$46,050 Mortgage for 30 Years

What is the monthly payment of a 46,050 dollar loan?
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Loan Tables for a $46,050 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 46k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $46,050 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
46,050 at 2.01%$170.44
46,050 at 2.02%$170.67
46,050 at 2.03%$170.90
46,050 at 2.04%$171.13
46,050 at 2.05%$171.36
46,050 at 2.06%$171.59
46,050 at 2.07%$171.83
46,050 at 2.08%$172.06
46,050 at 2.09%$172.29
46,050 at 2.1%$172.52
46,050 at 2.11%$172.75
46,050 at 2.12%$172.99
46,050 at 2.13%$173.22
46,050 at 2.14%$173.45
46,050 at 2.15%$173.68
46,050 at 2.16%$173.92
46,050 at 2.17%$174.15
46,050 at 2.18%$174.38
46,050 at 2.19%$174.62
46,050 at 2.2%$174.85
46,050 at 2.21%$175.09
46,050 at 2.22%$175.32
46,050 at 2.23%$175.55
46,050 at 2.24%$175.79
46,050 at 2.25%$176.02
46,050 at 2.26%$176.26
46,050 at 2.27%$176.49
46,050 at 2.28%$176.73
46,050 at 2.29%$176.97
46,050 at 2.3%$177.20
46,050 at 2.31%$177.44
46,050 at 2.32%$177.67
46,050 at 2.33%$177.91
46,050 at 2.34%$178.15
46,050 at 2.35%$178.38
46,050 at 2.36%$178.62
46,050 at 2.37%$178.86
46,050 at 2.38%$179.09
46,050 at 2.39%$179.33
46,050 at 2.4%$179.57
46,050 at 2.41%$179.81
46,050 at 2.42%$180.04
46,050 at 2.43%$180.28
46,050 at 2.44%$180.52
46,050 at 2.45%$180.76
46,050 at 2.46%$181.00
46,050 at 2.47%$181.24
46,050 at 2.48%$181.47
46,050 at 2.49%$181.71
46,050 at 2.5%$181.95
46,050 at 2.51%$182.19
46,050 at 2.52%$182.43
46,050 at 2.53%$182.67
46,050 at 2.54%$182.91
46,050 at 2.55%$183.15
46,050 at 2.56%$183.39
46,050 at 2.57%$183.63
46,050 at 2.58%$183.87
46,050 at 2.59%$184.12
46,050 at 2.6%$184.36
46,050 at 2.61%$184.60
46,050 at 2.62%$184.84
46,050 at 2.63%$185.08
46,050 at 2.64%$185.32
46,050 at 2.65%$185.56
46,050 at 2.66%$185.81
46,050 at 2.67%$186.05
46,050 at 2.68%$186.29
46,050 at 2.69%$186.53
46,050 at 2.7%$186.78
46,050 at 2.71%$187.02
46,050 at 2.72%$187.26
46,050 at 2.73%$187.51
46,050 at 2.74%$187.75
46,050 at 2.75%$188.00
46,050 at 2.76%$188.24
46,050 at 2.77%$188.48
46,050 at 2.78%$188.73
46,050 at 2.79%$188.97
46,050 at 2.8%$189.22
46,050 at 2.81%$189.46
46,050 at 2.82%$189.71
46,050 at 2.83%$189.95
46,050 at 2.84%$190.20
46,050 at 2.85%$190.44
46,050 at 2.86%$190.69
46,050 at 2.87%$190.93
46,050 at 2.88%$191.18
46,050 at 2.89%$191.43
46,050 at 2.9%$191.67
46,050 at 2.91%$191.92
46,050 at 2.92%$192.17
46,050 at 2.93%$192.41
46,050 at 2.94%$192.66
46,050 at 2.95%$192.91
46,050 at 2.96%$193.16
46,050 at 2.97%$193.40
46,050 at 2.98%$193.65
46,050 at 2.99%$193.90
46,050 at 3%$194.15
46,050 at 3.01%$194.40
46,050 at 3.02%$194.65
46,050 at 3.03%$194.89
46,050 at 3.04%$195.14
46,050 at 3.05%$195.39
46,050 at 3.06%$195.64
46,050 at 3.07%$195.89
46,050 at 3.08%$196.14
46,050 at 3.09%$196.39
46,050 at 3.1%$196.64
46,050 at 3.11%$196.89
46,050 at 3.12%$197.14
46,050 at 3.13%$197.39
46,050 at 3.14%$197.64
46,050 at 3.15%$197.89
46,050 at 3.16%$198.14
46,050 at 3.17%$198.40
46,050 at 3.18%$198.65
46,050 at 3.19%$198.90
46,050 at 3.2%$199.15
46,050 at 3.21%$199.40
46,050 at 3.22%$199.66
46,050 at 3.23%$199.91
46,050 at 3.24%$200.16
46,050 at 3.25%$200.41
46,050 at 3.26%$200.67
46,050 at 3.27%$200.92
46,050 at 3.28%$201.17
46,050 at 3.29%$201.42
46,050 at 3.3%$201.68
46,050 at 3.31%$201.93
46,050 at 3.32%$202.19
46,050 at 3.33%$202.44
46,050 at 3.34%$202.69
46,050 at 3.35%$202.95
46,050 at 3.36%$203.20
46,050 at 3.37%$203.46
46,050 at 3.38%$203.71
46,050 at 3.39%$203.97
46,050 at 3.4%$204.22
46,050 at 3.41%$204.48
46,050 at 3.42%$204.73
46,050 at 3.43%$204.99
46,050 at 3.44%$205.25
46,050 at 3.45%$205.50
46,050 at 3.46%$205.76
46,050 at 3.47%$206.01
46,050 at 3.48%$206.27
46,050 at 3.49%$206.53
46,050 at 3.5%$206.79
Interest Rate 30 Year
46,050 at 3.51%$207.04
46,050 at 3.52%$207.30
46,050 at 3.53%$207.56
46,050 at 3.54%$207.81
46,050 at 3.55%$208.07
46,050 at 3.56%$208.33
46,050 at 3.57%$208.59
46,050 at 3.58%$208.85
46,050 at 3.59%$209.11
46,050 at 3.6%$209.36
46,050 at 3.61%$209.62
46,050 at 3.62%$209.88
46,050 at 3.63%$210.14
46,050 at 3.64%$210.40
46,050 at 3.65%$210.66
46,050 at 3.66%$210.92
46,050 at 3.67%$211.18
46,050 at 3.68%$211.44
46,050 at 3.69%$211.70
46,050 at 3.7%$211.96
46,050 at 3.71%$212.22
46,050 at 3.72%$212.48
46,050 at 3.73%$212.74
46,050 at 3.74%$213.00
46,050 at 3.75%$213.26
46,050 at 3.76%$213.53
46,050 at 3.77%$213.79
46,050 at 3.78%$214.05
46,050 at 3.79%$214.31
46,050 at 3.8%$214.57
46,050 at 3.81%$214.84
46,050 at 3.82%$215.10
46,050 at 3.83%$215.36
46,050 at 3.84%$215.62
46,050 at 3.85%$215.89
46,050 at 3.86%$216.15
46,050 at 3.87%$216.41
46,050 at 3.88%$216.68
46,050 at 3.89%$216.94
46,050 at 3.9%$217.20
46,050 at 3.91%$217.47
46,050 at 3.92%$217.73
46,050 at 3.93%$218.00
46,050 at 3.94%$218.26
46,050 at 3.95%$218.52
46,050 at 3.96%$218.79
46,050 at 3.97%$219.05
46,050 at 3.98%$219.32
46,050 at 3.99%$219.58
46,050 at 4%$219.85
46,050 at 4.01%$220.12
46,050 at 4.02%$220.38
46,050 at 4.03%$220.65
46,050 at 4.04%$220.91
46,050 at 4.05%$221.18
46,050 at 4.06%$221.45
46,050 at 4.07%$221.71
46,050 at 4.08%$221.98
46,050 at 4.09%$222.25
46,050 at 4.1%$222.51
46,050 at 4.11%$222.78
46,050 at 4.12%$223.05
46,050 at 4.13%$223.31
46,050 at 4.14%$223.58
46,050 at 4.15%$223.85
46,050 at 4.16%$224.12
46,050 at 4.17%$224.39
46,050 at 4.18%$224.66
46,050 at 4.19%$224.92
46,050 at 4.2%$225.19
46,050 at 4.21%$225.46
46,050 at 4.22%$225.73
46,050 at 4.23%$226.00
46,050 at 4.24%$226.27
46,050 at 4.25%$226.54
46,050 at 4.26%$226.81
46,050 at 4.27%$227.08
46,050 at 4.28%$227.35
46,050 at 4.29%$227.62
46,050 at 4.3%$227.89
46,050 at 4.31%$228.16
46,050 at 4.32%$228.43
46,050 at 4.33%$228.70
46,050 at 4.34%$228.97
46,050 at 4.35%$229.24
46,050 at 4.36%$229.51
46,050 at 4.37%$229.79
46,050 at 4.38%$230.06
46,050 at 4.39%$230.33
46,050 at 4.4%$230.60
46,050 at 4.41%$230.87
46,050 at 4.42%$231.14
46,050 at 4.43%$231.42
46,050 at 4.44%$231.69
46,050 at 4.45%$231.96
46,050 at 4.46%$232.24
46,050 at 4.47%$232.51
46,050 at 4.48%$232.78
46,050 at 4.49%$233.06
46,050 at 4.5%$233.33
46,050 at 4.51%$233.60
46,050 at 4.52%$233.88
46,050 at 4.53%$234.15
46,050 at 4.54%$234.42
46,050 at 4.55%$234.70
46,050 at 4.56%$234.97
46,050 at 4.57%$235.25
46,050 at 4.58%$235.52
46,050 at 4.59%$235.80
46,050 at 4.6%$236.07
46,050 at 4.61%$236.35
46,050 at 4.62%$236.62
46,050 at 4.63%$236.90
46,050 at 4.64%$237.17
46,050 at 4.65%$237.45
46,050 at 4.66%$237.73
46,050 at 4.67%$238.00
46,050 at 4.68%$238.28
46,050 at 4.69%$238.56
46,050 at 4.7%$238.83
46,050 at 4.71%$239.11
46,050 at 4.72%$239.39
46,050 at 4.73%$239.66
46,050 at 4.74%$239.94
46,050 at 4.75%$240.22
46,050 at 4.76%$240.50
46,050 at 4.77%$240.77
46,050 at 4.78%$241.05
46,050 at 4.79%$241.33
46,050 at 4.8%$241.61
46,050 at 4.81%$241.89
46,050 at 4.82%$242.17
46,050 at 4.83%$242.44
46,050 at 4.84%$242.72
46,050 at 4.85%$243.00
46,050 at 4.86%$243.28
46,050 at 4.87%$243.56
46,050 at 4.88%$243.84
46,050 at 4.89%$244.12
46,050 at 4.9%$244.40
46,050 at 4.91%$244.68
46,050 at 4.92%$244.96
46,050 at 4.93%$245.24
46,050 at 4.94%$245.52
46,050 at 4.95%$245.80
46,050 at 4.96%$246.08
46,050 at 4.97%$246.36
46,050 at 4.98%$246.64
46,050 at 4.99%$246.92
46,050 at 5%$247.21
Interest Rate 30 Year
46,050 at 5.01%$247.49
46,050 at 5.02%$247.77
46,050 at 5.03%$248.05
46,050 at 5.04%$248.33
46,050 at 5.05%$248.62
46,050 at 5.06%$248.90
46,050 at 5.07%$249.18
46,050 at 5.08%$249.46
46,050 at 5.09%$249.75
46,050 at 5.1%$250.03
46,050 at 5.11%$250.31
46,050 at 5.12%$250.59
46,050 at 5.13%$250.88
46,050 at 5.14%$251.16
46,050 at 5.15%$251.45
46,050 at 5.16%$251.73
46,050 at 5.17%$252.01
46,050 at 5.18%$252.30
46,050 at 5.19%$252.58
46,050 at 5.2%$252.87
46,050 at 5.21%$253.15
46,050 at 5.22%$253.43
46,050 at 5.23%$253.72
46,050 at 5.24%$254.00
46,050 at 5.25%$254.29
46,050 at 5.26%$254.58
46,050 at 5.27%$254.86
46,050 at 5.28%$255.15
46,050 at 5.29%$255.43
46,050 at 5.3%$255.72
46,050 at 5.31%$256.00
46,050 at 5.32%$256.29
46,050 at 5.33%$256.58
46,050 at 5.34%$256.86
46,050 at 5.35%$257.15
46,050 at 5.36%$257.44
46,050 at 5.37%$257.72
46,050 at 5.38%$258.01
46,050 at 5.39%$258.30
46,050 at 5.4%$258.58
46,050 at 5.41%$258.87
46,050 at 5.42%$259.16
46,050 at 5.43%$259.45
46,050 at 5.44%$259.74
46,050 at 5.45%$260.02
46,050 at 5.46%$260.31
46,050 at 5.47%$260.60
46,050 at 5.48%$260.89
46,050 at 5.49%$261.18
46,050 at 5.5%$261.47
46,050 at 5.51%$261.76
46,050 at 5.52%$262.04
46,050 at 5.53%$262.33
46,050 at 5.54%$262.62
46,050 at 5.55%$262.91
46,050 at 5.56%$263.20
46,050 at 5.57%$263.49
46,050 at 5.58%$263.78
46,050 at 5.59%$264.07
46,050 at 5.6%$264.36
46,050 at 5.61%$264.65
46,050 at 5.62%$264.94
46,050 at 5.63%$265.24
46,050 at 5.64%$265.53
46,050 at 5.65%$265.82
46,050 at 5.66%$266.11
46,050 at 5.67%$266.40
46,050 at 5.68%$266.69
46,050 at 5.69%$266.98
46,050 at 5.7%$267.27
46,050 at 5.71%$267.57
46,050 at 5.72%$267.86
46,050 at 5.73%$268.15
46,050 at 5.74%$268.44
46,050 at 5.75%$268.74
46,050 at 5.76%$269.03
46,050 at 5.77%$269.32
46,050 at 5.78%$269.61
46,050 at 5.79%$269.91
46,050 at 5.8%$270.20
46,050 at 5.81%$270.49
46,050 at 5.82%$270.79
46,050 at 5.83%$271.08
46,050 at 5.84%$271.37
46,050 at 5.85%$271.67
46,050 at 5.86%$271.96
46,050 at 5.87%$272.26
46,050 at 5.88%$272.55
46,050 at 5.89%$272.84
46,050 at 5.9%$273.14
46,050 at 5.91%$273.43
46,050 at 5.92%$273.73
46,050 at 5.93%$274.02
46,050 at 5.94%$274.32
46,050 at 5.95%$274.61
46,050 at 5.96%$274.91
46,050 at 5.97%$275.21
46,050 at 5.98%$275.50
46,050 at 5.99%$275.80
46,050 at 6%$276.09
46,050 at 6.01%$276.39
46,050 at 6.02%$276.69
46,050 at 6.03%$276.98
46,050 at 6.04%$277.28
46,050 at 6.05%$277.58
46,050 at 6.06%$277.87
46,050 at 6.07%$278.17
46,050 at 6.08%$278.47
46,050 at 6.09%$278.76
46,050 at 6.1%$279.06
46,050 at 6.11%$279.36
46,050 at 6.12%$279.66
46,050 at 6.13%$279.95
46,050 at 6.14%$280.25
46,050 at 6.15%$280.55
46,050 at 6.16%$280.85
46,050 at 6.17%$281.15
46,050 at 6.18%$281.44
46,050 at 6.19%$281.74
46,050 at 6.2%$282.04
46,050 at 6.21%$282.34
46,050 at 6.22%$282.64
46,050 at 6.23%$282.94
46,050 at 6.24%$283.24
46,050 at 6.25%$283.54
46,050 at 6.26%$283.84
46,050 at 6.27%$284.14
46,050 at 6.28%$284.44
46,050 at 6.29%$284.74
46,050 at 6.3%$285.04
46,050 at 6.31%$285.34
46,050 at 6.32%$285.64
46,050 at 6.33%$285.94
46,050 at 6.34%$286.24
46,050 at 6.35%$286.54
46,050 at 6.36%$286.84
46,050 at 6.37%$287.14
46,050 at 6.38%$287.44
46,050 at 6.39%$287.74
46,050 at 6.4%$288.05
46,050 at 6.41%$288.35
46,050 at 6.42%$288.65
46,050 at 6.43%$288.95
46,050 at 6.44%$289.25
46,050 at 6.45%$289.55
46,050 at 6.46%$289.86
46,050 at 6.47%$290.16
46,050 at 6.48%$290.46
46,050 at 6.49%$290.76
46,050 at 6.5%$291.07
Interest Rate 30 Year
46,050 at 6.51%$291.37
46,050 at 6.52%$291.67
46,050 at 6.53%$291.98
46,050 at 6.54%$292.28
46,050 at 6.55%$292.58
46,050 at 6.56%$292.89
46,050 at 6.57%$293.19
46,050 at 6.58%$293.49
46,050 at 6.59%$293.80
46,050 at 6.6%$294.10
46,050 at 6.61%$294.41
46,050 at 6.62%$294.71
46,050 at 6.63%$295.02
46,050 at 6.64%$295.32
46,050 at 6.65%$295.62
46,050 at 6.66%$295.93
46,050 at 6.67%$296.23
46,050 at 6.68%$296.54
46,050 at 6.69%$296.85
46,050 at 6.7%$297.15
46,050 at 6.71%$297.46
46,050 at 6.72%$297.76
46,050 at 6.73%$298.07
46,050 at 6.74%$298.37
46,050 at 6.75%$298.68
46,050 at 6.76%$298.99
46,050 at 6.77%$299.29
46,050 at 6.78%$299.60
46,050 at 6.79%$299.90
46,050 at 6.8%$300.21
46,050 at 6.81%$300.52
46,050 at 6.82%$300.83
46,050 at 6.83%$301.13
46,050 at 6.84%$301.44
46,050 at 6.85%$301.75
46,050 at 6.86%$302.05
46,050 at 6.87%$302.36
46,050 at 6.88%$302.67
46,050 at 6.89%$302.98
46,050 at 6.9%$303.29
46,050 at 6.91%$303.59
46,050 at 6.92%$303.90
46,050 at 6.93%$304.21
46,050 at 6.94%$304.52
46,050 at 6.95%$304.83
46,050 at 6.96%$305.14
46,050 at 6.97%$305.44
46,050 at 6.98%$305.75
46,050 at 6.99%$306.06
46,050 at 7%$306.37
46,050 at 7.01%$306.68
46,050 at 7.02%$306.99
46,050 at 7.03%$307.30
46,050 at 7.04%$307.61
46,050 at 7.05%$307.92
46,050 at 7.06%$308.23
46,050 at 7.07%$308.54
46,050 at 7.08%$308.85
46,050 at 7.09%$309.16
46,050 at 7.1%$309.47
46,050 at 7.11%$309.78
46,050 at 7.12%$310.09
46,050 at 7.13%$310.40
46,050 at 7.14%$310.71
46,050 at 7.15%$311.02
46,050 at 7.16%$311.34
46,050 at 7.17%$311.65
46,050 at 7.18%$311.96
46,050 at 7.19%$312.27
46,050 at 7.2%$312.58
46,050 at 7.21%$312.89
46,050 at 7.22%$313.21
46,050 at 7.23%$313.52
46,050 at 7.24%$313.83
46,050 at 7.25%$314.14
46,050 at 7.26%$314.45
46,050 at 7.27%$314.77
46,050 at 7.28%$315.08
46,050 at 7.29%$315.39
46,050 at 7.3%$315.71
46,050 at 7.31%$316.02
46,050 at 7.32%$316.33
46,050 at 7.33%$316.64
46,050 at 7.34%$316.96
46,050 at 7.35%$317.27
46,050 at 7.36%$317.59
46,050 at 7.37%$317.90
46,050 at 7.38%$318.21
46,050 at 7.39%$318.53
46,050 at 7.4%$318.84
46,050 at 7.41%$319.16
46,050 at 7.42%$319.47
46,050 at 7.43%$319.78
46,050 at 7.44%$320.10
46,050 at 7.45%$320.41
46,050 at 7.46%$320.73
46,050 at 7.47%$321.04
46,050 at 7.48%$321.36
46,050 at 7.49%$321.67
46,050 at 7.5%$321.99
46,050 at 7.51%$322.30
46,050 at 7.52%$322.62
46,050 at 7.53%$322.93
46,050 at 7.54%$323.25
46,050 at 7.55%$323.57
46,050 at 7.56%$323.88
46,050 at 7.57%$324.20
46,050 at 7.58%$324.51
46,050 at 7.59%$324.83
46,050 at 7.6%$325.15
46,050 at 7.61%$325.46
46,050 at 7.62%$325.78
46,050 at 7.63%$326.10
46,050 at 7.64%$326.41
46,050 at 7.65%$326.73
46,050 at 7.66%$327.05
46,050 at 7.67%$327.37
46,050 at 7.68%$327.68
46,050 at 7.69%$328.00
46,050 at 7.7%$328.32
46,050 at 7.71%$328.64
46,050 at 7.72%$328.95
46,050 at 7.73%$329.27
46,050 at 7.74%$329.59
46,050 at 7.75%$329.91
46,050 at 7.76%$330.23
46,050 at 7.77%$330.54
46,050 at 7.78%$330.86
46,050 at 7.79%$331.18
46,050 at 7.8%$331.50
46,050 at 7.81%$331.82
46,050 at 7.82%$332.14
46,050 at 7.83%$332.46
46,050 at 7.84%$332.78
46,050 at 7.85%$333.10
46,050 at 7.86%$333.42
46,050 at 7.87%$333.73
46,050 at 7.88%$334.05
46,050 at 7.89%$334.37
46,050 at 7.9%$334.69
46,050 at 7.91%$335.01
46,050 at 7.92%$335.33
46,050 at 7.93%$335.65
46,050 at 7.94%$335.97
46,050 at 7.95%$336.29
46,050 at 7.96%$336.62
46,050 at 7.97%$336.94
46,050 at 7.98%$337.26
46,050 at 7.99%$337.58
46,050 at 8%$337.90
More Amounts
What is the down payment for a $46,050 house? How much do you need to put down?
Percent Down Down Payment
1%461
2%921
3%1,382
4%1,842
5%2,303
6%2,763
7%3,224
8%3,684
9%4,145
10%4,605
11%5,066
12%5,526
13%5,987
14%6,447
15%6,908
16%7,368
17%7,829
18%8,289
19%8,750
20%9,210
Percent Down Down Payment
21%9,671
22%10,131
23%10,592
24%11,052
25%11,513
26%11,973
27%12,434
28%12,894
29%13,355
30%13,815
31%14,276
32%14,736
33%15,197
34%15,657
35%16,118
36%16,578
37%17,039
38%17,499
39%17,960
40%18,420
Percent Down Down Payment
41%18,881
42%19,341
43%19,802
44%20,262
45%20,723
46%21,183
47%21,644
48%22,104
49%22,565
50%23,025
51%23,486
52%23,946
53%24,407
54%24,867
55%25,328
56%25,788
57%26,249
58%26,709
59%27,170
60%27,630
Percent Down Down Payment
61%28,091
62%28,551
63%29,012
64%29,472
65%29,933
66%30,393
67%30,854
68%31,314
69%31,775
70%32,235
71%32,696
72%33,156
73%33,617
74%34,077
75%34,538
76%34,998
77%35,459
78%35,919
79%36,380
80%36,840
Percent Down Down Payment
81%37,301
82%37,761
83%38,222
84%38,682
85%39,143
86%39,603
87%40,064
88%40,524
89%40,985
90%41,445
91%41,906
92%42,366
93%42,827
94%43,287
95%43,748
96%44,208
97%44,669
98%45,129
99%45,590
100%46,050
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.