$31,000 Mortgage

What is the monthly payment of a 31,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $31,000 Mortgage Loan
See the monthly payment for a thirty year, 31k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $31,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$114.74
2.02%$114.89
2.03%$115.05
2.04%$115.20
2.05%$115.36
2.06%$115.51
2.07%$115.67
2.08%$115.83
2.09%$115.98
2.1%$116.14
2.11%$116.29
2.12%$116.45
2.13%$116.61
2.14%$116.76
2.15%$116.92
2.16%$117.08
2.17%$117.24
2.18%$117.39
2.19%$117.55
2.2%$117.71
2.21%$117.86
2.22%$118.02
2.23%$118.18
2.24%$118.34
2.25%$118.50
2.26%$118.65
2.27%$118.81
2.28%$118.97
2.29%$119.13
2.3%$119.29
2.31%$119.45
2.32%$119.61
2.33%$119.77
2.34%$119.92
2.35%$120.08
2.36%$120.24
2.37%$120.40
2.38%$120.56
2.39%$120.72
2.4%$120.88
2.41%$121.04
2.42%$121.20
2.43%$121.36
2.44%$121.52
2.45%$121.68
2.46%$121.84
2.47%$122.00
2.48%$122.17
2.49%$122.33
2.5%$122.49
2.51%$122.65
2.52%$122.81
2.53%$122.97
2.54%$123.13
2.55%$123.29
2.56%$123.46
2.57%$123.62
2.58%$123.78
2.59%$123.94
2.6%$124.11
2.61%$124.27
2.62%$124.43
2.63%$124.59
2.64%$124.76
2.65%$124.92
2.66%$125.08
2.67%$125.25
2.68%$125.41
2.69%$125.57
2.7%$125.74
2.71%$125.90
2.72%$126.06
2.73%$126.23
2.74%$126.39
2.75%$126.55
2.76%$126.72
2.77%$126.88
2.78%$127.05
2.79%$127.21
2.8%$127.38
2.81%$127.54
2.82%$127.71
2.83%$127.87
2.84%$128.04
2.85%$128.20
2.86%$128.37
2.87%$128.53
2.88%$128.70
2.89%$128.87
2.9%$129.03
2.91%$129.20
2.92%$129.36
2.93%$129.53
2.94%$129.70
2.95%$129.86
2.96%$130.03
2.97%$130.20
2.98%$130.36
2.99%$130.53
3%$130.70
3.01%$130.86
3.02%$131.03
3.03%$131.20
3.04%$131.37
3.05%$131.53
3.06%$131.70
3.07%$131.87
3.08%$132.04
3.09%$132.21
3.1%$132.38
3.11%$132.54
3.12%$132.71
3.13%$132.88
3.14%$133.05
3.15%$133.22
3.16%$133.39
3.17%$133.56
3.18%$133.73
3.19%$133.90
3.2%$134.06
3.21%$134.23
3.22%$134.40
3.23%$134.57
3.24%$134.74
3.25%$134.91
3.26%$135.08
3.27%$135.25
3.28%$135.42
3.29%$135.60
3.3%$135.77
3.31%$135.94
3.32%$136.11
3.33%$136.28
3.34%$136.45
3.35%$136.62
3.36%$136.79
3.37%$136.96
3.38%$137.14
3.39%$137.31
3.4%$137.48
3.41%$137.65
3.42%$137.82
3.43%$138.00
3.44%$138.17
3.45%$138.34
3.46%$138.51
3.47%$138.69
3.48%$138.86
3.49%$139.03
3.5%$139.20
Interest Rate 30 Year
3.51%$139.38
3.52%$139.55
3.53%$139.72
3.54%$139.90
3.55%$140.07
3.56%$140.24
3.57%$140.42
3.58%$140.59
3.59%$140.77
3.6%$140.94
3.61%$141.11
3.62%$141.29
3.63%$141.46
3.64%$141.64
3.65%$141.81
3.66%$141.99
3.67%$142.16
3.68%$142.34
3.69%$142.51
3.7%$142.69
3.71%$142.86
3.72%$143.04
3.73%$143.21
3.74%$143.39
3.75%$143.57
3.76%$143.74
3.77%$143.92
3.78%$144.09
3.79%$144.27
3.8%$144.45
3.81%$144.62
3.82%$144.80
3.83%$144.98
3.84%$145.15
3.85%$145.33
3.86%$145.51
3.87%$145.68
3.88%$145.86
3.89%$146.04
3.9%$146.22
3.91%$146.39
3.92%$146.57
3.93%$146.75
3.94%$146.93
3.95%$147.11
3.96%$147.28
3.97%$147.46
3.98%$147.64
3.99%$147.82
4%$148.00
4.01%$148.18
4.02%$148.36
4.03%$148.54
4.04%$148.71
4.05%$148.89
4.06%$149.07
4.07%$149.25
4.08%$149.43
4.09%$149.61
4.1%$149.79
4.11%$149.97
4.12%$150.15
4.13%$150.33
4.14%$150.51
4.15%$150.69
4.16%$150.87
4.17%$151.05
4.18%$151.23
4.19%$151.41
4.2%$151.60
4.21%$151.78
4.22%$151.96
4.23%$152.14
4.24%$152.32
4.25%$152.50
4.26%$152.68
4.27%$152.86
4.28%$153.05
4.29%$153.23
4.3%$153.41
4.31%$153.59
4.32%$153.77
4.33%$153.96
4.34%$154.14
4.35%$154.32
4.36%$154.50
4.37%$154.69
4.38%$154.87
4.39%$155.05
4.4%$155.24
4.41%$155.42
4.42%$155.60
4.43%$155.79
4.44%$155.97
4.45%$156.15
4.46%$156.34
4.47%$156.52
4.48%$156.70
4.49%$156.89
4.5%$157.07
4.51%$157.26
4.52%$157.44
4.53%$157.63
4.54%$157.81
4.55%$157.99
4.56%$158.18
4.57%$158.36
4.58%$158.55
4.59%$158.73
4.6%$158.92
4.61%$159.11
4.62%$159.29
4.63%$159.48
4.64%$159.66
4.65%$159.85
4.66%$160.03
4.67%$160.22
4.68%$160.41
4.69%$160.59
4.7%$160.78
4.71%$160.96
4.72%$161.15
4.73%$161.34
4.74%$161.52
4.75%$161.71
4.76%$161.90
4.77%$162.08
4.78%$162.27
4.79%$162.46
4.8%$162.65
4.81%$162.83
4.82%$163.02
4.83%$163.21
4.84%$163.40
4.85%$163.58
4.86%$163.77
4.87%$163.96
4.88%$164.15
4.89%$164.34
4.9%$164.53
4.91%$164.71
4.92%$164.90
4.93%$165.09
4.94%$165.28
4.95%$165.47
4.96%$165.66
4.97%$165.85
4.98%$166.04
4.99%$166.23
5%$166.41
Interest Rate 30 Year
5.01%$166.60
5.02%$166.79
5.03%$166.98
5.04%$167.17
5.05%$167.36
5.06%$167.55
5.07%$167.74
5.08%$167.93
5.09%$168.12
5.1%$168.31
5.11%$168.50
5.12%$168.70
5.13%$168.89
5.14%$169.08
5.15%$169.27
5.16%$169.46
5.17%$169.65
5.18%$169.84
5.19%$170.03
5.2%$170.22
5.21%$170.42
5.22%$170.61
5.23%$170.80
5.24%$170.99
5.25%$171.18
5.26%$171.38
5.27%$171.57
5.28%$171.76
5.29%$171.95
5.3%$172.14
5.31%$172.34
5.32%$172.53
5.33%$172.72
5.34%$172.92
5.35%$173.11
5.36%$173.30
5.37%$173.49
5.38%$173.69
5.39%$173.88
5.4%$174.07
5.41%$174.27
5.42%$174.46
5.43%$174.66
5.44%$174.85
5.45%$175.04
5.46%$175.24
5.47%$175.43
5.48%$175.63
5.49%$175.82
5.5%$176.01
5.51%$176.21
5.52%$176.40
5.53%$176.60
5.54%$176.79
5.55%$176.99
5.56%$177.18
5.57%$177.38
5.58%$177.57
5.59%$177.77
5.6%$177.96
5.61%$178.16
5.62%$178.36
5.63%$178.55
5.64%$178.75
5.65%$178.94
5.66%$179.14
5.67%$179.34
5.68%$179.53
5.69%$179.73
5.7%$179.92
5.71%$180.12
5.72%$180.32
5.73%$180.51
5.74%$180.71
5.75%$180.91
5.76%$181.10
5.77%$181.30
5.78%$181.50
5.79%$181.70
5.8%$181.89
5.81%$182.09
5.82%$182.29
5.83%$182.49
5.84%$182.68
5.85%$182.88
5.86%$183.08
5.87%$183.28
5.88%$183.48
5.89%$183.67
5.9%$183.87
5.91%$184.07
5.92%$184.27
5.93%$184.47
5.94%$184.67
5.95%$184.87
5.96%$185.06
5.97%$185.26
5.98%$185.46
5.99%$185.66
6%$185.86
6.01%$186.06
6.02%$186.26
6.03%$186.46
6.04%$186.66
6.05%$186.86
6.06%$187.06
6.07%$187.26
6.08%$187.46
6.09%$187.66
6.1%$187.86
6.11%$188.06
6.12%$188.26
6.13%$188.46
6.14%$188.66
6.15%$188.86
6.16%$189.06
6.17%$189.26
6.18%$189.46
6.19%$189.66
6.2%$189.87
6.21%$190.07
6.22%$190.27
6.23%$190.47
6.24%$190.67
6.25%$190.87
6.26%$191.07
6.27%$191.28
6.28%$191.48
6.29%$191.68
6.3%$191.88
6.31%$192.08
6.32%$192.29
6.33%$192.49
6.34%$192.69
6.35%$192.89
6.36%$193.10
6.37%$193.30
6.38%$193.50
6.39%$193.70
6.4%$193.91
6.41%$194.11
6.42%$194.31
6.43%$194.52
6.44%$194.72
6.45%$194.92
6.46%$195.13
6.47%$195.33
6.48%$195.53
6.49%$195.74
6.5%$195.94
Interest Rate 30 Year
6.51%$196.15
6.52%$196.35
6.53%$196.55
6.54%$196.76
6.55%$196.96
6.56%$197.17
6.57%$197.37
6.58%$197.57
6.59%$197.78
6.6%$197.98
6.61%$198.19
6.62%$198.39
6.63%$198.60
6.64%$198.80
6.65%$199.01
6.66%$199.21
6.67%$199.42
6.68%$199.63
6.69%$199.83
6.7%$200.04
6.71%$200.24
6.72%$200.45
6.73%$200.65
6.74%$200.86
6.75%$201.07
6.76%$201.27
6.77%$201.48
6.78%$201.68
6.79%$201.89
6.8%$202.10
6.81%$202.30
6.82%$202.51
6.83%$202.72
6.84%$202.92
6.85%$203.13
6.86%$203.34
6.87%$203.54
6.88%$203.75
6.89%$203.96
6.9%$204.17
6.91%$204.37
6.92%$204.58
6.93%$204.79
6.94%$205.00
6.95%$205.20
6.96%$205.41
6.97%$205.62
6.98%$205.83
6.99%$206.04
7%$206.24
7.01%$206.45
7.02%$206.66
7.03%$206.87
7.04%$207.08
7.05%$207.29
7.06%$207.49
7.07%$207.70
7.08%$207.91
7.09%$208.12
7.1%$208.33
7.11%$208.54
7.12%$208.75
7.13%$208.96
7.14%$209.17
7.15%$209.38
7.16%$209.59
7.17%$209.80
7.18%$210.00
7.19%$210.21
7.2%$210.42
7.21%$210.63
7.22%$210.84
7.23%$211.05
7.24%$211.26
7.25%$211.47
7.26%$211.68
7.27%$211.90
7.28%$212.11
7.29%$212.32
7.3%$212.53
7.31%$212.74
7.32%$212.95
7.33%$213.16
7.34%$213.37
7.35%$213.58
7.36%$213.79
7.37%$214.00
7.38%$214.21
7.39%$214.43
7.4%$214.64
7.41%$214.85
7.42%$215.06
7.43%$215.27
7.44%$215.48
7.45%$215.70
7.46%$215.91
7.47%$216.12
7.48%$216.33
7.49%$216.54
7.5%$216.76
7.51%$216.97
7.52%$217.18
7.53%$217.39
7.54%$217.61
7.55%$217.82
7.56%$218.03
7.57%$218.24
7.58%$218.46
7.59%$218.67
7.6%$218.88
7.61%$219.10
7.62%$219.31
7.63%$219.52
7.64%$219.74
7.65%$219.95
7.66%$220.16
7.67%$220.38
7.68%$220.59
7.69%$220.80
7.7%$221.02
7.71%$221.23
7.72%$221.45
7.73%$221.66
7.74%$221.87
7.75%$222.09
7.76%$222.30
7.77%$222.52
7.78%$222.73
7.79%$222.95
7.8%$223.16
7.81%$223.37
7.82%$223.59
7.83%$223.80
7.84%$224.02
7.85%$224.23
7.86%$224.45
7.87%$224.66
7.88%$224.88
7.89%$225.09
7.9%$225.31
7.91%$225.53
7.92%$225.74
7.93%$225.96
7.94%$226.17
7.95%$226.39
7.96%$226.60
7.97%$226.82
7.98%$227.03
7.99%$227.25
8%$227.47

What is the down payment for a $31,000 house? How much do you need to put down?

Percent Down Down Payment
1%310
2%620
3%930
4%1,240
5%1,550
6%1,860
7%2,170
8%2,480
9%2,790
10%3,100
11%3,410
12%3,720
13%4,030
14%4,340
15%4,650
16%4,960
17%5,270
18%5,580
19%5,890
20%6,200
Percent Down Down Payment
21%6,510
22%6,820
23%7,130
24%7,440
25%7,750
26%8,060
27%8,370
28%8,680
29%8,990
30%9,300
31%9,610
32%9,920
33%10,230
34%10,540
35%10,850
36%11,160
37%11,470
38%11,780
39%12,090
40%12,400
Percent Down Down Payment
41%12,710
42%13,020
43%13,330
44%13,640
45%13,950
46%14,260
47%14,570
48%14,880
49%15,190
50%15,500
51%15,810
52%16,120
53%16,430
54%16,740
55%17,050
56%17,360
57%17,670
58%17,980
59%18,290
60%18,600
Percent Down Down Payment
61%18,910
62%19,220
63%19,530
64%19,840
65%20,150
66%20,460
67%20,770
68%21,080
69%21,390
70%21,700
71%22,010
72%22,320
73%22,630
74%22,940
75%23,250
76%23,560
77%23,870
78%24,180
79%24,490
80%24,800
Percent Down Down Payment
81%25,110
82%25,420
83%25,730
84%26,040
85%26,350
86%26,660
87%26,970
88%27,280
89%27,590
90%27,900
91%28,210
92%28,520
93%28,830
94%29,140
95%29,450
96%29,760
97%30,070
98%30,380
99%30,690
100%31,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.