$133,800 Mortgage for 30 Years

What is the monthly payment of a 133,800 dollar loan?
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Loan Tables for a $133,800 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 134k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $133,800 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
133,800 at 2.01%$495.22
133,800 at 2.02%$495.89
133,800 at 2.03%$496.56
133,800 at 2.04%$497.23
133,800 at 2.05%$497.90
133,800 at 2.06%$498.58
133,800 at 2.07%$499.25
133,800 at 2.08%$499.92
133,800 at 2.09%$500.59
133,800 at 2.1%$501.27
133,800 at 2.11%$501.94
133,800 at 2.12%$502.62
133,800 at 2.13%$503.29
133,800 at 2.14%$503.97
133,800 at 2.15%$504.65
133,800 at 2.16%$505.32
133,800 at 2.17%$506.00
133,800 at 2.18%$506.68
133,800 at 2.19%$507.36
133,800 at 2.2%$508.04
133,800 at 2.21%$508.72
133,800 at 2.22%$509.40
133,800 at 2.23%$510.08
133,800 at 2.24%$510.76
133,800 at 2.25%$511.45
133,800 at 2.26%$512.13
133,800 at 2.27%$512.81
133,800 at 2.28%$513.49
133,800 at 2.29%$514.18
133,800 at 2.3%$514.86
133,800 at 2.31%$515.55
133,800 at 2.32%$516.24
133,800 at 2.33%$516.92
133,800 at 2.34%$517.61
133,800 at 2.35%$518.30
133,800 at 2.36%$518.98
133,800 at 2.37%$519.67
133,800 at 2.38%$520.36
133,800 at 2.39%$521.05
133,800 at 2.4%$521.74
133,800 at 2.41%$522.43
133,800 at 2.42%$523.12
133,800 at 2.43%$523.82
133,800 at 2.44%$524.51
133,800 at 2.45%$525.20
133,800 at 2.46%$525.89
133,800 at 2.47%$526.59
133,800 at 2.48%$527.28
133,800 at 2.49%$527.98
133,800 at 2.5%$528.67
133,800 at 2.51%$529.37
133,800 at 2.52%$530.06
133,800 at 2.53%$530.76
133,800 at 2.54%$531.46
133,800 at 2.55%$532.16
133,800 at 2.56%$532.86
133,800 at 2.57%$533.55
133,800 at 2.58%$534.25
133,800 at 2.59%$534.95
133,800 at 2.6%$535.65
133,800 at 2.61%$536.36
133,800 at 2.62%$537.06
133,800 at 2.63%$537.76
133,800 at 2.64%$538.46
133,800 at 2.65%$539.17
133,800 at 2.66%$539.87
133,800 at 2.67%$540.57
133,800 at 2.68%$541.28
133,800 at 2.69%$541.98
133,800 at 2.7%$542.69
133,800 at 2.71%$543.40
133,800 at 2.72%$544.10
133,800 at 2.73%$544.81
133,800 at 2.74%$545.52
133,800 at 2.75%$546.23
133,800 at 2.76%$546.94
133,800 at 2.77%$547.65
133,800 at 2.78%$548.36
133,800 at 2.79%$549.07
133,800 at 2.8%$549.78
133,800 at 2.81%$550.49
133,800 at 2.82%$551.20
133,800 at 2.83%$551.91
133,800 at 2.84%$552.63
133,800 at 2.85%$553.34
133,800 at 2.86%$554.05
133,800 at 2.87%$554.77
133,800 at 2.88%$555.48
133,800 at 2.89%$556.20
133,800 at 2.9%$556.92
133,800 at 2.91%$557.63
133,800 at 2.92%$558.35
133,800 at 2.93%$559.07
133,800 at 2.94%$559.79
133,800 at 2.95%$560.50
133,800 at 2.96%$561.22
133,800 at 2.97%$561.94
133,800 at 2.98%$562.66
133,800 at 2.99%$563.38
133,800 at 3%$564.11
133,800 at 3.01%$564.83
133,800 at 3.02%$565.55
133,800 at 3.03%$566.27
133,800 at 3.04%$567.00
133,800 at 3.05%$567.72
133,800 at 3.06%$568.45
133,800 at 3.07%$569.17
133,800 at 3.08%$569.90
133,800 at 3.09%$570.62
133,800 at 3.1%$571.35
133,800 at 3.11%$572.07
133,800 at 3.12%$572.80
133,800 at 3.13%$573.53
133,800 at 3.14%$574.26
133,800 at 3.15%$574.99
133,800 at 3.16%$575.72
133,800 at 3.17%$576.45
133,800 at 3.18%$577.18
133,800 at 3.19%$577.91
133,800 at 3.2%$578.64
133,800 at 3.21%$579.37
133,800 at 3.22%$580.11
133,800 at 3.23%$580.84
133,800 at 3.24%$581.57
133,800 at 3.25%$582.31
133,800 at 3.26%$583.04
133,800 at 3.27%$583.78
133,800 at 3.28%$584.51
133,800 at 3.29%$585.25
133,800 at 3.3%$585.98
133,800 at 3.31%$586.72
133,800 at 3.32%$587.46
133,800 at 3.33%$588.20
133,800 at 3.34%$588.94
133,800 at 3.35%$589.67
133,800 at 3.36%$590.41
133,800 at 3.37%$591.15
133,800 at 3.38%$591.90
133,800 at 3.39%$592.64
133,800 at 3.4%$593.38
133,800 at 3.41%$594.12
133,800 at 3.42%$594.86
133,800 at 3.43%$595.61
133,800 at 3.44%$596.35
133,800 at 3.45%$597.09
133,800 at 3.46%$597.84
133,800 at 3.47%$598.58
133,800 at 3.48%$599.33
133,800 at 3.49%$600.08
133,800 at 3.5%$600.82
Interest Rate 30 Year
133,800 at 3.51%$601.57
133,800 at 3.52%$602.32
133,800 at 3.53%$603.06
133,800 at 3.54%$603.81
133,800 at 3.55%$604.56
133,800 at 3.56%$605.31
133,800 at 3.57%$606.06
133,800 at 3.58%$606.81
133,800 at 3.59%$607.56
133,800 at 3.6%$608.32
133,800 at 3.61%$609.07
133,800 at 3.62%$609.82
133,800 at 3.63%$610.57
133,800 at 3.64%$611.33
133,800 at 3.65%$612.08
133,800 at 3.66%$612.84
133,800 at 3.67%$613.59
133,800 at 3.68%$614.35
133,800 at 3.69%$615.10
133,800 at 3.7%$615.86
133,800 at 3.71%$616.62
133,800 at 3.72%$617.37
133,800 at 3.73%$618.13
133,800 at 3.74%$618.89
133,800 at 3.75%$619.65
133,800 at 3.76%$620.41
133,800 at 3.77%$621.17
133,800 at 3.78%$621.93
133,800 at 3.79%$622.69
133,800 at 3.8%$623.45
133,800 at 3.81%$624.21
133,800 at 3.82%$624.98
133,800 at 3.83%$625.74
133,800 at 3.84%$626.50
133,800 at 3.85%$627.27
133,800 at 3.86%$628.03
133,800 at 3.87%$628.79
133,800 at 3.88%$629.56
133,800 at 3.89%$630.33
133,800 at 3.9%$631.09
133,800 at 3.91%$631.86
133,800 at 3.92%$632.63
133,800 at 3.93%$633.39
133,800 at 3.94%$634.16
133,800 at 3.95%$634.93
133,800 at 3.96%$635.70
133,800 at 3.97%$636.47
133,800 at 3.98%$637.24
133,800 at 3.99%$638.01
133,800 at 4%$638.78
133,800 at 4.01%$639.55
133,800 at 4.02%$640.33
133,800 at 4.03%$641.10
133,800 at 4.04%$641.87
133,800 at 4.05%$642.64
133,800 at 4.06%$643.42
133,800 at 4.07%$644.19
133,800 at 4.08%$644.97
133,800 at 4.09%$645.74
133,800 at 4.1%$646.52
133,800 at 4.11%$647.30
133,800 at 4.12%$648.07
133,800 at 4.13%$648.85
133,800 at 4.14%$649.63
133,800 at 4.15%$650.41
133,800 at 4.16%$651.19
133,800 at 4.17%$651.96
133,800 at 4.18%$652.74
133,800 at 4.19%$653.52
133,800 at 4.2%$654.30
133,800 at 4.21%$655.09
133,800 at 4.22%$655.87
133,800 at 4.23%$656.65
133,800 at 4.24%$657.43
133,800 at 4.25%$658.22
133,800 at 4.26%$659.00
133,800 at 4.27%$659.78
133,800 at 4.28%$660.57
133,800 at 4.29%$661.35
133,800 at 4.3%$662.14
133,800 at 4.31%$662.92
133,800 at 4.32%$663.71
133,800 at 4.33%$664.50
133,800 at 4.34%$665.28
133,800 at 4.35%$666.07
133,800 at 4.36%$666.86
133,800 at 4.37%$667.65
133,800 at 4.38%$668.44
133,800 at 4.39%$669.23
133,800 at 4.4%$670.02
133,800 at 4.41%$670.81
133,800 at 4.42%$671.60
133,800 at 4.43%$672.39
133,800 at 4.44%$673.18
133,800 at 4.45%$673.98
133,800 at 4.46%$674.77
133,800 at 4.47%$675.56
133,800 at 4.48%$676.36
133,800 at 4.49%$677.15
133,800 at 4.5%$677.94
133,800 at 4.51%$678.74
133,800 at 4.52%$679.54
133,800 at 4.53%$680.33
133,800 at 4.54%$681.13
133,800 at 4.55%$681.93
133,800 at 4.56%$682.72
133,800 at 4.57%$683.52
133,800 at 4.58%$684.32
133,800 at 4.59%$685.12
133,800 at 4.6%$685.92
133,800 at 4.61%$686.72
133,800 at 4.62%$687.52
133,800 at 4.63%$688.32
133,800 at 4.64%$689.12
133,800 at 4.65%$689.92
133,800 at 4.66%$690.72
133,800 at 4.67%$691.53
133,800 at 4.68%$692.33
133,800 at 4.69%$693.13
133,800 at 4.7%$693.94
133,800 at 4.71%$694.74
133,800 at 4.72%$695.55
133,800 at 4.73%$696.35
133,800 at 4.74%$697.16
133,800 at 4.75%$697.96
133,800 at 4.76%$698.77
133,800 at 4.77%$699.58
133,800 at 4.78%$700.39
133,800 at 4.79%$701.19
133,800 at 4.8%$702.00
133,800 at 4.81%$702.81
133,800 at 4.82%$703.62
133,800 at 4.83%$704.43
133,800 at 4.84%$705.24
133,800 at 4.85%$706.05
133,800 at 4.86%$706.86
133,800 at 4.87%$707.67
133,800 at 4.88%$708.49
133,800 at 4.89%$709.30
133,800 at 4.9%$710.11
133,800 at 4.91%$710.93
133,800 at 4.92%$711.74
133,800 at 4.93%$712.55
133,800 at 4.94%$713.37
133,800 at 4.95%$714.18
133,800 at 4.96%$715.00
133,800 at 4.97%$715.82
133,800 at 4.98%$716.63
133,800 at 4.99%$717.45
133,800 at 5%$718.27
Interest Rate 30 Year
133,800 at 5.01%$719.09
133,800 at 5.02%$719.90
133,800 at 5.03%$720.72
133,800 at 5.04%$721.54
133,800 at 5.05%$722.36
133,800 at 5.06%$723.18
133,800 at 5.07%$724.00
133,800 at 5.08%$724.82
133,800 at 5.09%$725.64
133,800 at 5.1%$726.47
133,800 at 5.11%$727.29
133,800 at 5.12%$728.11
133,800 at 5.13%$728.94
133,800 at 5.14%$729.76
133,800 at 5.15%$730.58
133,800 at 5.16%$731.41
133,800 at 5.17%$732.23
133,800 at 5.18%$733.06
133,800 at 5.19%$733.88
133,800 at 5.2%$734.71
133,800 at 5.21%$735.54
133,800 at 5.22%$736.36
133,800 at 5.23%$737.19
133,800 at 5.24%$738.02
133,800 at 5.25%$738.85
133,800 at 5.26%$739.68
133,800 at 5.27%$740.51
133,800 at 5.28%$741.34
133,800 at 5.29%$742.17
133,800 at 5.3%$743.00
133,800 at 5.31%$743.83
133,800 at 5.32%$744.66
133,800 at 5.33%$745.49
133,800 at 5.34%$746.32
133,800 at 5.35%$747.16
133,800 at 5.36%$747.99
133,800 at 5.37%$748.82
133,800 at 5.38%$749.66
133,800 at 5.39%$750.49
133,800 at 5.4%$751.33
133,800 at 5.41%$752.16
133,800 at 5.42%$753.00
133,800 at 5.43%$753.84
133,800 at 5.44%$754.67
133,800 at 5.45%$755.51
133,800 at 5.46%$756.35
133,800 at 5.47%$757.19
133,800 at 5.48%$758.02
133,800 at 5.49%$758.86
133,800 at 5.5%$759.70
133,800 at 5.51%$760.54
133,800 at 5.52%$761.38
133,800 at 5.53%$762.22
133,800 at 5.54%$763.06
133,800 at 5.55%$763.90
133,800 at 5.56%$764.75
133,800 at 5.57%$765.59
133,800 at 5.58%$766.43
133,800 at 5.59%$767.27
133,800 at 5.6%$768.12
133,800 at 5.61%$768.96
133,800 at 5.62%$769.81
133,800 at 5.63%$770.65
133,800 at 5.64%$771.50
133,800 at 5.65%$772.34
133,800 at 5.66%$773.19
133,800 at 5.67%$774.03
133,800 at 5.68%$774.88
133,800 at 5.69%$775.73
133,800 at 5.7%$776.58
133,800 at 5.71%$777.42
133,800 at 5.72%$778.27
133,800 at 5.73%$779.12
133,800 at 5.74%$779.97
133,800 at 5.75%$780.82
133,800 at 5.76%$781.67
133,800 at 5.77%$782.52
133,800 at 5.78%$783.37
133,800 at 5.79%$784.22
133,800 at 5.8%$785.08
133,800 at 5.81%$785.93
133,800 at 5.82%$786.78
133,800 at 5.83%$787.63
133,800 at 5.84%$788.49
133,800 at 5.85%$789.34
133,800 at 5.86%$790.20
133,800 at 5.87%$791.05
133,800 at 5.88%$791.91
133,800 at 5.89%$792.76
133,800 at 5.9%$793.62
133,800 at 5.91%$794.47
133,800 at 5.92%$795.33
133,800 at 5.93%$796.19
133,800 at 5.94%$797.04
133,800 at 5.95%$797.90
133,800 at 5.96%$798.76
133,800 at 5.97%$799.62
133,800 at 5.98%$800.48
133,800 at 5.99%$801.34
133,800 at 6%$802.20
133,800 at 6.01%$803.06
133,800 at 6.02%$803.92
133,800 at 6.03%$804.78
133,800 at 6.04%$805.64
133,800 at 6.05%$806.50
133,800 at 6.06%$807.37
133,800 at 6.07%$808.23
133,800 at 6.08%$809.09
133,800 at 6.09%$809.96
133,800 at 6.1%$810.82
133,800 at 6.11%$811.69
133,800 at 6.12%$812.55
133,800 at 6.13%$813.42
133,800 at 6.14%$814.28
133,800 at 6.15%$815.15
133,800 at 6.16%$816.01
133,800 at 6.17%$816.88
133,800 at 6.18%$817.75
133,800 at 6.19%$818.62
133,800 at 6.2%$819.48
133,800 at 6.21%$820.35
133,800 at 6.22%$821.22
133,800 at 6.23%$822.09
133,800 at 6.24%$822.96
133,800 at 6.25%$823.83
133,800 at 6.26%$824.70
133,800 at 6.27%$825.57
133,800 at 6.28%$826.44
133,800 at 6.29%$827.31
133,800 at 6.3%$828.19
133,800 at 6.31%$829.06
133,800 at 6.32%$829.93
133,800 at 6.33%$830.80
133,800 at 6.34%$831.68
133,800 at 6.35%$832.55
133,800 at 6.36%$833.43
133,800 at 6.37%$834.30
133,800 at 6.38%$835.18
133,800 at 6.39%$836.05
133,800 at 6.4%$836.93
133,800 at 6.41%$837.80
133,800 at 6.42%$838.68
133,800 at 6.43%$839.56
133,800 at 6.44%$840.43
133,800 at 6.45%$841.31
133,800 at 6.46%$842.19
133,800 at 6.47%$843.07
133,800 at 6.48%$843.95
133,800 at 6.49%$844.83
133,800 at 6.5%$845.71
Interest Rate 30 Year
133,800 at 6.51%$846.59
133,800 at 6.52%$847.47
133,800 at 6.53%$848.35
133,800 at 6.54%$849.23
133,800 at 6.55%$850.11
133,800 at 6.56%$850.99
133,800 at 6.57%$851.88
133,800 at 6.58%$852.76
133,800 at 6.59%$853.64
133,800 at 6.6%$854.53
133,800 at 6.61%$855.41
133,800 at 6.62%$856.29
133,800 at 6.63%$857.18
133,800 at 6.64%$858.06
133,800 at 6.65%$858.95
133,800 at 6.66%$859.83
133,800 at 6.67%$860.72
133,800 at 6.68%$861.61
133,800 at 6.69%$862.49
133,800 at 6.7%$863.38
133,800 at 6.71%$864.27
133,800 at 6.72%$865.16
133,800 at 6.73%$866.05
133,800 at 6.74%$866.94
133,800 at 6.75%$867.82
133,800 at 6.76%$868.71
133,800 at 6.77%$869.60
133,800 at 6.78%$870.49
133,800 at 6.79%$871.38
133,800 at 6.8%$872.28
133,800 at 6.81%$873.17
133,800 at 6.82%$874.06
133,800 at 6.83%$874.95
133,800 at 6.84%$875.84
133,800 at 6.85%$876.74
133,800 at 6.86%$877.63
133,800 at 6.87%$878.52
133,800 at 6.88%$879.42
133,800 at 6.89%$880.31
133,800 at 6.9%$881.21
133,800 at 6.91%$882.10
133,800 at 6.92%$883.00
133,800 at 6.93%$883.89
133,800 at 6.94%$884.79
133,800 at 6.95%$885.69
133,800 at 6.96%$886.58
133,800 at 6.97%$887.48
133,800 at 6.98%$888.38
133,800 at 6.99%$889.28
133,800 at 7%$890.17
133,800 at 7.01%$891.07
133,800 at 7.02%$891.97
133,800 at 7.03%$892.87
133,800 at 7.04%$893.77
133,800 at 7.05%$894.67
133,800 at 7.06%$895.57
133,800 at 7.07%$896.47
133,800 at 7.08%$897.38
133,800 at 7.09%$898.28
133,800 at 7.1%$899.18
133,800 at 7.11%$900.08
133,800 at 7.12%$900.98
133,800 at 7.13%$901.89
133,800 at 7.14%$902.79
133,800 at 7.15%$903.69
133,800 at 7.16%$904.60
133,800 at 7.17%$905.50
133,800 at 7.18%$906.41
133,800 at 7.19%$907.31
133,800 at 7.2%$908.22
133,800 at 7.21%$909.12
133,800 at 7.22%$910.03
133,800 at 7.23%$910.94
133,800 at 7.24%$911.84
133,800 at 7.25%$912.75
133,800 at 7.26%$913.66
133,800 at 7.27%$914.57
133,800 at 7.28%$915.48
133,800 at 7.29%$916.38
133,800 at 7.3%$917.29
133,800 at 7.31%$918.20
133,800 at 7.32%$919.11
133,800 at 7.33%$920.02
133,800 at 7.34%$920.93
133,800 at 7.35%$921.84
133,800 at 7.36%$922.76
133,800 at 7.37%$923.67
133,800 at 7.38%$924.58
133,800 at 7.39%$925.49
133,800 at 7.4%$926.40
133,800 at 7.41%$927.32
133,800 at 7.42%$928.23
133,800 at 7.43%$929.14
133,800 at 7.44%$930.06
133,800 at 7.45%$930.97
133,800 at 7.46%$931.89
133,800 at 7.47%$932.80
133,800 at 7.48%$933.72
133,800 at 7.49%$934.63
133,800 at 7.5%$935.55
133,800 at 7.51%$936.47
133,800 at 7.52%$937.38
133,800 at 7.53%$938.30
133,800 at 7.54%$939.22
133,800 at 7.55%$940.13
133,800 at 7.56%$941.05
133,800 at 7.57%$941.97
133,800 at 7.58%$942.89
133,800 at 7.59%$943.81
133,800 at 7.6%$944.73
133,800 at 7.61%$945.65
133,800 at 7.62%$946.57
133,800 at 7.63%$947.49
133,800 at 7.64%$948.41
133,800 at 7.65%$949.33
133,800 at 7.66%$950.25
133,800 at 7.67%$951.17
133,800 at 7.68%$952.10
133,800 at 7.69%$953.02
133,800 at 7.7%$953.94
133,800 at 7.71%$954.86
133,800 at 7.72%$955.79
133,800 at 7.73%$956.71
133,800 at 7.74%$957.64
133,800 at 7.75%$958.56
133,800 at 7.76%$959.48
133,800 at 7.77%$960.41
133,800 at 7.78%$961.33
133,800 at 7.79%$962.26
133,800 at 7.8%$963.19
133,800 at 7.81%$964.11
133,800 at 7.82%$965.04
133,800 at 7.83%$965.97
133,800 at 7.84%$966.89
133,800 at 7.85%$967.82
133,800 at 7.86%$968.75
133,800 at 7.87%$969.68
133,800 at 7.88%$970.61
133,800 at 7.89%$971.54
133,800 at 7.9%$972.47
133,800 at 7.91%$973.40
133,800 at 7.92%$974.33
133,800 at 7.93%$975.26
133,800 at 7.94%$976.19
133,800 at 7.95%$977.12
133,800 at 7.96%$978.05
133,800 at 7.97%$978.98
133,800 at 7.98%$979.91
133,800 at 7.99%$980.84
133,800 at 8%$981.78
More Amounts
What is the down payment for a $133,800 house? How much do you need to put down?
Percent Down Down Payment
1%1,338
2%2,676
3%4,014
4%5,352
5%6,690
6%8,028
7%9,366
8%10,704
9%12,042
10%13,380
11%14,718
12%16,056
13%17,394
14%18,732
15%20,070
16%21,408
17%22,746
18%24,084
19%25,422
20%26,760
Percent Down Down Payment
21%28,098
22%29,436
23%30,774
24%32,112
25%33,450
26%34,788
27%36,126
28%37,464
29%38,802
30%40,140
31%41,478
32%42,816
33%44,154
34%45,492
35%46,830
36%48,168
37%49,506
38%50,844
39%52,182
40%53,520
Percent Down Down Payment
41%54,858
42%56,196
43%57,534
44%58,872
45%60,210
46%61,548
47%62,886
48%64,224
49%65,562
50%66,900
51%68,238
52%69,576
53%70,914
54%72,252
55%73,590
56%74,928
57%76,266
58%77,604
59%78,942
60%80,280
Percent Down Down Payment
61%81,618
62%82,956
63%84,294
64%85,632
65%86,970
66%88,308
67%89,646
68%90,984
69%92,322
70%93,660
71%94,998
72%96,336
73%97,674
74%99,012
75%100,350
76%101,688
77%103,026
78%104,364
79%105,702
80%107,040
Percent Down Down Payment
81%108,378
82%109,716
83%111,054
84%112,392
85%113,730
86%115,068
87%116,406
88%117,744
89%119,082
90%120,420
91%121,758
92%123,096
93%124,434
94%125,772
95%127,110
96%128,448
97%129,786
98%131,124
99%132,462
100%133,800
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.