$35,750 Mortgage for 30 Years

What is the monthly payment of a 35,750 dollar loan?
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Loan Tables for a $35,750 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 36k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $35,750 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
35,750 at 2.01%$132.32
35,750 at 2.02%$132.50
35,750 at 2.03%$132.68
35,750 at 2.04%$132.86
35,750 at 2.05%$133.03
35,750 at 2.06%$133.21
35,750 at 2.07%$133.39
35,750 at 2.08%$133.57
35,750 at 2.09%$133.75
35,750 at 2.1%$133.93
35,750 at 2.11%$134.11
35,750 at 2.12%$134.29
35,750 at 2.13%$134.48
35,750 at 2.14%$134.66
35,750 at 2.15%$134.84
35,750 at 2.16%$135.02
35,750 at 2.17%$135.20
35,750 at 2.18%$135.38
35,750 at 2.19%$135.56
35,750 at 2.2%$135.74
35,750 at 2.21%$135.92
35,750 at 2.22%$136.11
35,750 at 2.23%$136.29
35,750 at 2.24%$136.47
35,750 at 2.25%$136.65
35,750 at 2.26%$136.84
35,750 at 2.27%$137.02
35,750 at 2.28%$137.20
35,750 at 2.29%$137.38
35,750 at 2.3%$137.57
35,750 at 2.31%$137.75
35,750 at 2.32%$137.93
35,750 at 2.33%$138.12
35,750 at 2.34%$138.30
35,750 at 2.35%$138.48
35,750 at 2.36%$138.67
35,750 at 2.37%$138.85
35,750 at 2.38%$139.04
35,750 at 2.39%$139.22
35,750 at 2.4%$139.40
35,750 at 2.41%$139.59
35,750 at 2.42%$139.77
35,750 at 2.43%$139.96
35,750 at 2.44%$140.14
35,750 at 2.45%$140.33
35,750 at 2.46%$140.51
35,750 at 2.47%$140.70
35,750 at 2.48%$140.88
35,750 at 2.49%$141.07
35,750 at 2.5%$141.26
35,750 at 2.51%$141.44
35,750 at 2.52%$141.63
35,750 at 2.53%$141.81
35,750 at 2.54%$142.00
35,750 at 2.55%$142.19
35,750 at 2.56%$142.37
35,750 at 2.57%$142.56
35,750 at 2.58%$142.75
35,750 at 2.59%$142.93
35,750 at 2.6%$143.12
35,750 at 2.61%$143.31
35,750 at 2.62%$143.50
35,750 at 2.63%$143.68
35,750 at 2.64%$143.87
35,750 at 2.65%$144.06
35,750 at 2.66%$144.25
35,750 at 2.67%$144.44
35,750 at 2.68%$144.62
35,750 at 2.69%$144.81
35,750 at 2.7%$145.00
35,750 at 2.71%$145.19
35,750 at 2.72%$145.38
35,750 at 2.73%$145.57
35,750 at 2.74%$145.76
35,750 at 2.75%$145.95
35,750 at 2.76%$146.14
35,750 at 2.77%$146.33
35,750 at 2.78%$146.51
35,750 at 2.79%$146.70
35,750 at 2.8%$146.89
35,750 at 2.81%$147.08
35,750 at 2.82%$147.28
35,750 at 2.83%$147.47
35,750 at 2.84%$147.66
35,750 at 2.85%$147.85
35,750 at 2.86%$148.04
35,750 at 2.87%$148.23
35,750 at 2.88%$148.42
35,750 at 2.89%$148.61
35,750 at 2.9%$148.80
35,750 at 2.91%$148.99
35,750 at 2.92%$149.19
35,750 at 2.93%$149.38
35,750 at 2.94%$149.57
35,750 at 2.95%$149.76
35,750 at 2.96%$149.95
35,750 at 2.97%$150.15
35,750 at 2.98%$150.34
35,750 at 2.99%$150.53
35,750 at 3%$150.72
35,750 at 3.01%$150.92
35,750 at 3.02%$151.11
35,750 at 3.03%$151.30
35,750 at 3.04%$151.50
35,750 at 3.05%$151.69
35,750 at 3.06%$151.88
35,750 at 3.07%$152.08
35,750 at 3.08%$152.27
35,750 at 3.09%$152.46
35,750 at 3.1%$152.66
35,750 at 3.11%$152.85
35,750 at 3.12%$153.05
35,750 at 3.13%$153.24
35,750 at 3.14%$153.44
35,750 at 3.15%$153.63
35,750 at 3.16%$153.83
35,750 at 3.17%$154.02
35,750 at 3.18%$154.22
35,750 at 3.19%$154.41
35,750 at 3.2%$154.61
35,750 at 3.21%$154.80
35,750 at 3.22%$155.00
35,750 at 3.23%$155.19
35,750 at 3.24%$155.39
35,750 at 3.25%$155.59
35,750 at 3.26%$155.78
35,750 at 3.27%$155.98
35,750 at 3.28%$156.18
35,750 at 3.29%$156.37
35,750 at 3.3%$156.57
35,750 at 3.31%$156.77
35,750 at 3.32%$156.96
35,750 at 3.33%$157.16
35,750 at 3.34%$157.36
35,750 at 3.35%$157.56
35,750 at 3.36%$157.75
35,750 at 3.37%$157.95
35,750 at 3.38%$158.15
35,750 at 3.39%$158.35
35,750 at 3.4%$158.54
35,750 at 3.41%$158.74
35,750 at 3.42%$158.94
35,750 at 3.43%$159.14
35,750 at 3.44%$159.34
35,750 at 3.45%$159.54
35,750 at 3.46%$159.74
35,750 at 3.47%$159.94
35,750 at 3.48%$160.13
35,750 at 3.49%$160.33
35,750 at 3.5%$160.53
Interest Rate 30 Year
35,750 at 3.51%$160.73
35,750 at 3.52%$160.93
35,750 at 3.53%$161.13
35,750 at 3.54%$161.33
35,750 at 3.55%$161.53
35,750 at 3.56%$161.73
35,750 at 3.57%$161.93
35,750 at 3.58%$162.13
35,750 at 3.59%$162.33
35,750 at 3.6%$162.54
35,750 at 3.61%$162.74
35,750 at 3.62%$162.94
35,750 at 3.63%$163.14
35,750 at 3.64%$163.34
35,750 at 3.65%$163.54
35,750 at 3.66%$163.74
35,750 at 3.67%$163.95
35,750 at 3.68%$164.15
35,750 at 3.69%$164.35
35,750 at 3.7%$164.55
35,750 at 3.71%$164.75
35,750 at 3.72%$164.96
35,750 at 3.73%$165.16
35,750 at 3.74%$165.36
35,750 at 3.75%$165.56
35,750 at 3.76%$165.77
35,750 at 3.77%$165.97
35,750 at 3.78%$166.17
35,750 at 3.79%$166.38
35,750 at 3.8%$166.58
35,750 at 3.81%$166.78
35,750 at 3.82%$166.99
35,750 at 3.83%$167.19
35,750 at 3.84%$167.39
35,750 at 3.85%$167.60
35,750 at 3.86%$167.80
35,750 at 3.87%$168.01
35,750 at 3.88%$168.21
35,750 at 3.89%$168.42
35,750 at 3.9%$168.62
35,750 at 3.91%$168.83
35,750 at 3.92%$169.03
35,750 at 3.93%$169.24
35,750 at 3.94%$169.44
35,750 at 3.95%$169.65
35,750 at 3.96%$169.85
35,750 at 3.97%$170.06
35,750 at 3.98%$170.26
35,750 at 3.99%$170.47
35,750 at 4%$170.68
35,750 at 4.01%$170.88
35,750 at 4.02%$171.09
35,750 at 4.03%$171.29
35,750 at 4.04%$171.50
35,750 at 4.05%$171.71
35,750 at 4.06%$171.91
35,750 at 4.07%$172.12
35,750 at 4.08%$172.33
35,750 at 4.09%$172.54
35,750 at 4.1%$172.74
35,750 at 4.11%$172.95
35,750 at 4.12%$173.16
35,750 at 4.13%$173.37
35,750 at 4.14%$173.57
35,750 at 4.15%$173.78
35,750 at 4.16%$173.99
35,750 at 4.17%$174.20
35,750 at 4.18%$174.41
35,750 at 4.19%$174.62
35,750 at 4.2%$174.82
35,750 at 4.21%$175.03
35,750 at 4.22%$175.24
35,750 at 4.23%$175.45
35,750 at 4.24%$175.66
35,750 at 4.25%$175.87
35,750 at 4.26%$176.08
35,750 at 4.27%$176.29
35,750 at 4.28%$176.50
35,750 at 4.29%$176.71
35,750 at 4.3%$176.92
35,750 at 4.31%$177.13
35,750 at 4.32%$177.34
35,750 at 4.33%$177.55
35,750 at 4.34%$177.76
35,750 at 4.35%$177.97
35,750 at 4.36%$178.18
35,750 at 4.37%$178.39
35,750 at 4.38%$178.60
35,750 at 4.39%$178.81
35,750 at 4.4%$179.02
35,750 at 4.41%$179.23
35,750 at 4.42%$179.44
35,750 at 4.43%$179.66
35,750 at 4.44%$179.87
35,750 at 4.45%$180.08
35,750 at 4.46%$180.29
35,750 at 4.47%$180.50
35,750 at 4.48%$180.72
35,750 at 4.49%$180.93
35,750 at 4.5%$181.14
35,750 at 4.51%$181.35
35,750 at 4.52%$181.57
35,750 at 4.53%$181.78
35,750 at 4.54%$181.99
35,750 at 4.55%$182.20
35,750 at 4.56%$182.42
35,750 at 4.57%$182.63
35,750 at 4.58%$182.84
35,750 at 4.59%$183.06
35,750 at 4.6%$183.27
35,750 at 4.61%$183.48
35,750 at 4.62%$183.70
35,750 at 4.63%$183.91
35,750 at 4.64%$184.13
35,750 at 4.65%$184.34
35,750 at 4.66%$184.55
35,750 at 4.67%$184.77
35,750 at 4.68%$184.98
35,750 at 4.69%$185.20
35,750 at 4.7%$185.41
35,750 at 4.71%$185.63
35,750 at 4.72%$185.84
35,750 at 4.73%$186.06
35,750 at 4.74%$186.27
35,750 at 4.75%$186.49
35,750 at 4.76%$186.70
35,750 at 4.77%$186.92
35,750 at 4.78%$187.14
35,750 at 4.79%$187.35
35,750 at 4.8%$187.57
35,750 at 4.81%$187.78
35,750 at 4.82%$188.00
35,750 at 4.83%$188.22
35,750 at 4.84%$188.43
35,750 at 4.85%$188.65
35,750 at 4.86%$188.87
35,750 at 4.87%$189.08
35,750 at 4.88%$189.30
35,750 at 4.89%$189.52
35,750 at 4.9%$189.73
35,750 at 4.91%$189.95
35,750 at 4.92%$190.17
35,750 at 4.93%$190.39
35,750 at 4.94%$190.60
35,750 at 4.95%$190.82
35,750 at 4.96%$191.04
35,750 at 4.97%$191.26
35,750 at 4.98%$191.48
35,750 at 4.99%$191.70
35,750 at 5%$191.91
Interest Rate 30 Year
35,750 at 5.01%$192.13
35,750 at 5.02%$192.35
35,750 at 5.03%$192.57
35,750 at 5.04%$192.79
35,750 at 5.05%$193.01
35,750 at 5.06%$193.23
35,750 at 5.07%$193.45
35,750 at 5.08%$193.67
35,750 at 5.09%$193.88
35,750 at 5.1%$194.10
35,750 at 5.11%$194.32
35,750 at 5.12%$194.54
35,750 at 5.13%$194.76
35,750 at 5.14%$194.98
35,750 at 5.15%$195.20
35,750 at 5.16%$195.42
35,750 at 5.17%$195.65
35,750 at 5.18%$195.87
35,750 at 5.19%$196.09
35,750 at 5.2%$196.31
35,750 at 5.21%$196.53
35,750 at 5.22%$196.75
35,750 at 5.23%$196.97
35,750 at 5.24%$197.19
35,750 at 5.25%$197.41
35,750 at 5.26%$197.63
35,750 at 5.27%$197.86
35,750 at 5.28%$198.08
35,750 at 5.29%$198.30
35,750 at 5.3%$198.52
35,750 at 5.31%$198.74
35,750 at 5.32%$198.97
35,750 at 5.33%$199.19
35,750 at 5.34%$199.41
35,750 at 5.35%$199.63
35,750 at 5.36%$199.86
35,750 at 5.37%$200.08
35,750 at 5.38%$200.30
35,750 at 5.39%$200.52
35,750 at 5.4%$200.75
35,750 at 5.41%$200.97
35,750 at 5.42%$201.19
35,750 at 5.43%$201.42
35,750 at 5.44%$201.64
35,750 at 5.45%$201.86
35,750 at 5.46%$202.09
35,750 at 5.47%$202.31
35,750 at 5.48%$202.54
35,750 at 5.49%$202.76
35,750 at 5.5%$202.98
35,750 at 5.51%$203.21
35,750 at 5.52%$203.43
35,750 at 5.53%$203.66
35,750 at 5.54%$203.88
35,750 at 5.55%$204.11
35,750 at 5.56%$204.33
35,750 at 5.57%$204.56
35,750 at 5.58%$204.78
35,750 at 5.59%$205.01
35,750 at 5.6%$205.23
35,750 at 5.61%$205.46
35,750 at 5.62%$205.68
35,750 at 5.63%$205.91
35,750 at 5.64%$206.14
35,750 at 5.65%$206.36
35,750 at 5.66%$206.59
35,750 at 5.67%$206.81
35,750 at 5.68%$207.04
35,750 at 5.69%$207.27
35,750 at 5.7%$207.49
35,750 at 5.71%$207.72
35,750 at 5.72%$207.95
35,750 at 5.73%$208.17
35,750 at 5.74%$208.40
35,750 at 5.75%$208.63
35,750 at 5.76%$208.85
35,750 at 5.77%$209.08
35,750 at 5.78%$209.31
35,750 at 5.79%$209.54
35,750 at 5.8%$209.76
35,750 at 5.81%$209.99
35,750 at 5.82%$210.22
35,750 at 5.83%$210.45
35,750 at 5.84%$210.68
35,750 at 5.85%$210.90
35,750 at 5.86%$211.13
35,750 at 5.87%$211.36
35,750 at 5.88%$211.59
35,750 at 5.89%$211.82
35,750 at 5.9%$212.05
35,750 at 5.91%$212.28
35,750 at 5.92%$212.50
35,750 at 5.93%$212.73
35,750 at 5.94%$212.96
35,750 at 5.95%$213.19
35,750 at 5.96%$213.42
35,750 at 5.97%$213.65
35,750 at 5.98%$213.88
35,750 at 5.99%$214.11
35,750 at 6%$214.34
35,750 at 6.01%$214.57
35,750 at 6.02%$214.80
35,750 at 6.03%$215.03
35,750 at 6.04%$215.26
35,750 at 6.05%$215.49
35,750 at 6.06%$215.72
35,750 at 6.07%$215.95
35,750 at 6.08%$216.18
35,750 at 6.09%$216.41
35,750 at 6.1%$216.64
35,750 at 6.11%$216.87
35,750 at 6.12%$217.11
35,750 at 6.13%$217.34
35,750 at 6.14%$217.57
35,750 at 6.15%$217.80
35,750 at 6.16%$218.03
35,750 at 6.17%$218.26
35,750 at 6.18%$218.49
35,750 at 6.19%$218.73
35,750 at 6.2%$218.96
35,750 at 6.21%$219.19
35,750 at 6.22%$219.42
35,750 at 6.23%$219.65
35,750 at 6.24%$219.89
35,750 at 6.25%$220.12
35,750 at 6.26%$220.35
35,750 at 6.27%$220.58
35,750 at 6.28%$220.82
35,750 at 6.29%$221.05
35,750 at 6.3%$221.28
35,750 at 6.31%$221.52
35,750 at 6.32%$221.75
35,750 at 6.33%$221.98
35,750 at 6.34%$222.22
35,750 at 6.35%$222.45
35,750 at 6.36%$222.68
35,750 at 6.37%$222.92
35,750 at 6.38%$223.15
35,750 at 6.39%$223.38
35,750 at 6.4%$223.62
35,750 at 6.41%$223.85
35,750 at 6.42%$224.09
35,750 at 6.43%$224.32
35,750 at 6.44%$224.56
35,750 at 6.45%$224.79
35,750 at 6.46%$225.02
35,750 at 6.47%$225.26
35,750 at 6.48%$225.49
35,750 at 6.49%$225.73
35,750 at 6.5%$225.96
Interest Rate 30 Year
35,750 at 6.51%$226.20
35,750 at 6.52%$226.43
35,750 at 6.53%$226.67
35,750 at 6.54%$226.91
35,750 at 6.55%$227.14
35,750 at 6.56%$227.38
35,750 at 6.57%$227.61
35,750 at 6.58%$227.85
35,750 at 6.59%$228.08
35,750 at 6.6%$228.32
35,750 at 6.61%$228.56
35,750 at 6.62%$228.79
35,750 at 6.63%$229.03
35,750 at 6.64%$229.27
35,750 at 6.65%$229.50
35,750 at 6.66%$229.74
35,750 at 6.67%$229.98
35,750 at 6.68%$230.21
35,750 at 6.69%$230.45
35,750 at 6.7%$230.69
35,750 at 6.71%$230.92
35,750 at 6.72%$231.16
35,750 at 6.73%$231.40
35,750 at 6.74%$231.64
35,750 at 6.75%$231.87
35,750 at 6.76%$232.11
35,750 at 6.77%$232.35
35,750 at 6.78%$232.59
35,750 at 6.79%$232.83
35,750 at 6.8%$233.06
35,750 at 6.81%$233.30
35,750 at 6.82%$233.54
35,750 at 6.83%$233.78
35,750 at 6.84%$234.02
35,750 at 6.85%$234.26
35,750 at 6.86%$234.49
35,750 at 6.87%$234.73
35,750 at 6.88%$234.97
35,750 at 6.89%$235.21
35,750 at 6.9%$235.45
35,750 at 6.91%$235.69
35,750 at 6.92%$235.93
35,750 at 6.93%$236.17
35,750 at 6.94%$236.41
35,750 at 6.95%$236.65
35,750 at 6.96%$236.89
35,750 at 6.97%$237.13
35,750 at 6.98%$237.37
35,750 at 6.99%$237.61
35,750 at 7%$237.85
35,750 at 7.01%$238.09
35,750 at 7.02%$238.33
35,750 at 7.03%$238.57
35,750 at 7.04%$238.81
35,750 at 7.05%$239.05
35,750 at 7.06%$239.29
35,750 at 7.07%$239.53
35,750 at 7.08%$239.77
35,750 at 7.09%$240.01
35,750 at 7.1%$240.25
35,750 at 7.11%$240.49
35,750 at 7.12%$240.73
35,750 at 7.13%$240.98
35,750 at 7.14%$241.22
35,750 at 7.15%$241.46
35,750 at 7.16%$241.70
35,750 at 7.17%$241.94
35,750 at 7.18%$242.18
35,750 at 7.19%$242.42
35,750 at 7.2%$242.67
35,750 at 7.21%$242.91
35,750 at 7.22%$243.15
35,750 at 7.23%$243.39
35,750 at 7.24%$243.64
35,750 at 7.25%$243.88
35,750 at 7.26%$244.12
35,750 at 7.27%$244.36
35,750 at 7.28%$244.61
35,750 at 7.29%$244.85
35,750 at 7.3%$245.09
35,750 at 7.31%$245.33
35,750 at 7.32%$245.58
35,750 at 7.33%$245.82
35,750 at 7.34%$246.06
35,750 at 7.35%$246.31
35,750 at 7.36%$246.55
35,750 at 7.37%$246.79
35,750 at 7.38%$247.04
35,750 at 7.39%$247.28
35,750 at 7.4%$247.53
35,750 at 7.41%$247.77
35,750 at 7.42%$248.01
35,750 at 7.43%$248.26
35,750 at 7.44%$248.50
35,750 at 7.45%$248.75
35,750 at 7.46%$248.99
35,750 at 7.47%$249.24
35,750 at 7.48%$249.48
35,750 at 7.49%$249.72
35,750 at 7.5%$249.97
35,750 at 7.51%$250.21
35,750 at 7.52%$250.46
35,750 at 7.53%$250.70
35,750 at 7.54%$250.95
35,750 at 7.55%$251.19
35,750 at 7.56%$251.44
35,750 at 7.57%$251.69
35,750 at 7.58%$251.93
35,750 at 7.59%$252.18
35,750 at 7.6%$252.42
35,750 at 7.61%$252.67
35,750 at 7.62%$252.91
35,750 at 7.63%$253.16
35,750 at 7.64%$253.41
35,750 at 7.65%$253.65
35,750 at 7.66%$253.90
35,750 at 7.67%$254.14
35,750 at 7.68%$254.39
35,750 at 7.69%$254.64
35,750 at 7.7%$254.88
35,750 at 7.71%$255.13
35,750 at 7.72%$255.38
35,750 at 7.73%$255.62
35,750 at 7.74%$255.87
35,750 at 7.75%$256.12
35,750 at 7.76%$256.36
35,750 at 7.77%$256.61
35,750 at 7.78%$256.86
35,750 at 7.79%$257.11
35,750 at 7.8%$257.35
35,750 at 7.81%$257.60
35,750 at 7.82%$257.85
35,750 at 7.83%$258.10
35,750 at 7.84%$258.34
35,750 at 7.85%$258.59
35,750 at 7.86%$258.84
35,750 at 7.87%$259.09
35,750 at 7.88%$259.34
35,750 at 7.89%$259.58
35,750 at 7.9%$259.83
35,750 at 7.91%$260.08
35,750 at 7.92%$260.33
35,750 at 7.93%$260.58
35,750 at 7.94%$260.83
35,750 at 7.95%$261.08
35,750 at 7.96%$261.32
35,750 at 7.97%$261.57
35,750 at 7.98%$261.82
35,750 at 7.99%$262.07
35,750 at 8%$262.32
More Amounts
What is the down payment for a $35,750 house? How much do you need to put down?
Percent Down Down Payment
1%358
2%715
3%1,073
4%1,430
5%1,788
6%2,145
7%2,503
8%2,860
9%3,218
10%3,575
11%3,933
12%4,290
13%4,648
14%5,005
15%5,363
16%5,720
17%6,078
18%6,435
19%6,793
20%7,150
Percent Down Down Payment
21%7,508
22%7,865
23%8,223
24%8,580
25%8,938
26%9,295
27%9,653
28%10,010
29%10,368
30%10,725
31%11,083
32%11,440
33%11,798
34%12,155
35%12,513
36%12,870
37%13,228
38%13,585
39%13,943
40%14,300
Percent Down Down Payment
41%14,658
42%15,015
43%15,373
44%15,730
45%16,088
46%16,445
47%16,803
48%17,160
49%17,518
50%17,875
51%18,233
52%18,590
53%18,948
54%19,305
55%19,663
56%20,020
57%20,378
58%20,735
59%21,093
60%21,450
Percent Down Down Payment
61%21,808
62%22,165
63%22,523
64%22,880
65%23,238
66%23,595
67%23,953
68%24,310
69%24,668
70%25,025
71%25,383
72%25,740
73%26,098
74%26,455
75%26,813
76%27,170
77%27,528
78%27,885
79%28,243
80%28,600
Percent Down Down Payment
81%28,958
82%29,315
83%29,673
84%30,030
85%30,388
86%30,745
87%31,103
88%31,460
89%31,818
90%32,175
91%32,533
92%32,890
93%33,248
94%33,605
95%33,963
96%34,320
97%34,678
98%35,035
99%35,393
100%35,750
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.