$16,750 Mortgage for 30 Years

What is the monthly payment of a 16,750 dollar loan?
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Loan Tables for a $16,750 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 17k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $16,750 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
16,750 at 2.01%$62.00
16,750 at 2.02%$62.08
16,750 at 2.03%$62.16
16,750 at 2.04%$62.25
16,750 at 2.05%$62.33
16,750 at 2.06%$62.42
16,750 at 2.07%$62.50
16,750 at 2.08%$62.58
16,750 at 2.09%$62.67
16,750 at 2.1%$62.75
16,750 at 2.11%$62.84
16,750 at 2.12%$62.92
16,750 at 2.13%$63.01
16,750 at 2.14%$63.09
16,750 at 2.15%$63.18
16,750 at 2.16%$63.26
16,750 at 2.17%$63.34
16,750 at 2.18%$63.43
16,750 at 2.19%$63.51
16,750 at 2.2%$63.60
16,750 at 2.21%$63.69
16,750 at 2.22%$63.77
16,750 at 2.23%$63.86
16,750 at 2.24%$63.94
16,750 at 2.25%$64.03
16,750 at 2.26%$64.11
16,750 at 2.27%$64.20
16,750 at 2.28%$64.28
16,750 at 2.29%$64.37
16,750 at 2.3%$64.45
16,750 at 2.31%$64.54
16,750 at 2.32%$64.63
16,750 at 2.33%$64.71
16,750 at 2.34%$64.80
16,750 at 2.35%$64.88
16,750 at 2.36%$64.97
16,750 at 2.37%$65.06
16,750 at 2.38%$65.14
16,750 at 2.39%$65.23
16,750 at 2.4%$65.32
16,750 at 2.41%$65.40
16,750 at 2.42%$65.49
16,750 at 2.43%$65.57
16,750 at 2.44%$65.66
16,750 at 2.45%$65.75
16,750 at 2.46%$65.83
16,750 at 2.47%$65.92
16,750 at 2.48%$66.01
16,750 at 2.49%$66.10
16,750 at 2.5%$66.18
16,750 at 2.51%$66.27
16,750 at 2.52%$66.36
16,750 at 2.53%$66.44
16,750 at 2.54%$66.53
16,750 at 2.55%$66.62
16,750 at 2.56%$66.71
16,750 at 2.57%$66.79
16,750 at 2.58%$66.88
16,750 at 2.59%$66.97
16,750 at 2.6%$67.06
16,750 at 2.61%$67.14
16,750 at 2.62%$67.23
16,750 at 2.63%$67.32
16,750 at 2.64%$67.41
16,750 at 2.65%$67.50
16,750 at 2.66%$67.58
16,750 at 2.67%$67.67
16,750 at 2.68%$67.76
16,750 at 2.69%$67.85
16,750 at 2.7%$67.94
16,750 at 2.71%$68.03
16,750 at 2.72%$68.11
16,750 at 2.73%$68.20
16,750 at 2.74%$68.29
16,750 at 2.75%$68.38
16,750 at 2.76%$68.47
16,750 at 2.77%$68.56
16,750 at 2.78%$68.65
16,750 at 2.79%$68.74
16,750 at 2.8%$68.82
16,750 at 2.81%$68.91
16,750 at 2.82%$69.00
16,750 at 2.83%$69.09
16,750 at 2.84%$69.18
16,750 at 2.85%$69.27
16,750 at 2.86%$69.36
16,750 at 2.87%$69.45
16,750 at 2.88%$69.54
16,750 at 2.89%$69.63
16,750 at 2.9%$69.72
16,750 at 2.91%$69.81
16,750 at 2.92%$69.90
16,750 at 2.93%$69.99
16,750 at 2.94%$70.08
16,750 at 2.95%$70.17
16,750 at 2.96%$70.26
16,750 at 2.97%$70.35
16,750 at 2.98%$70.44
16,750 at 2.99%$70.53
16,750 at 3%$70.62
16,750 at 3.01%$70.71
16,750 at 3.02%$70.80
16,750 at 3.03%$70.89
16,750 at 3.04%$70.98
16,750 at 3.05%$71.07
16,750 at 3.06%$71.16
16,750 at 3.07%$71.25
16,750 at 3.08%$71.34
16,750 at 3.09%$71.43
16,750 at 3.1%$71.53
16,750 at 3.11%$71.62
16,750 at 3.12%$71.71
16,750 at 3.13%$71.80
16,750 at 3.14%$71.89
16,750 at 3.15%$71.98
16,750 at 3.16%$72.07
16,750 at 3.17%$72.16
16,750 at 3.18%$72.26
16,750 at 3.19%$72.35
16,750 at 3.2%$72.44
16,750 at 3.21%$72.53
16,750 at 3.22%$72.62
16,750 at 3.23%$72.71
16,750 at 3.24%$72.81
16,750 at 3.25%$72.90
16,750 at 3.26%$72.99
16,750 at 3.27%$73.08
16,750 at 3.28%$73.17
16,750 at 3.29%$73.27
16,750 at 3.3%$73.36
16,750 at 3.31%$73.45
16,750 at 3.32%$73.54
16,750 at 3.33%$73.63
16,750 at 3.34%$73.73
16,750 at 3.35%$73.82
16,750 at 3.36%$73.91
16,750 at 3.37%$74.00
16,750 at 3.38%$74.10
16,750 at 3.39%$74.19
16,750 at 3.4%$74.28
16,750 at 3.41%$74.38
16,750 at 3.42%$74.47
16,750 at 3.43%$74.56
16,750 at 3.44%$74.66
16,750 at 3.45%$74.75
16,750 at 3.46%$74.84
16,750 at 3.47%$74.93
16,750 at 3.48%$75.03
16,750 at 3.49%$75.12
16,750 at 3.5%$75.21
Interest Rate 30 Year
16,750 at 3.51%$75.31
16,750 at 3.52%$75.40
16,750 at 3.53%$75.50
16,750 at 3.54%$75.59
16,750 at 3.55%$75.68
16,750 at 3.56%$75.78
16,750 at 3.57%$75.87
16,750 at 3.58%$75.96
16,750 at 3.59%$76.06
16,750 at 3.6%$76.15
16,750 at 3.61%$76.25
16,750 at 3.62%$76.34
16,750 at 3.63%$76.44
16,750 at 3.64%$76.53
16,750 at 3.65%$76.62
16,750 at 3.66%$76.72
16,750 at 3.67%$76.81
16,750 at 3.68%$76.91
16,750 at 3.69%$77.00
16,750 at 3.7%$77.10
16,750 at 3.71%$77.19
16,750 at 3.72%$77.29
16,750 at 3.73%$77.38
16,750 at 3.74%$77.48
16,750 at 3.75%$77.57
16,750 at 3.76%$77.67
16,750 at 3.77%$77.76
16,750 at 3.78%$77.86
16,750 at 3.79%$77.95
16,750 at 3.8%$78.05
16,750 at 3.81%$78.14
16,750 at 3.82%$78.24
16,750 at 3.83%$78.33
16,750 at 3.84%$78.43
16,750 at 3.85%$78.53
16,750 at 3.86%$78.62
16,750 at 3.87%$78.72
16,750 at 3.88%$78.81
16,750 at 3.89%$78.91
16,750 at 3.9%$79.00
16,750 at 3.91%$79.10
16,750 at 3.92%$79.20
16,750 at 3.93%$79.29
16,750 at 3.94%$79.39
16,750 at 3.95%$79.48
16,750 at 3.96%$79.58
16,750 at 3.97%$79.68
16,750 at 3.98%$79.77
16,750 at 3.99%$79.87
16,750 at 4%$79.97
16,750 at 4.01%$80.06
16,750 at 4.02%$80.16
16,750 at 4.03%$80.26
16,750 at 4.04%$80.35
16,750 at 4.05%$80.45
16,750 at 4.06%$80.55
16,750 at 4.07%$80.64
16,750 at 4.08%$80.74
16,750 at 4.09%$80.84
16,750 at 4.1%$80.94
16,750 at 4.11%$81.03
16,750 at 4.12%$81.13
16,750 at 4.13%$81.23
16,750 at 4.14%$81.32
16,750 at 4.15%$81.42
16,750 at 4.16%$81.52
16,750 at 4.17%$81.62
16,750 at 4.18%$81.71
16,750 at 4.19%$81.81
16,750 at 4.2%$81.91
16,750 at 4.21%$82.01
16,750 at 4.22%$82.11
16,750 at 4.23%$82.20
16,750 at 4.24%$82.30
16,750 at 4.25%$82.40
16,750 at 4.26%$82.50
16,750 at 4.27%$82.60
16,750 at 4.28%$82.69
16,750 at 4.29%$82.79
16,750 at 4.3%$82.89
16,750 at 4.31%$82.99
16,750 at 4.32%$83.09
16,750 at 4.33%$83.19
16,750 at 4.34%$83.28
16,750 at 4.35%$83.38
16,750 at 4.36%$83.48
16,750 at 4.37%$83.58
16,750 at 4.38%$83.68
16,750 at 4.39%$83.78
16,750 at 4.4%$83.88
16,750 at 4.41%$83.98
16,750 at 4.42%$84.08
16,750 at 4.43%$84.17
16,750 at 4.44%$84.27
16,750 at 4.45%$84.37
16,750 at 4.46%$84.47
16,750 at 4.47%$84.57
16,750 at 4.48%$84.67
16,750 at 4.49%$84.77
16,750 at 4.5%$84.87
16,750 at 4.51%$84.97
16,750 at 4.52%$85.07
16,750 at 4.53%$85.17
16,750 at 4.54%$85.27
16,750 at 4.55%$85.37
16,750 at 4.56%$85.47
16,750 at 4.57%$85.57
16,750 at 4.58%$85.67
16,750 at 4.59%$85.77
16,750 at 4.6%$85.87
16,750 at 4.61%$85.97
16,750 at 4.62%$86.07
16,750 at 4.63%$86.17
16,750 at 4.64%$86.27
16,750 at 4.65%$86.37
16,750 at 4.66%$86.47
16,750 at 4.67%$86.57
16,750 at 4.68%$86.67
16,750 at 4.69%$86.77
16,750 at 4.7%$86.87
16,750 at 4.71%$86.97
16,750 at 4.72%$87.07
16,750 at 4.73%$87.17
16,750 at 4.74%$87.27
16,750 at 4.75%$87.38
16,750 at 4.76%$87.48
16,750 at 4.77%$87.58
16,750 at 4.78%$87.68
16,750 at 4.79%$87.78
16,750 at 4.8%$87.88
16,750 at 4.81%$87.98
16,750 at 4.82%$88.08
16,750 at 4.83%$88.19
16,750 at 4.84%$88.29
16,750 at 4.85%$88.39
16,750 at 4.86%$88.49
16,750 at 4.87%$88.59
16,750 at 4.88%$88.69
16,750 at 4.89%$88.79
16,750 at 4.9%$88.90
16,750 at 4.91%$89.00
16,750 at 4.92%$89.10
16,750 at 4.93%$89.20
16,750 at 4.94%$89.30
16,750 at 4.95%$89.41
16,750 at 4.96%$89.51
16,750 at 4.97%$89.61
16,750 at 4.98%$89.71
16,750 at 4.99%$89.82
16,750 at 5%$89.92
Interest Rate 30 Year
16,750 at 5.01%$90.02
16,750 at 5.02%$90.12
16,750 at 5.03%$90.22
16,750 at 5.04%$90.33
16,750 at 5.05%$90.43
16,750 at 5.06%$90.53
16,750 at 5.07%$90.64
16,750 at 5.08%$90.74
16,750 at 5.09%$90.84
16,750 at 5.1%$90.94
16,750 at 5.11%$91.05
16,750 at 5.12%$91.15
16,750 at 5.13%$91.25
16,750 at 5.14%$91.36
16,750 at 5.15%$91.46
16,750 at 5.16%$91.56
16,750 at 5.17%$91.67
16,750 at 5.18%$91.77
16,750 at 5.19%$91.87
16,750 at 5.2%$91.98
16,750 at 5.21%$92.08
16,750 at 5.22%$92.18
16,750 at 5.23%$92.29
16,750 at 5.24%$92.39
16,750 at 5.25%$92.49
16,750 at 5.26%$92.60
16,750 at 5.27%$92.70
16,750 at 5.28%$92.81
16,750 at 5.29%$92.91
16,750 at 5.3%$93.01
16,750 at 5.31%$93.12
16,750 at 5.32%$93.22
16,750 at 5.33%$93.33
16,750 at 5.34%$93.43
16,750 at 5.35%$93.53
16,750 at 5.36%$93.64
16,750 at 5.37%$93.74
16,750 at 5.38%$93.85
16,750 at 5.39%$93.95
16,750 at 5.4%$94.06
16,750 at 5.41%$94.16
16,750 at 5.42%$94.27
16,750 at 5.43%$94.37
16,750 at 5.44%$94.48
16,750 at 5.45%$94.58
16,750 at 5.46%$94.68
16,750 at 5.47%$94.79
16,750 at 5.48%$94.89
16,750 at 5.49%$95.00
16,750 at 5.5%$95.10
16,750 at 5.51%$95.21
16,750 at 5.52%$95.31
16,750 at 5.53%$95.42
16,750 at 5.54%$95.53
16,750 at 5.55%$95.63
16,750 at 5.56%$95.74
16,750 at 5.57%$95.84
16,750 at 5.58%$95.95
16,750 at 5.59%$96.05
16,750 at 5.6%$96.16
16,750 at 5.61%$96.26
16,750 at 5.62%$96.37
16,750 at 5.63%$96.48
16,750 at 5.64%$96.58
16,750 at 5.65%$96.69
16,750 at 5.66%$96.79
16,750 at 5.67%$96.90
16,750 at 5.68%$97.00
16,750 at 5.69%$97.11
16,750 at 5.7%$97.22
16,750 at 5.71%$97.32
16,750 at 5.72%$97.43
16,750 at 5.73%$97.54
16,750 at 5.74%$97.64
16,750 at 5.75%$97.75
16,750 at 5.76%$97.85
16,750 at 5.77%$97.96
16,750 at 5.78%$98.07
16,750 at 5.79%$98.17
16,750 at 5.8%$98.28
16,750 at 5.81%$98.39
16,750 at 5.82%$98.49
16,750 at 5.83%$98.60
16,750 at 5.84%$98.71
16,750 at 5.85%$98.82
16,750 at 5.86%$98.92
16,750 at 5.87%$99.03
16,750 at 5.88%$99.14
16,750 at 5.89%$99.24
16,750 at 5.9%$99.35
16,750 at 5.91%$99.46
16,750 at 5.92%$99.56
16,750 at 5.93%$99.67
16,750 at 5.94%$99.78
16,750 at 5.95%$99.89
16,750 at 5.96%$99.99
16,750 at 5.97%$100.10
16,750 at 5.98%$100.21
16,750 at 5.99%$100.32
16,750 at 6%$100.42
16,750 at 6.01%$100.53
16,750 at 6.02%$100.64
16,750 at 6.03%$100.75
16,750 at 6.04%$100.86
16,750 at 6.05%$100.96
16,750 at 6.06%$101.07
16,750 at 6.07%$101.18
16,750 at 6.08%$101.29
16,750 at 6.09%$101.40
16,750 at 6.1%$101.50
16,750 at 6.11%$101.61
16,750 at 6.12%$101.72
16,750 at 6.13%$101.83
16,750 at 6.14%$101.94
16,750 at 6.15%$102.05
16,750 at 6.16%$102.15
16,750 at 6.17%$102.26
16,750 at 6.18%$102.37
16,750 at 6.19%$102.48
16,750 at 6.2%$102.59
16,750 at 6.21%$102.70
16,750 at 6.22%$102.81
16,750 at 6.23%$102.91
16,750 at 6.24%$103.02
16,750 at 6.25%$103.13
16,750 at 6.26%$103.24
16,750 at 6.27%$103.35
16,750 at 6.28%$103.46
16,750 at 6.29%$103.57
16,750 at 6.3%$103.68
16,750 at 6.31%$103.79
16,750 at 6.32%$103.90
16,750 at 6.33%$104.01
16,750 at 6.34%$104.12
16,750 at 6.35%$104.22
16,750 at 6.36%$104.33
16,750 at 6.37%$104.44
16,750 at 6.38%$104.55
16,750 at 6.39%$104.66
16,750 at 6.4%$104.77
16,750 at 6.41%$104.88
16,750 at 6.42%$104.99
16,750 at 6.43%$105.10
16,750 at 6.44%$105.21
16,750 at 6.45%$105.32
16,750 at 6.46%$105.43
16,750 at 6.47%$105.54
16,750 at 6.48%$105.65
16,750 at 6.49%$105.76
16,750 at 6.5%$105.87
Interest Rate 30 Year
16,750 at 6.51%$105.98
16,750 at 6.52%$106.09
16,750 at 6.53%$106.20
16,750 at 6.54%$106.31
16,750 at 6.55%$106.42
16,750 at 6.56%$106.53
16,750 at 6.57%$106.64
16,750 at 6.58%$106.75
16,750 at 6.59%$106.86
16,750 at 6.6%$106.98
16,750 at 6.61%$107.09
16,750 at 6.62%$107.20
16,750 at 6.63%$107.31
16,750 at 6.64%$107.42
16,750 at 6.65%$107.53
16,750 at 6.66%$107.64
16,750 at 6.67%$107.75
16,750 at 6.68%$107.86
16,750 at 6.69%$107.97
16,750 at 6.7%$108.08
16,750 at 6.71%$108.20
16,750 at 6.72%$108.31
16,750 at 6.73%$108.42
16,750 at 6.74%$108.53
16,750 at 6.75%$108.64
16,750 at 6.76%$108.75
16,750 at 6.77%$108.86
16,750 at 6.78%$108.97
16,750 at 6.79%$109.09
16,750 at 6.8%$109.20
16,750 at 6.81%$109.31
16,750 at 6.82%$109.42
16,750 at 6.83%$109.53
16,750 at 6.84%$109.64
16,750 at 6.85%$109.76
16,750 at 6.86%$109.87
16,750 at 6.87%$109.98
16,750 at 6.88%$110.09
16,750 at 6.89%$110.20
16,750 at 6.9%$110.32
16,750 at 6.91%$110.43
16,750 at 6.92%$110.54
16,750 at 6.93%$110.65
16,750 at 6.94%$110.76
16,750 at 6.95%$110.88
16,750 at 6.96%$110.99
16,750 at 6.97%$111.10
16,750 at 6.98%$111.21
16,750 at 6.99%$111.33
16,750 at 7%$111.44
16,750 at 7.01%$111.55
16,750 at 7.02%$111.66
16,750 at 7.03%$111.78
16,750 at 7.04%$111.89
16,750 at 7.05%$112.00
16,750 at 7.06%$112.11
16,750 at 7.07%$112.23
16,750 at 7.08%$112.34
16,750 at 7.09%$112.45
16,750 at 7.1%$112.57
16,750 at 7.11%$112.68
16,750 at 7.12%$112.79
16,750 at 7.13%$112.90
16,750 at 7.14%$113.02
16,750 at 7.15%$113.13
16,750 at 7.16%$113.24
16,750 at 7.17%$113.36
16,750 at 7.18%$113.47
16,750 at 7.19%$113.58
16,750 at 7.2%$113.70
16,750 at 7.21%$113.81
16,750 at 7.22%$113.92
16,750 at 7.23%$114.04
16,750 at 7.24%$114.15
16,750 at 7.25%$114.26
16,750 at 7.26%$114.38
16,750 at 7.27%$114.49
16,750 at 7.28%$114.61
16,750 at 7.29%$114.72
16,750 at 7.3%$114.83
16,750 at 7.31%$114.95
16,750 at 7.32%$115.06
16,750 at 7.33%$115.17
16,750 at 7.34%$115.29
16,750 at 7.35%$115.40
16,750 at 7.36%$115.52
16,750 at 7.37%$115.63
16,750 at 7.38%$115.75
16,750 at 7.39%$115.86
16,750 at 7.4%$115.97
16,750 at 7.41%$116.09
16,750 at 7.42%$116.20
16,750 at 7.43%$116.32
16,750 at 7.44%$116.43
16,750 at 7.45%$116.55
16,750 at 7.46%$116.66
16,750 at 7.47%$116.77
16,750 at 7.48%$116.89
16,750 at 7.49%$117.00
16,750 at 7.5%$117.12
16,750 at 7.51%$117.23
16,750 at 7.52%$117.35
16,750 at 7.53%$117.46
16,750 at 7.54%$117.58
16,750 at 7.55%$117.69
16,750 at 7.56%$117.81
16,750 at 7.57%$117.92
16,750 at 7.58%$118.04
16,750 at 7.59%$118.15
16,750 at 7.6%$118.27
16,750 at 7.61%$118.38
16,750 at 7.62%$118.50
16,750 at 7.63%$118.61
16,750 at 7.64%$118.73
16,750 at 7.65%$118.84
16,750 at 7.66%$118.96
16,750 at 7.67%$119.07
16,750 at 7.68%$119.19
16,750 at 7.69%$119.31
16,750 at 7.7%$119.42
16,750 at 7.71%$119.54
16,750 at 7.72%$119.65
16,750 at 7.73%$119.77
16,750 at 7.74%$119.88
16,750 at 7.75%$120.00
16,750 at 7.76%$120.11
16,750 at 7.77%$120.23
16,750 at 7.78%$120.35
16,750 at 7.79%$120.46
16,750 at 7.8%$120.58
16,750 at 7.81%$120.69
16,750 at 7.82%$120.81
16,750 at 7.83%$120.93
16,750 at 7.84%$121.04
16,750 at 7.85%$121.16
16,750 at 7.86%$121.27
16,750 at 7.87%$121.39
16,750 at 7.88%$121.51
16,750 at 7.89%$121.62
16,750 at 7.9%$121.74
16,750 at 7.91%$121.86
16,750 at 7.92%$121.97
16,750 at 7.93%$122.09
16,750 at 7.94%$122.21
16,750 at 7.95%$122.32
16,750 at 7.96%$122.44
16,750 at 7.97%$122.56
16,750 at 7.98%$122.67
16,750 at 7.99%$122.79
16,750 at 8%$122.91
More Amounts
What is the down payment for a $16,750 house? How much do you need to put down?
Percent Down Down Payment
1%168
2%335
3%503
4%670
5%838
6%1,005
7%1,173
8%1,340
9%1,508
10%1,675
11%1,843
12%2,010
13%2,178
14%2,345
15%2,513
16%2,680
17%2,848
18%3,015
19%3,183
20%3,350
Percent Down Down Payment
21%3,518
22%3,685
23%3,853
24%4,020
25%4,188
26%4,355
27%4,523
28%4,690
29%4,858
30%5,025
31%5,193
32%5,360
33%5,528
34%5,695
35%5,863
36%6,030
37%6,198
38%6,365
39%6,533
40%6,700
Percent Down Down Payment
41%6,868
42%7,035
43%7,203
44%7,370
45%7,538
46%7,705
47%7,873
48%8,040
49%8,208
50%8,375
51%8,543
52%8,710
53%8,878
54%9,045
55%9,213
56%9,380
57%9,548
58%9,715
59%9,883
60%10,050
Percent Down Down Payment
61%10,218
62%10,385
63%10,553
64%10,720
65%10,888
66%11,055
67%11,223
68%11,390
69%11,558
70%11,725
71%11,893
72%12,060
73%12,228
74%12,395
75%12,563
76%12,730
77%12,898
78%13,065
79%13,233
80%13,400
Percent Down Down Payment
81%13,568
82%13,735
83%13,903
84%14,070
85%14,238
86%14,405
87%14,573
88%14,740
89%14,908
90%15,075
91%15,243
92%15,410
93%15,578
94%15,745
95%15,913
96%16,080
97%16,248
98%16,415
99%16,583
100%16,750
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.