$95,850 Mortgage for 30 Years

What is the monthly payment of a 95,850 dollar loan?
$
$
%
%
years
Loan Tables for a $95,850 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 96k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $95,850 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
95,850 at 2.01%$354.76
95,850 at 2.02%$355.24
95,850 at 2.03%$355.72
95,850 at 2.04%$356.20
95,850 at 2.05%$356.68
95,850 at 2.06%$357.16
95,850 at 2.07%$357.64
95,850 at 2.08%$358.13
95,850 at 2.09%$358.61
95,850 at 2.1%$359.09
95,850 at 2.11%$359.58
95,850 at 2.12%$360.06
95,850 at 2.13%$360.54
95,850 at 2.14%$361.03
95,850 at 2.15%$361.51
95,850 at 2.16%$362.00
95,850 at 2.17%$362.48
95,850 at 2.18%$362.97
95,850 at 2.19%$363.46
95,850 at 2.2%$363.94
95,850 at 2.21%$364.43
95,850 at 2.22%$364.92
95,850 at 2.23%$365.41
95,850 at 2.24%$365.89
95,850 at 2.25%$366.38
95,850 at 2.26%$366.87
95,850 at 2.27%$367.36
95,850 at 2.28%$367.85
95,850 at 2.29%$368.34
95,850 at 2.3%$368.83
95,850 at 2.31%$369.32
95,850 at 2.32%$369.81
95,850 at 2.33%$370.31
95,850 at 2.34%$370.80
95,850 at 2.35%$371.29
95,850 at 2.36%$371.78
95,850 at 2.37%$372.28
95,850 at 2.38%$372.77
95,850 at 2.39%$373.26
95,850 at 2.4%$373.76
95,850 at 2.41%$374.25
95,850 at 2.42%$374.75
95,850 at 2.43%$375.24
95,850 at 2.44%$375.74
95,850 at 2.45%$376.24
95,850 at 2.46%$376.73
95,850 at 2.47%$377.23
95,850 at 2.48%$377.73
95,850 at 2.49%$378.23
95,850 at 2.5%$378.72
95,850 at 2.51%$379.22
95,850 at 2.52%$379.72
95,850 at 2.53%$380.22
95,850 at 2.54%$380.72
95,850 at 2.55%$381.22
95,850 at 2.56%$381.72
95,850 at 2.57%$382.22
95,850 at 2.58%$382.72
95,850 at 2.59%$383.22
95,850 at 2.6%$383.73
95,850 at 2.61%$384.23
95,850 at 2.62%$384.73
95,850 at 2.63%$385.23
95,850 at 2.64%$385.74
95,850 at 2.65%$386.24
95,850 at 2.66%$386.74
95,850 at 2.67%$387.25
95,850 at 2.68%$387.75
95,850 at 2.69%$388.26
95,850 at 2.7%$388.77
95,850 at 2.71%$389.27
95,850 at 2.72%$389.78
95,850 at 2.73%$390.28
95,850 at 2.74%$390.79
95,850 at 2.75%$391.30
95,850 at 2.76%$391.81
95,850 at 2.77%$392.32
95,850 at 2.78%$392.82
95,850 at 2.79%$393.33
95,850 at 2.8%$393.84
95,850 at 2.81%$394.35
95,850 at 2.82%$394.86
95,850 at 2.83%$395.37
95,850 at 2.84%$395.88
95,850 at 2.85%$396.39
95,850 at 2.86%$396.91
95,850 at 2.87%$397.42
95,850 at 2.88%$397.93
95,850 at 2.89%$398.44
95,850 at 2.9%$398.96
95,850 at 2.91%$399.47
95,850 at 2.92%$399.98
95,850 at 2.93%$400.50
95,850 at 2.94%$401.01
95,850 at 2.95%$401.53
95,850 at 2.96%$402.04
95,850 at 2.97%$402.56
95,850 at 2.98%$403.07
95,850 at 2.99%$403.59
95,850 at 3%$404.11
95,850 at 3.01%$404.62
95,850 at 3.02%$405.14
95,850 at 3.03%$405.66
95,850 at 3.04%$406.18
95,850 at 3.05%$406.70
95,850 at 3.06%$407.22
95,850 at 3.07%$407.74
95,850 at 3.08%$408.25
95,850 at 3.09%$408.77
95,850 at 3.1%$409.30
95,850 at 3.11%$409.82
95,850 at 3.12%$410.34
95,850 at 3.13%$410.86
95,850 at 3.14%$411.38
95,850 at 3.15%$411.90
95,850 at 3.16%$412.43
95,850 at 3.17%$412.95
95,850 at 3.18%$413.47
95,850 at 3.19%$414.00
95,850 at 3.2%$414.52
95,850 at 3.21%$415.04
95,850 at 3.22%$415.57
95,850 at 3.23%$416.09
95,850 at 3.24%$416.62
95,850 at 3.25%$417.15
95,850 at 3.26%$417.67
95,850 at 3.27%$418.20
95,850 at 3.28%$418.73
95,850 at 3.29%$419.25
95,850 at 3.3%$419.78
95,850 at 3.31%$420.31
95,850 at 3.32%$420.84
95,850 at 3.33%$421.37
95,850 at 3.34%$421.89
95,850 at 3.35%$422.42
95,850 at 3.36%$422.95
95,850 at 3.37%$423.48
95,850 at 3.38%$424.01
95,850 at 3.39%$424.55
95,850 at 3.4%$425.08
95,850 at 3.41%$425.61
95,850 at 3.42%$426.14
95,850 at 3.43%$426.67
95,850 at 3.44%$427.21
95,850 at 3.45%$427.74
95,850 at 3.46%$428.27
95,850 at 3.47%$428.81
95,850 at 3.48%$429.34
95,850 at 3.49%$429.87
95,850 at 3.5%$430.41
Interest Rate 30 Year
95,850 at 3.51%$430.94
95,850 at 3.52%$431.48
95,850 at 3.53%$432.02
95,850 at 3.54%$432.55
95,850 at 3.55%$433.09
95,850 at 3.56%$433.63
95,850 at 3.57%$434.16
95,850 at 3.58%$434.70
95,850 at 3.59%$435.24
95,850 at 3.6%$435.78
95,850 at 3.61%$436.32
95,850 at 3.62%$436.86
95,850 at 3.63%$437.39
95,850 at 3.64%$437.93
95,850 at 3.65%$438.47
95,850 at 3.66%$439.02
95,850 at 3.67%$439.56
95,850 at 3.68%$440.10
95,850 at 3.69%$440.64
95,850 at 3.7%$441.18
95,850 at 3.71%$441.72
95,850 at 3.72%$442.27
95,850 at 3.73%$442.81
95,850 at 3.74%$443.35
95,850 at 3.75%$443.90
95,850 at 3.76%$444.44
95,850 at 3.77%$444.98
95,850 at 3.78%$445.53
95,850 at 3.79%$446.07
95,850 at 3.8%$446.62
95,850 at 3.81%$447.17
95,850 at 3.82%$447.71
95,850 at 3.83%$448.26
95,850 at 3.84%$448.81
95,850 at 3.85%$449.35
95,850 at 3.86%$449.90
95,850 at 3.87%$450.45
95,850 at 3.88%$451.00
95,850 at 3.89%$451.55
95,850 at 3.9%$452.09
95,850 at 3.91%$452.64
95,850 at 3.92%$453.19
95,850 at 3.93%$453.74
95,850 at 3.94%$454.29
95,850 at 3.95%$454.84
95,850 at 3.96%$455.39
95,850 at 3.97%$455.95
95,850 at 3.98%$456.50
95,850 at 3.99%$457.05
95,850 at 4%$457.60
95,850 at 4.01%$458.16
95,850 at 4.02%$458.71
95,850 at 4.03%$459.26
95,850 at 4.04%$459.82
95,850 at 4.05%$460.37
95,850 at 4.06%$460.92
95,850 at 4.07%$461.48
95,850 at 4.08%$462.03
95,850 at 4.09%$462.59
95,850 at 4.1%$463.15
95,850 at 4.11%$463.70
95,850 at 4.12%$464.26
95,850 at 4.13%$464.82
95,850 at 4.14%$465.37
95,850 at 4.15%$465.93
95,850 at 4.16%$466.49
95,850 at 4.17%$467.05
95,850 at 4.18%$467.60
95,850 at 4.19%$468.16
95,850 at 4.2%$468.72
95,850 at 4.21%$469.28
95,850 at 4.22%$469.84
95,850 at 4.23%$470.40
95,850 at 4.24%$470.96
95,850 at 4.25%$471.52
95,850 at 4.26%$472.09
95,850 at 4.27%$472.65
95,850 at 4.28%$473.21
95,850 at 4.29%$473.77
95,850 at 4.3%$474.33
95,850 at 4.31%$474.90
95,850 at 4.32%$475.46
95,850 at 4.33%$476.02
95,850 at 4.34%$476.59
95,850 at 4.35%$477.15
95,850 at 4.36%$477.72
95,850 at 4.37%$478.28
95,850 at 4.38%$478.85
95,850 at 4.39%$479.41
95,850 at 4.4%$479.98
95,850 at 4.41%$480.55
95,850 at 4.42%$481.11
95,850 at 4.43%$481.68
95,850 at 4.44%$482.25
95,850 at 4.45%$482.81
95,850 at 4.46%$483.38
95,850 at 4.47%$483.95
95,850 at 4.48%$484.52
95,850 at 4.49%$485.09
95,850 at 4.5%$485.66
95,850 at 4.51%$486.23
95,850 at 4.52%$486.80
95,850 at 4.53%$487.37
95,850 at 4.54%$487.94
95,850 at 4.55%$488.51
95,850 at 4.56%$489.08
95,850 at 4.57%$489.65
95,850 at 4.58%$490.22
95,850 at 4.59%$490.80
95,850 at 4.6%$491.37
95,850 at 4.61%$491.94
95,850 at 4.62%$492.52
95,850 at 4.63%$493.09
95,850 at 4.64%$493.66
95,850 at 4.65%$494.24
95,850 at 4.66%$494.81
95,850 at 4.67%$495.39
95,850 at 4.68%$495.96
95,850 at 4.69%$496.54
95,850 at 4.7%$497.11
95,850 at 4.71%$497.69
95,850 at 4.72%$498.27
95,850 at 4.73%$498.84
95,850 at 4.74%$499.42
95,850 at 4.75%$500.00
95,850 at 4.76%$500.58
95,850 at 4.77%$501.16
95,850 at 4.78%$501.73
95,850 at 4.79%$502.31
95,850 at 4.8%$502.89
95,850 at 4.81%$503.47
95,850 at 4.82%$504.05
95,850 at 4.83%$504.63
95,850 at 4.84%$505.21
95,850 at 4.85%$505.79
95,850 at 4.86%$506.37
95,850 at 4.87%$506.96
95,850 at 4.88%$507.54
95,850 at 4.89%$508.12
95,850 at 4.9%$508.70
95,850 at 4.91%$509.28
95,850 at 4.92%$509.87
95,850 at 4.93%$510.45
95,850 at 4.94%$511.03
95,850 at 4.95%$511.62
95,850 at 4.96%$512.20
95,850 at 4.97%$512.79
95,850 at 4.98%$513.37
95,850 at 4.99%$513.96
95,850 at 5%$514.54
Interest Rate 30 Year
95,850 at 5.01%$515.13
95,850 at 5.02%$515.72
95,850 at 5.03%$516.30
95,850 at 5.04%$516.89
95,850 at 5.05%$517.48
95,850 at 5.06%$518.06
95,850 at 5.07%$518.65
95,850 at 5.08%$519.24
95,850 at 5.09%$519.83
95,850 at 5.1%$520.42
95,850 at 5.11%$521.01
95,850 at 5.12%$521.60
95,850 at 5.13%$522.19
95,850 at 5.14%$522.78
95,850 at 5.15%$523.37
95,850 at 5.16%$523.96
95,850 at 5.17%$524.55
95,850 at 5.18%$525.14
95,850 at 5.19%$525.73
95,850 at 5.2%$526.32
95,850 at 5.21%$526.92
95,850 at 5.22%$527.51
95,850 at 5.23%$528.10
95,850 at 5.24%$528.69
95,850 at 5.25%$529.29
95,850 at 5.26%$529.88
95,850 at 5.27%$530.48
95,850 at 5.28%$531.07
95,850 at 5.29%$531.66
95,850 at 5.3%$532.26
95,850 at 5.31%$532.85
95,850 at 5.32%$533.45
95,850 at 5.33%$534.05
95,850 at 5.34%$534.64
95,850 at 5.35%$535.24
95,850 at 5.36%$535.84
95,850 at 5.37%$536.43
95,850 at 5.38%$537.03
95,850 at 5.39%$537.63
95,850 at 5.4%$538.23
95,850 at 5.41%$538.83
95,850 at 5.42%$539.42
95,850 at 5.43%$540.02
95,850 at 5.44%$540.62
95,850 at 5.45%$541.22
95,850 at 5.46%$541.82
95,850 at 5.47%$542.42
95,850 at 5.48%$543.02
95,850 at 5.49%$543.62
95,850 at 5.5%$544.23
95,850 at 5.51%$544.83
95,850 at 5.52%$545.43
95,850 at 5.53%$546.03
95,850 at 5.54%$546.63
95,850 at 5.55%$547.24
95,850 at 5.56%$547.84
95,850 at 5.57%$548.44
95,850 at 5.58%$549.05
95,850 at 5.59%$549.65
95,850 at 5.6%$550.25
95,850 at 5.61%$550.86
95,850 at 5.62%$551.46
95,850 at 5.63%$552.07
95,850 at 5.64%$552.67
95,850 at 5.65%$553.28
95,850 at 5.66%$553.89
95,850 at 5.67%$554.49
95,850 at 5.68%$555.10
95,850 at 5.69%$555.71
95,850 at 5.7%$556.31
95,850 at 5.71%$556.92
95,850 at 5.72%$557.53
95,850 at 5.73%$558.14
95,850 at 5.74%$558.75
95,850 at 5.75%$559.35
95,850 at 5.76%$559.96
95,850 at 5.77%$560.57
95,850 at 5.78%$561.18
95,850 at 5.79%$561.79
95,850 at 5.8%$562.40
95,850 at 5.81%$563.01
95,850 at 5.82%$563.62
95,850 at 5.83%$564.24
95,850 at 5.84%$564.85
95,850 at 5.85%$565.46
95,850 at 5.86%$566.07
95,850 at 5.87%$566.68
95,850 at 5.88%$567.30
95,850 at 5.89%$567.91
95,850 at 5.9%$568.52
95,850 at 5.91%$569.13
95,850 at 5.92%$569.75
95,850 at 5.93%$570.36
95,850 at 5.94%$570.98
95,850 at 5.95%$571.59
95,850 at 5.96%$572.21
95,850 at 5.97%$572.82
95,850 at 5.98%$573.44
95,850 at 5.99%$574.05
95,850 at 6%$574.67
95,850 at 6.01%$575.29
95,850 at 6.02%$575.90
95,850 at 6.03%$576.52
95,850 at 6.04%$577.14
95,850 at 6.05%$577.75
95,850 at 6.06%$578.37
95,850 at 6.07%$578.99
95,850 at 6.08%$579.61
95,850 at 6.09%$580.23
95,850 at 6.1%$580.85
95,850 at 6.11%$581.47
95,850 at 6.12%$582.08
95,850 at 6.13%$582.70
95,850 at 6.14%$583.32
95,850 at 6.15%$583.95
95,850 at 6.16%$584.57
95,850 at 6.17%$585.19
95,850 at 6.18%$585.81
95,850 at 6.19%$586.43
95,850 at 6.2%$587.05
95,850 at 6.21%$587.67
95,850 at 6.22%$588.30
95,850 at 6.23%$588.92
95,850 at 6.24%$589.54
95,850 at 6.25%$590.16
95,850 at 6.26%$590.79
95,850 at 6.27%$591.41
95,850 at 6.28%$592.04
95,850 at 6.29%$592.66
95,850 at 6.3%$593.29
95,850 at 6.31%$593.91
95,850 at 6.32%$594.54
95,850 at 6.33%$595.16
95,850 at 6.34%$595.79
95,850 at 6.35%$596.41
95,850 at 6.36%$597.04
95,850 at 6.37%$597.67
95,850 at 6.38%$598.29
95,850 at 6.39%$598.92
95,850 at 6.4%$599.55
95,850 at 6.41%$600.18
95,850 at 6.42%$600.80
95,850 at 6.43%$601.43
95,850 at 6.44%$602.06
95,850 at 6.45%$602.69
95,850 at 6.46%$603.32
95,850 at 6.47%$603.95
95,850 at 6.48%$604.58
95,850 at 6.49%$605.21
95,850 at 6.5%$605.84
Interest Rate 30 Year
95,850 at 6.51%$606.47
95,850 at 6.52%$607.10
95,850 at 6.53%$607.73
95,850 at 6.54%$608.36
95,850 at 6.55%$608.99
95,850 at 6.56%$609.62
95,850 at 6.57%$610.26
95,850 at 6.58%$610.89
95,850 at 6.59%$611.52
95,850 at 6.6%$612.15
95,850 at 6.61%$612.79
95,850 at 6.62%$613.42
95,850 at 6.63%$614.05
95,850 at 6.64%$614.69
95,850 at 6.65%$615.32
95,850 at 6.66%$615.96
95,850 at 6.67%$616.59
95,850 at 6.68%$617.23
95,850 at 6.69%$617.86
95,850 at 6.7%$618.50
95,850 at 6.71%$619.13
95,850 at 6.72%$619.77
95,850 at 6.73%$620.41
95,850 at 6.74%$621.04
95,850 at 6.75%$621.68
95,850 at 6.76%$622.32
95,850 at 6.77%$622.96
95,850 at 6.78%$623.59
95,850 at 6.79%$624.23
95,850 at 6.8%$624.87
95,850 at 6.81%$625.51
95,850 at 6.82%$626.15
95,850 at 6.83%$626.79
95,850 at 6.84%$627.43
95,850 at 6.85%$628.07
95,850 at 6.86%$628.71
95,850 at 6.87%$629.35
95,850 at 6.88%$629.99
95,850 at 6.89%$630.63
95,850 at 6.9%$631.27
95,850 at 6.91%$631.91
95,850 at 6.92%$632.55
95,850 at 6.93%$633.19
95,850 at 6.94%$633.83
95,850 at 6.95%$634.48
95,850 at 6.96%$635.12
95,850 at 6.97%$635.76
95,850 at 6.98%$636.41
95,850 at 6.99%$637.05
95,850 at 7%$637.69
95,850 at 7.01%$638.34
95,850 at 7.02%$638.98
95,850 at 7.03%$639.62
95,850 at 7.04%$640.27
95,850 at 7.05%$640.91
95,850 at 7.06%$641.56
95,850 at 7.07%$642.20
95,850 at 7.08%$642.85
95,850 at 7.09%$643.50
95,850 at 7.1%$644.14
95,850 at 7.11%$644.79
95,850 at 7.12%$645.44
95,850 at 7.13%$646.08
95,850 at 7.14%$646.73
95,850 at 7.15%$647.38
95,850 at 7.16%$648.03
95,850 at 7.17%$648.67
95,850 at 7.18%$649.32
95,850 at 7.19%$649.97
95,850 at 7.2%$650.62
95,850 at 7.21%$651.27
95,850 at 7.22%$651.92
95,850 at 7.23%$652.57
95,850 at 7.24%$653.22
95,850 at 7.25%$653.87
95,850 at 7.26%$654.52
95,850 at 7.27%$655.17
95,850 at 7.28%$655.82
95,850 at 7.29%$656.47
95,850 at 7.3%$657.12
95,850 at 7.31%$657.77
95,850 at 7.32%$658.42
95,850 at 7.33%$659.08
95,850 at 7.34%$659.73
95,850 at 7.35%$660.38
95,850 at 7.36%$661.03
95,850 at 7.37%$661.69
95,850 at 7.38%$662.34
95,850 at 7.39%$662.99
95,850 at 7.4%$663.65
95,850 at 7.41%$664.30
95,850 at 7.42%$664.95
95,850 at 7.43%$665.61
95,850 at 7.44%$666.26
95,850 at 7.45%$666.92
95,850 at 7.46%$667.57
95,850 at 7.47%$668.23
95,850 at 7.48%$668.88
95,850 at 7.49%$669.54
95,850 at 7.5%$670.20
95,850 at 7.51%$670.85
95,850 at 7.52%$671.51
95,850 at 7.53%$672.17
95,850 at 7.54%$672.82
95,850 at 7.55%$673.48
95,850 at 7.56%$674.14
95,850 at 7.57%$674.80
95,850 at 7.58%$675.46
95,850 at 7.59%$676.11
95,850 at 7.6%$676.77
95,850 at 7.61%$677.43
95,850 at 7.62%$678.09
95,850 at 7.63%$678.75
95,850 at 7.64%$679.41
95,850 at 7.65%$680.07
95,850 at 7.66%$680.73
95,850 at 7.67%$681.39
95,850 at 7.68%$682.05
95,850 at 7.69%$682.71
95,850 at 7.7%$683.37
95,850 at 7.71%$684.03
95,850 at 7.72%$684.70
95,850 at 7.73%$685.36
95,850 at 7.74%$686.02
95,850 at 7.75%$686.68
95,850 at 7.76%$687.34
95,850 at 7.77%$688.01
95,850 at 7.78%$688.67
95,850 at 7.79%$689.33
95,850 at 7.8%$690.00
95,850 at 7.81%$690.66
95,850 at 7.82%$691.32
95,850 at 7.83%$691.99
95,850 at 7.84%$692.65
95,850 at 7.85%$693.32
95,850 at 7.86%$693.98
95,850 at 7.87%$694.65
95,850 at 7.88%$695.31
95,850 at 7.89%$695.98
95,850 at 7.9%$696.64
95,850 at 7.91%$697.31
95,850 at 7.92%$697.98
95,850 at 7.93%$698.64
95,850 at 7.94%$699.31
95,850 at 7.95%$699.98
95,850 at 7.96%$700.64
95,850 at 7.97%$701.31
95,850 at 7.98%$701.98
95,850 at 7.99%$702.65
95,850 at 8%$703.31
More Amounts
What is the down payment for a $95,850 house? How much do you need to put down?
Percent Down Down Payment
1%959
2%1,917
3%2,876
4%3,834
5%4,793
6%5,751
7%6,710
8%7,668
9%8,627
10%9,585
11%10,544
12%11,502
13%12,461
14%13,419
15%14,378
16%15,336
17%16,295
18%17,253
19%18,212
20%19,170
Percent Down Down Payment
21%20,129
22%21,087
23%22,046
24%23,004
25%23,963
26%24,921
27%25,880
28%26,838
29%27,797
30%28,755
31%29,714
32%30,672
33%31,631
34%32,589
35%33,548
36%34,506
37%35,465
38%36,423
39%37,382
40%38,340
Percent Down Down Payment
41%39,299
42%40,257
43%41,216
44%42,174
45%43,133
46%44,091
47%45,050
48%46,008
49%46,967
50%47,925
51%48,884
52%49,842
53%50,801
54%51,759
55%52,718
56%53,676
57%54,635
58%55,593
59%56,552
60%57,510
Percent Down Down Payment
61%58,469
62%59,427
63%60,386
64%61,344
65%62,303
66%63,261
67%64,220
68%65,178
69%66,137
70%67,095
71%68,054
72%69,012
73%69,971
74%70,929
75%71,888
76%72,846
77%73,805
78%74,763
79%75,722
80%76,680
Percent Down Down Payment
81%77,639
82%78,597
83%79,556
84%80,514
85%81,473
86%82,431
87%83,390
88%84,348
89%85,307
90%86,265
91%87,224
92%88,182
93%89,141
94%90,099
95%91,058
96%92,016
97%92,975
98%93,933
99%94,892
100%95,850
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.