$46,650 Mortgage for 30 Years

What is the monthly payment of a 46,650 dollar loan?
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Loan Tables for a $46,650 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 47k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $46,650 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
46,650 at 2.01%$172.66
46,650 at 2.02%$172.89
46,650 at 2.03%$173.13
46,650 at 2.04%$173.36
46,650 at 2.05%$173.60
46,650 at 2.06%$173.83
46,650 at 2.07%$174.07
46,650 at 2.08%$174.30
46,650 at 2.09%$174.53
46,650 at 2.1%$174.77
46,650 at 2.11%$175.00
46,650 at 2.12%$175.24
46,650 at 2.13%$175.48
46,650 at 2.14%$175.71
46,650 at 2.15%$175.95
46,650 at 2.16%$176.18
46,650 at 2.17%$176.42
46,650 at 2.18%$176.66
46,650 at 2.19%$176.89
46,650 at 2.2%$177.13
46,650 at 2.21%$177.37
46,650 at 2.22%$177.60
46,650 at 2.23%$177.84
46,650 at 2.24%$178.08
46,650 at 2.25%$178.32
46,650 at 2.26%$178.56
46,650 at 2.27%$178.79
46,650 at 2.28%$179.03
46,650 at 2.29%$179.27
46,650 at 2.3%$179.51
46,650 at 2.31%$179.75
46,650 at 2.32%$179.99
46,650 at 2.33%$180.23
46,650 at 2.34%$180.47
46,650 at 2.35%$180.71
46,650 at 2.36%$180.95
46,650 at 2.37%$181.19
46,650 at 2.38%$181.43
46,650 at 2.39%$181.67
46,650 at 2.4%$181.91
46,650 at 2.41%$182.15
46,650 at 2.42%$182.39
46,650 at 2.43%$182.63
46,650 at 2.44%$182.87
46,650 at 2.45%$183.11
46,650 at 2.46%$183.36
46,650 at 2.47%$183.60
46,650 at 2.48%$183.84
46,650 at 2.49%$184.08
46,650 at 2.5%$184.32
46,650 at 2.51%$184.57
46,650 at 2.52%$184.81
46,650 at 2.53%$185.05
46,650 at 2.54%$185.30
46,650 at 2.55%$185.54
46,650 at 2.56%$185.78
46,650 at 2.57%$186.03
46,650 at 2.58%$186.27
46,650 at 2.59%$186.51
46,650 at 2.6%$186.76
46,650 at 2.61%$187.00
46,650 at 2.62%$187.25
46,650 at 2.63%$187.49
46,650 at 2.64%$187.74
46,650 at 2.65%$187.98
46,650 at 2.66%$188.23
46,650 at 2.67%$188.47
46,650 at 2.68%$188.72
46,650 at 2.69%$188.97
46,650 at 2.7%$189.21
46,650 at 2.71%$189.46
46,650 at 2.72%$189.70
46,650 at 2.73%$189.95
46,650 at 2.74%$190.20
46,650 at 2.75%$190.44
46,650 at 2.76%$190.69
46,650 at 2.77%$190.94
46,650 at 2.78%$191.19
46,650 at 2.79%$191.43
46,650 at 2.8%$191.68
46,650 at 2.81%$191.93
46,650 at 2.82%$192.18
46,650 at 2.83%$192.43
46,650 at 2.84%$192.68
46,650 at 2.85%$192.92
46,650 at 2.86%$193.17
46,650 at 2.87%$193.42
46,650 at 2.88%$193.67
46,650 at 2.89%$193.92
46,650 at 2.9%$194.17
46,650 at 2.91%$194.42
46,650 at 2.92%$194.67
46,650 at 2.93%$194.92
46,650 at 2.94%$195.17
46,650 at 2.95%$195.42
46,650 at 2.96%$195.67
46,650 at 2.97%$195.92
46,650 at 2.98%$196.18
46,650 at 2.99%$196.43
46,650 at 3%$196.68
46,650 at 3.01%$196.93
46,650 at 3.02%$197.18
46,650 at 3.03%$197.43
46,650 at 3.04%$197.69
46,650 at 3.05%$197.94
46,650 at 3.06%$198.19
46,650 at 3.07%$198.44
46,650 at 3.08%$198.70
46,650 at 3.09%$198.95
46,650 at 3.1%$199.20
46,650 at 3.11%$199.46
46,650 at 3.12%$199.71
46,650 at 3.13%$199.96
46,650 at 3.14%$200.22
46,650 at 3.15%$200.47
46,650 at 3.16%$200.73
46,650 at 3.17%$200.98
46,650 at 3.18%$201.24
46,650 at 3.19%$201.49
46,650 at 3.2%$201.75
46,650 at 3.21%$202.00
46,650 at 3.22%$202.26
46,650 at 3.23%$202.51
46,650 at 3.24%$202.77
46,650 at 3.25%$203.02
46,650 at 3.26%$203.28
46,650 at 3.27%$203.54
46,650 at 3.28%$203.79
46,650 at 3.29%$204.05
46,650 at 3.3%$204.31
46,650 at 3.31%$204.56
46,650 at 3.32%$204.82
46,650 at 3.33%$205.08
46,650 at 3.34%$205.34
46,650 at 3.35%$205.59
46,650 at 3.36%$205.85
46,650 at 3.37%$206.11
46,650 at 3.38%$206.37
46,650 at 3.39%$206.63
46,650 at 3.4%$206.88
46,650 at 3.41%$207.14
46,650 at 3.42%$207.40
46,650 at 3.43%$207.66
46,650 at 3.44%$207.92
46,650 at 3.45%$208.18
46,650 at 3.46%$208.44
46,650 at 3.47%$208.70
46,650 at 3.48%$208.96
46,650 at 3.49%$209.22
46,650 at 3.5%$209.48
Interest Rate 30 Year
46,650 at 3.51%$209.74
46,650 at 3.52%$210.00
46,650 at 3.53%$210.26
46,650 at 3.54%$210.52
46,650 at 3.55%$210.78
46,650 at 3.56%$211.04
46,650 at 3.57%$211.31
46,650 at 3.58%$211.57
46,650 at 3.59%$211.83
46,650 at 3.6%$212.09
46,650 at 3.61%$212.35
46,650 at 3.62%$212.62
46,650 at 3.63%$212.88
46,650 at 3.64%$213.14
46,650 at 3.65%$213.40
46,650 at 3.66%$213.67
46,650 at 3.67%$213.93
46,650 at 3.68%$214.19
46,650 at 3.69%$214.46
46,650 at 3.7%$214.72
46,650 at 3.71%$214.99
46,650 at 3.72%$215.25
46,650 at 3.73%$215.51
46,650 at 3.74%$215.78
46,650 at 3.75%$216.04
46,650 at 3.76%$216.31
46,650 at 3.77%$216.57
46,650 at 3.78%$216.84
46,650 at 3.79%$217.10
46,650 at 3.8%$217.37
46,650 at 3.81%$217.63
46,650 at 3.82%$217.90
46,650 at 3.83%$218.17
46,650 at 3.84%$218.43
46,650 at 3.85%$218.70
46,650 at 3.86%$218.97
46,650 at 3.87%$219.23
46,650 at 3.88%$219.50
46,650 at 3.89%$219.77
46,650 at 3.9%$220.03
46,650 at 3.91%$220.30
46,650 at 3.92%$220.57
46,650 at 3.93%$220.84
46,650 at 3.94%$221.10
46,650 at 3.95%$221.37
46,650 at 3.96%$221.64
46,650 at 3.97%$221.91
46,650 at 3.98%$222.18
46,650 at 3.99%$222.45
46,650 at 4%$222.71
46,650 at 4.01%$222.98
46,650 at 4.02%$223.25
46,650 at 4.03%$223.52
46,650 at 4.04%$223.79
46,650 at 4.05%$224.06
46,650 at 4.06%$224.33
46,650 at 4.07%$224.60
46,650 at 4.08%$224.87
46,650 at 4.09%$225.14
46,650 at 4.1%$225.41
46,650 at 4.11%$225.68
46,650 at 4.12%$225.95
46,650 at 4.13%$226.22
46,650 at 4.14%$226.50
46,650 at 4.15%$226.77
46,650 at 4.16%$227.04
46,650 at 4.17%$227.31
46,650 at 4.18%$227.58
46,650 at 4.19%$227.85
46,650 at 4.2%$228.13
46,650 at 4.21%$228.40
46,650 at 4.22%$228.67
46,650 at 4.23%$228.94
46,650 at 4.24%$229.22
46,650 at 4.25%$229.49
46,650 at 4.26%$229.76
46,650 at 4.27%$230.04
46,650 at 4.28%$230.31
46,650 at 4.29%$230.58
46,650 at 4.3%$230.86
46,650 at 4.31%$231.13
46,650 at 4.32%$231.41
46,650 at 4.33%$231.68
46,650 at 4.34%$231.95
46,650 at 4.35%$232.23
46,650 at 4.36%$232.50
46,650 at 4.37%$232.78
46,650 at 4.38%$233.05
46,650 at 4.39%$233.33
46,650 at 4.4%$233.60
46,650 at 4.41%$233.88
46,650 at 4.42%$234.16
46,650 at 4.43%$234.43
46,650 at 4.44%$234.71
46,650 at 4.45%$234.98
46,650 at 4.46%$235.26
46,650 at 4.47%$235.54
46,650 at 4.48%$235.81
46,650 at 4.49%$236.09
46,650 at 4.5%$236.37
46,650 at 4.51%$236.65
46,650 at 4.52%$236.92
46,650 at 4.53%$237.20
46,650 at 4.54%$237.48
46,650 at 4.55%$237.76
46,650 at 4.56%$238.03
46,650 at 4.57%$238.31
46,650 at 4.58%$238.59
46,650 at 4.59%$238.87
46,650 at 4.6%$239.15
46,650 at 4.61%$239.43
46,650 at 4.62%$239.71
46,650 at 4.63%$239.99
46,650 at 4.64%$240.27
46,650 at 4.65%$240.54
46,650 at 4.66%$240.82
46,650 at 4.67%$241.10
46,650 at 4.68%$241.38
46,650 at 4.69%$241.66
46,650 at 4.7%$241.94
46,650 at 4.71%$242.23
46,650 at 4.72%$242.51
46,650 at 4.73%$242.79
46,650 at 4.74%$243.07
46,650 at 4.75%$243.35
46,650 at 4.76%$243.63
46,650 at 4.77%$243.91
46,650 at 4.78%$244.19
46,650 at 4.79%$244.47
46,650 at 4.8%$244.76
46,650 at 4.81%$245.04
46,650 at 4.82%$245.32
46,650 at 4.83%$245.60
46,650 at 4.84%$245.89
46,650 at 4.85%$246.17
46,650 at 4.86%$246.45
46,650 at 4.87%$246.73
46,650 at 4.88%$247.02
46,650 at 4.89%$247.30
46,650 at 4.9%$247.58
46,650 at 4.91%$247.87
46,650 at 4.92%$248.15
46,650 at 4.93%$248.44
46,650 at 4.94%$248.72
46,650 at 4.95%$249.00
46,650 at 4.96%$249.29
46,650 at 4.97%$249.57
46,650 at 4.98%$249.86
46,650 at 4.99%$250.14
46,650 at 5%$250.43
Interest Rate 30 Year
46,650 at 5.01%$250.71
46,650 at 5.02%$251.00
46,650 at 5.03%$251.28
46,650 at 5.04%$251.57
46,650 at 5.05%$251.85
46,650 at 5.06%$252.14
46,650 at 5.07%$252.43
46,650 at 5.08%$252.71
46,650 at 5.09%$253.00
46,650 at 5.1%$253.29
46,650 at 5.11%$253.57
46,650 at 5.12%$253.86
46,650 at 5.13%$254.15
46,650 at 5.14%$254.43
46,650 at 5.15%$254.72
46,650 at 5.16%$255.01
46,650 at 5.17%$255.30
46,650 at 5.18%$255.58
46,650 at 5.19%$255.87
46,650 at 5.2%$256.16
46,650 at 5.21%$256.45
46,650 at 5.22%$256.74
46,650 at 5.23%$257.03
46,650 at 5.24%$257.31
46,650 at 5.25%$257.60
46,650 at 5.26%$257.89
46,650 at 5.27%$258.18
46,650 at 5.28%$258.47
46,650 at 5.29%$258.76
46,650 at 5.3%$259.05
46,650 at 5.31%$259.34
46,650 at 5.32%$259.63
46,650 at 5.33%$259.92
46,650 at 5.34%$260.21
46,650 at 5.35%$260.50
46,650 at 5.36%$260.79
46,650 at 5.37%$261.08
46,650 at 5.38%$261.37
46,650 at 5.39%$261.66
46,650 at 5.4%$261.95
46,650 at 5.41%$262.25
46,650 at 5.42%$262.54
46,650 at 5.43%$262.83
46,650 at 5.44%$263.12
46,650 at 5.45%$263.41
46,650 at 5.46%$263.70
46,650 at 5.47%$264.00
46,650 at 5.48%$264.29
46,650 at 5.49%$264.58
46,650 at 5.5%$264.87
46,650 at 5.51%$265.17
46,650 at 5.52%$265.46
46,650 at 5.53%$265.75
46,650 at 5.54%$266.05
46,650 at 5.55%$266.34
46,650 at 5.56%$266.63
46,650 at 5.57%$266.93
46,650 at 5.58%$267.22
46,650 at 5.59%$267.51
46,650 at 5.6%$267.81
46,650 at 5.61%$268.10
46,650 at 5.62%$268.40
46,650 at 5.63%$268.69
46,650 at 5.64%$268.99
46,650 at 5.65%$269.28
46,650 at 5.66%$269.58
46,650 at 5.67%$269.87
46,650 at 5.68%$270.17
46,650 at 5.69%$270.46
46,650 at 5.7%$270.76
46,650 at 5.71%$271.05
46,650 at 5.72%$271.35
46,650 at 5.73%$271.64
46,650 at 5.74%$271.94
46,650 at 5.75%$272.24
46,650 at 5.76%$272.53
46,650 at 5.77%$272.83
46,650 at 5.78%$273.13
46,650 at 5.79%$273.42
46,650 at 5.8%$273.72
46,650 at 5.81%$274.02
46,650 at 5.82%$274.31
46,650 at 5.83%$274.61
46,650 at 5.84%$274.91
46,650 at 5.85%$275.21
46,650 at 5.86%$275.51
46,650 at 5.87%$275.80
46,650 at 5.88%$276.10
46,650 at 5.89%$276.40
46,650 at 5.9%$276.70
46,650 at 5.91%$277.00
46,650 at 5.92%$277.30
46,650 at 5.93%$277.59
46,650 at 5.94%$277.89
46,650 at 5.95%$278.19
46,650 at 5.96%$278.49
46,650 at 5.97%$278.79
46,650 at 5.98%$279.09
46,650 at 5.99%$279.39
46,650 at 6%$279.69
46,650 at 6.01%$279.99
46,650 at 6.02%$280.29
46,650 at 6.03%$280.59
46,650 at 6.04%$280.89
46,650 at 6.05%$281.19
46,650 at 6.06%$281.49
46,650 at 6.07%$281.79
46,650 at 6.08%$282.09
46,650 at 6.09%$282.40
46,650 at 6.1%$282.70
46,650 at 6.11%$283.00
46,650 at 6.12%$283.30
46,650 at 6.13%$283.60
46,650 at 6.14%$283.90
46,650 at 6.15%$284.20
46,650 at 6.16%$284.51
46,650 at 6.17%$284.81
46,650 at 6.18%$285.11
46,650 at 6.19%$285.41
46,650 at 6.2%$285.72
46,650 at 6.21%$286.02
46,650 at 6.22%$286.32
46,650 at 6.23%$286.63
46,650 at 6.24%$286.93
46,650 at 6.25%$287.23
46,650 at 6.26%$287.54
46,650 at 6.27%$287.84
46,650 at 6.28%$288.14
46,650 at 6.29%$288.45
46,650 at 6.3%$288.75
46,650 at 6.31%$289.05
46,650 at 6.32%$289.36
46,650 at 6.33%$289.66
46,650 at 6.34%$289.97
46,650 at 6.35%$290.27
46,650 at 6.36%$290.58
46,650 at 6.37%$290.88
46,650 at 6.38%$291.19
46,650 at 6.39%$291.49
46,650 at 6.4%$291.80
46,650 at 6.41%$292.10
46,650 at 6.42%$292.41
46,650 at 6.43%$292.72
46,650 at 6.44%$293.02
46,650 at 6.45%$293.33
46,650 at 6.46%$293.63
46,650 at 6.47%$293.94
46,650 at 6.48%$294.25
46,650 at 6.49%$294.55
46,650 at 6.5%$294.86
Interest Rate 30 Year
46,650 at 6.51%$295.17
46,650 at 6.52%$295.47
46,650 at 6.53%$295.78
46,650 at 6.54%$296.09
46,650 at 6.55%$296.40
46,650 at 6.56%$296.70
46,650 at 6.57%$297.01
46,650 at 6.58%$297.32
46,650 at 6.59%$297.63
46,650 at 6.6%$297.93
46,650 at 6.61%$298.24
46,650 at 6.62%$298.55
46,650 at 6.63%$298.86
46,650 at 6.64%$299.17
46,650 at 6.65%$299.48
46,650 at 6.66%$299.79
46,650 at 6.67%$300.09
46,650 at 6.68%$300.40
46,650 at 6.69%$300.71
46,650 at 6.7%$301.02
46,650 at 6.71%$301.33
46,650 at 6.72%$301.64
46,650 at 6.73%$301.95
46,650 at 6.74%$302.26
46,650 at 6.75%$302.57
46,650 at 6.76%$302.88
46,650 at 6.77%$303.19
46,650 at 6.78%$303.50
46,650 at 6.79%$303.81
46,650 at 6.8%$304.12
46,650 at 6.81%$304.43
46,650 at 6.82%$304.74
46,650 at 6.83%$305.06
46,650 at 6.84%$305.37
46,650 at 6.85%$305.68
46,650 at 6.86%$305.99
46,650 at 6.87%$306.30
46,650 at 6.88%$306.61
46,650 at 6.89%$306.92
46,650 at 6.9%$307.24
46,650 at 6.91%$307.55
46,650 at 6.92%$307.86
46,650 at 6.93%$308.17
46,650 at 6.94%$308.49
46,650 at 6.95%$308.80
46,650 at 6.96%$309.11
46,650 at 6.97%$309.42
46,650 at 6.98%$309.74
46,650 at 6.99%$310.05
46,650 at 7%$310.36
46,650 at 7.01%$310.68
46,650 at 7.02%$310.99
46,650 at 7.03%$311.30
46,650 at 7.04%$311.62
46,650 at 7.05%$311.93
46,650 at 7.06%$312.25
46,650 at 7.07%$312.56
46,650 at 7.08%$312.87
46,650 at 7.09%$313.19
46,650 at 7.1%$313.50
46,650 at 7.11%$313.82
46,650 at 7.12%$314.13
46,650 at 7.13%$314.45
46,650 at 7.14%$314.76
46,650 at 7.15%$315.08
46,650 at 7.16%$315.39
46,650 at 7.17%$315.71
46,650 at 7.18%$316.02
46,650 at 7.19%$316.34
46,650 at 7.2%$316.65
46,650 at 7.21%$316.97
46,650 at 7.22%$317.29
46,650 at 7.23%$317.60
46,650 at 7.24%$317.92
46,650 at 7.25%$318.24
46,650 at 7.26%$318.55
46,650 at 7.27%$318.87
46,650 at 7.28%$319.19
46,650 at 7.29%$319.50
46,650 at 7.3%$319.82
46,650 at 7.31%$320.14
46,650 at 7.32%$320.45
46,650 at 7.33%$320.77
46,650 at 7.34%$321.09
46,650 at 7.35%$321.41
46,650 at 7.36%$321.72
46,650 at 7.37%$322.04
46,650 at 7.38%$322.36
46,650 at 7.39%$322.68
46,650 at 7.4%$323.00
46,650 at 7.41%$323.31
46,650 at 7.42%$323.63
46,650 at 7.43%$323.95
46,650 at 7.44%$324.27
46,650 at 7.45%$324.59
46,650 at 7.46%$324.91
46,650 at 7.47%$325.23
46,650 at 7.48%$325.54
46,650 at 7.49%$325.86
46,650 at 7.5%$326.18
46,650 at 7.51%$326.50
46,650 at 7.52%$326.82
46,650 at 7.53%$327.14
46,650 at 7.54%$327.46
46,650 at 7.55%$327.78
46,650 at 7.56%$328.10
46,650 at 7.57%$328.42
46,650 at 7.58%$328.74
46,650 at 7.59%$329.06
46,650 at 7.6%$329.38
46,650 at 7.61%$329.70
46,650 at 7.62%$330.03
46,650 at 7.63%$330.35
46,650 at 7.64%$330.67
46,650 at 7.65%$330.99
46,650 at 7.66%$331.31
46,650 at 7.67%$331.63
46,650 at 7.68%$331.95
46,650 at 7.69%$332.27
46,650 at 7.7%$332.60
46,650 at 7.71%$332.92
46,650 at 7.72%$333.24
46,650 at 7.73%$333.56
46,650 at 7.74%$333.88
46,650 at 7.75%$334.21
46,650 at 7.76%$334.53
46,650 at 7.77%$334.85
46,650 at 7.78%$335.17
46,650 at 7.79%$335.50
46,650 at 7.8%$335.82
46,650 at 7.81%$336.14
46,650 at 7.82%$336.47
46,650 at 7.83%$336.79
46,650 at 7.84%$337.11
46,650 at 7.85%$337.44
46,650 at 7.86%$337.76
46,650 at 7.87%$338.08
46,650 at 7.88%$338.41
46,650 at 7.89%$338.73
46,650 at 7.9%$339.05
46,650 at 7.91%$339.38
46,650 at 7.92%$339.70
46,650 at 7.93%$340.03
46,650 at 7.94%$340.35
46,650 at 7.95%$340.68
46,650 at 7.96%$341.00
46,650 at 7.97%$341.33
46,650 at 7.98%$341.65
46,650 at 7.99%$341.98
46,650 at 8%$342.30
More Amounts
What is the down payment for a $46,650 house? How much do you need to put down?
Percent Down Down Payment
1%467
2%933
3%1,400
4%1,866
5%2,333
6%2,799
7%3,266
8%3,732
9%4,199
10%4,665
11%5,132
12%5,598
13%6,065
14%6,531
15%6,998
16%7,464
17%7,931
18%8,397
19%8,864
20%9,330
Percent Down Down Payment
21%9,797
22%10,263
23%10,730
24%11,196
25%11,663
26%12,129
27%12,596
28%13,062
29%13,529
30%13,995
31%14,462
32%14,928
33%15,395
34%15,861
35%16,328
36%16,794
37%17,261
38%17,727
39%18,194
40%18,660
Percent Down Down Payment
41%19,127
42%19,593
43%20,060
44%20,526
45%20,993
46%21,459
47%21,926
48%22,392
49%22,859
50%23,325
51%23,792
52%24,258
53%24,725
54%25,191
55%25,658
56%26,124
57%26,591
58%27,057
59%27,524
60%27,990
Percent Down Down Payment
61%28,457
62%28,923
63%29,390
64%29,856
65%30,323
66%30,789
67%31,256
68%31,722
69%32,189
70%32,655
71%33,122
72%33,588
73%34,055
74%34,521
75%34,988
76%35,454
77%35,921
78%36,387
79%36,854
80%37,320
Percent Down Down Payment
81%37,787
82%38,253
83%38,720
84%39,186
85%39,653
86%40,119
87%40,586
88%41,052
89%41,519
90%41,985
91%42,452
92%42,918
93%43,385
94%43,851
95%44,318
96%44,784
97%45,251
98%45,717
99%46,184
100%46,650
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.