$30,900 Mortgage for 30 Years

What is the monthly payment of a 30,900 dollar loan?
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Loan Tables for a $30,900 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 31k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $30,900 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
30,900 at 2.01%$114.37
30,900 at 2.02%$114.52
30,900 at 2.03%$114.68
30,900 at 2.04%$114.83
30,900 at 2.05%$114.99
30,900 at 2.06%$115.14
30,900 at 2.07%$115.30
30,900 at 2.08%$115.45
30,900 at 2.09%$115.61
30,900 at 2.1%$115.76
30,900 at 2.11%$115.92
30,900 at 2.12%$116.08
30,900 at 2.13%$116.23
30,900 at 2.14%$116.39
30,900 at 2.15%$116.54
30,900 at 2.16%$116.70
30,900 at 2.17%$116.86
30,900 at 2.18%$117.01
30,900 at 2.19%$117.17
30,900 at 2.2%$117.33
30,900 at 2.21%$117.48
30,900 at 2.22%$117.64
30,900 at 2.23%$117.80
30,900 at 2.24%$117.96
30,900 at 2.25%$118.11
30,900 at 2.26%$118.27
30,900 at 2.27%$118.43
30,900 at 2.28%$118.59
30,900 at 2.29%$118.75
30,900 at 2.3%$118.90
30,900 at 2.31%$119.06
30,900 at 2.32%$119.22
30,900 at 2.33%$119.38
30,900 at 2.34%$119.54
30,900 at 2.35%$119.70
30,900 at 2.36%$119.86
30,900 at 2.37%$120.01
30,900 at 2.38%$120.17
30,900 at 2.39%$120.33
30,900 at 2.4%$120.49
30,900 at 2.41%$120.65
30,900 at 2.42%$120.81
30,900 at 2.43%$120.97
30,900 at 2.44%$121.13
30,900 at 2.45%$121.29
30,900 at 2.46%$121.45
30,900 at 2.47%$121.61
30,900 at 2.48%$121.77
30,900 at 2.49%$121.93
30,900 at 2.5%$122.09
30,900 at 2.51%$122.25
30,900 at 2.52%$122.41
30,900 at 2.53%$122.57
30,900 at 2.54%$122.74
30,900 at 2.55%$122.90
30,900 at 2.56%$123.06
30,900 at 2.57%$123.22
30,900 at 2.58%$123.38
30,900 at 2.59%$123.54
30,900 at 2.6%$123.70
30,900 at 2.61%$123.87
30,900 at 2.62%$124.03
30,900 at 2.63%$124.19
30,900 at 2.64%$124.35
30,900 at 2.65%$124.52
30,900 at 2.66%$124.68
30,900 at 2.67%$124.84
30,900 at 2.68%$125.00
30,900 at 2.69%$125.17
30,900 at 2.7%$125.33
30,900 at 2.71%$125.49
30,900 at 2.72%$125.66
30,900 at 2.73%$125.82
30,900 at 2.74%$125.98
30,900 at 2.75%$126.15
30,900 at 2.76%$126.31
30,900 at 2.77%$126.47
30,900 at 2.78%$126.64
30,900 at 2.79%$126.80
30,900 at 2.8%$126.97
30,900 at 2.81%$127.13
30,900 at 2.82%$127.30
30,900 at 2.83%$127.46
30,900 at 2.84%$127.62
30,900 at 2.85%$127.79
30,900 at 2.86%$127.95
30,900 at 2.87%$128.12
30,900 at 2.88%$128.28
30,900 at 2.89%$128.45
30,900 at 2.9%$128.62
30,900 at 2.91%$128.78
30,900 at 2.92%$128.95
30,900 at 2.93%$129.11
30,900 at 2.94%$129.28
30,900 at 2.95%$129.44
30,900 at 2.96%$129.61
30,900 at 2.97%$129.78
30,900 at 2.98%$129.94
30,900 at 2.99%$130.11
30,900 at 3%$130.28
30,900 at 3.01%$130.44
30,900 at 3.02%$130.61
30,900 at 3.03%$130.78
30,900 at 3.04%$130.94
30,900 at 3.05%$131.11
30,900 at 3.06%$131.28
30,900 at 3.07%$131.45
30,900 at 3.08%$131.61
30,900 at 3.09%$131.78
30,900 at 3.1%$131.95
30,900 at 3.11%$132.12
30,900 at 3.12%$132.28
30,900 at 3.13%$132.45
30,900 at 3.14%$132.62
30,900 at 3.15%$132.79
30,900 at 3.16%$132.96
30,900 at 3.17%$133.13
30,900 at 3.18%$133.29
30,900 at 3.19%$133.46
30,900 at 3.2%$133.63
30,900 at 3.21%$133.80
30,900 at 3.22%$133.97
30,900 at 3.23%$134.14
30,900 at 3.24%$134.31
30,900 at 3.25%$134.48
30,900 at 3.26%$134.65
30,900 at 3.27%$134.82
30,900 at 3.28%$134.99
30,900 at 3.29%$135.16
30,900 at 3.3%$135.33
30,900 at 3.31%$135.50
30,900 at 3.32%$135.67
30,900 at 3.33%$135.84
30,900 at 3.34%$136.01
30,900 at 3.35%$136.18
30,900 at 3.36%$136.35
30,900 at 3.37%$136.52
30,900 at 3.38%$136.69
30,900 at 3.39%$136.86
30,900 at 3.4%$137.04
30,900 at 3.41%$137.21
30,900 at 3.42%$137.38
30,900 at 3.43%$137.55
30,900 at 3.44%$137.72
30,900 at 3.45%$137.89
30,900 at 3.46%$138.07
30,900 at 3.47%$138.24
30,900 at 3.48%$138.41
30,900 at 3.49%$138.58
30,900 at 3.5%$138.75
Interest Rate 30 Year
30,900 at 3.51%$138.93
30,900 at 3.52%$139.10
30,900 at 3.53%$139.27
30,900 at 3.54%$139.45
30,900 at 3.55%$139.62
30,900 at 3.56%$139.79
30,900 at 3.57%$139.97
30,900 at 3.58%$140.14
30,900 at 3.59%$140.31
30,900 at 3.6%$140.49
30,900 at 3.61%$140.66
30,900 at 3.62%$140.83
30,900 at 3.63%$141.01
30,900 at 3.64%$141.18
30,900 at 3.65%$141.36
30,900 at 3.66%$141.53
30,900 at 3.67%$141.70
30,900 at 3.68%$141.88
30,900 at 3.69%$142.05
30,900 at 3.7%$142.23
30,900 at 3.71%$142.40
30,900 at 3.72%$142.58
30,900 at 3.73%$142.75
30,900 at 3.74%$142.93
30,900 at 3.75%$143.10
30,900 at 3.76%$143.28
30,900 at 3.77%$143.45
30,900 at 3.78%$143.63
30,900 at 3.79%$143.80
30,900 at 3.8%$143.98
30,900 at 3.81%$144.16
30,900 at 3.82%$144.33
30,900 at 3.83%$144.51
30,900 at 3.84%$144.69
30,900 at 3.85%$144.86
30,900 at 3.86%$145.04
30,900 at 3.87%$145.21
30,900 at 3.88%$145.39
30,900 at 3.89%$145.57
30,900 at 3.9%$145.75
30,900 at 3.91%$145.92
30,900 at 3.92%$146.10
30,900 at 3.93%$146.28
30,900 at 3.94%$146.45
30,900 at 3.95%$146.63
30,900 at 3.96%$146.81
30,900 at 3.97%$146.99
30,900 at 3.98%$147.17
30,900 at 3.99%$147.34
30,900 at 4%$147.52
30,900 at 4.01%$147.70
30,900 at 4.02%$147.88
30,900 at 4.03%$148.06
30,900 at 4.04%$148.23
30,900 at 4.05%$148.41
30,900 at 4.06%$148.59
30,900 at 4.07%$148.77
30,900 at 4.08%$148.95
30,900 at 4.09%$149.13
30,900 at 4.1%$149.31
30,900 at 4.11%$149.49
30,900 at 4.12%$149.67
30,900 at 4.13%$149.85
30,900 at 4.14%$150.03
30,900 at 4.15%$150.21
30,900 at 4.16%$150.39
30,900 at 4.17%$150.57
30,900 at 4.18%$150.75
30,900 at 4.19%$150.93
30,900 at 4.2%$151.11
30,900 at 4.21%$151.29
30,900 at 4.22%$151.47
30,900 at 4.23%$151.65
30,900 at 4.24%$151.83
30,900 at 4.25%$152.01
30,900 at 4.26%$152.19
30,900 at 4.27%$152.37
30,900 at 4.28%$152.55
30,900 at 4.29%$152.73
30,900 at 4.3%$152.92
30,900 at 4.31%$153.10
30,900 at 4.32%$153.28
30,900 at 4.33%$153.46
30,900 at 4.34%$153.64
30,900 at 4.35%$153.82
30,900 at 4.36%$154.01
30,900 at 4.37%$154.19
30,900 at 4.38%$154.37
30,900 at 4.39%$154.55
30,900 at 4.4%$154.74
30,900 at 4.41%$154.92
30,900 at 4.42%$155.10
30,900 at 4.43%$155.28
30,900 at 4.44%$155.47
30,900 at 4.45%$155.65
30,900 at 4.46%$155.83
30,900 at 4.47%$156.02
30,900 at 4.48%$156.20
30,900 at 4.49%$156.38
30,900 at 4.5%$156.57
30,900 at 4.51%$156.75
30,900 at 4.52%$156.93
30,900 at 4.53%$157.12
30,900 at 4.54%$157.30
30,900 at 4.55%$157.49
30,900 at 4.56%$157.67
30,900 at 4.57%$157.85
30,900 at 4.58%$158.04
30,900 at 4.59%$158.22
30,900 at 4.6%$158.41
30,900 at 4.61%$158.59
30,900 at 4.62%$158.78
30,900 at 4.63%$158.96
30,900 at 4.64%$159.15
30,900 at 4.65%$159.33
30,900 at 4.66%$159.52
30,900 at 4.67%$159.70
30,900 at 4.68%$159.89
30,900 at 4.69%$160.07
30,900 at 4.7%$160.26
30,900 at 4.71%$160.44
30,900 at 4.72%$160.63
30,900 at 4.73%$160.82
30,900 at 4.74%$161.00
30,900 at 4.75%$161.19
30,900 at 4.76%$161.38
30,900 at 4.77%$161.56
30,900 at 4.78%$161.75
30,900 at 4.79%$161.93
30,900 at 4.8%$162.12
30,900 at 4.81%$162.31
30,900 at 4.82%$162.50
30,900 at 4.83%$162.68
30,900 at 4.84%$162.87
30,900 at 4.85%$163.06
30,900 at 4.86%$163.24
30,900 at 4.87%$163.43
30,900 at 4.88%$163.62
30,900 at 4.89%$163.81
30,900 at 4.9%$163.99
30,900 at 4.91%$164.18
30,900 at 4.92%$164.37
30,900 at 4.93%$164.56
30,900 at 4.94%$164.75
30,900 at 4.95%$164.93
30,900 at 4.96%$165.12
30,900 at 4.97%$165.31
30,900 at 4.98%$165.50
30,900 at 4.99%$165.69
30,900 at 5%$165.88
Interest Rate 30 Year
30,900 at 5.01%$166.07
30,900 at 5.02%$166.26
30,900 at 5.03%$166.44
30,900 at 5.04%$166.63
30,900 at 5.05%$166.82
30,900 at 5.06%$167.01
30,900 at 5.07%$167.20
30,900 at 5.08%$167.39
30,900 at 5.09%$167.58
30,900 at 5.1%$167.77
30,900 at 5.11%$167.96
30,900 at 5.12%$168.15
30,900 at 5.13%$168.34
30,900 at 5.14%$168.53
30,900 at 5.15%$168.72
30,900 at 5.16%$168.91
30,900 at 5.17%$169.10
30,900 at 5.18%$169.29
30,900 at 5.19%$169.48
30,900 at 5.2%$169.68
30,900 at 5.21%$169.87
30,900 at 5.22%$170.06
30,900 at 5.23%$170.25
30,900 at 5.24%$170.44
30,900 at 5.25%$170.63
30,900 at 5.26%$170.82
30,900 at 5.27%$171.01
30,900 at 5.28%$171.21
30,900 at 5.29%$171.40
30,900 at 5.3%$171.59
30,900 at 5.31%$171.78
30,900 at 5.32%$171.97
30,900 at 5.33%$172.17
30,900 at 5.34%$172.36
30,900 at 5.35%$172.55
30,900 at 5.36%$172.74
30,900 at 5.37%$172.93
30,900 at 5.38%$173.13
30,900 at 5.39%$173.32
30,900 at 5.4%$173.51
30,900 at 5.41%$173.71
30,900 at 5.42%$173.90
30,900 at 5.43%$174.09
30,900 at 5.44%$174.29
30,900 at 5.45%$174.48
30,900 at 5.46%$174.67
30,900 at 5.47%$174.87
30,900 at 5.48%$175.06
30,900 at 5.49%$175.25
30,900 at 5.5%$175.45
30,900 at 5.51%$175.64
30,900 at 5.52%$175.83
30,900 at 5.53%$176.03
30,900 at 5.54%$176.22
30,900 at 5.55%$176.42
30,900 at 5.56%$176.61
30,900 at 5.57%$176.81
30,900 at 5.58%$177.00
30,900 at 5.59%$177.20
30,900 at 5.6%$177.39
30,900 at 5.61%$177.59
30,900 at 5.62%$177.78
30,900 at 5.63%$177.98
30,900 at 5.64%$178.17
30,900 at 5.65%$178.37
30,900 at 5.66%$178.56
30,900 at 5.67%$178.76
30,900 at 5.68%$178.95
30,900 at 5.69%$179.15
30,900 at 5.7%$179.34
30,900 at 5.71%$179.54
30,900 at 5.72%$179.74
30,900 at 5.73%$179.93
30,900 at 5.74%$180.13
30,900 at 5.75%$180.32
30,900 at 5.76%$180.52
30,900 at 5.77%$180.72
30,900 at 5.78%$180.91
30,900 at 5.79%$181.11
30,900 at 5.8%$181.31
30,900 at 5.81%$181.50
30,900 at 5.82%$181.70
30,900 at 5.83%$181.90
30,900 at 5.84%$182.09
30,900 at 5.85%$182.29
30,900 at 5.86%$182.49
30,900 at 5.87%$182.69
30,900 at 5.88%$182.88
30,900 at 5.89%$183.08
30,900 at 5.9%$183.28
30,900 at 5.91%$183.48
30,900 at 5.92%$183.67
30,900 at 5.93%$183.87
30,900 at 5.94%$184.07
30,900 at 5.95%$184.27
30,900 at 5.96%$184.47
30,900 at 5.97%$184.67
30,900 at 5.98%$184.86
30,900 at 5.99%$185.06
30,900 at 6%$185.26
30,900 at 6.01%$185.46
30,900 at 6.02%$185.66
30,900 at 6.03%$185.86
30,900 at 6.04%$186.06
30,900 at 6.05%$186.26
30,900 at 6.06%$186.45
30,900 at 6.07%$186.65
30,900 at 6.08%$186.85
30,900 at 6.09%$187.05
30,900 at 6.1%$187.25
30,900 at 6.11%$187.45
30,900 at 6.12%$187.65
30,900 at 6.13%$187.85
30,900 at 6.14%$188.05
30,900 at 6.15%$188.25
30,900 at 6.16%$188.45
30,900 at 6.17%$188.65
30,900 at 6.18%$188.85
30,900 at 6.19%$189.05
30,900 at 6.2%$189.25
30,900 at 6.21%$189.45
30,900 at 6.22%$189.65
30,900 at 6.23%$189.85
30,900 at 6.24%$190.06
30,900 at 6.25%$190.26
30,900 at 6.26%$190.46
30,900 at 6.27%$190.66
30,900 at 6.28%$190.86
30,900 at 6.29%$191.06
30,900 at 6.3%$191.26
30,900 at 6.31%$191.46
30,900 at 6.32%$191.67
30,900 at 6.33%$191.87
30,900 at 6.34%$192.07
30,900 at 6.35%$192.27
30,900 at 6.36%$192.47
30,900 at 6.37%$192.67
30,900 at 6.38%$192.88
30,900 at 6.39%$193.08
30,900 at 6.4%$193.28
30,900 at 6.41%$193.48
30,900 at 6.42%$193.69
30,900 at 6.43%$193.89
30,900 at 6.44%$194.09
30,900 at 6.45%$194.29
30,900 at 6.46%$194.50
30,900 at 6.47%$194.70
30,900 at 6.48%$194.90
30,900 at 6.49%$195.11
30,900 at 6.5%$195.31
Interest Rate 30 Year
30,900 at 6.51%$195.51
30,900 at 6.52%$195.72
30,900 at 6.53%$195.92
30,900 at 6.54%$196.12
30,900 at 6.55%$196.33
30,900 at 6.56%$196.53
30,900 at 6.57%$196.73
30,900 at 6.58%$196.94
30,900 at 6.59%$197.14
30,900 at 6.6%$197.35
30,900 at 6.61%$197.55
30,900 at 6.62%$197.75
30,900 at 6.63%$197.96
30,900 at 6.64%$198.16
30,900 at 6.65%$198.37
30,900 at 6.66%$198.57
30,900 at 6.67%$198.78
30,900 at 6.68%$198.98
30,900 at 6.69%$199.19
30,900 at 6.7%$199.39
30,900 at 6.71%$199.60
30,900 at 6.72%$199.80
30,900 at 6.73%$200.01
30,900 at 6.74%$200.21
30,900 at 6.75%$200.42
30,900 at 6.76%$200.62
30,900 at 6.77%$200.83
30,900 at 6.78%$201.03
30,900 at 6.79%$201.24
30,900 at 6.8%$201.44
30,900 at 6.81%$201.65
30,900 at 6.82%$201.86
30,900 at 6.83%$202.06
30,900 at 6.84%$202.27
30,900 at 6.85%$202.48
30,900 at 6.86%$202.68
30,900 at 6.87%$202.89
30,900 at 6.88%$203.09
30,900 at 6.89%$203.30
30,900 at 6.9%$203.51
30,900 at 6.91%$203.71
30,900 at 6.92%$203.92
30,900 at 6.93%$204.13
30,900 at 6.94%$204.33
30,900 at 6.95%$204.54
30,900 at 6.96%$204.75
30,900 at 6.97%$204.96
30,900 at 6.98%$205.16
30,900 at 6.99%$205.37
30,900 at 7%$205.58
30,900 at 7.01%$205.79
30,900 at 7.02%$205.99
30,900 at 7.03%$206.20
30,900 at 7.04%$206.41
30,900 at 7.05%$206.62
30,900 at 7.06%$206.83
30,900 at 7.07%$207.03
30,900 at 7.08%$207.24
30,900 at 7.09%$207.45
30,900 at 7.1%$207.66
30,900 at 7.11%$207.87
30,900 at 7.12%$208.07
30,900 at 7.13%$208.28
30,900 at 7.14%$208.49
30,900 at 7.15%$208.70
30,900 at 7.16%$208.91
30,900 at 7.17%$209.12
30,900 at 7.18%$209.33
30,900 at 7.19%$209.54
30,900 at 7.2%$209.75
30,900 at 7.21%$209.95
30,900 at 7.22%$210.16
30,900 at 7.23%$210.37
30,900 at 7.24%$210.58
30,900 at 7.25%$210.79
30,900 at 7.26%$211.00
30,900 at 7.27%$211.21
30,900 at 7.28%$211.42
30,900 at 7.29%$211.63
30,900 at 7.3%$211.84
30,900 at 7.31%$212.05
30,900 at 7.32%$212.26
30,900 at 7.33%$212.47
30,900 at 7.34%$212.68
30,900 at 7.35%$212.89
30,900 at 7.36%$213.10
30,900 at 7.37%$213.31
30,900 at 7.38%$213.52
30,900 at 7.39%$213.73
30,900 at 7.4%$213.95
30,900 at 7.41%$214.16
30,900 at 7.42%$214.37
30,900 at 7.43%$214.58
30,900 at 7.44%$214.79
30,900 at 7.45%$215.00
30,900 at 7.46%$215.21
30,900 at 7.47%$215.42
30,900 at 7.48%$215.63
30,900 at 7.49%$215.85
30,900 at 7.5%$216.06
30,900 at 7.51%$216.27
30,900 at 7.52%$216.48
30,900 at 7.53%$216.69
30,900 at 7.54%$216.90
30,900 at 7.55%$217.12
30,900 at 7.56%$217.33
30,900 at 7.57%$217.54
30,900 at 7.58%$217.75
30,900 at 7.59%$217.96
30,900 at 7.6%$218.18
30,900 at 7.61%$218.39
30,900 at 7.62%$218.60
30,900 at 7.63%$218.81
30,900 at 7.64%$219.03
30,900 at 7.65%$219.24
30,900 at 7.66%$219.45
30,900 at 7.67%$219.67
30,900 at 7.68%$219.88
30,900 at 7.69%$220.09
30,900 at 7.7%$220.30
30,900 at 7.71%$220.52
30,900 at 7.72%$220.73
30,900 at 7.73%$220.94
30,900 at 7.74%$221.16
30,900 at 7.75%$221.37
30,900 at 7.76%$221.58
30,900 at 7.77%$221.80
30,900 at 7.78%$222.01
30,900 at 7.79%$222.23
30,900 at 7.8%$222.44
30,900 at 7.81%$222.65
30,900 at 7.82%$222.87
30,900 at 7.83%$223.08
30,900 at 7.84%$223.30
30,900 at 7.85%$223.51
30,900 at 7.86%$223.72
30,900 at 7.87%$223.94
30,900 at 7.88%$224.15
30,900 at 7.89%$224.37
30,900 at 7.9%$224.58
30,900 at 7.91%$224.80
30,900 at 7.92%$225.01
30,900 at 7.93%$225.23
30,900 at 7.94%$225.44
30,900 at 7.95%$225.66
30,900 at 7.96%$225.87
30,900 at 7.97%$226.09
30,900 at 7.98%$226.30
30,900 at 7.99%$226.52
30,900 at 8%$226.73
More Amounts
What is the down payment for a $30,900 house? How much do you need to put down?
Percent Down Down Payment
1%309
2%618
3%927
4%1,236
5%1,545
6%1,854
7%2,163
8%2,472
9%2,781
10%3,090
11%3,399
12%3,708
13%4,017
14%4,326
15%4,635
16%4,944
17%5,253
18%5,562
19%5,871
20%6,180
Percent Down Down Payment
21%6,489
22%6,798
23%7,107
24%7,416
25%7,725
26%8,034
27%8,343
28%8,652
29%8,961
30%9,270
31%9,579
32%9,888
33%10,197
34%10,506
35%10,815
36%11,124
37%11,433
38%11,742
39%12,051
40%12,360
Percent Down Down Payment
41%12,669
42%12,978
43%13,287
44%13,596
45%13,905
46%14,214
47%14,523
48%14,832
49%15,141
50%15,450
51%15,759
52%16,068
53%16,377
54%16,686
55%16,995
56%17,304
57%17,613
58%17,922
59%18,231
60%18,540
Percent Down Down Payment
61%18,849
62%19,158
63%19,467
64%19,776
65%20,085
66%20,394
67%20,703
68%21,012
69%21,321
70%21,630
71%21,939
72%22,248
73%22,557
74%22,866
75%23,175
76%23,484
77%23,793
78%24,102
79%24,411
80%24,720
Percent Down Down Payment
81%25,029
82%25,338
83%25,647
84%25,956
85%26,265
86%26,574
87%26,883
88%27,192
89%27,501
90%27,810
91%28,119
92%28,428
93%28,737
94%29,046
95%29,355
96%29,664
97%29,973
98%30,282
99%30,591
100%30,900
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.