$144,650 Mortgage for 30 Years

What is the monthly payment of a 144,650 dollar loan?
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Loan Tables for a $144,650 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 145k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $144,650 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
144,650 at 2.01%$535.38
144,650 at 2.02%$536.10
144,650 at 2.03%$536.83
144,650 at 2.04%$537.55
144,650 at 2.05%$538.28
144,650 at 2.06%$539.01
144,650 at 2.07%$539.73
144,650 at 2.08%$540.46
144,650 at 2.09%$541.19
144,650 at 2.1%$541.92
144,650 at 2.11%$542.65
144,650 at 2.12%$543.38
144,650 at 2.13%$544.11
144,650 at 2.14%$544.84
144,650 at 2.15%$545.57
144,650 at 2.16%$546.30
144,650 at 2.17%$547.04
144,650 at 2.18%$547.77
144,650 at 2.19%$548.50
144,650 at 2.2%$549.24
144,650 at 2.21%$549.97
144,650 at 2.22%$550.71
144,650 at 2.23%$551.44
144,650 at 2.24%$552.18
144,650 at 2.25%$552.92
144,650 at 2.26%$553.66
144,650 at 2.27%$554.40
144,650 at 2.28%$555.13
144,650 at 2.29%$555.87
144,650 at 2.3%$556.62
144,650 at 2.31%$557.36
144,650 at 2.32%$558.10
144,650 at 2.33%$558.84
144,650 at 2.34%$559.58
144,650 at 2.35%$560.33
144,650 at 2.36%$561.07
144,650 at 2.37%$561.81
144,650 at 2.38%$562.56
144,650 at 2.39%$563.30
144,650 at 2.4%$564.05
144,650 at 2.41%$564.80
144,650 at 2.42%$565.54
144,650 at 2.43%$566.29
144,650 at 2.44%$567.04
144,650 at 2.45%$567.79
144,650 at 2.46%$568.54
144,650 at 2.47%$569.29
144,650 at 2.48%$570.04
144,650 at 2.49%$570.79
144,650 at 2.5%$571.54
144,650 at 2.51%$572.29
144,650 at 2.52%$573.05
144,650 at 2.53%$573.80
144,650 at 2.54%$574.56
144,650 at 2.55%$575.31
144,650 at 2.56%$576.06
144,650 at 2.57%$576.82
144,650 at 2.58%$577.58
144,650 at 2.59%$578.33
144,650 at 2.6%$579.09
144,650 at 2.61%$579.85
144,650 at 2.62%$580.61
144,650 at 2.63%$581.37
144,650 at 2.64%$582.13
144,650 at 2.65%$582.89
144,650 at 2.66%$583.65
144,650 at 2.67%$584.41
144,650 at 2.68%$585.17
144,650 at 2.69%$585.93
144,650 at 2.7%$586.70
144,650 at 2.71%$587.46
144,650 at 2.72%$588.22
144,650 at 2.73%$588.99
144,650 at 2.74%$589.75
144,650 at 2.75%$590.52
144,650 at 2.76%$591.29
144,650 at 2.77%$592.05
144,650 at 2.78%$592.82
144,650 at 2.79%$593.59
144,650 at 2.8%$594.36
144,650 at 2.81%$595.13
144,650 at 2.82%$595.90
144,650 at 2.83%$596.67
144,650 at 2.84%$597.44
144,650 at 2.85%$598.21
144,650 at 2.86%$598.98
144,650 at 2.87%$599.76
144,650 at 2.88%$600.53
144,650 at 2.89%$601.30
144,650 at 2.9%$602.08
144,650 at 2.91%$602.85
144,650 at 2.92%$603.63
144,650 at 2.93%$604.40
144,650 at 2.94%$605.18
144,650 at 2.95%$605.96
144,650 at 2.96%$606.73
144,650 at 2.97%$607.51
144,650 at 2.98%$608.29
144,650 at 2.99%$609.07
144,650 at 3%$609.85
144,650 at 3.01%$610.63
144,650 at 3.02%$611.41
144,650 at 3.03%$612.19
144,650 at 3.04%$612.98
144,650 at 3.05%$613.76
144,650 at 3.06%$614.54
144,650 at 3.07%$615.32
144,650 at 3.08%$616.11
144,650 at 3.09%$616.89
144,650 at 3.1%$617.68
144,650 at 3.11%$618.47
144,650 at 3.12%$619.25
144,650 at 3.13%$620.04
144,650 at 3.14%$620.83
144,650 at 3.15%$621.61
144,650 at 3.16%$622.40
144,650 at 3.17%$623.19
144,650 at 3.18%$623.98
144,650 at 3.19%$624.77
144,650 at 3.2%$625.56
144,650 at 3.21%$626.35
144,650 at 3.22%$627.15
144,650 at 3.23%$627.94
144,650 at 3.24%$628.73
144,650 at 3.25%$629.53
144,650 at 3.26%$630.32
144,650 at 3.27%$631.11
144,650 at 3.28%$631.91
144,650 at 3.29%$632.71
144,650 at 3.3%$633.50
144,650 at 3.31%$634.30
144,650 at 3.32%$635.10
144,650 at 3.33%$635.89
144,650 at 3.34%$636.69
144,650 at 3.35%$637.49
144,650 at 3.36%$638.29
144,650 at 3.37%$639.09
144,650 at 3.38%$639.89
144,650 at 3.39%$640.69
144,650 at 3.4%$641.50
144,650 at 3.41%$642.30
144,650 at 3.42%$643.10
144,650 at 3.43%$643.90
144,650 at 3.44%$644.71
144,650 at 3.45%$645.51
144,650 at 3.46%$646.32
144,650 at 3.47%$647.12
144,650 at 3.48%$647.93
144,650 at 3.49%$648.74
144,650 at 3.5%$649.54
Interest Rate 30 Year
144,650 at 3.51%$650.35
144,650 at 3.52%$651.16
144,650 at 3.53%$651.97
144,650 at 3.54%$652.78
144,650 at 3.55%$653.59
144,650 at 3.56%$654.40
144,650 at 3.57%$655.21
144,650 at 3.58%$656.02
144,650 at 3.59%$656.83
144,650 at 3.6%$657.64
144,650 at 3.61%$658.46
144,650 at 3.62%$659.27
144,650 at 3.63%$660.09
144,650 at 3.64%$660.90
144,650 at 3.65%$661.72
144,650 at 3.66%$662.53
144,650 at 3.67%$663.35
144,650 at 3.68%$664.16
144,650 at 3.69%$664.98
144,650 at 3.7%$665.80
144,650 at 3.71%$666.62
144,650 at 3.72%$667.44
144,650 at 3.73%$668.26
144,650 at 3.74%$669.08
144,650 at 3.75%$669.90
144,650 at 3.76%$670.72
144,650 at 3.77%$671.54
144,650 at 3.78%$672.36
144,650 at 3.79%$673.18
144,650 at 3.8%$674.01
144,650 at 3.81%$674.83
144,650 at 3.82%$675.66
144,650 at 3.83%$676.48
144,650 at 3.84%$677.31
144,650 at 3.85%$678.13
144,650 at 3.86%$678.96
144,650 at 3.87%$679.78
144,650 at 3.88%$680.61
144,650 at 3.89%$681.44
144,650 at 3.9%$682.27
144,650 at 3.91%$683.10
144,650 at 3.92%$683.93
144,650 at 3.93%$684.76
144,650 at 3.94%$685.59
144,650 at 3.95%$686.42
144,650 at 3.96%$687.25
144,650 at 3.97%$688.08
144,650 at 3.98%$688.91
144,650 at 3.99%$689.75
144,650 at 4%$690.58
144,650 at 4.01%$691.42
144,650 at 4.02%$692.25
144,650 at 4.03%$693.09
144,650 at 4.04%$693.92
144,650 at 4.05%$694.76
144,650 at 4.06%$695.59
144,650 at 4.07%$696.43
144,650 at 4.08%$697.27
144,650 at 4.09%$698.11
144,650 at 4.1%$698.95
144,650 at 4.11%$699.79
144,650 at 4.12%$700.63
144,650 at 4.13%$701.47
144,650 at 4.14%$702.31
144,650 at 4.15%$703.15
144,650 at 4.16%$703.99
144,650 at 4.17%$704.83
144,650 at 4.18%$705.68
144,650 at 4.19%$706.52
144,650 at 4.2%$707.36
144,650 at 4.21%$708.21
144,650 at 4.22%$709.05
144,650 at 4.23%$709.90
144,650 at 4.24%$710.74
144,650 at 4.25%$711.59
144,650 at 4.26%$712.44
144,650 at 4.27%$713.29
144,650 at 4.28%$714.13
144,650 at 4.29%$714.98
144,650 at 4.3%$715.83
144,650 at 4.31%$716.68
144,650 at 4.32%$717.53
144,650 at 4.33%$718.38
144,650 at 4.34%$719.23
144,650 at 4.35%$720.08
144,650 at 4.36%$720.94
144,650 at 4.37%$721.79
144,650 at 4.38%$722.64
144,650 at 4.39%$723.50
144,650 at 4.4%$724.35
144,650 at 4.41%$725.21
144,650 at 4.42%$726.06
144,650 at 4.43%$726.92
144,650 at 4.44%$727.77
144,650 at 4.45%$728.63
144,650 at 4.46%$729.49
144,650 at 4.47%$730.34
144,650 at 4.48%$731.20
144,650 at 4.49%$732.06
144,650 at 4.5%$732.92
144,650 at 4.51%$733.78
144,650 at 4.52%$734.64
144,650 at 4.53%$735.50
144,650 at 4.54%$736.36
144,650 at 4.55%$737.22
144,650 at 4.56%$738.09
144,650 at 4.57%$738.95
144,650 at 4.58%$739.81
144,650 at 4.59%$740.68
144,650 at 4.6%$741.54
144,650 at 4.61%$742.40
144,650 at 4.62%$743.27
144,650 at 4.63%$744.14
144,650 at 4.64%$745.00
144,650 at 4.65%$745.87
144,650 at 4.66%$746.74
144,650 at 4.67%$747.60
144,650 at 4.68%$748.47
144,650 at 4.69%$749.34
144,650 at 4.7%$750.21
144,650 at 4.71%$751.08
144,650 at 4.72%$751.95
144,650 at 4.73%$752.82
144,650 at 4.74%$753.69
144,650 at 4.75%$754.56
144,650 at 4.76%$755.44
144,650 at 4.77%$756.31
144,650 at 4.78%$757.18
144,650 at 4.79%$758.05
144,650 at 4.8%$758.93
144,650 at 4.81%$759.80
144,650 at 4.82%$760.68
144,650 at 4.83%$761.55
144,650 at 4.84%$762.43
144,650 at 4.85%$763.31
144,650 at 4.86%$764.18
144,650 at 4.87%$765.06
144,650 at 4.88%$765.94
144,650 at 4.89%$766.82
144,650 at 4.9%$767.70
144,650 at 4.91%$768.58
144,650 at 4.92%$769.46
144,650 at 4.93%$770.34
144,650 at 4.94%$771.22
144,650 at 4.95%$772.10
144,650 at 4.96%$772.98
144,650 at 4.97%$773.86
144,650 at 4.98%$774.75
144,650 at 4.99%$775.63
144,650 at 5%$776.51
Interest Rate 30 Year
144,650 at 5.01%$777.40
144,650 at 5.02%$778.28
144,650 at 5.03%$779.17
144,650 at 5.04%$780.05
144,650 at 5.05%$780.94
144,650 at 5.06%$781.83
144,650 at 5.07%$782.71
144,650 at 5.08%$783.60
144,650 at 5.09%$784.49
144,650 at 5.1%$785.38
144,650 at 5.11%$786.27
144,650 at 5.12%$787.16
144,650 at 5.13%$788.05
144,650 at 5.14%$788.94
144,650 at 5.15%$789.83
144,650 at 5.16%$790.72
144,650 at 5.17%$791.61
144,650 at 5.18%$792.50
144,650 at 5.19%$793.40
144,650 at 5.2%$794.29
144,650 at 5.21%$795.18
144,650 at 5.22%$796.08
144,650 at 5.23%$796.97
144,650 at 5.24%$797.87
144,650 at 5.25%$798.76
144,650 at 5.26%$799.66
144,650 at 5.27%$800.56
144,650 at 5.28%$801.45
144,650 at 5.29%$802.35
144,650 at 5.3%$803.25
144,650 at 5.31%$804.15
144,650 at 5.32%$805.05
144,650 at 5.33%$805.95
144,650 at 5.34%$806.85
144,650 at 5.35%$807.75
144,650 at 5.36%$808.65
144,650 at 5.37%$809.55
144,650 at 5.38%$810.45
144,650 at 5.39%$811.35
144,650 at 5.4%$812.25
144,650 at 5.41%$813.16
144,650 at 5.42%$814.06
144,650 at 5.43%$814.97
144,650 at 5.44%$815.87
144,650 at 5.45%$816.77
144,650 at 5.46%$817.68
144,650 at 5.47%$818.59
144,650 at 5.48%$819.49
144,650 at 5.49%$820.40
144,650 at 5.5%$821.31
144,650 at 5.51%$822.21
144,650 at 5.52%$823.12
144,650 at 5.53%$824.03
144,650 at 5.54%$824.94
144,650 at 5.55%$825.85
144,650 at 5.56%$826.76
144,650 at 5.57%$827.67
144,650 at 5.58%$828.58
144,650 at 5.59%$829.49
144,650 at 5.6%$830.41
144,650 at 5.61%$831.32
144,650 at 5.62%$832.23
144,650 at 5.63%$833.14
144,650 at 5.64%$834.06
144,650 at 5.65%$834.97
144,650 at 5.66%$835.89
144,650 at 5.67%$836.80
144,650 at 5.68%$837.72
144,650 at 5.69%$838.63
144,650 at 5.7%$839.55
144,650 at 5.71%$840.47
144,650 at 5.72%$841.38
144,650 at 5.73%$842.30
144,650 at 5.74%$843.22
144,650 at 5.75%$844.14
144,650 at 5.76%$845.06
144,650 at 5.77%$845.98
144,650 at 5.78%$846.90
144,650 at 5.79%$847.82
144,650 at 5.8%$848.74
144,650 at 5.81%$849.66
144,650 at 5.82%$850.58
144,650 at 5.83%$851.50
144,650 at 5.84%$852.43
144,650 at 5.85%$853.35
144,650 at 5.86%$854.27
144,650 at 5.87%$855.20
144,650 at 5.88%$856.12
144,650 at 5.89%$857.05
144,650 at 5.9%$857.97
144,650 at 5.91%$858.90
144,650 at 5.92%$859.82
144,650 at 5.93%$860.75
144,650 at 5.94%$861.68
144,650 at 5.95%$862.61
144,650 at 5.96%$863.53
144,650 at 5.97%$864.46
144,650 at 5.98%$865.39
144,650 at 5.99%$866.32
144,650 at 6%$867.25
144,650 at 6.01%$868.18
144,650 at 6.02%$869.11
144,650 at 6.03%$870.04
144,650 at 6.04%$870.97
144,650 at 6.05%$871.91
144,650 at 6.06%$872.84
144,650 at 6.07%$873.77
144,650 at 6.08%$874.70
144,650 at 6.09%$875.64
144,650 at 6.1%$876.57
144,650 at 6.11%$877.51
144,650 at 6.12%$878.44
144,650 at 6.13%$879.38
144,650 at 6.14%$880.31
144,650 at 6.15%$881.25
144,650 at 6.16%$882.19
144,650 at 6.17%$883.12
144,650 at 6.18%$884.06
144,650 at 6.19%$885.00
144,650 at 6.2%$885.94
144,650 at 6.21%$886.88
144,650 at 6.22%$887.81
144,650 at 6.23%$888.75
144,650 at 6.24%$889.69
144,650 at 6.25%$890.63
144,650 at 6.26%$891.58
144,650 at 6.27%$892.52
144,650 at 6.28%$893.46
144,650 at 6.29%$894.40
144,650 at 6.3%$895.34
144,650 at 6.31%$896.29
144,650 at 6.32%$897.23
144,650 at 6.33%$898.17
144,650 at 6.34%$899.12
144,650 at 6.35%$900.06
144,650 at 6.36%$901.01
144,650 at 6.37%$901.95
144,650 at 6.38%$902.90
144,650 at 6.39%$903.85
144,650 at 6.4%$904.79
144,650 at 6.41%$905.74
144,650 at 6.42%$906.69
144,650 at 6.43%$907.64
144,650 at 6.44%$908.59
144,650 at 6.45%$909.54
144,650 at 6.46%$910.48
144,650 at 6.47%$911.43
144,650 at 6.48%$912.38
144,650 at 6.49%$913.34
144,650 at 6.5%$914.29
Interest Rate 30 Year
144,650 at 6.51%$915.24
144,650 at 6.52%$916.19
144,650 at 6.53%$917.14
144,650 at 6.54%$918.09
144,650 at 6.55%$919.05
144,650 at 6.56%$920.00
144,650 at 6.57%$920.96
144,650 at 6.58%$921.91
144,650 at 6.59%$922.86
144,650 at 6.6%$923.82
144,650 at 6.61%$924.78
144,650 at 6.62%$925.73
144,650 at 6.63%$926.69
144,650 at 6.64%$927.64
144,650 at 6.65%$928.60
144,650 at 6.66%$929.56
144,650 at 6.67%$930.52
144,650 at 6.68%$931.48
144,650 at 6.69%$932.44
144,650 at 6.7%$933.39
144,650 at 6.71%$934.35
144,650 at 6.72%$935.31
144,650 at 6.73%$936.27
144,650 at 6.74%$937.24
144,650 at 6.75%$938.20
144,650 at 6.76%$939.16
144,650 at 6.77%$940.12
144,650 at 6.78%$941.08
144,650 at 6.79%$942.05
144,650 at 6.8%$943.01
144,650 at 6.81%$943.97
144,650 at 6.82%$944.94
144,650 at 6.83%$945.90
144,650 at 6.84%$946.87
144,650 at 6.85%$947.83
144,650 at 6.86%$948.80
144,650 at 6.87%$949.76
144,650 at 6.88%$950.73
144,650 at 6.89%$951.70
144,650 at 6.9%$952.67
144,650 at 6.91%$953.63
144,650 at 6.92%$954.60
144,650 at 6.93%$955.57
144,650 at 6.94%$956.54
144,650 at 6.95%$957.51
144,650 at 6.96%$958.48
144,650 at 6.97%$959.45
144,650 at 6.98%$960.42
144,650 at 6.99%$961.39
144,650 at 7%$962.36
144,650 at 7.01%$963.33
144,650 at 7.02%$964.30
144,650 at 7.03%$965.28
144,650 at 7.04%$966.25
144,650 at 7.05%$967.22
144,650 at 7.06%$968.20
144,650 at 7.07%$969.17
144,650 at 7.08%$970.14
144,650 at 7.09%$971.12
144,650 at 7.1%$972.09
144,650 at 7.11%$973.07
144,650 at 7.12%$974.05
144,650 at 7.13%$975.02
144,650 at 7.14%$976.00
144,650 at 7.15%$976.98
144,650 at 7.16%$977.95
144,650 at 7.17%$978.93
144,650 at 7.18%$979.91
144,650 at 7.19%$980.89
144,650 at 7.2%$981.87
144,650 at 7.21%$982.85
144,650 at 7.22%$983.83
144,650 at 7.23%$984.81
144,650 at 7.24%$985.79
144,650 at 7.25%$986.77
144,650 at 7.26%$987.75
144,650 at 7.27%$988.73
144,650 at 7.28%$989.71
144,650 at 7.29%$990.70
144,650 at 7.3%$991.68
144,650 at 7.31%$992.66
144,650 at 7.32%$993.65
144,650 at 7.33%$994.63
144,650 at 7.34%$995.61
144,650 at 7.35%$996.60
144,650 at 7.36%$997.58
144,650 at 7.37%$998.57
144,650 at 7.38%$999.55
144,650 at 7.39%$1,000.54
144,650 at 7.4%$1,001.53
144,650 at 7.41%$1,002.51
144,650 at 7.42%$1,003.50
144,650 at 7.43%$1,004.49
144,650 at 7.44%$1,005.48
144,650 at 7.45%$1,006.47
144,650 at 7.46%$1,007.45
144,650 at 7.47%$1,008.44
144,650 at 7.48%$1,009.43
144,650 at 7.49%$1,010.42
144,650 at 7.5%$1,011.41
144,650 at 7.51%$1,012.40
144,650 at 7.52%$1,013.40
144,650 at 7.53%$1,014.39
144,650 at 7.54%$1,015.38
144,650 at 7.55%$1,016.37
144,650 at 7.56%$1,017.36
144,650 at 7.57%$1,018.36
144,650 at 7.58%$1,019.35
144,650 at 7.59%$1,020.34
144,650 at 7.6%$1,021.34
144,650 at 7.61%$1,022.33
144,650 at 7.62%$1,023.33
144,650 at 7.63%$1,024.32
144,650 at 7.64%$1,025.32
144,650 at 7.65%$1,026.31
144,650 at 7.66%$1,027.31
144,650 at 7.67%$1,028.31
144,650 at 7.68%$1,029.30
144,650 at 7.69%$1,030.30
144,650 at 7.7%$1,031.30
144,650 at 7.71%$1,032.29
144,650 at 7.72%$1,033.29
144,650 at 7.73%$1,034.29
144,650 at 7.74%$1,035.29
144,650 at 7.75%$1,036.29
144,650 at 7.76%$1,037.29
144,650 at 7.77%$1,038.29
144,650 at 7.78%$1,039.29
144,650 at 7.79%$1,040.29
144,650 at 7.8%$1,041.29
144,650 at 7.81%$1,042.29
144,650 at 7.82%$1,043.30
144,650 at 7.83%$1,044.30
144,650 at 7.84%$1,045.30
144,650 at 7.85%$1,046.30
144,650 at 7.86%$1,047.31
144,650 at 7.87%$1,048.31
144,650 at 7.88%$1,049.31
144,650 at 7.89%$1,050.32
144,650 at 7.9%$1,051.32
144,650 at 7.91%$1,052.33
144,650 at 7.92%$1,053.33
144,650 at 7.93%$1,054.34
144,650 at 7.94%$1,055.35
144,650 at 7.95%$1,056.35
144,650 at 7.96%$1,057.36
144,650 at 7.97%$1,058.37
144,650 at 7.98%$1,059.37
144,650 at 7.99%$1,060.38
144,650 at 8%$1,061.39
More Amounts
What is the down payment for a $144,650 house? How much do you need to put down?
Percent Down Down Payment
1%1,447
2%2,893
3%4,340
4%5,786
5%7,233
6%8,679
7%10,126
8%11,572
9%13,019
10%14,465
11%15,912
12%17,358
13%18,805
14%20,251
15%21,698
16%23,144
17%24,591
18%26,037
19%27,484
20%28,930
Percent Down Down Payment
21%30,377
22%31,823
23%33,270
24%34,716
25%36,163
26%37,609
27%39,056
28%40,502
29%41,949
30%43,395
31%44,842
32%46,288
33%47,735
34%49,181
35%50,628
36%52,074
37%53,521
38%54,967
39%56,414
40%57,860
Percent Down Down Payment
41%59,307
42%60,753
43%62,200
44%63,646
45%65,093
46%66,539
47%67,986
48%69,432
49%70,879
50%72,325
51%73,772
52%75,218
53%76,665
54%78,111
55%79,558
56%81,004
57%82,451
58%83,897
59%85,344
60%86,790
Percent Down Down Payment
61%88,237
62%89,683
63%91,130
64%92,576
65%94,023
66%95,469
67%96,916
68%98,362
69%99,809
70%101,255
71%102,702
72%104,148
73%105,595
74%107,041
75%108,488
76%109,934
77%111,381
78%112,827
79%114,274
80%115,720
Percent Down Down Payment
81%117,167
82%118,613
83%120,060
84%121,506
85%122,953
86%124,399
87%125,846
88%127,292
89%128,739
90%130,185
91%131,632
92%133,078
93%134,525
94%135,971
95%137,418
96%138,864
97%140,311
98%141,757
99%143,204
100%144,650
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.