$30,950 Mortgage for 30 Years

What is the monthly payment of a 30,950 dollar loan?
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Loan Tables for a $30,950 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 31k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $30,950 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
30,950 at 2.01%$114.55
30,950 at 2.02%$114.71
30,950 at 2.03%$114.86
30,950 at 2.04%$115.02
30,950 at 2.05%$115.17
30,950 at 2.06%$115.33
30,950 at 2.07%$115.48
30,950 at 2.08%$115.64
30,950 at 2.09%$115.80
30,950 at 2.1%$115.95
30,950 at 2.11%$116.11
30,950 at 2.12%$116.26
30,950 at 2.13%$116.42
30,950 at 2.14%$116.58
30,950 at 2.15%$116.73
30,950 at 2.16%$116.89
30,950 at 2.17%$117.05
30,950 at 2.18%$117.20
30,950 at 2.19%$117.36
30,950 at 2.2%$117.52
30,950 at 2.21%$117.67
30,950 at 2.22%$117.83
30,950 at 2.23%$117.99
30,950 at 2.24%$118.15
30,950 at 2.25%$118.31
30,950 at 2.26%$118.46
30,950 at 2.27%$118.62
30,950 at 2.28%$118.78
30,950 at 2.29%$118.94
30,950 at 2.3%$119.10
30,950 at 2.31%$119.25
30,950 at 2.32%$119.41
30,950 at 2.33%$119.57
30,950 at 2.34%$119.73
30,950 at 2.35%$119.89
30,950 at 2.36%$120.05
30,950 at 2.37%$120.21
30,950 at 2.38%$120.37
30,950 at 2.39%$120.53
30,950 at 2.4%$120.69
30,950 at 2.41%$120.85
30,950 at 2.42%$121.01
30,950 at 2.43%$121.17
30,950 at 2.44%$121.33
30,950 at 2.45%$121.49
30,950 at 2.46%$121.65
30,950 at 2.47%$121.81
30,950 at 2.48%$121.97
30,950 at 2.49%$122.13
30,950 at 2.5%$122.29
30,950 at 2.51%$122.45
30,950 at 2.52%$122.61
30,950 at 2.53%$122.77
30,950 at 2.54%$122.93
30,950 at 2.55%$123.10
30,950 at 2.56%$123.26
30,950 at 2.57%$123.42
30,950 at 2.58%$123.58
30,950 at 2.59%$123.74
30,950 at 2.6%$123.91
30,950 at 2.61%$124.07
30,950 at 2.62%$124.23
30,950 at 2.63%$124.39
30,950 at 2.64%$124.55
30,950 at 2.65%$124.72
30,950 at 2.66%$124.88
30,950 at 2.67%$125.04
30,950 at 2.68%$125.21
30,950 at 2.69%$125.37
30,950 at 2.7%$125.53
30,950 at 2.71%$125.70
30,950 at 2.72%$125.86
30,950 at 2.73%$126.02
30,950 at 2.74%$126.19
30,950 at 2.75%$126.35
30,950 at 2.76%$126.51
30,950 at 2.77%$126.68
30,950 at 2.78%$126.84
30,950 at 2.79%$127.01
30,950 at 2.8%$127.17
30,950 at 2.81%$127.34
30,950 at 2.82%$127.50
30,950 at 2.83%$127.67
30,950 at 2.84%$127.83
30,950 at 2.85%$128.00
30,950 at 2.86%$128.16
30,950 at 2.87%$128.33
30,950 at 2.88%$128.49
30,950 at 2.89%$128.66
30,950 at 2.9%$128.82
30,950 at 2.91%$128.99
30,950 at 2.92%$129.15
30,950 at 2.93%$129.32
30,950 at 2.94%$129.49
30,950 at 2.95%$129.65
30,950 at 2.96%$129.82
30,950 at 2.97%$129.99
30,950 at 2.98%$130.15
30,950 at 2.99%$130.32
30,950 at 3%$130.49
30,950 at 3.01%$130.65
30,950 at 3.02%$130.82
30,950 at 3.03%$130.99
30,950 at 3.04%$131.16
30,950 at 3.05%$131.32
30,950 at 3.06%$131.49
30,950 at 3.07%$131.66
30,950 at 3.08%$131.83
30,950 at 3.09%$131.99
30,950 at 3.1%$132.16
30,950 at 3.11%$132.33
30,950 at 3.12%$132.50
30,950 at 3.13%$132.67
30,950 at 3.14%$132.83
30,950 at 3.15%$133.00
30,950 at 3.16%$133.17
30,950 at 3.17%$133.34
30,950 at 3.18%$133.51
30,950 at 3.19%$133.68
30,950 at 3.2%$133.85
30,950 at 3.21%$134.02
30,950 at 3.22%$134.19
30,950 at 3.23%$134.36
30,950 at 3.24%$134.53
30,950 at 3.25%$134.70
30,950 at 3.26%$134.87
30,950 at 3.27%$135.04
30,950 at 3.28%$135.21
30,950 at 3.29%$135.38
30,950 at 3.3%$135.55
30,950 at 3.31%$135.72
30,950 at 3.32%$135.89
30,950 at 3.33%$136.06
30,950 at 3.34%$136.23
30,950 at 3.35%$136.40
30,950 at 3.36%$136.57
30,950 at 3.37%$136.74
30,950 at 3.38%$136.91
30,950 at 3.39%$137.09
30,950 at 3.4%$137.26
30,950 at 3.41%$137.43
30,950 at 3.42%$137.60
30,950 at 3.43%$137.77
30,950 at 3.44%$137.94
30,950 at 3.45%$138.12
30,950 at 3.46%$138.29
30,950 at 3.47%$138.46
30,950 at 3.48%$138.63
30,950 at 3.49%$138.81
30,950 at 3.5%$138.98
Interest Rate 30 Year
30,950 at 3.51%$139.15
30,950 at 3.52%$139.33
30,950 at 3.53%$139.50
30,950 at 3.54%$139.67
30,950 at 3.55%$139.84
30,950 at 3.56%$140.02
30,950 at 3.57%$140.19
30,950 at 3.58%$140.37
30,950 at 3.59%$140.54
30,950 at 3.6%$140.71
30,950 at 3.61%$140.89
30,950 at 3.62%$141.06
30,950 at 3.63%$141.23
30,950 at 3.64%$141.41
30,950 at 3.65%$141.58
30,950 at 3.66%$141.76
30,950 at 3.67%$141.93
30,950 at 3.68%$142.11
30,950 at 3.69%$142.28
30,950 at 3.7%$142.46
30,950 at 3.71%$142.63
30,950 at 3.72%$142.81
30,950 at 3.73%$142.98
30,950 at 3.74%$143.16
30,950 at 3.75%$143.33
30,950 at 3.76%$143.51
30,950 at 3.77%$143.69
30,950 at 3.78%$143.86
30,950 at 3.79%$144.04
30,950 at 3.8%$144.21
30,950 at 3.81%$144.39
30,950 at 3.82%$144.57
30,950 at 3.83%$144.74
30,950 at 3.84%$144.92
30,950 at 3.85%$145.10
30,950 at 3.86%$145.27
30,950 at 3.87%$145.45
30,950 at 3.88%$145.63
30,950 at 3.89%$145.80
30,950 at 3.9%$145.98
30,950 at 3.91%$146.16
30,950 at 3.92%$146.34
30,950 at 3.93%$146.51
30,950 at 3.94%$146.69
30,950 at 3.95%$146.87
30,950 at 3.96%$147.05
30,950 at 3.97%$147.23
30,950 at 3.98%$147.40
30,950 at 3.99%$147.58
30,950 at 4%$147.76
30,950 at 4.01%$147.94
30,950 at 4.02%$148.12
30,950 at 4.03%$148.30
30,950 at 4.04%$148.47
30,950 at 4.05%$148.65
30,950 at 4.06%$148.83
30,950 at 4.07%$149.01
30,950 at 4.08%$149.19
30,950 at 4.09%$149.37
30,950 at 4.1%$149.55
30,950 at 4.11%$149.73
30,950 at 4.12%$149.91
30,950 at 4.13%$150.09
30,950 at 4.14%$150.27
30,950 at 4.15%$150.45
30,950 at 4.16%$150.63
30,950 at 4.17%$150.81
30,950 at 4.18%$150.99
30,950 at 4.19%$151.17
30,950 at 4.2%$151.35
30,950 at 4.21%$151.53
30,950 at 4.22%$151.71
30,950 at 4.23%$151.89
30,950 at 4.24%$152.07
30,950 at 4.25%$152.26
30,950 at 4.26%$152.44
30,950 at 4.27%$152.62
30,950 at 4.28%$152.80
30,950 at 4.29%$152.98
30,950 at 4.3%$153.16
30,950 at 4.31%$153.34
30,950 at 4.32%$153.53
30,950 at 4.33%$153.71
30,950 at 4.34%$153.89
30,950 at 4.35%$154.07
30,950 at 4.36%$154.26
30,950 at 4.37%$154.44
30,950 at 4.38%$154.62
30,950 at 4.39%$154.80
30,950 at 4.4%$154.99
30,950 at 4.41%$155.17
30,950 at 4.42%$155.35
30,950 at 4.43%$155.53
30,950 at 4.44%$155.72
30,950 at 4.45%$155.90
30,950 at 4.46%$156.08
30,950 at 4.47%$156.27
30,950 at 4.48%$156.45
30,950 at 4.49%$156.64
30,950 at 4.5%$156.82
30,950 at 4.51%$157.00
30,950 at 4.52%$157.19
30,950 at 4.53%$157.37
30,950 at 4.54%$157.56
30,950 at 4.55%$157.74
30,950 at 4.56%$157.92
30,950 at 4.57%$158.11
30,950 at 4.58%$158.29
30,950 at 4.59%$158.48
30,950 at 4.6%$158.66
30,950 at 4.61%$158.85
30,950 at 4.62%$159.03
30,950 at 4.63%$159.22
30,950 at 4.64%$159.40
30,950 at 4.65%$159.59
30,950 at 4.66%$159.78
30,950 at 4.67%$159.96
30,950 at 4.68%$160.15
30,950 at 4.69%$160.33
30,950 at 4.7%$160.52
30,950 at 4.71%$160.70
30,950 at 4.72%$160.89
30,950 at 4.73%$161.08
30,950 at 4.74%$161.26
30,950 at 4.75%$161.45
30,950 at 4.76%$161.64
30,950 at 4.77%$161.82
30,950 at 4.78%$162.01
30,950 at 4.79%$162.20
30,950 at 4.8%$162.38
30,950 at 4.81%$162.57
30,950 at 4.82%$162.76
30,950 at 4.83%$162.95
30,950 at 4.84%$163.13
30,950 at 4.85%$163.32
30,950 at 4.86%$163.51
30,950 at 4.87%$163.70
30,950 at 4.88%$163.88
30,950 at 4.89%$164.07
30,950 at 4.9%$164.26
30,950 at 4.91%$164.45
30,950 at 4.92%$164.64
30,950 at 4.93%$164.82
30,950 at 4.94%$165.01
30,950 at 4.95%$165.20
30,950 at 4.96%$165.39
30,950 at 4.97%$165.58
30,950 at 4.98%$165.77
30,950 at 4.99%$165.96
30,950 at 5%$166.15
Interest Rate 30 Year
30,950 at 5.01%$166.34
30,950 at 5.02%$166.52
30,950 at 5.03%$166.71
30,950 at 5.04%$166.90
30,950 at 5.05%$167.09
30,950 at 5.06%$167.28
30,950 at 5.07%$167.47
30,950 at 5.08%$167.66
30,950 at 5.09%$167.85
30,950 at 5.1%$168.04
30,950 at 5.11%$168.23
30,950 at 5.12%$168.42
30,950 at 5.13%$168.61
30,950 at 5.14%$168.80
30,950 at 5.15%$169.00
30,950 at 5.16%$169.19
30,950 at 5.17%$169.38
30,950 at 5.18%$169.57
30,950 at 5.19%$169.76
30,950 at 5.2%$169.95
30,950 at 5.21%$170.14
30,950 at 5.22%$170.33
30,950 at 5.23%$170.52
30,950 at 5.24%$170.72
30,950 at 5.25%$170.91
30,950 at 5.26%$171.10
30,950 at 5.27%$171.29
30,950 at 5.28%$171.48
30,950 at 5.29%$171.67
30,950 at 5.3%$171.87
30,950 at 5.31%$172.06
30,950 at 5.32%$172.25
30,950 at 5.33%$172.44
30,950 at 5.34%$172.64
30,950 at 5.35%$172.83
30,950 at 5.36%$173.02
30,950 at 5.37%$173.21
30,950 at 5.38%$173.41
30,950 at 5.39%$173.60
30,950 at 5.4%$173.79
30,950 at 5.41%$173.99
30,950 at 5.42%$174.18
30,950 at 5.43%$174.37
30,950 at 5.44%$174.57
30,950 at 5.45%$174.76
30,950 at 5.46%$174.95
30,950 at 5.47%$175.15
30,950 at 5.48%$175.34
30,950 at 5.49%$175.54
30,950 at 5.5%$175.73
30,950 at 5.51%$175.92
30,950 at 5.52%$176.12
30,950 at 5.53%$176.31
30,950 at 5.54%$176.51
30,950 at 5.55%$176.70
30,950 at 5.56%$176.90
30,950 at 5.57%$177.09
30,950 at 5.58%$177.29
30,950 at 5.59%$177.48
30,950 at 5.6%$177.68
30,950 at 5.61%$177.87
30,950 at 5.62%$178.07
30,950 at 5.63%$178.26
30,950 at 5.64%$178.46
30,950 at 5.65%$178.65
30,950 at 5.66%$178.85
30,950 at 5.67%$179.05
30,950 at 5.68%$179.24
30,950 at 5.69%$179.44
30,950 at 5.7%$179.63
30,950 at 5.71%$179.83
30,950 at 5.72%$180.03
30,950 at 5.73%$180.22
30,950 at 5.74%$180.42
30,950 at 5.75%$180.62
30,950 at 5.76%$180.81
30,950 at 5.77%$181.01
30,950 at 5.78%$181.21
30,950 at 5.79%$181.40
30,950 at 5.8%$181.60
30,950 at 5.81%$181.80
30,950 at 5.82%$181.99
30,950 at 5.83%$182.19
30,950 at 5.84%$182.39
30,950 at 5.85%$182.59
30,950 at 5.86%$182.78
30,950 at 5.87%$182.98
30,950 at 5.88%$183.18
30,950 at 5.89%$183.38
30,950 at 5.9%$183.58
30,950 at 5.91%$183.77
30,950 at 5.92%$183.97
30,950 at 5.93%$184.17
30,950 at 5.94%$184.37
30,950 at 5.95%$184.57
30,950 at 5.96%$184.77
30,950 at 5.97%$184.96
30,950 at 5.98%$185.16
30,950 at 5.99%$185.36
30,950 at 6%$185.56
30,950 at 6.01%$185.76
30,950 at 6.02%$185.96
30,950 at 6.03%$186.16
30,950 at 6.04%$186.36
30,950 at 6.05%$186.56
30,950 at 6.06%$186.76
30,950 at 6.07%$186.96
30,950 at 6.08%$187.16
30,950 at 6.09%$187.36
30,950 at 6.1%$187.56
30,950 at 6.11%$187.76
30,950 at 6.12%$187.96
30,950 at 6.13%$188.16
30,950 at 6.14%$188.36
30,950 at 6.15%$188.56
30,950 at 6.16%$188.76
30,950 at 6.17%$188.96
30,950 at 6.18%$189.16
30,950 at 6.19%$189.36
30,950 at 6.2%$189.56
30,950 at 6.21%$189.76
30,950 at 6.22%$189.96
30,950 at 6.23%$190.16
30,950 at 6.24%$190.36
30,950 at 6.25%$190.56
30,950 at 6.26%$190.77
30,950 at 6.27%$190.97
30,950 at 6.28%$191.17
30,950 at 6.29%$191.37
30,950 at 6.3%$191.57
30,950 at 6.31%$191.77
30,950 at 6.32%$191.98
30,950 at 6.33%$192.18
30,950 at 6.34%$192.38
30,950 at 6.35%$192.58
30,950 at 6.36%$192.78
30,950 at 6.37%$192.99
30,950 at 6.38%$193.19
30,950 at 6.39%$193.39
30,950 at 6.4%$193.59
30,950 at 6.41%$193.80
30,950 at 6.42%$194.00
30,950 at 6.43%$194.20
30,950 at 6.44%$194.41
30,950 at 6.45%$194.61
30,950 at 6.46%$194.81
30,950 at 6.47%$195.01
30,950 at 6.48%$195.22
30,950 at 6.49%$195.42
30,950 at 6.5%$195.63
Interest Rate 30 Year
30,950 at 6.51%$195.83
30,950 at 6.52%$196.03
30,950 at 6.53%$196.24
30,950 at 6.54%$196.44
30,950 at 6.55%$196.64
30,950 at 6.56%$196.85
30,950 at 6.57%$197.05
30,950 at 6.58%$197.26
30,950 at 6.59%$197.46
30,950 at 6.6%$197.66
30,950 at 6.61%$197.87
30,950 at 6.62%$198.07
30,950 at 6.63%$198.28
30,950 at 6.64%$198.48
30,950 at 6.65%$198.69
30,950 at 6.66%$198.89
30,950 at 6.67%$199.10
30,950 at 6.68%$199.30
30,950 at 6.69%$199.51
30,950 at 6.7%$199.71
30,950 at 6.71%$199.92
30,950 at 6.72%$200.12
30,950 at 6.73%$200.33
30,950 at 6.74%$200.54
30,950 at 6.75%$200.74
30,950 at 6.76%$200.95
30,950 at 6.77%$201.15
30,950 at 6.78%$201.36
30,950 at 6.79%$201.56
30,950 at 6.8%$201.77
30,950 at 6.81%$201.98
30,950 at 6.82%$202.18
30,950 at 6.83%$202.39
30,950 at 6.84%$202.60
30,950 at 6.85%$202.80
30,950 at 6.86%$203.01
30,950 at 6.87%$203.22
30,950 at 6.88%$203.42
30,950 at 6.89%$203.63
30,950 at 6.9%$203.84
30,950 at 6.91%$204.04
30,950 at 6.92%$204.25
30,950 at 6.93%$204.46
30,950 at 6.94%$204.67
30,950 at 6.95%$204.87
30,950 at 6.96%$205.08
30,950 at 6.97%$205.29
30,950 at 6.98%$205.50
30,950 at 6.99%$205.70
30,950 at 7%$205.91
30,950 at 7.01%$206.12
30,950 at 7.02%$206.33
30,950 at 7.03%$206.54
30,950 at 7.04%$206.74
30,950 at 7.05%$206.95
30,950 at 7.06%$207.16
30,950 at 7.07%$207.37
30,950 at 7.08%$207.58
30,950 at 7.09%$207.79
30,950 at 7.1%$207.99
30,950 at 7.11%$208.20
30,950 at 7.12%$208.41
30,950 at 7.13%$208.62
30,950 at 7.14%$208.83
30,950 at 7.15%$209.04
30,950 at 7.16%$209.25
30,950 at 7.17%$209.46
30,950 at 7.18%$209.67
30,950 at 7.19%$209.88
30,950 at 7.2%$210.08
30,950 at 7.21%$210.29
30,950 at 7.22%$210.50
30,950 at 7.23%$210.71
30,950 at 7.24%$210.92
30,950 at 7.25%$211.13
30,950 at 7.26%$211.34
30,950 at 7.27%$211.55
30,950 at 7.28%$211.76
30,950 at 7.29%$211.97
30,950 at 7.3%$212.18
30,950 at 7.31%$212.39
30,950 at 7.32%$212.61
30,950 at 7.33%$212.82
30,950 at 7.34%$213.03
30,950 at 7.35%$213.24
30,950 at 7.36%$213.45
30,950 at 7.37%$213.66
30,950 at 7.38%$213.87
30,950 at 7.39%$214.08
30,950 at 7.4%$214.29
30,950 at 7.41%$214.50
30,950 at 7.42%$214.71
30,950 at 7.43%$214.93
30,950 at 7.44%$215.14
30,950 at 7.45%$215.35
30,950 at 7.46%$215.56
30,950 at 7.47%$215.77
30,950 at 7.48%$215.98
30,950 at 7.49%$216.19
30,950 at 7.5%$216.41
30,950 at 7.51%$216.62
30,950 at 7.52%$216.83
30,950 at 7.53%$217.04
30,950 at 7.54%$217.26
30,950 at 7.55%$217.47
30,950 at 7.56%$217.68
30,950 at 7.57%$217.89
30,950 at 7.58%$218.10
30,950 at 7.59%$218.32
30,950 at 7.6%$218.53
30,950 at 7.61%$218.74
30,950 at 7.62%$218.96
30,950 at 7.63%$219.17
30,950 at 7.64%$219.38
30,950 at 7.65%$219.59
30,950 at 7.66%$219.81
30,950 at 7.67%$220.02
30,950 at 7.68%$220.23
30,950 at 7.69%$220.45
30,950 at 7.7%$220.66
30,950 at 7.71%$220.87
30,950 at 7.72%$221.09
30,950 at 7.73%$221.30
30,950 at 7.74%$221.52
30,950 at 7.75%$221.73
30,950 at 7.76%$221.94
30,950 at 7.77%$222.16
30,950 at 7.78%$222.37
30,950 at 7.79%$222.59
30,950 at 7.8%$222.80
30,950 at 7.81%$223.01
30,950 at 7.82%$223.23
30,950 at 7.83%$223.44
30,950 at 7.84%$223.66
30,950 at 7.85%$223.87
30,950 at 7.86%$224.09
30,950 at 7.87%$224.30
30,950 at 7.88%$224.52
30,950 at 7.89%$224.73
30,950 at 7.9%$224.95
30,950 at 7.91%$225.16
30,950 at 7.92%$225.38
30,950 at 7.93%$225.59
30,950 at 7.94%$225.81
30,950 at 7.95%$226.02
30,950 at 7.96%$226.24
30,950 at 7.97%$226.45
30,950 at 7.98%$226.67
30,950 at 7.99%$226.88
30,950 at 8%$227.10
More Amounts
What is the down payment for a $30,950 house? How much do you need to put down?
Percent Down Down Payment
1%310
2%619
3%929
4%1,238
5%1,548
6%1,857
7%2,167
8%2,476
9%2,786
10%3,095
11%3,405
12%3,714
13%4,024
14%4,333
15%4,643
16%4,952
17%5,262
18%5,571
19%5,881
20%6,190
Percent Down Down Payment
21%6,500
22%6,809
23%7,119
24%7,428
25%7,738
26%8,047
27%8,357
28%8,666
29%8,976
30%9,285
31%9,595
32%9,904
33%10,214
34%10,523
35%10,833
36%11,142
37%11,452
38%11,761
39%12,071
40%12,380
Percent Down Down Payment
41%12,690
42%12,999
43%13,309
44%13,618
45%13,928
46%14,237
47%14,547
48%14,856
49%15,166
50%15,475
51%15,785
52%16,094
53%16,404
54%16,713
55%17,023
56%17,332
57%17,642
58%17,951
59%18,261
60%18,570
Percent Down Down Payment
61%18,880
62%19,189
63%19,499
64%19,808
65%20,118
66%20,427
67%20,737
68%21,046
69%21,356
70%21,665
71%21,975
72%22,284
73%22,594
74%22,903
75%23,213
76%23,522
77%23,832
78%24,141
79%24,451
80%24,760
Percent Down Down Payment
81%25,070
82%25,379
83%25,689
84%25,998
85%26,308
86%26,617
87%26,927
88%27,236
89%27,546
90%27,855
91%28,165
92%28,474
93%28,784
94%29,093
95%29,403
96%29,712
97%30,022
98%30,331
99%30,641
100%30,950
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.