$146,600 Mortgage for 30 Years

What is the monthly payment of a 146,600 dollar loan?
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Loan Tables for a $146,600 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 147k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $146,600 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
146,600 at 2.01%$542.60
146,600 at 2.02%$543.33
146,600 at 2.03%$544.06
146,600 at 2.04%$544.80
146,600 at 2.05%$545.53
146,600 at 2.06%$546.27
146,600 at 2.07%$547.01
146,600 at 2.08%$547.75
146,600 at 2.09%$548.48
146,600 at 2.1%$549.22
146,600 at 2.11%$549.96
146,600 at 2.12%$550.70
146,600 at 2.13%$551.44
146,600 at 2.14%$552.18
146,600 at 2.15%$552.92
146,600 at 2.16%$553.67
146,600 at 2.17%$554.41
146,600 at 2.18%$555.15
146,600 at 2.19%$555.90
146,600 at 2.2%$556.64
146,600 at 2.21%$557.39
146,600 at 2.22%$558.13
146,600 at 2.23%$558.88
146,600 at 2.24%$559.63
146,600 at 2.25%$560.37
146,600 at 2.26%$561.12
146,600 at 2.27%$561.87
146,600 at 2.28%$562.62
146,600 at 2.29%$563.37
146,600 at 2.3%$564.12
146,600 at 2.31%$564.87
146,600 at 2.32%$565.62
146,600 at 2.33%$566.37
146,600 at 2.34%$567.13
146,600 at 2.35%$567.88
146,600 at 2.36%$568.63
146,600 at 2.37%$569.39
146,600 at 2.38%$570.14
146,600 at 2.39%$570.90
146,600 at 2.4%$571.65
146,600 at 2.41%$572.41
146,600 at 2.42%$573.17
146,600 at 2.43%$573.93
146,600 at 2.44%$574.68
146,600 at 2.45%$575.44
146,600 at 2.46%$576.20
146,600 at 2.47%$576.96
146,600 at 2.48%$577.72
146,600 at 2.49%$578.49
146,600 at 2.5%$579.25
146,600 at 2.51%$580.01
146,600 at 2.52%$580.77
146,600 at 2.53%$581.54
146,600 at 2.54%$582.30
146,600 at 2.55%$583.07
146,600 at 2.56%$583.83
146,600 at 2.57%$584.60
146,600 at 2.58%$585.36
146,600 at 2.59%$586.13
146,600 at 2.6%$586.90
146,600 at 2.61%$587.67
146,600 at 2.62%$588.44
146,600 at 2.63%$589.20
146,600 at 2.64%$589.97
146,600 at 2.65%$590.74
146,600 at 2.66%$591.52
146,600 at 2.67%$592.29
146,600 at 2.68%$593.06
146,600 at 2.69%$593.83
146,600 at 2.7%$594.61
146,600 at 2.71%$595.38
146,600 at 2.72%$596.15
146,600 at 2.73%$596.93
146,600 at 2.74%$597.71
146,600 at 2.75%$598.48
146,600 at 2.76%$599.26
146,600 at 2.77%$600.04
146,600 at 2.78%$600.81
146,600 at 2.79%$601.59
146,600 at 2.8%$602.37
146,600 at 2.81%$603.15
146,600 at 2.82%$603.93
146,600 at 2.83%$604.71
146,600 at 2.84%$605.49
146,600 at 2.85%$606.28
146,600 at 2.86%$607.06
146,600 at 2.87%$607.84
146,600 at 2.88%$608.62
146,600 at 2.89%$609.41
146,600 at 2.9%$610.19
146,600 at 2.91%$610.98
146,600 at 2.92%$611.76
146,600 at 2.93%$612.55
146,600 at 2.94%$613.34
146,600 at 2.95%$614.13
146,600 at 2.96%$614.91
146,600 at 2.97%$615.70
146,600 at 2.98%$616.49
146,600 at 2.99%$617.28
146,600 at 3%$618.07
146,600 at 3.01%$618.86
146,600 at 3.02%$619.65
146,600 at 3.03%$620.45
146,600 at 3.04%$621.24
146,600 at 3.05%$622.03
146,600 at 3.06%$622.83
146,600 at 3.07%$623.62
146,600 at 3.08%$624.41
146,600 at 3.09%$625.21
146,600 at 3.1%$626.01
146,600 at 3.11%$626.80
146,600 at 3.12%$627.60
146,600 at 3.13%$628.40
146,600 at 3.14%$629.20
146,600 at 3.15%$629.99
146,600 at 3.16%$630.79
146,600 at 3.17%$631.59
146,600 at 3.18%$632.39
146,600 at 3.19%$633.19
146,600 at 3.2%$634.00
146,600 at 3.21%$634.80
146,600 at 3.22%$635.60
146,600 at 3.23%$636.40
146,600 at 3.24%$637.21
146,600 at 3.25%$638.01
146,600 at 3.26%$638.82
146,600 at 3.27%$639.62
146,600 at 3.28%$640.43
146,600 at 3.29%$641.24
146,600 at 3.3%$642.04
146,600 at 3.31%$642.85
146,600 at 3.32%$643.66
146,600 at 3.33%$644.47
146,600 at 3.34%$645.28
146,600 at 3.35%$646.09
146,600 at 3.36%$646.90
146,600 at 3.37%$647.71
146,600 at 3.38%$648.52
146,600 at 3.39%$649.33
146,600 at 3.4%$650.14
146,600 at 3.41%$650.96
146,600 at 3.42%$651.77
146,600 at 3.43%$652.58
146,600 at 3.44%$653.40
146,600 at 3.45%$654.21
146,600 at 3.46%$655.03
146,600 at 3.47%$655.85
146,600 at 3.48%$656.66
146,600 at 3.49%$657.48
146,600 at 3.5%$658.30
Interest Rate 30 Year
146,600 at 3.51%$659.12
146,600 at 3.52%$659.94
146,600 at 3.53%$660.76
146,600 at 3.54%$661.58
146,600 at 3.55%$662.40
146,600 at 3.56%$663.22
146,600 at 3.57%$664.04
146,600 at 3.58%$664.86
146,600 at 3.59%$665.69
146,600 at 3.6%$666.51
146,600 at 3.61%$667.33
146,600 at 3.62%$668.16
146,600 at 3.63%$668.98
146,600 at 3.64%$669.81
146,600 at 3.65%$670.64
146,600 at 3.66%$671.46
146,600 at 3.67%$672.29
146,600 at 3.68%$673.12
146,600 at 3.69%$673.95
146,600 at 3.7%$674.77
146,600 at 3.71%$675.60
146,600 at 3.72%$676.43
146,600 at 3.73%$677.26
146,600 at 3.74%$678.10
146,600 at 3.75%$678.93
146,600 at 3.76%$679.76
146,600 at 3.77%$680.59
146,600 at 3.78%$681.43
146,600 at 3.79%$682.26
146,600 at 3.8%$683.09
146,600 at 3.81%$683.93
146,600 at 3.82%$684.76
146,600 at 3.83%$685.60
146,600 at 3.84%$686.44
146,600 at 3.85%$687.27
146,600 at 3.86%$688.11
146,600 at 3.87%$688.95
146,600 at 3.88%$689.79
146,600 at 3.89%$690.63
146,600 at 3.9%$691.47
146,600 at 3.91%$692.31
146,600 at 3.92%$693.15
146,600 at 3.93%$693.99
146,600 at 3.94%$694.83
146,600 at 3.95%$695.67
146,600 at 3.96%$696.51
146,600 at 3.97%$697.36
146,600 at 3.98%$698.20
146,600 at 3.99%$699.05
146,600 at 4%$699.89
146,600 at 4.01%$700.74
146,600 at 4.02%$701.58
146,600 at 4.03%$702.43
146,600 at 4.04%$703.28
146,600 at 4.05%$704.12
146,600 at 4.06%$704.97
146,600 at 4.07%$705.82
146,600 at 4.08%$706.67
146,600 at 4.09%$707.52
146,600 at 4.1%$708.37
146,600 at 4.11%$709.22
146,600 at 4.12%$710.07
146,600 at 4.13%$710.92
146,600 at 4.14%$711.77
146,600 at 4.15%$712.63
146,600 at 4.16%$713.48
146,600 at 4.17%$714.33
146,600 at 4.18%$715.19
146,600 at 4.19%$716.04
146,600 at 4.2%$716.90
146,600 at 4.21%$717.76
146,600 at 4.22%$718.61
146,600 at 4.23%$719.47
146,600 at 4.24%$720.33
146,600 at 4.25%$721.18
146,600 at 4.26%$722.04
146,600 at 4.27%$722.90
146,600 at 4.28%$723.76
146,600 at 4.29%$724.62
146,600 at 4.3%$725.48
146,600 at 4.31%$726.34
146,600 at 4.32%$727.20
146,600 at 4.33%$728.07
146,600 at 4.34%$728.93
146,600 at 4.35%$729.79
146,600 at 4.36%$730.66
146,600 at 4.37%$731.52
146,600 at 4.38%$732.38
146,600 at 4.39%$733.25
146,600 at 4.4%$734.12
146,600 at 4.41%$734.98
146,600 at 4.42%$735.85
146,600 at 4.43%$736.72
146,600 at 4.44%$737.58
146,600 at 4.45%$738.45
146,600 at 4.46%$739.32
146,600 at 4.47%$740.19
146,600 at 4.48%$741.06
146,600 at 4.49%$741.93
146,600 at 4.5%$742.80
146,600 at 4.51%$743.67
146,600 at 4.52%$744.54
146,600 at 4.53%$745.42
146,600 at 4.54%$746.29
146,600 at 4.55%$747.16
146,600 at 4.56%$748.04
146,600 at 4.57%$748.91
146,600 at 4.58%$749.79
146,600 at 4.59%$750.66
146,600 at 4.6%$751.54
146,600 at 4.61%$752.41
146,600 at 4.62%$753.29
146,600 at 4.63%$754.17
146,600 at 4.64%$755.05
146,600 at 4.65%$755.92
146,600 at 4.66%$756.80
146,600 at 4.67%$757.68
146,600 at 4.68%$758.56
146,600 at 4.69%$759.44
146,600 at 4.7%$760.32
146,600 at 4.71%$761.20
146,600 at 4.72%$762.09
146,600 at 4.73%$762.97
146,600 at 4.74%$763.85
146,600 at 4.75%$764.73
146,600 at 4.76%$765.62
146,600 at 4.77%$766.50
146,600 at 4.78%$767.39
146,600 at 4.79%$768.27
146,600 at 4.8%$769.16
146,600 at 4.81%$770.05
146,600 at 4.82%$770.93
146,600 at 4.83%$771.82
146,600 at 4.84%$772.71
146,600 at 4.85%$773.60
146,600 at 4.86%$774.49
146,600 at 4.87%$775.37
146,600 at 4.88%$776.26
146,600 at 4.89%$777.15
146,600 at 4.9%$778.05
146,600 at 4.91%$778.94
146,600 at 4.92%$779.83
146,600 at 4.93%$780.72
146,600 at 4.94%$781.61
146,600 at 4.95%$782.51
146,600 at 4.96%$783.40
146,600 at 4.97%$784.29
146,600 at 4.98%$785.19
146,600 at 4.99%$786.08
146,600 at 5%$786.98
Interest Rate 30 Year
146,600 at 5.01%$787.88
146,600 at 5.02%$788.77
146,600 at 5.03%$789.67
146,600 at 5.04%$790.57
146,600 at 5.05%$791.47
146,600 at 5.06%$792.36
146,600 at 5.07%$793.26
146,600 at 5.08%$794.16
146,600 at 5.09%$795.06
146,600 at 5.1%$795.96
146,600 at 5.11%$796.87
146,600 at 5.12%$797.77
146,600 at 5.13%$798.67
146,600 at 5.14%$799.57
146,600 at 5.15%$800.47
146,600 at 5.16%$801.38
146,600 at 5.17%$802.28
146,600 at 5.18%$803.19
146,600 at 5.19%$804.09
146,600 at 5.2%$805.00
146,600 at 5.21%$805.90
146,600 at 5.22%$806.81
146,600 at 5.23%$807.72
146,600 at 5.24%$808.62
146,600 at 5.25%$809.53
146,600 at 5.26%$810.44
146,600 at 5.27%$811.35
146,600 at 5.28%$812.26
146,600 at 5.29%$813.17
146,600 at 5.3%$814.08
146,600 at 5.31%$814.99
146,600 at 5.32%$815.90
146,600 at 5.33%$816.81
146,600 at 5.34%$817.72
146,600 at 5.35%$818.63
146,600 at 5.36%$819.55
146,600 at 5.37%$820.46
146,600 at 5.38%$821.37
146,600 at 5.39%$822.29
146,600 at 5.4%$823.20
146,600 at 5.41%$824.12
146,600 at 5.42%$825.04
146,600 at 5.43%$825.95
146,600 at 5.44%$826.87
146,600 at 5.45%$827.79
146,600 at 5.46%$828.70
146,600 at 5.47%$829.62
146,600 at 5.48%$830.54
146,600 at 5.49%$831.46
146,600 at 5.5%$832.38
146,600 at 5.51%$833.30
146,600 at 5.52%$834.22
146,600 at 5.53%$835.14
146,600 at 5.54%$836.06
146,600 at 5.55%$836.98
146,600 at 5.56%$837.91
146,600 at 5.57%$838.83
146,600 at 5.58%$839.75
146,600 at 5.59%$840.68
146,600 at 5.6%$841.60
146,600 at 5.61%$842.52
146,600 at 5.62%$843.45
146,600 at 5.63%$844.38
146,600 at 5.64%$845.30
146,600 at 5.65%$846.23
146,600 at 5.66%$847.15
146,600 at 5.67%$848.08
146,600 at 5.68%$849.01
146,600 at 5.69%$849.94
146,600 at 5.7%$850.87
146,600 at 5.71%$851.80
146,600 at 5.72%$852.73
146,600 at 5.73%$853.66
146,600 at 5.74%$854.59
146,600 at 5.75%$855.52
146,600 at 5.76%$856.45
146,600 at 5.77%$857.38
146,600 at 5.78%$858.31
146,600 at 5.79%$859.25
146,600 at 5.8%$860.18
146,600 at 5.81%$861.11
146,600 at 5.82%$862.05
146,600 at 5.83%$862.98
146,600 at 5.84%$863.92
146,600 at 5.85%$864.85
146,600 at 5.86%$865.79
146,600 at 5.87%$866.73
146,600 at 5.88%$867.66
146,600 at 5.89%$868.60
146,600 at 5.9%$869.54
146,600 at 5.91%$870.48
146,600 at 5.92%$871.42
146,600 at 5.93%$872.35
146,600 at 5.94%$873.29
146,600 at 5.95%$874.23
146,600 at 5.96%$875.17
146,600 at 5.97%$876.12
146,600 at 5.98%$877.06
146,600 at 5.99%$878.00
146,600 at 6%$878.94
146,600 at 6.01%$879.88
146,600 at 6.02%$880.83
146,600 at 6.03%$881.77
146,600 at 6.04%$882.71
146,600 at 6.05%$883.66
146,600 at 6.06%$884.60
146,600 at 6.07%$885.55
146,600 at 6.08%$886.50
146,600 at 6.09%$887.44
146,600 at 6.1%$888.39
146,600 at 6.11%$889.34
146,600 at 6.12%$890.28
146,600 at 6.13%$891.23
146,600 at 6.14%$892.18
146,600 at 6.15%$893.13
146,600 at 6.16%$894.08
146,600 at 6.17%$895.03
146,600 at 6.18%$895.98
146,600 at 6.19%$896.93
146,600 at 6.2%$897.88
146,600 at 6.21%$898.83
146,600 at 6.22%$899.78
146,600 at 6.23%$900.74
146,600 at 6.24%$901.69
146,600 at 6.25%$902.64
146,600 at 6.26%$903.60
146,600 at 6.27%$904.55
146,600 at 6.28%$905.50
146,600 at 6.29%$906.46
146,600 at 6.3%$907.41
146,600 at 6.31%$908.37
146,600 at 6.32%$909.33
146,600 at 6.33%$910.28
146,600 at 6.34%$911.24
146,600 at 6.35%$912.20
146,600 at 6.36%$913.16
146,600 at 6.37%$914.11
146,600 at 6.38%$915.07
146,600 at 6.39%$916.03
146,600 at 6.4%$916.99
146,600 at 6.41%$917.95
146,600 at 6.42%$918.91
146,600 at 6.43%$919.87
146,600 at 6.44%$920.83
146,600 at 6.45%$921.80
146,600 at 6.46%$922.76
146,600 at 6.47%$923.72
146,600 at 6.48%$924.68
146,600 at 6.49%$925.65
146,600 at 6.5%$926.61
Interest Rate 30 Year
146,600 at 6.51%$927.58
146,600 at 6.52%$928.54
146,600 at 6.53%$929.51
146,600 at 6.54%$930.47
146,600 at 6.55%$931.44
146,600 at 6.56%$932.40
146,600 at 6.57%$933.37
146,600 at 6.58%$934.34
146,600 at 6.59%$935.31
146,600 at 6.6%$936.27
146,600 at 6.61%$937.24
146,600 at 6.62%$938.21
146,600 at 6.63%$939.18
146,600 at 6.64%$940.15
146,600 at 6.65%$941.12
146,600 at 6.66%$942.09
146,600 at 6.67%$943.06
146,600 at 6.68%$944.03
146,600 at 6.69%$945.01
146,600 at 6.7%$945.98
146,600 at 6.71%$946.95
146,600 at 6.72%$947.92
146,600 at 6.73%$948.90
146,600 at 6.74%$949.87
146,600 at 6.75%$950.84
146,600 at 6.76%$951.82
146,600 at 6.77%$952.79
146,600 at 6.78%$953.77
146,600 at 6.79%$954.75
146,600 at 6.8%$955.72
146,600 at 6.81%$956.70
146,600 at 6.82%$957.68
146,600 at 6.83%$958.65
146,600 at 6.84%$959.63
146,600 at 6.85%$960.61
146,600 at 6.86%$961.59
146,600 at 6.87%$962.57
146,600 at 6.88%$963.55
146,600 at 6.89%$964.53
146,600 at 6.9%$965.51
146,600 at 6.91%$966.49
146,600 at 6.92%$967.47
146,600 at 6.93%$968.45
146,600 at 6.94%$969.43
146,600 at 6.95%$970.42
146,600 at 6.96%$971.40
146,600 at 6.97%$972.38
146,600 at 6.98%$973.37
146,600 at 6.99%$974.35
146,600 at 7%$975.33
146,600 at 7.01%$976.32
146,600 at 7.02%$977.30
146,600 at 7.03%$978.29
146,600 at 7.04%$979.27
146,600 at 7.05%$980.26
146,600 at 7.06%$981.25
146,600 at 7.07%$982.24
146,600 at 7.08%$983.22
146,600 at 7.09%$984.21
146,600 at 7.1%$985.20
146,600 at 7.11%$986.19
146,600 at 7.12%$987.18
146,600 at 7.13%$988.17
146,600 at 7.14%$989.16
146,600 at 7.15%$990.15
146,600 at 7.16%$991.14
146,600 at 7.17%$992.13
146,600 at 7.18%$993.12
146,600 at 7.19%$994.11
146,600 at 7.2%$995.10
146,600 at 7.21%$996.10
146,600 at 7.22%$997.09
146,600 at 7.23%$998.08
146,600 at 7.24%$999.08
146,600 at 7.25%$1,000.07
146,600 at 7.26%$1,001.06
146,600 at 7.27%$1,002.06
146,600 at 7.28%$1,003.06
146,600 at 7.29%$1,004.05
146,600 at 7.3%$1,005.05
146,600 at 7.31%$1,006.04
146,600 at 7.32%$1,007.04
146,600 at 7.33%$1,008.04
146,600 at 7.34%$1,009.04
146,600 at 7.35%$1,010.03
146,600 at 7.36%$1,011.03
146,600 at 7.37%$1,012.03
146,600 at 7.38%$1,013.03
146,600 at 7.39%$1,014.03
146,600 at 7.4%$1,015.03
146,600 at 7.41%$1,016.03
146,600 at 7.42%$1,017.03
146,600 at 7.43%$1,018.03
146,600 at 7.44%$1,019.03
146,600 at 7.45%$1,020.03
146,600 at 7.46%$1,021.04
146,600 at 7.47%$1,022.04
146,600 at 7.48%$1,023.04
146,600 at 7.49%$1,024.04
146,600 at 7.5%$1,025.05
146,600 at 7.51%$1,026.05
146,600 at 7.52%$1,027.06
146,600 at 7.53%$1,028.06
146,600 at 7.54%$1,029.07
146,600 at 7.55%$1,030.07
146,600 at 7.56%$1,031.08
146,600 at 7.57%$1,032.08
146,600 at 7.58%$1,033.09
146,600 at 7.59%$1,034.10
146,600 at 7.6%$1,035.11
146,600 at 7.61%$1,036.11
146,600 at 7.62%$1,037.12
146,600 at 7.63%$1,038.13
146,600 at 7.64%$1,039.14
146,600 at 7.65%$1,040.15
146,600 at 7.66%$1,041.16
146,600 at 7.67%$1,042.17
146,600 at 7.68%$1,043.18
146,600 at 7.69%$1,044.19
146,600 at 7.7%$1,045.20
146,600 at 7.71%$1,046.21
146,600 at 7.72%$1,047.22
146,600 at 7.73%$1,048.23
146,600 at 7.74%$1,049.25
146,600 at 7.75%$1,050.26
146,600 at 7.76%$1,051.27
146,600 at 7.77%$1,052.29
146,600 at 7.78%$1,053.30
146,600 at 7.79%$1,054.32
146,600 at 7.8%$1,055.33
146,600 at 7.81%$1,056.35
146,600 at 7.82%$1,057.36
146,600 at 7.83%$1,058.38
146,600 at 7.84%$1,059.39
146,600 at 7.85%$1,060.41
146,600 at 7.86%$1,061.43
146,600 at 7.87%$1,062.44
146,600 at 7.88%$1,063.46
146,600 at 7.89%$1,064.48
146,600 at 7.9%$1,065.50
146,600 at 7.91%$1,066.52
146,600 at 7.92%$1,067.53
146,600 at 7.93%$1,068.55
146,600 at 7.94%$1,069.57
146,600 at 7.95%$1,070.59
146,600 at 7.96%$1,071.61
146,600 at 7.97%$1,072.63
146,600 at 7.98%$1,073.66
146,600 at 7.99%$1,074.68
146,600 at 8%$1,075.70
More Amounts
147,100
147,600
148,100
148,600
149,100
149,600
150,100
150,600
151,100
151,600
152,100
152,600
153,100
153,600
154,100
154,600
155,100
155,600
156,100
156,600
What is the down payment for a $146,600 house? How much do you need to put down?
Percent Down Down Payment
1%1,466
2%2,932
3%4,398
4%5,864
5%7,330
6%8,796
7%10,262
8%11,728
9%13,194
10%14,660
11%16,126
12%17,592
13%19,058
14%20,524
15%21,990
16%23,456
17%24,922
18%26,388
19%27,854
20%29,320
Percent Down Down Payment
21%30,786
22%32,252
23%33,718
24%35,184
25%36,650
26%38,116
27%39,582
28%41,048
29%42,514
30%43,980
31%45,446
32%46,912
33%48,378
34%49,844
35%51,310
36%52,776
37%54,242
38%55,708
39%57,174
40%58,640
Percent Down Down Payment
41%60,106
42%61,572
43%63,038
44%64,504
45%65,970
46%67,436
47%68,902
48%70,368
49%71,834
50%73,300
51%74,766
52%76,232
53%77,698
54%79,164
55%80,630
56%82,096
57%83,562
58%85,028
59%86,494
60%87,960
Percent Down Down Payment
61%89,426
62%90,892
63%92,358
64%93,824
65%95,290
66%96,756
67%98,222
68%99,688
69%101,154
70%102,620
71%104,086
72%105,552
73%107,018
74%108,484
75%109,950
76%111,416
77%112,882
78%114,348
79%115,814
80%117,280
Percent Down Down Payment
81%118,746
82%120,212
83%121,678
84%123,144
85%124,610
86%126,076
87%127,542
88%129,008
89%130,474
90%131,940
91%133,406
92%134,872
93%136,338
94%137,804
95%139,270
96%140,736
97%142,202
98%143,668
99%145,134
100%146,600
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.