$124,000 Mortgage

What is the monthly payment of a 124,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $124,000 Mortgage Loan
See the monthly payment for a thirty year, 124k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $124,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$458.95
2.02%$459.57
2.03%$460.19
2.04%$460.81
2.05%$461.43
2.06%$462.06
2.07%$462.68
2.08%$463.30
2.09%$463.93
2.1%$464.55
2.11%$465.18
2.12%$465.80
2.13%$466.43
2.14%$467.06
2.15%$467.69
2.16%$468.31
2.17%$468.94
2.18%$469.57
2.19%$470.20
2.2%$470.83
2.21%$471.46
2.22%$472.09
2.23%$472.72
2.24%$473.35
2.25%$473.99
2.26%$474.62
2.27%$475.25
2.28%$475.88
2.29%$476.52
2.3%$477.15
2.31%$477.79
2.32%$478.42
2.33%$479.06
2.34%$479.70
2.35%$480.33
2.36%$480.97
2.37%$481.61
2.38%$482.25
2.39%$482.89
2.4%$483.53
2.41%$484.17
2.42%$484.81
2.43%$485.45
2.44%$486.09
2.45%$486.73
2.46%$487.38
2.47%$488.02
2.48%$488.66
2.49%$489.31
2.5%$489.95
2.51%$490.59
2.52%$491.24
2.53%$491.89
2.54%$492.53
2.55%$493.18
2.56%$493.83
2.57%$494.47
2.58%$495.12
2.59%$495.77
2.6%$496.42
2.61%$497.07
2.62%$497.72
2.63%$498.37
2.64%$499.02
2.65%$499.68
2.66%$500.33
2.67%$500.98
2.68%$501.63
2.69%$502.29
2.7%$502.94
2.71%$503.60
2.72%$504.25
2.73%$504.91
2.74%$505.56
2.75%$506.22
2.76%$506.88
2.77%$507.53
2.78%$508.19
2.79%$508.85
2.8%$509.51
2.81%$510.17
2.82%$510.83
2.83%$511.49
2.84%$512.15
2.85%$512.81
2.86%$513.47
2.87%$514.14
2.88%$514.80
2.89%$515.46
2.9%$516.13
2.91%$516.79
2.92%$517.45
2.93%$518.12
2.94%$518.78
2.95%$519.45
2.96%$520.12
2.97%$520.78
2.98%$521.45
2.99%$522.12
3%$522.79
3.01%$523.46
3.02%$524.13
3.03%$524.80
3.04%$525.47
3.05%$526.14
3.06%$526.81
3.07%$527.48
3.08%$528.15
3.09%$528.83
3.1%$529.50
3.11%$530.17
3.12%$530.85
3.13%$531.52
3.14%$532.20
3.15%$532.87
3.16%$533.55
3.17%$534.23
3.18%$534.90
3.19%$535.58
3.2%$536.26
3.21%$536.94
3.22%$537.62
3.23%$538.30
3.24%$538.98
3.25%$539.66
3.26%$540.34
3.27%$541.02
3.28%$541.70
3.29%$542.38
3.3%$543.06
3.31%$543.75
3.32%$544.43
3.33%$545.12
3.34%$545.80
3.35%$546.48
3.36%$547.17
3.37%$547.86
3.38%$548.54
3.39%$549.23
3.4%$549.92
3.41%$550.60
3.42%$551.29
3.43%$551.98
3.44%$552.67
3.45%$553.36
3.46%$554.05
3.47%$554.74
3.48%$555.43
3.49%$556.12
3.5%$556.82
Interest Rate 30 Year
3.51%$557.51
3.52%$558.20
3.53%$558.89
3.54%$559.59
3.55%$560.28
3.56%$560.98
3.57%$561.67
3.58%$562.37
3.59%$563.06
3.6%$563.76
3.61%$564.46
3.62%$565.15
3.63%$565.85
3.64%$566.55
3.65%$567.25
3.66%$567.95
3.67%$568.65
3.68%$569.35
3.69%$570.05
3.7%$570.75
3.71%$571.45
3.72%$572.15
3.73%$572.86
3.74%$573.56
3.75%$574.26
3.76%$574.97
3.77%$575.67
3.78%$576.38
3.79%$577.08
3.8%$577.79
3.81%$578.49
3.82%$579.20
3.83%$579.91
3.84%$580.61
3.85%$581.32
3.86%$582.03
3.87%$582.74
3.88%$583.45
3.89%$584.16
3.9%$584.87
3.91%$585.58
3.92%$586.29
3.93%$587.00
3.94%$587.71
3.95%$588.43
3.96%$589.14
3.97%$589.85
3.98%$590.57
3.99%$591.28
4%$591.99
4.01%$592.71
4.02%$593.43
4.03%$594.14
4.04%$594.86
4.05%$595.57
4.06%$596.29
4.07%$597.01
4.08%$597.73
4.09%$598.45
4.1%$599.17
4.11%$599.89
4.12%$600.61
4.13%$601.33
4.14%$602.05
4.15%$602.77
4.16%$603.49
4.17%$604.21
4.18%$604.93
4.19%$605.66
4.2%$606.38
4.21%$607.11
4.22%$607.83
4.23%$608.55
4.24%$609.28
4.25%$610.01
4.26%$610.73
4.27%$611.46
4.28%$612.19
4.29%$612.91
4.3%$613.64
4.31%$614.37
4.32%$615.10
4.33%$615.83
4.34%$616.56
4.35%$617.29
4.36%$618.02
4.37%$618.75
4.38%$619.48
4.39%$620.21
4.4%$620.94
4.41%$621.68
4.42%$622.41
4.43%$623.14
4.44%$623.88
4.45%$624.61
4.46%$625.35
4.47%$626.08
4.48%$626.82
4.49%$627.55
4.5%$628.29
4.51%$629.03
4.52%$629.76
4.53%$630.50
4.54%$631.24
4.55%$631.98
4.56%$632.72
4.57%$633.46
4.58%$634.20
4.59%$634.94
4.6%$635.68
4.61%$636.42
4.62%$637.16
4.63%$637.90
4.64%$638.65
4.65%$639.39
4.66%$640.13
4.67%$640.88
4.68%$641.62
4.69%$642.37
4.7%$643.11
4.71%$643.86
4.72%$644.60
4.73%$645.35
4.74%$646.10
4.75%$646.84
4.76%$647.59
4.77%$648.34
4.78%$649.09
4.79%$649.84
4.8%$650.59
4.81%$651.33
4.82%$652.08
4.83%$652.84
4.84%$653.59
4.85%$654.34
4.86%$655.09
4.87%$655.84
4.88%$656.59
4.89%$657.35
4.9%$658.10
4.91%$658.86
4.92%$659.61
4.93%$660.36
4.94%$661.12
4.95%$661.87
4.96%$662.63
4.97%$663.39
4.98%$664.14
4.99%$664.90
5%$665.66
Interest Rate 30 Year
5.01%$666.42
5.02%$667.18
5.03%$667.93
5.04%$668.69
5.05%$669.45
5.06%$670.21
5.07%$670.97
5.08%$671.73
5.09%$672.50
5.1%$673.26
5.11%$674.02
5.12%$674.78
5.13%$675.55
5.14%$676.31
5.15%$677.07
5.16%$677.84
5.17%$678.60
5.18%$679.37
5.19%$680.13
5.2%$680.90
5.21%$681.66
5.22%$682.43
5.23%$683.20
5.24%$683.96
5.25%$684.73
5.26%$685.50
5.27%$686.27
5.28%$687.04
5.29%$687.81
5.3%$688.58
5.31%$689.35
5.32%$690.12
5.33%$690.89
5.34%$691.66
5.35%$692.43
5.36%$693.21
5.37%$693.98
5.38%$694.75
5.39%$695.52
5.4%$696.30
5.41%$697.07
5.42%$697.85
5.43%$698.62
5.44%$699.40
5.45%$700.17
5.46%$700.95
5.47%$701.73
5.48%$702.50
5.49%$703.28
5.5%$704.06
5.51%$704.84
5.52%$705.62
5.53%$706.39
5.54%$707.17
5.55%$707.95
5.56%$708.73
5.57%$709.51
5.58%$710.29
5.59%$711.08
5.6%$711.86
5.61%$712.64
5.62%$713.42
5.63%$714.21
5.64%$714.99
5.65%$715.77
5.66%$716.56
5.67%$717.34
5.68%$718.13
5.69%$718.91
5.7%$719.70
5.71%$720.48
5.72%$721.27
5.73%$722.06
5.74%$722.84
5.75%$723.63
5.76%$724.42
5.77%$725.21
5.78%$726.00
5.79%$726.78
5.8%$727.57
5.81%$728.36
5.82%$729.15
5.83%$729.94
5.84%$730.74
5.85%$731.53
5.86%$732.32
5.87%$733.11
5.88%$733.90
5.89%$734.70
5.9%$735.49
5.91%$736.28
5.92%$737.08
5.93%$737.87
5.94%$738.67
5.95%$739.46
5.96%$740.26
5.97%$741.05
5.98%$741.85
5.99%$742.65
6%$743.44
6.01%$744.24
6.02%$745.04
6.03%$745.84
6.04%$746.63
6.05%$747.43
6.06%$748.23
6.07%$749.03
6.08%$749.83
6.09%$750.63
6.1%$751.43
6.11%$752.23
6.12%$753.04
6.13%$753.84
6.14%$754.64
6.15%$755.44
6.16%$756.25
6.17%$757.05
6.18%$757.85
6.19%$758.66
6.2%$759.46
6.21%$760.27
6.22%$761.07
6.23%$761.88
6.24%$762.68
6.25%$763.49
6.26%$764.30
6.27%$765.10
6.28%$765.91
6.29%$766.72
6.3%$767.53
6.31%$768.33
6.32%$769.14
6.33%$769.95
6.34%$770.76
6.35%$771.57
6.36%$772.38
6.37%$773.19
6.38%$774.00
6.39%$774.82
6.4%$775.63
6.41%$776.44
6.42%$777.25
6.43%$778.06
6.44%$778.88
6.45%$779.69
6.46%$780.51
6.47%$781.32
6.48%$782.13
6.49%$782.95
6.5%$783.76
Interest Rate 30 Year
6.51%$784.58
6.52%$785.40
6.53%$786.21
6.54%$787.03
6.55%$787.85
6.56%$788.66
6.57%$789.48
6.58%$790.30
6.59%$791.12
6.6%$791.94
6.61%$792.76
6.62%$793.58
6.63%$794.40
6.64%$795.22
6.65%$796.04
6.66%$796.86
6.67%$797.68
6.68%$798.50
6.69%$799.32
6.7%$800.14
6.71%$800.97
6.72%$801.79
6.73%$802.61
6.74%$803.44
6.75%$804.26
6.76%$805.09
6.77%$805.91
6.78%$806.74
6.79%$807.56
6.8%$808.39
6.81%$809.21
6.82%$810.04
6.83%$810.87
6.84%$811.69
6.85%$812.52
6.86%$813.35
6.87%$814.18
6.88%$815.01
6.89%$815.83
6.9%$816.66
6.91%$817.49
6.92%$818.32
6.93%$819.15
6.94%$819.98
6.95%$820.82
6.96%$821.65
6.97%$822.48
6.98%$823.31
6.99%$824.14
7%$824.98
7.01%$825.81
7.02%$826.64
7.03%$827.47
7.04%$828.31
7.05%$829.14
7.06%$829.98
7.07%$830.81
7.08%$831.65
7.09%$832.48
7.1%$833.32
7.11%$834.16
7.12%$834.99
7.13%$835.83
7.14%$836.67
7.15%$837.50
7.16%$838.34
7.17%$839.18
7.18%$840.02
7.19%$840.86
7.2%$841.70
7.21%$842.54
7.22%$843.38
7.23%$844.22
7.24%$845.06
7.25%$845.90
7.26%$846.74
7.27%$847.58
7.28%$848.42
7.29%$849.27
7.3%$850.11
7.31%$850.95
7.32%$851.79
7.33%$852.64
7.34%$853.48
7.35%$854.33
7.36%$855.17
7.37%$856.01
7.38%$856.86
7.39%$857.71
7.4%$858.55
7.41%$859.40
7.42%$860.24
7.43%$861.09
7.44%$861.94
7.45%$862.78
7.46%$863.63
7.47%$864.48
7.48%$865.33
7.49%$866.18
7.5%$867.03
7.51%$867.88
7.52%$868.72
7.53%$869.57
7.54%$870.42
7.55%$871.28
7.56%$872.13
7.57%$872.98
7.58%$873.83
7.59%$874.68
7.6%$875.53
7.61%$876.39
7.62%$877.24
7.63%$878.09
7.64%$878.94
7.65%$879.80
7.66%$880.65
7.67%$881.51
7.68%$882.36
7.69%$883.22
7.7%$884.07
7.71%$884.93
7.72%$885.78
7.73%$886.64
7.74%$887.49
7.75%$888.35
7.76%$889.21
7.77%$890.07
7.78%$890.92
7.79%$891.78
7.8%$892.64
7.81%$893.50
7.82%$894.36
7.83%$895.22
7.84%$896.08
7.85%$896.94
7.86%$897.80
7.87%$898.66
7.88%$899.52
7.89%$900.38
7.9%$901.24
7.91%$902.10
7.92%$902.96
7.93%$903.82
7.94%$904.69
7.95%$905.55
7.96%$906.41
7.97%$907.28
7.98%$908.14
7.99%$909.00
8%$909.87

What is the down payment for a $124,000 house? How much do you need to put down?

Percent Down Down Payment
1%1,240
2%2,480
3%3,720
4%4,960
5%6,200
6%7,440
7%8,680
8%9,920
9%11,160
10%12,400
11%13,640
12%14,880
13%16,120
14%17,360
15%18,600
16%19,840
17%21,080
18%22,320
19%23,560
20%24,800
Percent Down Down Payment
21%26,040
22%27,280
23%28,520
24%29,760
25%31,000
26%32,240
27%33,480
28%34,720
29%35,960
30%37,200
31%38,440
32%39,680
33%40,920
34%42,160
35%43,400
36%44,640
37%45,880
38%47,120
39%48,360
40%49,600
Percent Down Down Payment
41%50,840
42%52,080
43%53,320
44%54,560
45%55,800
46%57,040
47%58,280
48%59,520
49%60,760
50%62,000
51%63,240
52%64,480
53%65,720
54%66,960
55%68,200
56%69,440
57%70,680
58%71,920
59%73,160
60%74,400
Percent Down Down Payment
61%75,640
62%76,880
63%78,120
64%79,360
65%80,600
66%81,840
67%83,080
68%84,320
69%85,560
70%86,800
71%88,040
72%89,280
73%90,520
74%91,760
75%93,000
76%94,240
77%95,480
78%96,720
79%97,960
80%99,200
Percent Down Down Payment
81%100,440
82%101,680
83%102,920
84%104,160
85%105,400
86%106,640
87%107,880
88%109,120
89%110,360
90%111,600
91%112,840
92%114,080
93%115,320
94%116,560
95%117,800
96%119,040
97%120,280
98%121,520
99%122,760
100%124,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.