$145,750 Mortgage for 30 Years

What is the monthly payment of a 145,750 dollar loan?
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Loan Tables for a $145,750 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 146k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $145,750 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
145,750 at 2.01%$539.45
145,750 at 2.02%$540.18
145,750 at 2.03%$540.91
145,750 at 2.04%$541.64
145,750 at 2.05%$542.37
145,750 at 2.06%$543.10
145,750 at 2.07%$543.84
145,750 at 2.08%$544.57
145,750 at 2.09%$545.30
145,750 at 2.1%$546.04
145,750 at 2.11%$546.77
145,750 at 2.12%$547.51
145,750 at 2.13%$548.24
145,750 at 2.14%$548.98
145,750 at 2.15%$549.72
145,750 at 2.16%$550.46
145,750 at 2.17%$551.20
145,750 at 2.18%$551.93
145,750 at 2.19%$552.67
145,750 at 2.2%$553.41
145,750 at 2.21%$554.15
145,750 at 2.22%$554.90
145,750 at 2.23%$555.64
145,750 at 2.24%$556.38
145,750 at 2.25%$557.12
145,750 at 2.26%$557.87
145,750 at 2.27%$558.61
145,750 at 2.28%$559.36
145,750 at 2.29%$560.10
145,750 at 2.3%$560.85
145,750 at 2.31%$561.59
145,750 at 2.32%$562.34
145,750 at 2.33%$563.09
145,750 at 2.34%$563.84
145,750 at 2.35%$564.59
145,750 at 2.36%$565.34
145,750 at 2.37%$566.09
145,750 at 2.38%$566.84
145,750 at 2.39%$567.59
145,750 at 2.4%$568.34
145,750 at 2.41%$569.09
145,750 at 2.42%$569.84
145,750 at 2.43%$570.60
145,750 at 2.44%$571.35
145,750 at 2.45%$572.11
145,750 at 2.46%$572.86
145,750 at 2.47%$573.62
145,750 at 2.48%$574.37
145,750 at 2.49%$575.13
145,750 at 2.5%$575.89
145,750 at 2.51%$576.65
145,750 at 2.52%$577.41
145,750 at 2.53%$578.16
145,750 at 2.54%$578.92
145,750 at 2.55%$579.68
145,750 at 2.56%$580.45
145,750 at 2.57%$581.21
145,750 at 2.58%$581.97
145,750 at 2.59%$582.73
145,750 at 2.6%$583.50
145,750 at 2.61%$584.26
145,750 at 2.62%$585.02
145,750 at 2.63%$585.79
145,750 at 2.64%$586.55
145,750 at 2.65%$587.32
145,750 at 2.66%$588.09
145,750 at 2.67%$588.85
145,750 at 2.68%$589.62
145,750 at 2.69%$590.39
145,750 at 2.7%$591.16
145,750 at 2.71%$591.93
145,750 at 2.72%$592.70
145,750 at 2.73%$593.47
145,750 at 2.74%$594.24
145,750 at 2.75%$595.01
145,750 at 2.76%$595.78
145,750 at 2.77%$596.56
145,750 at 2.78%$597.33
145,750 at 2.79%$598.10
145,750 at 2.8%$598.88
145,750 at 2.81%$599.65
145,750 at 2.82%$600.43
145,750 at 2.83%$601.21
145,750 at 2.84%$601.98
145,750 at 2.85%$602.76
145,750 at 2.86%$603.54
145,750 at 2.87%$604.32
145,750 at 2.88%$605.10
145,750 at 2.89%$605.88
145,750 at 2.9%$606.66
145,750 at 2.91%$607.44
145,750 at 2.92%$608.22
145,750 at 2.93%$609.00
145,750 at 2.94%$609.78
145,750 at 2.95%$610.56
145,750 at 2.96%$611.35
145,750 at 2.97%$612.13
145,750 at 2.98%$612.92
145,750 at 2.99%$613.70
145,750 at 3%$614.49
145,750 at 3.01%$615.27
145,750 at 3.02%$616.06
145,750 at 3.03%$616.85
145,750 at 3.04%$617.64
145,750 at 3.05%$618.43
145,750 at 3.06%$619.21
145,750 at 3.07%$620.00
145,750 at 3.08%$620.79
145,750 at 3.09%$621.59
145,750 at 3.1%$622.38
145,750 at 3.11%$623.17
145,750 at 3.12%$623.96
145,750 at 3.13%$624.75
145,750 at 3.14%$625.55
145,750 at 3.15%$626.34
145,750 at 3.16%$627.14
145,750 at 3.17%$627.93
145,750 at 3.18%$628.73
145,750 at 3.19%$629.52
145,750 at 3.2%$630.32
145,750 at 3.21%$631.12
145,750 at 3.22%$631.92
145,750 at 3.23%$632.71
145,750 at 3.24%$633.51
145,750 at 3.25%$634.31
145,750 at 3.26%$635.11
145,750 at 3.27%$635.91
145,750 at 3.28%$636.72
145,750 at 3.29%$637.52
145,750 at 3.3%$638.32
145,750 at 3.31%$639.12
145,750 at 3.32%$639.93
145,750 at 3.33%$640.73
145,750 at 3.34%$641.53
145,750 at 3.35%$642.34
145,750 at 3.36%$643.15
145,750 at 3.37%$643.95
145,750 at 3.38%$644.76
145,750 at 3.39%$645.57
145,750 at 3.4%$646.37
145,750 at 3.41%$647.18
145,750 at 3.42%$647.99
145,750 at 3.43%$648.80
145,750 at 3.44%$649.61
145,750 at 3.45%$650.42
145,750 at 3.46%$651.23
145,750 at 3.47%$652.04
145,750 at 3.48%$652.86
145,750 at 3.49%$653.67
145,750 at 3.5%$654.48
Interest Rate 30 Year
145,750 at 3.51%$655.30
145,750 at 3.52%$656.11
145,750 at 3.53%$656.93
145,750 at 3.54%$657.74
145,750 at 3.55%$658.56
145,750 at 3.56%$659.37
145,750 at 3.57%$660.19
145,750 at 3.58%$661.01
145,750 at 3.59%$661.83
145,750 at 3.6%$662.65
145,750 at 3.61%$663.46
145,750 at 3.62%$664.28
145,750 at 3.63%$665.11
145,750 at 3.64%$665.93
145,750 at 3.65%$666.75
145,750 at 3.66%$667.57
145,750 at 3.67%$668.39
145,750 at 3.68%$669.21
145,750 at 3.69%$670.04
145,750 at 3.7%$670.86
145,750 at 3.71%$671.69
145,750 at 3.72%$672.51
145,750 at 3.73%$673.34
145,750 at 3.74%$674.16
145,750 at 3.75%$674.99
145,750 at 3.76%$675.82
145,750 at 3.77%$676.65
145,750 at 3.78%$677.47
145,750 at 3.79%$678.30
145,750 at 3.8%$679.13
145,750 at 3.81%$679.96
145,750 at 3.82%$680.79
145,750 at 3.83%$681.62
145,750 at 3.84%$682.46
145,750 at 3.85%$683.29
145,750 at 3.86%$684.12
145,750 at 3.87%$684.95
145,750 at 3.88%$685.79
145,750 at 3.89%$686.62
145,750 at 3.9%$687.46
145,750 at 3.91%$688.29
145,750 at 3.92%$689.13
145,750 at 3.93%$689.96
145,750 at 3.94%$690.80
145,750 at 3.95%$691.64
145,750 at 3.96%$692.48
145,750 at 3.97%$693.31
145,750 at 3.98%$694.15
145,750 at 3.99%$694.99
145,750 at 4%$695.83
145,750 at 4.01%$696.67
145,750 at 4.02%$697.51
145,750 at 4.03%$698.36
145,750 at 4.04%$699.20
145,750 at 4.05%$700.04
145,750 at 4.06%$700.88
145,750 at 4.07%$701.73
145,750 at 4.08%$702.57
145,750 at 4.09%$703.42
145,750 at 4.1%$704.26
145,750 at 4.11%$705.11
145,750 at 4.12%$705.95
145,750 at 4.13%$706.80
145,750 at 4.14%$707.65
145,750 at 4.15%$708.50
145,750 at 4.16%$709.34
145,750 at 4.17%$710.19
145,750 at 4.18%$711.04
145,750 at 4.19%$711.89
145,750 at 4.2%$712.74
145,750 at 4.21%$713.59
145,750 at 4.22%$714.44
145,750 at 4.23%$715.30
145,750 at 4.24%$716.15
145,750 at 4.25%$717.00
145,750 at 4.26%$717.86
145,750 at 4.27%$718.71
145,750 at 4.28%$719.56
145,750 at 4.29%$720.42
145,750 at 4.3%$721.28
145,750 at 4.31%$722.13
145,750 at 4.32%$722.99
145,750 at 4.33%$723.84
145,750 at 4.34%$724.70
145,750 at 4.35%$725.56
145,750 at 4.36%$726.42
145,750 at 4.37%$727.28
145,750 at 4.38%$728.14
145,750 at 4.39%$729.00
145,750 at 4.4%$729.86
145,750 at 4.41%$730.72
145,750 at 4.42%$731.58
145,750 at 4.43%$732.44
145,750 at 4.44%$733.31
145,750 at 4.45%$734.17
145,750 at 4.46%$735.03
145,750 at 4.47%$735.90
145,750 at 4.48%$736.76
145,750 at 4.49%$737.63
145,750 at 4.5%$738.49
145,750 at 4.51%$739.36
145,750 at 4.52%$740.23
145,750 at 4.53%$741.09
145,750 at 4.54%$741.96
145,750 at 4.55%$742.83
145,750 at 4.56%$743.70
145,750 at 4.57%$744.57
145,750 at 4.58%$745.44
145,750 at 4.59%$746.31
145,750 at 4.6%$747.18
145,750 at 4.61%$748.05
145,750 at 4.62%$748.92
145,750 at 4.63%$749.79
145,750 at 4.64%$750.67
145,750 at 4.65%$751.54
145,750 at 4.66%$752.41
145,750 at 4.67%$753.29
145,750 at 4.68%$754.16
145,750 at 4.69%$755.04
145,750 at 4.7%$755.91
145,750 at 4.71%$756.79
145,750 at 4.72%$757.67
145,750 at 4.73%$758.54
145,750 at 4.74%$759.42
145,750 at 4.75%$760.30
145,750 at 4.76%$761.18
145,750 at 4.77%$762.06
145,750 at 4.78%$762.94
145,750 at 4.79%$763.82
145,750 at 4.8%$764.70
145,750 at 4.81%$765.58
145,750 at 4.82%$766.46
145,750 at 4.83%$767.34
145,750 at 4.84%$768.23
145,750 at 4.85%$769.11
145,750 at 4.86%$769.99
145,750 at 4.87%$770.88
145,750 at 4.88%$771.76
145,750 at 4.89%$772.65
145,750 at 4.9%$773.53
145,750 at 4.91%$774.42
145,750 at 4.92%$775.31
145,750 at 4.93%$776.19
145,750 at 4.94%$777.08
145,750 at 4.95%$777.97
145,750 at 4.96%$778.86
145,750 at 4.97%$779.75
145,750 at 4.98%$780.64
145,750 at 4.99%$781.53
145,750 at 5%$782.42
Interest Rate 30 Year
145,750 at 5.01%$783.31
145,750 at 5.02%$784.20
145,750 at 5.03%$785.09
145,750 at 5.04%$785.98
145,750 at 5.05%$786.88
145,750 at 5.06%$787.77
145,750 at 5.07%$788.66
145,750 at 5.08%$789.56
145,750 at 5.09%$790.45
145,750 at 5.1%$791.35
145,750 at 5.11%$792.25
145,750 at 5.12%$793.14
145,750 at 5.13%$794.04
145,750 at 5.14%$794.94
145,750 at 5.15%$795.83
145,750 at 5.16%$796.73
145,750 at 5.17%$797.63
145,750 at 5.18%$798.53
145,750 at 5.19%$799.43
145,750 at 5.2%$800.33
145,750 at 5.21%$801.23
145,750 at 5.22%$802.13
145,750 at 5.23%$803.03
145,750 at 5.24%$803.93
145,750 at 5.25%$804.84
145,750 at 5.26%$805.74
145,750 at 5.27%$806.64
145,750 at 5.28%$807.55
145,750 at 5.29%$808.45
145,750 at 5.3%$809.36
145,750 at 5.31%$810.26
145,750 at 5.32%$811.17
145,750 at 5.33%$812.07
145,750 at 5.34%$812.98
145,750 at 5.35%$813.89
145,750 at 5.36%$814.80
145,750 at 5.37%$815.70
145,750 at 5.38%$816.61
145,750 at 5.39%$817.52
145,750 at 5.4%$818.43
145,750 at 5.41%$819.34
145,750 at 5.42%$820.25
145,750 at 5.43%$821.16
145,750 at 5.44%$822.07
145,750 at 5.45%$822.99
145,750 at 5.46%$823.90
145,750 at 5.47%$824.81
145,750 at 5.48%$825.72
145,750 at 5.49%$826.64
145,750 at 5.5%$827.55
145,750 at 5.51%$828.47
145,750 at 5.52%$829.38
145,750 at 5.53%$830.30
145,750 at 5.54%$831.21
145,750 at 5.55%$832.13
145,750 at 5.56%$833.05
145,750 at 5.57%$833.96
145,750 at 5.58%$834.88
145,750 at 5.59%$835.80
145,750 at 5.6%$836.72
145,750 at 5.61%$837.64
145,750 at 5.62%$838.56
145,750 at 5.63%$839.48
145,750 at 5.64%$840.40
145,750 at 5.65%$841.32
145,750 at 5.66%$842.24
145,750 at 5.67%$843.16
145,750 at 5.68%$844.09
145,750 at 5.69%$845.01
145,750 at 5.7%$845.93
145,750 at 5.71%$846.86
145,750 at 5.72%$847.78
145,750 at 5.73%$848.71
145,750 at 5.74%$849.63
145,750 at 5.75%$850.56
145,750 at 5.76%$851.48
145,750 at 5.77%$852.41
145,750 at 5.78%$853.34
145,750 at 5.79%$854.26
145,750 at 5.8%$855.19
145,750 at 5.81%$856.12
145,750 at 5.82%$857.05
145,750 at 5.83%$857.98
145,750 at 5.84%$858.91
145,750 at 5.85%$859.84
145,750 at 5.86%$860.77
145,750 at 5.87%$861.70
145,750 at 5.88%$862.63
145,750 at 5.89%$863.56
145,750 at 5.9%$864.50
145,750 at 5.91%$865.43
145,750 at 5.92%$866.36
145,750 at 5.93%$867.30
145,750 at 5.94%$868.23
145,750 at 5.95%$869.17
145,750 at 5.96%$870.10
145,750 at 5.97%$871.04
145,750 at 5.98%$871.97
145,750 at 5.99%$872.91
145,750 at 6%$873.84
145,750 at 6.01%$874.78
145,750 at 6.02%$875.72
145,750 at 6.03%$876.66
145,750 at 6.04%$877.60
145,750 at 6.05%$878.54
145,750 at 6.06%$879.48
145,750 at 6.07%$880.42
145,750 at 6.08%$881.36
145,750 at 6.09%$882.30
145,750 at 6.1%$883.24
145,750 at 6.11%$884.18
145,750 at 6.12%$885.12
145,750 at 6.13%$886.06
145,750 at 6.14%$887.01
145,750 at 6.15%$887.95
145,750 at 6.16%$888.89
145,750 at 6.17%$889.84
145,750 at 6.18%$890.78
145,750 at 6.19%$891.73
145,750 at 6.2%$892.67
145,750 at 6.21%$893.62
145,750 at 6.22%$894.57
145,750 at 6.23%$895.51
145,750 at 6.24%$896.46
145,750 at 6.25%$897.41
145,750 at 6.26%$898.36
145,750 at 6.27%$899.30
145,750 at 6.28%$900.25
145,750 at 6.29%$901.20
145,750 at 6.3%$902.15
145,750 at 6.31%$903.10
145,750 at 6.32%$904.05
145,750 at 6.33%$905.00
145,750 at 6.34%$905.96
145,750 at 6.35%$906.91
145,750 at 6.36%$907.86
145,750 at 6.37%$908.81
145,750 at 6.38%$909.77
145,750 at 6.39%$910.72
145,750 at 6.4%$911.67
145,750 at 6.41%$912.63
145,750 at 6.42%$913.58
145,750 at 6.43%$914.54
145,750 at 6.44%$915.50
145,750 at 6.45%$916.45
145,750 at 6.46%$917.41
145,750 at 6.47%$918.37
145,750 at 6.48%$919.32
145,750 at 6.49%$920.28
145,750 at 6.5%$921.24
Interest Rate 30 Year
145,750 at 6.51%$922.20
145,750 at 6.52%$923.16
145,750 at 6.53%$924.12
145,750 at 6.54%$925.08
145,750 at 6.55%$926.04
145,750 at 6.56%$927.00
145,750 at 6.57%$927.96
145,750 at 6.58%$928.92
145,750 at 6.59%$929.88
145,750 at 6.6%$930.85
145,750 at 6.61%$931.81
145,750 at 6.62%$932.77
145,750 at 6.63%$933.74
145,750 at 6.64%$934.70
145,750 at 6.65%$935.66
145,750 at 6.66%$936.63
145,750 at 6.67%$937.59
145,750 at 6.68%$938.56
145,750 at 6.69%$939.53
145,750 at 6.7%$940.49
145,750 at 6.71%$941.46
145,750 at 6.72%$942.43
145,750 at 6.73%$943.39
145,750 at 6.74%$944.36
145,750 at 6.75%$945.33
145,750 at 6.76%$946.30
145,750 at 6.77%$947.27
145,750 at 6.78%$948.24
145,750 at 6.79%$949.21
145,750 at 6.8%$950.18
145,750 at 6.81%$951.15
145,750 at 6.82%$952.12
145,750 at 6.83%$953.10
145,750 at 6.84%$954.07
145,750 at 6.85%$955.04
145,750 at 6.86%$956.01
145,750 at 6.87%$956.99
145,750 at 6.88%$957.96
145,750 at 6.89%$958.94
145,750 at 6.9%$959.91
145,750 at 6.91%$960.88
145,750 at 6.92%$961.86
145,750 at 6.93%$962.84
145,750 at 6.94%$963.81
145,750 at 6.95%$964.79
145,750 at 6.96%$965.77
145,750 at 6.97%$966.74
145,750 at 6.98%$967.72
145,750 at 6.99%$968.70
145,750 at 7%$969.68
145,750 at 7.01%$970.66
145,750 at 7.02%$971.64
145,750 at 7.03%$972.62
145,750 at 7.04%$973.60
145,750 at 7.05%$974.58
145,750 at 7.06%$975.56
145,750 at 7.07%$976.54
145,750 at 7.08%$977.52
145,750 at 7.09%$978.50
145,750 at 7.1%$979.49
145,750 at 7.11%$980.47
145,750 at 7.12%$981.45
145,750 at 7.13%$982.44
145,750 at 7.14%$983.42
145,750 at 7.15%$984.41
145,750 at 7.16%$985.39
145,750 at 7.17%$986.38
145,750 at 7.18%$987.36
145,750 at 7.19%$988.35
145,750 at 7.2%$989.33
145,750 at 7.21%$990.32
145,750 at 7.22%$991.31
145,750 at 7.23%$992.30
145,750 at 7.24%$993.28
145,750 at 7.25%$994.27
145,750 at 7.26%$995.26
145,750 at 7.27%$996.25
145,750 at 7.28%$997.24
145,750 at 7.29%$998.23
145,750 at 7.3%$999.22
145,750 at 7.31%$1,000.21
145,750 at 7.32%$1,001.20
145,750 at 7.33%$1,002.19
145,750 at 7.34%$1,003.18
145,750 at 7.35%$1,004.18
145,750 at 7.36%$1,005.17
145,750 at 7.37%$1,006.16
145,750 at 7.38%$1,007.16
145,750 at 7.39%$1,008.15
145,750 at 7.4%$1,009.14
145,750 at 7.41%$1,010.14
145,750 at 7.42%$1,011.13
145,750 at 7.43%$1,012.13
145,750 at 7.44%$1,013.12
145,750 at 7.45%$1,014.12
145,750 at 7.46%$1,015.12
145,750 at 7.47%$1,016.11
145,750 at 7.48%$1,017.11
145,750 at 7.49%$1,018.11
145,750 at 7.5%$1,019.11
145,750 at 7.51%$1,020.10
145,750 at 7.52%$1,021.10
145,750 at 7.53%$1,022.10
145,750 at 7.54%$1,023.10
145,750 at 7.55%$1,024.10
145,750 at 7.56%$1,025.10
145,750 at 7.57%$1,026.10
145,750 at 7.58%$1,027.10
145,750 at 7.59%$1,028.10
145,750 at 7.6%$1,029.10
145,750 at 7.61%$1,030.11
145,750 at 7.62%$1,031.11
145,750 at 7.63%$1,032.11
145,750 at 7.64%$1,033.11
145,750 at 7.65%$1,034.12
145,750 at 7.66%$1,035.12
145,750 at 7.67%$1,036.12
145,750 at 7.68%$1,037.13
145,750 at 7.69%$1,038.13
145,750 at 7.7%$1,039.14
145,750 at 7.71%$1,040.15
145,750 at 7.72%$1,041.15
145,750 at 7.73%$1,042.16
145,750 at 7.74%$1,043.16
145,750 at 7.75%$1,044.17
145,750 at 7.76%$1,045.18
145,750 at 7.77%$1,046.19
145,750 at 7.78%$1,047.19
145,750 at 7.79%$1,048.20
145,750 at 7.8%$1,049.21
145,750 at 7.81%$1,050.22
145,750 at 7.82%$1,051.23
145,750 at 7.83%$1,052.24
145,750 at 7.84%$1,053.25
145,750 at 7.85%$1,054.26
145,750 at 7.86%$1,055.27
145,750 at 7.87%$1,056.28
145,750 at 7.88%$1,057.29
145,750 at 7.89%$1,058.31
145,750 at 7.9%$1,059.32
145,750 at 7.91%$1,060.33
145,750 at 7.92%$1,061.34
145,750 at 7.93%$1,062.36
145,750 at 7.94%$1,063.37
145,750 at 7.95%$1,064.39
145,750 at 7.96%$1,065.40
145,750 at 7.97%$1,066.42
145,750 at 7.98%$1,067.43
145,750 at 7.99%$1,068.45
145,750 at 8%$1,069.46
More Amounts
146,250
146,750
147,250
147,750
148,250
148,750
149,250
149,750
150,250
150,750
151,250
151,750
152,250
152,750
153,250
153,750
154,250
154,750
155,250
155,750
What is the down payment for a $145,750 house? How much do you need to put down?
Percent Down Down Payment
1%1,458
2%2,915
3%4,373
4%5,830
5%7,288
6%8,745
7%10,203
8%11,660
9%13,118
10%14,575
11%16,033
12%17,490
13%18,948
14%20,405
15%21,863
16%23,320
17%24,778
18%26,235
19%27,693
20%29,150
Percent Down Down Payment
21%30,608
22%32,065
23%33,523
24%34,980
25%36,438
26%37,895
27%39,353
28%40,810
29%42,268
30%43,725
31%45,183
32%46,640
33%48,098
34%49,555
35%51,013
36%52,470
37%53,928
38%55,385
39%56,843
40%58,300
Percent Down Down Payment
41%59,758
42%61,215
43%62,673
44%64,130
45%65,588
46%67,045
47%68,503
48%69,960
49%71,418
50%72,875
51%74,333
52%75,790
53%77,248
54%78,705
55%80,163
56%81,620
57%83,078
58%84,535
59%85,993
60%87,450
Percent Down Down Payment
61%88,908
62%90,365
63%91,823
64%93,280
65%94,738
66%96,195
67%97,653
68%99,110
69%100,568
70%102,025
71%103,483
72%104,940
73%106,398
74%107,855
75%109,313
76%110,770
77%112,228
78%113,685
79%115,143
80%116,600
Percent Down Down Payment
81%118,058
82%119,515
83%120,973
84%122,430
85%123,888
86%125,345
87%126,803
88%128,260
89%129,718
90%131,175
91%132,633
92%134,090
93%135,548
94%137,005
95%138,463
96%139,920
97%141,378
98%142,835
99%144,293
100%145,750
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.