$30,600 Mortgage for 30 Years

What is the monthly payment of a 30,600 dollar loan?
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Loan Tables for a $30,600 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 31k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $30,600 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
30,600 at 2.01%$113.26
30,600 at 2.02%$113.41
30,600 at 2.03%$113.56
30,600 at 2.04%$113.72
30,600 at 2.05%$113.87
30,600 at 2.06%$114.02
30,600 at 2.07%$114.18
30,600 at 2.08%$114.33
30,600 at 2.09%$114.49
30,600 at 2.1%$114.64
30,600 at 2.11%$114.79
30,600 at 2.12%$114.95
30,600 at 2.13%$115.10
30,600 at 2.14%$115.26
30,600 at 2.15%$115.41
30,600 at 2.16%$115.57
30,600 at 2.17%$115.72
30,600 at 2.18%$115.88
30,600 at 2.19%$116.03
30,600 at 2.2%$116.19
30,600 at 2.21%$116.34
30,600 at 2.22%$116.50
30,600 at 2.23%$116.66
30,600 at 2.24%$116.81
30,600 at 2.25%$116.97
30,600 at 2.26%$117.12
30,600 at 2.27%$117.28
30,600 at 2.28%$117.44
30,600 at 2.29%$117.59
30,600 at 2.3%$117.75
30,600 at 2.31%$117.91
30,600 at 2.32%$118.06
30,600 at 2.33%$118.22
30,600 at 2.34%$118.38
30,600 at 2.35%$118.53
30,600 at 2.36%$118.69
30,600 at 2.37%$118.85
30,600 at 2.38%$119.01
30,600 at 2.39%$119.16
30,600 at 2.4%$119.32
30,600 at 2.41%$119.48
30,600 at 2.42%$119.64
30,600 at 2.43%$119.80
30,600 at 2.44%$119.95
30,600 at 2.45%$120.11
30,600 at 2.46%$120.27
30,600 at 2.47%$120.43
30,600 at 2.48%$120.59
30,600 at 2.49%$120.75
30,600 at 2.5%$120.91
30,600 at 2.51%$121.07
30,600 at 2.52%$121.23
30,600 at 2.53%$121.38
30,600 at 2.54%$121.54
30,600 at 2.55%$121.70
30,600 at 2.56%$121.86
30,600 at 2.57%$122.02
30,600 at 2.58%$122.18
30,600 at 2.59%$122.34
30,600 at 2.6%$122.50
30,600 at 2.61%$122.66
30,600 at 2.62%$122.82
30,600 at 2.63%$122.99
30,600 at 2.64%$123.15
30,600 at 2.65%$123.31
30,600 at 2.66%$123.47
30,600 at 2.67%$123.63
30,600 at 2.68%$123.79
30,600 at 2.69%$123.95
30,600 at 2.7%$124.11
30,600 at 2.71%$124.27
30,600 at 2.72%$124.44
30,600 at 2.73%$124.60
30,600 at 2.74%$124.76
30,600 at 2.75%$124.92
30,600 at 2.76%$125.08
30,600 at 2.77%$125.25
30,600 at 2.78%$125.41
30,600 at 2.79%$125.57
30,600 at 2.8%$125.73
30,600 at 2.81%$125.90
30,600 at 2.82%$126.06
30,600 at 2.83%$126.22
30,600 at 2.84%$126.39
30,600 at 2.85%$126.55
30,600 at 2.86%$126.71
30,600 at 2.87%$126.88
30,600 at 2.88%$127.04
30,600 at 2.89%$127.20
30,600 at 2.9%$127.37
30,600 at 2.91%$127.53
30,600 at 2.92%$127.69
30,600 at 2.93%$127.86
30,600 at 2.94%$128.02
30,600 at 2.95%$128.19
30,600 at 2.96%$128.35
30,600 at 2.97%$128.52
30,600 at 2.98%$128.68
30,600 at 2.99%$128.85
30,600 at 3%$129.01
30,600 at 3.01%$129.18
30,600 at 3.02%$129.34
30,600 at 3.03%$129.51
30,600 at 3.04%$129.67
30,600 at 3.05%$129.84
30,600 at 3.06%$130.00
30,600 at 3.07%$130.17
30,600 at 3.08%$130.33
30,600 at 3.09%$130.50
30,600 at 3.1%$130.67
30,600 at 3.11%$130.83
30,600 at 3.12%$131.00
30,600 at 3.13%$131.17
30,600 at 3.14%$131.33
30,600 at 3.15%$131.50
30,600 at 3.16%$131.67
30,600 at 3.17%$131.83
30,600 at 3.18%$132.00
30,600 at 3.19%$132.17
30,600 at 3.2%$132.33
30,600 at 3.21%$132.50
30,600 at 3.22%$132.67
30,600 at 3.23%$132.84
30,600 at 3.24%$133.01
30,600 at 3.25%$133.17
30,600 at 3.26%$133.34
30,600 at 3.27%$133.51
30,600 at 3.28%$133.68
30,600 at 3.29%$133.85
30,600 at 3.3%$134.01
30,600 at 3.31%$134.18
30,600 at 3.32%$134.35
30,600 at 3.33%$134.52
30,600 at 3.34%$134.69
30,600 at 3.35%$134.86
30,600 at 3.36%$135.03
30,600 at 3.37%$135.20
30,600 at 3.38%$135.37
30,600 at 3.39%$135.54
30,600 at 3.4%$135.71
30,600 at 3.41%$135.87
30,600 at 3.42%$136.04
30,600 at 3.43%$136.21
30,600 at 3.44%$136.38
30,600 at 3.45%$136.56
30,600 at 3.46%$136.73
30,600 at 3.47%$136.90
30,600 at 3.48%$137.07
30,600 at 3.49%$137.24
30,600 at 3.5%$137.41
Interest Rate 30 Year
30,600 at 3.51%$137.58
30,600 at 3.52%$137.75
30,600 at 3.53%$137.92
30,600 at 3.54%$138.09
30,600 at 3.55%$138.26
30,600 at 3.56%$138.43
30,600 at 3.57%$138.61
30,600 at 3.58%$138.78
30,600 at 3.59%$138.95
30,600 at 3.6%$139.12
30,600 at 3.61%$139.29
30,600 at 3.62%$139.47
30,600 at 3.63%$139.64
30,600 at 3.64%$139.81
30,600 at 3.65%$139.98
30,600 at 3.66%$140.16
30,600 at 3.67%$140.33
30,600 at 3.68%$140.50
30,600 at 3.69%$140.67
30,600 at 3.7%$140.85
30,600 at 3.71%$141.02
30,600 at 3.72%$141.19
30,600 at 3.73%$141.37
30,600 at 3.74%$141.54
30,600 at 3.75%$141.71
30,600 at 3.76%$141.89
30,600 at 3.77%$142.06
30,600 at 3.78%$142.23
30,600 at 3.79%$142.41
30,600 at 3.8%$142.58
30,600 at 3.81%$142.76
30,600 at 3.82%$142.93
30,600 at 3.83%$143.11
30,600 at 3.84%$143.28
30,600 at 3.85%$143.46
30,600 at 3.86%$143.63
30,600 at 3.87%$143.81
30,600 at 3.88%$143.98
30,600 at 3.89%$144.16
30,600 at 3.9%$144.33
30,600 at 3.91%$144.51
30,600 at 3.92%$144.68
30,600 at 3.93%$144.86
30,600 at 3.94%$145.03
30,600 at 3.95%$145.21
30,600 at 3.96%$145.38
30,600 at 3.97%$145.56
30,600 at 3.98%$145.74
30,600 at 3.99%$145.91
30,600 at 4%$146.09
30,600 at 4.01%$146.27
30,600 at 4.02%$146.44
30,600 at 4.03%$146.62
30,600 at 4.04%$146.80
30,600 at 4.05%$146.97
30,600 at 4.06%$147.15
30,600 at 4.07%$147.33
30,600 at 4.08%$147.50
30,600 at 4.09%$147.68
30,600 at 4.1%$147.86
30,600 at 4.11%$148.04
30,600 at 4.12%$148.21
30,600 at 4.13%$148.39
30,600 at 4.14%$148.57
30,600 at 4.15%$148.75
30,600 at 4.16%$148.93
30,600 at 4.17%$149.10
30,600 at 4.18%$149.28
30,600 at 4.19%$149.46
30,600 at 4.2%$149.64
30,600 at 4.21%$149.82
30,600 at 4.22%$150.00
30,600 at 4.23%$150.18
30,600 at 4.24%$150.35
30,600 at 4.25%$150.53
30,600 at 4.26%$150.71
30,600 at 4.27%$150.89
30,600 at 4.28%$151.07
30,600 at 4.29%$151.25
30,600 at 4.3%$151.43
30,600 at 4.31%$151.61
30,600 at 4.32%$151.79
30,600 at 4.33%$151.97
30,600 at 4.34%$152.15
30,600 at 4.35%$152.33
30,600 at 4.36%$152.51
30,600 at 4.37%$152.69
30,600 at 4.38%$152.87
30,600 at 4.39%$153.05
30,600 at 4.4%$153.23
30,600 at 4.41%$153.41
30,600 at 4.42%$153.59
30,600 at 4.43%$153.78
30,600 at 4.44%$153.96
30,600 at 4.45%$154.14
30,600 at 4.46%$154.32
30,600 at 4.47%$154.50
30,600 at 4.48%$154.68
30,600 at 4.49%$154.86
30,600 at 4.5%$155.05
30,600 at 4.51%$155.23
30,600 at 4.52%$155.41
30,600 at 4.53%$155.59
30,600 at 4.54%$155.77
30,600 at 4.55%$155.96
30,600 at 4.56%$156.14
30,600 at 4.57%$156.32
30,600 at 4.58%$156.50
30,600 at 4.59%$156.69
30,600 at 4.6%$156.87
30,600 at 4.61%$157.05
30,600 at 4.62%$157.24
30,600 at 4.63%$157.42
30,600 at 4.64%$157.60
30,600 at 4.65%$157.78
30,600 at 4.66%$157.97
30,600 at 4.67%$158.15
30,600 at 4.68%$158.34
30,600 at 4.69%$158.52
30,600 at 4.7%$158.70
30,600 at 4.71%$158.89
30,600 at 4.72%$159.07
30,600 at 4.73%$159.26
30,600 at 4.74%$159.44
30,600 at 4.75%$159.62
30,600 at 4.76%$159.81
30,600 at 4.77%$159.99
30,600 at 4.78%$160.18
30,600 at 4.79%$160.36
30,600 at 4.8%$160.55
30,600 at 4.81%$160.73
30,600 at 4.82%$160.92
30,600 at 4.83%$161.10
30,600 at 4.84%$161.29
30,600 at 4.85%$161.47
30,600 at 4.86%$161.66
30,600 at 4.87%$161.84
30,600 at 4.88%$162.03
30,600 at 4.89%$162.22
30,600 at 4.9%$162.40
30,600 at 4.91%$162.59
30,600 at 4.92%$162.77
30,600 at 4.93%$162.96
30,600 at 4.94%$163.15
30,600 at 4.95%$163.33
30,600 at 4.96%$163.52
30,600 at 4.97%$163.71
30,600 at 4.98%$163.89
30,600 at 4.99%$164.08
30,600 at 5%$164.27
Interest Rate 30 Year
30,600 at 5.01%$164.45
30,600 at 5.02%$164.64
30,600 at 5.03%$164.83
30,600 at 5.04%$165.02
30,600 at 5.05%$165.20
30,600 at 5.06%$165.39
30,600 at 5.07%$165.58
30,600 at 5.08%$165.77
30,600 at 5.09%$165.95
30,600 at 5.1%$166.14
30,600 at 5.11%$166.33
30,600 at 5.12%$166.52
30,600 at 5.13%$166.71
30,600 at 5.14%$166.90
30,600 at 5.15%$167.08
30,600 at 5.16%$167.27
30,600 at 5.17%$167.46
30,600 at 5.18%$167.65
30,600 at 5.19%$167.84
30,600 at 5.2%$168.03
30,600 at 5.21%$168.22
30,600 at 5.22%$168.41
30,600 at 5.23%$168.60
30,600 at 5.24%$168.78
30,600 at 5.25%$168.97
30,600 at 5.26%$169.16
30,600 at 5.27%$169.35
30,600 at 5.28%$169.54
30,600 at 5.29%$169.73
30,600 at 5.3%$169.92
30,600 at 5.31%$170.11
30,600 at 5.32%$170.30
30,600 at 5.33%$170.49
30,600 at 5.34%$170.68
30,600 at 5.35%$170.87
30,600 at 5.36%$171.07
30,600 at 5.37%$171.26
30,600 at 5.38%$171.45
30,600 at 5.39%$171.64
30,600 at 5.4%$171.83
30,600 at 5.41%$172.02
30,600 at 5.42%$172.21
30,600 at 5.43%$172.40
30,600 at 5.44%$172.59
30,600 at 5.45%$172.78
30,600 at 5.46%$172.98
30,600 at 5.47%$173.17
30,600 at 5.48%$173.36
30,600 at 5.49%$173.55
30,600 at 5.5%$173.74
30,600 at 5.51%$173.94
30,600 at 5.52%$174.13
30,600 at 5.53%$174.32
30,600 at 5.54%$174.51
30,600 at 5.55%$174.70
30,600 at 5.56%$174.90
30,600 at 5.57%$175.09
30,600 at 5.58%$175.28
30,600 at 5.59%$175.48
30,600 at 5.6%$175.67
30,600 at 5.61%$175.86
30,600 at 5.62%$176.05
30,600 at 5.63%$176.25
30,600 at 5.64%$176.44
30,600 at 5.65%$176.63
30,600 at 5.66%$176.83
30,600 at 5.67%$177.02
30,600 at 5.68%$177.21
30,600 at 5.69%$177.41
30,600 at 5.7%$177.60
30,600 at 5.71%$177.80
30,600 at 5.72%$177.99
30,600 at 5.73%$178.18
30,600 at 5.74%$178.38
30,600 at 5.75%$178.57
30,600 at 5.76%$178.77
30,600 at 5.77%$178.96
30,600 at 5.78%$179.16
30,600 at 5.79%$179.35
30,600 at 5.8%$179.55
30,600 at 5.81%$179.74
30,600 at 5.82%$179.94
30,600 at 5.83%$180.13
30,600 at 5.84%$180.33
30,600 at 5.85%$180.52
30,600 at 5.86%$180.72
30,600 at 5.87%$180.91
30,600 at 5.88%$181.11
30,600 at 5.89%$181.30
30,600 at 5.9%$181.50
30,600 at 5.91%$181.70
30,600 at 5.92%$181.89
30,600 at 5.93%$182.09
30,600 at 5.94%$182.28
30,600 at 5.95%$182.48
30,600 at 5.96%$182.68
30,600 at 5.97%$182.87
30,600 at 5.98%$183.07
30,600 at 5.99%$183.27
30,600 at 6%$183.46
30,600 at 6.01%$183.66
30,600 at 6.02%$183.86
30,600 at 6.03%$184.05
30,600 at 6.04%$184.25
30,600 at 6.05%$184.45
30,600 at 6.06%$184.64
30,600 at 6.07%$184.84
30,600 at 6.08%$185.04
30,600 at 6.09%$185.24
30,600 at 6.1%$185.43
30,600 at 6.11%$185.63
30,600 at 6.12%$185.83
30,600 at 6.13%$186.03
30,600 at 6.14%$186.23
30,600 at 6.15%$186.42
30,600 at 6.16%$186.62
30,600 at 6.17%$186.82
30,600 at 6.18%$187.02
30,600 at 6.19%$187.22
30,600 at 6.2%$187.42
30,600 at 6.21%$187.61
30,600 at 6.22%$187.81
30,600 at 6.23%$188.01
30,600 at 6.24%$188.21
30,600 at 6.25%$188.41
30,600 at 6.26%$188.61
30,600 at 6.27%$188.81
30,600 at 6.28%$189.01
30,600 at 6.29%$189.21
30,600 at 6.3%$189.41
30,600 at 6.31%$189.61
30,600 at 6.32%$189.80
30,600 at 6.33%$190.00
30,600 at 6.34%$190.20
30,600 at 6.35%$190.40
30,600 at 6.36%$190.60
30,600 at 6.37%$190.80
30,600 at 6.38%$191.00
30,600 at 6.39%$191.20
30,600 at 6.4%$191.40
30,600 at 6.41%$191.61
30,600 at 6.42%$191.81
30,600 at 6.43%$192.01
30,600 at 6.44%$192.21
30,600 at 6.45%$192.41
30,600 at 6.46%$192.61
30,600 at 6.47%$192.81
30,600 at 6.48%$193.01
30,600 at 6.49%$193.21
30,600 at 6.5%$193.41
Interest Rate 30 Year
30,600 at 6.51%$193.61
30,600 at 6.52%$193.82
30,600 at 6.53%$194.02
30,600 at 6.54%$194.22
30,600 at 6.55%$194.42
30,600 at 6.56%$194.62
30,600 at 6.57%$194.82
30,600 at 6.58%$195.03
30,600 at 6.59%$195.23
30,600 at 6.6%$195.43
30,600 at 6.61%$195.63
30,600 at 6.62%$195.83
30,600 at 6.63%$196.04
30,600 at 6.64%$196.24
30,600 at 6.65%$196.44
30,600 at 6.66%$196.64
30,600 at 6.67%$196.85
30,600 at 6.68%$197.05
30,600 at 6.69%$197.25
30,600 at 6.7%$197.46
30,600 at 6.71%$197.66
30,600 at 6.72%$197.86
30,600 at 6.73%$198.06
30,600 at 6.74%$198.27
30,600 at 6.75%$198.47
30,600 at 6.76%$198.67
30,600 at 6.77%$198.88
30,600 at 6.78%$199.08
30,600 at 6.79%$199.29
30,600 at 6.8%$199.49
30,600 at 6.81%$199.69
30,600 at 6.82%$199.90
30,600 at 6.83%$200.10
30,600 at 6.84%$200.31
30,600 at 6.85%$200.51
30,600 at 6.86%$200.71
30,600 at 6.87%$200.92
30,600 at 6.88%$201.12
30,600 at 6.89%$201.33
30,600 at 6.9%$201.53
30,600 at 6.91%$201.74
30,600 at 6.92%$201.94
30,600 at 6.93%$202.15
30,600 at 6.94%$202.35
30,600 at 6.95%$202.56
30,600 at 6.96%$202.76
30,600 at 6.97%$202.97
30,600 at 6.98%$203.17
30,600 at 6.99%$203.38
30,600 at 7%$203.58
30,600 at 7.01%$203.79
30,600 at 7.02%$203.99
30,600 at 7.03%$204.20
30,600 at 7.04%$204.41
30,600 at 7.05%$204.61
30,600 at 7.06%$204.82
30,600 at 7.07%$205.02
30,600 at 7.08%$205.23
30,600 at 7.09%$205.44
30,600 at 7.1%$205.64
30,600 at 7.11%$205.85
30,600 at 7.12%$206.05
30,600 at 7.13%$206.26
30,600 at 7.14%$206.47
30,600 at 7.15%$206.67
30,600 at 7.16%$206.88
30,600 at 7.17%$207.09
30,600 at 7.18%$207.30
30,600 at 7.19%$207.50
30,600 at 7.2%$207.71
30,600 at 7.21%$207.92
30,600 at 7.22%$208.12
30,600 at 7.23%$208.33
30,600 at 7.24%$208.54
30,600 at 7.25%$208.75
30,600 at 7.26%$208.95
30,600 at 7.27%$209.16
30,600 at 7.28%$209.37
30,600 at 7.29%$209.58
30,600 at 7.3%$209.78
30,600 at 7.31%$209.99
30,600 at 7.32%$210.20
30,600 at 7.33%$210.41
30,600 at 7.34%$210.62
30,600 at 7.35%$210.83
30,600 at 7.36%$211.03
30,600 at 7.37%$211.24
30,600 at 7.38%$211.45
30,600 at 7.39%$211.66
30,600 at 7.4%$211.87
30,600 at 7.41%$212.08
30,600 at 7.42%$212.29
30,600 at 7.43%$212.49
30,600 at 7.44%$212.70
30,600 at 7.45%$212.91
30,600 at 7.46%$213.12
30,600 at 7.47%$213.33
30,600 at 7.48%$213.54
30,600 at 7.49%$213.75
30,600 at 7.5%$213.96
30,600 at 7.51%$214.17
30,600 at 7.52%$214.38
30,600 at 7.53%$214.59
30,600 at 7.54%$214.80
30,600 at 7.55%$215.01
30,600 at 7.56%$215.22
30,600 at 7.57%$215.43
30,600 at 7.58%$215.64
30,600 at 7.59%$215.85
30,600 at 7.6%$216.06
30,600 at 7.61%$216.27
30,600 at 7.62%$216.48
30,600 at 7.63%$216.69
30,600 at 7.64%$216.90
30,600 at 7.65%$217.11
30,600 at 7.66%$217.32
30,600 at 7.67%$217.53
30,600 at 7.68%$217.74
30,600 at 7.69%$217.95
30,600 at 7.7%$218.17
30,600 at 7.71%$218.38
30,600 at 7.72%$218.59
30,600 at 7.73%$218.80
30,600 at 7.74%$219.01
30,600 at 7.75%$219.22
30,600 at 7.76%$219.43
30,600 at 7.77%$219.65
30,600 at 7.78%$219.86
30,600 at 7.79%$220.07
30,600 at 7.8%$220.28
30,600 at 7.81%$220.49
30,600 at 7.82%$220.70
30,600 at 7.83%$220.92
30,600 at 7.84%$221.13
30,600 at 7.85%$221.34
30,600 at 7.86%$221.55
30,600 at 7.87%$221.77
30,600 at 7.88%$221.98
30,600 at 7.89%$222.19
30,600 at 7.9%$222.40
30,600 at 7.91%$222.62
30,600 at 7.92%$222.83
30,600 at 7.93%$223.04
30,600 at 7.94%$223.25
30,600 at 7.95%$223.47
30,600 at 7.96%$223.68
30,600 at 7.97%$223.89
30,600 at 7.98%$224.11
30,600 at 7.99%$224.32
30,600 at 8%$224.53
More Amounts
What is the down payment for a $30,600 house? How much do you need to put down?
Percent Down Down Payment
1%306
2%612
3%918
4%1,224
5%1,530
6%1,836
7%2,142
8%2,448
9%2,754
10%3,060
11%3,366
12%3,672
13%3,978
14%4,284
15%4,590
16%4,896
17%5,202
18%5,508
19%5,814
20%6,120
Percent Down Down Payment
21%6,426
22%6,732
23%7,038
24%7,344
25%7,650
26%7,956
27%8,262
28%8,568
29%8,874
30%9,180
31%9,486
32%9,792
33%10,098
34%10,404
35%10,710
36%11,016
37%11,322
38%11,628
39%11,934
40%12,240
Percent Down Down Payment
41%12,546
42%12,852
43%13,158
44%13,464
45%13,770
46%14,076
47%14,382
48%14,688
49%14,994
50%15,300
51%15,606
52%15,912
53%16,218
54%16,524
55%16,830
56%17,136
57%17,442
58%17,748
59%18,054
60%18,360
Percent Down Down Payment
61%18,666
62%18,972
63%19,278
64%19,584
65%19,890
66%20,196
67%20,502
68%20,808
69%21,114
70%21,420
71%21,726
72%22,032
73%22,338
74%22,644
75%22,950
76%23,256
77%23,562
78%23,868
79%24,174
80%24,480
Percent Down Down Payment
81%24,786
82%25,092
83%25,398
84%25,704
85%26,010
86%26,316
87%26,622
88%26,928
89%27,234
90%27,540
91%27,846
92%28,152
93%28,458
94%28,764
95%29,070
96%29,376
97%29,682
98%29,988
99%30,294
100%30,600
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.