$489,000 Mortgage

What is the monthly payment of a 489,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $489,000 Mortgage Loan
See the monthly payment for a thirty year, 489k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $489,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$1,809.89
2.02%$1,812.33
2.03%$1,814.78
2.04%$1,817.24
2.05%$1,819.69
2.06%$1,822.15
2.07%$1,824.60
2.08%$1,827.06
2.09%$1,829.53
2.1%$1,831.99
2.11%$1,834.46
2.12%$1,836.92
2.13%$1,839.39
2.14%$1,841.87
2.15%$1,844.34
2.16%$1,846.82
2.17%$1,849.29
2.18%$1,851.77
2.19%$1,854.25
2.2%$1,856.74
2.21%$1,859.22
2.22%$1,861.71
2.23%$1,864.20
2.24%$1,866.69
2.25%$1,869.18
2.26%$1,871.68
2.27%$1,874.18
2.28%$1,876.67
2.29%$1,879.18
2.3%$1,881.68
2.31%$1,884.18
2.32%$1,886.69
2.33%$1,889.20
2.34%$1,891.71
2.35%$1,894.22
2.36%$1,896.74
2.37%$1,899.25
2.38%$1,901.77
2.39%$1,904.29
2.4%$1,906.81
2.41%$1,909.34
2.42%$1,911.86
2.43%$1,914.39
2.44%$1,916.92
2.45%$1,919.45
2.46%$1,921.99
2.47%$1,924.52
2.48%$1,927.06
2.49%$1,929.60
2.5%$1,932.14
2.51%$1,934.68
2.52%$1,937.23
2.53%$1,939.78
2.54%$1,942.33
2.55%$1,944.88
2.56%$1,947.43
2.57%$1,949.99
2.58%$1,952.54
2.59%$1,955.10
2.6%$1,957.66
2.61%$1,960.22
2.62%$1,962.79
2.63%$1,965.35
2.64%$1,967.92
2.65%$1,970.49
2.66%$1,973.07
2.67%$1,975.64
2.68%$1,978.21
2.69%$1,980.79
2.7%$1,983.37
2.71%$1,985.95
2.72%$1,988.54
2.73%$1,991.12
2.74%$1,993.71
2.75%$1,996.30
2.76%$1,998.89
2.77%$2,001.48
2.78%$2,004.08
2.79%$2,006.68
2.8%$2,009.27
2.81%$2,011.87
2.82%$2,014.48
2.83%$2,017.08
2.84%$2,019.69
2.85%$2,022.30
2.86%$2,024.91
2.87%$2,027.52
2.88%$2,030.13
2.89%$2,032.75
2.9%$2,035.36
2.91%$2,037.98
2.92%$2,040.61
2.93%$2,043.23
2.94%$2,045.85
2.95%$2,048.48
2.96%$2,051.11
2.97%$2,053.74
2.98%$2,056.37
2.99%$2,059.01
3%$2,061.64
3.01%$2,064.28
3.02%$2,066.92
3.03%$2,069.56
3.04%$2,072.21
3.05%$2,074.85
3.06%$2,077.50
3.07%$2,080.15
3.08%$2,082.80
3.09%$2,085.46
3.1%$2,088.11
3.11%$2,090.77
3.12%$2,093.43
3.13%$2,096.09
3.14%$2,098.75
3.15%$2,101.41
3.16%$2,104.08
3.17%$2,106.75
3.18%$2,109.42
3.19%$2,112.09
3.2%$2,114.76
3.21%$2,117.44
3.22%$2,120.12
3.23%$2,122.79
3.24%$2,125.48
3.25%$2,128.16
3.26%$2,130.84
3.27%$2,133.53
3.28%$2,136.22
3.29%$2,138.91
3.3%$2,141.60
3.31%$2,144.29
3.32%$2,146.99
3.33%$2,149.69
3.34%$2,152.39
3.35%$2,155.09
3.36%$2,157.79
3.37%$2,160.50
3.38%$2,163.20
3.39%$2,165.91
3.4%$2,168.62
3.41%$2,171.34
3.42%$2,174.05
3.43%$2,176.77
3.44%$2,179.48
3.45%$2,182.20
3.46%$2,184.92
3.47%$2,187.65
3.48%$2,190.37
3.49%$2,193.10
3.5%$2,195.83
Interest Rate 30 Year
3.51%$2,198.56
3.52%$2,201.29
3.53%$2,204.03
3.54%$2,206.76
3.55%$2,209.50
3.56%$2,212.24
3.57%$2,214.98
3.58%$2,217.72
3.59%$2,220.47
3.6%$2,223.22
3.61%$2,225.96
3.62%$2,228.71
3.63%$2,231.47
3.64%$2,234.22
3.65%$2,236.98
3.66%$2,239.73
3.67%$2,242.49
3.68%$2,245.26
3.69%$2,248.02
3.7%$2,250.78
3.71%$2,253.55
3.72%$2,256.32
3.73%$2,259.09
3.74%$2,261.86
3.75%$2,264.64
3.76%$2,267.41
3.77%$2,270.19
3.78%$2,272.97
3.79%$2,275.75
3.8%$2,278.53
3.81%$2,281.32
3.82%$2,284.10
3.83%$2,286.89
3.84%$2,289.68
3.85%$2,292.47
3.86%$2,295.27
3.87%$2,298.06
3.88%$2,300.86
3.89%$2,303.66
3.9%$2,306.46
3.91%$2,309.26
3.92%$2,312.06
3.93%$2,314.87
3.94%$2,317.68
3.95%$2,320.49
3.96%$2,323.30
3.97%$2,326.11
3.98%$2,328.93
3.99%$2,331.74
4%$2,334.56
4.01%$2,337.38
4.02%$2,340.20
4.03%$2,343.03
4.04%$2,345.85
4.05%$2,348.68
4.06%$2,351.51
4.07%$2,354.34
4.08%$2,357.17
4.09%$2,360.00
4.1%$2,362.84
4.11%$2,365.68
4.12%$2,368.52
4.13%$2,371.36
4.14%$2,374.20
4.15%$2,377.05
4.16%$2,379.89
4.17%$2,382.74
4.18%$2,385.59
4.19%$2,388.44
4.2%$2,391.29
4.21%$2,394.15
4.22%$2,397.01
4.23%$2,399.86
4.24%$2,402.72
4.25%$2,405.59
4.26%$2,408.45
4.27%$2,411.32
4.28%$2,414.18
4.29%$2,417.05
4.3%$2,419.92
4.31%$2,422.79
4.32%$2,425.67
4.33%$2,428.54
4.34%$2,431.42
4.35%$2,434.30
4.36%$2,437.18
4.37%$2,440.06
4.38%$2,442.95
4.39%$2,445.83
4.4%$2,448.72
4.41%$2,451.61
4.42%$2,454.50
4.43%$2,457.39
4.44%$2,460.29
4.45%$2,463.18
4.46%$2,466.08
4.47%$2,468.98
4.48%$2,471.88
4.49%$2,474.79
4.5%$2,477.69
4.51%$2,480.60
4.52%$2,483.51
4.53%$2,486.42
4.54%$2,489.33
4.55%$2,492.24
4.56%$2,495.15
4.57%$2,498.07
4.58%$2,500.99
4.59%$2,503.91
4.6%$2,506.83
4.61%$2,509.75
4.62%$2,512.68
4.63%$2,515.61
4.64%$2,518.53
4.65%$2,521.46
4.66%$2,524.40
4.67%$2,527.33
4.68%$2,530.26
4.69%$2,533.20
4.7%$2,536.14
4.71%$2,539.08
4.72%$2,542.02
4.73%$2,544.96
4.74%$2,547.91
4.75%$2,550.86
4.76%$2,553.80
4.77%$2,556.75
4.78%$2,559.71
4.79%$2,562.66
4.8%$2,565.61
4.81%$2,568.57
4.82%$2,571.53
4.83%$2,574.49
4.84%$2,577.45
4.85%$2,580.41
4.86%$2,583.38
4.87%$2,586.34
4.88%$2,589.31
4.89%$2,592.28
4.9%$2,595.25
4.91%$2,598.23
4.92%$2,601.20
4.93%$2,604.18
4.94%$2,607.16
4.95%$2,610.14
4.96%$2,613.12
4.97%$2,616.10
4.98%$2,619.08
4.99%$2,622.07
5%$2,625.06
Interest Rate 30 Year
5.01%$2,628.05
5.02%$2,631.04
5.03%$2,634.03
5.04%$2,637.02
5.05%$2,640.02
5.06%$2,643.02
5.07%$2,646.02
5.08%$2,649.02
5.09%$2,652.02
5.1%$2,655.02
5.11%$2,658.03
5.12%$2,661.04
5.13%$2,664.05
5.14%$2,667.06
5.15%$2,670.07
5.16%$2,673.08
5.17%$2,676.10
5.18%$2,679.11
5.19%$2,682.13
5.2%$2,685.15
5.21%$2,688.17
5.22%$2,691.20
5.23%$2,694.22
5.24%$2,697.25
5.25%$2,700.28
5.26%$2,703.31
5.27%$2,706.34
5.28%$2,709.37
5.29%$2,712.40
5.3%$2,715.44
5.31%$2,718.48
5.32%$2,721.52
5.33%$2,724.56
5.34%$2,727.60
5.35%$2,730.64
5.36%$2,733.69
5.37%$2,736.74
5.38%$2,739.78
5.39%$2,742.83
5.4%$2,745.89
5.41%$2,748.94
5.42%$2,751.99
5.43%$2,755.05
5.44%$2,758.11
5.45%$2,761.17
5.46%$2,764.23
5.47%$2,767.29
5.48%$2,770.36
5.49%$2,773.42
5.5%$2,776.49
5.51%$2,779.56
5.52%$2,782.63
5.53%$2,785.70
5.54%$2,788.77
5.55%$2,791.85
5.56%$2,794.92
5.57%$2,798.00
5.58%$2,801.08
5.59%$2,804.16
5.6%$2,807.25
5.61%$2,810.33
5.62%$2,813.42
5.63%$2,816.50
5.64%$2,819.59
5.65%$2,822.68
5.66%$2,825.77
5.67%$2,828.87
5.68%$2,831.96
5.69%$2,835.06
5.7%$2,838.16
5.71%$2,841.26
5.72%$2,844.36
5.73%$2,847.46
5.74%$2,850.57
5.75%$2,853.67
5.76%$2,856.78
5.77%$2,859.89
5.78%$2,863.00
5.79%$2,866.11
5.8%$2,869.22
5.81%$2,872.34
5.82%$2,875.45
5.83%$2,878.57
5.84%$2,881.69
5.85%$2,884.81
5.86%$2,887.93
5.87%$2,891.06
5.88%$2,894.18
5.89%$2,897.31
5.9%$2,900.44
5.91%$2,903.57
5.92%$2,906.70
5.93%$2,909.83
5.94%$2,912.97
5.95%$2,916.10
5.96%$2,919.24
5.97%$2,922.38
5.98%$2,925.52
5.99%$2,928.66
6%$2,931.80
6.01%$2,934.95
6.02%$2,938.09
6.03%$2,941.24
6.04%$2,944.39
6.05%$2,947.54
6.06%$2,950.69
6.07%$2,953.85
6.08%$2,957.00
6.09%$2,960.16
6.1%$2,963.31
6.11%$2,966.47
6.12%$2,969.63
6.13%$2,972.80
6.14%$2,975.96
6.15%$2,979.13
6.16%$2,982.29
6.17%$2,985.46
6.18%$2,988.63
6.19%$2,991.80
6.2%$2,994.97
6.21%$2,998.15
6.22%$3,001.32
6.23%$3,004.50
6.24%$3,007.68
6.25%$3,010.86
6.26%$3,014.04
6.27%$3,017.22
6.28%$3,020.40
6.29%$3,023.59
6.3%$3,026.78
6.31%$3,029.97
6.32%$3,033.15
6.33%$3,036.35
6.34%$3,039.54
6.35%$3,042.73
6.36%$3,045.93
6.37%$3,049.12
6.38%$3,052.32
6.39%$3,055.52
6.4%$3,058.72
6.41%$3,061.93
6.42%$3,065.13
6.43%$3,068.34
6.44%$3,071.54
6.45%$3,074.75
6.46%$3,077.96
6.47%$3,081.17
6.48%$3,084.38
6.49%$3,087.60
6.5%$3,090.81
Interest Rate 30 Year
6.51%$3,094.03
6.52%$3,097.25
6.53%$3,100.47
6.54%$3,103.69
6.55%$3,106.91
6.56%$3,110.13
6.57%$3,113.36
6.58%$3,116.58
6.59%$3,119.81
6.6%$3,123.04
6.61%$3,126.27
6.62%$3,129.50
6.63%$3,132.74
6.64%$3,135.97
6.65%$3,139.21
6.66%$3,142.45
6.67%$3,145.68
6.68%$3,148.92
6.69%$3,152.17
6.7%$3,155.41
6.71%$3,158.65
6.72%$3,161.90
6.73%$3,165.15
6.74%$3,168.39
6.75%$3,171.64
6.76%$3,174.90
6.77%$3,178.15
6.78%$3,181.40
6.79%$3,184.66
6.8%$3,187.91
6.81%$3,191.17
6.82%$3,194.43
6.83%$3,197.69
6.84%$3,200.95
6.85%$3,204.22
6.86%$3,207.48
6.87%$3,210.75
6.88%$3,214.02
6.89%$3,217.28
6.9%$3,220.55
6.91%$3,223.83
6.92%$3,227.10
6.93%$3,230.37
6.94%$3,233.65
6.95%$3,236.93
6.96%$3,240.20
6.97%$3,243.48
6.98%$3,246.76
6.99%$3,250.05
7%$3,253.33
7.01%$3,256.61
7.02%$3,259.90
7.03%$3,263.19
7.04%$3,266.48
7.05%$3,269.77
7.06%$3,273.06
7.07%$3,276.35
7.08%$3,279.64
7.09%$3,282.94
7.1%$3,286.24
7.11%$3,289.53
7.12%$3,292.83
7.13%$3,296.13
7.14%$3,299.44
7.15%$3,302.74
7.16%$3,306.04
7.17%$3,309.35
7.18%$3,312.66
7.19%$3,315.96
7.2%$3,319.27
7.21%$3,322.59
7.22%$3,325.90
7.23%$3,329.21
7.24%$3,332.53
7.25%$3,335.84
7.26%$3,339.16
7.27%$3,342.48
7.28%$3,345.80
7.29%$3,349.12
7.3%$3,352.44
7.31%$3,355.77
7.32%$3,359.09
7.33%$3,362.42
7.34%$3,365.74
7.35%$3,369.07
7.36%$3,372.40
7.37%$3,375.74
7.38%$3,379.07
7.39%$3,382.40
7.4%$3,385.74
7.41%$3,389.07
7.42%$3,392.41
7.43%$3,395.75
7.44%$3,399.09
7.45%$3,402.43
7.46%$3,405.78
7.47%$3,409.12
7.48%$3,412.46
7.49%$3,415.81
7.5%$3,419.16
7.51%$3,422.51
7.52%$3,425.86
7.53%$3,429.21
7.54%$3,432.56
7.55%$3,435.92
7.56%$3,439.27
7.57%$3,442.63
7.58%$3,445.99
7.59%$3,449.35
7.6%$3,452.71
7.61%$3,456.07
7.62%$3,459.43
7.63%$3,462.79
7.64%$3,466.16
7.65%$3,469.53
7.66%$3,472.89
7.67%$3,476.26
7.68%$3,479.63
7.69%$3,483.00
7.7%$3,486.38
7.71%$3,489.75
7.72%$3,493.12
7.73%$3,496.50
7.74%$3,499.88
7.75%$3,503.26
7.76%$3,506.64
7.77%$3,510.02
7.78%$3,513.40
7.79%$3,516.78
7.8%$3,520.17
7.81%$3,523.55
7.82%$3,526.94
7.83%$3,530.33
7.84%$3,533.72
7.85%$3,537.11
7.86%$3,540.50
7.87%$3,543.89
7.88%$3,547.29
7.89%$3,550.68
7.9%$3,554.08
7.91%$3,557.48
7.92%$3,560.88
7.93%$3,564.28
7.94%$3,567.68
7.95%$3,571.08
7.96%$3,574.48
7.97%$3,577.89
7.98%$3,581.29
7.99%$3,584.70
8%$3,588.11

What is the down payment for a $489,000 house? How much do you need to put down?

Percent Down Down Payment
1%4,890
2%9,780
3%14,670
4%19,560
5%24,450
6%29,340
7%34,230
8%39,120
9%44,010
10%48,900
11%53,790
12%58,680
13%63,570
14%68,460
15%73,350
16%78,240
17%83,130
18%88,020
19%92,910
20%97,800
Percent Down Down Payment
21%102,690
22%107,580
23%112,470
24%117,360
25%122,250
26%127,140
27%132,030
28%136,920
29%141,810
30%146,700
31%151,590
32%156,480
33%161,370
34%166,260
35%171,150
36%176,040
37%180,930
38%185,820
39%190,710
40%195,600
Percent Down Down Payment
41%200,490
42%205,380
43%210,270
44%215,160
45%220,050
46%224,940
47%229,830
48%234,720
49%239,610
50%244,500
51%249,390
52%254,280
53%259,170
54%264,060
55%268,950
56%273,840
57%278,730
58%283,620
59%288,510
60%293,400
Percent Down Down Payment
61%298,290
62%303,180
63%308,070
64%312,960
65%317,850
66%322,740
67%327,630
68%332,520
69%337,410
70%342,300
71%347,190
72%352,080
73%356,970
74%361,860
75%366,750
76%371,640
77%376,530
78%381,420
79%386,310
80%391,200
Percent Down Down Payment
81%396,090
82%400,980
83%405,870
84%410,760
85%415,650
86%420,540
87%425,430
88%430,320
89%435,210
90%440,100
91%444,990
92%449,880
93%454,770
94%459,660
95%464,550
96%469,440
97%474,330
98%479,220
99%484,110
100%489,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.