%$705.35
149,000 at 3.94%$706.20
149,000 at 3.95%$707.06
149,000 at 3.96%$707.92
149,000 at 3.97%$708.77
149,000 at 3.98%$709.63
149,000 at 3.99%$710.49
149,000 at 4%$711.35
149,000 at 4.01%$712.21
149,000 at 4.02%$713.07
149,000 at 4.03%$713.93
149,000 at 4.04%$714.79
149,000 at 4.05%$715.65
149,000 at 4.06%$716.51
149,000 at 4.07%$717.37
149,000 at 4.08%$718.24
149,000 at 4.09%$719.10
149,000 at 4.1%$719.97
149,000 at 4.11%$720.83
149,000 at 4.12%$721.70
149,000 at 4.13%$722.56
149,000 at 4.14%$723.43
149,000 at 4.15%$724.29
149,000 at 4.16%$725.16
149,000 at 4.17%$726.03
149,000 at 4.18%$726.90
149,000 at 4.19%$727.77
149,000 at 4.2%$728.64
149,000 at 4.21%$729.51
149,000 at 4.22%$730.38
149,000 at 4.23%$731.25
149,000 at 4.24%$732.12
149,000 at 4.25%$732.99
149,000 at 4.26%$733.86
149,000 at 4.27%$734.74
149,000 at 4.28%$735.61
149,000 at 4.29%$736.48
149,000 at 4.3%$737.36
149,000 at 4.31%$738.23
149,000 at 4.32%$739.11
149,000 at 4.33%$739.99
149,000 at 4.34%$740.86
149,000 at 4.35%$741.74
149,000 at 4.36%$742.62
149,000 at 4.37%$743.50
149,000 at 4.38%$744.37
149,000 at 4.39%$745.25
149,000 at 4.4%$746.13
149,000 at 4.41%$747.01
149,000 at 4.42%$747.90
149,000 at 4.43%$748.78
149,000 at 4.44%$749.66
149,000 at 4.45%$750.54
149,000 at 4.46%$751.42
149,000 at 4.47%$752.31
149,000 at 4.48%$753.19
149,000 at 4.49%$754.08
149,000 at 4.5%$754.96
149,000 at 4.51%$755.85
149,000 at 4.52%$756.73
149,000 at 4.53%$757.62
149,000 at 4.54%$758.51
149,000 at 4.55%$759.39
149,000 at 4.56%$760.28
149,000 at 4.57%$761.17
149,000 at 4.58%$762.06
149,000 at 4.59%$762.95
149,000 at 4.6%$763.84
149,000 at 4.61%$764.73
149,000 at 4.62%$765.62
149,000 at 4.63%$766.51
149,000 at 4.64%$767.41
149,000 at 4.65%$768.30
149,000 at 4.66%$769.19
149,000 at 4.67%$770.09
149,000 at 4.68%$770.98
149,000 at 4.69%$771.88
149,000 at 4.7%$772.77
149,000 at 4.71%$773.67
149,000 at 4.72%$774.56
149,000 at 4.73%$775.46
149,000 at 4.74%$776.36
149,000 at 4.75%$777.25
149,000 at 4.76%$778.15
149,000 at 4.77%$779.05
149,000 at 4.78%$779.95
149,000 at 4.79%$780.85
149,000 at 4.8%$781.75
149,000 at 4.81%$782.65
149,000 at 4.82%$783.55
149,000 at 4.83%$784.46
149,000 at 4.84%$785.36
149,000 at 4.85%$786.26
149,000 at 4.86%$787.16
149,000 at 4.87%$788.07
149,000 at 4.88%$788.97
149,000 at 4.89%$789.88
149,000 at 4.9%$790.78
149,000 at 4.91%$791.69
149,000 at 4.92%$792.60
149,000 at 4.93%$793.50
149,000 at 4.94%$794.41
149,000 at 4.95%$795.32
149,000 at 4.96%$796.23
149,000 at 4.97%$797.13
149,000 at 4.98%$798.04
149,000 at 4.99%$798.95
149,000 at 5%$799.86
Interest Rate 30 Year
149,000 at 5.01%$800.78
149,000 at 5.02%$801.69
149,000 at 5.03%$802.60
149,000 at 5.04%$803.51
149,000 at 5.05%$804.42
149,000 at 5.06%$805.34
149,000 at 5.07%$806.25
149,000 at 5.08%$807.17
149,000 at 5.09%$808.08
149,000 at 5.1%$809.00
149,000 at 5.11%$809.91
149,000 at 5.12%$810.83
149,000 at 5.13%$811.74
149,000 at 5.14%$812.66
149,000 at 5.15%$813.58
149,000 at 5.16%$814.50
149,000 at 5.17%$815.42
149,000 at 5.18%$816.34
149,000 at 5.19%$817.26
149,000 at 5.2%$818.18
149,000 at 5.21%$819.10
149,000 at 5.22%$820.02
149,000 at 5.23%$820.94
149,000 at 5.24%$821.86
149,000 at 5.25%$822.78
149,000 at 5.26%$823.71
149,000 at 5.27%$824.63
149,000 at 5.28%$825.55
149,000 at 5.29%$826.48
149,000 at 5.3%$827.40
149,000 at 5.31%$828.33
149,000 at 5.32%$829.26
149,000 at 5.33%$830.18
149,000 at 5.34%$831.11
149,000 at 5.35%$832.04
149,000 at 5.36%$832.96
149,000 at 5.37%$833.89
149,000 at 5.38%$834.82
149,000 at 5.39%$835.75
149,000 at 5.4%$836.68
149,000 at 5.41%$837.61
149,000 at 5.42%$838.54
149,000 at 5.43%$839.47
149,000 at 5.44%$840.41
149,000 at 5.45%$841.34
149,000 at 5.46%$842.27
149,000 at 5.47%$843.20
149,000 at 5.48%$844.14
149,000 at 5.49%$845.07
149,000 at 5.5%$846.01
149,000 at 5.51%$846.94
149,000 at 5.52%$847.88
149,000 at 5.53%$848.81
149,000 at 5.54%$849.75
149,000 at 5.55%$850.69
149,000 at 5.56%$851.62
149,000 at 5.57%$852.56
149,000 at 5.58%$853.50
149,000 at 5.59%$854.44
149,000 at 5.6%$855.38
149,000 at 5.61%$856.32
149,000 at 5.62%$857.26
149,000 at 5.63%$858.20
149,000 at 5.64%$859.14
149,000 at 5.65%$860.08
149,000 at 5.66%$861.02
149,000 at 5.67%$861.97
149,000 at 5.68%$862.91
149,000 at 5.69%$863.85
149,000 at 5.7%$864.80
149,000 at 5.71%$865.74
149,000 at 5.72%$866.69
149,000 at 5.73%$867.63
149,000 at 5.74%$868.58
149,000 at 5.75%$869.52
149,000 at 5.76%$870.47
149,000 at 5.77%$871.42
149,000 at 5.78%$872.37
149,000 at 5.79%$873.31
149,000 at 5.8%$874.26
149,000 at 5.81%$875.21
149,000 at 5.82%$876.16
149,000 at 5.83%$877.11
149,000 at 5.84%$878.06
149,000 at 5.85%$879.01
149,000 at 5.86%$879.96
149,000 at 5.87%$880.92
149,000 at 5.88%$881.87
149,000 at 5.89%$882.82
149,000 at 5.9%$883.77
149,000 at 5.91%$884.73
149,000 at 5.92%$885.68
149,000 at 5.93%$886.64
149,000 at 5.94%$887.59
149,000 at 5.95%$888.55
149,000 at 5.96%$889.50
149,000 at 5.97%$890.46
149,000 at 5.98%$891.42
149,000 at 5.99%$892.37
149,000 at 6%$893.33
149,000 at 6.01%$894.29
149,000 at 6.02%$895.25
149,000 at 6.03%$896.21
149,000 at 6.04%$897.17
149,000 at 6.05%$898.13
149,000 at 6.06%$899.09
149,000 at 6.07%$900.05
149,000 at 6.08%$901.01
149,000 at 6.09%$901.97
149,000 at 6.1%$902.93
149,000 at 6.11%$903.89
149,000 at 6.12%$904.86
149,000 at 6.13%$905.82
149,000 at 6.14%$906.79
149,000 at 6.15%$907.75
149,000 at 6.16%$908.71
149,000 at 6.17%$909.68
149,000 at 6.18%$910.65
149,000 at 6.19%$911.61
149,000 at 6.2%$912.58
149,000 at 6.21%$913.55
149,000 at 6.22%$914.51
149,000 at 6.23%$915.48
149,000 at 6.24%$916.45
149,000 at 6.25%$917.42
149,000 at 6.26%$918.39
149,000 at 6.27%$919.36
149,000 at 6.28%$920.33
149,000 at 6.29%$921.30
149,000 at 6.3%$922.27
149,000 at 6.31%$923.24
149,000 at 6.32%$924.21
149,000 at 6.33%$925.19
149,000 at 6.34%$926.16
149,000 at 6.35%$927.13
149,000 at 6.36%$928.10
149,000 at 6.37%$929.08
149,000 at 6.38%$930.05
149,000 at 6.39%$931.03
149,000 at 6.4%$932.00
149,000 at 6.41%$932.98
149,000 at 6.42%$933.96
149,000 at 6.43%$934.93
149,000 at 6.44%$935.91
149,000 at 6.45%$936.89
149,000 at 6.46%$937.87
149,000 at 6.47%$938.84
149,000 at 6.48%$939.82
149,000 at 6.49%$940.80
149,000 at 6.5%$941.78
Interest Rate 30 Year
149,000 at 6.51%$942.76
149,000 at 6.52%$943.74
149,000 at 6.53%$944.72
149,000 at 6.54%$945.70
149,000 at 6.55%$946.69
149,000 at 6.56%$947.67
149,000 at 6.57%$948.65
149,000 at 6.58%$949.63
149,000 at 6.59%$950.62
149,000 at 6.6%$951.60
149,000 at 6.61%$952.59
149,000 at 6.62%$953.57
149,000 at 6.63%$954.56
149,000 at 6.64%$955.54
149,000 at 6.65%$956.53
149,000 at 6.66%$957.51
149,000 at 6.67%$958.50
149,000 at 6.68%$959.49
149,000 at 6.69%$960.48
149,000 at 6.7%$961.46
149,000 at 6.71%$962.45
149,000 at 6.72%$963.44
149,000 at 6.73%$964.43
149,000 at 6.74%$965.42
149,000 at 6.75%$966.41
149,000 at 6.76%$967.40
149,000 at 6.77%$968.39
149,000 at 6.78%$969.38
149,000 at 6.79%$970.38
149,000 at 6.8%$971.37
149,000 at 6.81%$972.36
149,000 at 6.82%$973.35
149,000 at 6.83%$974.35
149,000 at 6.84%$975.34
149,000 at 6.85%$976.34
149,000 at 6.86%$977.33
149,000 at 6.87%$978.33
149,000 at 6.88%$979.32
149,000 at 6.89%$980.32
149,000 at 6.9%$981.31
149,000 at 6.91%$982.31
149,000 at 6.92%$983.31
149,000 at 6.93%$984.31
149,000 at 6.94%$985.30
149,000 at 6.95%$986.30
149,000 at 6.96%$987.30
149,000 at 6.97%$988.30
149,000 at 6.98%$989.30
149,000 at 6.99%$990.30
149,000 at 7%$991.30
149,000 at 7.01%$992.30
149,000 at 7.02%$993.30
149,000 at 7.03%$994.30
149,000 at 7.04%$995.31
149,000 at 7.05%$996.31
149,000 at 7.06%$997.31
149,000 at 7.07%$998.32
149,000 at 7.08%$999.32
149,000 at 7.09%$1,000.32
149,000 at 7.1%$1,001.33
149,000 at 7.11%$1,002.33
149,000 at 7.12%$1,003.34
149,000 at 7.13%$1,004.34
149,000 at 7.14%$1,005.35
149,000 at 7.15%$1,006.36
149,000 at 7.16%$1,007.36
149,000 at 7.17%$1,008.37
149,000 at 7.18%$1,009.38
149,000 at 7.19%$1,010.39
149,000 at 7.2%$1,011.39
149,000 at 7.21%$1,012.40
149,000 at 7.22%$1,013.41
149,000 at 7.23%$1,014.42
149,000 at 7.24%$1,015.43
149,000 at 7.25%$1,016.44
149,000 at 7.26%$1,017.45
149,000 at 7.27%$1,018.46
149,000 at 7.28%$1,019.48
149,000 at 7.29%$1,020.49
149,000 at 7.3%$1,021.50
149,000 at 7.31%$1,022.51
149,000 at 7.32%$1,023.53
149,000 at 7.33%$1,024.54
149,000 at 7.34%$1,025.55
149,000 at 7.35%$1,026.57
149,000 at 7.36%$1,027.58
149,000 at 7.37%$1,028.60
149,000 at 7.38%$1,029.61
149,000 at 7.39%$1,030.63
149,000 at 7.4%$1,031.65
149,000 at 7.41%$1,032.66
149,000 at 7.42%$1,033.68
149,000 at 7.43%$1,034.70
149,000 at 7.44%$1,035.71
149,000 at 7.45%$1,036.73
149,000 at 7.46%$1,037.75
149,000 at 7.47%$1,038.77
149,000 at 7.48%$1,039.79
149,000 at 7.49%$1,040.81
149,000 at 7.5%$1,041.83
149,000 at 7.51%$1,042.85
149,000 at 7.52%$1,043.87
149,000 at 7.53%$1,044.89
149,000 at 7.54%$1,045.91
149,000 at 7.55%$1,046.94
149,000 at 7.56%$1,047.96
149,000 at 7.57%$1,048.98
149,000 at 7.58%$1,050.00
149,000 at 7.59%$1,051.03
149,000 at 7.6%$1,052.05
149,000 at 7.61%$1,053.08
149,000 at 7.62%$1,054.10
149,000 at 7.63%$1,055.13
149,000 at 7.64%$1,056.15
149,000 at 7.65%$1,057.18
149,000 at 7.66%$1,058.20
149,000 at 7.67%$1,059.23
149,000 at 7.68%$1,060.26
149,000 at 7.69%$1,061.28
149,000 at 7.7%$1,062.31
149,000 at 7.71%$1,063.34
149,000 at 7.72%$1,064.37
149,000 at 7.73%$1,065.40
149,000 at 7.74%$1,066.42
149,000 at 7.75%$1,067.45
149,000 at 7.76%$1,068.48
149,000 at 7.77%$1,069.51
149,000 at 7.78%$1,070.54
149,000 at 7.79%$1,071.58
149,000 at 7.8%$1,072.61
149,000 at 7.81%$1,073.64
149,000 at 7.82%$1,074.67
149,000 at 7.83%$1,075.70
149,000 at 7.84%$1,076.74
149,000 at 7.85%$1,077.77
149,000 at 7.86%$1,078.80
149,000 at 7.87%$1,079.84
149,000 at 7.88%$1,080.87
149,000 at 7.89%$1,081.91
149,000 at 7.9%$1,082.94
149,000 at 7.91%$1,083.98
149,000 at 7.92%$1,085.01
149,000 at 7.93%$1,086.05
149,000 at 7.94%$1,087.08
149,000 at 7.95%$1,088.12
149,000 at 7.96%$1,089.16
149,000 at 7.97%$1,090.19
149,000 at 7.98%$1,091.23
149,000 at 7.99%$1,092.27
149,000 at 8%$1,093.31
More Amounts
149,500
150,000
150,500
151,000
151,500
152,000
152,500
153,000
153,500
154,000
154,500
155,000
155,500
156,000
156,500
157,000
157,500
158,000
158,500
159,000
What is the down payment for a $149,000 house? How much do you need to put down?
Percent Down Down Payment
1%1,490
2%2,980
3%4,470
4%5,960
5%7,450
6%8,940
7%10,430
8%11,920
9%13,410
10%14,900
11%16,390
12%17,880
13%19,370
14%20,860
15%22,350
16%23,840
17%25,330
18%26,820
19%28,310
20%29,800
Percent Down Down Payment
21%31,290
22%32,780
23%34,270
24%35,760
25%37,250
26%38,740
27%40,230
28%41,720
29%43,210
30%44,700
31%46,190
32%47,680
33%49,170
34%50,660
35%52,150
36%53,640
37%55,130
38%56,620
39%58,110
40%59,600
Percent Down Down Payment
41%61,090
42%62,580
43%64,070
44%65,560
45%67,050
46%68,540
47%70,030
48%71,520
49%73,010
50%74,500
51%75,990
52%77,480
53%78,970
54%80,460
55%81,950
56%83,440
57%84,930
58%86,420
59%87,910
60%89,400
Percent Down Down Payment
61%90,890
62%92,380
63%93,870
64%95,360
65%96,850
66%98,340
67%99,830
68%101,320
69%102,810
70%104,300
71%105,790
72%107,280
73%108,770
74%110,260
75%111,750
76%113,240
77%114,730
78%116,220
79%117,710
80%119,200
Percent Down Down Payment
81%120,690
82%122,180
83%123,670
84%125,160
85%126,650
86%128,140
87%129,630
88%131,120
89%132,610
90%134,100
91%135,590
92%137,080
93%138,570
94%140,060
95%141,550
96%143,040
97%144,530
98%146,020
99%147,510
100%149,000
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.