$38,000 Mortgage

What is the monthly payment of a 38,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $38,000 Mortgage Loan
See the monthly payment for a thirty year, 38k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $38,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$140.65
2.02%$140.84
2.03%$141.03
2.04%$141.22
2.05%$141.41
2.06%$141.60
2.07%$141.79
2.08%$141.98
2.09%$142.17
2.1%$142.36
2.11%$142.55
2.12%$142.75
2.13%$142.94
2.14%$143.13
2.15%$143.32
2.16%$143.52
2.17%$143.71
2.18%$143.90
2.19%$144.09
2.2%$144.29
2.21%$144.48
2.22%$144.67
2.23%$144.87
2.24%$145.06
2.25%$145.25
2.26%$145.45
2.27%$145.64
2.28%$145.84
2.29%$146.03
2.3%$146.22
2.31%$146.42
2.32%$146.61
2.33%$146.81
2.34%$147.00
2.35%$147.20
2.36%$147.39
2.37%$147.59
2.38%$147.79
2.39%$147.98
2.4%$148.18
2.41%$148.37
2.42%$148.57
2.43%$148.77
2.44%$148.96
2.45%$149.16
2.46%$149.36
2.47%$149.55
2.48%$149.75
2.49%$149.95
2.5%$150.15
2.51%$150.34
2.52%$150.54
2.53%$150.74
2.54%$150.94
2.55%$151.14
2.56%$151.33
2.57%$151.53
2.58%$151.73
2.59%$151.93
2.6%$152.13
2.61%$152.33
2.62%$152.53
2.63%$152.73
2.64%$152.93
2.65%$153.13
2.66%$153.33
2.67%$153.53
2.68%$153.73
2.69%$153.93
2.7%$154.13
2.71%$154.33
2.72%$154.53
2.73%$154.73
2.74%$154.93
2.75%$155.13
2.76%$155.33
2.77%$155.53
2.78%$155.74
2.79%$155.94
2.8%$156.14
2.81%$156.34
2.82%$156.54
2.83%$156.75
2.84%$156.95
2.85%$157.15
2.86%$157.35
2.87%$157.56
2.88%$157.76
2.89%$157.96
2.9%$158.17
2.91%$158.37
2.92%$158.57
2.93%$158.78
2.94%$158.98
2.95%$159.19
2.96%$159.39
2.97%$159.60
2.98%$159.80
2.99%$160.00
3%$160.21
3.01%$160.41
3.02%$160.62
3.03%$160.83
3.04%$161.03
3.05%$161.24
3.06%$161.44
3.07%$161.65
3.08%$161.85
3.09%$162.06
3.1%$162.27
3.11%$162.47
3.12%$162.68
3.13%$162.89
3.14%$163.09
3.15%$163.30
3.16%$163.51
3.17%$163.71
3.18%$163.92
3.19%$164.13
3.2%$164.34
3.21%$164.55
3.22%$164.75
3.23%$164.96
3.24%$165.17
3.25%$165.38
3.26%$165.59
3.27%$165.80
3.28%$166.00
3.29%$166.21
3.3%$166.42
3.31%$166.63
3.32%$166.84
3.33%$167.05
3.34%$167.26
3.35%$167.47
3.36%$167.68
3.37%$167.89
3.38%$168.10
3.39%$168.31
3.4%$168.52
3.41%$168.73
3.42%$168.94
3.43%$169.16
3.44%$169.37
3.45%$169.58
3.46%$169.79
3.47%$170.00
3.48%$170.21
3.49%$170.42
3.5%$170.64
Interest Rate 30 Year
3.51%$170.85
3.52%$171.06
3.53%$171.27
3.54%$171.49
3.55%$171.70
3.56%$171.91
3.57%$172.13
3.58%$172.34
3.59%$172.55
3.6%$172.77
3.61%$172.98
3.62%$173.19
3.63%$173.41
3.64%$173.62
3.65%$173.83
3.66%$174.05
3.67%$174.26
3.68%$174.48
3.69%$174.69
3.7%$174.91
3.71%$175.12
3.72%$175.34
3.73%$175.55
3.74%$175.77
3.75%$175.98
3.76%$176.20
3.77%$176.42
3.78%$176.63
3.79%$176.85
3.8%$177.06
3.81%$177.28
3.82%$177.50
3.83%$177.71
3.84%$177.93
3.85%$178.15
3.86%$178.36
3.87%$178.58
3.88%$178.80
3.89%$179.02
3.9%$179.23
3.91%$179.45
3.92%$179.67
3.93%$179.89
3.94%$180.11
3.95%$180.32
3.96%$180.54
3.97%$180.76
3.98%$180.98
3.99%$181.20
4%$181.42
4.01%$181.64
4.02%$181.86
4.03%$182.08
4.04%$182.30
4.05%$182.51
4.06%$182.73
4.07%$182.95
4.08%$183.17
4.09%$183.40
4.1%$183.62
4.11%$183.84
4.12%$184.06
4.13%$184.28
4.14%$184.50
4.15%$184.72
4.16%$184.94
4.17%$185.16
4.18%$185.38
4.19%$185.60
4.2%$185.83
4.21%$186.05
4.22%$186.27
4.23%$186.49
4.24%$186.71
4.25%$186.94
4.26%$187.16
4.27%$187.38
4.28%$187.61
4.29%$187.83
4.3%$188.05
4.31%$188.27
4.32%$188.50
4.33%$188.72
4.34%$188.94
4.35%$189.17
4.36%$189.39
4.37%$189.62
4.38%$189.84
4.39%$190.06
4.4%$190.29
4.41%$190.51
4.42%$190.74
4.43%$190.96
4.44%$191.19
4.45%$191.41
4.46%$191.64
4.47%$191.86
4.48%$192.09
4.49%$192.31
4.5%$192.54
4.51%$192.77
4.52%$192.99
4.53%$193.22
4.54%$193.44
4.55%$193.67
4.56%$193.90
4.57%$194.12
4.58%$194.35
4.59%$194.58
4.6%$194.80
4.61%$195.03
4.62%$195.26
4.63%$195.49
4.64%$195.71
4.65%$195.94
4.66%$196.17
4.67%$196.40
4.68%$196.63
4.69%$196.85
4.7%$197.08
4.71%$197.31
4.72%$197.54
4.73%$197.77
4.74%$198.00
4.75%$198.23
4.76%$198.46
4.77%$198.68
4.78%$198.91
4.79%$199.14
4.8%$199.37
4.81%$199.60
4.82%$199.83
4.83%$200.06
4.84%$200.29
4.85%$200.52
4.86%$200.75
4.87%$200.98
4.88%$201.21
4.89%$201.45
4.9%$201.68
4.91%$201.91
4.92%$202.14
4.93%$202.37
4.94%$202.60
4.95%$202.83
4.96%$203.06
4.97%$203.30
4.98%$203.53
4.99%$203.76
5%$203.99
Interest Rate 30 Year
5.01%$204.22
5.02%$204.46
5.03%$204.69
5.04%$204.92
5.05%$205.15
5.06%$205.39
5.07%$205.62
5.08%$205.85
5.09%$206.09
5.1%$206.32
5.11%$206.55
5.12%$206.79
5.13%$207.02
5.14%$207.26
5.15%$207.49
5.16%$207.72
5.17%$207.96
5.18%$208.19
5.19%$208.43
5.2%$208.66
5.21%$208.90
5.22%$209.13
5.23%$209.37
5.24%$209.60
5.25%$209.84
5.26%$210.07
5.27%$210.31
5.28%$210.54
5.29%$210.78
5.3%$211.02
5.31%$211.25
5.32%$211.49
5.33%$211.72
5.34%$211.96
5.35%$212.20
5.36%$212.43
5.37%$212.67
5.38%$212.91
5.39%$213.14
5.4%$213.38
5.41%$213.62
5.42%$213.86
5.43%$214.09
5.44%$214.33
5.45%$214.57
5.46%$214.81
5.47%$215.05
5.48%$215.28
5.49%$215.52
5.5%$215.76
5.51%$216.00
5.52%$216.24
5.53%$216.48
5.54%$216.71
5.55%$216.95
5.56%$217.19
5.57%$217.43
5.58%$217.67
5.59%$217.91
5.6%$218.15
5.61%$218.39
5.62%$218.63
5.63%$218.87
5.64%$219.11
5.65%$219.35
5.66%$219.59
5.67%$219.83
5.68%$220.07
5.69%$220.31
5.7%$220.55
5.71%$220.79
5.72%$221.03
5.73%$221.28
5.74%$221.52
5.75%$221.76
5.76%$222.00
5.77%$222.24
5.78%$222.48
5.79%$222.72
5.8%$222.97
5.81%$223.21
5.82%$223.45
5.83%$223.69
5.84%$223.94
5.85%$224.18
5.86%$224.42
5.87%$224.66
5.88%$224.91
5.89%$225.15
5.9%$225.39
5.91%$225.64
5.92%$225.88
5.93%$226.12
5.94%$226.37
5.95%$226.61
5.96%$226.85
5.97%$227.10
5.98%$227.34
5.99%$227.58
6%$227.83
6.01%$228.07
6.02%$228.32
6.03%$228.56
6.04%$228.81
6.05%$229.05
6.06%$229.30
6.07%$229.54
6.08%$229.79
6.09%$230.03
6.1%$230.28
6.11%$230.52
6.12%$230.77
6.13%$231.01
6.14%$231.26
6.15%$231.51
6.16%$231.75
6.17%$232.00
6.18%$232.25
6.19%$232.49
6.2%$232.74
6.21%$232.98
6.22%$233.23
6.23%$233.48
6.24%$233.73
6.25%$233.97
6.26%$234.22
6.27%$234.47
6.28%$234.71
6.29%$234.96
6.3%$235.21
6.31%$235.46
6.32%$235.71
6.33%$235.95
6.34%$236.20
6.35%$236.45
6.36%$236.70
6.37%$236.95
6.38%$237.19
6.39%$237.44
6.4%$237.69
6.41%$237.94
6.42%$238.19
6.43%$238.44
6.44%$238.69
6.45%$238.94
6.46%$239.19
6.47%$239.44
6.48%$239.69
6.49%$239.94
6.5%$240.19
Interest Rate 30 Year
6.51%$240.44
6.52%$240.69
6.53%$240.94
6.54%$241.19
6.55%$241.44
6.56%$241.69
6.57%$241.94
6.58%$242.19
6.59%$242.44
6.6%$242.69
6.61%$242.94
6.62%$243.19
6.63%$243.44
6.64%$243.70
6.65%$243.95
6.66%$244.20
6.67%$244.45
6.68%$244.70
6.69%$244.95
6.7%$245.21
6.71%$245.46
6.72%$245.71
6.73%$245.96
6.74%$246.21
6.75%$246.47
6.76%$246.72
6.77%$246.97
6.78%$247.23
6.79%$247.48
6.8%$247.73
6.81%$247.98
6.82%$248.24
6.83%$248.49
6.84%$248.74
6.85%$249.00
6.86%$249.25
6.87%$249.51
6.88%$249.76
6.89%$250.01
6.9%$250.27
6.91%$250.52
6.92%$250.78
6.93%$251.03
6.94%$251.29
6.95%$251.54
6.96%$251.79
6.97%$252.05
6.98%$252.30
6.99%$252.56
7%$252.81
7.01%$253.07
7.02%$253.33
7.03%$253.58
7.04%$253.84
7.05%$254.09
7.06%$254.35
7.07%$254.60
7.08%$254.86
7.09%$255.12
7.1%$255.37
7.11%$255.63
7.12%$255.88
7.13%$256.14
7.14%$256.40
7.15%$256.65
7.16%$256.91
7.17%$257.17
7.18%$257.43
7.19%$257.68
7.2%$257.94
7.21%$258.20
7.22%$258.45
7.23%$258.71
7.24%$258.97
7.25%$259.23
7.26%$259.48
7.27%$259.74
7.28%$260.00
7.29%$260.26
7.3%$260.52
7.31%$260.78
7.32%$261.03
7.33%$261.29
7.34%$261.55
7.35%$261.81
7.36%$262.07
7.37%$262.33
7.38%$262.59
7.39%$262.85
7.4%$263.10
7.41%$263.36
7.42%$263.62
7.43%$263.88
7.44%$264.14
7.45%$264.40
7.46%$264.66
7.47%$264.92
7.48%$265.18
7.49%$265.44
7.5%$265.70
7.51%$265.96
7.52%$266.22
7.53%$266.48
7.54%$266.74
7.55%$267.00
7.56%$267.26
7.57%$267.53
7.58%$267.79
7.59%$268.05
7.6%$268.31
7.61%$268.57
7.62%$268.83
7.63%$269.09
7.64%$269.35
7.65%$269.62
7.66%$269.88
7.67%$270.14
7.68%$270.40
7.69%$270.66
7.7%$270.92
7.71%$271.19
7.72%$271.45
7.73%$271.71
7.74%$271.97
7.75%$272.24
7.76%$272.50
7.77%$272.76
7.78%$273.02
7.79%$273.29
7.8%$273.55
7.81%$273.81
7.82%$274.08
7.83%$274.34
7.84%$274.60
7.85%$274.87
7.86%$275.13
7.87%$275.39
7.88%$275.66
7.89%$275.92
7.9%$276.19
7.91%$276.45
7.92%$276.71
7.93%$276.98
7.94%$277.24
7.95%$277.51
7.96%$277.77
7.97%$278.04
7.98%$278.30
7.99%$278.57
8%$278.83

What is the down payment for a $38,000 house? How much do you need to put down?

Percent Down Down Payment
1%380
2%760
3%1,140
4%1,520
5%1,900
6%2,280
7%2,660
8%3,040
9%3,420
10%3,800
11%4,180
12%4,560
13%4,940
14%5,320
15%5,700
16%6,080
17%6,460
18%6,840
19%7,220
20%7,600
Percent Down Down Payment
21%7,980
22%8,360
23%8,740
24%9,120
25%9,500
26%9,880
27%10,260
28%10,640
29%11,020
30%11,400
31%11,780
32%12,160
33%12,540
34%12,920
35%13,300
36%13,680
37%14,060
38%14,440
39%14,820
40%15,200
Percent Down Down Payment
41%15,580
42%15,960
43%16,340
44%16,720
45%17,100
46%17,480
47%17,860
48%18,240
49%18,620
50%19,000
51%19,380
52%19,760
53%20,140
54%20,520
55%20,900
56%21,280
57%21,660
58%22,040
59%22,420
60%22,800
Percent Down Down Payment
61%23,180
62%23,560
63%23,940
64%24,320
65%24,700
66%25,080
67%25,460
68%25,840
69%26,220
70%26,600
71%26,980
72%27,360
73%27,740
74%28,120
75%28,500
76%28,880
77%29,260
78%29,640
79%30,020
80%30,400
Percent Down Down Payment
81%30,780
82%31,160
83%31,540
84%31,920
85%32,300
86%32,680
87%33,060
88%33,440
89%33,820
90%34,200
91%34,580
92%34,960
93%35,340
94%35,720
95%36,100
96%36,480
97%36,860
98%37,240
99%37,620
100%38,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.