$30,750 Mortgage for 30 Years

What is the monthly payment of a 30,750 dollar loan?
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Loan Tables for a $30,750 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 31k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $30,750 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
30,750 at 2.01%$113.81
30,750 at 2.02%$113.97
30,750 at 2.03%$114.12
30,750 at 2.04%$114.27
30,750 at 2.05%$114.43
30,750 at 2.06%$114.58
30,750 at 2.07%$114.74
30,750 at 2.08%$114.89
30,750 at 2.09%$115.05
30,750 at 2.1%$115.20
30,750 at 2.11%$115.36
30,750 at 2.12%$115.51
30,750 at 2.13%$115.67
30,750 at 2.14%$115.82
30,750 at 2.15%$115.98
30,750 at 2.16%$116.13
30,750 at 2.17%$116.29
30,750 at 2.18%$116.45
30,750 at 2.19%$116.60
30,750 at 2.2%$116.76
30,750 at 2.21%$116.91
30,750 at 2.22%$117.07
30,750 at 2.23%$117.23
30,750 at 2.24%$117.38
30,750 at 2.25%$117.54
30,750 at 2.26%$117.70
30,750 at 2.27%$117.85
30,750 at 2.28%$118.01
30,750 at 2.29%$118.17
30,750 at 2.3%$118.33
30,750 at 2.31%$118.48
30,750 at 2.32%$118.64
30,750 at 2.33%$118.80
30,750 at 2.34%$118.96
30,750 at 2.35%$119.12
30,750 at 2.36%$119.27
30,750 at 2.37%$119.43
30,750 at 2.38%$119.59
30,750 at 2.39%$119.75
30,750 at 2.4%$119.91
30,750 at 2.41%$120.07
30,750 at 2.42%$120.22
30,750 at 2.43%$120.38
30,750 at 2.44%$120.54
30,750 at 2.45%$120.70
30,750 at 2.46%$120.86
30,750 at 2.47%$121.02
30,750 at 2.48%$121.18
30,750 at 2.49%$121.34
30,750 at 2.5%$121.50
30,750 at 2.51%$121.66
30,750 at 2.52%$121.82
30,750 at 2.53%$121.98
30,750 at 2.54%$122.14
30,750 at 2.55%$122.30
30,750 at 2.56%$122.46
30,750 at 2.57%$122.62
30,750 at 2.58%$122.78
30,750 at 2.59%$122.94
30,750 at 2.6%$123.10
30,750 at 2.61%$123.27
30,750 at 2.62%$123.43
30,750 at 2.63%$123.59
30,750 at 2.64%$123.75
30,750 at 2.65%$123.91
30,750 at 2.66%$124.07
30,750 at 2.67%$124.23
30,750 at 2.68%$124.40
30,750 at 2.69%$124.56
30,750 at 2.7%$124.72
30,750 at 2.71%$124.88
30,750 at 2.72%$125.05
30,750 at 2.73%$125.21
30,750 at 2.74%$125.37
30,750 at 2.75%$125.53
30,750 at 2.76%$125.70
30,750 at 2.77%$125.86
30,750 at 2.78%$126.02
30,750 at 2.79%$126.19
30,750 at 2.8%$126.35
30,750 at 2.81%$126.51
30,750 at 2.82%$126.68
30,750 at 2.83%$126.84
30,750 at 2.84%$127.00
30,750 at 2.85%$127.17
30,750 at 2.86%$127.33
30,750 at 2.87%$127.50
30,750 at 2.88%$127.66
30,750 at 2.89%$127.83
30,750 at 2.9%$127.99
30,750 at 2.91%$128.16
30,750 at 2.92%$128.32
30,750 at 2.93%$128.49
30,750 at 2.94%$128.65
30,750 at 2.95%$128.82
30,750 at 2.96%$128.98
30,750 at 2.97%$129.15
30,750 at 2.98%$129.31
30,750 at 2.99%$129.48
30,750 at 3%$129.64
30,750 at 3.01%$129.81
30,750 at 3.02%$129.98
30,750 at 3.03%$130.14
30,750 at 3.04%$130.31
30,750 at 3.05%$130.47
30,750 at 3.06%$130.64
30,750 at 3.07%$130.81
30,750 at 3.08%$130.97
30,750 at 3.09%$131.14
30,750 at 3.1%$131.31
30,750 at 3.11%$131.47
30,750 at 3.12%$131.64
30,750 at 3.13%$131.81
30,750 at 3.14%$131.98
30,750 at 3.15%$132.14
30,750 at 3.16%$132.31
30,750 at 3.17%$132.48
30,750 at 3.18%$132.65
30,750 at 3.19%$132.82
30,750 at 3.2%$132.98
30,750 at 3.21%$133.15
30,750 at 3.22%$133.32
30,750 at 3.23%$133.49
30,750 at 3.24%$133.66
30,750 at 3.25%$133.83
30,750 at 3.26%$133.99
30,750 at 3.27%$134.16
30,750 at 3.28%$134.33
30,750 at 3.29%$134.50
30,750 at 3.3%$134.67
30,750 at 3.31%$134.84
30,750 at 3.32%$135.01
30,750 at 3.33%$135.18
30,750 at 3.34%$135.35
30,750 at 3.35%$135.52
30,750 at 3.36%$135.69
30,750 at 3.37%$135.86
30,750 at 3.38%$136.03
30,750 at 3.39%$136.20
30,750 at 3.4%$136.37
30,750 at 3.41%$136.54
30,750 at 3.42%$136.71
30,750 at 3.43%$136.88
30,750 at 3.44%$137.05
30,750 at 3.45%$137.22
30,750 at 3.46%$137.40
30,750 at 3.47%$137.57
30,750 at 3.48%$137.74
30,750 at 3.49%$137.91
30,750 at 3.5%$138.08
Interest Rate 30 Year
30,750 at 3.51%$138.25
30,750 at 3.52%$138.42
30,750 at 3.53%$138.60
30,750 at 3.54%$138.77
30,750 at 3.55%$138.94
30,750 at 3.56%$139.11
30,750 at 3.57%$139.29
30,750 at 3.58%$139.46
30,750 at 3.59%$139.63
30,750 at 3.6%$139.80
30,750 at 3.61%$139.98
30,750 at 3.62%$140.15
30,750 at 3.63%$140.32
30,750 at 3.64%$140.50
30,750 at 3.65%$140.67
30,750 at 3.66%$140.84
30,750 at 3.67%$141.02
30,750 at 3.68%$141.19
30,750 at 3.69%$141.36
30,750 at 3.7%$141.54
30,750 at 3.71%$141.71
30,750 at 3.72%$141.89
30,750 at 3.73%$142.06
30,750 at 3.74%$142.23
30,750 at 3.75%$142.41
30,750 at 3.76%$142.58
30,750 at 3.77%$142.76
30,750 at 3.78%$142.93
30,750 at 3.79%$143.11
30,750 at 3.8%$143.28
30,750 at 3.81%$143.46
30,750 at 3.82%$143.63
30,750 at 3.83%$143.81
30,750 at 3.84%$143.98
30,750 at 3.85%$144.16
30,750 at 3.86%$144.33
30,750 at 3.87%$144.51
30,750 at 3.88%$144.69
30,750 at 3.89%$144.86
30,750 at 3.9%$145.04
30,750 at 3.91%$145.21
30,750 at 3.92%$145.39
30,750 at 3.93%$145.57
30,750 at 3.94%$145.74
30,750 at 3.95%$145.92
30,750 at 3.96%$146.10
30,750 at 3.97%$146.27
30,750 at 3.98%$146.45
30,750 at 3.99%$146.63
30,750 at 4%$146.81
30,750 at 4.01%$146.98
30,750 at 4.02%$147.16
30,750 at 4.03%$147.34
30,750 at 4.04%$147.52
30,750 at 4.05%$147.69
30,750 at 4.06%$147.87
30,750 at 4.07%$148.05
30,750 at 4.08%$148.23
30,750 at 4.09%$148.41
30,750 at 4.1%$148.58
30,750 at 4.11%$148.76
30,750 at 4.12%$148.94
30,750 at 4.13%$149.12
30,750 at 4.14%$149.30
30,750 at 4.15%$149.48
30,750 at 4.16%$149.66
30,750 at 4.17%$149.83
30,750 at 4.18%$150.01
30,750 at 4.19%$150.19
30,750 at 4.2%$150.37
30,750 at 4.21%$150.55
30,750 at 4.22%$150.73
30,750 at 4.23%$150.91
30,750 at 4.24%$151.09
30,750 at 4.25%$151.27
30,750 at 4.26%$151.45
30,750 at 4.27%$151.63
30,750 at 4.28%$151.81
30,750 at 4.29%$151.99
30,750 at 4.3%$152.17
30,750 at 4.31%$152.35
30,750 at 4.32%$152.53
30,750 at 4.33%$152.72
30,750 at 4.34%$152.90
30,750 at 4.35%$153.08
30,750 at 4.36%$153.26
30,750 at 4.37%$153.44
30,750 at 4.38%$153.62
30,750 at 4.39%$153.80
30,750 at 4.4%$153.98
30,750 at 4.41%$154.17
30,750 at 4.42%$154.35
30,750 at 4.43%$154.53
30,750 at 4.44%$154.71
30,750 at 4.45%$154.89
30,750 at 4.46%$155.08
30,750 at 4.47%$155.26
30,750 at 4.48%$155.44
30,750 at 4.49%$155.62
30,750 at 4.5%$155.81
30,750 at 4.51%$155.99
30,750 at 4.52%$156.17
30,750 at 4.53%$156.35
30,750 at 4.54%$156.54
30,750 at 4.55%$156.72
30,750 at 4.56%$156.90
30,750 at 4.57%$157.09
30,750 at 4.58%$157.27
30,750 at 4.59%$157.45
30,750 at 4.6%$157.64
30,750 at 4.61%$157.82
30,750 at 4.62%$158.01
30,750 at 4.63%$158.19
30,750 at 4.64%$158.37
30,750 at 4.65%$158.56
30,750 at 4.66%$158.74
30,750 at 4.67%$158.93
30,750 at 4.68%$159.11
30,750 at 4.69%$159.30
30,750 at 4.7%$159.48
30,750 at 4.71%$159.67
30,750 at 4.72%$159.85
30,750 at 4.73%$160.04
30,750 at 4.74%$160.22
30,750 at 4.75%$160.41
30,750 at 4.76%$160.59
30,750 at 4.77%$160.78
30,750 at 4.78%$160.96
30,750 at 4.79%$161.15
30,750 at 4.8%$161.33
30,750 at 4.81%$161.52
30,750 at 4.82%$161.71
30,750 at 4.83%$161.89
30,750 at 4.84%$162.08
30,750 at 4.85%$162.27
30,750 at 4.86%$162.45
30,750 at 4.87%$162.64
30,750 at 4.88%$162.82
30,750 at 4.89%$163.01
30,750 at 4.9%$163.20
30,750 at 4.91%$163.39
30,750 at 4.92%$163.57
30,750 at 4.93%$163.76
30,750 at 4.94%$163.95
30,750 at 4.95%$164.13
30,750 at 4.96%$164.32
30,750 at 4.97%$164.51
30,750 at 4.98%$164.70
30,750 at 4.99%$164.88
30,750 at 5%$165.07
Interest Rate 30 Year
30,750 at 5.01%$165.26
30,750 at 5.02%$165.45
30,750 at 5.03%$165.64
30,750 at 5.04%$165.83
30,750 at 5.05%$166.01
30,750 at 5.06%$166.20
30,750 at 5.07%$166.39
30,750 at 5.08%$166.58
30,750 at 5.09%$166.77
30,750 at 5.1%$166.96
30,750 at 5.11%$167.15
30,750 at 5.12%$167.34
30,750 at 5.13%$167.52
30,750 at 5.14%$167.71
30,750 at 5.15%$167.90
30,750 at 5.16%$168.09
30,750 at 5.17%$168.28
30,750 at 5.18%$168.47
30,750 at 5.19%$168.66
30,750 at 5.2%$168.85
30,750 at 5.21%$169.04
30,750 at 5.22%$169.23
30,750 at 5.23%$169.42
30,750 at 5.24%$169.61
30,750 at 5.25%$169.80
30,750 at 5.26%$169.99
30,750 at 5.27%$170.18
30,750 at 5.28%$170.37
30,750 at 5.29%$170.57
30,750 at 5.3%$170.76
30,750 at 5.31%$170.95
30,750 at 5.32%$171.14
30,750 at 5.33%$171.33
30,750 at 5.34%$171.52
30,750 at 5.35%$171.71
30,750 at 5.36%$171.90
30,750 at 5.37%$172.10
30,750 at 5.38%$172.29
30,750 at 5.39%$172.48
30,750 at 5.4%$172.67
30,750 at 5.41%$172.86
30,750 at 5.42%$173.05
30,750 at 5.43%$173.25
30,750 at 5.44%$173.44
30,750 at 5.45%$173.63
30,750 at 5.46%$173.82
30,750 at 5.47%$174.02
30,750 at 5.48%$174.21
30,750 at 5.49%$174.40
30,750 at 5.5%$174.60
30,750 at 5.51%$174.79
30,750 at 5.52%$174.98
30,750 at 5.53%$175.17
30,750 at 5.54%$175.37
30,750 at 5.55%$175.56
30,750 at 5.56%$175.75
30,750 at 5.57%$175.95
30,750 at 5.58%$176.14
30,750 at 5.59%$176.34
30,750 at 5.6%$176.53
30,750 at 5.61%$176.72
30,750 at 5.62%$176.92
30,750 at 5.63%$177.11
30,750 at 5.64%$177.31
30,750 at 5.65%$177.50
30,750 at 5.66%$177.69
30,750 at 5.67%$177.89
30,750 at 5.68%$178.08
30,750 at 5.69%$178.28
30,750 at 5.7%$178.47
30,750 at 5.71%$178.67
30,750 at 5.72%$178.86
30,750 at 5.73%$179.06
30,750 at 5.74%$179.25
30,750 at 5.75%$179.45
30,750 at 5.76%$179.64
30,750 at 5.77%$179.84
30,750 at 5.78%$180.04
30,750 at 5.79%$180.23
30,750 at 5.8%$180.43
30,750 at 5.81%$180.62
30,750 at 5.82%$180.82
30,750 at 5.83%$181.01
30,750 at 5.84%$181.21
30,750 at 5.85%$181.41
30,750 at 5.86%$181.60
30,750 at 5.87%$181.80
30,750 at 5.88%$182.00
30,750 at 5.89%$182.19
30,750 at 5.9%$182.39
30,750 at 5.91%$182.59
30,750 at 5.92%$182.78
30,750 at 5.93%$182.98
30,750 at 5.94%$183.18
30,750 at 5.95%$183.37
30,750 at 5.96%$183.57
30,750 at 5.97%$183.77
30,750 at 5.98%$183.97
30,750 at 5.99%$184.16
30,750 at 6%$184.36
30,750 at 6.01%$184.56
30,750 at 6.02%$184.76
30,750 at 6.03%$184.96
30,750 at 6.04%$185.15
30,750 at 6.05%$185.35
30,750 at 6.06%$185.55
30,750 at 6.07%$185.75
30,750 at 6.08%$185.95
30,750 at 6.09%$186.14
30,750 at 6.1%$186.34
30,750 at 6.11%$186.54
30,750 at 6.12%$186.74
30,750 at 6.13%$186.94
30,750 at 6.14%$187.14
30,750 at 6.15%$187.34
30,750 at 6.16%$187.54
30,750 at 6.17%$187.74
30,750 at 6.18%$187.94
30,750 at 6.19%$188.13
30,750 at 6.2%$188.33
30,750 at 6.21%$188.53
30,750 at 6.22%$188.73
30,750 at 6.23%$188.93
30,750 at 6.24%$189.13
30,750 at 6.25%$189.33
30,750 at 6.26%$189.53
30,750 at 6.27%$189.73
30,750 at 6.28%$189.93
30,750 at 6.29%$190.13
30,750 at 6.3%$190.33
30,750 at 6.31%$190.53
30,750 at 6.32%$190.74
30,750 at 6.33%$190.94
30,750 at 6.34%$191.14
30,750 at 6.35%$191.34
30,750 at 6.36%$191.54
30,750 at 6.37%$191.74
30,750 at 6.38%$191.94
30,750 at 6.39%$192.14
30,750 at 6.4%$192.34
30,750 at 6.41%$192.54
30,750 at 6.42%$192.75
30,750 at 6.43%$192.95
30,750 at 6.44%$193.15
30,750 at 6.45%$193.35
30,750 at 6.46%$193.55
30,750 at 6.47%$193.75
30,750 at 6.48%$193.96
30,750 at 6.49%$194.16
30,750 at 6.5%$194.36
Interest Rate 30 Year
30,750 at 6.51%$194.56
30,750 at 6.52%$194.77
30,750 at 6.53%$194.97
30,750 at 6.54%$195.17
30,750 at 6.55%$195.37
30,750 at 6.56%$195.58
30,750 at 6.57%$195.78
30,750 at 6.58%$195.98
30,750 at 6.59%$196.18
30,750 at 6.6%$196.39
30,750 at 6.61%$196.59
30,750 at 6.62%$196.79
30,750 at 6.63%$197.00
30,750 at 6.64%$197.20
30,750 at 6.65%$197.40
30,750 at 6.66%$197.61
30,750 at 6.67%$197.81
30,750 at 6.68%$198.02
30,750 at 6.69%$198.22
30,750 at 6.7%$198.42
30,750 at 6.71%$198.63
30,750 at 6.72%$198.83
30,750 at 6.73%$199.04
30,750 at 6.74%$199.24
30,750 at 6.75%$199.44
30,750 at 6.76%$199.65
30,750 at 6.77%$199.85
30,750 at 6.78%$200.06
30,750 at 6.79%$200.26
30,750 at 6.8%$200.47
30,750 at 6.81%$200.67
30,750 at 6.82%$200.88
30,750 at 6.83%$201.08
30,750 at 6.84%$201.29
30,750 at 6.85%$201.49
30,750 at 6.86%$201.70
30,750 at 6.87%$201.90
30,750 at 6.88%$202.11
30,750 at 6.89%$202.31
30,750 at 6.9%$202.52
30,750 at 6.91%$202.73
30,750 at 6.92%$202.93
30,750 at 6.93%$203.14
30,750 at 6.94%$203.34
30,750 at 6.95%$203.55
30,750 at 6.96%$203.76
30,750 at 6.97%$203.96
30,750 at 6.98%$204.17
30,750 at 6.99%$204.37
30,750 at 7%$204.58
30,750 at 7.01%$204.79
30,750 at 7.02%$204.99
30,750 at 7.03%$205.20
30,750 at 7.04%$205.41
30,750 at 7.05%$205.61
30,750 at 7.06%$205.82
30,750 at 7.07%$206.03
30,750 at 7.08%$206.24
30,750 at 7.09%$206.44
30,750 at 7.1%$206.65
30,750 at 7.11%$206.86
30,750 at 7.12%$207.06
30,750 at 7.13%$207.27
30,750 at 7.14%$207.48
30,750 at 7.15%$207.69
30,750 at 7.16%$207.90
30,750 at 7.17%$208.10
30,750 at 7.18%$208.31
30,750 at 7.19%$208.52
30,750 at 7.2%$208.73
30,750 at 7.21%$208.94
30,750 at 7.22%$209.14
30,750 at 7.23%$209.35
30,750 at 7.24%$209.56
30,750 at 7.25%$209.77
30,750 at 7.26%$209.98
30,750 at 7.27%$210.19
30,750 at 7.28%$210.40
30,750 at 7.29%$210.60
30,750 at 7.3%$210.81
30,750 at 7.31%$211.02
30,750 at 7.32%$211.23
30,750 at 7.33%$211.44
30,750 at 7.34%$211.65
30,750 at 7.35%$211.86
30,750 at 7.36%$212.07
30,750 at 7.37%$212.28
30,750 at 7.38%$212.49
30,750 at 7.39%$212.70
30,750 at 7.4%$212.91
30,750 at 7.41%$213.12
30,750 at 7.42%$213.33
30,750 at 7.43%$213.54
30,750 at 7.44%$213.75
30,750 at 7.45%$213.96
30,750 at 7.46%$214.17
30,750 at 7.47%$214.38
30,750 at 7.48%$214.59
30,750 at 7.49%$214.80
30,750 at 7.5%$215.01
30,750 at 7.51%$215.22
30,750 at 7.52%$215.43
30,750 at 7.53%$215.64
30,750 at 7.54%$215.85
30,750 at 7.55%$216.06
30,750 at 7.56%$216.27
30,750 at 7.57%$216.48
30,750 at 7.58%$216.70
30,750 at 7.59%$216.91
30,750 at 7.6%$217.12
30,750 at 7.61%$217.33
30,750 at 7.62%$217.54
30,750 at 7.63%$217.75
30,750 at 7.64%$217.96
30,750 at 7.65%$218.18
30,750 at 7.66%$218.39
30,750 at 7.67%$218.60
30,750 at 7.68%$218.81
30,750 at 7.69%$219.02
30,750 at 7.7%$219.24
30,750 at 7.71%$219.45
30,750 at 7.72%$219.66
30,750 at 7.73%$219.87
30,750 at 7.74%$220.08
30,750 at 7.75%$220.30
30,750 at 7.76%$220.51
30,750 at 7.77%$220.72
30,750 at 7.78%$220.93
30,750 at 7.79%$221.15
30,750 at 7.8%$221.36
30,750 at 7.81%$221.57
30,750 at 7.82%$221.79
30,750 at 7.83%$222.00
30,750 at 7.84%$222.21
30,750 at 7.85%$222.43
30,750 at 7.86%$222.64
30,750 at 7.87%$222.85
30,750 at 7.88%$223.07
30,750 at 7.89%$223.28
30,750 at 7.9%$223.49
30,750 at 7.91%$223.71
30,750 at 7.92%$223.92
30,750 at 7.93%$224.13
30,750 at 7.94%$224.35
30,750 at 7.95%$224.56
30,750 at 7.96%$224.78
30,750 at 7.97%$224.99
30,750 at 7.98%$225.20
30,750 at 7.99%$225.42
30,750 at 8%$225.63
More Amounts
What is the down payment for a $30,750 house? How much do you need to put down?
Percent Down Down Payment
1%308
2%615
3%923
4%1,230
5%1,538
6%1,845
7%2,153
8%2,460
9%2,768
10%3,075
11%3,383
12%3,690
13%3,998
14%4,305
15%4,613
16%4,920
17%5,228
18%5,535
19%5,843
20%6,150
Percent Down Down Payment
21%6,458
22%6,765
23%7,073
24%7,380
25%7,688
26%7,995
27%8,303
28%8,610
29%8,918
30%9,225
31%9,533
32%9,840
33%10,148
34%10,455
35%10,763
36%11,070
37%11,378
38%11,685
39%11,993
40%12,300
Percent Down Down Payment
41%12,608
42%12,915
43%13,223
44%13,530
45%13,838
46%14,145
47%14,453
48%14,760
49%15,068
50%15,375
51%15,683
52%15,990
53%16,298
54%16,605
55%16,913
56%17,220
57%17,528
58%17,835
59%18,143
60%18,450
Percent Down Down Payment
61%18,758
62%19,065
63%19,373
64%19,680
65%19,988
66%20,295
67%20,603
68%20,910
69%21,218
70%21,525
71%21,833
72%22,140
73%22,448
74%22,755
75%23,063
76%23,370
77%23,678
78%23,985
79%24,293
80%24,600
Percent Down Down Payment
81%24,908
82%25,215
83%25,523
84%25,830
85%26,138
86%26,445
87%26,753
88%27,060
89%27,368
90%27,675
91%27,983
92%28,290
93%28,598
94%28,905
95%29,213
96%29,520
97%29,828
98%30,135
99%30,443
100%30,750
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.