$30,200 Mortgage for 30 Years

What is the monthly payment of a 30,200 dollar loan?
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Loan Tables for a $30,200 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 30k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $30,200 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
30,200 at 2.01%$111.78
30,200 at 2.02%$111.93
30,200 at 2.03%$112.08
30,200 at 2.04%$112.23
30,200 at 2.05%$112.38
30,200 at 2.06%$112.53
30,200 at 2.07%$112.69
30,200 at 2.08%$112.84
30,200 at 2.09%$112.99
30,200 at 2.1%$113.14
30,200 at 2.11%$113.29
30,200 at 2.12%$113.45
30,200 at 2.13%$113.60
30,200 at 2.14%$113.75
30,200 at 2.15%$113.90
30,200 at 2.16%$114.06
30,200 at 2.17%$114.21
30,200 at 2.18%$114.36
30,200 at 2.19%$114.52
30,200 at 2.2%$114.67
30,200 at 2.21%$114.82
30,200 at 2.22%$114.98
30,200 at 2.23%$115.13
30,200 at 2.24%$115.28
30,200 at 2.25%$115.44
30,200 at 2.26%$115.59
30,200 at 2.27%$115.75
30,200 at 2.28%$115.90
30,200 at 2.29%$116.06
30,200 at 2.3%$116.21
30,200 at 2.31%$116.36
30,200 at 2.32%$116.52
30,200 at 2.33%$116.67
30,200 at 2.34%$116.83
30,200 at 2.35%$116.98
30,200 at 2.36%$117.14
30,200 at 2.37%$117.30
30,200 at 2.38%$117.45
30,200 at 2.39%$117.61
30,200 at 2.4%$117.76
30,200 at 2.41%$117.92
30,200 at 2.42%$118.07
30,200 at 2.43%$118.23
30,200 at 2.44%$118.39
30,200 at 2.45%$118.54
30,200 at 2.46%$118.70
30,200 at 2.47%$118.86
30,200 at 2.48%$119.01
30,200 at 2.49%$119.17
30,200 at 2.5%$119.33
30,200 at 2.51%$119.48
30,200 at 2.52%$119.64
30,200 at 2.53%$119.80
30,200 at 2.54%$119.96
30,200 at 2.55%$120.11
30,200 at 2.56%$120.27
30,200 at 2.57%$120.43
30,200 at 2.58%$120.59
30,200 at 2.59%$120.74
30,200 at 2.6%$120.90
30,200 at 2.61%$121.06
30,200 at 2.62%$121.22
30,200 at 2.63%$121.38
30,200 at 2.64%$121.54
30,200 at 2.65%$121.70
30,200 at 2.66%$121.85
30,200 at 2.67%$122.01
30,200 at 2.68%$122.17
30,200 at 2.69%$122.33
30,200 at 2.7%$122.49
30,200 at 2.71%$122.65
30,200 at 2.72%$122.81
30,200 at 2.73%$122.97
30,200 at 2.74%$123.13
30,200 at 2.75%$123.29
30,200 at 2.76%$123.45
30,200 at 2.77%$123.61
30,200 at 2.78%$123.77
30,200 at 2.79%$123.93
30,200 at 2.8%$124.09
30,200 at 2.81%$124.25
30,200 at 2.82%$124.41
30,200 at 2.83%$124.57
30,200 at 2.84%$124.73
30,200 at 2.85%$124.89
30,200 at 2.86%$125.06
30,200 at 2.87%$125.22
30,200 at 2.88%$125.38
30,200 at 2.89%$125.54
30,200 at 2.9%$125.70
30,200 at 2.91%$125.86
30,200 at 2.92%$126.03
30,200 at 2.93%$126.19
30,200 at 2.94%$126.35
30,200 at 2.95%$126.51
30,200 at 2.96%$126.67
30,200 at 2.97%$126.84
30,200 at 2.98%$127.00
30,200 at 2.99%$127.16
30,200 at 3%$127.32
30,200 at 3.01%$127.49
30,200 at 3.02%$127.65
30,200 at 3.03%$127.81
30,200 at 3.04%$127.98
30,200 at 3.05%$128.14
30,200 at 3.06%$128.30
30,200 at 3.07%$128.47
30,200 at 3.08%$128.63
30,200 at 3.09%$128.79
30,200 at 3.1%$128.96
30,200 at 3.11%$129.12
30,200 at 3.12%$129.29
30,200 at 3.13%$129.45
30,200 at 3.14%$129.62
30,200 at 3.15%$129.78
30,200 at 3.16%$129.95
30,200 at 3.17%$130.11
30,200 at 3.18%$130.27
30,200 at 3.19%$130.44
30,200 at 3.2%$130.60
30,200 at 3.21%$130.77
30,200 at 3.22%$130.94
30,200 at 3.23%$131.10
30,200 at 3.24%$131.27
30,200 at 3.25%$131.43
30,200 at 3.26%$131.60
30,200 at 3.27%$131.76
30,200 at 3.28%$131.93
30,200 at 3.29%$132.10
30,200 at 3.3%$132.26
30,200 at 3.31%$132.43
30,200 at 3.32%$132.60
30,200 at 3.33%$132.76
30,200 at 3.34%$132.93
30,200 at 3.35%$133.10
30,200 at 3.36%$133.26
30,200 at 3.37%$133.43
30,200 at 3.38%$133.60
30,200 at 3.39%$133.76
30,200 at 3.4%$133.93
30,200 at 3.41%$134.10
30,200 at 3.42%$134.27
30,200 at 3.43%$134.43
30,200 at 3.44%$134.60
30,200 at 3.45%$134.77
30,200 at 3.46%$134.94
30,200 at 3.47%$135.11
30,200 at 3.48%$135.27
30,200 at 3.49%$135.44
30,200 at 3.5%$135.61
Interest Rate 30 Year
30,200 at 3.51%$135.78
30,200 at 3.52%$135.95
30,200 at 3.53%$136.12
30,200 at 3.54%$136.29
30,200 at 3.55%$136.46
30,200 at 3.56%$136.62
30,200 at 3.57%$136.79
30,200 at 3.58%$136.96
30,200 at 3.59%$137.13
30,200 at 3.6%$137.30
30,200 at 3.61%$137.47
30,200 at 3.62%$137.64
30,200 at 3.63%$137.81
30,200 at 3.64%$137.98
30,200 at 3.65%$138.15
30,200 at 3.66%$138.32
30,200 at 3.67%$138.49
30,200 at 3.68%$138.66
30,200 at 3.69%$138.83
30,200 at 3.7%$139.01
30,200 at 3.71%$139.18
30,200 at 3.72%$139.35
30,200 at 3.73%$139.52
30,200 at 3.74%$139.69
30,200 at 3.75%$139.86
30,200 at 3.76%$140.03
30,200 at 3.77%$140.20
30,200 at 3.78%$140.38
30,200 at 3.79%$140.55
30,200 at 3.8%$140.72
30,200 at 3.81%$140.89
30,200 at 3.82%$141.06
30,200 at 3.83%$141.24
30,200 at 3.84%$141.41
30,200 at 3.85%$141.58
30,200 at 3.86%$141.75
30,200 at 3.87%$141.93
30,200 at 3.88%$142.10
30,200 at 3.89%$142.27
30,200 at 3.9%$142.44
30,200 at 3.91%$142.62
30,200 at 3.92%$142.79
30,200 at 3.93%$142.96
30,200 at 3.94%$143.14
30,200 at 3.95%$143.31
30,200 at 3.96%$143.48
30,200 at 3.97%$143.66
30,200 at 3.98%$143.83
30,200 at 3.99%$144.01
30,200 at 4%$144.18
30,200 at 4.01%$144.35
30,200 at 4.02%$144.53
30,200 at 4.03%$144.70
30,200 at 4.04%$144.88
30,200 at 4.05%$145.05
30,200 at 4.06%$145.23
30,200 at 4.07%$145.40
30,200 at 4.08%$145.58
30,200 at 4.09%$145.75
30,200 at 4.1%$145.93
30,200 at 4.11%$146.10
30,200 at 4.12%$146.28
30,200 at 4.13%$146.45
30,200 at 4.14%$146.63
30,200 at 4.15%$146.80
30,200 at 4.16%$146.98
30,200 at 4.17%$147.15
30,200 at 4.18%$147.33
30,200 at 4.19%$147.51
30,200 at 4.2%$147.68
30,200 at 4.21%$147.86
30,200 at 4.22%$148.04
30,200 at 4.23%$148.21
30,200 at 4.24%$148.39
30,200 at 4.25%$148.57
30,200 at 4.26%$148.74
30,200 at 4.27%$148.92
30,200 at 4.28%$149.10
30,200 at 4.29%$149.27
30,200 at 4.3%$149.45
30,200 at 4.31%$149.63
30,200 at 4.32%$149.81
30,200 at 4.33%$149.98
30,200 at 4.34%$150.16
30,200 at 4.35%$150.34
30,200 at 4.36%$150.52
30,200 at 4.37%$150.70
30,200 at 4.38%$150.87
30,200 at 4.39%$151.05
30,200 at 4.4%$151.23
30,200 at 4.41%$151.41
30,200 at 4.42%$151.59
30,200 at 4.43%$151.77
30,200 at 4.44%$151.94
30,200 at 4.45%$152.12
30,200 at 4.46%$152.30
30,200 at 4.47%$152.48
30,200 at 4.48%$152.66
30,200 at 4.49%$152.84
30,200 at 4.5%$153.02
30,200 at 4.51%$153.20
30,200 at 4.52%$153.38
30,200 at 4.53%$153.56
30,200 at 4.54%$153.74
30,200 at 4.55%$153.92
30,200 at 4.56%$154.10
30,200 at 4.57%$154.28
30,200 at 4.58%$154.46
30,200 at 4.59%$154.64
30,200 at 4.6%$154.82
30,200 at 4.61%$155.00
30,200 at 4.62%$155.18
30,200 at 4.63%$155.36
30,200 at 4.64%$155.54
30,200 at 4.65%$155.72
30,200 at 4.66%$155.90
30,200 at 4.67%$156.08
30,200 at 4.68%$156.27
30,200 at 4.69%$156.45
30,200 at 4.7%$156.63
30,200 at 4.71%$156.81
30,200 at 4.72%$156.99
30,200 at 4.73%$157.17
30,200 at 4.74%$157.36
30,200 at 4.75%$157.54
30,200 at 4.76%$157.72
30,200 at 4.77%$157.90
30,200 at 4.78%$158.08
30,200 at 4.79%$158.27
30,200 at 4.8%$158.45
30,200 at 4.81%$158.63
30,200 at 4.82%$158.81
30,200 at 4.83%$159.00
30,200 at 4.84%$159.18
30,200 at 4.85%$159.36
30,200 at 4.86%$159.55
30,200 at 4.87%$159.73
30,200 at 4.88%$159.91
30,200 at 4.89%$160.10
30,200 at 4.9%$160.28
30,200 at 4.91%$160.46
30,200 at 4.92%$160.65
30,200 at 4.93%$160.83
30,200 at 4.94%$161.01
30,200 at 4.95%$161.20
30,200 at 4.96%$161.38
30,200 at 4.97%$161.57
30,200 at 4.98%$161.75
30,200 at 4.99%$161.94
30,200 at 5%$162.12
Interest Rate 30 Year
30,200 at 5.01%$162.30
30,200 at 5.02%$162.49
30,200 at 5.03%$162.67
30,200 at 5.04%$162.86
30,200 at 5.05%$163.04
30,200 at 5.06%$163.23
30,200 at 5.07%$163.41
30,200 at 5.08%$163.60
30,200 at 5.09%$163.79
30,200 at 5.1%$163.97
30,200 at 5.11%$164.16
30,200 at 5.12%$164.34
30,200 at 5.13%$164.53
30,200 at 5.14%$164.71
30,200 at 5.15%$164.90
30,200 at 5.16%$165.09
30,200 at 5.17%$165.27
30,200 at 5.18%$165.46
30,200 at 5.19%$165.64
30,200 at 5.2%$165.83
30,200 at 5.21%$166.02
30,200 at 5.22%$166.20
30,200 at 5.23%$166.39
30,200 at 5.24%$166.58
30,200 at 5.25%$166.77
30,200 at 5.26%$166.95
30,200 at 5.27%$167.14
30,200 at 5.28%$167.33
30,200 at 5.29%$167.51
30,200 at 5.3%$167.70
30,200 at 5.31%$167.89
30,200 at 5.32%$168.08
30,200 at 5.33%$168.27
30,200 at 5.34%$168.45
30,200 at 5.35%$168.64
30,200 at 5.36%$168.83
30,200 at 5.37%$169.02
30,200 at 5.38%$169.21
30,200 at 5.39%$169.39
30,200 at 5.4%$169.58
30,200 at 5.41%$169.77
30,200 at 5.42%$169.96
30,200 at 5.43%$170.15
30,200 at 5.44%$170.34
30,200 at 5.45%$170.53
30,200 at 5.46%$170.72
30,200 at 5.47%$170.90
30,200 at 5.48%$171.09
30,200 at 5.49%$171.28
30,200 at 5.5%$171.47
30,200 at 5.51%$171.66
30,200 at 5.52%$171.85
30,200 at 5.53%$172.04
30,200 at 5.54%$172.23
30,200 at 5.55%$172.42
30,200 at 5.56%$172.61
30,200 at 5.57%$172.80
30,200 at 5.58%$172.99
30,200 at 5.59%$173.18
30,200 at 5.6%$173.37
30,200 at 5.61%$173.56
30,200 at 5.62%$173.75
30,200 at 5.63%$173.94
30,200 at 5.64%$174.13
30,200 at 5.65%$174.33
30,200 at 5.66%$174.52
30,200 at 5.67%$174.71
30,200 at 5.68%$174.90
30,200 at 5.69%$175.09
30,200 at 5.7%$175.28
30,200 at 5.71%$175.47
30,200 at 5.72%$175.66
30,200 at 5.73%$175.86
30,200 at 5.74%$176.05
30,200 at 5.75%$176.24
30,200 at 5.76%$176.43
30,200 at 5.77%$176.62
30,200 at 5.78%$176.81
30,200 at 5.79%$177.01
30,200 at 5.8%$177.20
30,200 at 5.81%$177.39
30,200 at 5.82%$177.58
30,200 at 5.83%$177.78
30,200 at 5.84%$177.97
30,200 at 5.85%$178.16
30,200 at 5.86%$178.35
30,200 at 5.87%$178.55
30,200 at 5.88%$178.74
30,200 at 5.89%$178.93
30,200 at 5.9%$179.13
30,200 at 5.91%$179.32
30,200 at 5.92%$179.51
30,200 at 5.93%$179.71
30,200 at 5.94%$179.90
30,200 at 5.95%$180.09
30,200 at 5.96%$180.29
30,200 at 5.97%$180.48
30,200 at 5.98%$180.68
30,200 at 5.99%$180.87
30,200 at 6%$181.06
30,200 at 6.01%$181.26
30,200 at 6.02%$181.45
30,200 at 6.03%$181.65
30,200 at 6.04%$181.84
30,200 at 6.05%$182.04
30,200 at 6.06%$182.23
30,200 at 6.07%$182.43
30,200 at 6.08%$182.62
30,200 at 6.09%$182.82
30,200 at 6.1%$183.01
30,200 at 6.11%$183.21
30,200 at 6.12%$183.40
30,200 at 6.13%$183.60
30,200 at 6.14%$183.79
30,200 at 6.15%$183.99
30,200 at 6.16%$184.18
30,200 at 6.17%$184.38
30,200 at 6.18%$184.57
30,200 at 6.19%$184.77
30,200 at 6.2%$184.97
30,200 at 6.21%$185.16
30,200 at 6.22%$185.36
30,200 at 6.23%$185.55
30,200 at 6.24%$185.75
30,200 at 6.25%$185.95
30,200 at 6.26%$186.14
30,200 at 6.27%$186.34
30,200 at 6.28%$186.54
30,200 at 6.29%$186.73
30,200 at 6.3%$186.93
30,200 at 6.31%$187.13
30,200 at 6.32%$187.32
30,200 at 6.33%$187.52
30,200 at 6.34%$187.72
30,200 at 6.35%$187.92
30,200 at 6.36%$188.11
30,200 at 6.37%$188.31
30,200 at 6.38%$188.51
30,200 at 6.39%$188.71
30,200 at 6.4%$188.90
30,200 at 6.41%$189.10
30,200 at 6.42%$189.30
30,200 at 6.43%$189.50
30,200 at 6.44%$189.69
30,200 at 6.45%$189.89
30,200 at 6.46%$190.09
30,200 at 6.47%$190.29
30,200 at 6.48%$190.49
30,200 at 6.49%$190.69
30,200 at 6.5%$190.88
Interest Rate 30 Year
30,200 at 6.51%$191.08
30,200 at 6.52%$191.28
30,200 at 6.53%$191.48
30,200 at 6.54%$191.68
30,200 at 6.55%$191.88
30,200 at 6.56%$192.08
30,200 at 6.57%$192.28
30,200 at 6.58%$192.48
30,200 at 6.59%$192.68
30,200 at 6.6%$192.87
30,200 at 6.61%$193.07
30,200 at 6.62%$193.27
30,200 at 6.63%$193.47
30,200 at 6.64%$193.67
30,200 at 6.65%$193.87
30,200 at 6.66%$194.07
30,200 at 6.67%$194.27
30,200 at 6.68%$194.47
30,200 at 6.69%$194.67
30,200 at 6.7%$194.87
30,200 at 6.71%$195.07
30,200 at 6.72%$195.27
30,200 at 6.73%$195.48
30,200 at 6.74%$195.68
30,200 at 6.75%$195.88
30,200 at 6.76%$196.08
30,200 at 6.77%$196.28
30,200 at 6.78%$196.48
30,200 at 6.79%$196.68
30,200 at 6.8%$196.88
30,200 at 6.81%$197.08
30,200 at 6.82%$197.28
30,200 at 6.83%$197.49
30,200 at 6.84%$197.69
30,200 at 6.85%$197.89
30,200 at 6.86%$198.09
30,200 at 6.87%$198.29
30,200 at 6.88%$198.49
30,200 at 6.89%$198.70
30,200 at 6.9%$198.90
30,200 at 6.91%$199.10
30,200 at 6.92%$199.30
30,200 at 6.93%$199.50
30,200 at 6.94%$199.71
30,200 at 6.95%$199.91
30,200 at 6.96%$200.11
30,200 at 6.97%$200.31
30,200 at 6.98%$200.52
30,200 at 6.99%$200.72
30,200 at 7%$200.92
30,200 at 7.01%$201.12
30,200 at 7.02%$201.33
30,200 at 7.03%$201.53
30,200 at 7.04%$201.73
30,200 at 7.05%$201.94
30,200 at 7.06%$202.14
30,200 at 7.07%$202.34
30,200 at 7.08%$202.55
30,200 at 7.09%$202.75
30,200 at 7.1%$202.95
30,200 at 7.11%$203.16
30,200 at 7.12%$203.36
30,200 at 7.13%$203.56
30,200 at 7.14%$203.77
30,200 at 7.15%$203.97
30,200 at 7.16%$204.18
30,200 at 7.17%$204.38
30,200 at 7.18%$204.59
30,200 at 7.19%$204.79
30,200 at 7.2%$204.99
30,200 at 7.21%$205.20
30,200 at 7.22%$205.40
30,200 at 7.23%$205.61
30,200 at 7.24%$205.81
30,200 at 7.25%$206.02
30,200 at 7.26%$206.22
30,200 at 7.27%$206.43
30,200 at 7.28%$206.63
30,200 at 7.29%$206.84
30,200 at 7.3%$207.04
30,200 at 7.31%$207.25
30,200 at 7.32%$207.45
30,200 at 7.33%$207.66
30,200 at 7.34%$207.86
30,200 at 7.35%$208.07
30,200 at 7.36%$208.28
30,200 at 7.37%$208.48
30,200 at 7.38%$208.69
30,200 at 7.39%$208.89
30,200 at 7.4%$209.10
30,200 at 7.41%$209.30
30,200 at 7.42%$209.51
30,200 at 7.43%$209.72
30,200 at 7.44%$209.92
30,200 at 7.45%$210.13
30,200 at 7.46%$210.34
30,200 at 7.47%$210.54
30,200 at 7.48%$210.75
30,200 at 7.49%$210.96
30,200 at 7.5%$211.16
30,200 at 7.51%$211.37
30,200 at 7.52%$211.58
30,200 at 7.53%$211.78
30,200 at 7.54%$211.99
30,200 at 7.55%$212.20
30,200 at 7.56%$212.40
30,200 at 7.57%$212.61
30,200 at 7.58%$212.82
30,200 at 7.59%$213.03
30,200 at 7.6%$213.23
30,200 at 7.61%$213.44
30,200 at 7.62%$213.65
30,200 at 7.63%$213.86
30,200 at 7.64%$214.07
30,200 at 7.65%$214.27
30,200 at 7.66%$214.48
30,200 at 7.67%$214.69
30,200 at 7.68%$214.90
30,200 at 7.69%$215.11
30,200 at 7.7%$215.31
30,200 at 7.71%$215.52
30,200 at 7.72%$215.73
30,200 at 7.73%$215.94
30,200 at 7.74%$216.15
30,200 at 7.75%$216.36
30,200 at 7.76%$216.57
30,200 at 7.77%$216.77
30,200 at 7.78%$216.98
30,200 at 7.79%$217.19
30,200 at 7.8%$217.40
30,200 at 7.81%$217.61
30,200 at 7.82%$217.82
30,200 at 7.83%$218.03
30,200 at 7.84%$218.24
30,200 at 7.85%$218.45
30,200 at 7.86%$218.66
30,200 at 7.87%$218.87
30,200 at 7.88%$219.08
30,200 at 7.89%$219.29
30,200 at 7.9%$219.50
30,200 at 7.91%$219.71
30,200 at 7.92%$219.91
30,200 at 7.93%$220.12
30,200 at 7.94%$220.34
30,200 at 7.95%$220.55
30,200 at 7.96%$220.76
30,200 at 7.97%$220.97
30,200 at 7.98%$221.18
30,200 at 7.99%$221.39
30,200 at 8%$221.60
More Amounts
What is the down payment for a $30,200 house? How much do you need to put down?
Percent Down Down Payment
1%302
2%604
3%906
4%1,208
5%1,510
6%1,812
7%2,114
8%2,416
9%2,718
10%3,020
11%3,322
12%3,624
13%3,926
14%4,228
15%4,530
16%4,832
17%5,134
18%5,436
19%5,738
20%6,040
Percent Down Down Payment
21%6,342
22%6,644
23%6,946
24%7,248
25%7,550
26%7,852
27%8,154
28%8,456
29%8,758
30%9,060
31%9,362
32%9,664
33%9,966
34%10,268
35%10,570
36%10,872
37%11,174
38%11,476
39%11,778
40%12,080
Percent Down Down Payment
41%12,382
42%12,684
43%12,986
44%13,288
45%13,590
46%13,892
47%14,194
48%14,496
49%14,798
50%15,100
51%15,402
52%15,704
53%16,006
54%16,308
55%16,610
56%16,912
57%17,214
58%17,516
59%17,818
60%18,120
Percent Down Down Payment
61%18,422
62%18,724
63%19,026
64%19,328
65%19,630
66%19,932
67%20,234
68%20,536
69%20,838
70%21,140
71%21,442
72%21,744
73%22,046
74%22,348
75%22,650
76%22,952
77%23,254
78%23,556
79%23,858
80%24,160
Percent Down Down Payment
81%24,462
82%24,764
83%25,066
84%25,368
85%25,670
86%25,972
87%26,274
88%26,576
89%26,878
90%27,180
91%27,482
92%27,784
93%28,086
94%28,388
95%28,690
96%28,992
97%29,294
98%29,596
99%29,898
100%30,200
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.