$110,450 Mortgage for 30 Years

What is the monthly payment of a 110,450 dollar loan?
$
$
%
%
years
Loan Tables for a $110,450 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 110k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $110,450 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
110,450 at 2.01%$408.80
110,450 at 2.02%$409.35
110,450 at 2.03%$409.90
110,450 at 2.04%$410.46
110,450 at 2.05%$411.01
110,450 at 2.06%$411.57
110,450 at 2.07%$412.12
110,450 at 2.08%$412.68
110,450 at 2.09%$413.23
110,450 at 2.1%$413.79
110,450 at 2.11%$414.35
110,450 at 2.12%$414.90
110,450 at 2.13%$415.46
110,450 at 2.14%$416.02
110,450 at 2.15%$416.58
110,450 at 2.16%$417.14
110,450 at 2.17%$417.70
110,450 at 2.18%$418.26
110,450 at 2.19%$418.82
110,450 at 2.2%$419.38
110,450 at 2.21%$419.94
110,450 at 2.22%$420.50
110,450 at 2.23%$421.07
110,450 at 2.24%$421.63
110,450 at 2.25%$422.19
110,450 at 2.26%$422.75
110,450 at 2.27%$423.32
110,450 at 2.28%$423.88
110,450 at 2.29%$424.45
110,450 at 2.3%$425.01
110,450 at 2.31%$425.58
110,450 at 2.32%$426.14
110,450 at 2.33%$426.71
110,450 at 2.34%$427.28
110,450 at 2.35%$427.85
110,450 at 2.36%$428.41
110,450 at 2.37%$428.98
110,450 at 2.38%$429.55
110,450 at 2.39%$430.12
110,450 at 2.4%$430.69
110,450 at 2.41%$431.26
110,450 at 2.42%$431.83
110,450 at 2.43%$432.40
110,450 at 2.44%$432.97
110,450 at 2.45%$433.55
110,450 at 2.46%$434.12
110,450 at 2.47%$434.69
110,450 at 2.48%$435.26
110,450 at 2.49%$435.84
110,450 at 2.5%$436.41
110,450 at 2.51%$436.99
110,450 at 2.52%$437.56
110,450 at 2.53%$438.14
110,450 at 2.54%$438.71
110,450 at 2.55%$439.29
110,450 at 2.56%$439.86
110,450 at 2.57%$440.44
110,450 at 2.58%$441.02
110,450 at 2.59%$441.60
110,450 at 2.6%$442.18
110,450 at 2.61%$442.75
110,450 at 2.62%$443.33
110,450 at 2.63%$443.91
110,450 at 2.64%$444.49
110,450 at 2.65%$445.07
110,450 at 2.66%$445.65
110,450 at 2.67%$446.24
110,450 at 2.68%$446.82
110,450 at 2.69%$447.40
110,450 at 2.7%$447.98
110,450 at 2.71%$448.57
110,450 at 2.72%$449.15
110,450 at 2.73%$449.73
110,450 at 2.74%$450.32
110,450 at 2.75%$450.90
110,450 at 2.76%$451.49
110,450 at 2.77%$452.07
110,450 at 2.78%$452.66
110,450 at 2.79%$453.25
110,450 at 2.8%$453.83
110,450 at 2.81%$454.42
110,450 at 2.82%$455.01
110,450 at 2.83%$455.60
110,450 at 2.84%$456.19
110,450 at 2.85%$456.77
110,450 at 2.86%$457.36
110,450 at 2.87%$457.95
110,450 at 2.88%$458.54
110,450 at 2.89%$459.13
110,450 at 2.9%$459.73
110,450 at 2.91%$460.32
110,450 at 2.92%$460.91
110,450 at 2.93%$461.50
110,450 at 2.94%$462.10
110,450 at 2.95%$462.69
110,450 at 2.96%$463.28
110,450 at 2.97%$463.88
110,450 at 2.98%$464.47
110,450 at 2.99%$465.07
110,450 at 3%$465.66
110,450 at 3.01%$466.26
110,450 at 3.02%$466.85
110,450 at 3.03%$467.45
110,450 at 3.04%$468.05
110,450 at 3.05%$468.65
110,450 at 3.06%$469.24
110,450 at 3.07%$469.84
110,450 at 3.08%$470.44
110,450 at 3.09%$471.04
110,450 at 3.1%$471.64
110,450 at 3.11%$472.24
110,450 at 3.12%$472.84
110,450 at 3.13%$473.44
110,450 at 3.14%$474.04
110,450 at 3.15%$474.64
110,450 at 3.16%$475.25
110,450 at 3.17%$475.85
110,450 at 3.18%$476.45
110,450 at 3.19%$477.06
110,450 at 3.2%$477.66
110,450 at 3.21%$478.26
110,450 at 3.22%$478.87
110,450 at 3.23%$479.47
110,450 at 3.24%$480.08
110,450 at 3.25%$480.69
110,450 at 3.26%$481.29
110,450 at 3.27%$481.90
110,450 at 3.28%$482.51
110,450 at 3.29%$483.11
110,450 at 3.3%$483.72
110,450 at 3.31%$484.33
110,450 at 3.32%$484.94
110,450 at 3.33%$485.55
110,450 at 3.34%$486.16
110,450 at 3.35%$486.77
110,450 at 3.36%$487.38
110,450 at 3.37%$487.99
110,450 at 3.38%$488.60
110,450 at 3.39%$489.21
110,450 at 3.4%$489.83
110,450 at 3.41%$490.44
110,450 at 3.42%$491.05
110,450 at 3.43%$491.66
110,450 at 3.44%$492.28
110,450 at 3.45%$492.89
110,450 at 3.46%$493.51
110,450 at 3.47%$494.12
110,450 at 3.48%$494.74
110,450 at 3.49%$495.35
110,450 at 3.5%$495.97
Interest Rate 30 Year
110,450 at 3.51%$496.59
110,450 at 3.52%$497.20
110,450 at 3.53%$497.82
110,450 at 3.54%$498.44
110,450 at 3.55%$499.06
110,450 at 3.56%$499.68
110,450 at 3.57%$500.30
110,450 at 3.58%$500.92
110,450 at 3.59%$501.54
110,450 at 3.6%$502.16
110,450 at 3.61%$502.78
110,450 at 3.62%$503.40
110,450 at 3.63%$504.02
110,450 at 3.64%$504.64
110,450 at 3.65%$505.26
110,450 at 3.66%$505.89
110,450 at 3.67%$506.51
110,450 at 3.68%$507.13
110,450 at 3.69%$507.76
110,450 at 3.7%$508.38
110,450 at 3.71%$509.01
110,450 at 3.72%$509.63
110,450 at 3.73%$510.26
110,450 at 3.74%$510.88
110,450 at 3.75%$511.51
110,450 at 3.76%$512.14
110,450 at 3.77%$512.77
110,450 at 3.78%$513.39
110,450 at 3.79%$514.02
110,450 at 3.8%$514.65
110,450 at 3.81%$515.28
110,450 at 3.82%$515.91
110,450 at 3.83%$516.54
110,450 at 3.84%$517.17
110,450 at 3.85%$517.80
110,450 at 3.86%$518.43
110,450 at 3.87%$519.06
110,450 at 3.88%$519.69
110,450 at 3.89%$520.32
110,450 at 3.9%$520.96
110,450 at 3.91%$521.59
110,450 at 3.92%$522.22
110,450 at 3.93%$522.86
110,450 at 3.94%$523.49
110,450 at 3.95%$524.13
110,450 at 3.96%$524.76
110,450 at 3.97%$525.40
110,450 at 3.98%$526.03
110,450 at 3.99%$526.67
110,450 at 4%$527.31
110,450 at 4.01%$527.94
110,450 at 4.02%$528.58
110,450 at 4.03%$529.22
110,450 at 4.04%$529.86
110,450 at 4.05%$530.49
110,450 at 4.06%$531.13
110,450 at 4.07%$531.77
110,450 at 4.08%$532.41
110,450 at 4.09%$533.05
110,450 at 4.1%$533.69
110,450 at 4.11%$534.33
110,450 at 4.12%$534.97
110,450 at 4.13%$535.62
110,450 at 4.14%$536.26
110,450 at 4.15%$536.90
110,450 at 4.16%$537.54
110,450 at 4.17%$538.19
110,450 at 4.18%$538.83
110,450 at 4.19%$539.48
110,450 at 4.2%$540.12
110,450 at 4.21%$540.76
110,450 at 4.22%$541.41
110,450 at 4.23%$542.06
110,450 at 4.24%$542.70
110,450 at 4.25%$543.35
110,450 at 4.26%$543.99
110,450 at 4.27%$544.64
110,450 at 4.28%$545.29
110,450 at 4.29%$545.94
110,450 at 4.3%$546.59
110,450 at 4.31%$547.23
110,450 at 4.32%$547.88
110,450 at 4.33%$548.53
110,450 at 4.34%$549.18
110,450 at 4.35%$549.83
110,450 at 4.36%$550.48
110,450 at 4.37%$551.13
110,450 at 4.38%$551.79
110,450 at 4.39%$552.44
110,450 at 4.4%$553.09
110,450 at 4.41%$553.74
110,450 at 4.42%$554.40
110,450 at 4.43%$555.05
110,450 at 4.44%$555.70
110,450 at 4.45%$556.36
110,450 at 4.46%$557.01
110,450 at 4.47%$557.67
110,450 at 4.48%$558.32
110,450 at 4.49%$558.98
110,450 at 4.5%$559.63
110,450 at 4.51%$560.29
110,450 at 4.52%$560.95
110,450 at 4.53%$561.60
110,450 at 4.54%$562.26
110,450 at 4.55%$562.92
110,450 at 4.56%$563.58
110,450 at 4.57%$564.24
110,450 at 4.58%$564.90
110,450 at 4.59%$565.56
110,450 at 4.6%$566.22
110,450 at 4.61%$566.88
110,450 at 4.62%$567.54
110,450 at 4.63%$568.20
110,450 at 4.64%$568.86
110,450 at 4.65%$569.52
110,450 at 4.66%$570.18
110,450 at 4.67%$570.85
110,450 at 4.68%$571.51
110,450 at 4.69%$572.17
110,450 at 4.7%$572.84
110,450 at 4.71%$573.50
110,450 at 4.72%$574.16
110,450 at 4.73%$574.83
110,450 at 4.74%$575.49
110,450 at 4.75%$576.16
110,450 at 4.76%$576.83
110,450 at 4.77%$577.49
110,450 at 4.78%$578.16
110,450 at 4.79%$578.83
110,450 at 4.8%$579.49
110,450 at 4.81%$580.16
110,450 at 4.82%$580.83
110,450 at 4.83%$581.50
110,450 at 4.84%$582.17
110,450 at 4.85%$582.84
110,450 at 4.86%$583.51
110,450 at 4.87%$584.18
110,450 at 4.88%$584.85
110,450 at 4.89%$585.52
110,450 at 4.9%$586.19
110,450 at 4.91%$586.86
110,450 at 4.92%$587.53
110,450 at 4.93%$588.20
110,450 at 4.94%$588.88
110,450 at 4.95%$589.55
110,450 at 4.96%$590.22
110,450 at 4.97%$590.90
110,450 at 4.98%$591.57
110,450 at 4.99%$592.24
110,450 at 5%$592.92
Interest Rate 30 Year
110,450 at 5.01%$593.59
110,450 at 5.02%$594.27
110,450 at 5.03%$594.95
110,450 at 5.04%$595.62
110,450 at 5.05%$596.30
110,450 at 5.06%$596.98
110,450 at 5.07%$597.65
110,450 at 5.08%$598.33
110,450 at 5.09%$599.01
110,450 at 5.1%$599.69
110,450 at 5.11%$600.37
110,450 at 5.12%$601.05
110,450 at 5.13%$601.73
110,450 at 5.14%$602.41
110,450 at 5.15%$603.09
110,450 at 5.16%$603.77
110,450 at 5.17%$604.45
110,450 at 5.18%$605.13
110,450 at 5.19%$605.81
110,450 at 5.2%$606.49
110,450 at 5.21%$607.18
110,450 at 5.22%$607.86
110,450 at 5.23%$608.54
110,450 at 5.24%$609.23
110,450 at 5.25%$609.91
110,450 at 5.26%$610.59
110,450 at 5.27%$611.28
110,450 at 5.28%$611.96
110,450 at 5.29%$612.65
110,450 at 5.3%$613.33
110,450 at 5.31%$614.02
110,450 at 5.32%$614.71
110,450 at 5.33%$615.39
110,450 at 5.34%$616.08
110,450 at 5.35%$616.77
110,450 at 5.36%$617.46
110,450 at 5.37%$618.14
110,450 at 5.38%$618.83
110,450 at 5.39%$619.52
110,450 at 5.4%$620.21
110,450 at 5.41%$620.90
110,450 at 5.42%$621.59
110,450 at 5.43%$622.28
110,450 at 5.44%$622.97
110,450 at 5.45%$623.66
110,450 at 5.46%$624.35
110,450 at 5.47%$625.05
110,450 at 5.48%$625.74
110,450 at 5.49%$626.43
110,450 at 5.5%$627.12
110,450 at 5.51%$627.82
110,450 at 5.52%$628.51
110,450 at 5.53%$629.20
110,450 at 5.54%$629.90
110,450 at 5.55%$630.59
110,450 at 5.56%$631.29
110,450 at 5.57%$631.98
110,450 at 5.58%$632.68
110,450 at 5.59%$633.37
110,450 at 5.6%$634.07
110,450 at 5.61%$634.77
110,450 at 5.62%$635.46
110,450 at 5.63%$636.16
110,450 at 5.64%$636.86
110,450 at 5.65%$637.56
110,450 at 5.66%$638.26
110,450 at 5.67%$638.95
110,450 at 5.68%$639.65
110,450 at 5.69%$640.35
110,450 at 5.7%$641.05
110,450 at 5.71%$641.75
110,450 at 5.72%$642.45
110,450 at 5.73%$643.15
110,450 at 5.74%$643.85
110,450 at 5.75%$644.56
110,450 at 5.76%$645.26
110,450 at 5.77%$645.96
110,450 at 5.78%$646.66
110,450 at 5.79%$647.37
110,450 at 5.8%$648.07
110,450 at 5.81%$648.77
110,450 at 5.82%$649.48
110,450 at 5.83%$650.18
110,450 at 5.84%$650.88
110,450 at 5.85%$651.59
110,450 at 5.86%$652.29
110,450 at 5.87%$653.00
110,450 at 5.88%$653.71
110,450 at 5.89%$654.41
110,450 at 5.9%$655.12
110,450 at 5.91%$655.83
110,450 at 5.92%$656.53
110,450 at 5.93%$657.24
110,450 at 5.94%$657.95
110,450 at 5.95%$658.66
110,450 at 5.96%$659.37
110,450 at 5.97%$660.07
110,450 at 5.98%$660.78
110,450 at 5.99%$661.49
110,450 at 6%$662.20
110,450 at 6.01%$662.91
110,450 at 6.02%$663.62
110,450 at 6.03%$664.34
110,450 at 6.04%$665.05
110,450 at 6.05%$665.76
110,450 at 6.06%$666.47
110,450 at 6.07%$667.18
110,450 at 6.08%$667.90
110,450 at 6.09%$668.61
110,450 at 6.1%$669.32
110,450 at 6.11%$670.03
110,450 at 6.12%$670.75
110,450 at 6.13%$671.46
110,450 at 6.14%$672.18
110,450 at 6.15%$672.89
110,450 at 6.16%$673.61
110,450 at 6.17%$674.32
110,450 at 6.18%$675.04
110,450 at 6.19%$675.76
110,450 at 6.2%$676.47
110,450 at 6.21%$677.19
110,450 at 6.22%$677.91
110,450 at 6.23%$678.62
110,450 at 6.24%$679.34
110,450 at 6.25%$680.06
110,450 at 6.26%$680.78
110,450 at 6.27%$681.50
110,450 at 6.28%$682.22
110,450 at 6.29%$682.94
110,450 at 6.3%$683.66
110,450 at 6.31%$684.38
110,450 at 6.32%$685.10
110,450 at 6.33%$685.82
110,450 at 6.34%$686.54
110,450 at 6.35%$687.26
110,450 at 6.36%$687.98
110,450 at 6.37%$688.70
110,450 at 6.38%$689.43
110,450 at 6.39%$690.15
110,450 at 6.4%$690.87
110,450 at 6.41%$691.59
110,450 at 6.42%$692.32
110,450 at 6.43%$693.04
110,450 at 6.44%$693.77
110,450 at 6.45%$694.49
110,450 at 6.46%$695.22
110,450 at 6.47%$695.94
110,450 at 6.48%$696.67
110,450 at 6.49%$697.39
110,450 at 6.5%$698.12
Interest Rate 30 Year
110,450 at 6.51%$698.85
110,450 at 6.52%$699.57
110,450 at 6.53%$700.30
110,450 at 6.54%$701.03
110,450 at 6.55%$701.75
110,450 at 6.56%$702.48
110,450 at 6.57%$703.21
110,450 at 6.58%$703.94
110,450 at 6.59%$704.67
110,450 at 6.6%$705.40
110,450 at 6.61%$706.13
110,450 at 6.62%$706.86
110,450 at 6.63%$707.59
110,450 at 6.64%$708.32
110,450 at 6.65%$709.05
110,450 at 6.66%$709.78
110,450 at 6.67%$710.51
110,450 at 6.68%$711.24
110,450 at 6.69%$711.98
110,450 at 6.7%$712.71
110,450 at 6.71%$713.44
110,450 at 6.72%$714.18
110,450 at 6.73%$714.91
110,450 at 6.74%$715.64
110,450 at 6.75%$716.38
110,450 at 6.76%$717.11
110,450 at 6.77%$717.85
110,450 at 6.78%$718.58
110,450 at 6.79%$719.32
110,450 at 6.8%$720.05
110,450 at 6.81%$720.79
110,450 at 6.82%$721.52
110,450 at 6.83%$722.26
110,450 at 6.84%$723.00
110,450 at 6.85%$723.73
110,450 at 6.86%$724.47
110,450 at 6.87%$725.21
110,450 at 6.88%$725.95
110,450 at 6.89%$726.69
110,450 at 6.9%$727.42
110,450 at 6.91%$728.16
110,450 at 6.92%$728.90
110,450 at 6.93%$729.64
110,450 at 6.94%$730.38
110,450 at 6.95%$731.12
110,450 at 6.96%$731.86
110,450 at 6.97%$732.60
110,450 at 6.98%$733.34
110,450 at 6.99%$734.08
110,450 at 7%$734.83
110,450 at 7.01%$735.57
110,450 at 7.02%$736.31
110,450 at 7.03%$737.05
110,450 at 7.04%$737.80
110,450 at 7.05%$738.54
110,450 at 7.06%$739.28
110,450 at 7.07%$740.03
110,450 at 7.08%$740.77
110,450 at 7.09%$741.51
110,450 at 7.1%$742.26
110,450 at 7.11%$743.00
110,450 at 7.12%$743.75
110,450 at 7.13%$744.49
110,450 at 7.14%$745.24
110,450 at 7.15%$745.99
110,450 at 7.16%$746.73
110,450 at 7.17%$747.48
110,450 at 7.18%$748.23
110,450 at 7.19%$748.97
110,450 at 7.2%$749.72
110,450 at 7.21%$750.47
110,450 at 7.22%$751.22
110,450 at 7.23%$751.97
110,450 at 7.24%$752.71
110,450 at 7.25%$753.46
110,450 at 7.26%$754.21
110,450 at 7.27%$754.96
110,450 at 7.28%$755.71
110,450 at 7.29%$756.46
110,450 at 7.3%$757.21
110,450 at 7.31%$757.96
110,450 at 7.32%$758.71
110,450 at 7.33%$759.47
110,450 at 7.34%$760.22
110,450 at 7.35%$760.97
110,450 at 7.36%$761.72
110,450 at 7.37%$762.47
110,450 at 7.38%$763.23
110,450 at 7.39%$763.98
110,450 at 7.4%$764.73
110,450 at 7.41%$765.49
110,450 at 7.42%$766.24
110,450 at 7.43%$767.00
110,450 at 7.44%$767.75
110,450 at 7.45%$768.50
110,450 at 7.46%$769.26
110,450 at 7.47%$770.01
110,450 at 7.48%$770.77
110,450 at 7.49%$771.53
110,450 at 7.5%$772.28
110,450 at 7.51%$773.04
110,450 at 7.52%$773.80
110,450 at 7.53%$774.55
110,450 at 7.54%$775.31
110,450 at 7.55%$776.07
110,450 at 7.56%$776.83
110,450 at 7.57%$777.58
110,450 at 7.58%$778.34
110,450 at 7.59%$779.10
110,450 at 7.6%$779.86
110,450 at 7.61%$780.62
110,450 at 7.62%$781.38
110,450 at 7.63%$782.14
110,450 at 7.64%$782.90
110,450 at 7.65%$783.66
110,450 at 7.66%$784.42
110,450 at 7.67%$785.18
110,450 at 7.68%$785.94
110,450 at 7.69%$786.70
110,450 at 7.7%$787.46
110,450 at 7.71%$788.23
110,450 at 7.72%$788.99
110,450 at 7.73%$789.75
110,450 at 7.74%$790.51
110,450 at 7.75%$791.28
110,450 at 7.76%$792.04
110,450 at 7.77%$792.80
110,450 at 7.78%$793.57
110,450 at 7.79%$794.33
110,450 at 7.8%$795.10
110,450 at 7.81%$795.86
110,450 at 7.82%$796.63
110,450 at 7.83%$797.39
110,450 at 7.84%$798.16
110,450 at 7.85%$798.92
110,450 at 7.86%$799.69
110,450 at 7.87%$800.46
110,450 at 7.88%$801.22
110,450 at 7.89%$801.99
110,450 at 7.9%$802.76
110,450 at 7.91%$803.52
110,450 at 7.92%$804.29
110,450 at 7.93%$805.06
110,450 at 7.94%$805.83
110,450 at 7.95%$806.60
110,450 at 7.96%$807.37
110,450 at 7.97%$808.13
110,450 at 7.98%$808.90
110,450 at 7.99%$809.67
110,450 at 8%$810.44
More Amounts
What is the down payment for a $110,450 house? How much do you need to put down?
Percent Down Down Payment
1%1,105
2%2,209
3%3,314
4%4,418
5%5,523
6%6,627
7%7,732
8%8,836
9%9,941
10%11,045
11%12,150
12%13,254
13%14,359
14%15,463
15%16,568
16%17,672
17%18,777
18%19,881
19%20,986
20%22,090
Percent Down Down Payment
21%23,195
22%24,299
23%25,404
24%26,508
25%27,613
26%28,717
27%29,822
28%30,926
29%32,031
30%33,135
31%34,240
32%35,344
33%36,449
34%37,553
35%38,658
36%39,762
37%40,867
38%41,971
39%43,076
40%44,180
Percent Down Down Payment
41%45,285
42%46,389
43%47,494
44%48,598
45%49,703
46%50,807
47%51,912
48%53,016
49%54,121
50%55,225
51%56,330
52%57,434
53%58,539
54%59,643
55%60,748
56%61,852
57%62,957
58%64,061
59%65,166
60%66,270
Percent Down Down Payment
61%67,375
62%68,479
63%69,584
64%70,688
65%71,793
66%72,897
67%74,002
68%75,106
69%76,211
70%77,315
71%78,420
72%79,524
73%80,629
74%81,733
75%82,838
76%83,942
77%85,047
78%86,151
79%87,256
80%88,360
Percent Down Down Payment
81%89,465
82%90,569
83%91,674
84%92,778
85%93,883
86%94,987
87%96,092
88%97,196
89%98,301
90%99,405
91%100,510
92%101,614
93%102,719
94%103,823
95%104,928
96%106,032
97%107,137
98%108,241
99%109,346
100%110,450
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.