$12,000 Mortgage for 30 Years

What is the monthly payment of a 12,000 dollar loan?
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Loan Tables for a $12,000 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 12k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $12,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
12,000 at 2.01%$44.41
12,000 at 2.02%$44.47
12,000 at 2.03%$44.53
12,000 at 2.04%$44.59
12,000 at 2.05%$44.65
12,000 at 2.06%$44.72
12,000 at 2.07%$44.78
12,000 at 2.08%$44.84
12,000 at 2.09%$44.90
12,000 at 2.1%$44.96
12,000 at 2.11%$45.02
12,000 at 2.12%$45.08
12,000 at 2.13%$45.14
12,000 at 2.14%$45.20
12,000 at 2.15%$45.26
12,000 at 2.16%$45.32
12,000 at 2.17%$45.38
12,000 at 2.18%$45.44
12,000 at 2.19%$45.50
12,000 at 2.2%$45.56
12,000 at 2.21%$45.63
12,000 at 2.22%$45.69
12,000 at 2.23%$45.75
12,000 at 2.24%$45.81
12,000 at 2.25%$45.87
12,000 at 2.26%$45.93
12,000 at 2.27%$45.99
12,000 at 2.28%$46.05
12,000 at 2.29%$46.11
12,000 at 2.3%$46.18
12,000 at 2.31%$46.24
12,000 at 2.32%$46.30
12,000 at 2.33%$46.36
12,000 at 2.34%$46.42
12,000 at 2.35%$46.48
12,000 at 2.36%$46.55
12,000 at 2.37%$46.61
12,000 at 2.38%$46.67
12,000 at 2.39%$46.73
12,000 at 2.4%$46.79
12,000 at 2.41%$46.85
12,000 at 2.42%$46.92
12,000 at 2.43%$46.98
12,000 at 2.44%$47.04
12,000 at 2.45%$47.10
12,000 at 2.46%$47.17
12,000 at 2.47%$47.23
12,000 at 2.48%$47.29
12,000 at 2.49%$47.35
12,000 at 2.5%$47.41
12,000 at 2.51%$47.48
12,000 at 2.52%$47.54
12,000 at 2.53%$47.60
12,000 at 2.54%$47.66
12,000 at 2.55%$47.73
12,000 at 2.56%$47.79
12,000 at 2.57%$47.85
12,000 at 2.58%$47.92
12,000 at 2.59%$47.98
12,000 at 2.6%$48.04
12,000 at 2.61%$48.10
12,000 at 2.62%$48.17
12,000 at 2.63%$48.23
12,000 at 2.64%$48.29
12,000 at 2.65%$48.36
12,000 at 2.66%$48.42
12,000 at 2.67%$48.48
12,000 at 2.68%$48.55
12,000 at 2.69%$48.61
12,000 at 2.7%$48.67
12,000 at 2.71%$48.74
12,000 at 2.72%$48.80
12,000 at 2.73%$48.86
12,000 at 2.74%$48.93
12,000 at 2.75%$48.99
12,000 at 2.76%$49.05
12,000 at 2.77%$49.12
12,000 at 2.78%$49.18
12,000 at 2.79%$49.24
12,000 at 2.8%$49.31
12,000 at 2.81%$49.37
12,000 at 2.82%$49.44
12,000 at 2.83%$49.50
12,000 at 2.84%$49.56
12,000 at 2.85%$49.63
12,000 at 2.86%$49.69
12,000 at 2.87%$49.76
12,000 at 2.88%$49.82
12,000 at 2.89%$49.88
12,000 at 2.9%$49.95
12,000 at 2.91%$50.01
12,000 at 2.92%$50.08
12,000 at 2.93%$50.14
12,000 at 2.94%$50.20
12,000 at 2.95%$50.27
12,000 at 2.96%$50.33
12,000 at 2.97%$50.40
12,000 at 2.98%$50.46
12,000 at 2.99%$50.53
12,000 at 3%$50.59
12,000 at 3.01%$50.66
12,000 at 3.02%$50.72
12,000 at 3.03%$50.79
12,000 at 3.04%$50.85
12,000 at 3.05%$50.92
12,000 at 3.06%$50.98
12,000 at 3.07%$51.05
12,000 at 3.08%$51.11
12,000 at 3.09%$51.18
12,000 at 3.1%$51.24
12,000 at 3.11%$51.31
12,000 at 3.12%$51.37
12,000 at 3.13%$51.44
12,000 at 3.14%$51.50
12,000 at 3.15%$51.57
12,000 at 3.16%$51.63
12,000 at 3.17%$51.70
12,000 at 3.18%$51.76
12,000 at 3.19%$51.83
12,000 at 3.2%$51.90
12,000 at 3.21%$51.96
12,000 at 3.22%$52.03
12,000 at 3.23%$52.09
12,000 at 3.24%$52.16
12,000 at 3.25%$52.22
12,000 at 3.26%$52.29
12,000 at 3.27%$52.36
12,000 at 3.28%$52.42
12,000 at 3.29%$52.49
12,000 at 3.3%$52.55
12,000 at 3.31%$52.62
12,000 at 3.32%$52.69
12,000 at 3.33%$52.75
12,000 at 3.34%$52.82
12,000 at 3.35%$52.89
12,000 at 3.36%$52.95
12,000 at 3.37%$53.02
12,000 at 3.38%$53.08
12,000 at 3.39%$53.15
12,000 at 3.4%$53.22
12,000 at 3.41%$53.28
12,000 at 3.42%$53.35
12,000 at 3.43%$53.42
12,000 at 3.44%$53.48
12,000 at 3.45%$53.55
12,000 at 3.46%$53.62
12,000 at 3.47%$53.68
12,000 at 3.48%$53.75
12,000 at 3.49%$53.82
12,000 at 3.5%$53.89
Interest Rate 30 Year
12,000 at 3.51%$53.95
12,000 at 3.52%$54.02
12,000 at 3.53%$54.09
12,000 at 3.54%$54.15
12,000 at 3.55%$54.22
12,000 at 3.56%$54.29
12,000 at 3.57%$54.36
12,000 at 3.58%$54.42
12,000 at 3.59%$54.49
12,000 at 3.6%$54.56
12,000 at 3.61%$54.62
12,000 at 3.62%$54.69
12,000 at 3.63%$54.76
12,000 at 3.64%$54.83
12,000 at 3.65%$54.90
12,000 at 3.66%$54.96
12,000 at 3.67%$55.03
12,000 at 3.68%$55.10
12,000 at 3.69%$55.17
12,000 at 3.7%$55.23
12,000 at 3.71%$55.30
12,000 at 3.72%$55.37
12,000 at 3.73%$55.44
12,000 at 3.74%$55.51
12,000 at 3.75%$55.57
12,000 at 3.76%$55.64
12,000 at 3.77%$55.71
12,000 at 3.78%$55.78
12,000 at 3.79%$55.85
12,000 at 3.8%$55.91
12,000 at 3.81%$55.98
12,000 at 3.82%$56.05
12,000 at 3.83%$56.12
12,000 at 3.84%$56.19
12,000 at 3.85%$56.26
12,000 at 3.86%$56.33
12,000 at 3.87%$56.39
12,000 at 3.88%$56.46
12,000 at 3.89%$56.53
12,000 at 3.9%$56.60
12,000 at 3.91%$56.67
12,000 at 3.92%$56.74
12,000 at 3.93%$56.81
12,000 at 3.94%$56.88
12,000 at 3.95%$56.94
12,000 at 3.96%$57.01
12,000 at 3.97%$57.08
12,000 at 3.98%$57.15
12,000 at 3.99%$57.22
12,000 at 4%$57.29
12,000 at 4.01%$57.36
12,000 at 4.02%$57.43
12,000 at 4.03%$57.50
12,000 at 4.04%$57.57
12,000 at 4.05%$57.64
12,000 at 4.06%$57.71
12,000 at 4.07%$57.78
12,000 at 4.08%$57.84
12,000 at 4.09%$57.91
12,000 at 4.1%$57.98
12,000 at 4.11%$58.05
12,000 at 4.12%$58.12
12,000 at 4.13%$58.19
12,000 at 4.14%$58.26
12,000 at 4.15%$58.33
12,000 at 4.16%$58.40
12,000 at 4.17%$58.47
12,000 at 4.18%$58.54
12,000 at 4.19%$58.61
12,000 at 4.2%$58.68
12,000 at 4.21%$58.75
12,000 at 4.22%$58.82
12,000 at 4.23%$58.89
12,000 at 4.24%$58.96
12,000 at 4.25%$59.03
12,000 at 4.26%$59.10
12,000 at 4.27%$59.17
12,000 at 4.28%$59.24
12,000 at 4.29%$59.31
12,000 at 4.3%$59.38
12,000 at 4.31%$59.46
12,000 at 4.32%$59.53
12,000 at 4.33%$59.60
12,000 at 4.34%$59.67
12,000 at 4.35%$59.74
12,000 at 4.36%$59.81
12,000 at 4.37%$59.88
12,000 at 4.38%$59.95
12,000 at 4.39%$60.02
12,000 at 4.4%$60.09
12,000 at 4.41%$60.16
12,000 at 4.42%$60.23
12,000 at 4.43%$60.30
12,000 at 4.44%$60.38
12,000 at 4.45%$60.45
12,000 at 4.46%$60.52
12,000 at 4.47%$60.59
12,000 at 4.48%$60.66
12,000 at 4.49%$60.73
12,000 at 4.5%$60.80
12,000 at 4.51%$60.87
12,000 at 4.52%$60.94
12,000 at 4.53%$61.02
12,000 at 4.54%$61.09
12,000 at 4.55%$61.16
12,000 at 4.56%$61.23
12,000 at 4.57%$61.30
12,000 at 4.58%$61.37
12,000 at 4.59%$61.45
12,000 at 4.6%$61.52
12,000 at 4.61%$61.59
12,000 at 4.62%$61.66
12,000 at 4.63%$61.73
12,000 at 4.64%$61.80
12,000 at 4.65%$61.88
12,000 at 4.66%$61.95
12,000 at 4.67%$62.02
12,000 at 4.68%$62.09
12,000 at 4.69%$62.16
12,000 at 4.7%$62.24
12,000 at 4.71%$62.31
12,000 at 4.72%$62.38
12,000 at 4.73%$62.45
12,000 at 4.74%$62.53
12,000 at 4.75%$62.60
12,000 at 4.76%$62.67
12,000 at 4.77%$62.74
12,000 at 4.78%$62.81
12,000 at 4.79%$62.89
12,000 at 4.8%$62.96
12,000 at 4.81%$63.03
12,000 at 4.82%$63.10
12,000 at 4.83%$63.18
12,000 at 4.84%$63.25
12,000 at 4.85%$63.32
12,000 at 4.86%$63.40
12,000 at 4.87%$63.47
12,000 at 4.88%$63.54
12,000 at 4.89%$63.61
12,000 at 4.9%$63.69
12,000 at 4.91%$63.76
12,000 at 4.92%$63.83
12,000 at 4.93%$63.91
12,000 at 4.94%$63.98
12,000 at 4.95%$64.05
12,000 at 4.96%$64.13
12,000 at 4.97%$64.20
12,000 at 4.98%$64.27
12,000 at 4.99%$64.35
12,000 at 5%$64.42
Interest Rate 30 Year
12,000 at 5.01%$64.49
12,000 at 5.02%$64.57
12,000 at 5.03%$64.64
12,000 at 5.04%$64.71
12,000 at 5.05%$64.79
12,000 at 5.06%$64.86
12,000 at 5.07%$64.93
12,000 at 5.08%$65.01
12,000 at 5.09%$65.08
12,000 at 5.1%$65.15
12,000 at 5.11%$65.23
12,000 at 5.12%$65.30
12,000 at 5.13%$65.38
12,000 at 5.14%$65.45
12,000 at 5.15%$65.52
12,000 at 5.16%$65.60
12,000 at 5.17%$65.67
12,000 at 5.18%$65.75
12,000 at 5.19%$65.82
12,000 at 5.2%$65.89
12,000 at 5.21%$65.97
12,000 at 5.22%$66.04
12,000 at 5.23%$66.12
12,000 at 5.24%$66.19
12,000 at 5.25%$66.26
12,000 at 5.26%$66.34
12,000 at 5.27%$66.41
12,000 at 5.28%$66.49
12,000 at 5.29%$66.56
12,000 at 5.3%$66.64
12,000 at 5.31%$66.71
12,000 at 5.32%$66.79
12,000 at 5.33%$66.86
12,000 at 5.34%$66.93
12,000 at 5.35%$67.01
12,000 at 5.36%$67.08
12,000 at 5.37%$67.16
12,000 at 5.38%$67.23
12,000 at 5.39%$67.31
12,000 at 5.4%$67.38
12,000 at 5.41%$67.46
12,000 at 5.42%$67.53
12,000 at 5.43%$67.61
12,000 at 5.44%$67.68
12,000 at 5.45%$67.76
12,000 at 5.46%$67.83
12,000 at 5.47%$67.91
12,000 at 5.48%$67.98
12,000 at 5.49%$68.06
12,000 at 5.5%$68.13
12,000 at 5.51%$68.21
12,000 at 5.52%$68.29
12,000 at 5.53%$68.36
12,000 at 5.54%$68.44
12,000 at 5.55%$68.51
12,000 at 5.56%$68.59
12,000 at 5.57%$68.66
12,000 at 5.58%$68.74
12,000 at 5.59%$68.81
12,000 at 5.6%$68.89
12,000 at 5.61%$68.97
12,000 at 5.62%$69.04
12,000 at 5.63%$69.12
12,000 at 5.64%$69.19
12,000 at 5.65%$69.27
12,000 at 5.66%$69.34
12,000 at 5.67%$69.42
12,000 at 5.68%$69.50
12,000 at 5.69%$69.57
12,000 at 5.7%$69.65
12,000 at 5.71%$69.72
12,000 at 5.72%$69.80
12,000 at 5.73%$69.88
12,000 at 5.74%$69.95
12,000 at 5.75%$70.03
12,000 at 5.76%$70.10
12,000 at 5.77%$70.18
12,000 at 5.78%$70.26
12,000 at 5.79%$70.33
12,000 at 5.8%$70.41
12,000 at 5.81%$70.49
12,000 at 5.82%$70.56
12,000 at 5.83%$70.64
12,000 at 5.84%$70.72
12,000 at 5.85%$70.79
12,000 at 5.86%$70.87
12,000 at 5.87%$70.95
12,000 at 5.88%$71.02
12,000 at 5.89%$71.10
12,000 at 5.9%$71.18
12,000 at 5.91%$71.25
12,000 at 5.92%$71.33
12,000 at 5.93%$71.41
12,000 at 5.94%$71.48
12,000 at 5.95%$71.56
12,000 at 5.96%$71.64
12,000 at 5.97%$71.71
12,000 at 5.98%$71.79
12,000 at 5.99%$71.87
12,000 at 6%$71.95
12,000 at 6.01%$72.02
12,000 at 6.02%$72.10
12,000 at 6.03%$72.18
12,000 at 6.04%$72.25
12,000 at 6.05%$72.33
12,000 at 6.06%$72.41
12,000 at 6.07%$72.49
12,000 at 6.08%$72.56
12,000 at 6.09%$72.64
12,000 at 6.1%$72.72
12,000 at 6.11%$72.80
12,000 at 6.12%$72.87
12,000 at 6.13%$72.95
12,000 at 6.14%$73.03
12,000 at 6.15%$73.11
12,000 at 6.16%$73.19
12,000 at 6.17%$73.26
12,000 at 6.18%$73.34
12,000 at 6.19%$73.42
12,000 at 6.2%$73.50
12,000 at 6.21%$73.57
12,000 at 6.22%$73.65
12,000 at 6.23%$73.73
12,000 at 6.24%$73.81
12,000 at 6.25%$73.89
12,000 at 6.26%$73.96
12,000 at 6.27%$74.04
12,000 at 6.28%$74.12
12,000 at 6.29%$74.20
12,000 at 6.3%$74.28
12,000 at 6.31%$74.35
12,000 at 6.32%$74.43
12,000 at 6.33%$74.51
12,000 at 6.34%$74.59
12,000 at 6.35%$74.67
12,000 at 6.36%$74.75
12,000 at 6.37%$74.83
12,000 at 6.38%$74.90
12,000 at 6.39%$74.98
12,000 at 6.4%$75.06
12,000 at 6.41%$75.14
12,000 at 6.42%$75.22
12,000 at 6.43%$75.30
12,000 at 6.44%$75.38
12,000 at 6.45%$75.45
12,000 at 6.46%$75.53
12,000 at 6.47%$75.61
12,000 at 6.48%$75.69
12,000 at 6.49%$75.77
12,000 at 6.5%$75.85
Interest Rate 30 Year
12,000 at 6.51%$75.93
12,000 at 6.52%$76.01
12,000 at 6.53%$76.09
12,000 at 6.54%$76.16
12,000 at 6.55%$76.24
12,000 at 6.56%$76.32
12,000 at 6.57%$76.40
12,000 at 6.58%$76.48
12,000 at 6.59%$76.56
12,000 at 6.6%$76.64
12,000 at 6.61%$76.72
12,000 at 6.62%$76.80
12,000 at 6.63%$76.88
12,000 at 6.64%$76.96
12,000 at 6.65%$77.04
12,000 at 6.66%$77.12
12,000 at 6.67%$77.19
12,000 at 6.68%$77.27
12,000 at 6.69%$77.35
12,000 at 6.7%$77.43
12,000 at 6.71%$77.51
12,000 at 6.72%$77.59
12,000 at 6.73%$77.67
12,000 at 6.74%$77.75
12,000 at 6.75%$77.83
12,000 at 6.76%$77.91
12,000 at 6.77%$77.99
12,000 at 6.78%$78.07
12,000 at 6.79%$78.15
12,000 at 6.8%$78.23
12,000 at 6.81%$78.31
12,000 at 6.82%$78.39
12,000 at 6.83%$78.47
12,000 at 6.84%$78.55
12,000 at 6.85%$78.63
12,000 at 6.86%$78.71
12,000 at 6.87%$78.79
12,000 at 6.88%$78.87
12,000 at 6.89%$78.95
12,000 at 6.9%$79.03
12,000 at 6.91%$79.11
12,000 at 6.92%$79.19
12,000 at 6.93%$79.27
12,000 at 6.94%$79.35
12,000 at 6.95%$79.43
12,000 at 6.96%$79.51
12,000 at 6.97%$79.59
12,000 at 6.98%$79.68
12,000 at 6.99%$79.76
12,000 at 7%$79.84
12,000 at 7.01%$79.92
12,000 at 7.02%$80.00
12,000 at 7.03%$80.08
12,000 at 7.04%$80.16
12,000 at 7.05%$80.24
12,000 at 7.06%$80.32
12,000 at 7.07%$80.40
12,000 at 7.08%$80.48
12,000 at 7.09%$80.56
12,000 at 7.1%$80.64
12,000 at 7.11%$80.72
12,000 at 7.12%$80.81
12,000 at 7.13%$80.89
12,000 at 7.14%$80.97
12,000 at 7.15%$81.05
12,000 at 7.16%$81.13
12,000 at 7.17%$81.21
12,000 at 7.18%$81.29
12,000 at 7.19%$81.37
12,000 at 7.2%$81.45
12,000 at 7.21%$81.54
12,000 at 7.22%$81.62
12,000 at 7.23%$81.70
12,000 at 7.24%$81.78
12,000 at 7.25%$81.86
12,000 at 7.26%$81.94
12,000 at 7.27%$82.02
12,000 at 7.28%$82.11
12,000 at 7.29%$82.19
12,000 at 7.3%$82.27
12,000 at 7.31%$82.35
12,000 at 7.32%$82.43
12,000 at 7.33%$82.51
12,000 at 7.34%$82.59
12,000 at 7.35%$82.68
12,000 at 7.36%$82.76
12,000 at 7.37%$82.84
12,000 at 7.38%$82.92
12,000 at 7.39%$83.00
12,000 at 7.4%$83.09
12,000 at 7.41%$83.17
12,000 at 7.42%$83.25
12,000 at 7.43%$83.33
12,000 at 7.44%$83.41
12,000 at 7.45%$83.50
12,000 at 7.46%$83.58
12,000 at 7.47%$83.66
12,000 at 7.48%$83.74
12,000 at 7.49%$83.82
12,000 at 7.5%$83.91
12,000 at 7.51%$83.99
12,000 at 7.52%$84.07
12,000 at 7.53%$84.15
12,000 at 7.54%$84.23
12,000 at 7.55%$84.32
12,000 at 7.56%$84.40
12,000 at 7.57%$84.48
12,000 at 7.58%$84.56
12,000 at 7.59%$84.65
12,000 at 7.6%$84.73
12,000 at 7.61%$84.81
12,000 at 7.62%$84.89
12,000 at 7.63%$84.98
12,000 at 7.64%$85.06
12,000 at 7.65%$85.14
12,000 at 7.66%$85.22
12,000 at 7.67%$85.31
12,000 at 7.68%$85.39
12,000 at 7.69%$85.47
12,000 at 7.7%$85.56
12,000 at 7.71%$85.64
12,000 at 7.72%$85.72
12,000 at 7.73%$85.80
12,000 at 7.74%$85.89
12,000 at 7.75%$85.97
12,000 at 7.76%$86.05
12,000 at 7.77%$86.14
12,000 at 7.78%$86.22
12,000 at 7.79%$86.30
12,000 at 7.8%$86.38
12,000 at 7.81%$86.47
12,000 at 7.82%$86.55
12,000 at 7.83%$86.63
12,000 at 7.84%$86.72
12,000 at 7.85%$86.80
12,000 at 7.86%$86.88
12,000 at 7.87%$86.97
12,000 at 7.88%$87.05
12,000 at 7.89%$87.13
12,000 at 7.9%$87.22
12,000 at 7.91%$87.30
12,000 at 7.92%$87.38
12,000 at 7.93%$87.47
12,000 at 7.94%$87.55
12,000 at 7.95%$87.63
12,000 at 7.96%$87.72
12,000 at 7.97%$87.80
12,000 at 7.98%$87.88
12,000 at 7.99%$87.97
12,000 at 8%$88.05
More Amounts
12,500
13,000
13,500
14,000
14,500
15,000
15,500
16,000
16,500
17,000
17,500
18,000
18,500
19,000
19,500
20,000
20,500
21,000
21,500
22,000
What is the down payment for a $12,000 house? How much do you need to put down?
Percent Down Down Payment
1%120
2%240
3%360
4%480
5%600
6%720
7%840
8%960
9%1,080
10%1,200
11%1,320
12%1,440
13%1,560
14%1,680
15%1,800
16%1,920
17%2,040
18%2,160
19%2,280
20%2,400
Percent Down Down Payment
21%2,520
22%2,640
23%2,760
24%2,880
25%3,000
26%3,120
27%3,240
28%3,360
29%3,480
30%3,600
31%3,720
32%3,840
33%3,960
34%4,080
35%4,200
36%4,320
37%4,440
38%4,560
39%4,680
40%4,800
Percent Down Down Payment
41%4,920
42%5,040
43%5,160
44%5,280
45%5,400
46%5,520
47%5,640
48%5,760
49%5,880
50%6,000
51%6,120
52%6,240
53%6,360
54%6,480
55%6,600
56%6,720
57%6,840
58%6,960
59%7,080
60%7,200
Percent Down Down Payment
61%7,320
62%7,440
63%7,560
64%7,680
65%7,800
66%7,920
67%8,040
68%8,160
69%8,280
70%8,400
71%8,520
72%8,640
73%8,760
74%8,880
75%9,000
76%9,120
77%9,240
78%9,360
79%9,480
80%9,600
Percent Down Down Payment
81%9,720
82%9,840
83%9,960
84%10,080
85%10,200
86%10,320
87%10,440
88%10,560
89%10,680
90%10,800
91%10,920
92%11,040
93%11,160
94%11,280
95%11,400
96%11,520
97%11,640
98%11,760
99%11,880
100%12,000
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.