$316,000 Mortgage

What is the monthly payment of a 316,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $316,000 Mortgage Loan
See the monthly payment for a thirty year, 316k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $316,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$1,169.58
2.02%$1,171.16
2.03%$1,172.74
2.04%$1,174.33
2.05%$1,175.91
2.06%$1,177.50
2.07%$1,179.09
2.08%$1,180.68
2.09%$1,182.27
2.1%$1,183.86
2.11%$1,185.46
2.12%$1,187.05
2.13%$1,188.65
2.14%$1,190.24
2.15%$1,191.84
2.16%$1,193.44
2.17%$1,195.04
2.18%$1,196.65
2.19%$1,198.25
2.2%$1,199.85
2.21%$1,201.46
2.22%$1,203.07
2.23%$1,204.68
2.24%$1,206.29
2.25%$1,207.90
2.26%$1,209.51
2.27%$1,211.12
2.28%$1,212.74
2.29%$1,214.35
2.3%$1,215.97
2.31%$1,217.59
2.32%$1,219.21
2.33%$1,220.83
2.34%$1,222.45
2.35%$1,224.08
2.36%$1,225.70
2.37%$1,227.33
2.38%$1,228.96
2.39%$1,230.58
2.4%$1,232.21
2.41%$1,233.85
2.42%$1,235.48
2.43%$1,237.11
2.44%$1,238.75
2.45%$1,240.38
2.46%$1,242.02
2.47%$1,243.66
2.48%$1,245.30
2.49%$1,246.94
2.5%$1,248.58
2.51%$1,250.23
2.52%$1,251.87
2.53%$1,253.52
2.54%$1,255.16
2.55%$1,256.81
2.56%$1,258.46
2.57%$1,260.11
2.58%$1,261.77
2.59%$1,263.42
2.6%$1,265.07
2.61%$1,266.73
2.62%$1,268.39
2.63%$1,270.05
2.64%$1,271.70
2.65%$1,273.37
2.66%$1,275.03
2.67%$1,276.69
2.68%$1,278.36
2.69%$1,280.02
2.7%$1,281.69
2.71%$1,283.36
2.72%$1,285.03
2.73%$1,286.70
2.74%$1,288.37
2.75%$1,290.04
2.76%$1,291.72
2.77%$1,293.39
2.78%$1,295.07
2.79%$1,296.75
2.8%$1,298.43
2.81%$1,300.11
2.82%$1,301.79
2.83%$1,303.47
2.84%$1,305.16
2.85%$1,306.84
2.86%$1,308.53
2.87%$1,310.22
2.88%$1,311.90
2.89%$1,313.60
2.9%$1,315.29
2.91%$1,316.98
2.92%$1,318.67
2.93%$1,320.37
2.94%$1,322.06
2.95%$1,323.76
2.96%$1,325.46
2.97%$1,327.16
2.98%$1,328.86
2.99%$1,330.57
3%$1,332.27
3.01%$1,333.97
3.02%$1,335.68
3.03%$1,337.39
3.04%$1,339.10
3.05%$1,340.81
3.06%$1,342.52
3.07%$1,344.23
3.08%$1,345.94
3.09%$1,347.66
3.1%$1,349.37
3.11%$1,351.09
3.12%$1,352.81
3.13%$1,354.53
3.14%$1,356.25
3.15%$1,357.97
3.16%$1,359.69
3.17%$1,361.42
3.18%$1,363.14
3.19%$1,364.87
3.2%$1,366.60
3.21%$1,368.32
3.22%$1,370.05
3.23%$1,371.79
3.24%$1,373.52
3.25%$1,375.25
3.26%$1,376.99
3.27%$1,378.72
3.28%$1,380.46
3.29%$1,382.20
3.3%$1,383.94
3.31%$1,385.68
3.32%$1,387.42
3.33%$1,389.16
3.34%$1,390.91
3.35%$1,392.65
3.36%$1,394.40
3.37%$1,396.15
3.38%$1,397.90
3.39%$1,399.65
3.4%$1,401.40
3.41%$1,403.15
3.42%$1,404.91
3.43%$1,406.66
3.44%$1,408.42
3.45%$1,410.18
3.46%$1,411.93
3.47%$1,413.69
3.48%$1,415.46
3.49%$1,417.22
3.5%$1,418.98
Interest Rate 30 Year
3.51%$1,420.75
3.52%$1,422.51
3.53%$1,424.28
3.54%$1,426.05
3.55%$1,427.82
3.56%$1,429.59
3.57%$1,431.36
3.58%$1,433.13
3.59%$1,434.90
3.6%$1,436.68
3.61%$1,438.46
3.62%$1,440.23
3.63%$1,442.01
3.64%$1,443.79
3.65%$1,445.57
3.66%$1,447.35
3.67%$1,449.14
3.68%$1,450.92
3.69%$1,452.71
3.7%$1,454.49
3.71%$1,456.28
3.72%$1,458.07
3.73%$1,459.86
3.74%$1,461.65
3.75%$1,463.45
3.76%$1,465.24
3.77%$1,467.03
3.78%$1,468.83
3.79%$1,470.63
3.8%$1,472.43
3.81%$1,474.22
3.82%$1,476.03
3.83%$1,477.83
3.84%$1,479.63
3.85%$1,481.43
3.86%$1,483.24
3.87%$1,485.05
3.88%$1,486.85
3.89%$1,488.66
3.9%$1,490.47
3.91%$1,492.28
3.92%$1,494.09
3.93%$1,495.91
3.94%$1,497.72
3.95%$1,499.54
3.96%$1,501.35
3.97%$1,503.17
3.98%$1,504.99
3.99%$1,506.81
4%$1,508.63
4.01%$1,510.45
4.02%$1,512.28
4.03%$1,514.10
4.04%$1,515.93
4.05%$1,517.76
4.06%$1,519.58
4.07%$1,521.41
4.08%$1,523.24
4.09%$1,525.07
4.1%$1,526.91
4.11%$1,528.74
4.12%$1,530.58
4.13%$1,532.41
4.14%$1,534.25
4.15%$1,536.09
4.16%$1,537.93
4.17%$1,539.77
4.18%$1,541.61
4.19%$1,543.45
4.2%$1,545.29
4.21%$1,547.14
4.22%$1,548.99
4.23%$1,550.83
4.24%$1,552.68
4.25%$1,554.53
4.26%$1,556.38
4.27%$1,558.23
4.28%$1,560.08
4.29%$1,561.94
4.3%$1,563.79
4.31%$1,565.65
4.32%$1,567.51
4.33%$1,569.37
4.34%$1,571.22
4.35%$1,573.09
4.36%$1,574.95
4.37%$1,576.81
4.38%$1,578.67
4.39%$1,580.54
4.4%$1,582.40
4.41%$1,584.27
4.42%$1,586.14
4.43%$1,588.01
4.44%$1,589.88
4.45%$1,591.75
4.46%$1,593.62
4.47%$1,595.50
4.48%$1,597.37
4.49%$1,599.25
4.5%$1,601.13
4.51%$1,603.00
4.52%$1,604.88
4.53%$1,606.76
4.54%$1,608.64
4.55%$1,610.53
4.56%$1,612.41
4.57%$1,614.30
4.58%$1,616.18
4.59%$1,618.07
4.6%$1,619.96
4.61%$1,621.85
4.62%$1,623.74
4.63%$1,625.63
4.64%$1,627.52
4.65%$1,629.41
4.66%$1,631.31
4.67%$1,633.20
4.68%$1,635.10
4.69%$1,637.00
4.7%$1,638.90
4.71%$1,640.80
4.72%$1,642.70
4.73%$1,644.60
4.74%$1,646.50
4.75%$1,648.41
4.76%$1,650.31
4.77%$1,652.22
4.78%$1,654.12
4.79%$1,656.03
4.8%$1,657.94
4.81%$1,659.85
4.82%$1,661.76
4.83%$1,663.68
4.84%$1,665.59
4.85%$1,667.51
4.86%$1,669.42
4.87%$1,671.34
4.88%$1,673.26
4.89%$1,675.18
4.9%$1,677.10
4.91%$1,679.02
4.92%$1,680.94
4.93%$1,682.86
4.94%$1,684.79
4.95%$1,686.71
4.96%$1,688.64
4.97%$1,690.57
4.98%$1,692.50
4.99%$1,694.43
5%$1,696.36
Interest Rate 30 Year
5.01%$1,698.29
5.02%$1,700.22
5.03%$1,702.15
5.04%$1,704.09
5.05%$1,706.03
5.06%$1,707.96
5.07%$1,709.90
5.08%$1,711.84
5.09%$1,713.78
5.1%$1,715.72
5.11%$1,717.66
5.12%$1,719.61
5.13%$1,721.55
5.14%$1,723.50
5.15%$1,725.44
5.16%$1,727.39
5.17%$1,729.34
5.18%$1,731.29
5.19%$1,733.24
5.2%$1,735.19
5.21%$1,737.14
5.22%$1,739.10
5.23%$1,741.05
5.24%$1,743.01
5.25%$1,744.96
5.26%$1,746.92
5.27%$1,748.88
5.28%$1,750.84
5.29%$1,752.80
5.3%$1,754.76
5.31%$1,756.73
5.32%$1,758.69
5.33%$1,760.65
5.34%$1,762.62
5.35%$1,764.59
5.36%$1,766.56
5.37%$1,768.52
5.38%$1,770.49
5.39%$1,772.47
5.4%$1,774.44
5.41%$1,776.41
5.42%$1,778.38
5.43%$1,780.36
5.44%$1,782.34
5.45%$1,784.31
5.46%$1,786.29
5.47%$1,788.27
5.48%$1,790.25
5.49%$1,792.23
5.5%$1,794.21
5.51%$1,796.20
5.52%$1,798.18
5.53%$1,800.17
5.54%$1,802.15
5.55%$1,804.14
5.56%$1,806.13
5.57%$1,808.12
5.58%$1,810.11
5.59%$1,812.10
5.6%$1,814.09
5.61%$1,816.08
5.62%$1,818.08
5.63%$1,820.07
5.64%$1,822.07
5.65%$1,824.07
5.66%$1,826.06
5.67%$1,828.06
5.68%$1,830.06
5.69%$1,832.06
5.7%$1,834.07
5.71%$1,836.07
5.72%$1,838.07
5.73%$1,840.08
5.74%$1,842.08
5.75%$1,844.09
5.76%$1,846.10
5.77%$1,848.11
5.78%$1,850.12
5.79%$1,852.13
5.8%$1,854.14
5.81%$1,856.15
5.82%$1,858.17
5.83%$1,860.18
5.84%$1,862.20
5.85%$1,864.21
5.86%$1,866.23
5.87%$1,868.25
5.88%$1,870.27
5.89%$1,872.29
5.9%$1,874.31
5.91%$1,876.33
5.92%$1,878.36
5.93%$1,880.38
5.94%$1,882.41
5.95%$1,884.43
5.96%$1,886.46
5.97%$1,888.49
5.98%$1,890.52
5.99%$1,892.55
6%$1,894.58
6.01%$1,896.61
6.02%$1,898.64
6.03%$1,900.68
6.04%$1,902.71
6.05%$1,904.75
6.06%$1,906.79
6.07%$1,908.82
6.08%$1,910.86
6.09%$1,912.90
6.1%$1,914.94
6.11%$1,916.99
6.12%$1,919.03
6.13%$1,921.07
6.14%$1,923.12
6.15%$1,925.16
6.16%$1,927.21
6.17%$1,929.25
6.18%$1,931.30
6.19%$1,933.35
6.2%$1,935.40
6.21%$1,937.45
6.22%$1,939.50
6.23%$1,941.56
6.24%$1,943.61
6.25%$1,945.67
6.26%$1,947.72
6.27%$1,949.78
6.28%$1,951.84
6.29%$1,953.89
6.3%$1,955.95
6.31%$1,958.01
6.32%$1,960.08
6.33%$1,962.14
6.34%$1,964.20
6.35%$1,966.26
6.36%$1,968.33
6.37%$1,970.40
6.38%$1,972.46
6.39%$1,974.53
6.4%$1,976.60
6.41%$1,978.67
6.42%$1,980.74
6.43%$1,982.81
6.44%$1,984.88
6.45%$1,986.96
6.46%$1,989.03
6.47%$1,991.10
6.48%$1,993.18
6.49%$1,995.26
6.5%$1,997.33
Interest Rate 30 Year
6.51%$1,999.41
6.52%$2,001.49
6.53%$2,003.57
6.54%$2,005.65
6.55%$2,007.74
6.56%$2,009.82
6.57%$2,011.90
6.58%$2,013.99
6.59%$2,016.08
6.6%$2,018.16
6.61%$2,020.25
6.62%$2,022.34
6.63%$2,024.43
6.64%$2,026.52
6.65%$2,028.61
6.66%$2,030.70
6.67%$2,032.79
6.68%$2,034.89
6.69%$2,036.98
6.7%$2,039.08
6.71%$2,041.17
6.72%$2,043.27
6.73%$2,045.37
6.74%$2,047.47
6.75%$2,049.57
6.76%$2,051.67
6.77%$2,053.77
6.78%$2,055.88
6.79%$2,057.98
6.8%$2,060.08
6.81%$2,062.19
6.82%$2,064.30
6.83%$2,066.40
6.84%$2,068.51
6.85%$2,070.62
6.86%$2,072.73
6.87%$2,074.84
6.88%$2,076.95
6.89%$2,079.06
6.9%$2,081.18
6.91%$2,083.29
6.92%$2,085.41
6.93%$2,087.52
6.94%$2,089.64
6.95%$2,091.76
6.96%$2,093.87
6.97%$2,095.99
6.98%$2,098.11
6.99%$2,100.23
7%$2,102.36
7.01%$2,104.48
7.02%$2,106.60
7.03%$2,108.73
7.04%$2,110.85
7.05%$2,112.98
7.06%$2,115.10
7.07%$2,117.23
7.08%$2,119.36
7.09%$2,121.49
7.1%$2,123.62
7.11%$2,125.75
7.12%$2,127.88
7.13%$2,130.02
7.14%$2,132.15
7.15%$2,134.29
7.16%$2,136.42
7.17%$2,138.56
7.18%$2,140.69
7.19%$2,142.83
7.2%$2,144.97
7.21%$2,147.11
7.22%$2,149.25
7.23%$2,151.39
7.24%$2,153.53
7.25%$2,155.68
7.26%$2,157.82
7.27%$2,159.97
7.28%$2,162.11
7.29%$2,164.26
7.3%$2,166.40
7.31%$2,168.55
7.32%$2,170.70
7.33%$2,172.85
7.34%$2,175.00
7.35%$2,177.15
7.36%$2,179.30
7.37%$2,181.46
7.38%$2,183.61
7.39%$2,185.76
7.4%$2,187.92
7.41%$2,190.08
7.42%$2,192.23
7.43%$2,194.39
7.44%$2,196.55
7.45%$2,198.71
7.46%$2,200.87
7.47%$2,203.03
7.48%$2,205.19
7.49%$2,207.35
7.5%$2,209.52
7.51%$2,211.68
7.52%$2,213.85
7.53%$2,216.01
7.54%$2,218.18
7.55%$2,220.35
7.56%$2,222.52
7.57%$2,224.68
7.58%$2,226.85
7.59%$2,229.02
7.6%$2,231.20
7.61%$2,233.37
7.62%$2,235.54
7.63%$2,237.72
7.64%$2,239.89
7.65%$2,242.07
7.66%$2,244.24
7.67%$2,246.42
7.68%$2,248.60
7.69%$2,250.77
7.7%$2,252.95
7.71%$2,255.13
7.72%$2,257.32
7.73%$2,259.50
7.74%$2,261.68
7.75%$2,263.86
7.76%$2,266.05
7.77%$2,268.23
7.78%$2,270.42
7.79%$2,272.60
7.8%$2,274.79
7.81%$2,276.98
7.82%$2,279.17
7.83%$2,281.36
7.84%$2,283.55
7.85%$2,285.74
7.86%$2,287.93
7.87%$2,290.12
7.88%$2,292.32
7.89%$2,294.51
7.9%$2,296.71
7.91%$2,298.90
7.92%$2,301.10
7.93%$2,303.29
7.94%$2,305.49
7.95%$2,307.69
7.96%$2,309.89
7.97%$2,312.09
7.98%$2,314.29
7.99%$2,316.49
8%$2,318.70

What is the down payment for a $316,000 house? How much do you need to put down?

Percent Down Down Payment
1%3,160
2%6,320
3%9,480
4%12,640
5%15,800
6%18,960
7%22,120
8%25,280
9%28,440
10%31,600
11%34,760
12%37,920
13%41,080
14%44,240
15%47,400
16%50,560
17%53,720
18%56,880
19%60,040
20%63,200
Percent Down Down Payment
21%66,360
22%69,520
23%72,680
24%75,840
25%79,000
26%82,160
27%85,320
28%88,480
29%91,640
30%94,800
31%97,960
32%101,120
33%104,280
34%107,440
35%110,600
36%113,760
37%116,920
38%120,080
39%123,240
40%126,400
Percent Down Down Payment
41%129,560
42%132,720
43%135,880
44%139,040
45%142,200
46%145,360
47%148,520
48%151,680
49%154,840
50%158,000
51%161,160
52%164,320
53%167,480
54%170,640
55%173,800
56%176,960
57%180,120
58%183,280
59%186,440
60%189,600
Percent Down Down Payment
61%192,760
62%195,920
63%199,080
64%202,240
65%205,400
66%208,560
67%211,720
68%214,880
69%218,040
70%221,200
71%224,360
72%227,520
73%230,680
74%233,840
75%237,000
76%240,160
77%243,320
78%246,480
79%249,640
80%252,800
Percent Down Down Payment
81%255,960
82%259,120
83%262,280
84%265,440
85%268,600
86%271,760
87%274,920
88%278,080
89%281,240
90%284,400
91%287,560
92%290,720
93%293,880
94%297,040
95%300,200
96%303,360
97%306,520
98%309,680
99%312,840
100%316,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.