$133,650 Mortgage for 30 Years

What is the monthly payment of a 133,650 dollar loan?
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Loan Tables for a $133,650 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 134k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $133,650 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
133,650 at 2.01%$494.67
133,650 at 2.02%$495.33
133,650 at 2.03%$496.00
133,650 at 2.04%$496.67
133,650 at 2.05%$497.34
133,650 at 2.06%$498.02
133,650 at 2.07%$498.69
133,650 at 2.08%$499.36
133,650 at 2.09%$500.03
133,650 at 2.1%$500.71
133,650 at 2.11%$501.38
133,650 at 2.12%$502.06
133,650 at 2.13%$502.73
133,650 at 2.14%$503.41
133,650 at 2.15%$504.08
133,650 at 2.16%$504.76
133,650 at 2.17%$505.44
133,650 at 2.18%$506.11
133,650 at 2.19%$506.79
133,650 at 2.2%$507.47
133,650 at 2.21%$508.15
133,650 at 2.22%$508.83
133,650 at 2.23%$509.51
133,650 at 2.24%$510.19
133,650 at 2.25%$510.87
133,650 at 2.26%$511.55
133,650 at 2.27%$512.24
133,650 at 2.28%$512.92
133,650 at 2.29%$513.60
133,650 at 2.3%$514.29
133,650 at 2.31%$514.97
133,650 at 2.32%$515.66
133,650 at 2.33%$516.34
133,650 at 2.34%$517.03
133,650 at 2.35%$517.72
133,650 at 2.36%$518.40
133,650 at 2.37%$519.09
133,650 at 2.38%$519.78
133,650 at 2.39%$520.47
133,650 at 2.4%$521.16
133,650 at 2.41%$521.85
133,650 at 2.42%$522.54
133,650 at 2.43%$523.23
133,650 at 2.44%$523.92
133,650 at 2.45%$524.61
133,650 at 2.46%$525.30
133,650 at 2.47%$526.00
133,650 at 2.48%$526.69
133,650 at 2.49%$527.38
133,650 at 2.5%$528.08
133,650 at 2.51%$528.77
133,650 at 2.52%$529.47
133,650 at 2.53%$530.17
133,650 at 2.54%$530.86
133,650 at 2.55%$531.56
133,650 at 2.56%$532.26
133,650 at 2.57%$532.96
133,650 at 2.58%$533.65
133,650 at 2.59%$534.35
133,650 at 2.6%$535.05
133,650 at 2.61%$535.75
133,650 at 2.62%$536.46
133,650 at 2.63%$537.16
133,650 at 2.64%$537.86
133,650 at 2.65%$538.56
133,650 at 2.66%$539.26
133,650 at 2.67%$539.97
133,650 at 2.68%$540.67
133,650 at 2.69%$541.38
133,650 at 2.7%$542.08
133,650 at 2.71%$542.79
133,650 at 2.72%$543.49
133,650 at 2.73%$544.20
133,650 at 2.74%$544.91
133,650 at 2.75%$545.61
133,650 at 2.76%$546.32
133,650 at 2.77%$547.03
133,650 at 2.78%$547.74
133,650 at 2.79%$548.45
133,650 at 2.8%$549.16
133,650 at 2.81%$549.87
133,650 at 2.82%$550.58
133,650 at 2.83%$551.29
133,650 at 2.84%$552.01
133,650 at 2.85%$552.72
133,650 at 2.86%$553.43
133,650 at 2.87%$554.15
133,650 at 2.88%$554.86
133,650 at 2.89%$555.58
133,650 at 2.9%$556.29
133,650 at 2.91%$557.01
133,650 at 2.92%$557.72
133,650 at 2.93%$558.44
133,650 at 2.94%$559.16
133,650 at 2.95%$559.88
133,650 at 2.96%$560.59
133,650 at 2.97%$561.31
133,650 at 2.98%$562.03
133,650 at 2.99%$562.75
133,650 at 3%$563.47
133,650 at 3.01%$564.19
133,650 at 3.02%$564.92
133,650 at 3.03%$565.64
133,650 at 3.04%$566.36
133,650 at 3.05%$567.08
133,650 at 3.06%$567.81
133,650 at 3.07%$568.53
133,650 at 3.08%$569.26
133,650 at 3.09%$569.98
133,650 at 3.1%$570.71
133,650 at 3.11%$571.43
133,650 at 3.12%$572.16
133,650 at 3.13%$572.89
133,650 at 3.14%$573.62
133,650 at 3.15%$574.34
133,650 at 3.16%$575.07
133,650 at 3.17%$575.80
133,650 at 3.18%$576.53
133,650 at 3.19%$577.26
133,650 at 3.2%$577.99
133,650 at 3.21%$578.72
133,650 at 3.22%$579.45
133,650 at 3.23%$580.19
133,650 at 3.24%$580.92
133,650 at 3.25%$581.65
133,650 at 3.26%$582.39
133,650 at 3.27%$583.12
133,650 at 3.28%$583.86
133,650 at 3.29%$584.59
133,650 at 3.3%$585.33
133,650 at 3.31%$586.06
133,650 at 3.32%$586.80
133,650 at 3.33%$587.54
133,650 at 3.34%$588.28
133,650 at 3.35%$589.01
133,650 at 3.36%$589.75
133,650 at 3.37%$590.49
133,650 at 3.38%$591.23
133,650 at 3.39%$591.97
133,650 at 3.4%$592.71
133,650 at 3.41%$593.45
133,650 at 3.42%$594.20
133,650 at 3.43%$594.94
133,650 at 3.44%$595.68
133,650 at 3.45%$596.42
133,650 at 3.46%$597.17
133,650 at 3.47%$597.91
133,650 at 3.48%$598.66
133,650 at 3.49%$599.40
133,650 at 3.5%$600.15
Interest Rate 30 Year
133,650 at 3.51%$600.89
133,650 at 3.52%$601.64
133,650 at 3.53%$602.39
133,650 at 3.54%$603.14
133,650 at 3.55%$603.88
133,650 at 3.56%$604.63
133,650 at 3.57%$605.38
133,650 at 3.58%$606.13
133,650 at 3.59%$606.88
133,650 at 3.6%$607.63
133,650 at 3.61%$608.38
133,650 at 3.62%$609.14
133,650 at 3.63%$609.89
133,650 at 3.64%$610.64
133,650 at 3.65%$611.39
133,650 at 3.66%$612.15
133,650 at 3.67%$612.90
133,650 at 3.68%$613.66
133,650 at 3.69%$614.41
133,650 at 3.7%$615.17
133,650 at 3.71%$615.92
133,650 at 3.72%$616.68
133,650 at 3.73%$617.44
133,650 at 3.74%$618.20
133,650 at 3.75%$618.95
133,650 at 3.76%$619.71
133,650 at 3.77%$620.47
133,650 at 3.78%$621.23
133,650 at 3.79%$621.99
133,650 at 3.8%$622.75
133,650 at 3.81%$623.51
133,650 at 3.82%$624.27
133,650 at 3.83%$625.04
133,650 at 3.84%$625.80
133,650 at 3.85%$626.56
133,650 at 3.86%$627.33
133,650 at 3.87%$628.09
133,650 at 3.88%$628.85
133,650 at 3.89%$629.62
133,650 at 3.9%$630.38
133,650 at 3.91%$631.15
133,650 at 3.92%$631.92
133,650 at 3.93%$632.68
133,650 at 3.94%$633.45
133,650 at 3.95%$634.22
133,650 at 3.96%$634.99
133,650 at 3.97%$635.76
133,650 at 3.98%$636.53
133,650 at 3.99%$637.30
133,650 at 4%$638.07
133,650 at 4.01%$638.84
133,650 at 4.02%$639.61
133,650 at 4.03%$640.38
133,650 at 4.04%$641.15
133,650 at 4.05%$641.92
133,650 at 4.06%$642.70
133,650 at 4.07%$643.47
133,650 at 4.08%$644.24
133,650 at 4.09%$645.02
133,650 at 4.1%$645.79
133,650 at 4.11%$646.57
133,650 at 4.12%$647.35
133,650 at 4.13%$648.12
133,650 at 4.14%$648.90
133,650 at 4.15%$649.68
133,650 at 4.16%$650.46
133,650 at 4.17%$651.23
133,650 at 4.18%$652.01
133,650 at 4.19%$652.79
133,650 at 4.2%$653.57
133,650 at 4.21%$654.35
133,650 at 4.22%$655.13
133,650 at 4.23%$655.91
133,650 at 4.24%$656.70
133,650 at 4.25%$657.48
133,650 at 4.26%$658.26
133,650 at 4.27%$659.04
133,650 at 4.28%$659.83
133,650 at 4.29%$660.61
133,650 at 4.3%$661.40
133,650 at 4.31%$662.18
133,650 at 4.32%$662.97
133,650 at 4.33%$663.75
133,650 at 4.34%$664.54
133,650 at 4.35%$665.33
133,650 at 4.36%$666.11
133,650 at 4.37%$666.90
133,650 at 4.38%$667.69
133,650 at 4.39%$668.48
133,650 at 4.4%$669.27
133,650 at 4.41%$670.06
133,650 at 4.42%$670.85
133,650 at 4.43%$671.64
133,650 at 4.44%$672.43
133,650 at 4.45%$673.22
133,650 at 4.46%$674.01
133,650 at 4.47%$674.80
133,650 at 4.48%$675.60
133,650 at 4.49%$676.39
133,650 at 4.5%$677.18
133,650 at 4.51%$677.98
133,650 at 4.52%$678.77
133,650 at 4.53%$679.57
133,650 at 4.54%$680.37
133,650 at 4.55%$681.16
133,650 at 4.56%$681.96
133,650 at 4.57%$682.76
133,650 at 4.58%$683.55
133,650 at 4.59%$684.35
133,650 at 4.6%$685.15
133,650 at 4.61%$685.95
133,650 at 4.62%$686.75
133,650 at 4.63%$687.55
133,650 at 4.64%$688.35
133,650 at 4.65%$689.15
133,650 at 4.66%$689.95
133,650 at 4.67%$690.75
133,650 at 4.68%$691.55
133,650 at 4.69%$692.36
133,650 at 4.7%$693.16
133,650 at 4.71%$693.96
133,650 at 4.72%$694.77
133,650 at 4.73%$695.57
133,650 at 4.74%$696.38
133,650 at 4.75%$697.18
133,650 at 4.76%$697.99
133,650 at 4.77%$698.79
133,650 at 4.78%$699.60
133,650 at 4.79%$700.41
133,650 at 4.8%$701.22
133,650 at 4.81%$702.02
133,650 at 4.82%$702.83
133,650 at 4.83%$703.64
133,650 at 4.84%$704.45
133,650 at 4.85%$705.26
133,650 at 4.86%$706.07
133,650 at 4.87%$706.88
133,650 at 4.88%$707.69
133,650 at 4.89%$708.50
133,650 at 4.9%$709.32
133,650 at 4.91%$710.13
133,650 at 4.92%$710.94
133,650 at 4.93%$711.76
133,650 at 4.94%$712.57
133,650 at 4.95%$713.38
133,650 at 4.96%$714.20
133,650 at 4.97%$715.01
133,650 at 4.98%$715.83
133,650 at 4.99%$716.65
133,650 at 5%$717.46
Interest Rate 30 Year
133,650 at 5.01%$718.28
133,650 at 5.02%$719.10
133,650 at 5.03%$719.91
133,650 at 5.04%$720.73
133,650 at 5.05%$721.55
133,650 at 5.06%$722.37
133,650 at 5.07%$723.19
133,650 at 5.08%$724.01
133,650 at 5.09%$724.83
133,650 at 5.1%$725.65
133,650 at 5.11%$726.47
133,650 at 5.12%$727.30
133,650 at 5.13%$728.12
133,650 at 5.14%$728.94
133,650 at 5.15%$729.76
133,650 at 5.16%$730.59
133,650 at 5.17%$731.41
133,650 at 5.18%$732.24
133,650 at 5.19%$733.06
133,650 at 5.2%$733.89
133,650 at 5.21%$734.71
133,650 at 5.22%$735.54
133,650 at 5.23%$736.37
133,650 at 5.24%$737.19
133,650 at 5.25%$738.02
133,650 at 5.26%$738.85
133,650 at 5.27%$739.68
133,650 at 5.28%$740.51
133,650 at 5.29%$741.33
133,650 at 5.3%$742.16
133,650 at 5.31%$742.99
133,650 at 5.32%$743.83
133,650 at 5.33%$744.66
133,650 at 5.34%$745.49
133,650 at 5.35%$746.32
133,650 at 5.36%$747.15
133,650 at 5.37%$747.99
133,650 at 5.38%$748.82
133,650 at 5.39%$749.65
133,650 at 5.4%$750.49
133,650 at 5.41%$751.32
133,650 at 5.42%$752.16
133,650 at 5.43%$752.99
133,650 at 5.44%$753.83
133,650 at 5.45%$754.66
133,650 at 5.46%$755.50
133,650 at 5.47%$756.34
133,650 at 5.48%$757.17
133,650 at 5.49%$758.01
133,650 at 5.5%$758.85
133,650 at 5.51%$759.69
133,650 at 5.52%$760.53
133,650 at 5.53%$761.37
133,650 at 5.54%$762.21
133,650 at 5.55%$763.05
133,650 at 5.56%$763.89
133,650 at 5.57%$764.73
133,650 at 5.58%$765.57
133,650 at 5.59%$766.41
133,650 at 5.6%$767.26
133,650 at 5.61%$768.10
133,650 at 5.62%$768.94
133,650 at 5.63%$769.79
133,650 at 5.64%$770.63
133,650 at 5.65%$771.48
133,650 at 5.66%$772.32
133,650 at 5.67%$773.17
133,650 at 5.68%$774.01
133,650 at 5.69%$774.86
133,650 at 5.7%$775.71
133,650 at 5.71%$776.55
133,650 at 5.72%$777.40
133,650 at 5.73%$778.25
133,650 at 5.74%$779.10
133,650 at 5.75%$779.95
133,650 at 5.76%$780.79
133,650 at 5.77%$781.64
133,650 at 5.78%$782.49
133,650 at 5.79%$783.34
133,650 at 5.8%$784.20
133,650 at 5.81%$785.05
133,650 at 5.82%$785.90
133,650 at 5.83%$786.75
133,650 at 5.84%$787.60
133,650 at 5.85%$788.46
133,650 at 5.86%$789.31
133,650 at 5.87%$790.16
133,650 at 5.88%$791.02
133,650 at 5.89%$791.87
133,650 at 5.9%$792.73
133,650 at 5.91%$793.58
133,650 at 5.92%$794.44
133,650 at 5.93%$795.29
133,650 at 5.94%$796.15
133,650 at 5.95%$797.01
133,650 at 5.96%$797.87
133,650 at 5.97%$798.72
133,650 at 5.98%$799.58
133,650 at 5.99%$800.44
133,650 at 6%$801.30
133,650 at 6.01%$802.16
133,650 at 6.02%$803.02
133,650 at 6.03%$803.88
133,650 at 6.04%$804.74
133,650 at 6.05%$805.60
133,650 at 6.06%$806.46
133,650 at 6.07%$807.32
133,650 at 6.08%$808.19
133,650 at 6.09%$809.05
133,650 at 6.1%$809.91
133,650 at 6.11%$810.78
133,650 at 6.12%$811.64
133,650 at 6.13%$812.50
133,650 at 6.14%$813.37
133,650 at 6.15%$814.23
133,650 at 6.16%$815.10
133,650 at 6.17%$815.96
133,650 at 6.18%$816.83
133,650 at 6.19%$817.70
133,650 at 6.2%$818.56
133,650 at 6.21%$819.43
133,650 at 6.22%$820.30
133,650 at 6.23%$821.17
133,650 at 6.24%$822.04
133,650 at 6.25%$822.91
133,650 at 6.26%$823.78
133,650 at 6.27%$824.65
133,650 at 6.28%$825.52
133,650 at 6.29%$826.39
133,650 at 6.3%$827.26
133,650 at 6.31%$828.13
133,650 at 6.32%$829.00
133,650 at 6.33%$829.87
133,650 at 6.34%$830.75
133,650 at 6.35%$831.62
133,650 at 6.36%$832.49
133,650 at 6.37%$833.37
133,650 at 6.38%$834.24
133,650 at 6.39%$835.11
133,650 at 6.4%$835.99
133,650 at 6.41%$836.86
133,650 at 6.42%$837.74
133,650 at 6.43%$838.62
133,650 at 6.44%$839.49
133,650 at 6.45%$840.37
133,650 at 6.46%$841.25
133,650 at 6.47%$842.12
133,650 at 6.48%$843.00
133,650 at 6.49%$843.88
133,650 at 6.5%$844.76
Interest Rate 30 Year
133,650 at 6.51%$845.64
133,650 at 6.52%$846.52
133,650 at 6.53%$847.40
133,650 at 6.54%$848.28
133,650 at 6.55%$849.16
133,650 at 6.56%$850.04
133,650 at 6.57%$850.92
133,650 at 6.58%$851.80
133,650 at 6.59%$852.68
133,650 at 6.6%$853.57
133,650 at 6.61%$854.45
133,650 at 6.62%$855.33
133,650 at 6.63%$856.22
133,650 at 6.64%$857.10
133,650 at 6.65%$857.99
133,650 at 6.66%$858.87
133,650 at 6.67%$859.76
133,650 at 6.68%$860.64
133,650 at 6.69%$861.53
133,650 at 6.7%$862.41
133,650 at 6.71%$863.30
133,650 at 6.72%$864.19
133,650 at 6.73%$865.08
133,650 at 6.74%$865.96
133,650 at 6.75%$866.85
133,650 at 6.76%$867.74
133,650 at 6.77%$868.63
133,650 at 6.78%$869.52
133,650 at 6.79%$870.41
133,650 at 6.8%$871.30
133,650 at 6.81%$872.19
133,650 at 6.82%$873.08
133,650 at 6.83%$873.97
133,650 at 6.84%$874.86
133,650 at 6.85%$875.75
133,650 at 6.86%$876.65
133,650 at 6.87%$877.54
133,650 at 6.88%$878.43
133,650 at 6.89%$879.33
133,650 at 6.9%$880.22
133,650 at 6.91%$881.11
133,650 at 6.92%$882.01
133,650 at 6.93%$882.90
133,650 at 6.94%$883.80
133,650 at 6.95%$884.69
133,650 at 6.96%$885.59
133,650 at 6.97%$886.49
133,650 at 6.98%$887.38
133,650 at 6.99%$888.28
133,650 at 7%$889.18
133,650 at 7.01%$890.07
133,650 at 7.02%$890.97
133,650 at 7.03%$891.87
133,650 at 7.04%$892.77
133,650 at 7.05%$893.67
133,650 at 7.06%$894.57
133,650 at 7.07%$895.47
133,650 at 7.08%$896.37
133,650 at 7.09%$897.27
133,650 at 7.1%$898.17
133,650 at 7.11%$899.07
133,650 at 7.12%$899.97
133,650 at 7.13%$900.88
133,650 at 7.14%$901.78
133,650 at 7.15%$902.68
133,650 at 7.16%$903.58
133,650 at 7.17%$904.49
133,650 at 7.18%$905.39
133,650 at 7.19%$906.30
133,650 at 7.2%$907.20
133,650 at 7.21%$908.11
133,650 at 7.22%$909.01
133,650 at 7.23%$909.92
133,650 at 7.24%$910.82
133,650 at 7.25%$911.73
133,650 at 7.26%$912.64
133,650 at 7.27%$913.54
133,650 at 7.28%$914.45
133,650 at 7.29%$915.36
133,650 at 7.3%$916.27
133,650 at 7.31%$917.17
133,650 at 7.32%$918.08
133,650 at 7.33%$918.99
133,650 at 7.34%$919.90
133,650 at 7.35%$920.81
133,650 at 7.36%$921.72
133,650 at 7.37%$922.63
133,650 at 7.38%$923.54
133,650 at 7.39%$924.45
133,650 at 7.4%$925.37
133,650 at 7.41%$926.28
133,650 at 7.42%$927.19
133,650 at 7.43%$928.10
133,650 at 7.44%$929.02
133,650 at 7.45%$929.93
133,650 at 7.46%$930.84
133,650 at 7.47%$931.76
133,650 at 7.48%$932.67
133,650 at 7.49%$933.59
133,650 at 7.5%$934.50
133,650 at 7.51%$935.42
133,650 at 7.52%$936.33
133,650 at 7.53%$937.25
133,650 at 7.54%$938.16
133,650 at 7.55%$939.08
133,650 at 7.56%$940.00
133,650 at 7.57%$940.91
133,650 at 7.58%$941.83
133,650 at 7.59%$942.75
133,650 at 7.6%$943.67
133,650 at 7.61%$944.59
133,650 at 7.62%$945.51
133,650 at 7.63%$946.43
133,650 at 7.64%$947.35
133,650 at 7.65%$948.27
133,650 at 7.66%$949.19
133,650 at 7.67%$950.11
133,650 at 7.68%$951.03
133,650 at 7.69%$951.95
133,650 at 7.7%$952.87
133,650 at 7.71%$953.79
133,650 at 7.72%$954.72
133,650 at 7.73%$955.64
133,650 at 7.74%$956.56
133,650 at 7.75%$957.48
133,650 at 7.76%$958.41
133,650 at 7.77%$959.33
133,650 at 7.78%$960.26
133,650 at 7.79%$961.18
133,650 at 7.8%$962.11
133,650 at 7.81%$963.03
133,650 at 7.82%$963.96
133,650 at 7.83%$964.88
133,650 at 7.84%$965.81
133,650 at 7.85%$966.74
133,650 at 7.86%$967.66
133,650 at 7.87%$968.59
133,650 at 7.88%$969.52
133,650 at 7.89%$970.45
133,650 at 7.9%$971.38
133,650 at 7.91%$972.30
133,650 at 7.92%$973.23
133,650 at 7.93%$974.16
133,650 at 7.94%$975.09
133,650 at 7.95%$976.02
133,650 at 7.96%$976.95
133,650 at 7.97%$977.88
133,650 at 7.98%$978.81
133,650 at 7.99%$979.74
133,650 at 8%$980.68
More Amounts
What is the down payment for a $133,650 house? How much do you need to put down?
Percent Down Down Payment
1%1,337
2%2,673
3%4,010
4%5,346
5%6,683
6%8,019
7%9,356
8%10,692
9%12,029
10%13,365
11%14,702
12%16,038
13%17,375
14%18,711
15%20,048
16%21,384
17%22,721
18%24,057
19%25,394
20%26,730
Percent Down Down Payment
21%28,067
22%29,403
23%30,740
24%32,076
25%33,413
26%34,749
27%36,086
28%37,422
29%38,759
30%40,095
31%41,432
32%42,768
33%44,105
34%45,441
35%46,778
36%48,114
37%49,451
38%50,787
39%52,124
40%53,460
Percent Down Down Payment
41%54,797
42%56,133
43%57,470
44%58,806
45%60,143
46%61,479
47%62,816
48%64,152
49%65,489
50%66,825
51%68,162
52%69,498
53%70,835
54%72,171
55%73,508
56%74,844
57%76,181
58%77,517
59%78,854
60%80,190
Percent Down Down Payment
61%81,527
62%82,863
63%84,200
64%85,536
65%86,873
66%88,209
67%89,546
68%90,882
69%92,219
70%93,555
71%94,892
72%96,228
73%97,565
74%98,901
75%100,238
76%101,574
77%102,911
78%104,247
79%105,584
80%106,920
Percent Down Down Payment
81%108,257
82%109,593
83%110,930
84%112,266
85%113,603
86%114,939
87%116,276
88%117,612
89%118,949
90%120,285
91%121,622
92%122,958
93%124,295
94%125,631
95%126,968
96%128,304
97%129,641
98%130,977
99%132,314
100%133,650
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.