$13,100 Mortgage for 30 Years

What is the monthly payment of a 13,100 dollar loan?
$
$
%
%
years
Loan Tables for a $13,100 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 13k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $13,100 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
13,100 at 2.01%$48.49
13,100 at 2.02%$48.55
13,100 at 2.03%$48.62
13,100 at 2.04%$48.68
13,100 at 2.05%$48.75
13,100 at 2.06%$48.81
13,100 at 2.07%$48.88
13,100 at 2.08%$48.95
13,100 at 2.09%$49.01
13,100 at 2.1%$49.08
13,100 at 2.11%$49.14
13,100 at 2.12%$49.21
13,100 at 2.13%$49.28
13,100 at 2.14%$49.34
13,100 at 2.15%$49.41
13,100 at 2.16%$49.48
13,100 at 2.17%$49.54
13,100 at 2.18%$49.61
13,100 at 2.19%$49.67
13,100 at 2.2%$49.74
13,100 at 2.21%$49.81
13,100 at 2.22%$49.87
13,100 at 2.23%$49.94
13,100 at 2.24%$50.01
13,100 at 2.25%$50.07
13,100 at 2.26%$50.14
13,100 at 2.27%$50.21
13,100 at 2.28%$50.27
13,100 at 2.29%$50.34
13,100 at 2.3%$50.41
13,100 at 2.31%$50.48
13,100 at 2.32%$50.54
13,100 at 2.33%$50.61
13,100 at 2.34%$50.68
13,100 at 2.35%$50.74
13,100 at 2.36%$50.81
13,100 at 2.37%$50.88
13,100 at 2.38%$50.95
13,100 at 2.39%$51.01
13,100 at 2.4%$51.08
13,100 at 2.41%$51.15
13,100 at 2.42%$51.22
13,100 at 2.43%$51.29
13,100 at 2.44%$51.35
13,100 at 2.45%$51.42
13,100 at 2.46%$51.49
13,100 at 2.47%$51.56
13,100 at 2.48%$51.62
13,100 at 2.49%$51.69
13,100 at 2.5%$51.76
13,100 at 2.51%$51.83
13,100 at 2.52%$51.90
13,100 at 2.53%$51.97
13,100 at 2.54%$52.03
13,100 at 2.55%$52.10
13,100 at 2.56%$52.17
13,100 at 2.57%$52.24
13,100 at 2.58%$52.31
13,100 at 2.59%$52.38
13,100 at 2.6%$52.44
13,100 at 2.61%$52.51
13,100 at 2.62%$52.58
13,100 at 2.63%$52.65
13,100 at 2.64%$52.72
13,100 at 2.65%$52.79
13,100 at 2.66%$52.86
13,100 at 2.67%$52.93
13,100 at 2.68%$53.00
13,100 at 2.69%$53.06
13,100 at 2.7%$53.13
13,100 at 2.71%$53.20
13,100 at 2.72%$53.27
13,100 at 2.73%$53.34
13,100 at 2.74%$53.41
13,100 at 2.75%$53.48
13,100 at 2.76%$53.55
13,100 at 2.77%$53.62
13,100 at 2.78%$53.69
13,100 at 2.79%$53.76
13,100 at 2.8%$53.83
13,100 at 2.81%$53.90
13,100 at 2.82%$53.97
13,100 at 2.83%$54.04
13,100 at 2.84%$54.11
13,100 at 2.85%$54.18
13,100 at 2.86%$54.25
13,100 at 2.87%$54.32
13,100 at 2.88%$54.39
13,100 at 2.89%$54.46
13,100 at 2.9%$54.53
13,100 at 2.91%$54.60
13,100 at 2.92%$54.67
13,100 at 2.93%$54.74
13,100 at 2.94%$54.81
13,100 at 2.95%$54.88
13,100 at 2.96%$54.95
13,100 at 2.97%$55.02
13,100 at 2.98%$55.09
13,100 at 2.99%$55.16
13,100 at 3%$55.23
13,100 at 3.01%$55.30
13,100 at 3.02%$55.37
13,100 at 3.03%$55.44
13,100 at 3.04%$55.51
13,100 at 3.05%$55.58
13,100 at 3.06%$55.65
13,100 at 3.07%$55.73
13,100 at 3.08%$55.80
13,100 at 3.09%$55.87
13,100 at 3.1%$55.94
13,100 at 3.11%$56.01
13,100 at 3.12%$56.08
13,100 at 3.13%$56.15
13,100 at 3.14%$56.22
13,100 at 3.15%$56.30
13,100 at 3.16%$56.37
13,100 at 3.17%$56.44
13,100 at 3.18%$56.51
13,100 at 3.19%$56.58
13,100 at 3.2%$56.65
13,100 at 3.21%$56.72
13,100 at 3.22%$56.80
13,100 at 3.23%$56.87
13,100 at 3.24%$56.94
13,100 at 3.25%$57.01
13,100 at 3.26%$57.08
13,100 at 3.27%$57.16
13,100 at 3.28%$57.23
13,100 at 3.29%$57.30
13,100 at 3.3%$57.37
13,100 at 3.31%$57.44
13,100 at 3.32%$57.52
13,100 at 3.33%$57.59
13,100 at 3.34%$57.66
13,100 at 3.35%$57.73
13,100 at 3.36%$57.81
13,100 at 3.37%$57.88
13,100 at 3.38%$57.95
13,100 at 3.39%$58.02
13,100 at 3.4%$58.10
13,100 at 3.41%$58.17
13,100 at 3.42%$58.24
13,100 at 3.43%$58.31
13,100 at 3.44%$58.39
13,100 at 3.45%$58.46
13,100 at 3.46%$58.53
13,100 at 3.47%$58.61
13,100 at 3.48%$58.68
13,100 at 3.49%$58.75
13,100 at 3.5%$58.82
Interest Rate 30 Year
13,100 at 3.51%$58.90
13,100 at 3.52%$58.97
13,100 at 3.53%$59.04
13,100 at 3.54%$59.12
13,100 at 3.55%$59.19
13,100 at 3.56%$59.26
13,100 at 3.57%$59.34
13,100 at 3.58%$59.41
13,100 at 3.59%$59.48
13,100 at 3.6%$59.56
13,100 at 3.61%$59.63
13,100 at 3.62%$59.71
13,100 at 3.63%$59.78
13,100 at 3.64%$59.85
13,100 at 3.65%$59.93
13,100 at 3.66%$60.00
13,100 at 3.67%$60.08
13,100 at 3.68%$60.15
13,100 at 3.69%$60.22
13,100 at 3.7%$60.30
13,100 at 3.71%$60.37
13,100 at 3.72%$60.45
13,100 at 3.73%$60.52
13,100 at 3.74%$60.59
13,100 at 3.75%$60.67
13,100 at 3.76%$60.74
13,100 at 3.77%$60.82
13,100 at 3.78%$60.89
13,100 at 3.79%$60.97
13,100 at 3.8%$61.04
13,100 at 3.81%$61.12
13,100 at 3.82%$61.19
13,100 at 3.83%$61.26
13,100 at 3.84%$61.34
13,100 at 3.85%$61.41
13,100 at 3.86%$61.49
13,100 at 3.87%$61.56
13,100 at 3.88%$61.64
13,100 at 3.89%$61.71
13,100 at 3.9%$61.79
13,100 at 3.91%$61.86
13,100 at 3.92%$61.94
13,100 at 3.93%$62.01
13,100 at 3.94%$62.09
13,100 at 3.95%$62.16
13,100 at 3.96%$62.24
13,100 at 3.97%$62.32
13,100 at 3.98%$62.39
13,100 at 3.99%$62.47
13,100 at 4%$62.54
13,100 at 4.01%$62.62
13,100 at 4.02%$62.69
13,100 at 4.03%$62.77
13,100 at 4.04%$62.84
13,100 at 4.05%$62.92
13,100 at 4.06%$63.00
13,100 at 4.07%$63.07
13,100 at 4.08%$63.15
13,100 at 4.09%$63.22
13,100 at 4.1%$63.30
13,100 at 4.11%$63.38
13,100 at 4.12%$63.45
13,100 at 4.13%$63.53
13,100 at 4.14%$63.60
13,100 at 4.15%$63.68
13,100 at 4.16%$63.76
13,100 at 4.17%$63.83
13,100 at 4.18%$63.91
13,100 at 4.19%$63.98
13,100 at 4.2%$64.06
13,100 at 4.21%$64.14
13,100 at 4.22%$64.21
13,100 at 4.23%$64.29
13,100 at 4.24%$64.37
13,100 at 4.25%$64.44
13,100 at 4.26%$64.52
13,100 at 4.27%$64.60
13,100 at 4.28%$64.67
13,100 at 4.29%$64.75
13,100 at 4.3%$64.83
13,100 at 4.31%$64.91
13,100 at 4.32%$64.98
13,100 at 4.33%$65.06
13,100 at 4.34%$65.14
13,100 at 4.35%$65.21
13,100 at 4.36%$65.29
13,100 at 4.37%$65.37
13,100 at 4.38%$65.45
13,100 at 4.39%$65.52
13,100 at 4.4%$65.60
13,100 at 4.41%$65.68
13,100 at 4.42%$65.75
13,100 at 4.43%$65.83
13,100 at 4.44%$65.91
13,100 at 4.45%$65.99
13,100 at 4.46%$66.06
13,100 at 4.47%$66.14
13,100 at 4.48%$66.22
13,100 at 4.49%$66.30
13,100 at 4.5%$66.38
13,100 at 4.51%$66.45
13,100 at 4.52%$66.53
13,100 at 4.53%$66.61
13,100 at 4.54%$66.69
13,100 at 4.55%$66.77
13,100 at 4.56%$66.84
13,100 at 4.57%$66.92
13,100 at 4.58%$67.00
13,100 at 4.59%$67.08
13,100 at 4.6%$67.16
13,100 at 4.61%$67.23
13,100 at 4.62%$67.31
13,100 at 4.63%$67.39
13,100 at 4.64%$67.47
13,100 at 4.65%$67.55
13,100 at 4.66%$67.63
13,100 at 4.67%$67.71
13,100 at 4.68%$67.78
13,100 at 4.69%$67.86
13,100 at 4.7%$67.94
13,100 at 4.71%$68.02
13,100 at 4.72%$68.10
13,100 at 4.73%$68.18
13,100 at 4.74%$68.26
13,100 at 4.75%$68.34
13,100 at 4.76%$68.41
13,100 at 4.77%$68.49
13,100 at 4.78%$68.57
13,100 at 4.79%$68.65
13,100 at 4.8%$68.73
13,100 at 4.81%$68.81
13,100 at 4.82%$68.89
13,100 at 4.83%$68.97
13,100 at 4.84%$69.05
13,100 at 4.85%$69.13
13,100 at 4.86%$69.21
13,100 at 4.87%$69.29
13,100 at 4.88%$69.37
13,100 at 4.89%$69.45
13,100 at 4.9%$69.53
13,100 at 4.91%$69.60
13,100 at 4.92%$69.68
13,100 at 4.93%$69.76
13,100 at 4.94%$69.84
13,100 at 4.95%$69.92
13,100 at 4.96%$70.00
13,100 at 4.97%$70.08
13,100 at 4.98%$70.16
13,100 at 4.99%$70.24
13,100 at 5%$70.32
Interest Rate 30 Year
13,100 at 5.01%$70.40
13,100 at 5.02%$70.48
13,100 at 5.03%$70.56
13,100 at 5.04%$70.64
13,100 at 5.05%$70.72
13,100 at 5.06%$70.80
13,100 at 5.07%$70.89
13,100 at 5.08%$70.97
13,100 at 5.09%$71.05
13,100 at 5.1%$71.13
13,100 at 5.11%$71.21
13,100 at 5.12%$71.29
13,100 at 5.13%$71.37
13,100 at 5.14%$71.45
13,100 at 5.15%$71.53
13,100 at 5.16%$71.61
13,100 at 5.17%$71.69
13,100 at 5.18%$71.77
13,100 at 5.19%$71.85
13,100 at 5.2%$71.93
13,100 at 5.21%$72.01
13,100 at 5.22%$72.10
13,100 at 5.23%$72.18
13,100 at 5.24%$72.26
13,100 at 5.25%$72.34
13,100 at 5.26%$72.42
13,100 at 5.27%$72.50
13,100 at 5.28%$72.58
13,100 at 5.29%$72.66
13,100 at 5.3%$72.74
13,100 at 5.31%$72.83
13,100 at 5.32%$72.91
13,100 at 5.33%$72.99
13,100 at 5.34%$73.07
13,100 at 5.35%$73.15
13,100 at 5.36%$73.23
13,100 at 5.37%$73.32
13,100 at 5.38%$73.40
13,100 at 5.39%$73.48
13,100 at 5.4%$73.56
13,100 at 5.41%$73.64
13,100 at 5.42%$73.72
13,100 at 5.43%$73.81
13,100 at 5.44%$73.89
13,100 at 5.45%$73.97
13,100 at 5.46%$74.05
13,100 at 5.47%$74.13
13,100 at 5.48%$74.22
13,100 at 5.49%$74.30
13,100 at 5.5%$74.38
13,100 at 5.51%$74.46
13,100 at 5.52%$74.54
13,100 at 5.53%$74.63
13,100 at 5.54%$74.71
13,100 at 5.55%$74.79
13,100 at 5.56%$74.87
13,100 at 5.57%$74.96
13,100 at 5.58%$75.04
13,100 at 5.59%$75.12
13,100 at 5.6%$75.20
13,100 at 5.61%$75.29
13,100 at 5.62%$75.37
13,100 at 5.63%$75.45
13,100 at 5.64%$75.54
13,100 at 5.65%$75.62
13,100 at 5.66%$75.70
13,100 at 5.67%$75.78
13,100 at 5.68%$75.87
13,100 at 5.69%$75.95
13,100 at 5.7%$76.03
13,100 at 5.71%$76.12
13,100 at 5.72%$76.20
13,100 at 5.73%$76.28
13,100 at 5.74%$76.36
13,100 at 5.75%$76.45
13,100 at 5.76%$76.53
13,100 at 5.77%$76.61
13,100 at 5.78%$76.70
13,100 at 5.79%$76.78
13,100 at 5.8%$76.86
13,100 at 5.81%$76.95
13,100 at 5.82%$77.03
13,100 at 5.83%$77.12
13,100 at 5.84%$77.20
13,100 at 5.85%$77.28
13,100 at 5.86%$77.37
13,100 at 5.87%$77.45
13,100 at 5.88%$77.53
13,100 at 5.89%$77.62
13,100 at 5.9%$77.70
13,100 at 5.91%$77.78
13,100 at 5.92%$77.87
13,100 at 5.93%$77.95
13,100 at 5.94%$78.04
13,100 at 5.95%$78.12
13,100 at 5.96%$78.20
13,100 at 5.97%$78.29
13,100 at 5.98%$78.37
13,100 at 5.99%$78.46
13,100 at 6%$78.54
13,100 at 6.01%$78.63
13,100 at 6.02%$78.71
13,100 at 6.03%$78.79
13,100 at 6.04%$78.88
13,100 at 6.05%$78.96
13,100 at 6.06%$79.05
13,100 at 6.07%$79.13
13,100 at 6.08%$79.22
13,100 at 6.09%$79.30
13,100 at 6.1%$79.39
13,100 at 6.11%$79.47
13,100 at 6.12%$79.55
13,100 at 6.13%$79.64
13,100 at 6.14%$79.72
13,100 at 6.15%$79.81
13,100 at 6.16%$79.89
13,100 at 6.17%$79.98
13,100 at 6.18%$80.06
13,100 at 6.19%$80.15
13,100 at 6.2%$80.23
13,100 at 6.21%$80.32
13,100 at 6.22%$80.40
13,100 at 6.23%$80.49
13,100 at 6.24%$80.57
13,100 at 6.25%$80.66
13,100 at 6.26%$80.74
13,100 at 6.27%$80.83
13,100 at 6.28%$80.91
13,100 at 6.29%$81.00
13,100 at 6.3%$81.09
13,100 at 6.31%$81.17
13,100 at 6.32%$81.26
13,100 at 6.33%$81.34
13,100 at 6.34%$81.43
13,100 at 6.35%$81.51
13,100 at 6.36%$81.60
13,100 at 6.37%$81.68
13,100 at 6.38%$81.77
13,100 at 6.39%$81.86
13,100 at 6.4%$81.94
13,100 at 6.41%$82.03
13,100 at 6.42%$82.11
13,100 at 6.43%$82.20
13,100 at 6.44%$82.28
13,100 at 6.45%$82.37
13,100 at 6.46%$82.46
13,100 at 6.47%$82.54
13,100 at 6.48%$82.63
13,100 at 6.49%$82.71
13,100 at 6.5%$82.80
Interest Rate 30 Year
13,100 at 6.51%$82.89
13,100 at 6.52%$82.97
13,100 at 6.53%$83.06
13,100 at 6.54%$83.15
13,100 at 6.55%$83.23
13,100 at 6.56%$83.32
13,100 at 6.57%$83.40
13,100 at 6.58%$83.49
13,100 at 6.59%$83.58
13,100 at 6.6%$83.66
13,100 at 6.61%$83.75
13,100 at 6.62%$83.84
13,100 at 6.63%$83.92
13,100 at 6.64%$84.01
13,100 at 6.65%$84.10
13,100 at 6.66%$84.18
13,100 at 6.67%$84.27
13,100 at 6.68%$84.36
13,100 at 6.69%$84.44
13,100 at 6.7%$84.53
13,100 at 6.71%$84.62
13,100 at 6.72%$84.71
13,100 at 6.73%$84.79
13,100 at 6.74%$84.88
13,100 at 6.75%$84.97
13,100 at 6.76%$85.05
13,100 at 6.77%$85.14
13,100 at 6.78%$85.23
13,100 at 6.79%$85.31
13,100 at 6.8%$85.40
13,100 at 6.81%$85.49
13,100 at 6.82%$85.58
13,100 at 6.83%$85.66
13,100 at 6.84%$85.75
13,100 at 6.85%$85.84
13,100 at 6.86%$85.93
13,100 at 6.87%$86.01
13,100 at 6.88%$86.10
13,100 at 6.89%$86.19
13,100 at 6.9%$86.28
13,100 at 6.91%$86.36
13,100 at 6.92%$86.45
13,100 at 6.93%$86.54
13,100 at 6.94%$86.63
13,100 at 6.95%$86.72
13,100 at 6.96%$86.80
13,100 at 6.97%$86.89
13,100 at 6.98%$86.98
13,100 at 6.99%$87.07
13,100 at 7%$87.15
13,100 at 7.01%$87.24
13,100 at 7.02%$87.33
13,100 at 7.03%$87.42
13,100 at 7.04%$87.51
13,100 at 7.05%$87.59
13,100 at 7.06%$87.68
13,100 at 7.07%$87.77
13,100 at 7.08%$87.86
13,100 at 7.09%$87.95
13,100 at 7.1%$88.04
13,100 at 7.11%$88.12
13,100 at 7.12%$88.21
13,100 at 7.13%$88.30
13,100 at 7.14%$88.39
13,100 at 7.15%$88.48
13,100 at 7.16%$88.57
13,100 at 7.17%$88.66
13,100 at 7.18%$88.74
13,100 at 7.19%$88.83
13,100 at 7.2%$88.92
13,100 at 7.21%$89.01
13,100 at 7.22%$89.10
13,100 at 7.23%$89.19
13,100 at 7.24%$89.28
13,100 at 7.25%$89.37
13,100 at 7.26%$89.45
13,100 at 7.27%$89.54
13,100 at 7.28%$89.63
13,100 at 7.29%$89.72
13,100 at 7.3%$89.81
13,100 at 7.31%$89.90
13,100 at 7.32%$89.99
13,100 at 7.33%$90.08
13,100 at 7.34%$90.17
13,100 at 7.35%$90.26
13,100 at 7.36%$90.34
13,100 at 7.37%$90.43
13,100 at 7.38%$90.52
13,100 at 7.39%$90.61
13,100 at 7.4%$90.70
13,100 at 7.41%$90.79
13,100 at 7.42%$90.88
13,100 at 7.43%$90.97
13,100 at 7.44%$91.06
13,100 at 7.45%$91.15
13,100 at 7.46%$91.24
13,100 at 7.47%$91.33
13,100 at 7.48%$91.42
13,100 at 7.49%$91.51
13,100 at 7.5%$91.60
13,100 at 7.51%$91.69
13,100 at 7.52%$91.78
13,100 at 7.53%$91.87
13,100 at 7.54%$91.96
13,100 at 7.55%$92.05
13,100 at 7.56%$92.14
13,100 at 7.57%$92.23
13,100 at 7.58%$92.32
13,100 at 7.59%$92.41
13,100 at 7.6%$92.50
13,100 at 7.61%$92.59
13,100 at 7.62%$92.68
13,100 at 7.63%$92.77
13,100 at 7.64%$92.86
13,100 at 7.65%$92.95
13,100 at 7.66%$93.04
13,100 at 7.67%$93.13
13,100 at 7.68%$93.22
13,100 at 7.69%$93.31
13,100 at 7.7%$93.40
13,100 at 7.71%$93.49
13,100 at 7.72%$93.58
13,100 at 7.73%$93.67
13,100 at 7.74%$93.76
13,100 at 7.75%$93.85
13,100 at 7.76%$93.94
13,100 at 7.77%$94.03
13,100 at 7.78%$94.12
13,100 at 7.79%$94.21
13,100 at 7.8%$94.30
13,100 at 7.81%$94.39
13,100 at 7.82%$94.48
13,100 at 7.83%$94.58
13,100 at 7.84%$94.67
13,100 at 7.85%$94.76
13,100 at 7.86%$94.85
13,100 at 7.87%$94.94
13,100 at 7.88%$95.03
13,100 at 7.89%$95.12
13,100 at 7.9%$95.21
13,100 at 7.91%$95.30
13,100 at 7.92%$95.39
13,100 at 7.93%$95.48
13,100 at 7.94%$95.58
13,100 at 7.95%$95.67
13,100 at 7.96%$95.76
13,100 at 7.97%$95.85
13,100 at 7.98%$95.94
13,100 at 7.99%$96.03
13,100 at 8%$96.12
More Amounts
What is the down payment for a $13,100 house? How much do you need to put down?
Percent Down Down Payment
1%131
2%262
3%393
4%524
5%655
6%786
7%917
8%1,048
9%1,179
10%1,310
11%1,441
12%1,572
13%1,703
14%1,834
15%1,965
16%2,096
17%2,227
18%2,358
19%2,489
20%2,620
Percent Down Down Payment
21%2,751
22%2,882
23%3,013
24%3,144
25%3,275
26%3,406
27%3,537
28%3,668
29%3,799
30%3,930
31%4,061
32%4,192
33%4,323
34%4,454
35%4,585
36%4,716
37%4,847
38%4,978
39%5,109
40%5,240
Percent Down Down Payment
41%5,371
42%5,502
43%5,633
44%5,764
45%5,895
46%6,026
47%6,157
48%6,288
49%6,419
50%6,550
51%6,681
52%6,812
53%6,943
54%7,074
55%7,205
56%7,336
57%7,467
58%7,598
59%7,729
60%7,860
Percent Down Down Payment
61%7,991
62%8,122
63%8,253
64%8,384
65%8,515
66%8,646
67%8,777
68%8,908
69%9,039
70%9,170
71%9,301
72%9,432
73%9,563
74%9,694
75%9,825
76%9,956
77%10,087
78%10,218
79%10,349
80%10,480
Percent Down Down Payment
81%10,611
82%10,742
83%10,873
84%11,004
85%11,135
86%11,266
87%11,397
88%11,528
89%11,659
90%11,790
91%11,921
92%12,052
93%12,183
94%12,314
95%12,445
96%12,576
97%12,707
98%12,838
99%12,969
100%13,100
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.