$30,400 Mortgage for 30 Years

What is the monthly payment of a 30,400 dollar loan?
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Loan Tables for a $30,400 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 30k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $30,400 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
30,400 at 2.01%$112.52
30,400 at 2.02%$112.67
30,400 at 2.03%$112.82
30,400 at 2.04%$112.97
30,400 at 2.05%$113.13
30,400 at 2.06%$113.28
30,400 at 2.07%$113.43
30,400 at 2.08%$113.58
30,400 at 2.09%$113.74
30,400 at 2.1%$113.89
30,400 at 2.11%$114.04
30,400 at 2.12%$114.20
30,400 at 2.13%$114.35
30,400 at 2.14%$114.50
30,400 at 2.15%$114.66
30,400 at 2.16%$114.81
30,400 at 2.17%$114.97
30,400 at 2.18%$115.12
30,400 at 2.19%$115.27
30,400 at 2.2%$115.43
30,400 at 2.21%$115.58
30,400 at 2.22%$115.74
30,400 at 2.23%$115.89
30,400 at 2.24%$116.05
30,400 at 2.25%$116.20
30,400 at 2.26%$116.36
30,400 at 2.27%$116.51
30,400 at 2.28%$116.67
30,400 at 2.29%$116.82
30,400 at 2.3%$116.98
30,400 at 2.31%$117.14
30,400 at 2.32%$117.29
30,400 at 2.33%$117.45
30,400 at 2.34%$117.60
30,400 at 2.35%$117.76
30,400 at 2.36%$117.92
30,400 at 2.37%$118.07
30,400 at 2.38%$118.23
30,400 at 2.39%$118.39
30,400 at 2.4%$118.54
30,400 at 2.41%$118.70
30,400 at 2.42%$118.86
30,400 at 2.43%$119.01
30,400 at 2.44%$119.17
30,400 at 2.45%$119.33
30,400 at 2.46%$119.49
30,400 at 2.47%$119.64
30,400 at 2.48%$119.80
30,400 at 2.49%$119.96
30,400 at 2.5%$120.12
30,400 at 2.51%$120.27
30,400 at 2.52%$120.43
30,400 at 2.53%$120.59
30,400 at 2.54%$120.75
30,400 at 2.55%$120.91
30,400 at 2.56%$121.07
30,400 at 2.57%$121.23
30,400 at 2.58%$121.39
30,400 at 2.59%$121.54
30,400 at 2.6%$121.70
30,400 at 2.61%$121.86
30,400 at 2.62%$122.02
30,400 at 2.63%$122.18
30,400 at 2.64%$122.34
30,400 at 2.65%$122.50
30,400 at 2.66%$122.66
30,400 at 2.67%$122.82
30,400 at 2.68%$122.98
30,400 at 2.69%$123.14
30,400 at 2.7%$123.30
30,400 at 2.71%$123.46
30,400 at 2.72%$123.62
30,400 at 2.73%$123.78
30,400 at 2.74%$123.94
30,400 at 2.75%$124.11
30,400 at 2.76%$124.27
30,400 at 2.77%$124.43
30,400 at 2.78%$124.59
30,400 at 2.79%$124.75
30,400 at 2.8%$124.91
30,400 at 2.81%$125.07
30,400 at 2.82%$125.24
30,400 at 2.83%$125.40
30,400 at 2.84%$125.56
30,400 at 2.85%$125.72
30,400 at 2.86%$125.88
30,400 at 2.87%$126.05
30,400 at 2.88%$126.21
30,400 at 2.89%$126.37
30,400 at 2.9%$126.53
30,400 at 2.91%$126.70
30,400 at 2.92%$126.86
30,400 at 2.93%$127.02
30,400 at 2.94%$127.19
30,400 at 2.95%$127.35
30,400 at 2.96%$127.51
30,400 at 2.97%$127.68
30,400 at 2.98%$127.84
30,400 at 2.99%$128.00
30,400 at 3%$128.17
30,400 at 3.01%$128.33
30,400 at 3.02%$128.50
30,400 at 3.03%$128.66
30,400 at 3.04%$128.82
30,400 at 3.05%$128.99
30,400 at 3.06%$129.15
30,400 at 3.07%$129.32
30,400 at 3.08%$129.48
30,400 at 3.09%$129.65
30,400 at 3.1%$129.81
30,400 at 3.11%$129.98
30,400 at 3.12%$130.14
30,400 at 3.13%$130.31
30,400 at 3.14%$130.47
30,400 at 3.15%$130.64
30,400 at 3.16%$130.81
30,400 at 3.17%$130.97
30,400 at 3.18%$131.14
30,400 at 3.19%$131.30
30,400 at 3.2%$131.47
30,400 at 3.21%$131.64
30,400 at 3.22%$131.80
30,400 at 3.23%$131.97
30,400 at 3.24%$132.14
30,400 at 3.25%$132.30
30,400 at 3.26%$132.47
30,400 at 3.27%$132.64
30,400 at 3.28%$132.80
30,400 at 3.29%$132.97
30,400 at 3.3%$133.14
30,400 at 3.31%$133.31
30,400 at 3.32%$133.47
30,400 at 3.33%$133.64
30,400 at 3.34%$133.81
30,400 at 3.35%$133.98
30,400 at 3.36%$134.14
30,400 at 3.37%$134.31
30,400 at 3.38%$134.48
30,400 at 3.39%$134.65
30,400 at 3.4%$134.82
30,400 at 3.41%$134.99
30,400 at 3.42%$135.16
30,400 at 3.43%$135.32
30,400 at 3.44%$135.49
30,400 at 3.45%$135.66
30,400 at 3.46%$135.83
30,400 at 3.47%$136.00
30,400 at 3.48%$136.17
30,400 at 3.49%$136.34
30,400 at 3.5%$136.51
Interest Rate 30 Year
30,400 at 3.51%$136.68
30,400 at 3.52%$136.85
30,400 at 3.53%$137.02
30,400 at 3.54%$137.19
30,400 at 3.55%$137.36
30,400 at 3.56%$137.53
30,400 at 3.57%$137.70
30,400 at 3.58%$137.87
30,400 at 3.59%$138.04
30,400 at 3.6%$138.21
30,400 at 3.61%$138.38
30,400 at 3.62%$138.55
30,400 at 3.63%$138.73
30,400 at 3.64%$138.90
30,400 at 3.65%$139.07
30,400 at 3.66%$139.24
30,400 at 3.67%$139.41
30,400 at 3.68%$139.58
30,400 at 3.69%$139.75
30,400 at 3.7%$139.93
30,400 at 3.71%$140.10
30,400 at 3.72%$140.27
30,400 at 3.73%$140.44
30,400 at 3.74%$140.61
30,400 at 3.75%$140.79
30,400 at 3.76%$140.96
30,400 at 3.77%$141.13
30,400 at 3.78%$141.31
30,400 at 3.79%$141.48
30,400 at 3.8%$141.65
30,400 at 3.81%$141.82
30,400 at 3.82%$142.00
30,400 at 3.83%$142.17
30,400 at 3.84%$142.34
30,400 at 3.85%$142.52
30,400 at 3.86%$142.69
30,400 at 3.87%$142.87
30,400 at 3.88%$143.04
30,400 at 3.89%$143.21
30,400 at 3.9%$143.39
30,400 at 3.91%$143.56
30,400 at 3.92%$143.74
30,400 at 3.93%$143.91
30,400 at 3.94%$144.08
30,400 at 3.95%$144.26
30,400 at 3.96%$144.43
30,400 at 3.97%$144.61
30,400 at 3.98%$144.78
30,400 at 3.99%$144.96
30,400 at 4%$145.13
30,400 at 4.01%$145.31
30,400 at 4.02%$145.48
30,400 at 4.03%$145.66
30,400 at 4.04%$145.84
30,400 at 4.05%$146.01
30,400 at 4.06%$146.19
30,400 at 4.07%$146.36
30,400 at 4.08%$146.54
30,400 at 4.09%$146.72
30,400 at 4.1%$146.89
30,400 at 4.11%$147.07
30,400 at 4.12%$147.25
30,400 at 4.13%$147.42
30,400 at 4.14%$147.60
30,400 at 4.15%$147.78
30,400 at 4.16%$147.95
30,400 at 4.17%$148.13
30,400 at 4.18%$148.31
30,400 at 4.19%$148.48
30,400 at 4.2%$148.66
30,400 at 4.21%$148.84
30,400 at 4.22%$149.02
30,400 at 4.23%$149.19
30,400 at 4.24%$149.37
30,400 at 4.25%$149.55
30,400 at 4.26%$149.73
30,400 at 4.27%$149.91
30,400 at 4.28%$150.08
30,400 at 4.29%$150.26
30,400 at 4.3%$150.44
30,400 at 4.31%$150.62
30,400 at 4.32%$150.80
30,400 at 4.33%$150.98
30,400 at 4.34%$151.16
30,400 at 4.35%$151.33
30,400 at 4.36%$151.51
30,400 at 4.37%$151.69
30,400 at 4.38%$151.87
30,400 at 4.39%$152.05
30,400 at 4.4%$152.23
30,400 at 4.41%$152.41
30,400 at 4.42%$152.59
30,400 at 4.43%$152.77
30,400 at 4.44%$152.95
30,400 at 4.45%$153.13
30,400 at 4.46%$153.31
30,400 at 4.47%$153.49
30,400 at 4.48%$153.67
30,400 at 4.49%$153.85
30,400 at 4.5%$154.03
30,400 at 4.51%$154.21
30,400 at 4.52%$154.39
30,400 at 4.53%$154.57
30,400 at 4.54%$154.76
30,400 at 4.55%$154.94
30,400 at 4.56%$155.12
30,400 at 4.57%$155.30
30,400 at 4.58%$155.48
30,400 at 4.59%$155.66
30,400 at 4.6%$155.84
30,400 at 4.61%$156.03
30,400 at 4.62%$156.21
30,400 at 4.63%$156.39
30,400 at 4.64%$156.57
30,400 at 4.65%$156.75
30,400 at 4.66%$156.94
30,400 at 4.67%$157.12
30,400 at 4.68%$157.30
30,400 at 4.69%$157.48
30,400 at 4.7%$157.67
30,400 at 4.71%$157.85
30,400 at 4.72%$158.03
30,400 at 4.73%$158.21
30,400 at 4.74%$158.40
30,400 at 4.75%$158.58
30,400 at 4.76%$158.76
30,400 at 4.77%$158.95
30,400 at 4.78%$159.13
30,400 at 4.79%$159.31
30,400 at 4.8%$159.50
30,400 at 4.81%$159.68
30,400 at 4.82%$159.87
30,400 at 4.83%$160.05
30,400 at 4.84%$160.23
30,400 at 4.85%$160.42
30,400 at 4.86%$160.60
30,400 at 4.87%$160.79
30,400 at 4.88%$160.97
30,400 at 4.89%$161.16
30,400 at 4.9%$161.34
30,400 at 4.91%$161.53
30,400 at 4.92%$161.71
30,400 at 4.93%$161.90
30,400 at 4.94%$162.08
30,400 at 4.95%$162.27
30,400 at 4.96%$162.45
30,400 at 4.97%$162.64
30,400 at 4.98%$162.82
30,400 at 4.99%$163.01
30,400 at 5%$163.19
Interest Rate 30 Year
30,400 at 5.01%$163.38
30,400 at 5.02%$163.57
30,400 at 5.03%$163.75
30,400 at 5.04%$163.94
30,400 at 5.05%$164.12
30,400 at 5.06%$164.31
30,400 at 5.07%$164.50
30,400 at 5.08%$164.68
30,400 at 5.09%$164.87
30,400 at 5.1%$165.06
30,400 at 5.11%$165.24
30,400 at 5.12%$165.43
30,400 at 5.13%$165.62
30,400 at 5.14%$165.80
30,400 at 5.15%$165.99
30,400 at 5.16%$166.18
30,400 at 5.17%$166.37
30,400 at 5.18%$166.55
30,400 at 5.19%$166.74
30,400 at 5.2%$166.93
30,400 at 5.21%$167.12
30,400 at 5.22%$167.31
30,400 at 5.23%$167.49
30,400 at 5.24%$167.68
30,400 at 5.25%$167.87
30,400 at 5.26%$168.06
30,400 at 5.27%$168.25
30,400 at 5.28%$168.44
30,400 at 5.29%$168.62
30,400 at 5.3%$168.81
30,400 at 5.31%$169.00
30,400 at 5.32%$169.19
30,400 at 5.33%$169.38
30,400 at 5.34%$169.57
30,400 at 5.35%$169.76
30,400 at 5.36%$169.95
30,400 at 5.37%$170.14
30,400 at 5.38%$170.33
30,400 at 5.39%$170.52
30,400 at 5.4%$170.71
30,400 at 5.41%$170.90
30,400 at 5.42%$171.09
30,400 at 5.43%$171.28
30,400 at 5.44%$171.47
30,400 at 5.45%$171.66
30,400 at 5.46%$171.85
30,400 at 5.47%$172.04
30,400 at 5.48%$172.23
30,400 at 5.49%$172.42
30,400 at 5.5%$172.61
30,400 at 5.51%$172.80
30,400 at 5.52%$172.99
30,400 at 5.53%$173.18
30,400 at 5.54%$173.37
30,400 at 5.55%$173.56
30,400 at 5.56%$173.75
30,400 at 5.57%$173.95
30,400 at 5.58%$174.14
30,400 at 5.59%$174.33
30,400 at 5.6%$174.52
30,400 at 5.61%$174.71
30,400 at 5.62%$174.90
30,400 at 5.63%$175.10
30,400 at 5.64%$175.29
30,400 at 5.65%$175.48
30,400 at 5.66%$175.67
30,400 at 5.67%$175.86
30,400 at 5.68%$176.06
30,400 at 5.69%$176.25
30,400 at 5.7%$176.44
30,400 at 5.71%$176.63
30,400 at 5.72%$176.83
30,400 at 5.73%$177.02
30,400 at 5.74%$177.21
30,400 at 5.75%$177.41
30,400 at 5.76%$177.60
30,400 at 5.77%$177.79
30,400 at 5.78%$177.99
30,400 at 5.79%$178.18
30,400 at 5.8%$178.37
30,400 at 5.81%$178.57
30,400 at 5.82%$178.76
30,400 at 5.83%$178.95
30,400 at 5.84%$179.15
30,400 at 5.85%$179.34
30,400 at 5.86%$179.54
30,400 at 5.87%$179.73
30,400 at 5.88%$179.92
30,400 at 5.89%$180.12
30,400 at 5.9%$180.31
30,400 at 5.91%$180.51
30,400 at 5.92%$180.70
30,400 at 5.93%$180.90
30,400 at 5.94%$181.09
30,400 at 5.95%$181.29
30,400 at 5.96%$181.48
30,400 at 5.97%$181.68
30,400 at 5.98%$181.87
30,400 at 5.99%$182.07
30,400 at 6%$182.26
30,400 at 6.01%$182.46
30,400 at 6.02%$182.65
30,400 at 6.03%$182.85
30,400 at 6.04%$183.05
30,400 at 6.05%$183.24
30,400 at 6.06%$183.44
30,400 at 6.07%$183.63
30,400 at 6.08%$183.83
30,400 at 6.09%$184.03
30,400 at 6.1%$184.22
30,400 at 6.11%$184.42
30,400 at 6.12%$184.62
30,400 at 6.13%$184.81
30,400 at 6.14%$185.01
30,400 at 6.15%$185.21
30,400 at 6.16%$185.40
30,400 at 6.17%$185.60
30,400 at 6.18%$185.80
30,400 at 6.19%$185.99
30,400 at 6.2%$186.19
30,400 at 6.21%$186.39
30,400 at 6.22%$186.59
30,400 at 6.23%$186.78
30,400 at 6.24%$186.98
30,400 at 6.25%$187.18
30,400 at 6.26%$187.38
30,400 at 6.27%$187.57
30,400 at 6.28%$187.77
30,400 at 6.29%$187.97
30,400 at 6.3%$188.17
30,400 at 6.31%$188.37
30,400 at 6.32%$188.56
30,400 at 6.33%$188.76
30,400 at 6.34%$188.96
30,400 at 6.35%$189.16
30,400 at 6.36%$189.36
30,400 at 6.37%$189.56
30,400 at 6.38%$189.76
30,400 at 6.39%$189.95
30,400 at 6.4%$190.15
30,400 at 6.41%$190.35
30,400 at 6.42%$190.55
30,400 at 6.43%$190.75
30,400 at 6.44%$190.95
30,400 at 6.45%$191.15
30,400 at 6.46%$191.35
30,400 at 6.47%$191.55
30,400 at 6.48%$191.75
30,400 at 6.49%$191.95
30,400 at 6.5%$192.15
Interest Rate 30 Year
30,400 at 6.51%$192.35
30,400 at 6.52%$192.55
30,400 at 6.53%$192.75
30,400 at 6.54%$192.95
30,400 at 6.55%$193.15
30,400 at 6.56%$193.35
30,400 at 6.57%$193.55
30,400 at 6.58%$193.75
30,400 at 6.59%$193.95
30,400 at 6.6%$194.15
30,400 at 6.61%$194.35
30,400 at 6.62%$194.55
30,400 at 6.63%$194.76
30,400 at 6.64%$194.96
30,400 at 6.65%$195.16
30,400 at 6.66%$195.36
30,400 at 6.67%$195.56
30,400 at 6.68%$195.76
30,400 at 6.69%$195.96
30,400 at 6.7%$196.16
30,400 at 6.71%$196.37
30,400 at 6.72%$196.57
30,400 at 6.73%$196.77
30,400 at 6.74%$196.97
30,400 at 6.75%$197.17
30,400 at 6.76%$197.38
30,400 at 6.77%$197.58
30,400 at 6.78%$197.78
30,400 at 6.79%$197.98
30,400 at 6.8%$198.19
30,400 at 6.81%$198.39
30,400 at 6.82%$198.59
30,400 at 6.83%$198.79
30,400 at 6.84%$199.00
30,400 at 6.85%$199.20
30,400 at 6.86%$199.40
30,400 at 6.87%$199.60
30,400 at 6.88%$199.81
30,400 at 6.89%$200.01
30,400 at 6.9%$200.21
30,400 at 6.91%$200.42
30,400 at 6.92%$200.62
30,400 at 6.93%$200.82
30,400 at 6.94%$201.03
30,400 at 6.95%$201.23
30,400 at 6.96%$201.44
30,400 at 6.97%$201.64
30,400 at 6.98%$201.84
30,400 at 6.99%$202.05
30,400 at 7%$202.25
30,400 at 7.01%$202.46
30,400 at 7.02%$202.66
30,400 at 7.03%$202.86
30,400 at 7.04%$203.07
30,400 at 7.05%$203.27
30,400 at 7.06%$203.48
30,400 at 7.07%$203.68
30,400 at 7.08%$203.89
30,400 at 7.09%$204.09
30,400 at 7.1%$204.30
30,400 at 7.11%$204.50
30,400 at 7.12%$204.71
30,400 at 7.13%$204.91
30,400 at 7.14%$205.12
30,400 at 7.15%$205.32
30,400 at 7.16%$205.53
30,400 at 7.17%$205.73
30,400 at 7.18%$205.94
30,400 at 7.19%$206.15
30,400 at 7.2%$206.35
30,400 at 7.21%$206.56
30,400 at 7.22%$206.76
30,400 at 7.23%$206.97
30,400 at 7.24%$207.18
30,400 at 7.25%$207.38
30,400 at 7.26%$207.59
30,400 at 7.27%$207.79
30,400 at 7.28%$208.00
30,400 at 7.29%$208.21
30,400 at 7.3%$208.41
30,400 at 7.31%$208.62
30,400 at 7.32%$208.83
30,400 at 7.33%$209.03
30,400 at 7.34%$209.24
30,400 at 7.35%$209.45
30,400 at 7.36%$209.65
30,400 at 7.37%$209.86
30,400 at 7.38%$210.07
30,400 at 7.39%$210.28
30,400 at 7.4%$210.48
30,400 at 7.41%$210.69
30,400 at 7.42%$210.90
30,400 at 7.43%$211.11
30,400 at 7.44%$211.31
30,400 at 7.45%$211.52
30,400 at 7.46%$211.73
30,400 at 7.47%$211.94
30,400 at 7.48%$212.15
30,400 at 7.49%$212.35
30,400 at 7.5%$212.56
30,400 at 7.51%$212.77
30,400 at 7.52%$212.98
30,400 at 7.53%$213.19
30,400 at 7.54%$213.39
30,400 at 7.55%$213.60
30,400 at 7.56%$213.81
30,400 at 7.57%$214.02
30,400 at 7.58%$214.23
30,400 at 7.59%$214.44
30,400 at 7.6%$214.65
30,400 at 7.61%$214.86
30,400 at 7.62%$215.06
30,400 at 7.63%$215.27
30,400 at 7.64%$215.48
30,400 at 7.65%$215.69
30,400 at 7.66%$215.90
30,400 at 7.67%$216.11
30,400 at 7.68%$216.32
30,400 at 7.69%$216.53
30,400 at 7.7%$216.74
30,400 at 7.71%$216.95
30,400 at 7.72%$217.16
30,400 at 7.73%$217.37
30,400 at 7.74%$217.58
30,400 at 7.75%$217.79
30,400 at 7.76%$218.00
30,400 at 7.77%$218.21
30,400 at 7.78%$218.42
30,400 at 7.79%$218.63
30,400 at 7.8%$218.84
30,400 at 7.81%$219.05
30,400 at 7.82%$219.26
30,400 at 7.83%$219.47
30,400 at 7.84%$219.68
30,400 at 7.85%$219.89
30,400 at 7.86%$220.10
30,400 at 7.87%$220.32
30,400 at 7.88%$220.53
30,400 at 7.89%$220.74
30,400 at 7.9%$220.95
30,400 at 7.91%$221.16
30,400 at 7.92%$221.37
30,400 at 7.93%$221.58
30,400 at 7.94%$221.79
30,400 at 7.95%$222.01
30,400 at 7.96%$222.22
30,400 at 7.97%$222.43
30,400 at 7.98%$222.64
30,400 at 7.99%$222.85
30,400 at 8%$223.06
More Amounts
What is the down payment for a $30,400 house? How much do you need to put down?
Percent Down Down Payment
1%304
2%608
3%912
4%1,216
5%1,520
6%1,824
7%2,128
8%2,432
9%2,736
10%3,040
11%3,344
12%3,648
13%3,952
14%4,256
15%4,560
16%4,864
17%5,168
18%5,472
19%5,776
20%6,080
Percent Down Down Payment
21%6,384
22%6,688
23%6,992
24%7,296
25%7,600
26%7,904
27%8,208
28%8,512
29%8,816
30%9,120
31%9,424
32%9,728
33%10,032
34%10,336
35%10,640
36%10,944
37%11,248
38%11,552
39%11,856
40%12,160
Percent Down Down Payment
41%12,464
42%12,768
43%13,072
44%13,376
45%13,680
46%13,984
47%14,288
48%14,592
49%14,896
50%15,200
51%15,504
52%15,808
53%16,112
54%16,416
55%16,720
56%17,024
57%17,328
58%17,632
59%17,936
60%18,240
Percent Down Down Payment
61%18,544
62%18,848
63%19,152
64%19,456
65%19,760
66%20,064
67%20,368
68%20,672
69%20,976
70%21,280
71%21,584
72%21,888
73%22,192
74%22,496
75%22,800
76%23,104
77%23,408
78%23,712
79%24,016
80%24,320
Percent Down Down Payment
81%24,624
82%24,928
83%25,232
84%25,536
85%25,840
86%26,144
87%26,448
88%26,752
89%27,056
90%27,360
91%27,664
92%27,968
93%28,272
94%28,576
95%28,880
96%29,184
97%29,488
98%29,792
99%30,096
100%30,400
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.