$146,900 Mortgage for 30 Years

What is the monthly payment of a 146,900 dollar loan?
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Loan Tables for a $146,900 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 147k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $146,900 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
146,900 at 2.01%$543.71
146,900 at 2.02%$544.44
146,900 at 2.03%$545.18
146,900 at 2.04%$545.91
146,900 at 2.05%$546.65
146,900 at 2.06%$547.39
146,900 at 2.07%$548.13
146,900 at 2.08%$548.87
146,900 at 2.09%$549.61
146,900 at 2.1%$550.35
146,900 at 2.11%$551.09
146,900 at 2.12%$551.83
146,900 at 2.13%$552.57
146,900 at 2.14%$553.31
146,900 at 2.15%$554.06
146,900 at 2.16%$554.80
146,900 at 2.17%$555.54
146,900 at 2.18%$556.29
146,900 at 2.19%$557.03
146,900 at 2.2%$557.78
146,900 at 2.21%$558.53
146,900 at 2.22%$559.27
146,900 at 2.23%$560.02
146,900 at 2.24%$560.77
146,900 at 2.25%$561.52
146,900 at 2.26%$562.27
146,900 at 2.27%$563.02
146,900 at 2.28%$563.77
146,900 at 2.29%$564.52
146,900 at 2.3%$565.27
146,900 at 2.31%$566.03
146,900 at 2.32%$566.78
146,900 at 2.33%$567.53
146,900 at 2.34%$568.29
146,900 at 2.35%$569.04
146,900 at 2.36%$569.80
146,900 at 2.37%$570.55
146,900 at 2.38%$571.31
146,900 at 2.39%$572.07
146,900 at 2.4%$572.82
146,900 at 2.41%$573.58
146,900 at 2.42%$574.34
146,900 at 2.43%$575.10
146,900 at 2.44%$575.86
146,900 at 2.45%$576.62
146,900 at 2.46%$577.38
146,900 at 2.47%$578.14
146,900 at 2.48%$578.91
146,900 at 2.49%$579.67
146,900 at 2.5%$580.43
146,900 at 2.51%$581.20
146,900 at 2.52%$581.96
146,900 at 2.53%$582.73
146,900 at 2.54%$583.49
146,900 at 2.55%$584.26
146,900 at 2.56%$585.03
146,900 at 2.57%$585.79
146,900 at 2.58%$586.56
146,900 at 2.59%$587.33
146,900 at 2.6%$588.10
146,900 at 2.61%$588.87
146,900 at 2.62%$589.64
146,900 at 2.63%$590.41
146,900 at 2.64%$591.18
146,900 at 2.65%$591.95
146,900 at 2.66%$592.73
146,900 at 2.67%$593.50
146,900 at 2.68%$594.27
146,900 at 2.69%$595.05
146,900 at 2.7%$595.82
146,900 at 2.71%$596.60
146,900 at 2.72%$597.37
146,900 at 2.73%$598.15
146,900 at 2.74%$598.93
146,900 at 2.75%$599.71
146,900 at 2.76%$600.48
146,900 at 2.77%$601.26
146,900 at 2.78%$602.04
146,900 at 2.79%$602.82
146,900 at 2.8%$603.60
146,900 at 2.81%$604.39
146,900 at 2.82%$605.17
146,900 at 2.83%$605.95
146,900 at 2.84%$606.73
146,900 at 2.85%$607.52
146,900 at 2.86%$608.30
146,900 at 2.87%$609.08
146,900 at 2.88%$609.87
146,900 at 2.89%$610.66
146,900 at 2.9%$611.44
146,900 at 2.91%$612.23
146,900 at 2.92%$613.02
146,900 at 2.93%$613.80
146,900 at 2.94%$614.59
146,900 at 2.95%$615.38
146,900 at 2.96%$616.17
146,900 at 2.97%$616.96
146,900 at 2.98%$617.75
146,900 at 2.99%$618.54
146,900 at 3%$619.34
146,900 at 3.01%$620.13
146,900 at 3.02%$620.92
146,900 at 3.03%$621.72
146,900 at 3.04%$622.51
146,900 at 3.05%$623.30
146,900 at 3.06%$624.10
146,900 at 3.07%$624.90
146,900 at 3.08%$625.69
146,900 at 3.09%$626.49
146,900 at 3.1%$627.29
146,900 at 3.11%$628.09
146,900 at 3.12%$628.88
146,900 at 3.13%$629.68
146,900 at 3.14%$630.48
146,900 at 3.15%$631.28
146,900 at 3.16%$632.08
146,900 at 3.17%$632.89
146,900 at 3.18%$633.69
146,900 at 3.19%$634.49
146,900 at 3.2%$635.29
146,900 at 3.21%$636.10
146,900 at 3.22%$636.90
146,900 at 3.23%$637.71
146,900 at 3.24%$638.51
146,900 at 3.25%$639.32
146,900 at 3.26%$640.12
146,900 at 3.27%$640.93
146,900 at 3.28%$641.74
146,900 at 3.29%$642.55
146,900 at 3.3%$643.36
146,900 at 3.31%$644.17
146,900 at 3.32%$644.98
146,900 at 3.33%$645.79
146,900 at 3.34%$646.60
146,900 at 3.35%$647.41
146,900 at 3.36%$648.22
146,900 at 3.37%$649.03
146,900 at 3.38%$649.85
146,900 at 3.39%$650.66
146,900 at 3.4%$651.47
146,900 at 3.41%$652.29
146,900 at 3.42%$653.10
146,900 at 3.43%$653.92
146,900 at 3.44%$654.74
146,900 at 3.45%$655.55
146,900 at 3.46%$656.37
146,900 at 3.47%$657.19
146,900 at 3.48%$658.01
146,900 at 3.49%$658.83
146,900 at 3.5%$659.65
Interest Rate 30 Year
146,900 at 3.51%$660.47
146,900 at 3.52%$661.29
146,900 at 3.53%$662.11
146,900 at 3.54%$662.93
146,900 at 3.55%$663.75
146,900 at 3.56%$664.58
146,900 at 3.57%$665.40
146,900 at 3.58%$666.22
146,900 at 3.59%$667.05
146,900 at 3.6%$667.87
146,900 at 3.61%$668.70
146,900 at 3.62%$669.53
146,900 at 3.63%$670.35
146,900 at 3.64%$671.18
146,900 at 3.65%$672.01
146,900 at 3.66%$672.84
146,900 at 3.67%$673.67
146,900 at 3.68%$674.50
146,900 at 3.69%$675.33
146,900 at 3.7%$676.16
146,900 at 3.71%$676.99
146,900 at 3.72%$677.82
146,900 at 3.73%$678.65
146,900 at 3.74%$679.48
146,900 at 3.75%$680.32
146,900 at 3.76%$681.15
146,900 at 3.77%$681.99
146,900 at 3.78%$682.82
146,900 at 3.79%$683.66
146,900 at 3.8%$684.49
146,900 at 3.81%$685.33
146,900 at 3.82%$686.16
146,900 at 3.83%$687.00
146,900 at 3.84%$687.84
146,900 at 3.85%$688.68
146,900 at 3.86%$689.52
146,900 at 3.87%$690.36
146,900 at 3.88%$691.20
146,900 at 3.89%$692.04
146,900 at 3.9%$692.88
146,900 at 3.91%$693.72
146,900 at 3.92%$694.56
146,900 at 3.93%$695.41
146,900 at 3.94%$696.25
146,900 at 3.95%$697.10
146,900 at 3.96%$697.94
146,900 at 3.97%$698.78
146,900 at 3.98%$699.63
146,900 at 3.99%$700.48
146,900 at 4%$701.32
146,900 at 4.01%$702.17
146,900 at 4.02%$703.02
146,900 at 4.03%$703.87
146,900 at 4.04%$704.71
146,900 at 4.05%$705.56
146,900 at 4.06%$706.41
146,900 at 4.07%$707.26
146,900 at 4.08%$708.12
146,900 at 4.09%$708.97
146,900 at 4.1%$709.82
146,900 at 4.11%$710.67
146,900 at 4.12%$711.52
146,900 at 4.13%$712.38
146,900 at 4.14%$713.23
146,900 at 4.15%$714.09
146,900 at 4.16%$714.94
146,900 at 4.17%$715.80
146,900 at 4.18%$716.65
146,900 at 4.19%$717.51
146,900 at 4.2%$718.37
146,900 at 4.21%$719.22
146,900 at 4.22%$720.08
146,900 at 4.23%$720.94
146,900 at 4.24%$721.80
146,900 at 4.25%$722.66
146,900 at 4.26%$723.52
146,900 at 4.27%$724.38
146,900 at 4.28%$725.24
146,900 at 4.29%$726.10
146,900 at 4.3%$726.97
146,900 at 4.31%$727.83
146,900 at 4.32%$728.69
146,900 at 4.33%$729.56
146,900 at 4.34%$730.42
146,900 at 4.35%$731.29
146,900 at 4.36%$732.15
146,900 at 4.37%$733.02
146,900 at 4.38%$733.88
146,900 at 4.39%$734.75
146,900 at 4.4%$735.62
146,900 at 4.41%$736.49
146,900 at 4.42%$737.35
146,900 at 4.43%$738.22
146,900 at 4.44%$739.09
146,900 at 4.45%$739.96
146,900 at 4.46%$740.83
146,900 at 4.47%$741.70
146,900 at 4.48%$742.58
146,900 at 4.49%$743.45
146,900 at 4.5%$744.32
146,900 at 4.51%$745.19
146,900 at 4.52%$746.07
146,900 at 4.53%$746.94
146,900 at 4.54%$747.82
146,900 at 4.55%$748.69
146,900 at 4.56%$749.57
146,900 at 4.57%$750.44
146,900 at 4.58%$751.32
146,900 at 4.59%$752.20
146,900 at 4.6%$753.07
146,900 at 4.61%$753.95
146,900 at 4.62%$754.83
146,900 at 4.63%$755.71
146,900 at 4.64%$756.59
146,900 at 4.65%$757.47
146,900 at 4.66%$758.35
146,900 at 4.67%$759.23
146,900 at 4.68%$760.11
146,900 at 4.69%$761.00
146,900 at 4.7%$761.88
146,900 at 4.71%$762.76
146,900 at 4.72%$763.65
146,900 at 4.73%$764.53
146,900 at 4.74%$765.41
146,900 at 4.75%$766.30
146,900 at 4.76%$767.19
146,900 at 4.77%$768.07
146,900 at 4.78%$768.96
146,900 at 4.79%$769.85
146,900 at 4.8%$770.73
146,900 at 4.81%$771.62
146,900 at 4.82%$772.51
146,900 at 4.83%$773.40
146,900 at 4.84%$774.29
146,900 at 4.85%$775.18
146,900 at 4.86%$776.07
146,900 at 4.87%$776.96
146,900 at 4.88%$777.85
146,900 at 4.89%$778.74
146,900 at 4.9%$779.64
146,900 at 4.91%$780.53
146,900 at 4.92%$781.42
146,900 at 4.93%$782.32
146,900 at 4.94%$783.21
146,900 at 4.95%$784.11
146,900 at 4.96%$785.00
146,900 at 4.97%$785.90
146,900 at 4.98%$786.80
146,900 at 4.99%$787.69
146,900 at 5%$788.59
Interest Rate 30 Year
146,900 at 5.01%$789.49
146,900 at 5.02%$790.39
146,900 at 5.03%$791.29
146,900 at 5.04%$792.19
146,900 at 5.05%$793.09
146,900 at 5.06%$793.99
146,900 at 5.07%$794.89
146,900 at 5.08%$795.79
146,900 at 5.09%$796.69
146,900 at 5.1%$797.59
146,900 at 5.11%$798.50
146,900 at 5.12%$799.40
146,900 at 5.13%$800.30
146,900 at 5.14%$801.21
146,900 at 5.15%$802.11
146,900 at 5.16%$803.02
146,900 at 5.17%$803.92
146,900 at 5.18%$804.83
146,900 at 5.19%$805.74
146,900 at 5.2%$806.64
146,900 at 5.21%$807.55
146,900 at 5.22%$808.46
146,900 at 5.23%$809.37
146,900 at 5.24%$810.28
146,900 at 5.25%$811.19
146,900 at 5.26%$812.10
146,900 at 5.27%$813.01
146,900 at 5.28%$813.92
146,900 at 5.29%$814.83
146,900 at 5.3%$815.74
146,900 at 5.31%$816.66
146,900 at 5.32%$817.57
146,900 at 5.33%$818.48
146,900 at 5.34%$819.40
146,900 at 5.35%$820.31
146,900 at 5.36%$821.22
146,900 at 5.37%$822.14
146,900 at 5.38%$823.06
146,900 at 5.39%$823.97
146,900 at 5.4%$824.89
146,900 at 5.41%$825.81
146,900 at 5.42%$826.72
146,900 at 5.43%$827.64
146,900 at 5.44%$828.56
146,900 at 5.45%$829.48
146,900 at 5.46%$830.40
146,900 at 5.47%$831.32
146,900 at 5.48%$832.24
146,900 at 5.49%$833.16
146,900 at 5.5%$834.08
146,900 at 5.51%$835.00
146,900 at 5.52%$835.93
146,900 at 5.53%$836.85
146,900 at 5.54%$837.77
146,900 at 5.55%$838.70
146,900 at 5.56%$839.62
146,900 at 5.57%$840.55
146,900 at 5.58%$841.47
146,900 at 5.59%$842.40
146,900 at 5.6%$843.32
146,900 at 5.61%$844.25
146,900 at 5.62%$845.18
146,900 at 5.63%$846.10
146,900 at 5.64%$847.03
146,900 at 5.65%$847.96
146,900 at 5.66%$848.89
146,900 at 5.67%$849.82
146,900 at 5.68%$850.75
146,900 at 5.69%$851.68
146,900 at 5.7%$852.61
146,900 at 5.71%$853.54
146,900 at 5.72%$854.47
146,900 at 5.73%$855.40
146,900 at 5.74%$856.34
146,900 at 5.75%$857.27
146,900 at 5.76%$858.20
146,900 at 5.77%$859.14
146,900 at 5.78%$860.07
146,900 at 5.79%$861.00
146,900 at 5.8%$861.94
146,900 at 5.81%$862.88
146,900 at 5.82%$863.81
146,900 at 5.83%$864.75
146,900 at 5.84%$865.69
146,900 at 5.85%$866.62
146,900 at 5.86%$867.56
146,900 at 5.87%$868.50
146,900 at 5.88%$869.44
146,900 at 5.89%$870.38
146,900 at 5.9%$871.32
146,900 at 5.91%$872.26
146,900 at 5.92%$873.20
146,900 at 5.93%$874.14
146,900 at 5.94%$875.08
146,900 at 5.95%$876.02
146,900 at 5.96%$876.97
146,900 at 5.97%$877.91
146,900 at 5.98%$878.85
146,900 at 5.99%$879.80
146,900 at 6%$880.74
146,900 at 6.01%$881.68
146,900 at 6.02%$882.63
146,900 at 6.03%$883.58
146,900 at 6.04%$884.52
146,900 at 6.05%$885.47
146,900 at 6.06%$886.41
146,900 at 6.07%$887.36
146,900 at 6.08%$888.31
146,900 at 6.09%$889.26
146,900 at 6.1%$890.21
146,900 at 6.11%$891.16
146,900 at 6.12%$892.10
146,900 at 6.13%$893.05
146,900 at 6.14%$894.01
146,900 at 6.15%$894.96
146,900 at 6.16%$895.91
146,900 at 6.17%$896.86
146,900 at 6.18%$897.81
146,900 at 6.19%$898.76
146,900 at 6.2%$899.72
146,900 at 6.21%$900.67
146,900 at 6.22%$901.62
146,900 at 6.23%$902.58
146,900 at 6.24%$903.53
146,900 at 6.25%$904.49
146,900 at 6.26%$905.44
146,900 at 6.27%$906.40
146,900 at 6.28%$907.36
146,900 at 6.29%$908.31
146,900 at 6.3%$909.27
146,900 at 6.31%$910.23
146,900 at 6.32%$911.19
146,900 at 6.33%$912.15
146,900 at 6.34%$913.10
146,900 at 6.35%$914.06
146,900 at 6.36%$915.02
146,900 at 6.37%$915.98
146,900 at 6.38%$916.95
146,900 at 6.39%$917.91
146,900 at 6.4%$918.87
146,900 at 6.41%$919.83
146,900 at 6.42%$920.79
146,900 at 6.43%$921.76
146,900 at 6.44%$922.72
146,900 at 6.45%$923.68
146,900 at 6.46%$924.65
146,900 at 6.47%$925.61
146,900 at 6.48%$926.58
146,900 at 6.49%$927.54
146,900 at 6.5%$928.51
Interest Rate 30 Year
146,900 at 6.51%$929.47
146,900 at 6.52%$930.44
146,900 at 6.53%$931.41
146,900 at 6.54%$932.38
146,900 at 6.55%$933.34
146,900 at 6.56%$934.31
146,900 at 6.57%$935.28
146,900 at 6.58%$936.25
146,900 at 6.59%$937.22
146,900 at 6.6%$938.19
146,900 at 6.61%$939.16
146,900 at 6.62%$940.13
146,900 at 6.63%$941.10
146,900 at 6.64%$942.07
146,900 at 6.65%$943.05
146,900 at 6.66%$944.02
146,900 at 6.67%$944.99
146,900 at 6.68%$945.97
146,900 at 6.69%$946.94
146,900 at 6.7%$947.91
146,900 at 6.71%$948.89
146,900 at 6.72%$949.86
146,900 at 6.73%$950.84
146,900 at 6.74%$951.81
146,900 at 6.75%$952.79
146,900 at 6.76%$953.77
146,900 at 6.77%$954.74
146,900 at 6.78%$955.72
146,900 at 6.79%$956.70
146,900 at 6.8%$957.68
146,900 at 6.81%$958.66
146,900 at 6.82%$959.64
146,900 at 6.83%$960.62
146,900 at 6.84%$961.60
146,900 at 6.85%$962.58
146,900 at 6.86%$963.56
146,900 at 6.87%$964.54
146,900 at 6.88%$965.52
146,900 at 6.89%$966.50
146,900 at 6.9%$967.48
146,900 at 6.91%$968.47
146,900 at 6.92%$969.45
146,900 at 6.93%$970.43
146,900 at 6.94%$971.42
146,900 at 6.95%$972.40
146,900 at 6.96%$973.39
146,900 at 6.97%$974.37
146,900 at 6.98%$975.36
146,900 at 6.99%$976.34
146,900 at 7%$977.33
146,900 at 7.01%$978.32
146,900 at 7.02%$979.30
146,900 at 7.03%$980.29
146,900 at 7.04%$981.28
146,900 at 7.05%$982.27
146,900 at 7.06%$983.26
146,900 at 7.07%$984.25
146,900 at 7.08%$985.23
146,900 at 7.09%$986.22
146,900 at 7.1%$987.21
146,900 at 7.11%$988.21
146,900 at 7.12%$989.20
146,900 at 7.13%$990.19
146,900 at 7.14%$991.18
146,900 at 7.15%$992.17
146,900 at 7.16%$993.17
146,900 at 7.17%$994.16
146,900 at 7.18%$995.15
146,900 at 7.19%$996.15
146,900 at 7.2%$997.14
146,900 at 7.21%$998.13
146,900 at 7.22%$999.13
146,900 at 7.23%$1,000.12
146,900 at 7.24%$1,001.12
146,900 at 7.25%$1,002.12
146,900 at 7.26%$1,003.11
146,900 at 7.27%$1,004.11
146,900 at 7.28%$1,005.11
146,900 at 7.29%$1,006.11
146,900 at 7.3%$1,007.10
146,900 at 7.31%$1,008.10
146,900 at 7.32%$1,009.10
146,900 at 7.33%$1,010.10
146,900 at 7.34%$1,011.10
146,900 at 7.35%$1,012.10
146,900 at 7.36%$1,013.10
146,900 at 7.37%$1,014.10
146,900 at 7.38%$1,015.10
146,900 at 7.39%$1,016.10
146,900 at 7.4%$1,017.11
146,900 at 7.41%$1,018.11
146,900 at 7.42%$1,019.11
146,900 at 7.43%$1,020.11
146,900 at 7.44%$1,021.12
146,900 at 7.45%$1,022.12
146,900 at 7.46%$1,023.13
146,900 at 7.47%$1,024.13
146,900 at 7.48%$1,025.14
146,900 at 7.49%$1,026.14
146,900 at 7.5%$1,027.15
146,900 at 7.51%$1,028.15
146,900 at 7.52%$1,029.16
146,900 at 7.53%$1,030.17
146,900 at 7.54%$1,031.17
146,900 at 7.55%$1,032.18
146,900 at 7.56%$1,033.19
146,900 at 7.57%$1,034.20
146,900 at 7.58%$1,035.21
146,900 at 7.59%$1,036.21
146,900 at 7.6%$1,037.22
146,900 at 7.61%$1,038.23
146,900 at 7.62%$1,039.24
146,900 at 7.63%$1,040.25
146,900 at 7.64%$1,041.27
146,900 at 7.65%$1,042.28
146,900 at 7.66%$1,043.29
146,900 at 7.67%$1,044.30
146,900 at 7.68%$1,045.31
146,900 at 7.69%$1,046.33
146,900 at 7.7%$1,047.34
146,900 at 7.71%$1,048.35
146,900 at 7.72%$1,049.37
146,900 at 7.73%$1,050.38
146,900 at 7.74%$1,051.39
146,900 at 7.75%$1,052.41
146,900 at 7.76%$1,053.42
146,900 at 7.77%$1,054.44
146,900 at 7.78%$1,055.46
146,900 at 7.79%$1,056.47
146,900 at 7.8%$1,057.49
146,900 at 7.81%$1,058.51
146,900 at 7.82%$1,059.52
146,900 at 7.83%$1,060.54
146,900 at 7.84%$1,061.56
146,900 at 7.85%$1,062.58
146,900 at 7.86%$1,063.60
146,900 at 7.87%$1,064.62
146,900 at 7.88%$1,065.64
146,900 at 7.89%$1,066.66
146,900 at 7.9%$1,067.68
146,900 at 7.91%$1,068.70
146,900 at 7.92%$1,069.72
146,900 at 7.93%$1,070.74
146,900 at 7.94%$1,071.76
146,900 at 7.95%$1,072.78
146,900 at 7.96%$1,073.81
146,900 at 7.97%$1,074.83
146,900 at 7.98%$1,075.85
146,900 at 7.99%$1,076.88
146,900 at 8%$1,077.90
More Amounts
147,400
147,900
148,400
148,900
149,400
149,900
150,400
150,900
151,400
151,900
152,400
152,900
153,400
153,900
154,400
154,900
155,400
155,900
156,400
156,900
What is the down payment for a $146,900 house? How much do you need to put down?
Percent Down Down Payment
1%1,469
2%2,938
3%4,407
4%5,876
5%7,345
6%8,814
7%10,283
8%11,752
9%13,221
10%14,690
11%16,159
12%17,628
13%19,097
14%20,566
15%22,035
16%23,504
17%24,973
18%26,442
19%27,911
20%29,380
Percent Down Down Payment
21%30,849
22%32,318
23%33,787
24%35,256
25%36,725
26%38,194
27%39,663
28%41,132
29%42,601
30%44,070
31%45,539
32%47,008
33%48,477
34%49,946
35%51,415
36%52,884
37%54,353
38%55,822
39%57,291
40%58,760
Percent Down Down Payment
41%60,229
42%61,698
43%63,167
44%64,636
45%66,105
46%67,574
47%69,043
48%70,512
49%71,981
50%73,450
51%74,919
52%76,388
53%77,857
54%79,326
55%80,795
56%82,264
57%83,733
58%85,202
59%86,671
60%88,140
Percent Down Down Payment
61%89,609
62%91,078
63%92,547
64%94,016
65%95,485
66%96,954
67%98,423
68%99,892
69%101,361
70%102,830
71%104,299
72%105,768
73%107,237
74%108,706
75%110,175
76%111,644
77%113,113
78%114,582
79%116,051
80%117,520
Percent Down Down Payment
81%118,989
82%120,458
83%121,927
84%123,396
85%124,865
86%126,334
87%127,803
88%129,272
89%130,741
90%132,210
91%133,679
92%135,148
93%136,617
94%138,086
95%139,555
96%141,024
97%142,493
98%143,962
99%145,431
100%146,900
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.