$118,000 Mortgage

What is the monthly payment of a 118,000 dollar loan? (adjust inputs to calculate new loan)
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Loan Tables for a $118,000 Mortgage Loan
See the monthly payment for a thirty year, 118k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $118,000 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
2.01%$436.74
2.02%$437.33
2.03%$437.92
2.04%$438.52
2.05%$439.11
2.06%$439.70
2.07%$440.29
2.08%$440.89
2.09%$441.48
2.1%$442.08
2.11%$442.67
2.12%$443.27
2.13%$443.86
2.14%$444.46
2.15%$445.06
2.16%$445.65
2.17%$446.25
2.18%$446.85
2.19%$447.45
2.2%$448.05
2.21%$448.65
2.22%$449.25
2.23%$449.85
2.24%$450.45
2.25%$451.05
2.26%$451.65
2.27%$452.26
2.28%$452.86
2.29%$453.46
2.3%$454.07
2.31%$454.67
2.32%$455.27
2.33%$455.88
2.34%$456.49
2.35%$457.09
2.36%$457.70
2.37%$458.31
2.38%$458.91
2.39%$459.52
2.4%$460.13
2.41%$460.74
2.42%$461.35
2.43%$461.96
2.44%$462.57
2.45%$463.18
2.46%$463.79
2.47%$464.40
2.48%$465.02
2.49%$465.63
2.5%$466.24
2.51%$466.86
2.52%$467.47
2.53%$468.09
2.54%$468.70
2.55%$469.32
2.56%$469.93
2.57%$470.55
2.58%$471.17
2.59%$471.78
2.6%$472.40
2.61%$473.02
2.62%$473.64
2.63%$474.26
2.64%$474.88
2.65%$475.50
2.66%$476.12
2.67%$476.74
2.68%$477.36
2.69%$477.98
2.7%$478.61
2.71%$479.23
2.72%$479.85
2.73%$480.48
2.74%$481.10
2.75%$481.72
2.76%$482.35
2.77%$482.98
2.78%$483.60
2.79%$484.23
2.8%$484.86
2.81%$485.48
2.82%$486.11
2.83%$486.74
2.84%$487.37
2.85%$488.00
2.86%$488.63
2.87%$489.26
2.88%$489.89
2.89%$490.52
2.9%$491.15
2.91%$491.78
2.92%$492.42
2.93%$493.05
2.94%$493.68
2.95%$494.32
2.96%$494.95
2.97%$495.59
2.98%$496.22
2.99%$496.86
3%$497.49
3.01%$498.13
3.02%$498.77
3.03%$499.40
3.04%$500.04
3.05%$500.68
3.06%$501.32
3.07%$501.96
3.08%$502.60
3.09%$503.24
3.1%$503.88
3.11%$504.52
3.12%$505.16
3.13%$505.80
3.14%$506.45
3.15%$507.09
3.16%$507.73
3.17%$508.38
3.18%$509.02
3.19%$509.67
3.2%$510.31
3.21%$510.96
3.22%$511.60
3.23%$512.25
3.24%$512.90
3.25%$513.54
3.26%$514.19
3.27%$514.84
3.28%$515.49
3.29%$516.14
3.3%$516.79
3.31%$517.44
3.32%$518.09
3.33%$518.74
3.34%$519.39
3.35%$520.04
3.36%$520.69
3.37%$521.35
3.38%$522.00
3.39%$522.65
3.4%$523.31
3.41%$523.96
3.42%$524.62
3.43%$525.27
3.44%$525.93
3.45%$526.58
3.46%$527.24
3.47%$527.90
3.48%$528.56
3.49%$529.21
3.5%$529.87
Interest Rate 30 Year
3.51%$530.53
3.52%$531.19
3.53%$531.85
3.54%$532.51
3.55%$533.17
3.56%$533.83
3.57%$534.49
3.58%$535.16
3.59%$535.82
3.6%$536.48
3.61%$537.14
3.62%$537.81
3.63%$538.47
3.64%$539.14
3.65%$539.80
3.66%$540.47
3.67%$541.13
3.68%$541.80
3.69%$542.47
3.7%$543.13
3.71%$543.80
3.72%$544.47
3.73%$545.14
3.74%$545.81
3.75%$546.48
3.76%$547.15
3.77%$547.82
3.78%$548.49
3.79%$549.16
3.8%$549.83
3.81%$550.50
3.82%$551.17
3.83%$551.85
3.84%$552.52
3.85%$553.19
3.86%$553.87
3.87%$554.54
3.88%$555.22
3.89%$555.89
3.9%$556.57
3.91%$557.24
3.92%$557.92
3.93%$558.60
3.94%$559.28
3.95%$559.95
3.96%$560.63
3.97%$561.31
3.98%$561.99
3.99%$562.67
4%$563.35
4.01%$564.03
4.02%$564.71
4.03%$565.39
4.04%$566.07
4.05%$566.76
4.06%$567.44
4.07%$568.12
4.08%$568.81
4.09%$569.49
4.1%$570.17
4.11%$570.86
4.12%$571.54
4.13%$572.23
4.14%$572.92
4.15%$573.60
4.16%$574.29
4.17%$574.98
4.18%$575.66
4.19%$576.35
4.2%$577.04
4.21%$577.73
4.22%$578.42
4.23%$579.11
4.24%$579.80
4.25%$580.49
4.26%$581.18
4.27%$581.87
4.28%$582.56
4.29%$583.26
4.3%$583.95
4.31%$584.64
4.32%$585.33
4.33%$586.03
4.34%$586.72
4.35%$587.42
4.36%$588.11
4.37%$588.81
4.38%$589.50
4.39%$590.20
4.4%$590.90
4.41%$591.60
4.42%$592.29
4.43%$592.99
4.44%$593.69
4.45%$594.39
4.46%$595.09
4.47%$595.79
4.48%$596.49
4.49%$597.19
4.5%$597.89
4.51%$598.59
4.52%$599.29
4.53%$599.99
4.54%$600.70
4.55%$601.40
4.56%$602.10
4.57%$602.81
4.58%$603.51
4.59%$604.22
4.6%$604.92
4.61%$605.63
4.62%$606.33
4.63%$607.04
4.64%$607.74
4.65%$608.45
4.66%$609.16
4.67%$609.87
4.68%$610.57
4.69%$611.28
4.7%$611.99
4.71%$612.70
4.72%$613.41
4.73%$614.12
4.74%$614.83
4.75%$615.54
4.76%$616.26
4.77%$616.97
4.78%$617.68
4.79%$618.39
4.8%$619.11
4.81%$619.82
4.82%$620.53
4.83%$621.25
4.84%$621.96
4.85%$622.68
4.86%$623.39
4.87%$624.11
4.88%$624.82
4.89%$625.54
4.9%$626.26
4.91%$626.97
4.92%$627.69
4.93%$628.41
4.94%$629.13
4.95%$629.85
4.96%$630.57
4.97%$631.29
4.98%$632.01
4.99%$632.73
5%$633.45
Interest Rate 30 Year
5.01%$634.17
5.02%$634.89
5.03%$635.61
5.04%$636.34
5.05%$637.06
5.06%$637.78
5.07%$638.51
5.08%$639.23
5.09%$639.96
5.1%$640.68
5.11%$641.41
5.12%$642.13
5.13%$642.86
5.14%$643.58
5.15%$644.31
5.16%$645.04
5.17%$645.77
5.18%$646.49
5.19%$647.22
5.2%$647.95
5.21%$648.68
5.22%$649.41
5.23%$650.14
5.24%$650.87
5.25%$651.60
5.26%$652.33
5.27%$653.06
5.28%$653.79
5.29%$654.53
5.3%$655.26
5.31%$655.99
5.32%$656.73
5.33%$657.46
5.34%$658.19
5.35%$658.93
5.36%$659.66
5.37%$660.40
5.38%$661.13
5.39%$661.87
5.4%$662.61
5.41%$663.34
5.42%$664.08
5.43%$664.82
5.44%$665.56
5.45%$666.29
5.46%$667.03
5.47%$667.77
5.48%$668.51
5.49%$669.25
5.5%$669.99
5.51%$670.73
5.52%$671.47
5.53%$672.21
5.54%$672.96
5.55%$673.70
5.56%$674.44
5.57%$675.18
5.58%$675.93
5.59%$676.67
5.6%$677.41
5.61%$678.16
5.62%$678.90
5.63%$679.65
5.64%$680.39
5.65%$681.14
5.66%$681.88
5.67%$682.63
5.68%$683.38
5.69%$684.12
5.7%$684.87
5.71%$685.62
5.72%$686.37
5.73%$687.12
5.74%$687.87
5.75%$688.62
5.76%$689.37
5.77%$690.12
5.78%$690.87
5.79%$691.62
5.8%$692.37
5.81%$693.12
5.82%$693.87
5.83%$694.62
5.84%$695.38
5.85%$696.13
5.86%$696.88
5.87%$697.64
5.88%$698.39
5.89%$699.15
5.9%$699.90
5.91%$700.66
5.92%$701.41
5.93%$702.17
5.94%$702.92
5.95%$703.68
5.96%$704.44
5.97%$705.20
5.98%$705.95
5.99%$706.71
6%$707.47
6.01%$708.23
6.02%$708.99
6.03%$709.75
6.04%$710.51
6.05%$711.27
6.06%$712.03
6.07%$712.79
6.08%$713.55
6.09%$714.31
6.1%$715.07
6.11%$715.84
6.12%$716.60
6.13%$717.36
6.14%$718.13
6.15%$718.89
6.16%$719.65
6.17%$720.42
6.18%$721.18
6.19%$721.95
6.2%$722.71
6.21%$723.48
6.22%$724.25
6.23%$725.01
6.24%$725.78
6.25%$726.55
6.26%$727.31
6.27%$728.08
6.28%$728.85
6.29%$729.62
6.3%$730.39
6.31%$731.16
6.32%$731.93
6.33%$732.70
6.34%$733.47
6.35%$734.24
6.36%$735.01
6.37%$735.78
6.38%$736.55
6.39%$737.32
6.4%$738.10
6.41%$738.87
6.42%$739.64
6.43%$740.42
6.44%$741.19
6.45%$741.96
6.46%$742.74
6.47%$743.51
6.48%$744.29
6.49%$745.06
6.5%$745.84
Interest Rate 30 Year
6.51%$746.62
6.52%$747.39
6.53%$748.17
6.54%$748.95
6.55%$749.72
6.56%$750.50
6.57%$751.28
6.58%$752.06
6.59%$752.84
6.6%$753.62
6.61%$754.40
6.62%$755.18
6.63%$755.96
6.64%$756.74
6.65%$757.52
6.66%$758.30
6.67%$759.08
6.68%$759.86
6.69%$760.65
6.7%$761.43
6.71%$762.21
6.72%$762.99
6.73%$763.78
6.74%$764.56
6.75%$765.35
6.76%$766.13
6.77%$766.92
6.78%$767.70
6.79%$768.49
6.8%$769.27
6.81%$770.06
6.82%$770.84
6.83%$771.63
6.84%$772.42
6.85%$773.21
6.86%$773.99
6.87%$774.78
6.88%$775.57
6.89%$776.36
6.9%$777.15
6.91%$777.94
6.92%$778.73
6.93%$779.52
6.94%$780.31
6.95%$781.10
6.96%$781.89
6.97%$782.68
6.98%$783.47
6.99%$784.26
7%$785.06
7.01%$785.85
7.02%$786.64
7.03%$787.44
7.04%$788.23
7.05%$789.02
7.06%$789.82
7.07%$790.61
7.08%$791.41
7.09%$792.20
7.1%$793.00
7.11%$793.79
7.12%$794.59
7.13%$795.39
7.14%$796.18
7.15%$796.98
7.16%$797.78
7.17%$798.58
7.18%$799.37
7.19%$800.17
7.2%$800.97
7.21%$801.77
7.22%$802.57
7.23%$803.37
7.24%$804.17
7.25%$804.97
7.26%$805.77
7.27%$806.57
7.28%$807.37
7.29%$808.17
7.3%$808.97
7.31%$809.78
7.32%$810.58
7.33%$811.38
7.34%$812.18
7.35%$812.99
7.36%$813.79
7.37%$814.59
7.38%$815.40
7.39%$816.20
7.4%$817.01
7.41%$817.81
7.42%$818.62
7.43%$819.42
7.44%$820.23
7.45%$821.04
7.46%$821.84
7.47%$822.65
7.48%$823.46
7.49%$824.27
7.5%$825.07
7.51%$825.88
7.52%$826.69
7.53%$827.50
7.54%$828.31
7.55%$829.12
7.56%$829.93
7.57%$830.74
7.58%$831.55
7.59%$832.36
7.6%$833.17
7.61%$833.98
7.62%$834.79
7.63%$835.60
7.64%$836.41
7.65%$837.23
7.66%$838.04
7.67%$838.85
7.68%$839.67
7.69%$840.48
7.7%$841.29
7.71%$842.11
7.72%$842.92
7.73%$843.74
7.74%$844.55
7.75%$845.37
7.76%$846.18
7.77%$847.00
7.78%$847.81
7.79%$848.63
7.8%$849.45
7.81%$850.26
7.82%$851.08
7.83%$851.90
7.84%$852.72
7.85%$853.54
7.86%$854.35
7.87%$855.17
7.88%$855.99
7.89%$856.81
7.9%$857.63
7.91%$858.45
7.92%$859.27
7.93%$860.09
7.94%$860.91
7.95%$861.73
7.96%$862.55
7.97%$863.38
7.98%$864.20
7.99%$865.02
8%$865.84

What is the down payment for a $118,000 house? How much do you need to put down?

Percent Down Down Payment
1%1,180
2%2,360
3%3,540
4%4,720
5%5,900
6%7,080
7%8,260
8%9,440
9%10,620
10%11,800
11%12,980
12%14,160
13%15,340
14%16,520
15%17,700
16%18,880
17%20,060
18%21,240
19%22,420
20%23,600
Percent Down Down Payment
21%24,780
22%25,960
23%27,140
24%28,320
25%29,500
26%30,680
27%31,860
28%33,040
29%34,220
30%35,400
31%36,580
32%37,760
33%38,940
34%40,120
35%41,300
36%42,480
37%43,660
38%44,840
39%46,020
40%47,200
Percent Down Down Payment
41%48,380
42%49,560
43%50,740
44%51,920
45%53,100
46%54,280
47%55,460
48%56,640
49%57,820
50%59,000
51%60,180
52%61,360
53%62,540
54%63,720
55%64,900
56%66,080
57%67,260
58%68,440
59%69,620
60%70,800
Percent Down Down Payment
61%71,980
62%73,160
63%74,340
64%75,520
65%76,700
66%77,880
67%79,060
68%80,240
69%81,420
70%82,600
71%83,780
72%84,960
73%86,140
74%87,320
75%88,500
76%89,680
77%90,860
78%92,040
79%93,220
80%94,400
Percent Down Down Payment
81%95,580
82%96,760
83%97,940
84%99,120
85%100,300
86%101,480
87%102,660
88%103,840
89%105,020
90%106,200
91%107,380
92%108,560
93%109,740
94%110,920
95%112,100
96%113,280
97%114,460
98%115,640
99%116,820
100%118,000

Common Loan Terms

APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.