$14,250 Mortgage for 30 Years

What is the monthly payment of a 14,250 dollar loan?
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Loan Tables for a $14,250 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 14k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $14,250 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
14,250 at 2.01%$52.74
14,250 at 2.02%$52.81
14,250 at 2.03%$52.88
14,250 at 2.04%$52.96
14,250 at 2.05%$53.03
14,250 at 2.06%$53.10
14,250 at 2.07%$53.17
14,250 at 2.08%$53.24
14,250 at 2.09%$53.31
14,250 at 2.1%$53.39
14,250 at 2.11%$53.46
14,250 at 2.12%$53.53
14,250 at 2.13%$53.60
14,250 at 2.14%$53.67
14,250 at 2.15%$53.75
14,250 at 2.16%$53.82
14,250 at 2.17%$53.89
14,250 at 2.18%$53.96
14,250 at 2.19%$54.03
14,250 at 2.2%$54.11
14,250 at 2.21%$54.18
14,250 at 2.22%$54.25
14,250 at 2.23%$54.32
14,250 at 2.24%$54.40
14,250 at 2.25%$54.47
14,250 at 2.26%$54.54
14,250 at 2.27%$54.62
14,250 at 2.28%$54.69
14,250 at 2.29%$54.76
14,250 at 2.3%$54.83
14,250 at 2.31%$54.91
14,250 at 2.32%$54.98
14,250 at 2.33%$55.05
14,250 at 2.34%$55.13
14,250 at 2.35%$55.20
14,250 at 2.36%$55.27
14,250 at 2.37%$55.35
14,250 at 2.38%$55.42
14,250 at 2.39%$55.49
14,250 at 2.4%$55.57
14,250 at 2.41%$55.64
14,250 at 2.42%$55.71
14,250 at 2.43%$55.79
14,250 at 2.44%$55.86
14,250 at 2.45%$55.93
14,250 at 2.46%$56.01
14,250 at 2.47%$56.08
14,250 at 2.48%$56.16
14,250 at 2.49%$56.23
14,250 at 2.5%$56.30
14,250 at 2.51%$56.38
14,250 at 2.52%$56.45
14,250 at 2.53%$56.53
14,250 at 2.54%$56.60
14,250 at 2.55%$56.68
14,250 at 2.56%$56.75
14,250 at 2.57%$56.82
14,250 at 2.58%$56.90
14,250 at 2.59%$56.97
14,250 at 2.6%$57.05
14,250 at 2.61%$57.12
14,250 at 2.62%$57.20
14,250 at 2.63%$57.27
14,250 at 2.64%$57.35
14,250 at 2.65%$57.42
14,250 at 2.66%$57.50
14,250 at 2.67%$57.57
14,250 at 2.68%$57.65
14,250 at 2.69%$57.72
14,250 at 2.7%$57.80
14,250 at 2.71%$57.87
14,250 at 2.72%$57.95
14,250 at 2.73%$58.02
14,250 at 2.74%$58.10
14,250 at 2.75%$58.17
14,250 at 2.76%$58.25
14,250 at 2.77%$58.33
14,250 at 2.78%$58.40
14,250 at 2.79%$58.48
14,250 at 2.8%$58.55
14,250 at 2.81%$58.63
14,250 at 2.82%$58.70
14,250 at 2.83%$58.78
14,250 at 2.84%$58.86
14,250 at 2.85%$58.93
14,250 at 2.86%$59.01
14,250 at 2.87%$59.08
14,250 at 2.88%$59.16
14,250 at 2.89%$59.24
14,250 at 2.9%$59.31
14,250 at 2.91%$59.39
14,250 at 2.92%$59.47
14,250 at 2.93%$59.54
14,250 at 2.94%$59.62
14,250 at 2.95%$59.69
14,250 at 2.96%$59.77
14,250 at 2.97%$59.85
14,250 at 2.98%$59.92
14,250 at 2.99%$60.00
14,250 at 3%$60.08
14,250 at 3.01%$60.16
14,250 at 3.02%$60.23
14,250 at 3.03%$60.31
14,250 at 3.04%$60.39
14,250 at 3.05%$60.46
14,250 at 3.06%$60.54
14,250 at 3.07%$60.62
14,250 at 3.08%$60.70
14,250 at 3.09%$60.77
14,250 at 3.1%$60.85
14,250 at 3.11%$60.93
14,250 at 3.12%$61.00
14,250 at 3.13%$61.08
14,250 at 3.14%$61.16
14,250 at 3.15%$61.24
14,250 at 3.16%$61.32
14,250 at 3.17%$61.39
14,250 at 3.18%$61.47
14,250 at 3.19%$61.55
14,250 at 3.2%$61.63
14,250 at 3.21%$61.70
14,250 at 3.22%$61.78
14,250 at 3.23%$61.86
14,250 at 3.24%$61.94
14,250 at 3.25%$62.02
14,250 at 3.26%$62.10
14,250 at 3.27%$62.17
14,250 at 3.28%$62.25
14,250 at 3.29%$62.33
14,250 at 3.3%$62.41
14,250 at 3.31%$62.49
14,250 at 3.32%$62.57
14,250 at 3.33%$62.64
14,250 at 3.34%$62.72
14,250 at 3.35%$62.80
14,250 at 3.36%$62.88
14,250 at 3.37%$62.96
14,250 at 3.38%$63.04
14,250 at 3.39%$63.12
14,250 at 3.4%$63.20
14,250 at 3.41%$63.28
14,250 at 3.42%$63.35
14,250 at 3.43%$63.43
14,250 at 3.44%$63.51
14,250 at 3.45%$63.59
14,250 at 3.46%$63.67
14,250 at 3.47%$63.75
14,250 at 3.48%$63.83
14,250 at 3.49%$63.91
14,250 at 3.5%$63.99
Interest Rate 30 Year
14,250 at 3.51%$64.07
14,250 at 3.52%$64.15
14,250 at 3.53%$64.23
14,250 at 3.54%$64.31
14,250 at 3.55%$64.39
14,250 at 3.56%$64.47
14,250 at 3.57%$64.55
14,250 at 3.58%$64.63
14,250 at 3.59%$64.71
14,250 at 3.6%$64.79
14,250 at 3.61%$64.87
14,250 at 3.62%$64.95
14,250 at 3.63%$65.03
14,250 at 3.64%$65.11
14,250 at 3.65%$65.19
14,250 at 3.66%$65.27
14,250 at 3.67%$65.35
14,250 at 3.68%$65.43
14,250 at 3.69%$65.51
14,250 at 3.7%$65.59
14,250 at 3.71%$65.67
14,250 at 3.72%$65.75
14,250 at 3.73%$65.83
14,250 at 3.74%$65.91
14,250 at 3.75%$65.99
14,250 at 3.76%$66.07
14,250 at 3.77%$66.16
14,250 at 3.78%$66.24
14,250 at 3.79%$66.32
14,250 at 3.8%$66.40
14,250 at 3.81%$66.48
14,250 at 3.82%$66.56
14,250 at 3.83%$66.64
14,250 at 3.84%$66.72
14,250 at 3.85%$66.81
14,250 at 3.86%$66.89
14,250 at 3.87%$66.97
14,250 at 3.88%$67.05
14,250 at 3.89%$67.13
14,250 at 3.9%$67.21
14,250 at 3.91%$67.29
14,250 at 3.92%$67.38
14,250 at 3.93%$67.46
14,250 at 3.94%$67.54
14,250 at 3.95%$67.62
14,250 at 3.96%$67.70
14,250 at 3.97%$67.79
14,250 at 3.98%$67.87
14,250 at 3.99%$67.95
14,250 at 4%$68.03
14,250 at 4.01%$68.11
14,250 at 4.02%$68.20
14,250 at 4.03%$68.28
14,250 at 4.04%$68.36
14,250 at 4.05%$68.44
14,250 at 4.06%$68.53
14,250 at 4.07%$68.61
14,250 at 4.08%$68.69
14,250 at 4.09%$68.77
14,250 at 4.1%$68.86
14,250 at 4.11%$68.94
14,250 at 4.12%$69.02
14,250 at 4.13%$69.10
14,250 at 4.14%$69.19
14,250 at 4.15%$69.27
14,250 at 4.16%$69.35
14,250 at 4.17%$69.44
14,250 at 4.18%$69.52
14,250 at 4.19%$69.60
14,250 at 4.2%$69.68
14,250 at 4.21%$69.77
14,250 at 4.22%$69.85
14,250 at 4.23%$69.93
14,250 at 4.24%$70.02
14,250 at 4.25%$70.10
14,250 at 4.26%$70.18
14,250 at 4.27%$70.27
14,250 at 4.28%$70.35
14,250 at 4.29%$70.44
14,250 at 4.3%$70.52
14,250 at 4.31%$70.60
14,250 at 4.32%$70.69
14,250 at 4.33%$70.77
14,250 at 4.34%$70.85
14,250 at 4.35%$70.94
14,250 at 4.36%$71.02
14,250 at 4.37%$71.11
14,250 at 4.38%$71.19
14,250 at 4.39%$71.27
14,250 at 4.4%$71.36
14,250 at 4.41%$71.44
14,250 at 4.42%$71.53
14,250 at 4.43%$71.61
14,250 at 4.44%$71.70
14,250 at 4.45%$71.78
14,250 at 4.46%$71.86
14,250 at 4.47%$71.95
14,250 at 4.48%$72.03
14,250 at 4.49%$72.12
14,250 at 4.5%$72.20
14,250 at 4.51%$72.29
14,250 at 4.52%$72.37
14,250 at 4.53%$72.46
14,250 at 4.54%$72.54
14,250 at 4.55%$72.63
14,250 at 4.56%$72.71
14,250 at 4.57%$72.80
14,250 at 4.58%$72.88
14,250 at 4.59%$72.97
14,250 at 4.6%$73.05
14,250 at 4.61%$73.14
14,250 at 4.62%$73.22
14,250 at 4.63%$73.31
14,250 at 4.64%$73.39
14,250 at 4.65%$73.48
14,250 at 4.66%$73.56
14,250 at 4.67%$73.65
14,250 at 4.68%$73.73
14,250 at 4.69%$73.82
14,250 at 4.7%$73.91
14,250 at 4.71%$73.99
14,250 at 4.72%$74.08
14,250 at 4.73%$74.16
14,250 at 4.74%$74.25
14,250 at 4.75%$74.33
14,250 at 4.76%$74.42
14,250 at 4.77%$74.51
14,250 at 4.78%$74.59
14,250 at 4.79%$74.68
14,250 at 4.8%$74.76
14,250 at 4.81%$74.85
14,250 at 4.82%$74.94
14,250 at 4.83%$75.02
14,250 at 4.84%$75.11
14,250 at 4.85%$75.20
14,250 at 4.86%$75.28
14,250 at 4.87%$75.37
14,250 at 4.88%$75.46
14,250 at 4.89%$75.54
14,250 at 4.9%$75.63
14,250 at 4.91%$75.72
14,250 at 4.92%$75.80
14,250 at 4.93%$75.89
14,250 at 4.94%$75.98
14,250 at 4.95%$76.06
14,250 at 4.96%$76.15
14,250 at 4.97%$76.24
14,250 at 4.98%$76.32
14,250 at 4.99%$76.41
14,250 at 5%$76.50
Interest Rate 30 Year
14,250 at 5.01%$76.58
14,250 at 5.02%$76.67
14,250 at 5.03%$76.76
14,250 at 5.04%$76.85
14,250 at 5.05%$76.93
14,250 at 5.06%$77.02
14,250 at 5.07%$77.11
14,250 at 5.08%$77.20
14,250 at 5.09%$77.28
14,250 at 5.1%$77.37
14,250 at 5.11%$77.46
14,250 at 5.12%$77.55
14,250 at 5.13%$77.63
14,250 at 5.14%$77.72
14,250 at 5.15%$77.81
14,250 at 5.16%$77.90
14,250 at 5.17%$77.98
14,250 at 5.18%$78.07
14,250 at 5.19%$78.16
14,250 at 5.2%$78.25
14,250 at 5.21%$78.34
14,250 at 5.22%$78.42
14,250 at 5.23%$78.51
14,250 at 5.24%$78.60
14,250 at 5.25%$78.69
14,250 at 5.26%$78.78
14,250 at 5.27%$78.87
14,250 at 5.28%$78.95
14,250 at 5.29%$79.04
14,250 at 5.3%$79.13
14,250 at 5.31%$79.22
14,250 at 5.32%$79.31
14,250 at 5.33%$79.40
14,250 at 5.34%$79.49
14,250 at 5.35%$79.57
14,250 at 5.36%$79.66
14,250 at 5.37%$79.75
14,250 at 5.38%$79.84
14,250 at 5.39%$79.93
14,250 at 5.4%$80.02
14,250 at 5.41%$80.11
14,250 at 5.42%$80.20
14,250 at 5.43%$80.29
14,250 at 5.44%$80.37
14,250 at 5.45%$80.46
14,250 at 5.46%$80.55
14,250 at 5.47%$80.64
14,250 at 5.48%$80.73
14,250 at 5.49%$80.82
14,250 at 5.5%$80.91
14,250 at 5.51%$81.00
14,250 at 5.52%$81.09
14,250 at 5.53%$81.18
14,250 at 5.54%$81.27
14,250 at 5.55%$81.36
14,250 at 5.56%$81.45
14,250 at 5.57%$81.54
14,250 at 5.58%$81.63
14,250 at 5.59%$81.72
14,250 at 5.6%$81.81
14,250 at 5.61%$81.90
14,250 at 5.62%$81.99
14,250 at 5.63%$82.08
14,250 at 5.64%$82.17
14,250 at 5.65%$82.26
14,250 at 5.66%$82.35
14,250 at 5.67%$82.44
14,250 at 5.68%$82.53
14,250 at 5.69%$82.62
14,250 at 5.7%$82.71
14,250 at 5.71%$82.80
14,250 at 5.72%$82.89
14,250 at 5.73%$82.98
14,250 at 5.74%$83.07
14,250 at 5.75%$83.16
14,250 at 5.76%$83.25
14,250 at 5.77%$83.34
14,250 at 5.78%$83.43
14,250 at 5.79%$83.52
14,250 at 5.8%$83.61
14,250 at 5.81%$83.70
14,250 at 5.82%$83.79
14,250 at 5.83%$83.88
14,250 at 5.84%$83.98
14,250 at 5.85%$84.07
14,250 at 5.86%$84.16
14,250 at 5.87%$84.25
14,250 at 5.88%$84.34
14,250 at 5.89%$84.43
14,250 at 5.9%$84.52
14,250 at 5.91%$84.61
14,250 at 5.92%$84.70
14,250 at 5.93%$84.80
14,250 at 5.94%$84.89
14,250 at 5.95%$84.98
14,250 at 5.96%$85.07
14,250 at 5.97%$85.16
14,250 at 5.98%$85.25
14,250 at 5.99%$85.34
14,250 at 6%$85.44
14,250 at 6.01%$85.53
14,250 at 6.02%$85.62
14,250 at 6.03%$85.71
14,250 at 6.04%$85.80
14,250 at 6.05%$85.89
14,250 at 6.06%$85.99
14,250 at 6.07%$86.08
14,250 at 6.08%$86.17
14,250 at 6.09%$86.26
14,250 at 6.1%$86.35
14,250 at 6.11%$86.45
14,250 at 6.12%$86.54
14,250 at 6.13%$86.63
14,250 at 6.14%$86.72
14,250 at 6.15%$86.82
14,250 at 6.16%$86.91
14,250 at 6.17%$87.00
14,250 at 6.18%$87.09
14,250 at 6.19%$87.18
14,250 at 6.2%$87.28
14,250 at 6.21%$87.37
14,250 at 6.22%$87.46
14,250 at 6.23%$87.55
14,250 at 6.24%$87.65
14,250 at 6.25%$87.74
14,250 at 6.26%$87.83
14,250 at 6.27%$87.93
14,250 at 6.28%$88.02
14,250 at 6.29%$88.11
14,250 at 6.3%$88.20
14,250 at 6.31%$88.30
14,250 at 6.32%$88.39
14,250 at 6.33%$88.48
14,250 at 6.34%$88.58
14,250 at 6.35%$88.67
14,250 at 6.36%$88.76
14,250 at 6.37%$88.85
14,250 at 6.38%$88.95
14,250 at 6.39%$89.04
14,250 at 6.4%$89.13
14,250 at 6.41%$89.23
14,250 at 6.42%$89.32
14,250 at 6.43%$89.41
14,250 at 6.44%$89.51
14,250 at 6.45%$89.60
14,250 at 6.46%$89.70
14,250 at 6.47%$89.79
14,250 at 6.48%$89.88
14,250 at 6.49%$89.98
14,250 at 6.5%$90.07
Interest Rate 30 Year
14,250 at 6.51%$90.16
14,250 at 6.52%$90.26
14,250 at 6.53%$90.35
14,250 at 6.54%$90.44
14,250 at 6.55%$90.54
14,250 at 6.56%$90.63
14,250 at 6.57%$90.73
14,250 at 6.58%$90.82
14,250 at 6.59%$90.91
14,250 at 6.6%$91.01
14,250 at 6.61%$91.10
14,250 at 6.62%$91.20
14,250 at 6.63%$91.29
14,250 at 6.64%$91.39
14,250 at 6.65%$91.48
14,250 at 6.66%$91.57
14,250 at 6.67%$91.67
14,250 at 6.68%$91.76
14,250 at 6.69%$91.86
14,250 at 6.7%$91.95
14,250 at 6.71%$92.05
14,250 at 6.72%$92.14
14,250 at 6.73%$92.24
14,250 at 6.74%$92.33
14,250 at 6.75%$92.43
14,250 at 6.76%$92.52
14,250 at 6.77%$92.61
14,250 at 6.78%$92.71
14,250 at 6.79%$92.80
14,250 at 6.8%$92.90
14,250 at 6.81%$92.99
14,250 at 6.82%$93.09
14,250 at 6.83%$93.18
14,250 at 6.84%$93.28
14,250 at 6.85%$93.37
14,250 at 6.86%$93.47
14,250 at 6.87%$93.56
14,250 at 6.88%$93.66
14,250 at 6.89%$93.76
14,250 at 6.9%$93.85
14,250 at 6.91%$93.95
14,250 at 6.92%$94.04
14,250 at 6.93%$94.14
14,250 at 6.94%$94.23
14,250 at 6.95%$94.33
14,250 at 6.96%$94.42
14,250 at 6.97%$94.52
14,250 at 6.98%$94.61
14,250 at 6.99%$94.71
14,250 at 7%$94.81
14,250 at 7.01%$94.90
14,250 at 7.02%$95.00
14,250 at 7.03%$95.09
14,250 at 7.04%$95.19
14,250 at 7.05%$95.28
14,250 at 7.06%$95.38
14,250 at 7.07%$95.48
14,250 at 7.08%$95.57
14,250 at 7.09%$95.67
14,250 at 7.1%$95.76
14,250 at 7.11%$95.86
14,250 at 7.12%$95.96
14,250 at 7.13%$96.05
14,250 at 7.14%$96.15
14,250 at 7.15%$96.25
14,250 at 7.16%$96.34
14,250 at 7.17%$96.44
14,250 at 7.18%$96.53
14,250 at 7.19%$96.63
14,250 at 7.2%$96.73
14,250 at 7.21%$96.82
14,250 at 7.22%$96.92
14,250 at 7.23%$97.02
14,250 at 7.24%$97.11
14,250 at 7.25%$97.21
14,250 at 7.26%$97.31
14,250 at 7.27%$97.40
14,250 at 7.28%$97.50
14,250 at 7.29%$97.60
14,250 at 7.3%$97.69
14,250 at 7.31%$97.79
14,250 at 7.32%$97.89
14,250 at 7.33%$97.98
14,250 at 7.34%$98.08
14,250 at 7.35%$98.18
14,250 at 7.36%$98.28
14,250 at 7.37%$98.37
14,250 at 7.38%$98.47
14,250 at 7.39%$98.57
14,250 at 7.4%$98.66
14,250 at 7.41%$98.76
14,250 at 7.42%$98.86
14,250 at 7.43%$98.96
14,250 at 7.44%$99.05
14,250 at 7.45%$99.15
14,250 at 7.46%$99.25
14,250 at 7.47%$99.35
14,250 at 7.48%$99.44
14,250 at 7.49%$99.54
14,250 at 7.5%$99.64
14,250 at 7.51%$99.74
14,250 at 7.52%$99.83
14,250 at 7.53%$99.93
14,250 at 7.54%$100.03
14,250 at 7.55%$100.13
14,250 at 7.56%$100.22
14,250 at 7.57%$100.32
14,250 at 7.58%$100.42
14,250 at 7.59%$100.52
14,250 at 7.6%$100.62
14,250 at 7.61%$100.71
14,250 at 7.62%$100.81
14,250 at 7.63%$100.91
14,250 at 7.64%$101.01
14,250 at 7.65%$101.11
14,250 at 7.66%$101.20
14,250 at 7.67%$101.30
14,250 at 7.68%$101.40
14,250 at 7.69%$101.50
14,250 at 7.7%$101.60
14,250 at 7.71%$101.70
14,250 at 7.72%$101.79
14,250 at 7.73%$101.89
14,250 at 7.74%$101.99
14,250 at 7.75%$102.09
14,250 at 7.76%$102.19
14,250 at 7.77%$102.29
14,250 at 7.78%$102.38
14,250 at 7.79%$102.48
14,250 at 7.8%$102.58
14,250 at 7.81%$102.68
14,250 at 7.82%$102.78
14,250 at 7.83%$102.88
14,250 at 7.84%$102.98
14,250 at 7.85%$103.08
14,250 at 7.86%$103.17
14,250 at 7.87%$103.27
14,250 at 7.88%$103.37
14,250 at 7.89%$103.47
14,250 at 7.9%$103.57
14,250 at 7.91%$103.67
14,250 at 7.92%$103.77
14,250 at 7.93%$103.87
14,250 at 7.94%$103.97
14,250 at 7.95%$104.07
14,250 at 7.96%$104.16
14,250 at 7.97%$104.26
14,250 at 7.98%$104.36
14,250 at 7.99%$104.46
14,250 at 8%$104.56
More Amounts
What is the down payment for a $14,250 house? How much do you need to put down?
Percent Down Down Payment
1%143
2%285
3%428
4%570
5%713
6%855
7%998
8%1,140
9%1,283
10%1,425
11%1,568
12%1,710
13%1,853
14%1,995
15%2,138
16%2,280
17%2,423
18%2,565
19%2,708
20%2,850
Percent Down Down Payment
21%2,993
22%3,135
23%3,278
24%3,420
25%3,563
26%3,705
27%3,848
28%3,990
29%4,133
30%4,275
31%4,418
32%4,560
33%4,703
34%4,845
35%4,988
36%5,130
37%5,273
38%5,415
39%5,558
40%5,700
Percent Down Down Payment
41%5,843
42%5,985
43%6,128
44%6,270
45%6,413
46%6,555
47%6,698
48%6,840
49%6,983
50%7,125
51%7,268
52%7,410
53%7,553
54%7,695
55%7,838
56%7,980
57%8,123
58%8,265
59%8,408
60%8,550
Percent Down Down Payment
61%8,693
62%8,835
63%8,978
64%9,120
65%9,263
66%9,405
67%9,548
68%9,690
69%9,833
70%9,975
71%10,118
72%10,260
73%10,403
74%10,545
75%10,688
76%10,830
77%10,973
78%11,115
79%11,258
80%11,400
Percent Down Down Payment
81%11,543
82%11,685
83%11,828
84%11,970
85%12,113
86%12,255
87%12,398
88%12,540
89%12,683
90%12,825
91%12,968
92%13,110
93%13,253
94%13,395
95%13,538
96%13,680
97%13,823
98%13,965
99%14,108
100%14,250
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.