$17,650 Mortgage for 30 Years

What is the monthly payment of a 17,650 dollar loan?
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Loan Tables for a $17,650 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 18k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $17,650 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
17,650 at 2.01%$65.33
17,650 at 2.02%$65.41
17,650 at 2.03%$65.50
17,650 at 2.04%$65.59
17,650 at 2.05%$65.68
17,650 at 2.06%$65.77
17,650 at 2.07%$65.86
17,650 at 2.08%$65.95
17,650 at 2.09%$66.04
17,650 at 2.1%$66.12
17,650 at 2.11%$66.21
17,650 at 2.12%$66.30
17,650 at 2.13%$66.39
17,650 at 2.14%$66.48
17,650 at 2.15%$66.57
17,650 at 2.16%$66.66
17,650 at 2.17%$66.75
17,650 at 2.18%$66.84
17,650 at 2.19%$66.93
17,650 at 2.2%$67.02
17,650 at 2.21%$67.11
17,650 at 2.22%$67.20
17,650 at 2.23%$67.29
17,650 at 2.24%$67.38
17,650 at 2.25%$67.47
17,650 at 2.26%$67.56
17,650 at 2.27%$67.65
17,650 at 2.28%$67.74
17,650 at 2.29%$67.83
17,650 at 2.3%$67.92
17,650 at 2.31%$68.01
17,650 at 2.32%$68.10
17,650 at 2.33%$68.19
17,650 at 2.34%$68.28
17,650 at 2.35%$68.37
17,650 at 2.36%$68.46
17,650 at 2.37%$68.55
17,650 at 2.38%$68.64
17,650 at 2.39%$68.73
17,650 at 2.4%$68.82
17,650 at 2.41%$68.92
17,650 at 2.42%$69.01
17,650 at 2.43%$69.10
17,650 at 2.44%$69.19
17,650 at 2.45%$69.28
17,650 at 2.46%$69.37
17,650 at 2.47%$69.46
17,650 at 2.48%$69.56
17,650 at 2.49%$69.65
17,650 at 2.5%$69.74
17,650 at 2.51%$69.83
17,650 at 2.52%$69.92
17,650 at 2.53%$70.01
17,650 at 2.54%$70.11
17,650 at 2.55%$70.20
17,650 at 2.56%$70.29
17,650 at 2.57%$70.38
17,650 at 2.58%$70.48
17,650 at 2.59%$70.57
17,650 at 2.6%$70.66
17,650 at 2.61%$70.75
17,650 at 2.62%$70.85
17,650 at 2.63%$70.94
17,650 at 2.64%$71.03
17,650 at 2.65%$71.12
17,650 at 2.66%$71.22
17,650 at 2.67%$71.31
17,650 at 2.68%$71.40
17,650 at 2.69%$71.49
17,650 at 2.7%$71.59
17,650 at 2.71%$71.68
17,650 at 2.72%$71.77
17,650 at 2.73%$71.87
17,650 at 2.74%$71.96
17,650 at 2.75%$72.05
17,650 at 2.76%$72.15
17,650 at 2.77%$72.24
17,650 at 2.78%$72.34
17,650 at 2.79%$72.43
17,650 at 2.8%$72.52
17,650 at 2.81%$72.62
17,650 at 2.82%$72.71
17,650 at 2.83%$72.80
17,650 at 2.84%$72.90
17,650 at 2.85%$72.99
17,650 at 2.86%$73.09
17,650 at 2.87%$73.18
17,650 at 2.88%$73.28
17,650 at 2.89%$73.37
17,650 at 2.9%$73.46
17,650 at 2.91%$73.56
17,650 at 2.92%$73.65
17,650 at 2.93%$73.75
17,650 at 2.94%$73.84
17,650 at 2.95%$73.94
17,650 at 2.96%$74.03
17,650 at 2.97%$74.13
17,650 at 2.98%$74.22
17,650 at 2.99%$74.32
17,650 at 3%$74.41
17,650 at 3.01%$74.51
17,650 at 3.02%$74.60
17,650 at 3.03%$74.70
17,650 at 3.04%$74.79
17,650 at 3.05%$74.89
17,650 at 3.06%$74.99
17,650 at 3.07%$75.08
17,650 at 3.08%$75.18
17,650 at 3.09%$75.27
17,650 at 3.1%$75.37
17,650 at 3.11%$75.46
17,650 at 3.12%$75.56
17,650 at 3.13%$75.66
17,650 at 3.14%$75.75
17,650 at 3.15%$75.85
17,650 at 3.16%$75.94
17,650 at 3.17%$76.04
17,650 at 3.18%$76.14
17,650 at 3.19%$76.23
17,650 at 3.2%$76.33
17,650 at 3.21%$76.43
17,650 at 3.22%$76.52
17,650 at 3.23%$76.62
17,650 at 3.24%$76.72
17,650 at 3.25%$76.81
17,650 at 3.26%$76.91
17,650 at 3.27%$77.01
17,650 at 3.28%$77.10
17,650 at 3.29%$77.20
17,650 at 3.3%$77.30
17,650 at 3.31%$77.40
17,650 at 3.32%$77.49
17,650 at 3.33%$77.59
17,650 at 3.34%$77.69
17,650 at 3.35%$77.79
17,650 at 3.36%$77.88
17,650 at 3.37%$77.98
17,650 at 3.38%$78.08
17,650 at 3.39%$78.18
17,650 at 3.4%$78.27
17,650 at 3.41%$78.37
17,650 at 3.42%$78.47
17,650 at 3.43%$78.57
17,650 at 3.44%$78.67
17,650 at 3.45%$78.76
17,650 at 3.46%$78.86
17,650 at 3.47%$78.96
17,650 at 3.48%$79.06
17,650 at 3.49%$79.16
17,650 at 3.5%$79.26
Interest Rate 30 Year
17,650 at 3.51%$79.35
17,650 at 3.52%$79.45
17,650 at 3.53%$79.55
17,650 at 3.54%$79.65
17,650 at 3.55%$79.75
17,650 at 3.56%$79.85
17,650 at 3.57%$79.95
17,650 at 3.58%$80.05
17,650 at 3.59%$80.15
17,650 at 3.6%$80.24
17,650 at 3.61%$80.34
17,650 at 3.62%$80.44
17,650 at 3.63%$80.54
17,650 at 3.64%$80.64
17,650 at 3.65%$80.74
17,650 at 3.66%$80.84
17,650 at 3.67%$80.94
17,650 at 3.68%$81.04
17,650 at 3.69%$81.14
17,650 at 3.7%$81.24
17,650 at 3.71%$81.34
17,650 at 3.72%$81.44
17,650 at 3.73%$81.54
17,650 at 3.74%$81.64
17,650 at 3.75%$81.74
17,650 at 3.76%$81.84
17,650 at 3.77%$81.94
17,650 at 3.78%$82.04
17,650 at 3.79%$82.14
17,650 at 3.8%$82.24
17,650 at 3.81%$82.34
17,650 at 3.82%$82.44
17,650 at 3.83%$82.54
17,650 at 3.84%$82.64
17,650 at 3.85%$82.74
17,650 at 3.86%$82.85
17,650 at 3.87%$82.95
17,650 at 3.88%$83.05
17,650 at 3.89%$83.15
17,650 at 3.9%$83.25
17,650 at 3.91%$83.35
17,650 at 3.92%$83.45
17,650 at 3.93%$83.55
17,650 at 3.94%$83.65
17,650 at 3.95%$83.76
17,650 at 3.96%$83.86
17,650 at 3.97%$83.96
17,650 at 3.98%$84.06
17,650 at 3.99%$84.16
17,650 at 4%$84.26
17,650 at 4.01%$84.37
17,650 at 4.02%$84.47
17,650 at 4.03%$84.57
17,650 at 4.04%$84.67
17,650 at 4.05%$84.77
17,650 at 4.06%$84.88
17,650 at 4.07%$84.98
17,650 at 4.08%$85.08
17,650 at 4.09%$85.18
17,650 at 4.1%$85.28
17,650 at 4.11%$85.39
17,650 at 4.12%$85.49
17,650 at 4.13%$85.59
17,650 at 4.14%$85.69
17,650 at 4.15%$85.80
17,650 at 4.16%$85.90
17,650 at 4.17%$86.00
17,650 at 4.18%$86.11
17,650 at 4.19%$86.21
17,650 at 4.2%$86.31
17,650 at 4.21%$86.41
17,650 at 4.22%$86.52
17,650 at 4.23%$86.62
17,650 at 4.24%$86.72
17,650 at 4.25%$86.83
17,650 at 4.26%$86.93
17,650 at 4.27%$87.03
17,650 at 4.28%$87.14
17,650 at 4.29%$87.24
17,650 at 4.3%$87.34
17,650 at 4.31%$87.45
17,650 at 4.32%$87.55
17,650 at 4.33%$87.66
17,650 at 4.34%$87.76
17,650 at 4.35%$87.86
17,650 at 4.36%$87.97
17,650 at 4.37%$88.07
17,650 at 4.38%$88.18
17,650 at 4.39%$88.28
17,650 at 4.4%$88.38
17,650 at 4.41%$88.49
17,650 at 4.42%$88.59
17,650 at 4.43%$88.70
17,650 at 4.44%$88.80
17,650 at 4.45%$88.91
17,650 at 4.46%$89.01
17,650 at 4.47%$89.12
17,650 at 4.48%$89.22
17,650 at 4.49%$89.33
17,650 at 4.5%$89.43
17,650 at 4.51%$89.53
17,650 at 4.52%$89.64
17,650 at 4.53%$89.74
17,650 at 4.54%$89.85
17,650 at 4.55%$89.96
17,650 at 4.56%$90.06
17,650 at 4.57%$90.17
17,650 at 4.58%$90.27
17,650 at 4.59%$90.38
17,650 at 4.6%$90.48
17,650 at 4.61%$90.59
17,650 at 4.62%$90.69
17,650 at 4.63%$90.80
17,650 at 4.64%$90.90
17,650 at 4.65%$91.01
17,650 at 4.66%$91.12
17,650 at 4.67%$91.22
17,650 at 4.68%$91.33
17,650 at 4.69%$91.43
17,650 at 4.7%$91.54
17,650 at 4.71%$91.65
17,650 at 4.72%$91.75
17,650 at 4.73%$91.86
17,650 at 4.74%$91.96
17,650 at 4.75%$92.07
17,650 at 4.76%$92.18
17,650 at 4.77%$92.28
17,650 at 4.78%$92.39
17,650 at 4.79%$92.50
17,650 at 4.8%$92.60
17,650 at 4.81%$92.71
17,650 at 4.82%$92.82
17,650 at 4.83%$92.92
17,650 at 4.84%$93.03
17,650 at 4.85%$93.14
17,650 at 4.86%$93.24
17,650 at 4.87%$93.35
17,650 at 4.88%$93.46
17,650 at 4.89%$93.57
17,650 at 4.9%$93.67
17,650 at 4.91%$93.78
17,650 at 4.92%$93.89
17,650 at 4.93%$94.00
17,650 at 4.94%$94.10
17,650 at 4.95%$94.21
17,650 at 4.96%$94.32
17,650 at 4.97%$94.43
17,650 at 4.98%$94.53
17,650 at 4.99%$94.64
17,650 at 5%$94.75
Interest Rate 30 Year
17,650 at 5.01%$94.86
17,650 at 5.02%$94.96
17,650 at 5.03%$95.07
17,650 at 5.04%$95.18
17,650 at 5.05%$95.29
17,650 at 5.06%$95.40
17,650 at 5.07%$95.51
17,650 at 5.08%$95.61
17,650 at 5.09%$95.72
17,650 at 5.1%$95.83
17,650 at 5.11%$95.94
17,650 at 5.12%$96.05
17,650 at 5.13%$96.16
17,650 at 5.14%$96.26
17,650 at 5.15%$96.37
17,650 at 5.16%$96.48
17,650 at 5.17%$96.59
17,650 at 5.18%$96.70
17,650 at 5.19%$96.81
17,650 at 5.2%$96.92
17,650 at 5.21%$97.03
17,650 at 5.22%$97.14
17,650 at 5.23%$97.25
17,650 at 5.24%$97.35
17,650 at 5.25%$97.46
17,650 at 5.26%$97.57
17,650 at 5.27%$97.68
17,650 at 5.28%$97.79
17,650 at 5.29%$97.90
17,650 at 5.3%$98.01
17,650 at 5.31%$98.12
17,650 at 5.32%$98.23
17,650 at 5.33%$98.34
17,650 at 5.34%$98.45
17,650 at 5.35%$98.56
17,650 at 5.36%$98.67
17,650 at 5.37%$98.78
17,650 at 5.38%$98.89
17,650 at 5.39%$99.00
17,650 at 5.4%$99.11
17,650 at 5.41%$99.22
17,650 at 5.42%$99.33
17,650 at 5.43%$99.44
17,650 at 5.44%$99.55
17,650 at 5.45%$99.66
17,650 at 5.46%$99.77
17,650 at 5.47%$99.88
17,650 at 5.48%$99.99
17,650 at 5.49%$100.10
17,650 at 5.5%$100.21
17,650 at 5.51%$100.33
17,650 at 5.52%$100.44
17,650 at 5.53%$100.55
17,650 at 5.54%$100.66
17,650 at 5.55%$100.77
17,650 at 5.56%$100.88
17,650 at 5.57%$100.99
17,650 at 5.58%$101.10
17,650 at 5.59%$101.21
17,650 at 5.6%$101.32
17,650 at 5.61%$101.44
17,650 at 5.62%$101.55
17,650 at 5.63%$101.66
17,650 at 5.64%$101.77
17,650 at 5.65%$101.88
17,650 at 5.66%$101.99
17,650 at 5.67%$102.11
17,650 at 5.68%$102.22
17,650 at 5.69%$102.33
17,650 at 5.7%$102.44
17,650 at 5.71%$102.55
17,650 at 5.72%$102.66
17,650 at 5.73%$102.78
17,650 at 5.74%$102.89
17,650 at 5.75%$103.00
17,650 at 5.76%$103.11
17,650 at 5.77%$103.22
17,650 at 5.78%$103.34
17,650 at 5.79%$103.45
17,650 at 5.8%$103.56
17,650 at 5.81%$103.67
17,650 at 5.82%$103.79
17,650 at 5.83%$103.90
17,650 at 5.84%$104.01
17,650 at 5.85%$104.12
17,650 at 5.86%$104.24
17,650 at 5.87%$104.35
17,650 at 5.88%$104.46
17,650 at 5.89%$104.58
17,650 at 5.9%$104.69
17,650 at 5.91%$104.80
17,650 at 5.92%$104.91
17,650 at 5.93%$105.03
17,650 at 5.94%$105.14
17,650 at 5.95%$105.25
17,650 at 5.96%$105.37
17,650 at 5.97%$105.48
17,650 at 5.98%$105.59
17,650 at 5.99%$105.71
17,650 at 6%$105.82
17,650 at 6.01%$105.93
17,650 at 6.02%$106.05
17,650 at 6.03%$106.16
17,650 at 6.04%$106.27
17,650 at 6.05%$106.39
17,650 at 6.06%$106.50
17,650 at 6.07%$106.62
17,650 at 6.08%$106.73
17,650 at 6.09%$106.84
17,650 at 6.1%$106.96
17,650 at 6.11%$107.07
17,650 at 6.12%$107.19
17,650 at 6.13%$107.30
17,650 at 6.14%$107.41
17,650 at 6.15%$107.53
17,650 at 6.16%$107.64
17,650 at 6.17%$107.76
17,650 at 6.18%$107.87
17,650 at 6.19%$107.99
17,650 at 6.2%$108.10
17,650 at 6.21%$108.22
17,650 at 6.22%$108.33
17,650 at 6.23%$108.44
17,650 at 6.24%$108.56
17,650 at 6.25%$108.67
17,650 at 6.26%$108.79
17,650 at 6.27%$108.90
17,650 at 6.28%$109.02
17,650 at 6.29%$109.13
17,650 at 6.3%$109.25
17,650 at 6.31%$109.36
17,650 at 6.32%$109.48
17,650 at 6.33%$109.59
17,650 at 6.34%$109.71
17,650 at 6.35%$109.82
17,650 at 6.36%$109.94
17,650 at 6.37%$110.06
17,650 at 6.38%$110.17
17,650 at 6.39%$110.29
17,650 at 6.4%$110.40
17,650 at 6.41%$110.52
17,650 at 6.42%$110.63
17,650 at 6.43%$110.75
17,650 at 6.44%$110.86
17,650 at 6.45%$110.98
17,650 at 6.46%$111.10
17,650 at 6.47%$111.21
17,650 at 6.48%$111.33
17,650 at 6.49%$111.44
17,650 at 6.5%$111.56
Interest Rate 30 Year
17,650 at 6.51%$111.68
17,650 at 6.52%$111.79
17,650 at 6.53%$111.91
17,650 at 6.54%$112.02
17,650 at 6.55%$112.14
17,650 at 6.56%$112.26
17,650 at 6.57%$112.37
17,650 at 6.58%$112.49
17,650 at 6.59%$112.61
17,650 at 6.6%$112.72
17,650 at 6.61%$112.84
17,650 at 6.62%$112.96
17,650 at 6.63%$113.07
17,650 at 6.64%$113.19
17,650 at 6.65%$113.31
17,650 at 6.66%$113.42
17,650 at 6.67%$113.54
17,650 at 6.68%$113.66
17,650 at 6.69%$113.77
17,650 at 6.7%$113.89
17,650 at 6.71%$114.01
17,650 at 6.72%$114.13
17,650 at 6.73%$114.24
17,650 at 6.74%$114.36
17,650 at 6.75%$114.48
17,650 at 6.76%$114.59
17,650 at 6.77%$114.71
17,650 at 6.78%$114.83
17,650 at 6.79%$114.95
17,650 at 6.8%$115.06
17,650 at 6.81%$115.18
17,650 at 6.82%$115.30
17,650 at 6.83%$115.42
17,650 at 6.84%$115.54
17,650 at 6.85%$115.65
17,650 at 6.86%$115.77
17,650 at 6.87%$115.89
17,650 at 6.88%$116.01
17,650 at 6.89%$116.12
17,650 at 6.9%$116.24
17,650 at 6.91%$116.36
17,650 at 6.92%$116.48
17,650 at 6.93%$116.60
17,650 at 6.94%$116.72
17,650 at 6.95%$116.83
17,650 at 6.96%$116.95
17,650 at 6.97%$117.07
17,650 at 6.98%$117.19
17,650 at 6.99%$117.31
17,650 at 7%$117.43
17,650 at 7.01%$117.54
17,650 at 7.02%$117.66
17,650 at 7.03%$117.78
17,650 at 7.04%$117.90
17,650 at 7.05%$118.02
17,650 at 7.06%$118.14
17,650 at 7.07%$118.26
17,650 at 7.08%$118.38
17,650 at 7.09%$118.49
17,650 at 7.1%$118.61
17,650 at 7.11%$118.73
17,650 at 7.12%$118.85
17,650 at 7.13%$118.97
17,650 at 7.14%$119.09
17,650 at 7.15%$119.21
17,650 at 7.16%$119.33
17,650 at 7.17%$119.45
17,650 at 7.18%$119.57
17,650 at 7.19%$119.69
17,650 at 7.2%$119.81
17,650 at 7.21%$119.93
17,650 at 7.22%$120.05
17,650 at 7.23%$120.16
17,650 at 7.24%$120.28
17,650 at 7.25%$120.40
17,650 at 7.26%$120.52
17,650 at 7.27%$120.64
17,650 at 7.28%$120.76
17,650 at 7.29%$120.88
17,650 at 7.3%$121.00
17,650 at 7.31%$121.12
17,650 at 7.32%$121.24
17,650 at 7.33%$121.36
17,650 at 7.34%$121.48
17,650 at 7.35%$121.60
17,650 at 7.36%$121.72
17,650 at 7.37%$121.84
17,650 at 7.38%$121.96
17,650 at 7.39%$122.08
17,650 at 7.4%$122.21
17,650 at 7.41%$122.33
17,650 at 7.42%$122.45
17,650 at 7.43%$122.57
17,650 at 7.44%$122.69
17,650 at 7.45%$122.81
17,650 at 7.46%$122.93
17,650 at 7.47%$123.05
17,650 at 7.48%$123.17
17,650 at 7.49%$123.29
17,650 at 7.5%$123.41
17,650 at 7.51%$123.53
17,650 at 7.52%$123.65
17,650 at 7.53%$123.77
17,650 at 7.54%$123.90
17,650 at 7.55%$124.02
17,650 at 7.56%$124.14
17,650 at 7.57%$124.26
17,650 at 7.58%$124.38
17,650 at 7.59%$124.50
17,650 at 7.6%$124.62
17,650 at 7.61%$124.74
17,650 at 7.62%$124.86
17,650 at 7.63%$124.99
17,650 at 7.64%$125.11
17,650 at 7.65%$125.23
17,650 at 7.66%$125.35
17,650 at 7.67%$125.47
17,650 at 7.68%$125.59
17,650 at 7.69%$125.72
17,650 at 7.7%$125.84
17,650 at 7.71%$125.96
17,650 at 7.72%$126.08
17,650 at 7.73%$126.20
17,650 at 7.74%$126.32
17,650 at 7.75%$126.45
17,650 at 7.76%$126.57
17,650 at 7.77%$126.69
17,650 at 7.78%$126.81
17,650 at 7.79%$126.93
17,650 at 7.8%$127.06
17,650 at 7.81%$127.18
17,650 at 7.82%$127.30
17,650 at 7.83%$127.42
17,650 at 7.84%$127.55
17,650 at 7.85%$127.67
17,650 at 7.86%$127.79
17,650 at 7.87%$127.91
17,650 at 7.88%$128.04
17,650 at 7.89%$128.16
17,650 at 7.9%$128.28
17,650 at 7.91%$128.40
17,650 at 7.92%$128.53
17,650 at 7.93%$128.65
17,650 at 7.94%$128.77
17,650 at 7.95%$128.89
17,650 at 7.96%$129.02
17,650 at 7.97%$129.14
17,650 at 7.98%$129.26
17,650 at 7.99%$129.39
17,650 at 8%$129.51
More Amounts
What is the down payment for a $17,650 house? How much do you need to put down?
Percent Down Down Payment
1%177
2%353
3%530
4%706
5%883
6%1,059
7%1,236
8%1,412
9%1,589
10%1,765
11%1,942
12%2,118
13%2,295
14%2,471
15%2,648
16%2,824
17%3,001
18%3,177
19%3,354
20%3,530
Percent Down Down Payment
21%3,707
22%3,883
23%4,060
24%4,236
25%4,413
26%4,589
27%4,766
28%4,942
29%5,119
30%5,295
31%5,472
32%5,648
33%5,825
34%6,001
35%6,178
36%6,354
37%6,531
38%6,707
39%6,884
40%7,060
Percent Down Down Payment
41%7,237
42%7,413
43%7,590
44%7,766
45%7,943
46%8,119
47%8,296
48%8,472
49%8,649
50%8,825
51%9,002
52%9,178
53%9,355
54%9,531
55%9,708
56%9,884
57%10,061
58%10,237
59%10,414
60%10,590
Percent Down Down Payment
61%10,767
62%10,943
63%11,120
64%11,296
65%11,473
66%11,649
67%11,826
68%12,002
69%12,179
70%12,355
71%12,532
72%12,708
73%12,885
74%13,061
75%13,238
76%13,414
77%13,591
78%13,767
79%13,944
80%14,120
Percent Down Down Payment
81%14,297
82%14,473
83%14,650
84%14,826
85%15,003
86%15,179
87%15,356
88%15,532
89%15,709
90%15,885
91%16,062
92%16,238
93%16,415
94%16,591
95%16,768
96%16,944
97%17,121
98%17,297
99%17,474
100%17,650
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.