$32,050 Mortgage for 30 Years

What is the monthly payment of a 32,050 dollar loan?
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Loan Tables for a $32,050 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 32k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $32,050 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
32,050 at 2.01%$118.62
32,050 at 2.02%$118.78
32,050 at 2.03%$118.94
32,050 at 2.04%$119.11
32,050 at 2.05%$119.27
32,050 at 2.06%$119.43
32,050 at 2.07%$119.59
32,050 at 2.08%$119.75
32,050 at 2.09%$119.91
32,050 at 2.1%$120.07
32,050 at 2.11%$120.23
32,050 at 2.12%$120.40
32,050 at 2.13%$120.56
32,050 at 2.14%$120.72
32,050 at 2.15%$120.88
32,050 at 2.16%$121.04
32,050 at 2.17%$121.21
32,050 at 2.18%$121.37
32,050 at 2.19%$121.53
32,050 at 2.2%$121.69
32,050 at 2.21%$121.86
32,050 at 2.22%$122.02
32,050 at 2.23%$122.18
32,050 at 2.24%$122.35
32,050 at 2.25%$122.51
32,050 at 2.26%$122.67
32,050 at 2.27%$122.84
32,050 at 2.28%$123.00
32,050 at 2.29%$123.16
32,050 at 2.3%$123.33
32,050 at 2.31%$123.49
32,050 at 2.32%$123.66
32,050 at 2.33%$123.82
32,050 at 2.34%$123.99
32,050 at 2.35%$124.15
32,050 at 2.36%$124.32
32,050 at 2.37%$124.48
32,050 at 2.38%$124.65
32,050 at 2.39%$124.81
32,050 at 2.4%$124.98
32,050 at 2.41%$125.14
32,050 at 2.42%$125.31
32,050 at 2.43%$125.47
32,050 at 2.44%$125.64
32,050 at 2.45%$125.80
32,050 at 2.46%$125.97
32,050 at 2.47%$126.14
32,050 at 2.48%$126.30
32,050 at 2.49%$126.47
32,050 at 2.5%$126.64
32,050 at 2.51%$126.80
32,050 at 2.52%$126.97
32,050 at 2.53%$127.14
32,050 at 2.54%$127.30
32,050 at 2.55%$127.47
32,050 at 2.56%$127.64
32,050 at 2.57%$127.81
32,050 at 2.58%$127.97
32,050 at 2.59%$128.14
32,050 at 2.6%$128.31
32,050 at 2.61%$128.48
32,050 at 2.62%$128.64
32,050 at 2.63%$128.81
32,050 at 2.64%$128.98
32,050 at 2.65%$129.15
32,050 at 2.66%$129.32
32,050 at 2.67%$129.49
32,050 at 2.68%$129.66
32,050 at 2.69%$129.82
32,050 at 2.7%$129.99
32,050 at 2.71%$130.16
32,050 at 2.72%$130.33
32,050 at 2.73%$130.50
32,050 at 2.74%$130.67
32,050 at 2.75%$130.84
32,050 at 2.76%$131.01
32,050 at 2.77%$131.18
32,050 at 2.78%$131.35
32,050 at 2.79%$131.52
32,050 at 2.8%$131.69
32,050 at 2.81%$131.86
32,050 at 2.82%$132.03
32,050 at 2.83%$132.20
32,050 at 2.84%$132.37
32,050 at 2.85%$132.55
32,050 at 2.86%$132.72
32,050 at 2.87%$132.89
32,050 at 2.88%$133.06
32,050 at 2.89%$133.23
32,050 at 2.9%$133.40
32,050 at 2.91%$133.57
32,050 at 2.92%$133.75
32,050 at 2.93%$133.92
32,050 at 2.94%$134.09
32,050 at 2.95%$134.26
32,050 at 2.96%$134.43
32,050 at 2.97%$134.61
32,050 at 2.98%$134.78
32,050 at 2.99%$134.95
32,050 at 3%$135.12
32,050 at 3.01%$135.30
32,050 at 3.02%$135.47
32,050 at 3.03%$135.64
32,050 at 3.04%$135.82
32,050 at 3.05%$135.99
32,050 at 3.06%$136.16
32,050 at 3.07%$136.34
32,050 at 3.08%$136.51
32,050 at 3.09%$136.68
32,050 at 3.1%$136.86
32,050 at 3.11%$137.03
32,050 at 3.12%$137.21
32,050 at 3.13%$137.38
32,050 at 3.14%$137.56
32,050 at 3.15%$137.73
32,050 at 3.16%$137.91
32,050 at 3.17%$138.08
32,050 at 3.18%$138.26
32,050 at 3.19%$138.43
32,050 at 3.2%$138.61
32,050 at 3.21%$138.78
32,050 at 3.22%$138.96
32,050 at 3.23%$139.13
32,050 at 3.24%$139.31
32,050 at 3.25%$139.48
32,050 at 3.26%$139.66
32,050 at 3.27%$139.84
32,050 at 3.28%$140.01
32,050 at 3.29%$140.19
32,050 at 3.3%$140.36
32,050 at 3.31%$140.54
32,050 at 3.32%$140.72
32,050 at 3.33%$140.89
32,050 at 3.34%$141.07
32,050 at 3.35%$141.25
32,050 at 3.36%$141.43
32,050 at 3.37%$141.60
32,050 at 3.38%$141.78
32,050 at 3.39%$141.96
32,050 at 3.4%$142.14
32,050 at 3.41%$142.31
32,050 at 3.42%$142.49
32,050 at 3.43%$142.67
32,050 at 3.44%$142.85
32,050 at 3.45%$143.03
32,050 at 3.46%$143.20
32,050 at 3.47%$143.38
32,050 at 3.48%$143.56
32,050 at 3.49%$143.74
32,050 at 3.5%$143.92
Interest Rate 30 Year
32,050 at 3.51%$144.10
32,050 at 3.52%$144.28
32,050 at 3.53%$144.46
32,050 at 3.54%$144.64
32,050 at 3.55%$144.81
32,050 at 3.56%$144.99
32,050 at 3.57%$145.17
32,050 at 3.58%$145.35
32,050 at 3.59%$145.53
32,050 at 3.6%$145.71
32,050 at 3.61%$145.89
32,050 at 3.62%$146.07
32,050 at 3.63%$146.25
32,050 at 3.64%$146.44
32,050 at 3.65%$146.62
32,050 at 3.66%$146.80
32,050 at 3.67%$146.98
32,050 at 3.68%$147.16
32,050 at 3.69%$147.34
32,050 at 3.7%$147.52
32,050 at 3.71%$147.70
32,050 at 3.72%$147.88
32,050 at 3.73%$148.07
32,050 at 3.74%$148.25
32,050 at 3.75%$148.43
32,050 at 3.76%$148.61
32,050 at 3.77%$148.79
32,050 at 3.78%$148.97
32,050 at 3.79%$149.16
32,050 at 3.8%$149.34
32,050 at 3.81%$149.52
32,050 at 3.82%$149.70
32,050 at 3.83%$149.89
32,050 at 3.84%$150.07
32,050 at 3.85%$150.25
32,050 at 3.86%$150.44
32,050 at 3.87%$150.62
32,050 at 3.88%$150.80
32,050 at 3.89%$150.99
32,050 at 3.9%$151.17
32,050 at 3.91%$151.35
32,050 at 3.92%$151.54
32,050 at 3.93%$151.72
32,050 at 3.94%$151.91
32,050 at 3.95%$152.09
32,050 at 3.96%$152.27
32,050 at 3.97%$152.46
32,050 at 3.98%$152.64
32,050 at 3.99%$152.83
32,050 at 4%$153.01
32,050 at 4.01%$153.20
32,050 at 4.02%$153.38
32,050 at 4.03%$153.57
32,050 at 4.04%$153.75
32,050 at 4.05%$153.94
32,050 at 4.06%$154.12
32,050 at 4.07%$154.31
32,050 at 4.08%$154.49
32,050 at 4.09%$154.68
32,050 at 4.1%$154.87
32,050 at 4.11%$155.05
32,050 at 4.12%$155.24
32,050 at 4.13%$155.42
32,050 at 4.14%$155.61
32,050 at 4.15%$155.80
32,050 at 4.16%$155.98
32,050 at 4.17%$156.17
32,050 at 4.18%$156.36
32,050 at 4.19%$156.54
32,050 at 4.2%$156.73
32,050 at 4.21%$156.92
32,050 at 4.22%$157.10
32,050 at 4.23%$157.29
32,050 at 4.24%$157.48
32,050 at 4.25%$157.67
32,050 at 4.26%$157.85
32,050 at 4.27%$158.04
32,050 at 4.28%$158.23
32,050 at 4.29%$158.42
32,050 at 4.3%$158.61
32,050 at 4.31%$158.79
32,050 at 4.32%$158.98
32,050 at 4.33%$159.17
32,050 at 4.34%$159.36
32,050 at 4.35%$159.55
32,050 at 4.36%$159.74
32,050 at 4.37%$159.93
32,050 at 4.38%$160.12
32,050 at 4.39%$160.30
32,050 at 4.4%$160.49
32,050 at 4.41%$160.68
32,050 at 4.42%$160.87
32,050 at 4.43%$161.06
32,050 at 4.44%$161.25
32,050 at 4.45%$161.44
32,050 at 4.46%$161.63
32,050 at 4.47%$161.82
32,050 at 4.48%$162.01
32,050 at 4.49%$162.20
32,050 at 4.5%$162.39
32,050 at 4.51%$162.58
32,050 at 4.52%$162.77
32,050 at 4.53%$162.96
32,050 at 4.54%$163.16
32,050 at 4.55%$163.35
32,050 at 4.56%$163.54
32,050 at 4.57%$163.73
32,050 at 4.58%$163.92
32,050 at 4.59%$164.11
32,050 at 4.6%$164.30
32,050 at 4.61%$164.49
32,050 at 4.62%$164.69
32,050 at 4.63%$164.88
32,050 at 4.64%$165.07
32,050 at 4.65%$165.26
32,050 at 4.66%$165.45
32,050 at 4.67%$165.65
32,050 at 4.68%$165.84
32,050 at 4.69%$166.03
32,050 at 4.7%$166.22
32,050 at 4.71%$166.42
32,050 at 4.72%$166.61
32,050 at 4.73%$166.80
32,050 at 4.74%$166.99
32,050 at 4.75%$167.19
32,050 at 4.76%$167.38
32,050 at 4.77%$167.57
32,050 at 4.78%$167.77
32,050 at 4.79%$167.96
32,050 at 4.8%$168.16
32,050 at 4.81%$168.35
32,050 at 4.82%$168.54
32,050 at 4.83%$168.74
32,050 at 4.84%$168.93
32,050 at 4.85%$169.13
32,050 at 4.86%$169.32
32,050 at 4.87%$169.51
32,050 at 4.88%$169.71
32,050 at 4.89%$169.90
32,050 at 4.9%$170.10
32,050 at 4.91%$170.29
32,050 at 4.92%$170.49
32,050 at 4.93%$170.68
32,050 at 4.94%$170.88
32,050 at 4.95%$171.07
32,050 at 4.96%$171.27
32,050 at 4.97%$171.46
32,050 at 4.98%$171.66
32,050 at 4.99%$171.86
32,050 at 5%$172.05
Interest Rate 30 Year
32,050 at 5.01%$172.25
32,050 at 5.02%$172.44
32,050 at 5.03%$172.64
32,050 at 5.04%$172.84
32,050 at 5.05%$173.03
32,050 at 5.06%$173.23
32,050 at 5.07%$173.43
32,050 at 5.08%$173.62
32,050 at 5.09%$173.82
32,050 at 5.1%$174.02
32,050 at 5.11%$174.21
32,050 at 5.12%$174.41
32,050 at 5.13%$174.61
32,050 at 5.14%$174.80
32,050 at 5.15%$175.00
32,050 at 5.16%$175.20
32,050 at 5.17%$175.40
32,050 at 5.18%$175.59
32,050 at 5.19%$175.79
32,050 at 5.2%$175.99
32,050 at 5.21%$176.19
32,050 at 5.22%$176.39
32,050 at 5.23%$176.58
32,050 at 5.24%$176.78
32,050 at 5.25%$176.98
32,050 at 5.26%$177.18
32,050 at 5.27%$177.38
32,050 at 5.28%$177.58
32,050 at 5.29%$177.78
32,050 at 5.3%$177.98
32,050 at 5.31%$178.17
32,050 at 5.32%$178.37
32,050 at 5.33%$178.57
32,050 at 5.34%$178.77
32,050 at 5.35%$178.97
32,050 at 5.36%$179.17
32,050 at 5.37%$179.37
32,050 at 5.38%$179.57
32,050 at 5.39%$179.77
32,050 at 5.4%$179.97
32,050 at 5.41%$180.17
32,050 at 5.42%$180.37
32,050 at 5.43%$180.57
32,050 at 5.44%$180.77
32,050 at 5.45%$180.97
32,050 at 5.46%$181.17
32,050 at 5.47%$181.37
32,050 at 5.48%$181.57
32,050 at 5.49%$181.78
32,050 at 5.5%$181.98
32,050 at 5.51%$182.18
32,050 at 5.52%$182.38
32,050 at 5.53%$182.58
32,050 at 5.54%$182.78
32,050 at 5.55%$182.98
32,050 at 5.56%$183.18
32,050 at 5.57%$183.39
32,050 at 5.58%$183.59
32,050 at 5.59%$183.79
32,050 at 5.6%$183.99
32,050 at 5.61%$184.19
32,050 at 5.62%$184.40
32,050 at 5.63%$184.60
32,050 at 5.64%$184.80
32,050 at 5.65%$185.00
32,050 at 5.66%$185.21
32,050 at 5.67%$185.41
32,050 at 5.68%$185.61
32,050 at 5.69%$185.82
32,050 at 5.7%$186.02
32,050 at 5.71%$186.22
32,050 at 5.72%$186.42
32,050 at 5.73%$186.63
32,050 at 5.74%$186.83
32,050 at 5.75%$187.04
32,050 at 5.76%$187.24
32,050 at 5.77%$187.44
32,050 at 5.78%$187.65
32,050 at 5.79%$187.85
32,050 at 5.8%$188.05
32,050 at 5.81%$188.26
32,050 at 5.82%$188.46
32,050 at 5.83%$188.67
32,050 at 5.84%$188.87
32,050 at 5.85%$189.08
32,050 at 5.86%$189.28
32,050 at 5.87%$189.49
32,050 at 5.88%$189.69
32,050 at 5.89%$189.90
32,050 at 5.9%$190.10
32,050 at 5.91%$190.31
32,050 at 5.92%$190.51
32,050 at 5.93%$190.72
32,050 at 5.94%$190.92
32,050 at 5.95%$191.13
32,050 at 5.96%$191.33
32,050 at 5.97%$191.54
32,050 at 5.98%$191.74
32,050 at 5.99%$191.95
32,050 at 6%$192.16
32,050 at 6.01%$192.36
32,050 at 6.02%$192.57
32,050 at 6.03%$192.77
32,050 at 6.04%$192.98
32,050 at 6.05%$193.19
32,050 at 6.06%$193.39
32,050 at 6.07%$193.60
32,050 at 6.08%$193.81
32,050 at 6.09%$194.01
32,050 at 6.1%$194.22
32,050 at 6.11%$194.43
32,050 at 6.12%$194.64
32,050 at 6.13%$194.84
32,050 at 6.14%$195.05
32,050 at 6.15%$195.26
32,050 at 6.16%$195.47
32,050 at 6.17%$195.67
32,050 at 6.18%$195.88
32,050 at 6.19%$196.09
32,050 at 6.2%$196.30
32,050 at 6.21%$196.50
32,050 at 6.22%$196.71
32,050 at 6.23%$196.92
32,050 at 6.24%$197.13
32,050 at 6.25%$197.34
32,050 at 6.26%$197.55
32,050 at 6.27%$197.75
32,050 at 6.28%$197.96
32,050 at 6.29%$198.17
32,050 at 6.3%$198.38
32,050 at 6.31%$198.59
32,050 at 6.32%$198.80
32,050 at 6.33%$199.01
32,050 at 6.34%$199.22
32,050 at 6.35%$199.43
32,050 at 6.36%$199.64
32,050 at 6.37%$199.85
32,050 at 6.38%$200.06
32,050 at 6.39%$200.26
32,050 at 6.4%$200.47
32,050 at 6.41%$200.68
32,050 at 6.42%$200.89
32,050 at 6.43%$201.10
32,050 at 6.44%$201.31
32,050 at 6.45%$201.53
32,050 at 6.46%$201.74
32,050 at 6.47%$201.95
32,050 at 6.48%$202.16
32,050 at 6.49%$202.37
32,050 at 6.5%$202.58
Interest Rate 30 Year
32,050 at 6.51%$202.79
32,050 at 6.52%$203.00
32,050 at 6.53%$203.21
32,050 at 6.54%$203.42
32,050 at 6.55%$203.63
32,050 at 6.56%$203.84
32,050 at 6.57%$204.06
32,050 at 6.58%$204.27
32,050 at 6.59%$204.48
32,050 at 6.6%$204.69
32,050 at 6.61%$204.90
32,050 at 6.62%$205.11
32,050 at 6.63%$205.33
32,050 at 6.64%$205.54
32,050 at 6.65%$205.75
32,050 at 6.66%$205.96
32,050 at 6.67%$206.17
32,050 at 6.68%$206.39
32,050 at 6.69%$206.60
32,050 at 6.7%$206.81
32,050 at 6.71%$207.02
32,050 at 6.72%$207.24
32,050 at 6.73%$207.45
32,050 at 6.74%$207.66
32,050 at 6.75%$207.88
32,050 at 6.76%$208.09
32,050 at 6.77%$208.30
32,050 at 6.78%$208.52
32,050 at 6.79%$208.73
32,050 at 6.8%$208.94
32,050 at 6.81%$209.16
32,050 at 6.82%$209.37
32,050 at 6.83%$209.58
32,050 at 6.84%$209.80
32,050 at 6.85%$210.01
32,050 at 6.86%$210.22
32,050 at 6.87%$210.44
32,050 at 6.88%$210.65
32,050 at 6.89%$210.87
32,050 at 6.9%$211.08
32,050 at 6.91%$211.30
32,050 at 6.92%$211.51
32,050 at 6.93%$211.72
32,050 at 6.94%$211.94
32,050 at 6.95%$212.15
32,050 at 6.96%$212.37
32,050 at 6.97%$212.58
32,050 at 6.98%$212.80
32,050 at 6.99%$213.01
32,050 at 7%$213.23
32,050 at 7.01%$213.44
32,050 at 7.02%$213.66
32,050 at 7.03%$213.88
32,050 at 7.04%$214.09
32,050 at 7.05%$214.31
32,050 at 7.06%$214.52
32,050 at 7.07%$214.74
32,050 at 7.08%$214.95
32,050 at 7.09%$215.17
32,050 at 7.1%$215.39
32,050 at 7.11%$215.60
32,050 at 7.12%$215.82
32,050 at 7.13%$216.03
32,050 at 7.14%$216.25
32,050 at 7.15%$216.47
32,050 at 7.16%$216.68
32,050 at 7.17%$216.90
32,050 at 7.18%$217.12
32,050 at 7.19%$217.33
32,050 at 7.2%$217.55
32,050 at 7.21%$217.77
32,050 at 7.22%$217.99
32,050 at 7.23%$218.20
32,050 at 7.24%$218.42
32,050 at 7.25%$218.64
32,050 at 7.26%$218.85
32,050 at 7.27%$219.07
32,050 at 7.28%$219.29
32,050 at 7.29%$219.51
32,050 at 7.3%$219.73
32,050 at 7.31%$219.94
32,050 at 7.32%$220.16
32,050 at 7.33%$220.38
32,050 at 7.34%$220.60
32,050 at 7.35%$220.82
32,050 at 7.36%$221.03
32,050 at 7.37%$221.25
32,050 at 7.38%$221.47
32,050 at 7.39%$221.69
32,050 at 7.4%$221.91
32,050 at 7.41%$222.13
32,050 at 7.42%$222.35
32,050 at 7.43%$222.56
32,050 at 7.44%$222.78
32,050 at 7.45%$223.00
32,050 at 7.46%$223.22
32,050 at 7.47%$223.44
32,050 at 7.48%$223.66
32,050 at 7.49%$223.88
32,050 at 7.5%$224.10
32,050 at 7.51%$224.32
32,050 at 7.52%$224.54
32,050 at 7.53%$224.76
32,050 at 7.54%$224.98
32,050 at 7.55%$225.20
32,050 at 7.56%$225.42
32,050 at 7.57%$225.64
32,050 at 7.58%$225.86
32,050 at 7.59%$226.08
32,050 at 7.6%$226.30
32,050 at 7.61%$226.52
32,050 at 7.62%$226.74
32,050 at 7.63%$226.96
32,050 at 7.64%$227.18
32,050 at 7.65%$227.40
32,050 at 7.66%$227.62
32,050 at 7.67%$227.84
32,050 at 7.68%$228.06
32,050 at 7.69%$228.28
32,050 at 7.7%$228.50
32,050 at 7.71%$228.72
32,050 at 7.72%$228.95
32,050 at 7.73%$229.17
32,050 at 7.74%$229.39
32,050 at 7.75%$229.61
32,050 at 7.76%$229.83
32,050 at 7.77%$230.05
32,050 at 7.78%$230.27
32,050 at 7.79%$230.50
32,050 at 7.8%$230.72
32,050 at 7.81%$230.94
32,050 at 7.82%$231.16
32,050 at 7.83%$231.38
32,050 at 7.84%$231.61
32,050 at 7.85%$231.83
32,050 at 7.86%$232.05
32,050 at 7.87%$232.27
32,050 at 7.88%$232.50
32,050 at 7.89%$232.72
32,050 at 7.9%$232.94
32,050 at 7.91%$233.16
32,050 at 7.92%$233.39
32,050 at 7.93%$233.61
32,050 at 7.94%$233.83
32,050 at 7.95%$234.06
32,050 at 7.96%$234.28
32,050 at 7.97%$234.50
32,050 at 7.98%$234.72
32,050 at 7.99%$234.95
32,050 at 8%$235.17
More Amounts
What is the down payment for a $32,050 house? How much do you need to put down?
Percent Down Down Payment
1%321
2%641
3%962
4%1,282
5%1,603
6%1,923
7%2,244
8%2,564
9%2,885
10%3,205
11%3,526
12%3,846
13%4,167
14%4,487
15%4,808
16%5,128
17%5,449
18%5,769
19%6,090
20%6,410
Percent Down Down Payment
21%6,731
22%7,051
23%7,372
24%7,692
25%8,013
26%8,333
27%8,654
28%8,974
29%9,295
30%9,615
31%9,936
32%10,256
33%10,577
34%10,897
35%11,218
36%11,538
37%11,859
38%12,179
39%12,500
40%12,820
Percent Down Down Payment
41%13,141
42%13,461
43%13,782
44%14,102
45%14,423
46%14,743
47%15,064
48%15,384
49%15,705
50%16,025
51%16,346
52%16,666
53%16,987
54%17,307
55%17,628
56%17,948
57%18,269
58%18,589
59%18,910
60%19,230
Percent Down Down Payment
61%19,551
62%19,871
63%20,192
64%20,512
65%20,833
66%21,153
67%21,474
68%21,794
69%22,115
70%22,435
71%22,756
72%23,076
73%23,397
74%23,717
75%24,038
76%24,358
77%24,679
78%24,999
79%25,320
80%25,640
Percent Down Down Payment
81%25,961
82%26,281
83%26,602
84%26,922
85%27,243
86%27,563
87%27,884
88%28,204
89%28,525
90%28,845
91%29,166
92%29,486
93%29,807
94%30,127
95%30,448
96%30,768
97%31,089
98%31,409
99%31,730
100%32,050
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.