$134,300 Mortgage for 30 Years

What is the monthly payment of a 134,300 dollar loan?
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Loan Tables for a $134,300 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 134k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $134,300 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
134,300 at 2.01%$497.07
134,300 at 2.02%$497.74
134,300 at 2.03%$498.42
134,300 at 2.04%$499.09
134,300 at 2.05%$499.76
134,300 at 2.06%$500.44
134,300 at 2.07%$501.11
134,300 at 2.08%$501.79
134,300 at 2.09%$502.47
134,300 at 2.1%$503.14
134,300 at 2.11%$503.82
134,300 at 2.12%$504.50
134,300 at 2.13%$505.18
134,300 at 2.14%$505.85
134,300 at 2.15%$506.53
134,300 at 2.16%$507.21
134,300 at 2.17%$507.89
134,300 at 2.18%$508.57
134,300 at 2.19%$509.26
134,300 at 2.2%$509.94
134,300 at 2.21%$510.62
134,300 at 2.22%$511.30
134,300 at 2.23%$511.99
134,300 at 2.24%$512.67
134,300 at 2.25%$513.36
134,300 at 2.26%$514.04
134,300 at 2.27%$514.73
134,300 at 2.28%$515.41
134,300 at 2.29%$516.10
134,300 at 2.3%$516.79
134,300 at 2.31%$517.48
134,300 at 2.32%$518.16
134,300 at 2.33%$518.85
134,300 at 2.34%$519.54
134,300 at 2.35%$520.23
134,300 at 2.36%$520.92
134,300 at 2.37%$521.61
134,300 at 2.38%$522.31
134,300 at 2.39%$523.00
134,300 at 2.4%$523.69
134,300 at 2.41%$524.38
134,300 at 2.42%$525.08
134,300 at 2.43%$525.77
134,300 at 2.44%$526.47
134,300 at 2.45%$527.16
134,300 at 2.46%$527.86
134,300 at 2.47%$528.55
134,300 at 2.48%$529.25
134,300 at 2.49%$529.95
134,300 at 2.5%$530.65
134,300 at 2.51%$531.35
134,300 at 2.52%$532.04
134,300 at 2.53%$532.74
134,300 at 2.54%$533.44
134,300 at 2.55%$534.15
134,300 at 2.56%$534.85
134,300 at 2.57%$535.55
134,300 at 2.58%$536.25
134,300 at 2.59%$536.95
134,300 at 2.6%$537.66
134,300 at 2.61%$538.36
134,300 at 2.62%$539.06
134,300 at 2.63%$539.77
134,300 at 2.64%$540.47
134,300 at 2.65%$541.18
134,300 at 2.66%$541.89
134,300 at 2.67%$542.59
134,300 at 2.68%$543.30
134,300 at 2.69%$544.01
134,300 at 2.7%$544.72
134,300 at 2.71%$545.43
134,300 at 2.72%$546.14
134,300 at 2.73%$546.85
134,300 at 2.74%$547.56
134,300 at 2.75%$548.27
134,300 at 2.76%$548.98
134,300 at 2.77%$549.69
134,300 at 2.78%$550.40
134,300 at 2.79%$551.12
134,300 at 2.8%$551.83
134,300 at 2.81%$552.55
134,300 at 2.82%$553.26
134,300 at 2.83%$553.98
134,300 at 2.84%$554.69
134,300 at 2.85%$555.41
134,300 at 2.86%$556.12
134,300 at 2.87%$556.84
134,300 at 2.88%$557.56
134,300 at 2.89%$558.28
134,300 at 2.9%$559.00
134,300 at 2.91%$559.72
134,300 at 2.92%$560.44
134,300 at 2.93%$561.16
134,300 at 2.94%$561.88
134,300 at 2.95%$562.60
134,300 at 2.96%$563.32
134,300 at 2.97%$564.04
134,300 at 2.98%$564.77
134,300 at 2.99%$565.49
134,300 at 3%$566.21
134,300 at 3.01%$566.94
134,300 at 3.02%$567.66
134,300 at 3.03%$568.39
134,300 at 3.04%$569.12
134,300 at 3.05%$569.84
134,300 at 3.06%$570.57
134,300 at 3.07%$571.30
134,300 at 3.08%$572.03
134,300 at 3.09%$572.75
134,300 at 3.1%$573.48
134,300 at 3.11%$574.21
134,300 at 3.12%$574.94
134,300 at 3.13%$575.67
134,300 at 3.14%$576.40
134,300 at 3.15%$577.14
134,300 at 3.16%$577.87
134,300 at 3.17%$578.60
134,300 at 3.18%$579.33
134,300 at 3.19%$580.07
134,300 at 3.2%$580.80
134,300 at 3.21%$581.54
134,300 at 3.22%$582.27
134,300 at 3.23%$583.01
134,300 at 3.24%$583.75
134,300 at 3.25%$584.48
134,300 at 3.26%$585.22
134,300 at 3.27%$585.96
134,300 at 3.28%$586.70
134,300 at 3.29%$587.43
134,300 at 3.3%$588.17
134,300 at 3.31%$588.91
134,300 at 3.32%$589.65
134,300 at 3.33%$590.39
134,300 at 3.34%$591.14
134,300 at 3.35%$591.88
134,300 at 3.36%$592.62
134,300 at 3.37%$593.36
134,300 at 3.38%$594.11
134,300 at 3.39%$594.85
134,300 at 3.4%$595.60
134,300 at 3.41%$596.34
134,300 at 3.42%$597.09
134,300 at 3.43%$597.83
134,300 at 3.44%$598.58
134,300 at 3.45%$599.32
134,300 at 3.46%$600.07
134,300 at 3.47%$600.82
134,300 at 3.48%$601.57
134,300 at 3.49%$602.32
134,300 at 3.5%$603.07
Interest Rate 30 Year
134,300 at 3.51%$603.82
134,300 at 3.52%$604.57
134,300 at 3.53%$605.32
134,300 at 3.54%$606.07
134,300 at 3.55%$606.82
134,300 at 3.56%$607.57
134,300 at 3.57%$608.33
134,300 at 3.58%$609.08
134,300 at 3.59%$609.83
134,300 at 3.6%$610.59
134,300 at 3.61%$611.34
134,300 at 3.62%$612.10
134,300 at 3.63%$612.85
134,300 at 3.64%$613.61
134,300 at 3.65%$614.37
134,300 at 3.66%$615.13
134,300 at 3.67%$615.88
134,300 at 3.68%$616.64
134,300 at 3.69%$617.40
134,300 at 3.7%$618.16
134,300 at 3.71%$618.92
134,300 at 3.72%$619.68
134,300 at 3.73%$620.44
134,300 at 3.74%$621.20
134,300 at 3.75%$621.96
134,300 at 3.76%$622.73
134,300 at 3.77%$623.49
134,300 at 3.78%$624.25
134,300 at 3.79%$625.02
134,300 at 3.8%$625.78
134,300 at 3.81%$626.55
134,300 at 3.82%$627.31
134,300 at 3.83%$628.08
134,300 at 3.84%$628.84
134,300 at 3.85%$629.61
134,300 at 3.86%$630.38
134,300 at 3.87%$631.14
134,300 at 3.88%$631.91
134,300 at 3.89%$632.68
134,300 at 3.9%$633.45
134,300 at 3.91%$634.22
134,300 at 3.92%$634.99
134,300 at 3.93%$635.76
134,300 at 3.94%$636.53
134,300 at 3.95%$637.30
134,300 at 3.96%$638.08
134,300 at 3.97%$638.85
134,300 at 3.98%$639.62
134,300 at 3.99%$640.39
134,300 at 4%$641.17
134,300 at 4.01%$641.94
134,300 at 4.02%$642.72
134,300 at 4.03%$643.49
134,300 at 4.04%$644.27
134,300 at 4.05%$645.05
134,300 at 4.06%$645.82
134,300 at 4.07%$646.60
134,300 at 4.08%$647.38
134,300 at 4.09%$648.16
134,300 at 4.1%$648.94
134,300 at 4.11%$649.71
134,300 at 4.12%$650.49
134,300 at 4.13%$651.27
134,300 at 4.14%$652.06
134,300 at 4.15%$652.84
134,300 at 4.16%$653.62
134,300 at 4.17%$654.40
134,300 at 4.18%$655.18
134,300 at 4.19%$655.97
134,300 at 4.2%$656.75
134,300 at 4.21%$657.53
134,300 at 4.22%$658.32
134,300 at 4.23%$659.10
134,300 at 4.24%$659.89
134,300 at 4.25%$660.68
134,300 at 4.26%$661.46
134,300 at 4.27%$662.25
134,300 at 4.28%$663.04
134,300 at 4.29%$663.82
134,300 at 4.3%$664.61
134,300 at 4.31%$665.40
134,300 at 4.32%$666.19
134,300 at 4.33%$666.98
134,300 at 4.34%$667.77
134,300 at 4.35%$668.56
134,300 at 4.36%$669.35
134,300 at 4.37%$670.14
134,300 at 4.38%$670.94
134,300 at 4.39%$671.73
134,300 at 4.4%$672.52
134,300 at 4.41%$673.32
134,300 at 4.42%$674.11
134,300 at 4.43%$674.90
134,300 at 4.44%$675.70
134,300 at 4.45%$676.49
134,300 at 4.46%$677.29
134,300 at 4.47%$678.09
134,300 at 4.48%$678.88
134,300 at 4.49%$679.68
134,300 at 4.5%$680.48
134,300 at 4.51%$681.28
134,300 at 4.52%$682.08
134,300 at 4.53%$682.87
134,300 at 4.54%$683.67
134,300 at 4.55%$684.47
134,300 at 4.56%$685.27
134,300 at 4.57%$686.08
134,300 at 4.58%$686.88
134,300 at 4.59%$687.68
134,300 at 4.6%$688.48
134,300 at 4.61%$689.28
134,300 at 4.62%$690.09
134,300 at 4.63%$690.89
134,300 at 4.64%$691.70
134,300 at 4.65%$692.50
134,300 at 4.66%$693.31
134,300 at 4.67%$694.11
134,300 at 4.68%$694.92
134,300 at 4.69%$695.72
134,300 at 4.7%$696.53
134,300 at 4.71%$697.34
134,300 at 4.72%$698.15
134,300 at 4.73%$698.95
134,300 at 4.74%$699.76
134,300 at 4.75%$700.57
134,300 at 4.76%$701.38
134,300 at 4.77%$702.19
134,300 at 4.78%$703.00
134,300 at 4.79%$703.81
134,300 at 4.8%$704.63
134,300 at 4.81%$705.44
134,300 at 4.82%$706.25
134,300 at 4.83%$707.06
134,300 at 4.84%$707.88
134,300 at 4.85%$708.69
134,300 at 4.86%$709.50
134,300 at 4.87%$710.32
134,300 at 4.88%$711.13
134,300 at 4.89%$711.95
134,300 at 4.9%$712.77
134,300 at 4.91%$713.58
134,300 at 4.92%$714.40
134,300 at 4.93%$715.22
134,300 at 4.94%$716.03
134,300 at 4.95%$716.85
134,300 at 4.96%$717.67
134,300 at 4.97%$718.49
134,300 at 4.98%$719.31
134,300 at 4.99%$720.13
134,300 at 5%$720.95
Interest Rate 30 Year
134,300 at 5.01%$721.77
134,300 at 5.02%$722.59
134,300 at 5.03%$723.42
134,300 at 5.04%$724.24
134,300 at 5.05%$725.06
134,300 at 5.06%$725.88
134,300 at 5.07%$726.71
134,300 at 5.08%$727.53
134,300 at 5.09%$728.36
134,300 at 5.1%$729.18
134,300 at 5.11%$730.01
134,300 at 5.12%$730.83
134,300 at 5.13%$731.66
134,300 at 5.14%$732.49
134,300 at 5.15%$733.31
134,300 at 5.16%$734.14
134,300 at 5.17%$734.97
134,300 at 5.18%$735.80
134,300 at 5.19%$736.63
134,300 at 5.2%$737.46
134,300 at 5.21%$738.29
134,300 at 5.22%$739.12
134,300 at 5.23%$739.95
134,300 at 5.24%$740.78
134,300 at 5.25%$741.61
134,300 at 5.26%$742.44
134,300 at 5.27%$743.27
134,300 at 5.28%$744.11
134,300 at 5.29%$744.94
134,300 at 5.3%$745.77
134,300 at 5.31%$746.61
134,300 at 5.32%$747.44
134,300 at 5.33%$748.28
134,300 at 5.34%$749.11
134,300 at 5.35%$749.95
134,300 at 5.36%$750.79
134,300 at 5.37%$751.62
134,300 at 5.38%$752.46
134,300 at 5.39%$753.30
134,300 at 5.4%$754.14
134,300 at 5.41%$754.97
134,300 at 5.42%$755.81
134,300 at 5.43%$756.65
134,300 at 5.44%$757.49
134,300 at 5.45%$758.33
134,300 at 5.46%$759.17
134,300 at 5.47%$760.01
134,300 at 5.48%$760.86
134,300 at 5.49%$761.70
134,300 at 5.5%$762.54
134,300 at 5.51%$763.38
134,300 at 5.52%$764.23
134,300 at 5.53%$765.07
134,300 at 5.54%$765.91
134,300 at 5.55%$766.76
134,300 at 5.56%$767.60
134,300 at 5.57%$768.45
134,300 at 5.58%$769.30
134,300 at 5.59%$770.14
134,300 at 5.6%$770.99
134,300 at 5.61%$771.84
134,300 at 5.62%$772.68
134,300 at 5.63%$773.53
134,300 at 5.64%$774.38
134,300 at 5.65%$775.23
134,300 at 5.66%$776.08
134,300 at 5.67%$776.93
134,300 at 5.68%$777.78
134,300 at 5.69%$778.63
134,300 at 5.7%$779.48
134,300 at 5.71%$780.33
134,300 at 5.72%$781.18
134,300 at 5.73%$782.03
134,300 at 5.74%$782.89
134,300 at 5.75%$783.74
134,300 at 5.76%$784.59
134,300 at 5.77%$785.45
134,300 at 5.78%$786.30
134,300 at 5.79%$787.15
134,300 at 5.8%$788.01
134,300 at 5.81%$788.86
134,300 at 5.82%$789.72
134,300 at 5.83%$790.58
134,300 at 5.84%$791.43
134,300 at 5.85%$792.29
134,300 at 5.86%$793.15
134,300 at 5.87%$794.01
134,300 at 5.88%$794.86
134,300 at 5.89%$795.72
134,300 at 5.9%$796.58
134,300 at 5.91%$797.44
134,300 at 5.92%$798.30
134,300 at 5.93%$799.16
134,300 at 5.94%$800.02
134,300 at 5.95%$800.88
134,300 at 5.96%$801.75
134,300 at 5.97%$802.61
134,300 at 5.98%$803.47
134,300 at 5.99%$804.33
134,300 at 6%$805.20
134,300 at 6.01%$806.06
134,300 at 6.02%$806.92
134,300 at 6.03%$807.79
134,300 at 6.04%$808.65
134,300 at 6.05%$809.52
134,300 at 6.06%$810.38
134,300 at 6.07%$811.25
134,300 at 6.08%$812.12
134,300 at 6.09%$812.98
134,300 at 6.1%$813.85
134,300 at 6.11%$814.72
134,300 at 6.12%$815.59
134,300 at 6.13%$816.46
134,300 at 6.14%$817.32
134,300 at 6.15%$818.19
134,300 at 6.16%$819.06
134,300 at 6.17%$819.93
134,300 at 6.18%$820.80
134,300 at 6.19%$821.67
134,300 at 6.2%$822.55
134,300 at 6.21%$823.42
134,300 at 6.22%$824.29
134,300 at 6.23%$825.16
134,300 at 6.24%$826.03
134,300 at 6.25%$826.91
134,300 at 6.26%$827.78
134,300 at 6.27%$828.66
134,300 at 6.28%$829.53
134,300 at 6.29%$830.41
134,300 at 6.3%$831.28
134,300 at 6.31%$832.16
134,300 at 6.32%$833.03
134,300 at 6.33%$833.91
134,300 at 6.34%$834.79
134,300 at 6.35%$835.66
134,300 at 6.36%$836.54
134,300 at 6.37%$837.42
134,300 at 6.38%$838.30
134,300 at 6.39%$839.18
134,300 at 6.4%$840.05
134,300 at 6.41%$840.93
134,300 at 6.42%$841.81
134,300 at 6.43%$842.69
134,300 at 6.44%$843.57
134,300 at 6.45%$844.46
134,300 at 6.46%$845.34
134,300 at 6.47%$846.22
134,300 at 6.48%$847.10
134,300 at 6.49%$847.98
134,300 at 6.5%$848.87
Interest Rate 30 Year
134,300 at 6.51%$849.75
134,300 at 6.52%$850.63
134,300 at 6.53%$851.52
134,300 at 6.54%$852.40
134,300 at 6.55%$853.29
134,300 at 6.56%$854.17
134,300 at 6.57%$855.06
134,300 at 6.58%$855.95
134,300 at 6.59%$856.83
134,300 at 6.6%$857.72
134,300 at 6.61%$858.61
134,300 at 6.62%$859.49
134,300 at 6.63%$860.38
134,300 at 6.64%$861.27
134,300 at 6.65%$862.16
134,300 at 6.66%$863.05
134,300 at 6.67%$863.94
134,300 at 6.68%$864.83
134,300 at 6.69%$865.72
134,300 at 6.7%$866.61
134,300 at 6.71%$867.50
134,300 at 6.72%$868.39
134,300 at 6.73%$869.28
134,300 at 6.74%$870.17
134,300 at 6.75%$871.07
134,300 at 6.76%$871.96
134,300 at 6.77%$872.85
134,300 at 6.78%$873.75
134,300 at 6.79%$874.64
134,300 at 6.8%$875.54
134,300 at 6.81%$876.43
134,300 at 6.82%$877.33
134,300 at 6.83%$878.22
134,300 at 6.84%$879.12
134,300 at 6.85%$880.01
134,300 at 6.86%$880.91
134,300 at 6.87%$881.81
134,300 at 6.88%$882.70
134,300 at 6.89%$883.60
134,300 at 6.9%$884.50
134,300 at 6.91%$885.40
134,300 at 6.92%$886.30
134,300 at 6.93%$887.20
134,300 at 6.94%$888.10
134,300 at 6.95%$889.00
134,300 at 6.96%$889.90
134,300 at 6.97%$890.80
134,300 at 6.98%$891.70
134,300 at 6.99%$892.60
134,300 at 7%$893.50
134,300 at 7.01%$894.40
134,300 at 7.02%$895.31
134,300 at 7.03%$896.21
134,300 at 7.04%$897.11
134,300 at 7.05%$898.02
134,300 at 7.06%$898.92
134,300 at 7.07%$899.82
134,300 at 7.08%$900.73
134,300 at 7.09%$901.63
134,300 at 7.1%$902.54
134,300 at 7.11%$903.44
134,300 at 7.12%$904.35
134,300 at 7.13%$905.26
134,300 at 7.14%$906.16
134,300 at 7.15%$907.07
134,300 at 7.16%$907.98
134,300 at 7.17%$908.89
134,300 at 7.18%$909.79
134,300 at 7.19%$910.70
134,300 at 7.2%$911.61
134,300 at 7.21%$912.52
134,300 at 7.22%$913.43
134,300 at 7.23%$914.34
134,300 at 7.24%$915.25
134,300 at 7.25%$916.16
134,300 at 7.26%$917.07
134,300 at 7.27%$917.99
134,300 at 7.28%$918.90
134,300 at 7.29%$919.81
134,300 at 7.3%$920.72
134,300 at 7.31%$921.63
134,300 at 7.32%$922.55
134,300 at 7.33%$923.46
134,300 at 7.34%$924.38
134,300 at 7.35%$925.29
134,300 at 7.36%$926.20
134,300 at 7.37%$927.12
134,300 at 7.38%$928.03
134,300 at 7.39%$928.95
134,300 at 7.4%$929.87
134,300 at 7.41%$930.78
134,300 at 7.42%$931.70
134,300 at 7.43%$932.62
134,300 at 7.44%$933.53
134,300 at 7.45%$934.45
134,300 at 7.46%$935.37
134,300 at 7.47%$936.29
134,300 at 7.48%$937.21
134,300 at 7.49%$938.13
134,300 at 7.5%$939.05
134,300 at 7.51%$939.96
134,300 at 7.52%$940.89
134,300 at 7.53%$941.81
134,300 at 7.54%$942.73
134,300 at 7.55%$943.65
134,300 at 7.56%$944.57
134,300 at 7.57%$945.49
134,300 at 7.58%$946.41
134,300 at 7.59%$947.34
134,300 at 7.6%$948.26
134,300 at 7.61%$949.18
134,300 at 7.62%$950.11
134,300 at 7.63%$951.03
134,300 at 7.64%$951.95
134,300 at 7.65%$952.88
134,300 at 7.66%$953.80
134,300 at 7.67%$954.73
134,300 at 7.68%$955.65
134,300 at 7.69%$956.58
134,300 at 7.7%$957.51
134,300 at 7.71%$958.43
134,300 at 7.72%$959.36
134,300 at 7.73%$960.29
134,300 at 7.74%$961.21
134,300 at 7.75%$962.14
134,300 at 7.76%$963.07
134,300 at 7.77%$964.00
134,300 at 7.78%$964.93
134,300 at 7.79%$965.86
134,300 at 7.8%$966.79
134,300 at 7.81%$967.72
134,300 at 7.82%$968.65
134,300 at 7.83%$969.58
134,300 at 7.84%$970.51
134,300 at 7.85%$971.44
134,300 at 7.86%$972.37
134,300 at 7.87%$973.30
134,300 at 7.88%$974.23
134,300 at 7.89%$975.17
134,300 at 7.9%$976.10
134,300 at 7.91%$977.03
134,300 at 7.92%$977.97
134,300 at 7.93%$978.90
134,300 at 7.94%$979.83
134,300 at 7.95%$980.77
134,300 at 7.96%$981.70
134,300 at 7.97%$982.64
134,300 at 7.98%$983.57
134,300 at 7.99%$984.51
134,300 at 8%$985.45
More Amounts
What is the down payment for a $134,300 house? How much do you need to put down?
Percent Down Down Payment
1%1,343
2%2,686
3%4,029
4%5,372
5%6,715
6%8,058
7%9,401
8%10,744
9%12,087
10%13,430
11%14,773
12%16,116
13%17,459
14%18,802
15%20,145
16%21,488
17%22,831
18%24,174
19%25,517
20%26,860
Percent Down Down Payment
21%28,203
22%29,546
23%30,889
24%32,232
25%33,575
26%34,918
27%36,261
28%37,604
29%38,947
30%40,290
31%41,633
32%42,976
33%44,319
34%45,662
35%47,005
36%48,348
37%49,691
38%51,034
39%52,377
40%53,720
Percent Down Down Payment
41%55,063
42%56,406
43%57,749
44%59,092
45%60,435
46%61,778
47%63,121
48%64,464
49%65,807
50%67,150
51%68,493
52%69,836
53%71,179
54%72,522
55%73,865
56%75,208
57%76,551
58%77,894
59%79,237
60%80,580
Percent Down Down Payment
61%81,923
62%83,266
63%84,609
64%85,952
65%87,295
66%88,638
67%89,981
68%91,324
69%92,667
70%94,010
71%95,353
72%96,696
73%98,039
74%99,382
75%100,725
76%102,068
77%103,411
78%104,754
79%106,097
80%107,440
Percent Down Down Payment
81%108,783
82%110,126
83%111,469
84%112,812
85%114,155
86%115,498
87%116,841
88%118,184
89%119,527
90%120,870
91%122,213
92%123,556
93%124,899
94%126,242
95%127,585
96%128,928
97%130,271
98%131,614
99%132,957
100%134,300
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.