$33,950 Mortgage for 30 Years

What is the monthly payment of a 33,950 dollar loan?
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Loan Tables for a $33,950 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 34k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $33,950 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
33,950 at 2.01%$125.66
33,950 at 2.02%$125.83
33,950 at 2.03%$126.00
33,950 at 2.04%$126.17
33,950 at 2.05%$126.34
33,950 at 2.06%$126.51
33,950 at 2.07%$126.68
33,950 at 2.08%$126.85
33,950 at 2.09%$127.02
33,950 at 2.1%$127.19
33,950 at 2.11%$127.36
33,950 at 2.12%$127.53
33,950 at 2.13%$127.70
33,950 at 2.14%$127.88
33,950 at 2.15%$128.05
33,950 at 2.16%$128.22
33,950 at 2.17%$128.39
33,950 at 2.18%$128.56
33,950 at 2.19%$128.74
33,950 at 2.2%$128.91
33,950 at 2.21%$129.08
33,950 at 2.22%$129.25
33,950 at 2.23%$129.43
33,950 at 2.24%$129.60
33,950 at 2.25%$129.77
33,950 at 2.26%$129.95
33,950 at 2.27%$130.12
33,950 at 2.28%$130.29
33,950 at 2.29%$130.47
33,950 at 2.3%$130.64
33,950 at 2.31%$130.81
33,950 at 2.32%$130.99
33,950 at 2.33%$131.16
33,950 at 2.34%$131.34
33,950 at 2.35%$131.51
33,950 at 2.36%$131.69
33,950 at 2.37%$131.86
33,950 at 2.38%$132.04
33,950 at 2.39%$132.21
33,950 at 2.4%$132.39
33,950 at 2.41%$132.56
33,950 at 2.42%$132.74
33,950 at 2.43%$132.91
33,950 at 2.44%$133.09
33,950 at 2.45%$133.26
33,950 at 2.46%$133.44
33,950 at 2.47%$133.61
33,950 at 2.48%$133.79
33,950 at 2.49%$133.97
33,950 at 2.5%$134.14
33,950 at 2.51%$134.32
33,950 at 2.52%$134.50
33,950 at 2.53%$134.67
33,950 at 2.54%$134.85
33,950 at 2.55%$135.03
33,950 at 2.56%$135.21
33,950 at 2.57%$135.38
33,950 at 2.58%$135.56
33,950 at 2.59%$135.74
33,950 at 2.6%$135.92
33,950 at 2.61%$136.09
33,950 at 2.62%$136.27
33,950 at 2.63%$136.45
33,950 at 2.64%$136.63
33,950 at 2.65%$136.81
33,950 at 2.66%$136.98
33,950 at 2.67%$137.16
33,950 at 2.68%$137.34
33,950 at 2.69%$137.52
33,950 at 2.7%$137.70
33,950 at 2.71%$137.88
33,950 at 2.72%$138.06
33,950 at 2.73%$138.24
33,950 at 2.74%$138.42
33,950 at 2.75%$138.60
33,950 at 2.76%$138.78
33,950 at 2.77%$138.96
33,950 at 2.78%$139.14
33,950 at 2.79%$139.32
33,950 at 2.8%$139.50
33,950 at 2.81%$139.68
33,950 at 2.82%$139.86
33,950 at 2.83%$140.04
33,950 at 2.84%$140.22
33,950 at 2.85%$140.40
33,950 at 2.86%$140.58
33,950 at 2.87%$140.77
33,950 at 2.88%$140.95
33,950 at 2.89%$141.13
33,950 at 2.9%$141.31
33,950 at 2.91%$141.49
33,950 at 2.92%$141.67
33,950 at 2.93%$141.86
33,950 at 2.94%$142.04
33,950 at 2.95%$142.22
33,950 at 2.96%$142.40
33,950 at 2.97%$142.59
33,950 at 2.98%$142.77
33,950 at 2.99%$142.95
33,950 at 3%$143.13
33,950 at 3.01%$143.32
33,950 at 3.02%$143.50
33,950 at 3.03%$143.68
33,950 at 3.04%$143.87
33,950 at 3.05%$144.05
33,950 at 3.06%$144.24
33,950 at 3.07%$144.42
33,950 at 3.08%$144.60
33,950 at 3.09%$144.79
33,950 at 3.1%$144.97
33,950 at 3.11%$145.16
33,950 at 3.12%$145.34
33,950 at 3.13%$145.53
33,950 at 3.14%$145.71
33,950 at 3.15%$145.90
33,950 at 3.16%$146.08
33,950 at 3.17%$146.27
33,950 at 3.18%$146.45
33,950 at 3.19%$146.64
33,950 at 3.2%$146.82
33,950 at 3.21%$147.01
33,950 at 3.22%$147.19
33,950 at 3.23%$147.38
33,950 at 3.24%$147.57
33,950 at 3.25%$147.75
33,950 at 3.26%$147.94
33,950 at 3.27%$148.13
33,950 at 3.28%$148.31
33,950 at 3.29%$148.50
33,950 at 3.3%$148.69
33,950 at 3.31%$148.87
33,950 at 3.32%$149.06
33,950 at 3.33%$149.25
33,950 at 3.34%$149.43
33,950 at 3.35%$149.62
33,950 at 3.36%$149.81
33,950 at 3.37%$150.00
33,950 at 3.38%$150.19
33,950 at 3.39%$150.37
33,950 at 3.4%$150.56
33,950 at 3.41%$150.75
33,950 at 3.42%$150.94
33,950 at 3.43%$151.13
33,950 at 3.44%$151.32
33,950 at 3.45%$151.50
33,950 at 3.46%$151.69
33,950 at 3.47%$151.88
33,950 at 3.48%$152.07
33,950 at 3.49%$152.26
33,950 at 3.5%$152.45
Interest Rate 30 Year
33,950 at 3.51%$152.64
33,950 at 3.52%$152.83
33,950 at 3.53%$153.02
33,950 at 3.54%$153.21
33,950 at 3.55%$153.40
33,950 at 3.56%$153.59
33,950 at 3.57%$153.78
33,950 at 3.58%$153.97
33,950 at 3.59%$154.16
33,950 at 3.6%$154.35
33,950 at 3.61%$154.54
33,950 at 3.62%$154.73
33,950 at 3.63%$154.92
33,950 at 3.64%$155.12
33,950 at 3.65%$155.31
33,950 at 3.66%$155.50
33,950 at 3.67%$155.69
33,950 at 3.68%$155.88
33,950 at 3.69%$156.07
33,950 at 3.7%$156.27
33,950 at 3.71%$156.46
33,950 at 3.72%$156.65
33,950 at 3.73%$156.84
33,950 at 3.74%$157.04
33,950 at 3.75%$157.23
33,950 at 3.76%$157.42
33,950 at 3.77%$157.61
33,950 at 3.78%$157.81
33,950 at 3.79%$158.00
33,950 at 3.8%$158.19
33,950 at 3.81%$158.39
33,950 at 3.82%$158.58
33,950 at 3.83%$158.77
33,950 at 3.84%$158.97
33,950 at 3.85%$159.16
33,950 at 3.86%$159.35
33,950 at 3.87%$159.55
33,950 at 3.88%$159.74
33,950 at 3.89%$159.94
33,950 at 3.9%$160.13
33,950 at 3.91%$160.33
33,950 at 3.92%$160.52
33,950 at 3.93%$160.72
33,950 at 3.94%$160.91
33,950 at 3.95%$161.11
33,950 at 3.96%$161.30
33,950 at 3.97%$161.50
33,950 at 3.98%$161.69
33,950 at 3.99%$161.89
33,950 at 4%$162.08
33,950 at 4.01%$162.28
33,950 at 4.02%$162.47
33,950 at 4.03%$162.67
33,950 at 4.04%$162.87
33,950 at 4.05%$163.06
33,950 at 4.06%$163.26
33,950 at 4.07%$163.46
33,950 at 4.08%$163.65
33,950 at 4.09%$163.85
33,950 at 4.1%$164.05
33,950 at 4.11%$164.24
33,950 at 4.12%$164.44
33,950 at 4.13%$164.64
33,950 at 4.14%$164.83
33,950 at 4.15%$165.03
33,950 at 4.16%$165.23
33,950 at 4.17%$165.43
33,950 at 4.18%$165.63
33,950 at 4.19%$165.82
33,950 at 4.2%$166.02
33,950 at 4.21%$166.22
33,950 at 4.22%$166.42
33,950 at 4.23%$166.62
33,950 at 4.24%$166.81
33,950 at 4.25%$167.01
33,950 at 4.26%$167.21
33,950 at 4.27%$167.41
33,950 at 4.28%$167.61
33,950 at 4.29%$167.81
33,950 at 4.3%$168.01
33,950 at 4.31%$168.21
33,950 at 4.32%$168.41
33,950 at 4.33%$168.61
33,950 at 4.34%$168.81
33,950 at 4.35%$169.01
33,950 at 4.36%$169.21
33,950 at 4.37%$169.41
33,950 at 4.38%$169.61
33,950 at 4.39%$169.81
33,950 at 4.4%$170.01
33,950 at 4.41%$170.21
33,950 at 4.42%$170.41
33,950 at 4.43%$170.61
33,950 at 4.44%$170.81
33,950 at 4.45%$171.01
33,950 at 4.46%$171.21
33,950 at 4.47%$171.42
33,950 at 4.48%$171.62
33,950 at 4.49%$171.82
33,950 at 4.5%$172.02
33,950 at 4.51%$172.22
33,950 at 4.52%$172.42
33,950 at 4.53%$172.63
33,950 at 4.54%$172.83
33,950 at 4.55%$173.03
33,950 at 4.56%$173.23
33,950 at 4.57%$173.43
33,950 at 4.58%$173.64
33,950 at 4.59%$173.84
33,950 at 4.6%$174.04
33,950 at 4.61%$174.25
33,950 at 4.62%$174.45
33,950 at 4.63%$174.65
33,950 at 4.64%$174.86
33,950 at 4.65%$175.06
33,950 at 4.66%$175.26
33,950 at 4.67%$175.47
33,950 at 4.68%$175.67
33,950 at 4.69%$175.87
33,950 at 4.7%$176.08
33,950 at 4.71%$176.28
33,950 at 4.72%$176.49
33,950 at 4.73%$176.69
33,950 at 4.74%$176.89
33,950 at 4.75%$177.10
33,950 at 4.76%$177.30
33,950 at 4.77%$177.51
33,950 at 4.78%$177.71
33,950 at 4.79%$177.92
33,950 at 4.8%$178.12
33,950 at 4.81%$178.33
33,950 at 4.82%$178.53
33,950 at 4.83%$178.74
33,950 at 4.84%$178.95
33,950 at 4.85%$179.15
33,950 at 4.86%$179.36
33,950 at 4.87%$179.56
33,950 at 4.88%$179.77
33,950 at 4.89%$179.98
33,950 at 4.9%$180.18
33,950 at 4.91%$180.39
33,950 at 4.92%$180.59
33,950 at 4.93%$180.80
33,950 at 4.94%$181.01
33,950 at 4.95%$181.21
33,950 at 4.96%$181.42
33,950 at 4.97%$181.63
33,950 at 4.98%$181.84
33,950 at 4.99%$182.04
33,950 at 5%$182.25
Interest Rate 30 Year
33,950 at 5.01%$182.46
33,950 at 5.02%$182.67
33,950 at 5.03%$182.87
33,950 at 5.04%$183.08
33,950 at 5.05%$183.29
33,950 at 5.06%$183.50
33,950 at 5.07%$183.71
33,950 at 5.08%$183.91
33,950 at 5.09%$184.12
33,950 at 5.1%$184.33
33,950 at 5.11%$184.54
33,950 at 5.12%$184.75
33,950 at 5.13%$184.96
33,950 at 5.14%$185.17
33,950 at 5.15%$185.38
33,950 at 5.16%$185.59
33,950 at 5.17%$185.79
33,950 at 5.18%$186.00
33,950 at 5.19%$186.21
33,950 at 5.2%$186.42
33,950 at 5.21%$186.63
33,950 at 5.22%$186.84
33,950 at 5.23%$187.05
33,950 at 5.24%$187.26
33,950 at 5.25%$187.47
33,950 at 5.26%$187.68
33,950 at 5.27%$187.89
33,950 at 5.28%$188.10
33,950 at 5.29%$188.32
33,950 at 5.3%$188.53
33,950 at 5.31%$188.74
33,950 at 5.32%$188.95
33,950 at 5.33%$189.16
33,950 at 5.34%$189.37
33,950 at 5.35%$189.58
33,950 at 5.36%$189.79
33,950 at 5.37%$190.00
33,950 at 5.38%$190.22
33,950 at 5.39%$190.43
33,950 at 5.4%$190.64
33,950 at 5.41%$190.85
33,950 at 5.42%$191.06
33,950 at 5.43%$191.28
33,950 at 5.44%$191.49
33,950 at 5.45%$191.70
33,950 at 5.46%$191.91
33,950 at 5.47%$192.13
33,950 at 5.48%$192.34
33,950 at 5.49%$192.55
33,950 at 5.5%$192.76
33,950 at 5.51%$192.98
33,950 at 5.52%$193.19
33,950 at 5.53%$193.40
33,950 at 5.54%$193.62
33,950 at 5.55%$193.83
33,950 at 5.56%$194.04
33,950 at 5.57%$194.26
33,950 at 5.58%$194.47
33,950 at 5.59%$194.69
33,950 at 5.6%$194.90
33,950 at 5.61%$195.11
33,950 at 5.62%$195.33
33,950 at 5.63%$195.54
33,950 at 5.64%$195.76
33,950 at 5.65%$195.97
33,950 at 5.66%$196.19
33,950 at 5.67%$196.40
33,950 at 5.68%$196.62
33,950 at 5.69%$196.83
33,950 at 5.7%$197.05
33,950 at 5.71%$197.26
33,950 at 5.72%$197.48
33,950 at 5.73%$197.69
33,950 at 5.74%$197.91
33,950 at 5.75%$198.12
33,950 at 5.76%$198.34
33,950 at 5.77%$198.55
33,950 at 5.78%$198.77
33,950 at 5.79%$198.99
33,950 at 5.8%$199.20
33,950 at 5.81%$199.42
33,950 at 5.82%$199.64
33,950 at 5.83%$199.85
33,950 at 5.84%$200.07
33,950 at 5.85%$200.28
33,950 at 5.86%$200.50
33,950 at 5.87%$200.72
33,950 at 5.88%$200.94
33,950 at 5.89%$201.15
33,950 at 5.9%$201.37
33,950 at 5.91%$201.59
33,950 at 5.92%$201.80
33,950 at 5.93%$202.02
33,950 at 5.94%$202.24
33,950 at 5.95%$202.46
33,950 at 5.96%$202.68
33,950 at 5.97%$202.89
33,950 at 5.98%$203.11
33,950 at 5.99%$203.33
33,950 at 6%$203.55
33,950 at 6.01%$203.77
33,950 at 6.02%$203.98
33,950 at 6.03%$204.20
33,950 at 6.04%$204.42
33,950 at 6.05%$204.64
33,950 at 6.06%$204.86
33,950 at 6.07%$205.08
33,950 at 6.08%$205.30
33,950 at 6.09%$205.52
33,950 at 6.1%$205.74
33,950 at 6.11%$205.95
33,950 at 6.12%$206.17
33,950 at 6.13%$206.39
33,950 at 6.14%$206.61
33,950 at 6.15%$206.83
33,950 at 6.16%$207.05
33,950 at 6.17%$207.27
33,950 at 6.18%$207.49
33,950 at 6.19%$207.71
33,950 at 6.2%$207.93
33,950 at 6.21%$208.15
33,950 at 6.22%$208.37
33,950 at 6.23%$208.59
33,950 at 6.24%$208.82
33,950 at 6.25%$209.04
33,950 at 6.26%$209.26
33,950 at 6.27%$209.48
33,950 at 6.28%$209.70
33,950 at 6.29%$209.92
33,950 at 6.3%$210.14
33,950 at 6.31%$210.36
33,950 at 6.32%$210.58
33,950 at 6.33%$210.81
33,950 at 6.34%$211.03
33,950 at 6.35%$211.25
33,950 at 6.36%$211.47
33,950 at 6.37%$211.69
33,950 at 6.38%$211.91
33,950 at 6.39%$212.14
33,950 at 6.4%$212.36
33,950 at 6.41%$212.58
33,950 at 6.42%$212.80
33,950 at 6.43%$213.03
33,950 at 6.44%$213.25
33,950 at 6.45%$213.47
33,950 at 6.46%$213.69
33,950 at 6.47%$213.92
33,950 at 6.48%$214.14
33,950 at 6.49%$214.36
33,950 at 6.5%$214.59
Interest Rate 30 Year
33,950 at 6.51%$214.81
33,950 at 6.52%$215.03
33,950 at 6.53%$215.26
33,950 at 6.54%$215.48
33,950 at 6.55%$215.70
33,950 at 6.56%$215.93
33,950 at 6.57%$216.15
33,950 at 6.58%$216.38
33,950 at 6.59%$216.60
33,950 at 6.6%$216.82
33,950 at 6.61%$217.05
33,950 at 6.62%$217.27
33,950 at 6.63%$217.50
33,950 at 6.64%$217.72
33,950 at 6.65%$217.95
33,950 at 6.66%$218.17
33,950 at 6.67%$218.40
33,950 at 6.68%$218.62
33,950 at 6.69%$218.85
33,950 at 6.7%$219.07
33,950 at 6.71%$219.30
33,950 at 6.72%$219.52
33,950 at 6.73%$219.75
33,950 at 6.74%$219.97
33,950 at 6.75%$220.20
33,950 at 6.76%$220.42
33,950 at 6.77%$220.65
33,950 at 6.78%$220.88
33,950 at 6.79%$221.10
33,950 at 6.8%$221.33
33,950 at 6.81%$221.55
33,950 at 6.82%$221.78
33,950 at 6.83%$222.01
33,950 at 6.84%$222.23
33,950 at 6.85%$222.46
33,950 at 6.86%$222.69
33,950 at 6.87%$222.91
33,950 at 6.88%$223.14
33,950 at 6.89%$223.37
33,950 at 6.9%$223.59
33,950 at 6.91%$223.82
33,950 at 6.92%$224.05
33,950 at 6.93%$224.28
33,950 at 6.94%$224.50
33,950 at 6.95%$224.73
33,950 at 6.96%$224.96
33,950 at 6.97%$225.19
33,950 at 6.98%$225.41
33,950 at 6.99%$225.64
33,950 at 7%$225.87
33,950 at 7.01%$226.10
33,950 at 7.02%$226.33
33,950 at 7.03%$226.55
33,950 at 7.04%$226.78
33,950 at 7.05%$227.01
33,950 at 7.06%$227.24
33,950 at 7.07%$227.47
33,950 at 7.08%$227.70
33,950 at 7.09%$227.93
33,950 at 7.1%$228.15
33,950 at 7.11%$228.38
33,950 at 7.12%$228.61
33,950 at 7.13%$228.84
33,950 at 7.14%$229.07
33,950 at 7.15%$229.30
33,950 at 7.16%$229.53
33,950 at 7.17%$229.76
33,950 at 7.18%$229.99
33,950 at 7.19%$230.22
33,950 at 7.2%$230.45
33,950 at 7.21%$230.68
33,950 at 7.22%$230.91
33,950 at 7.23%$231.14
33,950 at 7.24%$231.37
33,950 at 7.25%$231.60
33,950 at 7.26%$231.83
33,950 at 7.27%$232.06
33,950 at 7.28%$232.29
33,950 at 7.29%$232.52
33,950 at 7.3%$232.75
33,950 at 7.31%$232.98
33,950 at 7.32%$233.21
33,950 at 7.33%$233.44
33,950 at 7.34%$233.67
33,950 at 7.35%$233.91
33,950 at 7.36%$234.14
33,950 at 7.37%$234.37
33,950 at 7.38%$234.60
33,950 at 7.39%$234.83
33,950 at 7.4%$235.06
33,950 at 7.41%$235.29
33,950 at 7.42%$235.53
33,950 at 7.43%$235.76
33,950 at 7.44%$235.99
33,950 at 7.45%$236.22
33,950 at 7.46%$236.45
33,950 at 7.47%$236.69
33,950 at 7.48%$236.92
33,950 at 7.49%$237.15
33,950 at 7.5%$237.38
33,950 at 7.51%$237.62
33,950 at 7.52%$237.85
33,950 at 7.53%$238.08
33,950 at 7.54%$238.31
33,950 at 7.55%$238.55
33,950 at 7.56%$238.78
33,950 at 7.57%$239.01
33,950 at 7.58%$239.25
33,950 at 7.59%$239.48
33,950 at 7.6%$239.71
33,950 at 7.61%$239.95
33,950 at 7.62%$240.18
33,950 at 7.63%$240.41
33,950 at 7.64%$240.65
33,950 at 7.65%$240.88
33,950 at 7.66%$241.11
33,950 at 7.67%$241.35
33,950 at 7.68%$241.58
33,950 at 7.69%$241.82
33,950 at 7.7%$242.05
33,950 at 7.71%$242.28
33,950 at 7.72%$242.52
33,950 at 7.73%$242.75
33,950 at 7.74%$242.99
33,950 at 7.75%$243.22
33,950 at 7.76%$243.46
33,950 at 7.77%$243.69
33,950 at 7.78%$243.93
33,950 at 7.79%$244.16
33,950 at 7.8%$244.40
33,950 at 7.81%$244.63
33,950 at 7.82%$244.87
33,950 at 7.83%$245.10
33,950 at 7.84%$245.34
33,950 at 7.85%$245.57
33,950 at 7.86%$245.81
33,950 at 7.87%$246.04
33,950 at 7.88%$246.28
33,950 at 7.89%$246.51
33,950 at 7.9%$246.75
33,950 at 7.91%$246.99
33,950 at 7.92%$247.22
33,950 at 7.93%$247.46
33,950 at 7.94%$247.69
33,950 at 7.95%$247.93
33,950 at 7.96%$248.17
33,950 at 7.97%$248.40
33,950 at 7.98%$248.64
33,950 at 7.99%$248.88
33,950 at 8%$249.11
More Amounts
What is the down payment for a $33,950 house? How much do you need to put down?
Percent Down Down Payment
1%340
2%679
3%1,019
4%1,358
5%1,698
6%2,037
7%2,377
8%2,716
9%3,056
10%3,395
11%3,735
12%4,074
13%4,414
14%4,753
15%5,093
16%5,432
17%5,772
18%6,111
19%6,451
20%6,790
Percent Down Down Payment
21%7,130
22%7,469
23%7,809
24%8,148
25%8,488
26%8,827
27%9,167
28%9,506
29%9,846
30%10,185
31%10,525
32%10,864
33%11,204
34%11,543
35%11,883
36%12,222
37%12,562
38%12,901
39%13,241
40%13,580
Percent Down Down Payment
41%13,920
42%14,259
43%14,599
44%14,938
45%15,278
46%15,617
47%15,957
48%16,296
49%16,636
50%16,975
51%17,315
52%17,654
53%17,994
54%18,333
55%18,673
56%19,012
57%19,352
58%19,691
59%20,031
60%20,370
Percent Down Down Payment
61%20,710
62%21,049
63%21,389
64%21,728
65%22,068
66%22,407
67%22,747
68%23,086
69%23,426
70%23,765
71%24,105
72%24,444
73%24,784
74%25,123
75%25,463
76%25,802
77%26,142
78%26,481
79%26,821
80%27,160
Percent Down Down Payment
81%27,500
82%27,839
83%28,179
84%28,518
85%28,858
86%29,197
87%29,537
88%29,876
89%30,216
90%30,555
91%30,895
92%31,234
93%31,574
94%31,913
95%32,253
96%32,592
97%32,932
98%33,271
99%33,611
100%33,950
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.