$20,000 Mortgage

What is the monthly payment of a 20,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $20,000 Mortgage Loan
See the monthly payment for a thirty year, 20k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $20,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$74.02
2.02%$74.12
2.03%$74.22
2.04%$74.32
2.05%$74.42
2.06%$74.53
2.07%$74.63
2.08%$74.73
2.09%$74.83
2.1%$74.93
2.11%$75.03
2.12%$75.13
2.13%$75.23
2.14%$75.33
2.15%$75.43
2.16%$75.53
2.17%$75.64
2.18%$75.74
2.19%$75.84
2.2%$75.94
2.21%$76.04
2.22%$76.14
2.23%$76.25
2.24%$76.35
2.25%$76.45
2.26%$76.55
2.27%$76.65
2.28%$76.76
2.29%$76.86
2.3%$76.96
2.31%$77.06
2.32%$77.17
2.33%$77.27
2.34%$77.37
2.35%$77.47
2.36%$77.58
2.37%$77.68
2.38%$77.78
2.39%$77.89
2.4%$77.99
2.41%$78.09
2.42%$78.19
2.43%$78.30
2.44%$78.40
2.45%$78.51
2.46%$78.61
2.47%$78.71
2.48%$78.82
2.49%$78.92
2.5%$79.02
2.51%$79.13
2.52%$79.23
2.53%$79.34
2.54%$79.44
2.55%$79.55
2.56%$79.65
2.57%$79.75
2.58%$79.86
2.59%$79.96
2.6%$80.07
2.61%$80.17
2.62%$80.28
2.63%$80.38
2.64%$80.49
2.65%$80.59
2.66%$80.70
2.67%$80.80
2.68%$80.91
2.69%$81.01
2.7%$81.12
2.71%$81.23
2.72%$81.33
2.73%$81.44
2.74%$81.54
2.75%$81.65
2.76%$81.75
2.77%$81.86
2.78%$81.97
2.79%$82.07
2.8%$82.18
2.81%$82.29
2.82%$82.39
2.83%$82.50
2.84%$82.60
2.85%$82.71
2.86%$82.82
2.87%$82.93
2.88%$83.03
2.89%$83.14
2.9%$83.25
2.91%$83.35
2.92%$83.46
2.93%$83.57
2.94%$83.67
2.95%$83.78
2.96%$83.89
2.97%$84.00
2.98%$84.11
2.99%$84.21
3%$84.32
3.01%$84.43
3.02%$84.54
3.03%$84.64
3.04%$84.75
3.05%$84.86
3.06%$84.97
3.07%$85.08
3.08%$85.19
3.09%$85.29
3.1%$85.40
3.11%$85.51
3.12%$85.62
3.13%$85.73
3.14%$85.84
3.15%$85.95
3.16%$86.06
3.17%$86.17
3.18%$86.27
3.19%$86.38
3.2%$86.49
3.21%$86.60
3.22%$86.71
3.23%$86.82
3.24%$86.93
3.25%$87.04
3.26%$87.15
3.27%$87.26
3.28%$87.37
3.29%$87.48
3.3%$87.59
3.31%$87.70
3.32%$87.81
3.33%$87.92
3.34%$88.03
3.35%$88.14
3.36%$88.25
3.37%$88.36
3.38%$88.47
3.39%$88.59
3.4%$88.70
3.41%$88.81
3.42%$88.92
3.43%$89.03
3.44%$89.14
3.45%$89.25
3.46%$89.36
3.47%$89.47
3.48%$89.59
3.49%$89.70
3.5%$89.81
Interest Rate 30 Year
3.51%$89.92
3.52%$90.03
3.53%$90.14
3.54%$90.26
3.55%$90.37
3.56%$90.48
3.57%$90.59
3.58%$90.70
3.59%$90.82
3.6%$90.93
3.61%$91.04
3.62%$91.15
3.63%$91.27
3.64%$91.38
3.65%$91.49
3.66%$91.60
3.67%$91.72
3.68%$91.83
3.69%$91.94
3.7%$92.06
3.71%$92.17
3.72%$92.28
3.73%$92.40
3.74%$92.51
3.75%$92.62
3.76%$92.74
3.77%$92.85
3.78%$92.96
3.79%$93.08
3.8%$93.19
3.81%$93.31
3.82%$93.42
3.83%$93.53
3.84%$93.65
3.85%$93.76
3.86%$93.88
3.87%$93.99
3.88%$94.10
3.89%$94.22
3.9%$94.33
3.91%$94.45
3.92%$94.56
3.93%$94.68
3.94%$94.79
3.95%$94.91
3.96%$95.02
3.97%$95.14
3.98%$95.25
3.99%$95.37
4%$95.48
4.01%$95.60
4.02%$95.71
4.03%$95.83
4.04%$95.94
4.05%$96.06
4.06%$96.18
4.07%$96.29
4.08%$96.41
4.09%$96.52
4.1%$96.64
4.11%$96.76
4.12%$96.87
4.13%$96.99
4.14%$97.10
4.15%$97.22
4.16%$97.34
4.17%$97.45
4.18%$97.57
4.19%$97.69
4.2%$97.80
4.21%$97.92
4.22%$98.04
4.23%$98.15
4.24%$98.27
4.25%$98.39
4.26%$98.51
4.27%$98.62
4.28%$98.74
4.29%$98.86
4.3%$98.97
4.31%$99.09
4.32%$99.21
4.33%$99.33
4.34%$99.44
4.35%$99.56
4.36%$99.68
4.37%$99.80
4.38%$99.92
4.39%$100.03
4.4%$100.15
4.41%$100.27
4.42%$100.39
4.43%$100.51
4.44%$100.63
4.45%$100.74
4.46%$100.86
4.47%$100.98
4.48%$101.10
4.49%$101.22
4.5%$101.34
4.51%$101.46
4.52%$101.57
4.53%$101.69
4.54%$101.81
4.55%$101.93
4.56%$102.05
4.57%$102.17
4.58%$102.29
4.59%$102.41
4.6%$102.53
4.61%$102.65
4.62%$102.77
4.63%$102.89
4.64%$103.01
4.65%$103.13
4.66%$103.25
4.67%$103.37
4.68%$103.49
4.69%$103.61
4.7%$103.73
4.71%$103.85
4.72%$103.97
4.73%$104.09
4.74%$104.21
4.75%$104.33
4.76%$104.45
4.77%$104.57
4.78%$104.69
4.79%$104.81
4.8%$104.93
4.81%$105.05
4.82%$105.17
4.83%$105.30
4.84%$105.42
4.85%$105.54
4.86%$105.66
4.87%$105.78
4.88%$105.90
4.89%$106.02
4.9%$106.15
4.91%$106.27
4.92%$106.39
4.93%$106.51
4.94%$106.63
4.95%$106.75
4.96%$106.88
4.97%$107.00
4.98%$107.12
4.99%$107.24
5%$107.36
Interest Rate 30 Year
5.01%$107.49
5.02%$107.61
5.03%$107.73
5.04%$107.85
5.05%$107.98
5.06%$108.10
5.07%$108.22
5.08%$108.34
5.09%$108.47
5.1%$108.59
5.11%$108.71
5.12%$108.84
5.13%$108.96
5.14%$109.08
5.15%$109.21
5.16%$109.33
5.17%$109.45
5.18%$109.58
5.19%$109.70
5.2%$109.82
5.21%$109.95
5.22%$110.07
5.23%$110.19
5.24%$110.32
5.25%$110.44
5.26%$110.56
5.27%$110.69
5.28%$110.81
5.29%$110.94
5.3%$111.06
5.31%$111.19
5.32%$111.31
5.33%$111.43
5.34%$111.56
5.35%$111.68
5.36%$111.81
5.37%$111.93
5.38%$112.06
5.39%$112.18
5.4%$112.31
5.41%$112.43
5.42%$112.56
5.43%$112.68
5.44%$112.81
5.45%$112.93
5.46%$113.06
5.47%$113.18
5.48%$113.31
5.49%$113.43
5.5%$113.56
5.51%$113.68
5.52%$113.81
5.53%$113.93
5.54%$114.06
5.55%$114.19
5.56%$114.31
5.57%$114.44
5.58%$114.56
5.59%$114.69
5.6%$114.82
5.61%$114.94
5.62%$115.07
5.63%$115.19
5.64%$115.32
5.65%$115.45
5.66%$115.57
5.67%$115.70
5.68%$115.83
5.69%$115.95
5.7%$116.08
5.71%$116.21
5.72%$116.33
5.73%$116.46
5.74%$116.59
5.75%$116.71
5.76%$116.84
5.77%$116.97
5.78%$117.10
5.79%$117.22
5.8%$117.35
5.81%$117.48
5.82%$117.61
5.83%$117.73
5.84%$117.86
5.85%$117.99
5.86%$118.12
5.87%$118.24
5.88%$118.37
5.89%$118.50
5.9%$118.63
5.91%$118.76
5.92%$118.88
5.93%$119.01
5.94%$119.14
5.95%$119.27
5.96%$119.40
5.97%$119.52
5.98%$119.65
5.99%$119.78
6%$119.91
6.01%$120.04
6.02%$120.17
6.03%$120.30
6.04%$120.42
6.05%$120.55
6.06%$120.68
6.07%$120.81
6.08%$120.94
6.09%$121.07
6.1%$121.20
6.11%$121.33
6.12%$121.46
6.13%$121.59
6.14%$121.72
6.15%$121.85
6.16%$121.98
6.17%$122.10
6.18%$122.23
6.19%$122.36
6.2%$122.49
6.21%$122.62
6.22%$122.75
6.23%$122.88
6.24%$123.01
6.25%$123.14
6.26%$123.27
6.27%$123.40
6.28%$123.53
6.29%$123.66
6.3%$123.79
6.31%$123.92
6.32%$124.06
6.33%$124.19
6.34%$124.32
6.35%$124.45
6.36%$124.58
6.37%$124.71
6.38%$124.84
6.39%$124.97
6.4%$125.10
6.41%$125.23
6.42%$125.36
6.43%$125.49
6.44%$125.63
6.45%$125.76
6.46%$125.89
6.47%$126.02
6.48%$126.15
6.49%$126.28
6.5%$126.41
Interest Rate 30 Year
6.51%$126.55
6.52%$126.68
6.53%$126.81
6.54%$126.94
6.55%$127.07
6.56%$127.20
6.57%$127.34
6.58%$127.47
6.59%$127.60
6.6%$127.73
6.61%$127.86
6.62%$128.00
6.63%$128.13
6.64%$128.26
6.65%$128.39
6.66%$128.53
6.67%$128.66
6.68%$128.79
6.69%$128.92
6.7%$129.06
6.71%$129.19
6.72%$129.32
6.73%$129.45
6.74%$129.59
6.75%$129.72
6.76%$129.85
6.77%$129.99
6.78%$130.12
6.79%$130.25
6.8%$130.39
6.81%$130.52
6.82%$130.65
6.83%$130.78
6.84%$130.92
6.85%$131.05
6.86%$131.19
6.87%$131.32
6.88%$131.45
6.89%$131.59
6.9%$131.72
6.91%$131.85
6.92%$131.99
6.93%$132.12
6.94%$132.26
6.95%$132.39
6.96%$132.52
6.97%$132.66
6.98%$132.79
6.99%$132.93
7%$133.06
7.01%$133.19
7.02%$133.33
7.03%$133.46
7.04%$133.60
7.05%$133.73
7.06%$133.87
7.07%$134.00
7.08%$134.14
7.09%$134.27
7.1%$134.41
7.11%$134.54
7.12%$134.68
7.13%$134.81
7.14%$134.95
7.15%$135.08
7.16%$135.22
7.17%$135.35
7.18%$135.49
7.19%$135.62
7.2%$135.76
7.21%$135.89
7.22%$136.03
7.23%$136.16
7.24%$136.30
7.25%$136.44
7.26%$136.57
7.27%$136.71
7.28%$136.84
7.29%$136.98
7.3%$137.11
7.31%$137.25
7.32%$137.39
7.33%$137.52
7.34%$137.66
7.35%$137.79
7.36%$137.93
7.37%$138.07
7.38%$138.20
7.39%$138.34
7.4%$138.48
7.41%$138.61
7.42%$138.75
7.43%$138.89
7.44%$139.02
7.45%$139.16
7.46%$139.30
7.47%$139.43
7.48%$139.57
7.49%$139.71
7.5%$139.84
7.51%$139.98
7.52%$140.12
7.53%$140.25
7.54%$140.39
7.55%$140.53
7.56%$140.67
7.57%$140.80
7.58%$140.94
7.59%$141.08
7.6%$141.21
7.61%$141.35
7.62%$141.49
7.63%$141.63
7.64%$141.77
7.65%$141.90
7.66%$142.04
7.67%$142.18
7.68%$142.32
7.69%$142.45
7.7%$142.59
7.71%$142.73
7.72%$142.87
7.73%$143.01
7.74%$143.14
7.75%$143.28
7.76%$143.42
7.77%$143.56
7.78%$143.70
7.79%$143.84
7.8%$143.97
7.81%$144.11
7.82%$144.25
7.83%$144.39
7.84%$144.53
7.85%$144.67
7.86%$144.81
7.87%$144.94
7.88%$145.08
7.89%$145.22
7.9%$145.36
7.91%$145.50
7.92%$145.64
7.93%$145.78
7.94%$145.92
7.95%$146.06
7.96%$146.20
7.97%$146.33
7.98%$146.47
7.99%$146.61
8%$146.75

What is the down payment for a $20,000 house? How much do you need to put down?

Percent Down Down Payment
1%200
2%400
3%600
4%800
5%1,000
6%1,200
7%1,400
8%1,600
9%1,800
10%2,000
11%2,200
12%2,400
13%2,600
14%2,800
15%3,000
16%3,200
17%3,400
18%3,600
19%3,800
20%4,000
Percent Down Down Payment
21%4,200
22%4,400
23%4,600
24%4,800
25%5,000
26%5,200
27%5,400
28%5,600
29%5,800
30%6,000
31%6,200
32%6,400
33%6,600
34%6,800
35%7,000
36%7,200
37%7,400
38%7,600
39%7,800
40%8,000
Percent Down Down Payment
41%8,200
42%8,400
43%8,600
44%8,800
45%9,000
46%9,200
47%9,400
48%9,600
49%9,800
50%10,000
51%10,200
52%10,400
53%10,600
54%10,800
55%11,000
56%11,200
57%11,400
58%11,600
59%11,800
60%12,000
Percent Down Down Payment
61%12,200
62%12,400
63%12,600
64%12,800
65%13,000
66%13,200
67%13,400
68%13,600
69%13,800
70%14,000
71%14,200
72%14,400
73%14,600
74%14,800
75%15,000
76%15,200
77%15,400
78%15,600
79%15,800
80%16,000
Percent Down Down Payment
81%16,200
82%16,400
83%16,600
84%16,800
85%17,000
86%17,200
87%17,400
88%17,600
89%17,800
90%18,000
91%18,200
92%18,400
93%18,600
94%18,800
95%19,000
96%19,200
97%19,400
98%19,600
99%19,800
100%20,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.