$144,950 Mortgage for 30 Years

What is the monthly payment of a 144,950 dollar loan?
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Loan Tables for a $144,950 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 145k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $144,950 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
144,950 at 2.01%$536.49
144,950 at 2.02%$537.21
144,950 at 2.03%$537.94
144,950 at 2.04%$538.67
144,950 at 2.05%$539.39
144,950 at 2.06%$540.12
144,950 at 2.07%$540.85
144,950 at 2.08%$541.58
144,950 at 2.09%$542.31
144,950 at 2.1%$543.04
144,950 at 2.11%$543.77
144,950 at 2.12%$544.50
144,950 at 2.13%$545.24
144,950 at 2.14%$545.97
144,950 at 2.15%$546.70
144,950 at 2.16%$547.44
144,950 at 2.17%$548.17
144,950 at 2.18%$548.90
144,950 at 2.19%$549.64
144,950 at 2.2%$550.38
144,950 at 2.21%$551.11
144,950 at 2.22%$551.85
144,950 at 2.23%$552.59
144,950 at 2.24%$553.33
144,950 at 2.25%$554.07
144,950 at 2.26%$554.81
144,950 at 2.27%$555.55
144,950 at 2.28%$556.29
144,950 at 2.29%$557.03
144,950 at 2.3%$557.77
144,950 at 2.31%$558.51
144,950 at 2.32%$559.25
144,950 at 2.33%$560.00
144,950 at 2.34%$560.74
144,950 at 2.35%$561.49
144,950 at 2.36%$562.23
144,950 at 2.37%$562.98
144,950 at 2.38%$563.73
144,950 at 2.39%$564.47
144,950 at 2.4%$565.22
144,950 at 2.41%$565.97
144,950 at 2.42%$566.72
144,950 at 2.43%$567.47
144,950 at 2.44%$568.22
144,950 at 2.45%$568.97
144,950 at 2.46%$569.72
144,950 at 2.47%$570.47
144,950 at 2.48%$571.22
144,950 at 2.49%$571.97
144,950 at 2.5%$572.73
144,950 at 2.51%$573.48
144,950 at 2.52%$574.24
144,950 at 2.53%$574.99
144,950 at 2.54%$575.75
144,950 at 2.55%$576.50
144,950 at 2.56%$577.26
144,950 at 2.57%$578.02
144,950 at 2.58%$578.77
144,950 at 2.59%$579.53
144,950 at 2.6%$580.29
144,950 at 2.61%$581.05
144,950 at 2.62%$581.81
144,950 at 2.63%$582.57
144,950 at 2.64%$583.33
144,950 at 2.65%$584.10
144,950 at 2.66%$584.86
144,950 at 2.67%$585.62
144,950 at 2.68%$586.38
144,950 at 2.69%$587.15
144,950 at 2.7%$587.91
144,950 at 2.71%$588.68
144,950 at 2.72%$589.44
144,950 at 2.73%$590.21
144,950 at 2.74%$590.98
144,950 at 2.75%$591.75
144,950 at 2.76%$592.51
144,950 at 2.77%$593.28
144,950 at 2.78%$594.05
144,950 at 2.79%$594.82
144,950 at 2.8%$595.59
144,950 at 2.81%$596.36
144,950 at 2.82%$597.13
144,950 at 2.83%$597.91
144,950 at 2.84%$598.68
144,950 at 2.85%$599.45
144,950 at 2.86%$600.23
144,950 at 2.87%$601.00
144,950 at 2.88%$601.77
144,950 at 2.89%$602.55
144,950 at 2.9%$603.33
144,950 at 2.91%$604.10
144,950 at 2.92%$604.88
144,950 at 2.93%$605.66
144,950 at 2.94%$606.43
144,950 at 2.95%$607.21
144,950 at 2.96%$607.99
144,950 at 2.97%$608.77
144,950 at 2.98%$609.55
144,950 at 2.99%$610.33
144,950 at 3%$611.12
144,950 at 3.01%$611.90
144,950 at 3.02%$612.68
144,950 at 3.03%$613.46
144,950 at 3.04%$614.25
144,950 at 3.05%$615.03
144,950 at 3.06%$615.82
144,950 at 3.07%$616.60
144,950 at 3.08%$617.39
144,950 at 3.09%$618.17
144,950 at 3.1%$618.96
144,950 at 3.11%$619.75
144,950 at 3.12%$620.54
144,950 at 3.13%$621.32
144,950 at 3.14%$622.11
144,950 at 3.15%$622.90
144,950 at 3.16%$623.69
144,950 at 3.17%$624.48
144,950 at 3.18%$625.28
144,950 at 3.19%$626.07
144,950 at 3.2%$626.86
144,950 at 3.21%$627.65
144,950 at 3.22%$628.45
144,950 at 3.23%$629.24
144,950 at 3.24%$630.04
144,950 at 3.25%$630.83
144,950 at 3.26%$631.63
144,950 at 3.27%$632.42
144,950 at 3.28%$633.22
144,950 at 3.29%$634.02
144,950 at 3.3%$634.82
144,950 at 3.31%$635.61
144,950 at 3.32%$636.41
144,950 at 3.33%$637.21
144,950 at 3.34%$638.01
144,950 at 3.35%$638.81
144,950 at 3.36%$639.62
144,950 at 3.37%$640.42
144,950 at 3.38%$641.22
144,950 at 3.39%$642.02
144,950 at 3.4%$642.83
144,950 at 3.41%$643.63
144,950 at 3.42%$644.43
144,950 at 3.43%$645.24
144,950 at 3.44%$646.05
144,950 at 3.45%$646.85
144,950 at 3.46%$647.66
144,950 at 3.47%$648.47
144,950 at 3.48%$649.27
144,950 at 3.49%$650.08
144,950 at 3.5%$650.89
Interest Rate 30 Year
144,950 at 3.51%$651.70
144,950 at 3.52%$652.51
144,950 at 3.53%$653.32
144,950 at 3.54%$654.13
144,950 at 3.55%$654.94
144,950 at 3.56%$655.75
144,950 at 3.57%$656.57
144,950 at 3.58%$657.38
144,950 at 3.59%$658.19
144,950 at 3.6%$659.01
144,950 at 3.61%$659.82
144,950 at 3.62%$660.64
144,950 at 3.63%$661.45
144,950 at 3.64%$662.27
144,950 at 3.65%$663.09
144,950 at 3.66%$663.91
144,950 at 3.67%$664.72
144,950 at 3.68%$665.54
144,950 at 3.69%$666.36
144,950 at 3.7%$667.18
144,950 at 3.71%$668.00
144,950 at 3.72%$668.82
144,950 at 3.73%$669.64
144,950 at 3.74%$670.46
144,950 at 3.75%$671.29
144,950 at 3.76%$672.11
144,950 at 3.77%$672.93
144,950 at 3.78%$673.76
144,950 at 3.79%$674.58
144,950 at 3.8%$675.41
144,950 at 3.81%$676.23
144,950 at 3.82%$677.06
144,950 at 3.83%$677.88
144,950 at 3.84%$678.71
144,950 at 3.85%$679.54
144,950 at 3.86%$680.37
144,950 at 3.87%$681.19
144,950 at 3.88%$682.02
144,950 at 3.89%$682.85
144,950 at 3.9%$683.68
144,950 at 3.91%$684.51
144,950 at 3.92%$685.34
144,950 at 3.93%$686.18
144,950 at 3.94%$687.01
144,950 at 3.95%$687.84
144,950 at 3.96%$688.68
144,950 at 3.97%$689.51
144,950 at 3.98%$690.34
144,950 at 3.99%$691.18
144,950 at 4%$692.01
144,950 at 4.01%$692.85
144,950 at 4.02%$693.69
144,950 at 4.03%$694.52
144,950 at 4.04%$695.36
144,950 at 4.05%$696.20
144,950 at 4.06%$697.04
144,950 at 4.07%$697.88
144,950 at 4.08%$698.72
144,950 at 4.09%$699.56
144,950 at 4.1%$700.40
144,950 at 4.11%$701.24
144,950 at 4.12%$702.08
144,950 at 4.13%$702.92
144,950 at 4.14%$703.76
144,950 at 4.15%$704.61
144,950 at 4.16%$705.45
144,950 at 4.17%$706.29
144,950 at 4.18%$707.14
144,950 at 4.19%$707.98
144,950 at 4.2%$708.83
144,950 at 4.21%$709.68
144,950 at 4.22%$710.52
144,950 at 4.23%$711.37
144,950 at 4.24%$712.22
144,950 at 4.25%$713.07
144,950 at 4.26%$713.92
144,950 at 4.27%$714.77
144,950 at 4.28%$715.61
144,950 at 4.29%$716.47
144,950 at 4.3%$717.32
144,950 at 4.31%$718.17
144,950 at 4.32%$719.02
144,950 at 4.33%$719.87
144,950 at 4.34%$720.72
144,950 at 4.35%$721.58
144,950 at 4.36%$722.43
144,950 at 4.37%$723.29
144,950 at 4.38%$724.14
144,950 at 4.39%$725.00
144,950 at 4.4%$725.85
144,950 at 4.41%$726.71
144,950 at 4.42%$727.57
144,950 at 4.43%$728.42
144,950 at 4.44%$729.28
144,950 at 4.45%$730.14
144,950 at 4.46%$731.00
144,950 at 4.47%$731.86
144,950 at 4.48%$732.72
144,950 at 4.49%$733.58
144,950 at 4.5%$734.44
144,950 at 4.51%$735.30
144,950 at 4.52%$736.16
144,950 at 4.53%$737.03
144,950 at 4.54%$737.89
144,950 at 4.55%$738.75
144,950 at 4.56%$739.62
144,950 at 4.57%$740.48
144,950 at 4.58%$741.35
144,950 at 4.59%$742.21
144,950 at 4.6%$743.08
144,950 at 4.61%$743.94
144,950 at 4.62%$744.81
144,950 at 4.63%$745.68
144,950 at 4.64%$746.55
144,950 at 4.65%$747.42
144,950 at 4.66%$748.28
144,950 at 4.67%$749.15
144,950 at 4.68%$750.02
144,950 at 4.69%$750.89
144,950 at 4.7%$751.77
144,950 at 4.71%$752.64
144,950 at 4.72%$753.51
144,950 at 4.73%$754.38
144,950 at 4.74%$755.25
144,950 at 4.75%$756.13
144,950 at 4.76%$757.00
144,950 at 4.77%$757.88
144,950 at 4.78%$758.75
144,950 at 4.79%$759.63
144,950 at 4.8%$760.50
144,950 at 4.81%$761.38
144,950 at 4.82%$762.26
144,950 at 4.83%$763.13
144,950 at 4.84%$764.01
144,950 at 4.85%$764.89
144,950 at 4.86%$765.77
144,950 at 4.87%$766.65
144,950 at 4.88%$767.53
144,950 at 4.89%$768.41
144,950 at 4.9%$769.29
144,950 at 4.91%$770.17
144,950 at 4.92%$771.05
144,950 at 4.93%$771.93
144,950 at 4.94%$772.82
144,950 at 4.95%$773.70
144,950 at 4.96%$774.58
144,950 at 4.97%$775.47
144,950 at 4.98%$776.35
144,950 at 4.99%$777.24
144,950 at 5%$778.12
Interest Rate 30 Year
144,950 at 5.01%$779.01
144,950 at 5.02%$779.90
144,950 at 5.03%$780.78
144,950 at 5.04%$781.67
144,950 at 5.05%$782.56
144,950 at 5.06%$783.45
144,950 at 5.07%$784.34
144,950 at 5.08%$785.23
144,950 at 5.09%$786.12
144,950 at 5.1%$787.01
144,950 at 5.11%$787.90
144,950 at 5.12%$788.79
144,950 at 5.13%$789.68
144,950 at 5.14%$790.57
144,950 at 5.15%$791.47
144,950 at 5.16%$792.36
144,950 at 5.17%$793.25
144,950 at 5.18%$794.15
144,950 at 5.19%$795.04
144,950 at 5.2%$795.94
144,950 at 5.21%$796.83
144,950 at 5.22%$797.73
144,950 at 5.23%$798.62
144,950 at 5.24%$799.52
144,950 at 5.25%$800.42
144,950 at 5.26%$801.32
144,950 at 5.27%$802.22
144,950 at 5.28%$803.11
144,950 at 5.29%$804.01
144,950 at 5.3%$804.91
144,950 at 5.31%$805.81
144,950 at 5.32%$806.72
144,950 at 5.33%$807.62
144,950 at 5.34%$808.52
144,950 at 5.35%$809.42
144,950 at 5.36%$810.32
144,950 at 5.37%$811.23
144,950 at 5.38%$812.13
144,950 at 5.39%$813.03
144,950 at 5.4%$813.94
144,950 at 5.41%$814.84
144,950 at 5.42%$815.75
144,950 at 5.43%$816.66
144,950 at 5.44%$817.56
144,950 at 5.45%$818.47
144,950 at 5.46%$819.38
144,950 at 5.47%$820.28
144,950 at 5.48%$821.19
144,950 at 5.49%$822.10
144,950 at 5.5%$823.01
144,950 at 5.51%$823.92
144,950 at 5.52%$824.83
144,950 at 5.53%$825.74
144,950 at 5.54%$826.65
144,950 at 5.55%$827.56
144,950 at 5.56%$828.48
144,950 at 5.57%$829.39
144,950 at 5.58%$830.30
144,950 at 5.59%$831.21
144,950 at 5.6%$832.13
144,950 at 5.61%$833.04
144,950 at 5.62%$833.96
144,950 at 5.63%$834.87
144,950 at 5.64%$835.79
144,950 at 5.65%$836.70
144,950 at 5.66%$837.62
144,950 at 5.67%$838.54
144,950 at 5.68%$839.45
144,950 at 5.69%$840.37
144,950 at 5.7%$841.29
144,950 at 5.71%$842.21
144,950 at 5.72%$843.13
144,950 at 5.73%$844.05
144,950 at 5.74%$844.97
144,950 at 5.75%$845.89
144,950 at 5.76%$846.81
144,950 at 5.77%$847.73
144,950 at 5.78%$848.65
144,950 at 5.79%$849.58
144,950 at 5.8%$850.50
144,950 at 5.81%$851.42
144,950 at 5.82%$852.35
144,950 at 5.83%$853.27
144,950 at 5.84%$854.19
144,950 at 5.85%$855.12
144,950 at 5.86%$856.04
144,950 at 5.87%$856.97
144,950 at 5.88%$857.90
144,950 at 5.89%$858.82
144,950 at 5.9%$859.75
144,950 at 5.91%$860.68
144,950 at 5.92%$861.61
144,950 at 5.93%$862.54
144,950 at 5.94%$863.46
144,950 at 5.95%$864.39
144,950 at 5.96%$865.32
144,950 at 5.97%$866.25
144,950 at 5.98%$867.19
144,950 at 5.99%$868.12
144,950 at 6%$869.05
144,950 at 6.01%$869.98
144,950 at 6.02%$870.91
144,950 at 6.03%$871.85
144,950 at 6.04%$872.78
144,950 at 6.05%$873.71
144,950 at 6.06%$874.65
144,950 at 6.07%$875.58
144,950 at 6.08%$876.52
144,950 at 6.09%$877.45
144,950 at 6.1%$878.39
144,950 at 6.11%$879.33
144,950 at 6.12%$880.26
144,950 at 6.13%$881.20
144,950 at 6.14%$882.14
144,950 at 6.15%$883.08
144,950 at 6.16%$884.01
144,950 at 6.17%$884.95
144,950 at 6.18%$885.89
144,950 at 6.19%$886.83
144,950 at 6.2%$887.77
144,950 at 6.21%$888.71
144,950 at 6.22%$889.66
144,950 at 6.23%$890.60
144,950 at 6.24%$891.54
144,950 at 6.25%$892.48
144,950 at 6.26%$893.43
144,950 at 6.27%$894.37
144,950 at 6.28%$895.31
144,950 at 6.29%$896.26
144,950 at 6.3%$897.20
144,950 at 6.31%$898.15
144,950 at 6.32%$899.09
144,950 at 6.33%$900.04
144,950 at 6.34%$900.98
144,950 at 6.35%$901.93
144,950 at 6.36%$902.88
144,950 at 6.37%$903.83
144,950 at 6.38%$904.77
144,950 at 6.39%$905.72
144,950 at 6.4%$906.67
144,950 at 6.41%$907.62
144,950 at 6.42%$908.57
144,950 at 6.43%$909.52
144,950 at 6.44%$910.47
144,950 at 6.45%$911.42
144,950 at 6.46%$912.37
144,950 at 6.47%$913.32
144,950 at 6.48%$914.28
144,950 at 6.49%$915.23
144,950 at 6.5%$916.18
Interest Rate 30 Year
144,950 at 6.51%$917.14
144,950 at 6.52%$918.09
144,950 at 6.53%$919.04
144,950 at 6.54%$920.00
144,950 at 6.55%$920.95
144,950 at 6.56%$921.91
144,950 at 6.57%$922.87
144,950 at 6.58%$923.82
144,950 at 6.59%$924.78
144,950 at 6.6%$925.74
144,950 at 6.61%$926.69
144,950 at 6.62%$927.65
144,950 at 6.63%$928.61
144,950 at 6.64%$929.57
144,950 at 6.65%$930.53
144,950 at 6.66%$931.49
144,950 at 6.67%$932.45
144,950 at 6.68%$933.41
144,950 at 6.69%$934.37
144,950 at 6.7%$935.33
144,950 at 6.71%$936.29
144,950 at 6.72%$937.25
144,950 at 6.73%$938.22
144,950 at 6.74%$939.18
144,950 at 6.75%$940.14
144,950 at 6.76%$941.11
144,950 at 6.77%$942.07
144,950 at 6.78%$943.04
144,950 at 6.79%$944.00
144,950 at 6.8%$944.97
144,950 at 6.81%$945.93
144,950 at 6.82%$946.90
144,950 at 6.83%$947.86
144,950 at 6.84%$948.83
144,950 at 6.85%$949.80
144,950 at 6.86%$950.77
144,950 at 6.87%$951.73
144,950 at 6.88%$952.70
144,950 at 6.89%$953.67
144,950 at 6.9%$954.64
144,950 at 6.91%$955.61
144,950 at 6.92%$956.58
144,950 at 6.93%$957.55
144,950 at 6.94%$958.52
144,950 at 6.95%$959.49
144,950 at 6.96%$960.47
144,950 at 6.97%$961.44
144,950 at 6.98%$962.41
144,950 at 6.99%$963.38
144,950 at 7%$964.36
144,950 at 7.01%$965.33
144,950 at 7.02%$966.30
144,950 at 7.03%$967.28
144,950 at 7.04%$968.25
144,950 at 7.05%$969.23
144,950 at 7.06%$970.20
144,950 at 7.07%$971.18
144,950 at 7.08%$972.16
144,950 at 7.09%$973.13
144,950 at 7.1%$974.11
144,950 at 7.11%$975.09
144,950 at 7.12%$976.07
144,950 at 7.13%$977.04
144,950 at 7.14%$978.02
144,950 at 7.15%$979.00
144,950 at 7.16%$979.98
144,950 at 7.17%$980.96
144,950 at 7.18%$981.94
144,950 at 7.19%$982.92
144,950 at 7.2%$983.90
144,950 at 7.21%$984.88
144,950 at 7.22%$985.87
144,950 at 7.23%$986.85
144,950 at 7.24%$987.83
144,950 at 7.25%$988.81
144,950 at 7.26%$989.80
144,950 at 7.27%$990.78
144,950 at 7.28%$991.77
144,950 at 7.29%$992.75
144,950 at 7.3%$993.74
144,950 at 7.31%$994.72
144,950 at 7.32%$995.71
144,950 at 7.33%$996.69
144,950 at 7.34%$997.68
144,950 at 7.35%$998.67
144,950 at 7.36%$999.65
144,950 at 7.37%$1,000.64
144,950 at 7.38%$1,001.63
144,950 at 7.39%$1,002.62
144,950 at 7.4%$1,003.60
144,950 at 7.41%$1,004.59
144,950 at 7.42%$1,005.58
144,950 at 7.43%$1,006.57
144,950 at 7.44%$1,007.56
144,950 at 7.45%$1,008.55
144,950 at 7.46%$1,009.54
144,950 at 7.47%$1,010.54
144,950 at 7.48%$1,011.53
144,950 at 7.49%$1,012.52
144,950 at 7.5%$1,013.51
144,950 at 7.51%$1,014.50
144,950 at 7.52%$1,015.50
144,950 at 7.53%$1,016.49
144,950 at 7.54%$1,017.48
144,950 at 7.55%$1,018.48
144,950 at 7.56%$1,019.47
144,950 at 7.57%$1,020.47
144,950 at 7.58%$1,021.46
144,950 at 7.59%$1,022.46
144,950 at 7.6%$1,023.46
144,950 at 7.61%$1,024.45
144,950 at 7.62%$1,025.45
144,950 at 7.63%$1,026.45
144,950 at 7.64%$1,027.44
144,950 at 7.65%$1,028.44
144,950 at 7.66%$1,029.44
144,950 at 7.67%$1,030.44
144,950 at 7.68%$1,031.44
144,950 at 7.69%$1,032.44
144,950 at 7.7%$1,033.44
144,950 at 7.71%$1,034.44
144,950 at 7.72%$1,035.44
144,950 at 7.73%$1,036.44
144,950 at 7.74%$1,037.44
144,950 at 7.75%$1,038.44
144,950 at 7.76%$1,039.44
144,950 at 7.77%$1,040.44
144,950 at 7.78%$1,041.45
144,950 at 7.79%$1,042.45
144,950 at 7.8%$1,043.45
144,950 at 7.81%$1,044.46
144,950 at 7.82%$1,045.46
144,950 at 7.83%$1,046.46
144,950 at 7.84%$1,047.47
144,950 at 7.85%$1,048.47
144,950 at 7.86%$1,049.48
144,950 at 7.87%$1,050.49
144,950 at 7.88%$1,051.49
144,950 at 7.89%$1,052.50
144,950 at 7.9%$1,053.50
144,950 at 7.91%$1,054.51
144,950 at 7.92%$1,055.52
144,950 at 7.93%$1,056.53
144,950 at 7.94%$1,057.54
144,950 at 7.95%$1,058.54
144,950 at 7.96%$1,059.55
144,950 at 7.97%$1,060.56
144,950 at 7.98%$1,061.57
144,950 at 7.99%$1,062.58
144,950 at 8%$1,063.59
More Amounts
What is the down payment for a $144,950 house? How much do you need to put down?
Percent Down Down Payment
1%1,450
2%2,899
3%4,349
4%5,798
5%7,248
6%8,697
7%10,147
8%11,596
9%13,046
10%14,495
11%15,945
12%17,394
13%18,844
14%20,293
15%21,743
16%23,192
17%24,642
18%26,091
19%27,541
20%28,990
Percent Down Down Payment
21%30,440
22%31,889
23%33,339
24%34,788
25%36,238
26%37,687
27%39,137
28%40,586
29%42,036
30%43,485
31%44,935
32%46,384
33%47,834
34%49,283
35%50,733
36%52,182
37%53,632
38%55,081
39%56,531
40%57,980
Percent Down Down Payment
41%59,430
42%60,879
43%62,329
44%63,778
45%65,228
46%66,677
47%68,127
48%69,576
49%71,026
50%72,475
51%73,925
52%75,374
53%76,824
54%78,273
55%79,723
56%81,172
57%82,622
58%84,071
59%85,521
60%86,970
Percent Down Down Payment
61%88,420
62%89,869
63%91,319
64%92,768
65%94,218
66%95,667
67%97,117
68%98,566
69%100,016
70%101,465
71%102,915
72%104,364
73%105,814
74%107,263
75%108,713
76%110,162
77%111,612
78%113,061
79%114,511
80%115,960
Percent Down Down Payment
81%117,410
82%118,859
83%120,309
84%121,758
85%123,208
86%124,657
87%126,107
88%127,556
89%129,006
90%130,455
91%131,905
92%133,354
93%134,804
94%136,253
95%137,703
96%139,152
97%140,602
98%142,051
99%143,501
100%144,950
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.