$100,750 Mortgage for 30 Years

What is the monthly payment of a 100,750 dollar loan?
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Loan Tables for a $100,750 Mortgage Loan for 30 Years
See the monthly payment for a thirty year, 101k loan by interest rate. What's the monthly payment? What are the costs? Can I afford a $100,750 home? What if I pay a bigger down payment? Make sure to think about maintenance costs, taxes, insurance, and other costs.

Use this to calculate a loan for anything, such as a vehicle, business loan, home, RV, motor home, mobile home, manufactured home, real estate, land, vacation property, education, or any type of debt.
Interest Rate 30 Year
100,750 at 2.01%$372.90
100,750 at 2.02%$373.40
100,750 at 2.03%$373.90
100,750 at 2.04%$374.41
100,750 at 2.05%$374.92
100,750 at 2.06%$375.42
100,750 at 2.07%$375.93
100,750 at 2.08%$376.44
100,750 at 2.09%$376.94
100,750 at 2.1%$377.45
100,750 at 2.11%$377.96
100,750 at 2.12%$378.47
100,750 at 2.13%$378.98
100,750 at 2.14%$379.48
100,750 at 2.15%$379.99
100,750 at 2.16%$380.50
100,750 at 2.17%$381.01
100,750 at 2.18%$381.53
100,750 at 2.19%$382.04
100,750 at 2.2%$382.55
100,750 at 2.21%$383.06
100,750 at 2.22%$383.57
100,750 at 2.23%$384.09
100,750 at 2.24%$384.60
100,750 at 2.25%$385.11
100,750 at 2.26%$385.63
100,750 at 2.27%$386.14
100,750 at 2.28%$386.66
100,750 at 2.29%$387.17
100,750 at 2.3%$387.69
100,750 at 2.31%$388.20
100,750 at 2.32%$388.72
100,750 at 2.33%$389.24
100,750 at 2.34%$389.75
100,750 at 2.35%$390.27
100,750 at 2.36%$390.79
100,750 at 2.37%$391.31
100,750 at 2.38%$391.83
100,750 at 2.39%$392.35
100,750 at 2.4%$392.87
100,750 at 2.41%$393.39
100,750 at 2.42%$393.91
100,750 at 2.43%$394.43
100,750 at 2.44%$394.95
100,750 at 2.45%$395.47
100,750 at 2.46%$395.99
100,750 at 2.47%$396.51
100,750 at 2.48%$397.04
100,750 at 2.49%$397.56
100,750 at 2.5%$398.08
100,750 at 2.51%$398.61
100,750 at 2.52%$399.13
100,750 at 2.53%$399.66
100,750 at 2.54%$400.18
100,750 at 2.55%$400.71
100,750 at 2.56%$401.23
100,750 at 2.57%$401.76
100,750 at 2.58%$402.29
100,750 at 2.59%$402.81
100,750 at 2.6%$403.34
100,750 at 2.61%$403.87
100,750 at 2.62%$404.40
100,750 at 2.63%$404.93
100,750 at 2.64%$405.46
100,750 at 2.65%$405.99
100,750 at 2.66%$406.52
100,750 at 2.67%$407.05
100,750 at 2.68%$407.58
100,750 at 2.69%$408.11
100,750 at 2.7%$408.64
100,750 at 2.71%$409.17
100,750 at 2.72%$409.70
100,750 at 2.73%$410.24
100,750 at 2.74%$410.77
100,750 at 2.75%$411.30
100,750 at 2.76%$411.84
100,750 at 2.77%$412.37
100,750 at 2.78%$412.91
100,750 at 2.79%$413.44
100,750 at 2.8%$413.98
100,750 at 2.81%$414.51
100,750 at 2.82%$415.05
100,750 at 2.83%$415.58
100,750 at 2.84%$416.12
100,750 at 2.85%$416.66
100,750 at 2.86%$417.20
100,750 at 2.87%$417.73
100,750 at 2.88%$418.27
100,750 at 2.89%$418.81
100,750 at 2.9%$419.35
100,750 at 2.91%$419.89
100,750 at 2.92%$420.43
100,750 at 2.93%$420.97
100,750 at 2.94%$421.51
100,750 at 2.95%$422.05
100,750 at 2.96%$422.60
100,750 at 2.97%$423.14
100,750 at 2.98%$423.68
100,750 at 2.99%$424.22
100,750 at 3%$424.77
100,750 at 3.01%$425.31
100,750 at 3.02%$425.85
100,750 at 3.03%$426.40
100,750 at 3.04%$426.94
100,750 at 3.05%$427.49
100,750 at 3.06%$428.03
100,750 at 3.07%$428.58
100,750 at 3.08%$429.13
100,750 at 3.09%$429.67
100,750 at 3.1%$430.22
100,750 at 3.11%$430.77
100,750 at 3.12%$431.31
100,750 at 3.13%$431.86
100,750 at 3.14%$432.41
100,750 at 3.15%$432.96
100,750 at 3.16%$433.51
100,750 at 3.17%$434.06
100,750 at 3.18%$434.61
100,750 at 3.19%$435.16
100,750 at 3.2%$435.71
100,750 at 3.21%$436.26
100,750 at 3.22%$436.81
100,750 at 3.23%$437.37
100,750 at 3.24%$437.92
100,750 at 3.25%$438.47
100,750 at 3.26%$439.02
100,750 at 3.27%$439.58
100,750 at 3.28%$440.13
100,750 at 3.29%$440.69
100,750 at 3.3%$441.24
100,750 at 3.31%$441.79
100,750 at 3.32%$442.35
100,750 at 3.33%$442.91
100,750 at 3.34%$443.46
100,750 at 3.35%$444.02
100,750 at 3.36%$444.58
100,750 at 3.37%$445.13
100,750 at 3.38%$445.69
100,750 at 3.39%$446.25
100,750 at 3.4%$446.81
100,750 at 3.41%$447.37
100,750 at 3.42%$447.93
100,750 at 3.43%$448.48
100,750 at 3.44%$449.04
100,750 at 3.45%$449.61
100,750 at 3.46%$450.17
100,750 at 3.47%$450.73
100,750 at 3.48%$451.29
100,750 at 3.49%$451.85
100,750 at 3.5%$452.41
Interest Rate 30 Year
100,750 at 3.51%$452.98
100,750 at 3.52%$453.54
100,750 at 3.53%$454.10
100,750 at 3.54%$454.67
100,750 at 3.55%$455.23
100,750 at 3.56%$455.79
100,750 at 3.57%$456.36
100,750 at 3.58%$456.92
100,750 at 3.59%$457.49
100,750 at 3.6%$458.06
100,750 at 3.61%$458.62
100,750 at 3.62%$459.19
100,750 at 3.63%$459.76
100,750 at 3.64%$460.32
100,750 at 3.65%$460.89
100,750 at 3.66%$461.46
100,750 at 3.67%$462.03
100,750 at 3.68%$462.60
100,750 at 3.69%$463.17
100,750 at 3.7%$463.74
100,750 at 3.71%$464.31
100,750 at 3.72%$464.88
100,750 at 3.73%$465.45
100,750 at 3.74%$466.02
100,750 at 3.75%$466.59
100,750 at 3.76%$467.16
100,750 at 3.77%$467.73
100,750 at 3.78%$468.31
100,750 at 3.79%$468.88
100,750 at 3.8%$469.45
100,750 at 3.81%$470.03
100,750 at 3.82%$470.60
100,750 at 3.83%$471.17
100,750 at 3.84%$471.75
100,750 at 3.85%$472.32
100,750 at 3.86%$472.90
100,750 at 3.87%$473.48
100,750 at 3.88%$474.05
100,750 at 3.89%$474.63
100,750 at 3.9%$475.21
100,750 at 3.91%$475.78
100,750 at 3.92%$476.36
100,750 at 3.93%$476.94
100,750 at 3.94%$477.52
100,750 at 3.95%$478.10
100,750 at 3.96%$478.68
100,750 at 3.97%$479.26
100,750 at 3.98%$479.83
100,750 at 3.99%$480.42
100,750 at 4%$481.00
100,750 at 4.01%$481.58
100,750 at 4.02%$482.16
100,750 at 4.03%$482.74
100,750 at 4.04%$483.32
100,750 at 4.05%$483.90
100,750 at 4.06%$484.49
100,750 at 4.07%$485.07
100,750 at 4.08%$485.65
100,750 at 4.09%$486.24
100,750 at 4.1%$486.82
100,750 at 4.11%$487.41
100,750 at 4.12%$487.99
100,750 at 4.13%$488.58
100,750 at 4.14%$489.16
100,750 at 4.15%$489.75
100,750 at 4.16%$490.34
100,750 at 4.17%$490.92
100,750 at 4.18%$491.51
100,750 at 4.19%$492.10
100,750 at 4.2%$492.68
100,750 at 4.21%$493.27
100,750 at 4.22%$493.86
100,750 at 4.23%$494.45
100,750 at 4.24%$495.04
100,750 at 4.25%$495.63
100,750 at 4.26%$496.22
100,750 at 4.27%$496.81
100,750 at 4.28%$497.40
100,750 at 4.29%$497.99
100,750 at 4.3%$498.58
100,750 at 4.31%$499.17
100,750 at 4.32%$499.77
100,750 at 4.33%$500.36
100,750 at 4.34%$500.95
100,750 at 4.35%$501.55
100,750 at 4.36%$502.14
100,750 at 4.37%$502.73
100,750 at 4.38%$503.33
100,750 at 4.39%$503.92
100,750 at 4.4%$504.52
100,750 at 4.41%$505.11
100,750 at 4.42%$505.71
100,750 at 4.43%$506.30
100,750 at 4.44%$506.90
100,750 at 4.45%$507.50
100,750 at 4.46%$508.09
100,750 at 4.47%$508.69
100,750 at 4.48%$509.29
100,750 at 4.49%$509.89
100,750 at 4.5%$510.49
100,750 at 4.51%$511.08
100,750 at 4.52%$511.68
100,750 at 4.53%$512.28
100,750 at 4.54%$512.88
100,750 at 4.55%$513.48
100,750 at 4.56%$514.08
100,750 at 4.57%$514.68
100,750 at 4.58%$515.29
100,750 at 4.59%$515.89
100,750 at 4.6%$516.49
100,750 at 4.61%$517.09
100,750 at 4.62%$517.69
100,750 at 4.63%$518.30
100,750 at 4.64%$518.90
100,750 at 4.65%$519.50
100,750 at 4.66%$520.11
100,750 at 4.67%$520.71
100,750 at 4.68%$521.32
100,750 at 4.69%$521.92
100,750 at 4.7%$522.53
100,750 at 4.71%$523.13
100,750 at 4.72%$523.74
100,750 at 4.73%$524.35
100,750 at 4.74%$524.95
100,750 at 4.75%$525.56
100,750 at 4.76%$526.17
100,750 at 4.77%$526.77
100,750 at 4.78%$527.38
100,750 at 4.79%$527.99
100,750 at 4.8%$528.60
100,750 at 4.81%$529.21
100,750 at 4.82%$529.82
100,750 at 4.83%$530.43
100,750 at 4.84%$531.04
100,750 at 4.85%$531.65
100,750 at 4.86%$532.26
100,750 at 4.87%$532.87
100,750 at 4.88%$533.48
100,750 at 4.89%$534.09
100,750 at 4.9%$534.71
100,750 at 4.91%$535.32
100,750 at 4.92%$535.93
100,750 at 4.93%$536.55
100,750 at 4.94%$537.16
100,750 at 4.95%$537.77
100,750 at 4.96%$538.39
100,750 at 4.97%$539.00
100,750 at 4.98%$539.62
100,750 at 4.99%$540.23
100,750 at 5%$540.85
Interest Rate 30 Year
100,750 at 5.01%$541.46
100,750 at 5.02%$542.08
100,750 at 5.03%$542.70
100,750 at 5.04%$543.31
100,750 at 5.05%$543.93
100,750 at 5.06%$544.55
100,750 at 5.07%$545.17
100,750 at 5.08%$545.78
100,750 at 5.09%$546.40
100,750 at 5.1%$547.02
100,750 at 5.11%$547.64
100,750 at 5.12%$548.26
100,750 at 5.13%$548.88
100,750 at 5.14%$549.50
100,750 at 5.15%$550.12
100,750 at 5.16%$550.74
100,750 at 5.17%$551.36
100,750 at 5.18%$551.99
100,750 at 5.19%$552.61
100,750 at 5.2%$553.23
100,750 at 5.21%$553.85
100,750 at 5.22%$554.47
100,750 at 5.23%$555.10
100,750 at 5.24%$555.72
100,750 at 5.25%$556.35
100,750 at 5.26%$556.97
100,750 at 5.27%$557.59
100,750 at 5.28%$558.22
100,750 at 5.29%$558.84
100,750 at 5.3%$559.47
100,750 at 5.31%$560.10
100,750 at 5.32%$560.72
100,750 at 5.33%$561.35
100,750 at 5.34%$561.97
100,750 at 5.35%$562.60
100,750 at 5.36%$563.23
100,750 at 5.37%$563.86
100,750 at 5.38%$564.49
100,750 at 5.39%$565.11
100,750 at 5.4%$565.74
100,750 at 5.41%$566.37
100,750 at 5.42%$567.00
100,750 at 5.43%$567.63
100,750 at 5.44%$568.26
100,750 at 5.45%$568.89
100,750 at 5.46%$569.52
100,750 at 5.47%$570.15
100,750 at 5.48%$570.78
100,750 at 5.49%$571.42
100,750 at 5.5%$572.05
100,750 at 5.51%$572.68
100,750 at 5.52%$573.31
100,750 at 5.53%$573.95
100,750 at 5.54%$574.58
100,750 at 5.55%$575.21
100,750 at 5.56%$575.85
100,750 at 5.57%$576.48
100,750 at 5.58%$577.11
100,750 at 5.59%$577.75
100,750 at 5.6%$578.38
100,750 at 5.61%$579.02
100,750 at 5.62%$579.66
100,750 at 5.63%$580.29
100,750 at 5.64%$580.93
100,750 at 5.65%$581.57
100,750 at 5.66%$582.20
100,750 at 5.67%$582.84
100,750 at 5.68%$583.48
100,750 at 5.69%$584.12
100,750 at 5.7%$584.75
100,750 at 5.71%$585.39
100,750 at 5.72%$586.03
100,750 at 5.73%$586.67
100,750 at 5.74%$587.31
100,750 at 5.75%$587.95
100,750 at 5.76%$588.59
100,750 at 5.77%$589.23
100,750 at 5.78%$589.87
100,750 at 5.79%$590.51
100,750 at 5.8%$591.15
100,750 at 5.81%$591.80
100,750 at 5.82%$592.44
100,750 at 5.83%$593.08
100,750 at 5.84%$593.72
100,750 at 5.85%$594.37
100,750 at 5.86%$595.01
100,750 at 5.87%$595.65
100,750 at 5.88%$596.30
100,750 at 5.89%$596.94
100,750 at 5.9%$597.59
100,750 at 5.91%$598.23
100,750 at 5.92%$598.88
100,750 at 5.93%$599.52
100,750 at 5.94%$600.17
100,750 at 5.95%$600.81
100,750 at 5.96%$601.46
100,750 at 5.97%$602.11
100,750 at 5.98%$602.75
100,750 at 5.99%$603.40
100,750 at 6%$604.05
100,750 at 6.01%$604.70
100,750 at 6.02%$605.34
100,750 at 6.03%$605.99
100,750 at 6.04%$606.64
100,750 at 6.05%$607.29
100,750 at 6.06%$607.94
100,750 at 6.07%$608.59
100,750 at 6.08%$609.24
100,750 at 6.09%$609.89
100,750 at 6.1%$610.54
100,750 at 6.11%$611.19
100,750 at 6.12%$611.84
100,750 at 6.13%$612.49
100,750 at 6.14%$613.15
100,750 at 6.15%$613.80
100,750 at 6.16%$614.45
100,750 at 6.17%$615.10
100,750 at 6.18%$615.76
100,750 at 6.19%$616.41
100,750 at 6.2%$617.06
100,750 at 6.21%$617.72
100,750 at 6.22%$618.37
100,750 at 6.23%$619.03
100,750 at 6.24%$619.68
100,750 at 6.25%$620.34
100,750 at 6.26%$620.99
100,750 at 6.27%$621.65
100,750 at 6.28%$622.30
100,750 at 6.29%$622.96
100,750 at 6.3%$623.62
100,750 at 6.31%$624.27
100,750 at 6.32%$624.93
100,750 at 6.33%$625.59
100,750 at 6.34%$626.24
100,750 at 6.35%$626.90
100,750 at 6.36%$627.56
100,750 at 6.37%$628.22
100,750 at 6.38%$628.88
100,750 at 6.39%$629.54
100,750 at 6.4%$630.20
100,750 at 6.41%$630.86
100,750 at 6.42%$631.52
100,750 at 6.43%$632.18
100,750 at 6.44%$632.84
100,750 at 6.45%$633.50
100,750 at 6.46%$634.16
100,750 at 6.47%$634.82
100,750 at 6.48%$635.48
100,750 at 6.49%$636.15
100,750 at 6.5%$636.81
Interest Rate 30 Year
100,750 at 6.51%$637.47
100,750 at 6.52%$638.13
100,750 at 6.53%$638.80
100,750 at 6.54%$639.46
100,750 at 6.55%$640.13
100,750 at 6.56%$640.79
100,750 at 6.57%$641.45
100,750 at 6.58%$642.12
100,750 at 6.59%$642.78
100,750 at 6.6%$643.45
100,750 at 6.61%$644.11
100,750 at 6.62%$644.78
100,750 at 6.63%$645.45
100,750 at 6.64%$646.11
100,750 at 6.65%$646.78
100,750 at 6.66%$647.45
100,750 at 6.67%$648.11
100,750 at 6.68%$648.78
100,750 at 6.69%$649.45
100,750 at 6.7%$650.12
100,750 at 6.71%$650.79
100,750 at 6.72%$651.45
100,750 at 6.73%$652.12
100,750 at 6.74%$652.79
100,750 at 6.75%$653.46
100,750 at 6.76%$654.13
100,750 at 6.77%$654.80
100,750 at 6.78%$655.47
100,750 at 6.79%$656.14
100,750 at 6.8%$656.81
100,750 at 6.81%$657.49
100,750 at 6.82%$658.16
100,750 at 6.83%$658.83
100,750 at 6.84%$659.50
100,750 at 6.85%$660.17
100,750 at 6.86%$660.85
100,750 at 6.87%$661.52
100,750 at 6.88%$662.19
100,750 at 6.89%$662.87
100,750 at 6.9%$663.54
100,750 at 6.91%$664.21
100,750 at 6.92%$664.89
100,750 at 6.93%$665.56
100,750 at 6.94%$666.24
100,750 at 6.95%$666.91
100,750 at 6.96%$667.59
100,750 at 6.97%$668.26
100,750 at 6.98%$668.94
100,750 at 6.99%$669.62
100,750 at 7%$670.29
100,750 at 7.01%$670.97
100,750 at 7.02%$671.65
100,750 at 7.03%$672.32
100,750 at 7.04%$673.00
100,750 at 7.05%$673.68
100,750 at 7.06%$674.36
100,750 at 7.07%$675.04
100,750 at 7.08%$675.71
100,750 at 7.09%$676.39
100,750 at 7.1%$677.07
100,750 at 7.11%$677.75
100,750 at 7.12%$678.43
100,750 at 7.13%$679.11
100,750 at 7.14%$679.79
100,750 at 7.15%$680.47
100,750 at 7.16%$681.15
100,750 at 7.17%$681.83
100,750 at 7.18%$682.52
100,750 at 7.19%$683.20
100,750 at 7.2%$683.88
100,750 at 7.21%$684.56
100,750 at 7.22%$685.24
100,750 at 7.23%$685.93
100,750 at 7.24%$686.61
100,750 at 7.25%$687.29
100,750 at 7.26%$687.98
100,750 at 7.27%$688.66
100,750 at 7.28%$689.34
100,750 at 7.29%$690.03
100,750 at 7.3%$690.71
100,750 at 7.31%$691.40
100,750 at 7.32%$692.08
100,750 at 7.33%$692.77
100,750 at 7.34%$693.45
100,750 at 7.35%$694.14
100,750 at 7.36%$694.83
100,750 at 7.37%$695.51
100,750 at 7.38%$696.20
100,750 at 7.39%$696.89
100,750 at 7.4%$697.57
100,750 at 7.41%$698.26
100,750 at 7.42%$698.95
100,750 at 7.43%$699.64
100,750 at 7.44%$700.32
100,750 at 7.45%$701.01
100,750 at 7.46%$701.70
100,750 at 7.47%$702.39
100,750 at 7.48%$703.08
100,750 at 7.49%$703.77
100,750 at 7.5%$704.46
100,750 at 7.51%$705.15
100,750 at 7.52%$705.84
100,750 at 7.53%$706.53
100,750 at 7.54%$707.22
100,750 at 7.55%$707.91
100,750 at 7.56%$708.60
100,750 at 7.57%$709.29
100,750 at 7.58%$709.99
100,750 at 7.59%$710.68
100,750 at 7.6%$711.37
100,750 at 7.61%$712.06
100,750 at 7.62%$712.76
100,750 at 7.63%$713.45
100,750 at 7.64%$714.14
100,750 at 7.65%$714.84
100,750 at 7.66%$715.53
100,750 at 7.67%$716.22
100,750 at 7.68%$716.92
100,750 at 7.69%$717.61
100,750 at 7.7%$718.31
100,750 at 7.71%$719.00
100,750 at 7.72%$719.70
100,750 at 7.73%$720.39
100,750 at 7.74%$721.09
100,750 at 7.75%$721.79
100,750 at 7.76%$722.48
100,750 at 7.77%$723.18
100,750 at 7.78%$723.88
100,750 at 7.79%$724.57
100,750 at 7.8%$725.27
100,750 at 7.81%$725.97
100,750 at 7.82%$726.66
100,750 at 7.83%$727.36
100,750 at 7.84%$728.06
100,750 at 7.85%$728.76
100,750 at 7.86%$729.46
100,750 at 7.87%$730.16
100,750 at 7.88%$730.86
100,750 at 7.89%$731.56
100,750 at 7.9%$732.26
100,750 at 7.91%$732.96
100,750 at 7.92%$733.66
100,750 at 7.93%$734.36
100,750 at 7.94%$735.06
100,750 at 7.95%$735.76
100,750 at 7.96%$736.46
100,750 at 7.97%$737.16
100,750 at 7.98%$737.86
100,750 at 7.99%$738.57
100,750 at 8%$739.27
More Amounts
What is the down payment for a $100,750 house? How much do you need to put down?
Percent Down Down Payment
1%1,008
2%2,015
3%3,023
4%4,030
5%5,038
6%6,045
7%7,053
8%8,060
9%9,068
10%10,075
11%11,083
12%12,090
13%13,098
14%14,105
15%15,113
16%16,120
17%17,128
18%18,135
19%19,143
20%20,150
Percent Down Down Payment
21%21,158
22%22,165
23%23,173
24%24,180
25%25,188
26%26,195
27%27,203
28%28,210
29%29,218
30%30,225
31%31,233
32%32,240
33%33,248
34%34,255
35%35,263
36%36,270
37%37,278
38%38,285
39%39,293
40%40,300
Percent Down Down Payment
41%41,308
42%42,315
43%43,323
44%44,330
45%45,338
46%46,345
47%47,353
48%48,360
49%49,368
50%50,375
51%51,383
52%52,390
53%53,398
54%54,405
55%55,413
56%56,420
57%57,428
58%58,435
59%59,443
60%60,450
Percent Down Down Payment
61%61,458
62%62,465
63%63,473
64%64,480
65%65,488
66%66,495
67%67,503
68%68,510
69%69,518
70%70,525
71%71,533
72%72,540
73%73,548
74%74,555
75%75,563
76%76,570
77%77,578
78%78,585
79%79,593
80%80,600
Percent Down Down Payment
81%81,608
82%82,615
83%83,623
84%84,630
85%85,638
86%86,645
87%87,653
88%88,660
89%89,668
90%90,675
91%91,683
92%92,690
93%93,698
94%94,705
95%95,713
96%96,720
97%97,728
98%98,735
99%99,743
100%100,750
Common Loan Vocabulary Terms
APR Annual Percentage Rate, the annual cost of borrowing or lending money.
PMI Private Mortgage Insurance. A downpayment less than 20% often requires that the borrower purchase PMI. This increases the overall monthly payment.
Property Taxes Taxes charged by the local government to the owner of the property. This is often charged as a percentage of the assessed value of the property.
Insurance Home insurance protects your property against damage. Flood insurance is often recommended for some areas of the country. Individuals with a high net worth might consider an umbrella policy.
HOA Homeowners' Association. Usually part of a condo development or subdivision. The HOA often sets the rules, takes care of common maintenance, and charges a fee.
Mortgage Refinance After mortgage rates have decreased, it is often possible to get a new mortgage at a lower rate. This is a loan refinance and can save lots of money.