$29,550 Mortgage for 30 Years

What is the monthly payment of a 29,550 dollar loan?
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Loan Tables for a $29,550 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 30k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $29,550 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
29,550 at 2.01%$109.37
29,550 at 2.02%$109.52
29,550 at 2.03%$109.67
29,550 at 2.04%$109.81
29,550 at 2.05%$109.96
29,550 at 2.06%$110.11
29,550 at 2.07%$110.26
29,550 at 2.08%$110.41
29,550 at 2.09%$110.56
29,550 at 2.1%$110.71
29,550 at 2.11%$110.86
29,550 at 2.12%$111.00
29,550 at 2.13%$111.15
29,550 at 2.14%$111.30
29,550 at 2.15%$111.45
29,550 at 2.16%$111.60
29,550 at 2.17%$111.75
29,550 at 2.18%$111.90
29,550 at 2.19%$112.05
29,550 at 2.2%$112.20
29,550 at 2.21%$112.35
29,550 at 2.22%$112.50
29,550 at 2.23%$112.65
29,550 at 2.24%$112.80
29,550 at 2.25%$112.95
29,550 at 2.26%$113.10
29,550 at 2.27%$113.26
29,550 at 2.28%$113.41
29,550 at 2.29%$113.56
29,550 at 2.3%$113.71
29,550 at 2.31%$113.86
29,550 at 2.32%$114.01
29,550 at 2.33%$114.16
29,550 at 2.34%$114.31
29,550 at 2.35%$114.47
29,550 at 2.36%$114.62
29,550 at 2.37%$114.77
29,550 at 2.38%$114.92
29,550 at 2.39%$115.08
29,550 at 2.4%$115.23
29,550 at 2.41%$115.38
29,550 at 2.42%$115.53
29,550 at 2.43%$115.69
29,550 at 2.44%$115.84
29,550 at 2.45%$115.99
29,550 at 2.46%$116.14
29,550 at 2.47%$116.30
29,550 at 2.48%$116.45
29,550 at 2.49%$116.60
29,550 at 2.5%$116.76
29,550 at 2.51%$116.91
29,550 at 2.52%$117.07
29,550 at 2.53%$117.22
29,550 at 2.54%$117.37
29,550 at 2.55%$117.53
29,550 at 2.56%$117.68
29,550 at 2.57%$117.84
29,550 at 2.58%$117.99
29,550 at 2.59%$118.15
29,550 at 2.6%$118.30
29,550 at 2.61%$118.46
29,550 at 2.62%$118.61
29,550 at 2.63%$118.77
29,550 at 2.64%$118.92
29,550 at 2.65%$119.08
29,550 at 2.66%$119.23
29,550 at 2.67%$119.39
29,550 at 2.68%$119.54
29,550 at 2.69%$119.70
29,550 at 2.7%$119.85
29,550 at 2.71%$120.01
29,550 at 2.72%$120.17
29,550 at 2.73%$120.32
29,550 at 2.74%$120.48
29,550 at 2.75%$120.64
29,550 at 2.76%$120.79
29,550 at 2.77%$120.95
29,550 at 2.78%$121.11
29,550 at 2.79%$121.26
29,550 at 2.8%$121.42
29,550 at 2.81%$121.58
29,550 at 2.82%$121.73
29,550 at 2.83%$121.89
29,550 at 2.84%$122.05
29,550 at 2.85%$122.21
29,550 at 2.86%$122.36
29,550 at 2.87%$122.52
29,550 at 2.88%$122.68
29,550 at 2.89%$122.84
29,550 at 2.9%$123.00
29,550 at 2.91%$123.15
29,550 at 2.92%$123.31
29,550 at 2.93%$123.47
29,550 at 2.94%$123.63
29,550 at 2.95%$123.79
29,550 at 2.96%$123.95
29,550 at 2.97%$124.11
29,550 at 2.98%$124.27
29,550 at 2.99%$124.42
29,550 at 3%$124.58
29,550 at 3.01%$124.74
29,550 at 3.02%$124.90
29,550 at 3.03%$125.06
29,550 at 3.04%$125.22
29,550 at 3.05%$125.38
29,550 at 3.06%$125.54
29,550 at 3.07%$125.70
29,550 at 3.08%$125.86
29,550 at 3.09%$126.02
29,550 at 3.1%$126.18
29,550 at 3.11%$126.34
29,550 at 3.12%$126.50
29,550 at 3.13%$126.67
29,550 at 3.14%$126.83
29,550 at 3.15%$126.99
29,550 at 3.16%$127.15
29,550 at 3.17%$127.31
29,550 at 3.18%$127.47
29,550 at 3.19%$127.63
29,550 at 3.2%$127.79
29,550 at 3.21%$127.96
29,550 at 3.22%$128.12
29,550 at 3.23%$128.28
29,550 at 3.24%$128.44
29,550 at 3.25%$128.60
29,550 at 3.26%$128.77
29,550 at 3.27%$128.93
29,550 at 3.28%$129.09
29,550 at 3.29%$129.25
29,550 at 3.3%$129.42
29,550 at 3.31%$129.58
29,550 at 3.32%$129.74
29,550 at 3.33%$129.90
29,550 at 3.34%$130.07
29,550 at 3.35%$130.23
29,550 at 3.36%$130.39
29,550 at 3.37%$130.56
29,550 at 3.38%$130.72
29,550 at 3.39%$130.88
29,550 at 3.4%$131.05
29,550 at 3.41%$131.21
29,550 at 3.42%$131.38
29,550 at 3.43%$131.54
29,550 at 3.44%$131.70
29,550 at 3.45%$131.87
29,550 at 3.46%$132.03
29,550 at 3.47%$132.20
29,550 at 3.48%$132.36
29,550 at 3.49%$132.53
29,550 at 3.5%$132.69
Interest Rate 30 Year
29,550 at 3.51%$132.86
29,550 at 3.52%$133.02
29,550 at 3.53%$133.19
29,550 at 3.54%$133.35
29,550 at 3.55%$133.52
29,550 at 3.56%$133.68
29,550 at 3.57%$133.85
29,550 at 3.58%$134.02
29,550 at 3.59%$134.18
29,550 at 3.6%$134.35
29,550 at 3.61%$134.51
29,550 at 3.62%$134.68
29,550 at 3.63%$134.85
29,550 at 3.64%$135.01
29,550 at 3.65%$135.18
29,550 at 3.66%$135.35
29,550 at 3.67%$135.51
29,550 at 3.68%$135.68
29,550 at 3.69%$135.85
29,550 at 3.7%$136.01
29,550 at 3.71%$136.18
29,550 at 3.72%$136.35
29,550 at 3.73%$136.52
29,550 at 3.74%$136.68
29,550 at 3.75%$136.85
29,550 at 3.76%$137.02
29,550 at 3.77%$137.19
29,550 at 3.78%$137.35
29,550 at 3.79%$137.52
29,550 at 3.8%$137.69
29,550 at 3.81%$137.86
29,550 at 3.82%$138.03
29,550 at 3.83%$138.20
29,550 at 3.84%$138.36
29,550 at 3.85%$138.53
29,550 at 3.86%$138.70
29,550 at 3.87%$138.87
29,550 at 3.88%$139.04
29,550 at 3.89%$139.21
29,550 at 3.9%$139.38
29,550 at 3.91%$139.55
29,550 at 3.92%$139.72
29,550 at 3.93%$139.89
29,550 at 3.94%$140.06
29,550 at 3.95%$140.23
29,550 at 3.96%$140.40
29,550 at 3.97%$140.57
29,550 at 3.98%$140.74
29,550 at 3.99%$140.91
29,550 at 4%$141.08
29,550 at 4.01%$141.25
29,550 at 4.02%$141.42
29,550 at 4.03%$141.59
29,550 at 4.04%$141.76
29,550 at 4.05%$141.93
29,550 at 4.06%$142.10
29,550 at 4.07%$142.27
29,550 at 4.08%$142.44
29,550 at 4.09%$142.61
29,550 at 4.1%$142.79
29,550 at 4.11%$142.96
29,550 at 4.12%$143.13
29,550 at 4.13%$143.30
29,550 at 4.14%$143.47
29,550 at 4.15%$143.64
29,550 at 4.16%$143.82
29,550 at 4.17%$143.99
29,550 at 4.18%$144.16
29,550 at 4.19%$144.33
29,550 at 4.2%$144.50
29,550 at 4.21%$144.68
29,550 at 4.22%$144.85
29,550 at 4.23%$145.02
29,550 at 4.24%$145.20
29,550 at 4.25%$145.37
29,550 at 4.26%$145.54
29,550 at 4.27%$145.71
29,550 at 4.28%$145.89
29,550 at 4.29%$146.06
29,550 at 4.3%$146.23
29,550 at 4.31%$146.41
29,550 at 4.32%$146.58
29,550 at 4.33%$146.76
29,550 at 4.34%$146.93
29,550 at 4.35%$147.10
29,550 at 4.36%$147.28
29,550 at 4.37%$147.45
29,550 at 4.38%$147.63
29,550 at 4.39%$147.80
29,550 at 4.4%$147.97
29,550 at 4.41%$148.15
29,550 at 4.42%$148.32
29,550 at 4.43%$148.50
29,550 at 4.44%$148.67
29,550 at 4.45%$148.85
29,550 at 4.46%$149.02
29,550 at 4.47%$149.20
29,550 at 4.48%$149.37
29,550 at 4.49%$149.55
29,550 at 4.5%$149.73
29,550 at 4.51%$149.90
29,550 at 4.52%$150.08
29,550 at 4.53%$150.25
29,550 at 4.54%$150.43
29,550 at 4.55%$150.60
29,550 at 4.56%$150.78
29,550 at 4.57%$150.96
29,550 at 4.58%$151.13
29,550 at 4.59%$151.31
29,550 at 4.6%$151.49
29,550 at 4.61%$151.66
29,550 at 4.62%$151.84
29,550 at 4.63%$152.02
29,550 at 4.64%$152.19
29,550 at 4.65%$152.37
29,550 at 4.66%$152.55
29,550 at 4.67%$152.73
29,550 at 4.68%$152.90
29,550 at 4.69%$153.08
29,550 at 4.7%$153.26
29,550 at 4.71%$153.44
29,550 at 4.72%$153.61
29,550 at 4.73%$153.79
29,550 at 4.74%$153.97
29,550 at 4.75%$154.15
29,550 at 4.76%$154.32
29,550 at 4.77%$154.50
29,550 at 4.78%$154.68
29,550 at 4.79%$154.86
29,550 at 4.8%$155.04
29,550 at 4.81%$155.22
29,550 at 4.82%$155.40
29,550 at 4.83%$155.57
29,550 at 4.84%$155.75
29,550 at 4.85%$155.93
29,550 at 4.86%$156.11
29,550 at 4.87%$156.29
29,550 at 4.88%$156.47
29,550 at 4.89%$156.65
29,550 at 4.9%$156.83
29,550 at 4.91%$157.01
29,550 at 4.92%$157.19
29,550 at 4.93%$157.37
29,550 at 4.94%$157.55
29,550 at 4.95%$157.73
29,550 at 4.96%$157.91
29,550 at 4.97%$158.09
29,550 at 4.98%$158.27
29,550 at 4.99%$158.45
29,550 at 5%$158.63
Interest Rate 30 Year
29,550 at 5.01%$158.81
29,550 at 5.02%$158.99
29,550 at 5.03%$159.17
29,550 at 5.04%$159.35
29,550 at 5.05%$159.54
29,550 at 5.06%$159.72
29,550 at 5.07%$159.90
29,550 at 5.08%$160.08
29,550 at 5.09%$160.26
29,550 at 5.1%$160.44
29,550 at 5.11%$160.62
29,550 at 5.12%$160.81
29,550 at 5.13%$160.99
29,550 at 5.14%$161.17
29,550 at 5.15%$161.35
29,550 at 5.16%$161.53
29,550 at 5.17%$161.72
29,550 at 5.18%$161.90
29,550 at 5.19%$162.08
29,550 at 5.2%$162.26
29,550 at 5.21%$162.44
29,550 at 5.22%$162.63
29,550 at 5.23%$162.81
29,550 at 5.24%$162.99
29,550 at 5.25%$163.18
29,550 at 5.26%$163.36
29,550 at 5.27%$163.54
29,550 at 5.28%$163.73
29,550 at 5.29%$163.91
29,550 at 5.3%$164.09
29,550 at 5.31%$164.28
29,550 at 5.32%$164.46
29,550 at 5.33%$164.64
29,550 at 5.34%$164.83
29,550 at 5.35%$165.01
29,550 at 5.36%$165.20
29,550 at 5.37%$165.38
29,550 at 5.38%$165.56
29,550 at 5.39%$165.75
29,550 at 5.4%$165.93
29,550 at 5.41%$166.12
29,550 at 5.42%$166.30
29,550 at 5.43%$166.49
29,550 at 5.44%$166.67
29,550 at 5.45%$166.86
29,550 at 5.46%$167.04
29,550 at 5.47%$167.23
29,550 at 5.48%$167.41
29,550 at 5.49%$167.60
29,550 at 5.5%$167.78
29,550 at 5.51%$167.97
29,550 at 5.52%$168.15
29,550 at 5.53%$168.34
29,550 at 5.54%$168.52
29,550 at 5.55%$168.71
29,550 at 5.56%$168.90
29,550 at 5.57%$169.08
29,550 at 5.58%$169.27
29,550 at 5.59%$169.45
29,550 at 5.6%$169.64
29,550 at 5.61%$169.83
29,550 at 5.62%$170.01
29,550 at 5.63%$170.20
29,550 at 5.64%$170.39
29,550 at 5.65%$170.57
29,550 at 5.66%$170.76
29,550 at 5.67%$170.95
29,550 at 5.68%$171.13
29,550 at 5.69%$171.32
29,550 at 5.7%$171.51
29,550 at 5.71%$171.70
29,550 at 5.72%$171.88
29,550 at 5.73%$172.07
29,550 at 5.74%$172.26
29,550 at 5.75%$172.45
29,550 at 5.76%$172.63
29,550 at 5.77%$172.82
29,550 at 5.78%$173.01
29,550 at 5.79%$173.20
29,550 at 5.8%$173.39
29,550 at 5.81%$173.57
29,550 at 5.82%$173.76
29,550 at 5.83%$173.95
29,550 at 5.84%$174.14
29,550 at 5.85%$174.33
29,550 at 5.86%$174.52
29,550 at 5.87%$174.70
29,550 at 5.88%$174.89
29,550 at 5.89%$175.08
29,550 at 5.9%$175.27
29,550 at 5.91%$175.46
29,550 at 5.92%$175.65
29,550 at 5.93%$175.84
29,550 at 5.94%$176.03
29,550 at 5.95%$176.22
29,550 at 5.96%$176.41
29,550 at 5.97%$176.60
29,550 at 5.98%$176.79
29,550 at 5.99%$176.98
29,550 at 6%$177.17
29,550 at 6.01%$177.36
29,550 at 6.02%$177.55
29,550 at 6.03%$177.74
29,550 at 6.04%$177.93
29,550 at 6.05%$178.12
29,550 at 6.06%$178.31
29,550 at 6.07%$178.50
29,550 at 6.08%$178.69
29,550 at 6.09%$178.88
29,550 at 6.1%$179.07
29,550 at 6.11%$179.26
29,550 at 6.12%$179.45
29,550 at 6.13%$179.64
29,550 at 6.14%$179.84
29,550 at 6.15%$180.03
29,550 at 6.16%$180.22
29,550 at 6.17%$180.41
29,550 at 6.18%$180.60
29,550 at 6.19%$180.79
29,550 at 6.2%$180.98
29,550 at 6.21%$181.18
29,550 at 6.22%$181.37
29,550 at 6.23%$181.56
29,550 at 6.24%$181.75
29,550 at 6.25%$181.94
29,550 at 6.26%$182.14
29,550 at 6.27%$182.33
29,550 at 6.28%$182.52
29,550 at 6.29%$182.71
29,550 at 6.3%$182.91
29,550 at 6.31%$183.10
29,550 at 6.32%$183.29
29,550 at 6.33%$183.48
29,550 at 6.34%$183.68
29,550 at 6.35%$183.87
29,550 at 6.36%$184.06
29,550 at 6.37%$184.26
29,550 at 6.38%$184.45
29,550 at 6.39%$184.64
29,550 at 6.4%$184.84
29,550 at 6.41%$185.03
29,550 at 6.42%$185.22
29,550 at 6.43%$185.42
29,550 at 6.44%$185.61
29,550 at 6.45%$185.81
29,550 at 6.46%$186.00
29,550 at 6.47%$186.19
29,550 at 6.48%$186.39
29,550 at 6.49%$186.58
29,550 at 6.5%$186.78
Interest Rate 30 Year
29,550 at 6.51%$186.97
29,550 at 6.52%$187.16
29,550 at 6.53%$187.36
29,550 at 6.54%$187.55
29,550 at 6.55%$187.75
29,550 at 6.56%$187.94
29,550 at 6.57%$188.14
29,550 at 6.58%$188.33
29,550 at 6.59%$188.53
29,550 at 6.6%$188.72
29,550 at 6.61%$188.92
29,550 at 6.62%$189.11
29,550 at 6.63%$189.31
29,550 at 6.64%$189.51
29,550 at 6.65%$189.70
29,550 at 6.66%$189.90
29,550 at 6.67%$190.09
29,550 at 6.68%$190.29
29,550 at 6.69%$190.48
29,550 at 6.7%$190.68
29,550 at 6.71%$190.88
29,550 at 6.72%$191.07
29,550 at 6.73%$191.27
29,550 at 6.74%$191.46
29,550 at 6.75%$191.66
29,550 at 6.76%$191.86
29,550 at 6.77%$192.05
29,550 at 6.78%$192.25
29,550 at 6.79%$192.45
29,550 at 6.8%$192.64
29,550 at 6.81%$192.84
29,550 at 6.82%$193.04
29,550 at 6.83%$193.23
29,550 at 6.84%$193.43
29,550 at 6.85%$193.63
29,550 at 6.86%$193.83
29,550 at 6.87%$194.02
29,550 at 6.88%$194.22
29,550 at 6.89%$194.42
29,550 at 6.9%$194.62
29,550 at 6.91%$194.81
29,550 at 6.92%$195.01
29,550 at 6.93%$195.21
29,550 at 6.94%$195.41
29,550 at 6.95%$195.61
29,550 at 6.96%$195.80
29,550 at 6.97%$196.00
29,550 at 6.98%$196.20
29,550 at 6.99%$196.40
29,550 at 7%$196.60
29,550 at 7.01%$196.80
29,550 at 7.02%$196.99
29,550 at 7.03%$197.19
29,550 at 7.04%$197.39
29,550 at 7.05%$197.59
29,550 at 7.06%$197.79
29,550 at 7.07%$197.99
29,550 at 7.08%$198.19
29,550 at 7.09%$198.39
29,550 at 7.1%$198.59
29,550 at 7.11%$198.78
29,550 at 7.12%$198.98
29,550 at 7.13%$199.18
29,550 at 7.14%$199.38
29,550 at 7.15%$199.58
29,550 at 7.16%$199.78
29,550 at 7.17%$199.98
29,550 at 7.18%$200.18
29,550 at 7.19%$200.38
29,550 at 7.2%$200.58
29,550 at 7.21%$200.78
29,550 at 7.22%$200.98
29,550 at 7.23%$201.18
29,550 at 7.24%$201.38
29,550 at 7.25%$201.58
29,550 at 7.26%$201.78
29,550 at 7.27%$201.98
29,550 at 7.28%$202.18
29,550 at 7.29%$202.39
29,550 at 7.3%$202.59
29,550 at 7.31%$202.79
29,550 at 7.32%$202.99
29,550 at 7.33%$203.19
29,550 at 7.34%$203.39
29,550 at 7.35%$203.59
29,550 at 7.36%$203.79
29,550 at 7.37%$203.99
29,550 at 7.38%$204.20
29,550 at 7.39%$204.40
29,550 at 7.4%$204.60
29,550 at 7.41%$204.80
29,550 at 7.42%$205.00
29,550 at 7.43%$205.20
29,550 at 7.44%$205.41
29,550 at 7.45%$205.61
29,550 at 7.46%$205.81
29,550 at 7.47%$206.01
29,550 at 7.48%$206.21
29,550 at 7.49%$206.42
29,550 at 7.5%$206.62
29,550 at 7.51%$206.82
29,550 at 7.52%$207.02
29,550 at 7.53%$207.23
29,550 at 7.54%$207.43
29,550 at 7.55%$207.63
29,550 at 7.56%$207.83
29,550 at 7.57%$208.04
29,550 at 7.58%$208.24
29,550 at 7.59%$208.44
29,550 at 7.6%$208.65
29,550 at 7.61%$208.85
29,550 at 7.62%$209.05
29,550 at 7.63%$209.25
29,550 at 7.64%$209.46
29,550 at 7.65%$209.66
29,550 at 7.66%$209.86
29,550 at 7.67%$210.07
29,550 at 7.68%$210.27
29,550 at 7.69%$210.48
29,550 at 7.7%$210.68
29,550 at 7.71%$210.88
29,550 at 7.72%$211.09
29,550 at 7.73%$211.29
29,550 at 7.74%$211.50
29,550 at 7.75%$211.70
29,550 at 7.76%$211.90
29,550 at 7.77%$212.11
29,550 at 7.78%$212.31
29,550 at 7.79%$212.52
29,550 at 7.8%$212.72
29,550 at 7.81%$212.93
29,550 at 7.82%$213.13
29,550 at 7.83%$213.34
29,550 at 7.84%$213.54
29,550 at 7.85%$213.75
29,550 at 7.86%$213.95
29,550 at 7.87%$214.16
29,550 at 7.88%$214.36
29,550 at 7.89%$214.57
29,550 at 7.9%$214.77
29,550 at 7.91%$214.98
29,550 at 7.92%$215.18
29,550 at 7.93%$215.39
29,550 at 7.94%$215.59
29,550 at 7.95%$215.80
29,550 at 7.96%$216.00
29,550 at 7.97%$216.21
29,550 at 7.98%$216.42
29,550 at 7.99%$216.62
29,550 at 8%$216.83
More Amounts
What is the down payment for a $29,550 house? How much do you need to put down?
Percent Down Down Payment
1%296
2%591
3%887
4%1,182
5%1,478
6%1,773
7%2,069
8%2,364
9%2,660
10%2,955
11%3,251
12%3,546
13%3,842
14%4,137
15%4,433
16%4,728
17%5,024
18%5,319
19%5,615
20%5,910
Percent Down Down Payment
21%6,206
22%6,501
23%6,797
24%7,092
25%7,388
26%7,683
27%7,979
28%8,274
29%8,570
30%8,865
31%9,161
32%9,456
33%9,752
34%10,047
35%10,343
36%10,638
37%10,934
38%11,229
39%11,525
40%11,820
Percent Down Down Payment
41%12,116
42%12,411
43%12,707
44%13,002
45%13,298
46%13,593
47%13,889
48%14,184
49%14,480
50%14,775
51%15,071
52%15,366
53%15,662
54%15,957
55%16,253
56%16,548
57%16,844
58%17,139
59%17,435
60%17,730
Percent Down Down Payment
61%18,026
62%18,321
63%18,617
64%18,912
65%19,208
66%19,503
67%19,799
68%20,094
69%20,390
70%20,685
71%20,981
72%21,276
73%21,572
74%21,867
75%22,163
76%22,458
77%22,754
78%23,049
79%23,345
80%23,640
Percent Down Down Payment
81%23,936
82%24,231
83%24,527
84%24,822
85%25,118
86%25,413
87%25,709
88%26,004
89%26,300
90%26,595
91%26,891
92%27,186
93%27,482
94%27,777
95%28,073
96%28,368
97%28,664
98%28,959
99%29,255
100%29,550
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.