$123,000 Mortgage

What is the monthly payment of a 123,000 dollar loan? (adjust inputs to calculate new loan)
$
$
%
%
years
Loan Tables for a $123,000 Mortgage Loan
See the monthly payment for a thirty year, 123k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $123,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$455.25
2.02%$455.86
2.03%$456.48
2.04%$457.10
2.05%$457.71
2.06%$458.33
2.07%$458.95
2.08%$459.57
2.09%$460.19
2.1%$460.81
2.11%$461.43
2.12%$462.05
2.13%$462.67
2.14%$463.29
2.15%$463.91
2.16%$464.54
2.17%$465.16
2.18%$465.78
2.19%$466.41
2.2%$467.03
2.21%$467.66
2.22%$468.28
2.23%$468.91
2.24%$469.54
2.25%$470.16
2.26%$470.79
2.27%$471.42
2.28%$472.05
2.29%$472.68
2.3%$473.31
2.31%$473.94
2.32%$474.57
2.33%$475.20
2.34%$475.83
2.35%$476.46
2.36%$477.09
2.37%$477.73
2.38%$478.36
2.39%$478.99
2.4%$479.63
2.41%$480.26
2.42%$480.90
2.43%$481.53
2.44%$482.17
2.45%$482.81
2.46%$483.44
2.47%$484.08
2.48%$484.72
2.49%$485.36
2.5%$486.00
2.51%$486.64
2.52%$487.28
2.53%$487.92
2.54%$488.56
2.55%$489.20
2.56%$489.84
2.57%$490.49
2.58%$491.13
2.59%$491.77
2.6%$492.42
2.61%$493.06
2.62%$493.71
2.63%$494.35
2.64%$495.00
2.65%$495.65
2.66%$496.29
2.67%$496.94
2.68%$497.59
2.69%$498.24
2.7%$498.89
2.71%$499.53
2.72%$500.18
2.73%$500.83
2.74%$501.49
2.75%$502.14
2.76%$502.79
2.77%$503.44
2.78%$504.09
2.79%$504.75
2.8%$505.40
2.81%$506.05
2.82%$506.71
2.83%$507.36
2.84%$508.02
2.85%$508.68
2.86%$509.33
2.87%$509.99
2.88%$510.65
2.89%$511.30
2.9%$511.96
2.91%$512.62
2.92%$513.28
2.93%$513.94
2.94%$514.60
2.95%$515.26
2.96%$515.92
2.97%$516.58
2.98%$517.25
2.99%$517.91
3%$518.57
3.01%$519.24
3.02%$519.90
3.03%$520.57
3.04%$521.23
3.05%$521.90
3.06%$522.56
3.07%$523.23
3.08%$523.89
3.09%$524.56
3.1%$525.23
3.11%$525.90
3.12%$526.57
3.13%$527.24
3.14%$527.91
3.15%$528.58
3.16%$529.25
3.17%$529.92
3.18%$530.59
3.19%$531.26
3.2%$531.93
3.21%$532.61
3.22%$533.28
3.23%$533.95
3.24%$534.63
3.25%$535.30
3.26%$535.98
3.27%$536.65
3.28%$537.33
3.29%$538.01
3.3%$538.68
3.31%$539.36
3.32%$540.04
3.33%$540.72
3.34%$541.40
3.35%$542.08
3.36%$542.76
3.37%$543.44
3.38%$544.12
3.39%$544.80
3.4%$545.48
3.41%$546.16
3.42%$546.85
3.43%$547.53
3.44%$548.21
3.45%$548.90
3.46%$549.58
3.47%$550.27
3.48%$550.95
3.49%$551.64
3.5%$552.32
Interest Rate 30 Year
3.51%$553.01
3.52%$553.70
3.53%$554.39
3.54%$555.08
3.55%$555.76
3.56%$556.45
3.57%$557.14
3.58%$557.83
3.59%$558.52
3.6%$559.21
3.61%$559.91
3.62%$560.60
3.63%$561.29
3.64%$561.98
3.65%$562.68
3.66%$563.37
3.67%$564.06
3.68%$564.76
3.69%$565.45
3.7%$566.15
3.71%$566.84
3.72%$567.54
3.73%$568.24
3.74%$568.93
3.75%$569.63
3.76%$570.33
3.77%$571.03
3.78%$571.73
3.79%$572.43
3.8%$573.13
3.81%$573.83
3.82%$574.53
3.83%$575.23
3.84%$575.93
3.85%$576.63
3.86%$577.34
3.87%$578.04
3.88%$578.74
3.89%$579.45
3.9%$580.15
3.91%$580.86
3.92%$581.56
3.93%$582.27
3.94%$582.97
3.95%$583.68
3.96%$584.39
3.97%$585.10
3.98%$585.80
3.99%$586.51
4%$587.22
4.01%$587.93
4.02%$588.64
4.03%$589.35
4.04%$590.06
4.05%$590.77
4.06%$591.48
4.07%$592.20
4.08%$592.91
4.09%$593.62
4.1%$594.33
4.11%$595.05
4.12%$595.76
4.13%$596.48
4.14%$597.19
4.15%$597.91
4.16%$598.62
4.17%$599.34
4.18%$600.06
4.19%$600.77
4.2%$601.49
4.21%$602.21
4.22%$602.93
4.23%$603.65
4.24%$604.37
4.25%$605.09
4.26%$605.81
4.27%$606.53
4.28%$607.25
4.29%$607.97
4.3%$608.69
4.31%$609.41
4.32%$610.14
4.33%$610.86
4.34%$611.58
4.35%$612.31
4.36%$613.03
4.37%$613.76
4.38%$614.48
4.39%$615.21
4.4%$615.94
4.41%$616.66
4.42%$617.39
4.43%$618.12
4.44%$618.85
4.45%$619.57
4.46%$620.30
4.47%$621.03
4.48%$621.76
4.49%$622.49
4.5%$623.22
4.51%$623.95
4.52%$624.69
4.53%$625.42
4.54%$626.15
4.55%$626.88
4.56%$627.62
4.57%$628.35
4.58%$629.08
4.59%$629.82
4.6%$630.55
4.61%$631.29
4.62%$632.02
4.63%$632.76
4.64%$633.50
4.65%$634.23
4.66%$634.97
4.67%$635.71
4.68%$636.45
4.69%$637.19
4.7%$637.92
4.71%$638.66
4.72%$639.40
4.73%$640.14
4.74%$640.89
4.75%$641.63
4.76%$642.37
4.77%$643.11
4.78%$643.85
4.79%$644.60
4.8%$645.34
4.81%$646.08
4.82%$646.83
4.83%$647.57
4.84%$648.32
4.85%$649.06
4.86%$649.81
4.87%$650.55
4.88%$651.30
4.89%$652.05
4.9%$652.79
4.91%$653.54
4.92%$654.29
4.93%$655.04
4.94%$655.79
4.95%$656.54
4.96%$657.29
4.97%$658.04
4.98%$658.79
4.99%$659.54
5%$660.29
Interest Rate 30 Year
5.01%$661.04
5.02%$661.79
5.03%$662.55
5.04%$663.30
5.05%$664.05
5.06%$664.81
5.07%$665.56
5.08%$666.32
5.09%$667.07
5.1%$667.83
5.11%$668.58
5.12%$669.34
5.13%$670.10
5.14%$670.85
5.15%$671.61
5.16%$672.37
5.17%$673.13
5.18%$673.89
5.19%$674.65
5.2%$675.41
5.21%$676.17
5.22%$676.93
5.23%$677.69
5.24%$678.45
5.25%$679.21
5.26%$679.97
5.27%$680.74
5.28%$681.50
5.29%$682.26
5.3%$683.02
5.31%$683.79
5.32%$684.55
5.33%$685.32
5.34%$686.08
5.35%$686.85
5.36%$687.61
5.37%$688.38
5.38%$689.15
5.39%$689.92
5.4%$690.68
5.41%$691.45
5.42%$692.22
5.43%$692.99
5.44%$693.76
5.45%$694.53
5.46%$695.30
5.47%$696.07
5.48%$696.84
5.49%$697.61
5.5%$698.38
5.51%$699.15
5.52%$699.92
5.53%$700.70
5.54%$701.47
5.55%$702.24
5.56%$703.02
5.57%$703.79
5.58%$704.57
5.59%$705.34
5.6%$706.12
5.61%$706.89
5.62%$707.67
5.63%$708.45
5.64%$709.22
5.65%$710.00
5.66%$710.78
5.67%$711.56
5.68%$712.33
5.69%$713.11
5.7%$713.89
5.71%$714.67
5.72%$715.45
5.73%$716.23
5.74%$717.01
5.75%$717.79
5.76%$718.58
5.77%$719.36
5.78%$720.14
5.79%$720.92
5.8%$721.71
5.81%$722.49
5.82%$723.27
5.83%$724.06
5.84%$724.84
5.85%$725.63
5.86%$726.41
5.87%$727.20
5.88%$727.98
5.89%$728.77
5.9%$729.56
5.91%$730.35
5.92%$731.13
5.93%$731.92
5.94%$732.71
5.95%$733.50
5.96%$734.29
5.97%$735.08
5.98%$735.87
5.99%$736.66
6%$737.45
6.01%$738.24
6.02%$739.03
6.03%$739.82
6.04%$740.61
6.05%$741.41
6.06%$742.20
6.07%$742.99
6.08%$743.79
6.09%$744.58
6.1%$745.37
6.11%$746.17
6.12%$746.96
6.13%$747.76
6.14%$748.55
6.15%$749.35
6.16%$750.15
6.17%$750.94
6.18%$751.74
6.19%$752.54
6.2%$753.34
6.21%$754.14
6.22%$754.93
6.23%$755.73
6.24%$756.53
6.25%$757.33
6.26%$758.13
6.27%$758.93
6.28%$759.73
6.29%$760.53
6.3%$761.34
6.31%$762.14
6.32%$762.94
6.33%$763.74
6.34%$764.55
6.35%$765.35
6.36%$766.15
6.37%$766.96
6.38%$767.76
6.39%$768.57
6.4%$769.37
6.41%$770.18
6.42%$770.98
6.43%$771.79
6.44%$772.60
6.45%$773.40
6.46%$774.21
6.47%$775.02
6.48%$775.83
6.49%$776.63
6.5%$777.44
Interest Rate 30 Year
6.51%$778.25
6.52%$779.06
6.53%$779.87
6.54%$780.68
6.55%$781.49
6.56%$782.30
6.57%$783.11
6.58%$783.93
6.59%$784.74
6.6%$785.55
6.61%$786.36
6.62%$787.18
6.63%$787.99
6.64%$788.80
6.65%$789.62
6.66%$790.43
6.67%$791.25
6.68%$792.06
6.69%$792.88
6.7%$793.69
6.71%$794.51
6.72%$795.32
6.73%$796.14
6.74%$796.96
6.75%$797.78
6.76%$798.59
6.77%$799.41
6.78%$800.23
6.79%$801.05
6.8%$801.87
6.81%$802.69
6.82%$803.51
6.83%$804.33
6.84%$805.15
6.85%$805.97
6.86%$806.79
6.87%$807.61
6.88%$808.43
6.89%$809.26
6.9%$810.08
6.91%$810.90
6.92%$811.72
6.93%$812.55
6.94%$813.37
6.95%$814.20
6.96%$815.02
6.97%$815.85
6.98%$816.67
6.99%$817.50
7%$818.32
7.01%$819.15
7.02%$819.97
7.03%$820.80
7.04%$821.63
7.05%$822.46
7.06%$823.28
7.07%$824.11
7.08%$824.94
7.09%$825.77
7.1%$826.60
7.11%$827.43
7.12%$828.26
7.13%$829.09
7.14%$829.92
7.15%$830.75
7.16%$831.58
7.17%$832.41
7.18%$833.24
7.19%$834.08
7.2%$834.91
7.21%$835.74
7.22%$836.58
7.23%$837.41
7.24%$838.24
7.25%$839.08
7.26%$839.91
7.27%$840.75
7.28%$841.58
7.29%$842.42
7.3%$843.25
7.31%$844.09
7.32%$844.92
7.33%$845.76
7.34%$846.60
7.35%$847.44
7.36%$848.27
7.37%$849.11
7.38%$849.95
7.39%$850.79
7.4%$851.63
7.41%$852.47
7.42%$853.31
7.43%$854.15
7.44%$854.99
7.45%$855.83
7.46%$856.67
7.47%$857.51
7.48%$858.35
7.49%$859.19
7.5%$860.03
7.51%$860.88
7.52%$861.72
7.53%$862.56
7.54%$863.41
7.55%$864.25
7.56%$865.09
7.57%$865.94
7.58%$866.78
7.59%$867.63
7.6%$868.47
7.61%$869.32
7.62%$870.16
7.63%$871.01
7.64%$871.86
7.65%$872.70
7.66%$873.55
7.67%$874.40
7.68%$875.24
7.69%$876.09
7.7%$876.94
7.71%$877.79
7.72%$878.64
7.73%$879.49
7.74%$880.34
7.75%$881.19
7.76%$882.04
7.77%$882.89
7.78%$883.74
7.79%$884.59
7.8%$885.44
7.81%$886.29
7.82%$887.14
7.83%$888.00
7.84%$888.85
7.85%$889.70
7.86%$890.56
7.87%$891.41
7.88%$892.26
7.89%$893.12
7.9%$893.97
7.91%$894.83
7.92%$895.68
7.93%$896.54
7.94%$897.39
7.95%$898.25
7.96%$899.10
7.97%$899.96
7.98%$900.82
7.99%$901.67
8%$902.53

What is the down payment for a $123,000 house? How much do you need to put down?

Percent Down Down Payment
1%1,230
2%2,460
3%3,690
4%4,920
5%6,150
6%7,380
7%8,610
8%9,840
9%11,070
10%12,300
11%13,530
12%14,760
13%15,990
14%17,220
15%18,450
16%19,680
17%20,910
18%22,140
19%23,370
20%24,600
Percent Down Down Payment
21%25,830
22%27,060
23%28,290
24%29,520
25%30,750
26%31,980
27%33,210
28%34,440
29%35,670
30%36,900
31%38,130
32%39,360
33%40,590
34%41,820
35%43,050
36%44,280
37%45,510
38%46,740
39%47,970
40%49,200
Percent Down Down Payment
41%50,430
42%51,660
43%52,890
44%54,120
45%55,350
46%56,580
47%57,810
48%59,040
49%60,270
50%61,500
51%62,730
52%63,960
53%65,190
54%66,420
55%67,650
56%68,880
57%70,110
58%71,340
59%72,570
60%73,800
Percent Down Down Payment
61%75,030
62%76,260
63%77,490
64%78,720
65%79,950
66%81,180
67%82,410
68%83,640
69%84,870
70%86,100
71%87,330
72%88,560
73%89,790
74%91,020
75%92,250
76%93,480
77%94,710
78%95,940
79%97,170
80%98,400
Percent Down Down Payment
81%99,630
82%100,860
83%102,090
84%103,320
85%104,550
86%105,780
87%107,010
88%108,240
89%109,470
90%110,700
91%111,930
92%113,160
93%114,390
94%115,620
95%116,850
96%118,080
97%119,310
98%120,540
99%121,770
100%123,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.