$130,000 Mortgage

What is the monthly payment of a 130,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $130,000 Mortgage Loan
See the monthly payment for a thirty year, 130k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $130,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$481.16
2.02%$481.81
2.03%$482.46
2.04%$483.11
2.05%$483.76
2.06%$484.42
2.07%$485.07
2.08%$485.72
2.09%$486.38
2.1%$487.03
2.11%$487.69
2.12%$488.34
2.13%$489.00
2.14%$489.66
2.15%$490.32
2.16%$490.97
2.17%$491.63
2.18%$492.29
2.19%$492.95
2.2%$493.61
2.21%$494.27
2.22%$494.93
2.23%$495.59
2.24%$496.26
2.25%$496.92
2.26%$497.58
2.27%$498.25
2.28%$498.91
2.29%$499.58
2.3%$500.24
2.31%$500.91
2.32%$501.57
2.33%$502.24
2.34%$502.91
2.35%$503.58
2.36%$504.24
2.37%$504.91
2.38%$505.58
2.39%$506.25
2.4%$506.92
2.41%$507.59
2.42%$508.27
2.43%$508.94
2.44%$509.61
2.45%$510.28
2.46%$510.96
2.47%$511.63
2.48%$512.31
2.49%$512.98
2.5%$513.66
2.51%$514.33
2.52%$515.01
2.53%$515.69
2.54%$516.36
2.55%$517.04
2.56%$517.72
2.57%$518.40
2.58%$519.08
2.59%$519.76
2.6%$520.44
2.61%$521.12
2.62%$521.80
2.63%$522.49
2.64%$523.17
2.65%$523.85
2.66%$524.54
2.67%$525.22
2.68%$525.91
2.69%$526.59
2.7%$527.28
2.71%$527.96
2.72%$528.65
2.73%$529.34
2.74%$530.03
2.75%$530.71
2.76%$531.40
2.77%$532.09
2.78%$532.78
2.79%$533.47
2.8%$534.16
2.81%$534.85
2.82%$535.55
2.83%$536.24
2.84%$536.93
2.85%$537.62
2.86%$538.32
2.87%$539.01
2.88%$539.71
2.89%$540.40
2.9%$541.10
2.91%$541.80
2.92%$542.49
2.93%$543.19
2.94%$543.89
2.95%$544.59
2.96%$545.28
2.97%$545.98
2.98%$546.68
2.99%$547.38
3%$548.09
3.01%$548.79
3.02%$549.49
3.03%$550.19
3.04%$550.89
3.05%$551.60
3.06%$552.30
3.07%$553.01
3.08%$553.71
3.09%$554.42
3.1%$555.12
3.11%$555.83
3.12%$556.53
3.13%$557.24
3.14%$557.95
3.15%$558.66
3.16%$559.37
3.17%$560.08
3.18%$560.79
3.19%$561.50
3.2%$562.21
3.21%$562.92
3.22%$563.63
3.23%$564.34
3.24%$565.05
3.25%$565.77
3.26%$566.48
3.27%$567.20
3.28%$567.91
3.29%$568.63
3.3%$569.34
3.31%$570.06
3.32%$570.77
3.33%$571.49
3.34%$572.21
3.35%$572.93
3.36%$573.65
3.37%$574.37
3.38%$575.08
3.39%$575.81
3.4%$576.53
3.41%$577.25
3.42%$577.97
3.43%$578.69
3.44%$579.41
3.45%$580.14
3.46%$580.86
3.47%$581.58
3.48%$582.31
3.49%$583.03
3.5%$583.76
Interest Rate 30 Year
3.51%$584.48
3.52%$585.21
3.53%$585.94
3.54%$586.66
3.55%$587.39
3.56%$588.12
3.57%$588.85
3.58%$589.58
3.59%$590.31
3.6%$591.04
3.61%$591.77
3.62%$592.50
3.63%$593.23
3.64%$593.96
3.65%$594.70
3.66%$595.43
3.67%$596.16
3.68%$596.90
3.69%$597.63
3.7%$598.37
3.71%$599.10
3.72%$599.84
3.73%$600.58
3.74%$601.31
3.75%$602.05
3.76%$602.79
3.77%$603.53
3.78%$604.27
3.79%$605.00
3.8%$605.74
3.81%$606.48
3.82%$607.23
3.83%$607.97
3.84%$608.71
3.85%$609.45
3.86%$610.19
3.87%$610.94
3.88%$611.68
3.89%$612.42
3.9%$613.17
3.91%$613.91
3.92%$614.66
3.93%$615.41
3.94%$616.15
3.95%$616.90
3.96%$617.65
3.97%$618.39
3.98%$619.14
3.99%$619.89
4%$620.64
4.01%$621.39
4.02%$622.14
4.03%$622.89
4.04%$623.64
4.05%$624.39
4.06%$625.15
4.07%$625.90
4.08%$626.65
4.09%$627.40
4.1%$628.16
4.11%$628.91
4.12%$629.67
4.13%$630.42
4.14%$631.18
4.15%$631.93
4.16%$632.69
4.17%$633.45
4.18%$634.21
4.19%$634.96
4.2%$635.72
4.21%$636.48
4.22%$637.24
4.23%$638.00
4.24%$638.76
4.25%$639.52
4.26%$640.28
4.27%$641.04
4.28%$641.81
4.29%$642.57
4.3%$643.33
4.31%$644.10
4.32%$644.86
4.33%$645.62
4.34%$646.39
4.35%$647.16
4.36%$647.92
4.37%$648.69
4.38%$649.45
4.39%$650.22
4.4%$650.99
4.41%$651.76
4.42%$652.53
4.43%$653.29
4.44%$654.06
4.45%$654.83
4.46%$655.60
4.47%$656.38
4.48%$657.15
4.49%$657.92
4.5%$658.69
4.51%$659.46
4.52%$660.24
4.53%$661.01
4.54%$661.78
4.55%$662.56
4.56%$663.33
4.57%$664.11
4.58%$664.88
4.59%$665.66
4.6%$666.44
4.61%$667.21
4.62%$667.99
4.63%$668.77
4.64%$669.55
4.65%$670.33
4.66%$671.11
4.67%$671.89
4.68%$672.67
4.69%$673.45
4.7%$674.23
4.71%$675.01
4.72%$675.79
4.73%$676.58
4.74%$677.36
4.75%$678.14
4.76%$678.93
4.77%$679.71
4.78%$680.49
4.79%$681.28
4.8%$682.06
4.81%$682.85
4.82%$683.64
4.83%$684.42
4.84%$685.21
4.85%$686.00
4.86%$686.79
4.87%$687.58
4.88%$688.37
4.89%$689.15
4.9%$689.94
4.91%$690.74
4.92%$691.53
4.93%$692.32
4.94%$693.11
4.95%$693.90
4.96%$694.69
4.97%$695.49
4.98%$696.28
4.99%$697.07
5%$697.87
Interest Rate 30 Year
5.01%$698.66
5.02%$699.46
5.03%$700.25
5.04%$701.05
5.05%$701.85
5.06%$702.64
5.07%$703.44
5.08%$704.24
5.09%$705.04
5.1%$705.83
5.11%$706.63
5.12%$707.43
5.13%$708.23
5.14%$709.03
5.15%$709.83
5.16%$710.64
5.17%$711.44
5.18%$712.24
5.19%$713.04
5.2%$713.84
5.21%$714.65
5.22%$715.45
5.23%$716.26
5.24%$717.06
5.25%$717.86
5.26%$718.67
5.27%$719.48
5.28%$720.28
5.29%$721.09
5.3%$721.90
5.31%$722.70
5.32%$723.51
5.33%$724.32
5.34%$725.13
5.35%$725.94
5.36%$726.75
5.37%$727.56
5.38%$728.37
5.39%$729.18
5.4%$729.99
5.41%$730.80
5.42%$731.61
5.43%$732.43
5.44%$733.24
5.45%$734.05
5.46%$734.87
5.47%$735.68
5.48%$736.50
5.49%$737.31
5.5%$738.13
5.51%$738.94
5.52%$739.76
5.53%$740.57
5.54%$741.39
5.55%$742.21
5.56%$743.03
5.57%$743.85
5.58%$744.66
5.59%$745.48
5.6%$746.30
5.61%$747.12
5.62%$747.94
5.63%$748.76
5.64%$749.58
5.65%$750.41
5.66%$751.23
5.67%$752.05
5.68%$752.87
5.69%$753.70
5.7%$754.52
5.71%$755.34
5.72%$756.17
5.73%$756.99
5.74%$757.82
5.75%$758.64
5.76%$759.47
5.77%$760.30
5.78%$761.12
5.79%$761.95
5.8%$762.78
5.81%$763.61
5.82%$764.44
5.83%$765.26
5.84%$766.09
5.85%$766.92
5.86%$767.75
5.87%$768.58
5.88%$769.41
5.89%$770.25
5.9%$771.08
5.91%$771.91
5.92%$772.74
5.93%$773.57
5.94%$774.41
5.95%$775.24
5.96%$776.08
5.97%$776.91
5.98%$777.74
5.99%$778.58
6%$779.42
6.01%$780.25
6.02%$781.09
6.03%$781.92
6.04%$782.76
6.05%$783.60
6.06%$784.44
6.07%$785.28
6.08%$786.11
6.09%$786.95
6.1%$787.79
6.11%$788.63
6.12%$789.47
6.13%$790.31
6.14%$791.16
6.15%$792.00
6.16%$792.84
6.17%$793.68
6.18%$794.52
6.19%$795.37
6.2%$796.21
6.21%$797.05
6.22%$797.90
6.23%$798.74
6.24%$799.59
6.25%$800.43
6.26%$801.28
6.27%$802.12
6.28%$802.97
6.29%$803.82
6.3%$804.66
6.31%$805.51
6.32%$806.36
6.33%$807.21
6.34%$808.06
6.35%$808.91
6.36%$809.76
6.37%$810.61
6.38%$811.46
6.39%$812.31
6.4%$813.16
6.41%$814.01
6.42%$814.86
6.43%$815.71
6.44%$816.57
6.45%$817.42
6.46%$818.27
6.47%$819.13
6.48%$819.98
6.49%$820.83
6.5%$821.69
Interest Rate 30 Year
6.51%$822.54
6.52%$823.40
6.53%$824.25
6.54%$825.11
6.55%$825.97
6.56%$826.82
6.57%$827.68
6.58%$828.54
6.59%$829.40
6.6%$830.26
6.61%$831.12
6.62%$831.97
6.63%$832.83
6.64%$833.69
6.65%$834.55
6.66%$835.42
6.67%$836.28
6.68%$837.14
6.69%$838.00
6.7%$838.86
6.71%$839.72
6.72%$840.59
6.73%$841.45
6.74%$842.31
6.75%$843.18
6.76%$844.04
6.77%$844.91
6.78%$845.77
6.79%$846.64
6.8%$847.50
6.81%$848.37
6.82%$849.24
6.83%$850.10
6.84%$850.97
6.85%$851.84
6.86%$852.70
6.87%$853.57
6.88%$854.44
6.89%$855.31
6.9%$856.18
6.91%$857.05
6.92%$857.92
6.93%$858.79
6.94%$859.66
6.95%$860.53
6.96%$861.40
6.97%$862.28
6.98%$863.15
6.99%$864.02
7%$864.89
7.01%$865.77
7.02%$866.64
7.03%$867.51
7.04%$868.39
7.05%$869.26
7.06%$870.14
7.07%$871.01
7.08%$871.89
7.09%$872.77
7.1%$873.64
7.11%$874.52
7.12%$875.40
7.13%$876.27
7.14%$877.15
7.15%$878.03
7.16%$878.91
7.17%$879.79
7.18%$880.67
7.19%$881.54
7.2%$882.42
7.21%$883.30
7.22%$884.19
7.23%$885.07
7.24%$885.95
7.25%$886.83
7.26%$887.71
7.27%$888.59
7.28%$889.48
7.29%$890.36
7.3%$891.24
7.31%$892.13
7.32%$893.01
7.33%$893.89
7.34%$894.78
7.35%$895.66
7.36%$896.55
7.37%$897.43
7.38%$898.32
7.39%$899.21
7.4%$900.09
7.41%$900.98
7.42%$901.87
7.43%$902.76
7.44%$903.64
7.45%$904.53
7.46%$905.42
7.47%$906.31
7.48%$907.20
7.49%$908.09
7.5%$908.98
7.51%$909.87
7.52%$910.76
7.53%$911.65
7.54%$912.54
7.55%$913.43
7.56%$914.33
7.57%$915.22
7.58%$916.11
7.59%$917.00
7.6%$917.90
7.61%$918.79
7.62%$919.68
7.63%$920.58
7.64%$921.47
7.65%$922.37
7.66%$923.26
7.67%$924.16
7.68%$925.06
7.69%$925.95
7.7%$926.85
7.71%$927.75
7.72%$928.64
7.73%$929.54
7.74%$930.44
7.75%$931.34
7.76%$932.23
7.77%$933.13
7.78%$934.03
7.79%$934.93
7.8%$935.83
7.81%$936.73
7.82%$937.63
7.83%$938.53
7.84%$939.43
7.85%$940.34
7.86%$941.24
7.87%$942.14
7.88%$943.04
7.89%$943.94
7.9%$944.85
7.91%$945.75
7.92%$946.65
7.93%$947.56
7.94%$948.46
7.95%$949.37
7.96%$950.27
7.97%$951.18
7.98%$952.08
7.99%$952.99
8%$953.89

What is the down payment for a $130,000 house? How much do you need to put down?

Percent Down Down Payment
1%1,300
2%2,600
3%3,900
4%5,200
5%6,500
6%7,800
7%9,100
8%10,400
9%11,700
10%13,000
11%14,300
12%15,600
13%16,900
14%18,200
15%19,500
16%20,800
17%22,100
18%23,400
19%24,700
20%26,000
Percent Down Down Payment
21%27,300
22%28,600
23%29,900
24%31,200
25%32,500
26%33,800
27%35,100
28%36,400
29%37,700
30%39,000
31%40,300
32%41,600
33%42,900
34%44,200
35%45,500
36%46,800
37%48,100
38%49,400
39%50,700
40%52,000
Percent Down Down Payment
41%53,300
42%54,600
43%55,900
44%57,200
45%58,500
46%59,800
47%61,100
48%62,400
49%63,700
50%65,000
51%66,300
52%67,600
53%68,900
54%70,200
55%71,500
56%72,800
57%74,100
58%75,400
59%76,700
60%78,000
Percent Down Down Payment
61%79,300
62%80,600
63%81,900
64%83,200
65%84,500
66%85,800
67%87,100
68%88,400
69%89,700
70%91,000
71%92,300
72%93,600
73%94,900
74%96,200
75%97,500
76%98,800
77%100,100
78%101,400
79%102,700
80%104,000
Percent Down Down Payment
81%105,300
82%106,600
83%107,900
84%109,200
85%110,500
86%111,800
87%113,100
88%114,400
89%115,700
90%117,000
91%118,300
92%119,600
93%120,900
94%122,200
95%123,500
96%124,800
97%126,100
98%127,400
99%128,700
100%130,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.