$81,000 Mortgage for 30 Years

What is the monthly payment of a 81,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $81,000 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 81k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $81,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
81,000 at 2.01%$299.80
81,000 at 2.02%$300.20
81,000 at 2.03%$300.61
81,000 at 2.04%$301.01
81,000 at 2.05%$301.42
81,000 at 2.06%$301.83
81,000 at 2.07%$302.24
81,000 at 2.08%$302.64
81,000 at 2.09%$303.05
81,000 at 2.1%$303.46
81,000 at 2.11%$303.87
81,000 at 2.12%$304.28
81,000 at 2.13%$304.68
81,000 at 2.14%$305.09
81,000 at 2.15%$305.50
81,000 at 2.16%$305.91
81,000 at 2.17%$306.32
81,000 at 2.18%$306.74
81,000 at 2.19%$307.15
81,000 at 2.2%$307.56
81,000 at 2.21%$307.97
81,000 at 2.22%$308.38
81,000 at 2.23%$308.79
81,000 at 2.24%$309.21
81,000 at 2.25%$309.62
81,000 at 2.26%$310.03
81,000 at 2.27%$310.45
81,000 at 2.28%$310.86
81,000 at 2.29%$311.27
81,000 at 2.3%$311.69
81,000 at 2.31%$312.10
81,000 at 2.32%$312.52
81,000 at 2.33%$312.93
81,000 at 2.34%$313.35
81,000 at 2.35%$313.77
81,000 at 2.36%$314.18
81,000 at 2.37%$314.60
81,000 at 2.38%$315.02
81,000 at 2.39%$315.43
81,000 at 2.4%$315.85
81,000 at 2.41%$316.27
81,000 at 2.42%$316.69
81,000 at 2.43%$317.11
81,000 at 2.44%$317.53
81,000 at 2.45%$317.95
81,000 at 2.46%$318.37
81,000 at 2.47%$318.79
81,000 at 2.48%$319.21
81,000 at 2.49%$319.63
81,000 at 2.5%$320.05
81,000 at 2.51%$320.47
81,000 at 2.52%$320.89
81,000 at 2.53%$321.31
81,000 at 2.54%$321.74
81,000 at 2.55%$322.16
81,000 at 2.56%$322.58
81,000 at 2.57%$323.00
81,000 at 2.58%$323.43
81,000 at 2.59%$323.85
81,000 at 2.6%$324.28
81,000 at 2.61%$324.70
81,000 at 2.62%$325.12
81,000 at 2.63%$325.55
81,000 at 2.64%$325.97
81,000 at 2.65%$326.40
81,000 at 2.66%$326.83
81,000 at 2.67%$327.25
81,000 at 2.68%$327.68
81,000 at 2.69%$328.11
81,000 at 2.7%$328.53
81,000 at 2.71%$328.96
81,000 at 2.72%$329.39
81,000 at 2.73%$329.82
81,000 at 2.74%$330.25
81,000 at 2.75%$330.68
81,000 at 2.76%$331.10
81,000 at 2.77%$331.53
81,000 at 2.78%$331.96
81,000 at 2.79%$332.39
81,000 at 2.8%$332.82
81,000 at 2.81%$333.26
81,000 at 2.82%$333.69
81,000 at 2.83%$334.12
81,000 at 2.84%$334.55
81,000 at 2.85%$334.98
81,000 at 2.86%$335.41
81,000 at 2.87%$335.85
81,000 at 2.88%$336.28
81,000 at 2.89%$336.71
81,000 at 2.9%$337.15
81,000 at 2.91%$337.58
81,000 at 2.92%$338.01
81,000 at 2.93%$338.45
81,000 at 2.94%$338.88
81,000 at 2.95%$339.32
81,000 at 2.96%$339.75
81,000 at 2.97%$340.19
81,000 at 2.98%$340.63
81,000 at 2.99%$341.06
81,000 at 3%$341.50
81,000 at 3.01%$341.94
81,000 at 3.02%$342.37
81,000 at 3.03%$342.81
81,000 at 3.04%$343.25
81,000 at 3.05%$343.69
81,000 at 3.06%$344.13
81,000 at 3.07%$344.56
81,000 at 3.08%$345.00
81,000 at 3.09%$345.44
81,000 at 3.1%$345.88
81,000 at 3.11%$346.32
81,000 at 3.12%$346.76
81,000 at 3.13%$347.20
81,000 at 3.14%$347.65
81,000 at 3.15%$348.09
81,000 at 3.16%$348.53
81,000 at 3.17%$348.97
81,000 at 3.18%$349.41
81,000 at 3.19%$349.86
81,000 at 3.2%$350.30
81,000 at 3.21%$350.74
81,000 at 3.22%$351.18
81,000 at 3.23%$351.63
81,000 at 3.24%$352.07
81,000 at 3.25%$352.52
81,000 at 3.26%$352.96
81,000 at 3.27%$353.41
81,000 at 3.28%$353.85
81,000 at 3.29%$354.30
81,000 at 3.3%$354.74
81,000 at 3.31%$355.19
81,000 at 3.32%$355.64
81,000 at 3.33%$356.08
81,000 at 3.34%$356.53
81,000 at 3.35%$356.98
81,000 at 3.36%$357.43
81,000 at 3.37%$357.87
81,000 at 3.38%$358.32
81,000 at 3.39%$358.77
81,000 at 3.4%$359.22
81,000 at 3.41%$359.67
81,000 at 3.42%$360.12
81,000 at 3.43%$360.57
81,000 at 3.44%$361.02
81,000 at 3.45%$361.47
81,000 at 3.46%$361.92
81,000 at 3.47%$362.37
81,000 at 3.48%$362.82
81,000 at 3.49%$363.27
81,000 at 3.5%$363.73
Interest Rate 30 Year
81,000 at 3.51%$364.18
81,000 at 3.52%$364.63
81,000 at 3.53%$365.08
81,000 at 3.54%$365.54
81,000 at 3.55%$365.99
81,000 at 3.56%$366.44
81,000 at 3.57%$366.90
81,000 at 3.58%$367.35
81,000 at 3.59%$367.81
81,000 at 3.6%$368.26
81,000 at 3.61%$368.72
81,000 at 3.62%$369.17
81,000 at 3.63%$369.63
81,000 at 3.64%$370.09
81,000 at 3.65%$370.54
81,000 at 3.66%$371.00
81,000 at 3.67%$371.46
81,000 at 3.68%$371.91
81,000 at 3.69%$372.37
81,000 at 3.7%$372.83
81,000 at 3.71%$373.29
81,000 at 3.72%$373.75
81,000 at 3.73%$374.20
81,000 at 3.74%$374.66
81,000 at 3.75%$375.12
81,000 at 3.76%$375.58
81,000 at 3.77%$376.04
81,000 at 3.78%$376.50
81,000 at 3.79%$376.96
81,000 at 3.8%$377.43
81,000 at 3.81%$377.89
81,000 at 3.82%$378.35
81,000 at 3.83%$378.81
81,000 at 3.84%$379.27
81,000 at 3.85%$379.73
81,000 at 3.86%$380.20
81,000 at 3.87%$380.66
81,000 at 3.88%$381.12
81,000 at 3.89%$381.59
81,000 at 3.9%$382.05
81,000 at 3.91%$382.52
81,000 at 3.92%$382.98
81,000 at 3.93%$383.44
81,000 at 3.94%$383.91
81,000 at 3.95%$384.38
81,000 at 3.96%$384.84
81,000 at 3.97%$385.31
81,000 at 3.98%$385.77
81,000 at 3.99%$386.24
81,000 at 4%$386.71
81,000 at 4.01%$387.17
81,000 at 4.02%$387.64
81,000 at 4.03%$388.11
81,000 at 4.04%$388.58
81,000 at 4.05%$389.04
81,000 at 4.06%$389.51
81,000 at 4.07%$389.98
81,000 at 4.08%$390.45
81,000 at 4.09%$390.92
81,000 at 4.1%$391.39
81,000 at 4.11%$391.86
81,000 at 4.12%$392.33
81,000 at 4.13%$392.80
81,000 at 4.14%$393.27
81,000 at 4.15%$393.74
81,000 at 4.16%$394.22
81,000 at 4.17%$394.69
81,000 at 4.18%$395.16
81,000 at 4.19%$395.63
81,000 at 4.2%$396.10
81,000 at 4.21%$396.58
81,000 at 4.22%$397.05
81,000 at 4.23%$397.52
81,000 at 4.24%$398.00
81,000 at 4.25%$398.47
81,000 at 4.26%$398.95
81,000 at 4.27%$399.42
81,000 at 4.28%$399.90
81,000 at 4.29%$400.37
81,000 at 4.3%$400.85
81,000 at 4.31%$401.32
81,000 at 4.32%$401.80
81,000 at 4.33%$402.27
81,000 at 4.34%$402.75
81,000 at 4.35%$403.23
81,000 at 4.36%$403.70
81,000 at 4.37%$404.18
81,000 at 4.38%$404.66
81,000 at 4.39%$405.14
81,000 at 4.4%$405.62
81,000 at 4.41%$406.09
81,000 at 4.42%$406.57
81,000 at 4.43%$407.05
81,000 at 4.44%$407.53
81,000 at 4.45%$408.01
81,000 at 4.46%$408.49
81,000 at 4.47%$408.97
81,000 at 4.48%$409.45
81,000 at 4.49%$409.93
81,000 at 4.5%$410.42
81,000 at 4.51%$410.90
81,000 at 4.52%$411.38
81,000 at 4.53%$411.86
81,000 at 4.54%$412.34
81,000 at 4.55%$412.83
81,000 at 4.56%$413.31
81,000 at 4.57%$413.79
81,000 at 4.58%$414.27
81,000 at 4.59%$414.76
81,000 at 4.6%$415.24
81,000 at 4.61%$415.73
81,000 at 4.62%$416.21
81,000 at 4.63%$416.70
81,000 at 4.64%$417.18
81,000 at 4.65%$417.67
81,000 at 4.66%$418.15
81,000 at 4.67%$418.64
81,000 at 4.68%$419.12
81,000 at 4.69%$419.61
81,000 at 4.7%$420.10
81,000 at 4.71%$420.58
81,000 at 4.72%$421.07
81,000 at 4.73%$421.56
81,000 at 4.74%$422.05
81,000 at 4.75%$422.53
81,000 at 4.76%$423.02
81,000 at 4.77%$423.51
81,000 at 4.78%$424.00
81,000 at 4.79%$424.49
81,000 at 4.8%$424.98
81,000 at 4.81%$425.47
81,000 at 4.82%$425.96
81,000 at 4.83%$426.45
81,000 at 4.84%$426.94
81,000 at 4.85%$427.43
81,000 at 4.86%$427.92
81,000 at 4.87%$428.41
81,000 at 4.88%$428.90
81,000 at 4.89%$429.40
81,000 at 4.9%$429.89
81,000 at 4.91%$430.38
81,000 at 4.92%$430.87
81,000 at 4.93%$431.37
81,000 at 4.94%$431.86
81,000 at 4.95%$432.35
81,000 at 4.96%$432.85
81,000 at 4.97%$433.34
81,000 at 4.98%$433.84
81,000 at 4.99%$434.33
81,000 at 5%$434.83
Interest Rate 30 Year
81,000 at 5.01%$435.32
81,000 at 5.02%$435.82
81,000 at 5.03%$436.31
81,000 at 5.04%$436.81
81,000 at 5.05%$437.30
81,000 at 5.06%$437.80
81,000 at 5.07%$438.30
81,000 at 5.08%$438.79
81,000 at 5.09%$439.29
81,000 at 5.1%$439.79
81,000 at 5.11%$440.29
81,000 at 5.12%$440.79
81,000 at 5.13%$441.28
81,000 at 5.14%$441.78
81,000 at 5.15%$442.28
81,000 at 5.16%$442.78
81,000 at 5.17%$443.28
81,000 at 5.18%$443.78
81,000 at 5.19%$444.28
81,000 at 5.2%$444.78
81,000 at 5.21%$445.28
81,000 at 5.22%$445.78
81,000 at 5.23%$446.28
81,000 at 5.24%$446.78
81,000 at 5.25%$447.28
81,000 at 5.26%$447.79
81,000 at 5.27%$448.29
81,000 at 5.28%$448.79
81,000 at 5.29%$449.29
81,000 at 5.3%$449.80
81,000 at 5.31%$450.30
81,000 at 5.32%$450.80
81,000 at 5.33%$451.31
81,000 at 5.34%$451.81
81,000 at 5.35%$452.32
81,000 at 5.36%$452.82
81,000 at 5.37%$453.32
81,000 at 5.38%$453.83
81,000 at 5.39%$454.33
81,000 at 5.4%$454.84
81,000 at 5.41%$455.35
81,000 at 5.42%$455.85
81,000 at 5.43%$456.36
81,000 at 5.44%$456.86
81,000 at 5.45%$457.37
81,000 at 5.46%$457.88
81,000 at 5.47%$458.39
81,000 at 5.48%$458.89
81,000 at 5.49%$459.40
81,000 at 5.5%$459.91
81,000 at 5.51%$460.42
81,000 at 5.52%$460.93
81,000 at 5.53%$461.43
81,000 at 5.54%$461.94
81,000 at 5.55%$462.45
81,000 at 5.56%$462.96
81,000 at 5.57%$463.47
81,000 at 5.58%$463.98
81,000 at 5.59%$464.49
81,000 at 5.6%$465.00
81,000 at 5.61%$465.51
81,000 at 5.62%$466.03
81,000 at 5.63%$466.54
81,000 at 5.64%$467.05
81,000 at 5.65%$467.56
81,000 at 5.66%$468.07
81,000 at 5.67%$468.59
81,000 at 5.68%$469.10
81,000 at 5.69%$469.61
81,000 at 5.7%$470.12
81,000 at 5.71%$470.64
81,000 at 5.72%$471.15
81,000 at 5.73%$471.67
81,000 at 5.74%$472.18
81,000 at 5.75%$472.69
81,000 at 5.76%$473.21
81,000 at 5.77%$473.72
81,000 at 5.78%$474.24
81,000 at 5.79%$474.75
81,000 at 5.8%$475.27
81,000 at 5.81%$475.79
81,000 at 5.82%$476.30
81,000 at 5.83%$476.82
81,000 at 5.84%$477.34
81,000 at 5.85%$477.85
81,000 at 5.86%$478.37
81,000 at 5.87%$478.89
81,000 at 5.88%$479.40
81,000 at 5.89%$479.92
81,000 at 5.9%$480.44
81,000 at 5.91%$480.96
81,000 at 5.92%$481.48
81,000 at 5.93%$482.00
81,000 at 5.94%$482.52
81,000 at 5.95%$483.04
81,000 at 5.96%$483.55
81,000 at 5.97%$484.07
81,000 at 5.98%$484.59
81,000 at 5.99%$485.12
81,000 at 6%$485.64
81,000 at 6.01%$486.16
81,000 at 6.02%$486.68
81,000 at 6.03%$487.20
81,000 at 6.04%$487.72
81,000 at 6.05%$488.24
81,000 at 6.06%$488.76
81,000 at 6.07%$489.29
81,000 at 6.08%$489.81
81,000 at 6.09%$490.33
81,000 at 6.1%$490.86
81,000 at 6.11%$491.38
81,000 at 6.12%$491.90
81,000 at 6.13%$492.43
81,000 at 6.14%$492.95
81,000 at 6.15%$493.47
81,000 at 6.16%$494.00
81,000 at 6.17%$494.52
81,000 at 6.18%$495.05
81,000 at 6.19%$495.57
81,000 at 6.2%$496.10
81,000 at 6.21%$496.63
81,000 at 6.22%$497.15
81,000 at 6.23%$497.68
81,000 at 6.24%$498.20
81,000 at 6.25%$498.73
81,000 at 6.26%$499.26
81,000 at 6.27%$499.79
81,000 at 6.28%$500.31
81,000 at 6.29%$500.84
81,000 at 6.3%$501.37
81,000 at 6.31%$501.90
81,000 at 6.32%$502.42
81,000 at 6.33%$502.95
81,000 at 6.34%$503.48
81,000 at 6.35%$504.01
81,000 at 6.36%$504.54
81,000 at 6.37%$505.07
81,000 at 6.38%$505.60
81,000 at 6.39%$506.13
81,000 at 6.4%$506.66
81,000 at 6.41%$507.19
81,000 at 6.42%$507.72
81,000 at 6.43%$508.25
81,000 at 6.44%$508.78
81,000 at 6.45%$509.31
81,000 at 6.46%$509.85
81,000 at 6.47%$510.38
81,000 at 6.48%$510.91
81,000 at 6.49%$511.44
81,000 at 6.5%$511.98
Interest Rate 30 Year
81,000 at 6.51%$512.51
81,000 at 6.52%$513.04
81,000 at 6.53%$513.57
81,000 at 6.54%$514.11
81,000 at 6.55%$514.64
81,000 at 6.56%$515.18
81,000 at 6.57%$515.71
81,000 at 6.58%$516.24
81,000 at 6.59%$516.78
81,000 at 6.6%$517.31
81,000 at 6.61%$517.85
81,000 at 6.62%$518.38
81,000 at 6.63%$518.92
81,000 at 6.64%$519.46
81,000 at 6.65%$519.99
81,000 at 6.66%$520.53
81,000 at 6.67%$521.06
81,000 at 6.68%$521.60
81,000 at 6.69%$522.14
81,000 at 6.7%$522.68
81,000 at 6.71%$523.21
81,000 at 6.72%$523.75
81,000 at 6.73%$524.29
81,000 at 6.74%$524.83
81,000 at 6.75%$525.36
81,000 at 6.76%$525.90
81,000 at 6.77%$526.44
81,000 at 6.78%$526.98
81,000 at 6.79%$527.52
81,000 at 6.8%$528.06
81,000 at 6.81%$528.60
81,000 at 6.82%$529.14
81,000 at 6.83%$529.68
81,000 at 6.84%$530.22
81,000 at 6.85%$530.76
81,000 at 6.86%$531.30
81,000 at 6.87%$531.84
81,000 at 6.88%$532.38
81,000 at 6.89%$532.92
81,000 at 6.9%$533.47
81,000 at 6.91%$534.01
81,000 at 6.92%$534.55
81,000 at 6.93%$535.09
81,000 at 6.94%$535.64
81,000 at 6.95%$536.18
81,000 at 6.96%$536.72
81,000 at 6.97%$537.26
81,000 at 6.98%$537.81
81,000 at 6.99%$538.35
81,000 at 7%$538.90
81,000 at 7.01%$539.44
81,000 at 7.02%$539.98
81,000 at 7.03%$540.53
81,000 at 7.04%$541.07
81,000 at 7.05%$541.62
81,000 at 7.06%$542.16
81,000 at 7.07%$542.71
81,000 at 7.08%$543.25
81,000 at 7.09%$543.80
81,000 at 7.1%$544.35
81,000 at 7.11%$544.89
81,000 at 7.12%$545.44
81,000 at 7.13%$545.99
81,000 at 7.14%$546.53
81,000 at 7.15%$547.08
81,000 at 7.16%$547.63
81,000 at 7.17%$548.17
81,000 at 7.18%$548.72
81,000 at 7.19%$549.27
81,000 at 7.2%$549.82
81,000 at 7.21%$550.37
81,000 at 7.22%$550.92
81,000 at 7.23%$551.46
81,000 at 7.24%$552.01
81,000 at 7.25%$552.56
81,000 at 7.26%$553.11
81,000 at 7.27%$553.66
81,000 at 7.28%$554.21
81,000 at 7.29%$554.76
81,000 at 7.3%$555.31
81,000 at 7.31%$555.86
81,000 at 7.32%$556.41
81,000 at 7.33%$556.96
81,000 at 7.34%$557.52
81,000 at 7.35%$558.07
81,000 at 7.36%$558.62
81,000 at 7.37%$559.17
81,000 at 7.38%$559.72
81,000 at 7.39%$560.28
81,000 at 7.4%$560.83
81,000 at 7.41%$561.38
81,000 at 7.42%$561.93
81,000 at 7.43%$562.49
81,000 at 7.44%$563.04
81,000 at 7.45%$563.59
81,000 at 7.46%$564.15
81,000 at 7.47%$564.70
81,000 at 7.48%$565.25
81,000 at 7.49%$565.81
81,000 at 7.5%$566.36
81,000 at 7.51%$566.92
81,000 at 7.52%$567.47
81,000 at 7.53%$568.03
81,000 at 7.54%$568.58
81,000 at 7.55%$569.14
81,000 at 7.56%$569.70
81,000 at 7.57%$570.25
81,000 at 7.58%$570.81
81,000 at 7.59%$571.36
81,000 at 7.6%$571.92
81,000 at 7.61%$572.48
81,000 at 7.62%$573.03
81,000 at 7.63%$573.59
81,000 at 7.64%$574.15
81,000 at 7.65%$574.71
81,000 at 7.66%$575.26
81,000 at 7.67%$575.82
81,000 at 7.68%$576.38
81,000 at 7.69%$576.94
81,000 at 7.7%$577.50
81,000 at 7.71%$578.06
81,000 at 7.72%$578.62
81,000 at 7.73%$579.17
81,000 at 7.74%$579.73
81,000 at 7.75%$580.29
81,000 at 7.76%$580.85
81,000 at 7.77%$581.41
81,000 at 7.78%$581.97
81,000 at 7.79%$582.53
81,000 at 7.8%$583.10
81,000 at 7.81%$583.66
81,000 at 7.82%$584.22
81,000 at 7.83%$584.78
81,000 at 7.84%$585.34
81,000 at 7.85%$585.90
81,000 at 7.86%$586.46
81,000 at 7.87%$587.03
81,000 at 7.88%$587.59
81,000 at 7.89%$588.15
81,000 at 7.9%$588.71
81,000 at 7.91%$589.28
81,000 at 7.92%$589.84
81,000 at 7.93%$590.40
81,000 at 7.94%$590.96
81,000 at 7.95%$591.53
81,000 at 7.96%$592.09
81,000 at 7.97%$592.66
81,000 at 7.98%$593.22
81,000 at 7.99%$593.78
81,000 at 8%$594.35
More Amounts
81,050
81,100
81,150
81,200
81,250
81,300
81,350
81,400
81,450
81,500
81,550
81,600
81,650
81,700
81,750
81,800
81,850
81,900
81,950
82,000
What is the down payment for a $81,000 house? How much do you need to put down?
Percent Down Down Payment
1%810
2%1,620
3%2,430
4%3,240
5%4,050
6%4,860
7%5,670
8%6,480
9%7,290
10%8,100
11%8,910
12%9,720
13%10,530
14%11,340
15%12,150
16%12,960
17%13,770
18%14,580
19%15,390
20%16,200
Percent Down Down Payment
21%17,010
22%17,820
23%18,630
24%19,440
25%20,250
26%21,060
27%21,870
28%22,680
29%23,490
30%24,300
31%25,110
32%25,920
33%26,730
34%27,540
35%28,350
36%29,160
37%29,970
38%30,780
39%31,590
40%32,400
Percent Down Down Payment
41%33,210
42%34,020
43%34,830
44%35,640
45%36,450
46%37,260
47%38,070
48%38,880
49%39,690
50%40,500
51%41,310
52%42,120
53%42,930
54%43,740
55%44,550
56%45,360
57%46,170
58%46,980
59%47,790
60%48,600
Percent Down Down Payment
61%49,410
62%50,220
63%51,030
64%51,840
65%52,650
66%53,460
67%54,270
68%55,080
69%55,890
70%56,700
71%57,510
72%58,320
73%59,130
74%59,940
75%60,750
76%61,560
77%62,370
78%63,180
79%63,990
80%64,800
Percent Down Down Payment
81%65,610
82%66,420
83%67,230
84%68,040
85%68,850
86%69,660
87%70,470
88%71,280
89%72,090
90%72,900
91%73,710
92%74,520
93%75,330
94%76,140
95%76,950
96%77,760
97%78,570
98%79,380
99%80,190
100%81,000
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.